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Resolution No. 5042 . . 1 2 3 4 5 RESOLUTION NO. 5042 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF VERNON ADOPTING A DEFERRED COMPENSATION PLAN AND EXECUTING THE ICMA RETIP~MENT TRUST AND APPOINTING THE CITY ADMINISTRATOR TO BE THE COORDINATOR OF THIS PROGRM1 ON BEHALF OF THE CITY OF VERNON 6 WHEREAS, the City of Vernon ("Employer") maintains a 7 deferred compensation plan for its employees which is administered 8 by the ICMA Retirement Corporation (the "Administrator"); and 9 WHEREAS, the Administrator has recommended changes in 10 the plan document to comply with recent federal legislation and 11 Internal Revenue Service Regulations governing said plans; and 12 WHEREAS, the Internal Revenue Service has issued a 13 private letter ruling approving said plan document as complying 14 with Section 457 of the Internal Revenue Code; and 15 WHEREAS, other public employers have joined together 16 to establish the ICMA Retirement Trust for the purpose of 17 representing the interests of the participating employers with 18 respect to the collective investment of funds held under their 19 deferred compensation plans; and 20 WHEREAS, said Trust is a salutary development which 21 further advances the qualify of administration for plans 22 administered by the ICMA Retirement Corporation. \ 23 NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF 24 THE CITY OF VERNON AS FOLLOWS: 25 SECTION 1: That the Employer hereby adopts the 26 deferred compensation plan, attached hereto as Appendix A, as 27 an amendment and restatement of its present,deferred compensation 28 plan administered by the ICMA Retirement Corporation, which shall 1 continue to act as Administrator of said plan. 2 SECTION 2: That the Mayor is hereby authorized to 3 execute the ICMA Retirement Trust on behalf of the Employer 4 which is attached hereto as Appendix B. 5 SECTION 3: That the Employer hereby adopts the trust 6 agreement with the ICMA Retirement Corporation, as appears at 7 Appendix C hereto, as an amendment and restatement of its existing 8 trust agreement with the ICMA Retirement Corporation, and directs 9 the ICMA Retirement Corporation, as Trustee, to invest all funds 10 held under the deferred compensation plan through the ICMA 11 Retireme~t Trust as soon as is practicable. 12 SECTION 4: That the City Administrator shall be the 13 coordinator for this program and shall receive necessary reports, 14 notices, etc. from the ICMA Retirement Corporation as 15 Administrator, and shall cast, on behalf of the Employer, any 16 required votes under the p~ogram. Administrative duties to 17 carry out the plan may be assigned to the appropriate departments. 18 SECTION 5: The City Clerk of the City of Vernon shall 19 certify to the passage of this Resolution and thereupon and 20 thereafter the same shall be in full force and effect. 21 APPROVED AND ADOPTED this 20th day of September, 1983. 22 23 24 25 26 27 28 c~ LEONIS C. MALB ATT~:. .~~.' . 6~~~ . BRUCE V. MALKENHORST, City Clerk -2- 6 7 'i 8 9 10 11 12 13 14 (SEAL) 15 16 17 18 19 II 20 !.! !I !H 2111 11 22 II 23 24 25 26 27 28 1 STATE OF CALIFORNIA ) ) SSe 2 COUNTY OF LOS ANGELES ) 3 4 'I I, BRUCE V. MALKENHORST, City Clerk of the City of 5 I Vernon, do hereby certify that tbe foregoing Resolution, being Resolution No. 5042 , was duly adopted by the City Council of the City of Vernon, and was approved by the Mayor of said City September 20 I I I 6~~ BRUCE V. HALKENHORST, City .1 Clerk at a regular meeting of the City Council held on Tuesday, , 19 83 i :1 -3- 'APPEtU11X A ("EMPLOYER") DEFERRED COMPENSATION PLAN I. INTRODUCTION The Employer hereby establishes the Employer's Deferred Compensation Plan, hereinafter referred to as the "Plan." The Plan consists of the provisions set forth in this document. The primary purpose of this Plan is to provide retirement income and other deferred benefits to the Employees of the Employer in accordance with the provisions of section 457 of hie Internal Revenue Code of 1954, as amended. This Plan shall be an agreement solely between the Employer and participating Employees. II. DEFINITIONS 2.01 Account: The bookkeeping account maintained for each Participant reflecting the cumulative amount of the Participant's Deferred Compensation, including any income, gains. losses, or increases or decreases in market value attributable to the Employer's investment of the Participant's - Deferred Compensation, and further reflecting any distribu- tions to the Participant or the Participant's Beneficiary and any fees or expenses charged agaihst such Participant's Deferred Compensation. 2.02 Administrator: The person or persons named to carry out certain nondiscretionary administrative functions under the Plan, as hereinafter described. The Employer may remove any person as Administrator upon 60 days advance notice in writing to such person, in which case the Employer shall name another person or persons to act as Administrator. The Administrator may resign upon 60 days advance notice in writing to the Employer, in which the case the Employer shall name another person or persons to act as Administrator. 2.03 Beneficiary: The person or persons designated by the Participant in his Joinder Agreement who shall receive any benefits payable hereunder in the event of the Participant's death. 2.04 Deferred Compensation: The amount of Normal Compensa- tion otherwise payable to the Participant which the Participant and the Employer mutually agree to defer hereunder. any amount credited to a Participant's Account by reason of a transfer under Section 6.03, or any other amount which the Employer agrees to credit to a Participant's Account. 2.05 Employ": Any individual who provides services for the Employer, whether as an employee of the Employer or as an independent contractor, and who has been designated by the Employer as eligible to participate in the Plan. 2.06 Includible Compensation: The amount of an Employee's compensation from the Employer for a taxable year that is attributable to services performed for the Employer and that is includible in the Employee's gross income for the taxable year for federal income tax purposes; such term does not include any amountexcludablefrom gross income under this Plan or any other plan described in section 457(b) of the Internal Revenue Code, any amount excludable from gross income under section 403(b) of the Internal Revenue Code, or any other amount excludable from gross inCome for federal income tax purposes. Includible Compensation shall be' determined without regard to any community property laws, 2.07 Joinder Agreement: An agreement entered into between an Employee and the Employer, including any amendments or modifications thereof. Such agreement shall fix the amount of Deferred Compensation, specify a preference among the investment alternatives designated by the Employer, designate the Employee's Beneficiary or Beneficiaries, and incorporate the terms, conditions, and provisions of the Plan byreference. 2.08 Normal Compensation: The amount of compensation which would be payable to a Participant by the Employer for a taxable year if no Joinder Agreement were in effect to defer compensation under this Plan. 2.09 Normal Retirement Age: Age 70, unless the Participant has elected an alternate Normal Retirement Age by written instrument delivered to the Administrator prior to Separation from Service. A Participant's Normal Retirement Age determines (a) the latest time when benefits may commence under this Plan (unless the Participant continues emp.loy- mentafter Normal Retirement Age). and (b) the period during which a Participant may utilize the catch-up limitation of Section 5.02 hereunder. Once a Participant has to any extent utilized the catch-up limitation of Section 5.02. his Normal Retirement Age may not be changed. A Participant's alternate Normal Retirement Age may not be earlier than the earliest date that the Participant will become eligible to retire and receive unreduced retiremeht benefits under.the Employer's basic retirement plan covering the Participant and may n.ot be later than the date the Participant attains age 70. If a Participant continues employment after attaining age 70, not having previously elected an alternate Normal Retirement Age, the Participant's alternate Normal Retirement Age shall not be later than the mandatory retirement age, if any, established by the Employer, or the age at which the Participant actually separates from service if the Employer has no mandatory retirement age. If the Participant will not become eligible to receive benefits under a basic retirement plan maintained by the Employer, the Participant's alternate Normal Retirement Age.may not be earlier than attainment of age 55 and may not be later than attainment of age 70. 2.10 Participant: Any Employee who has joined the Plan pursuant to the requirements of Article IV. 2.11 Plan Year: The calendar year. 2.12 Retlremenl: The first date upon which both of the following shalf have occurred with respect to a Participant: Separation from Service and attainment of Normal Retirement Age. 2.13 Separation from Service: Severance of the Participant's employment with the Employer. A Participant shall be deemed to have severed his employment with the Employer for purposes of this Plan when, in accordance with the established practices of the Employer, the employment relationship is considered to have actually terminated. In the case of a Participant who is an independent contractor of the Employer, Separation from Service shall be deemed to have occurred when the Participant's contract under which services are performed has completely expired and terminated, there is no foreseeable possibility that the Employer will renew the contract or enter into a new contract for the PartiCipant's services, and it is not anticipated that the Participant will become an Employee of the Employer. III. ADMINISTRATION 3.01 Duties of Employer: The Employer shall have the authority to make all discretionary decisions affecting the rights or benefits of Participants which may be required in the administration of this Plan. 3.02 Duties of Administrator: The Administrator, as agent for the Employer, shall perform nondiscretionary administrative functions in connection with the Plan, including the maintenance of Participants' Accounts, the provision of periodic reports of the status of each Account and the disbursement of benefits on behalf of the Employer in accordanc;e with the provisions of this Plan. IV. PARTICtPATION IN THE PLAN 4.01 Initial Participation; An Employee may become a Participant by entering into a Joinder Agreement prior to the beginning of the caloodar month in which the Joinder Agreement is to become effective to defer compensation not yet earned. 4.02 Amendment of JOinder Agreement: A Participant may amend an executed Joinder Agreement to Change the amount of compensation not yet earned which is to be deferred (including the reduction of such future deferrals tozero) or to change his investment preference (subject to such restric- tions as may result from the nature or terms of any investment made by the Employer). SUCh amendment shall become effective as of the beginning of the calendar month commencing alter the date the amendment is executed. A Participant may at any time amend his Joinder Agreement to change the designated Beneficiary and such amendment snail become effective immediately. V. LIMITATIONS ON DEFERRALS 5,01 Normal Limitation: Except as provided in Section 5.02, the maximum amount of Deferred Compensation for any Participant for any taxable year shall notexceed the lesser of $7,500.00 or 33 1/3 percent of the Participant's Includible Compensation for the taxable year. This limitation will ordinarily be equivalent to the lesser of $7,500.00 or 25 percent of the Participant's Normal Compensation. 5.02 Catch-up limitation: For each of the last three (3) taxable years of a Participant ending before his attainment of Normal Retirement Age, the maximum amount of Deferred Compensation shall be the lesser of: (1) $15,000or (2) the sum of (i) the Normal Limitation for the taxable year, and (ii) that portion of the Normal Limitation for each of the prior taxable years of the Participant commencing after 1978 dUring which the Plan was in existence and the Participant was eligible to participate in the Plan (or in any other plan established under section 457 of the Internal Revenue Code by an employer within the same State as the Employer) less the amount of Deferred Compensation for each such prior taxable year (including amounts deferred under such other plan). For purposes of this Section 5.02, a Participant's InCludible Compoosation for the current taxable year shall be deemed to include any Deferred Compensation for the taxable year in excess of the amount permitted under the Normal Limitation, and the Participant's Includible Compen- sation for any prior taxable year shall be deemed to exclude any amount that could have been deferred under the Normal Limitation for such prior taxable year. 5.03 Section403(b) Annuities: For purposes of Sections 5.01 and 5.02, amounts contributed by the Employer on behalf of a Participant for the purchase of an annuity contract described in section 403(b) of the Internal Revooue Code shall be treated as if SUCh amounts constituted Deferred Compensa- tion under this Plan for the taxable year in which the contribution was made and shall thereby reduce the maximum amount that may be deferred for such taxable year. Vt. tNVESTMENTS AND ACCOUNT VALUES 6.01 Investment of Deferred Compensation: All investments of Participants' Deferred Compensation made by the Employer, including all property and rights purchased with such amounts and all income attributable thereto, shall bethe sole property of the Employer and shall not be held in trust for Participants or as collateral security for the fulfillment of the Employer's obligations under the Plan. Such property shall be subject to the claims of general creditors of the Employer, and no Participant or Beneficiary shall have any vested interest or secured or preferred position with respect to such property or have any claim against the Employer except as a general creditor. 6.tJ2 Crediting of Accounts: The Participant's Account shall reflect the amount and value of the investments or other property obtained by the Employer through the investment of the Participant's Deferred Compensation. It is anticipiited that the Employer's investments with respect to a Participant will conform to the investment. preference specified in the Participant's Joinder Agreement, but nothing herein shall be construed to require the Employer to maRe any particular investment of a Participant's Deferred Compensation. Each Participant shall receive periodic reports, not less frequently than annually, showing the thoo-current value of his Accou nt. ' 6.03. Acceptance of Transfers: Pursuant to an appropriate written agreement, the Employer may accept and. credit to a Participant's Account amounts transferred from another employer within the same State representing amounts held by such other employer under an eligible State deferred compensation plan described in section 457 of the Internal Revenue Code. Any such transferred amount shall not be treated as a deferral subject to the limitations of. Article V, provided however, that the actual amount of any deferral under the plan from whiCh the transfer is made shall be taken into account in computing the catCh-Up limitation under Section 5.02. 6.04 Employer Uability: In no event shall the Employer's liability to pay benefits to a Participant under Article VI exceed the value of the amountscrediled to the Participant's Account; the Employer shall not be liable for losses arising from depreciation or shrinkage in the value of any investments acquired under this Plan. VII. BENEFITS 7,01 Retirement Benefits and Election on Sep,nation from Service: Except as otherwise provided in this Article VII, the distribution of a Participant's Account shall commence during the second calendar month after the close of the Plan Year of the Participant's Retirement, and the distribution of such Retirement benefits shall be made in accordance with one of the payment options described in Section 7.02. NotwithStanding the foregoing, the Participant may irrevo- 2 cably elect within 60 days following Separation from Service to have the distribution of benefits commence on a date other than that described in the preceding sentence which is at least 60 days after the date such election is delivered in writing to the Employer and forwarded to the Administrator but not later than 60 days after the close of the Plan Year of the Participant's Retirement. 7.02 Payment Options: As provided in Sections 7.01,7.05 and 7.06, a Participant may elect to have the value of his Account distributed in accordance with one of the following payment options, provided that .such option is consistent with the limitations set forth in Section 7.03: (a) Equal monthly, quarterly, semi-annual or annual payments in an amount chosen by the Participant, 'continu~ng until his Account is exhausted; (b) One lump sum payment; (c) Approximately equal monthly, quarterly, semi-annual or annual payments, calculated to continue for a period certain chosen by the Participant; (d) Payments equal to payments made by the issuer of a retirement annuity pOlicy acquired by the Employer; (e) Any other payment option elected by the Participant and agreed to by the Employer. A Participant's election of a payment option must be made at least 30 days before the payment of benefits is to commence. If a PartiCipant fails to make a timely election of a payment option. benefits shall be paid monthly under option (c) above fOr a periOd of five years. 7.03 Limitation on Options: No payment option may be selected by the Participant under Section 7.02 unless the present value of the payments to the Participant, determined as of the date benefits commence, exceeds 50 percent of the value of the Participant's Account as of the date benefits commence. Present value determinations under this Section shall be made by the Administrator in accordance with the expected return multiples set forth in section 1.72-9 of the Federal lncome Tax Regulations (or any successor proviSion to such regulations), 1.04 Post-retirement Death Benefits: Should the Participant die after he has begun to receive benefits under a payment option, the remaining payments, if any, under the payment option shall be payable to the Participant's Beneficiary commencing within 60 days after the Administrator receives proof of the Participant's death, unless the Beneficiary elects payment under a diff.erent payment option at least 30 days prior to the date that the first payment becomes payable to the Beneficiary. In no event shall the Employer or Administrator be liable to the Beneficiary for the amount of any payment made in the name of the Participant before the Administrator receives proof of death of the Participant. Notwithstanding the foregoing, payments to a Beneficiary shall not extend over a period longer than (i) the Beneficiary's life expectancy if the Beneficiary is the Participant's spouse or (H) fifteen (15) years if the Beneficiary is not the Participant's spouse. If no Beneficiary is designated in the Joinder Agreement, or if the designated Beneficiary does not survive the Participant for a period of fifteen (15) days, then the commuted value of any remaining payments under the payment option shall be paid in a lump sum to the estate of the Participant. If the designated Beneficiary survives the Participant for a period of fifteen (15) days, but does not continue to live for the remaining period of payments under the payment option (as modified, if necessary, in conformity with the third sentence of this section), then the commuted value of any remaining payments under the payment option shall be paid in a lump sum to the estate of the Beneficiary. 7.05 Pre--retirement Death Benefits: Should the Participant die befOre he has begun 10 receive the benefits provided by Sections 7.01 or 7.06, a death benefit equai to the value olthe Participant's Account shall be payable to the Beneficiary commencing no later than 60 days after the close of the Plan Year in which the Participant would have attained Normal Retirement Age. Such death benefit shall be paid in alump sum unless the Beneficiary elects a different payment option within 90 days of the Participant's death. A Beneficiary who may elect a payment option pursuant to the provisions of the preceding sentence shall be treated as if he were a Participant for purposes of determining the payment options available under Section 7.02; provided, however, that the payment option chosen by the Beneficiary must provide for payments to the Beneficiary over a period no longer than the life expectancy of the Beneficiary if the Beneficiary is the Participant's spouse and must provide for payments over a period not in excess of fifteen (15) years if the Beneficiary is not the Participant's spouse. 1.06 Disability: I n the event a Participant becomes disabled before the commencement of Retirement benefits under Section 7.01, the Participant may elect to commence benefits under one of the payment op.tions desCribed in Sectioo 7.02 on the last day otthe month following a determination of disability by the Employer. The Participant's request for such determination must be made within a reasonable time after the impairment which constitutes the disability occurs.. A Participant shall be considered diSabled for purposes of this Plan if he is unable to engage in any substantial gainful activity by reason of any medically determinable physical Or mental impairment which can be expected to result in death or be of long-continued and indefinite duration. The disability of any Participant shall be determined in accordance with uniform principles consistently applied and upon the basis of such medical evidence as the Employer deems necessary and desirable. 7.07 Unforeseeable Emergencies: In the event an unforeseeable emergency occurs, a Participant may apply to the Employer to receive that part of the value of his account that is reasonably needed to satisfy the emergency need. If such an application is approved by the Employer, the Participantshall be paid only such amount as the Employer deems necessary to meet the emergency need, but payment shall not be made to the extent that the financial hardship may be relieved through cessation of deferral under the Plan, insurance or other reimbursement, or liquidation of other assets t9 the extent such liquidation would not itself cause severe financial hardship. An unforeseeable emergency shall be deemed to involve only circumstances of severe financial hardship to the Participant resulting from a sudden and unexpected illness or accident of the Participant or of a dependent (as defined in section 152(a) of the Internal Revenue Code) of .the Participant, loss of the Participant's property dueto casualty, or other similar and extraordinary unforeseeable circum- stances arising as a result of events beyond the control of the Participant. The need to send a Participant's child to college or to purchase a new home shall not be considered unforeseeable emergencies. The determination as to whether such an unforeseeable emergency exists shall be based on the merits of each individual case. i ~ I VIII. NON-ASSIGNABILITY No Participant or Beneficiary shall have any right to commute, sell. assign. pledge, transfer or otherwise conveyor encumber the right to receive any payments hereunder, which payments and rights are expres~ly declared to be non-assignable and non- transferable. IX. RELATIONSHIP TO OTHER PLANS ANDEMPLQYMENT AGREEMENTS ThisPlan serves in addition to any other retirement, pension, or benefit plan or system presently in existence or hereinafter established for the benefit of the Employer's employees. and participation hereunder shall not affect benefits receivable under 3 any sucf't plan or system. Nothing contained in this Plan shall be deemed to constitute an emptoyment contract or agreement between any Participant and the Employer or to give any Participant the right toPe retained in the employ of the Employer. Nor shall anything herein beconstruedlo mOdify the terms of any employment contract or agreement between a Participant and the Employer. X. AMENDMENT OR TERMINATION OF PLAN The Employer may at anytime amend this Plan provided that it transmits such amendment in writing to the Administrator at least 30 days prior to the effective date of the amendment. The consent of the Admjnistratorshall not b.e required in order for such amendment to Pecome effective. but tile Administrator shall be under no obligationto continue acting as Administrator hereunder if it disapproves of such amendment. The. Employer may at any time terminate this Plan. The Administrator may atany time propose an amendment to the Plan by an instrument in writing transmitted to the Employer at least 30 days before the effective date of the amendment. Such amendment Shall become effective unless, within such 30-day period. the Employer notifies the Administrator in writing that it disapproves Such amendment, in which case such amendment shall not become effective. In the event of such disapproval, the Administrator shall be under no obligation to continue acting as Administrator hereunder. No amendment or termination of the Plan shall divest any Participant Of any rights witllrespect to co~pensation deferred before the date of the amendment or termination. XI.. APPLICABLE LAW This Plan shall be construed under the laws of the state where the Employer is located and is established with the intent that it meet the requirements of an "eligible State deferred compensation plan" under section.457 of the Internal Revenue Code of 1954, as amended. The provisions of this Plan shaH be interpreted wherever possible in conformity with the requirements of that section. XII. GENDER AND NUMBER The masculine pronoun, whenever used herein, shall include the feminine pronoun, and the singular shall include the plural. except where the context requires otherwise. 4 APPENDIX B . DECLARATION OF TRUST of ICMA RETIREMENT TRUST ARTICLE I. Name and Definitions SECTION 1.1. Name. The Name of the Trust created hereby is the ICMA Retirement Trust. SECTION 1.2. Definitions. Wherever they are used herein, the following terms shall have the following respective meanings: (a) By-Laws. The By-Laws referred to in Section 4.1 hereof, as amended from time to time. (b) Deferred Compensation Plan. A deferred compensation plan established and maintained by a Public Employer for the purpose . of providing retirement income and other deferred ben~fits to its employees in accordance with the provisions of section 457 of the Internal Revenue Code of 1954. as amended. (c) Guaranteed Investment Contract. A contract entered into by the Retirement Trust with insurance companies that provides for a guaranteed rate of return on investments made pursuant to such contract. (d) ICMA. The International City Management Association. (e) ICMA/RC Trustees. Those Trustees elected by the Public Employers who. in accordance with the provisions of Section 3.1(a) hereof. are also members of the Board of Directors of ICMA or RC. (f) Investment Adviser. The Investment Adviser that enters into a contract with the Retirement Trustlo provide advice with respect to investment of the Trust Property. (g) Employer Trust. A trust created pursuant to an agreement between RC and a Public Employer for the purpose of investing and administering the funds set aside by such employer in connection with its deferred compensation agreements with its employees. (h) Portfolios. The Portfolios of investments established by the Investment Adviser to the Retirement Trust. under the supervision of the Trustees. for the purpose of providing investments for the Trust Property. (I) Public Employee Trustees. Those Trustees elected by the PubliC Employers who, in accordance with the provisions of Section 3.1(a) hereof, are full-time employees of Public Employers. (i) Public Employer. A unit of state or local government, or any agency or instrumentality thereof, that has adopted a Deferred Compensation Plan and has executed this Declaration of Trust. (k) RG. The International City Management Association Retirement Corporation. (I) Retirement Trust. The Trust created by this Declaration of Trust. (m) Trust Property. The amounts held in the Retirement Trust on behalf of the Public Employers. The Trust Property shall include any inCome resulting from the investment of the amounts so held. (n) Trustees. The Public Employee Trustees and ICMA/RC Trustees elected by the PubliC Employers to serve as members of the Board of Trustees of the Retirement Trust. ARTICLE II. Creation and Purpose of the Trust; Ownership of Trust Property SECTION 2.1. Creation. The Retirement Trust is created and established by the execution oHhisDeclaration of Trust by the Trustees and the participating Public Employers. SECTION 2.2. Purpose. The purpose of the Retirement Trust is to provide for the commingled investment of funds held by the Public Employers in connection with their Deferred Compensation Plans. The Trust Property shall be invested in the Portfolios, in Gl.Iaranteed Investment Contracts and in other investments recommended by the Investment Adviser under the supervision of the Board of Trustees. SECTION 2.3 Ownership of Trust Property. The Trustees shall have legal title to the Trust Property. The Public Employers shall be the beneficial owners of the Trust Property. ARTICLE III. Trustees SECTlON 3.1. Number and Qualification of Trustees. (a) The Board of Trustees Shall consist of nine Trustees. Five of the Trustees shall be full-time employees of a Public Employer (the Public Employee Trustees) Who are authorized by such Public Employer to serve as Trustee. The remaining four Trustees shall consist of two persons who ,at the time of election to the Board of Trustees, are members of the Board of Directors of ICMA and two persons who, at the time of election, are members of the Board of Directors of RC (the ICMA/RC Trustees). One of the Trustees who is a director of ICMA, and one of the Trustees who is a director of RC, shall, at the time of election, be full-time employees of a Public Employer. (b) No person may serve as a Trustee for more than one term in any ten-year period. SECTION 3.2. Election and Term. (a) Except for the Trustees appointed to fill vacancies pursuant to Section 3.5 hereof, the Trustees shall be elected by a vote of a majority of the Public Employers in accordance with the procedures set forth in the By-Laws. (b) At the first election of Trustees, three. Trustees shall be elected for a term of three years, three Trustees shall be elected for a term of two years and three Trustees shall be elected for a term of one year. At each subsequent election, three Trustees shall be elected for a term of three years and until his or her successor is elected and qualified. SECTION 3.3. Nominations. The Trustees who are full-time employees of Public Employers Shall serve as the Nominating C.ommittee for the Public Employee Trustees. The Nominating COmmittee shall choose candidates for Public Employee Trustees in accordance with the procedures set forth in the By-Laws. SECTION 3.4. Resignation and Removal. (a) Any Trustee may resign as Trustee (without need for prior.or subsequent accounting) by an instrument in writing signed by the Trustee and delivered to the other Trustees and suchresignati.on shall be effective upon such delivery, or at a later date acc.ording to the terms of the instrument. Any of the Trustees may be removed for cause. by a vote of a majority of the Public Employers. (b) Each Public Employee Trustee shall resign his or her position as Trustee within sixty days of the date on which he or she ceases to be a full-time employee of a Public Employer. pECTION 3.5. Vacancies. The term of office ot a Trustee shall terminate and a vacancy shall occur in the event of the death, resignation, removal. adjudicated incompetence or other incapacity to perform the duties of the office of a Trustee. In the case of a vacancy. the remaining Trustees shall appoint such person as they in their discretion shall see fit (subject to the limitations set forth in this Section). to serve for the unexpired portion of the term of the Trustee who has resigned or otherwise ceased to be a Trustee. The appointment shall be made by a wrillen instrument signed by a majority of the Trustees. The person appointed must be the same type of Trustee (Le.. Public Employee Trustee or ICMA/RC Trustee) as the person who has ceased to be a Trustee. An appointment of a Trustee may be made in anticipation of a vacancy to occur at a tater date by reason of retirement or resignation. provided that such appointment shall not become effective priorto such retirement or resignation. Whenever a vacancy in the number of Trustees shall occur, until such vacancy is filled as provided in this Section 3.5, the Trustees in office. regardless of their number. shall have all the powers granted to the Trustees and shall discharge all the duties imposed upon the Trustees by this Declaration. A written instrument certifying the existence of such vacancy signed by a majority of the Trustees shall be conclusive eVidence of the existence of such vacancy. SECTION 3.6. Trustees Serve in Representative Capacity. By executing this Declaration. each Public Employer agrees that the Public Employee Trustees elected by the Public Employers are authorized to . act as agents and representatives of the Public Employers collectively. ARTICLE IV. Powers of Trustees SECTION 4.1. General Powers. The Trustees shall have the power to conduct the business of the Trust and to carryon its operations. Such power shall include, but shall not be limited to, the power to: (a) receive the Trust Property from the Public Employers or from a Trustee of any Employer Trust; (b) enter into a contract with an Investment Adviser providing. among other things. for the establishment and operation of the Portfolios. selection of the Guaranteed Investment Contracts in which the Trust Property may be invested. selection of other investments for the Trust Property and the payment of reasonable fees to the Investment Adviser and to any su b-investment adviser retained by the Investment Adviser; (c) review annually the performance of the Investment Adviser and approve annually the contract with such Investment Adviser; (d) invest and reinvest the Trust Property .in the Portfolios. the Guaranteed Investment Contracts and in any other investment recommended by the Investment Adviser. provided that if a Public Employer has directed that its monies be invested in specified Portfolios orin a Guaranteed Investment Contract. the Trustees of the Retirement Trust shall invest such monies in accordance with such directions; (e) keep such portion of the Trust Property in cash or cash balances as the Trustees. from time to time. may deem to be in the best interest of the Retirement Trust created hereby, without liability for interest thereon; (f) accept and retain for such time as they may deem advisable any securities or other property received or acquired by them as Trustees hereunder, whether or not such securities or other property would' normally be purchased as inve.stments here- under; (g) cause any securities or other property held as part of the Trust Property to be registered in the name of the Retirement Trust or in the name of a nominee. and to hold any investments in bearer form. but the books and records of the Trustees shall at all . times show that all such investments are a part of the Trust Property; (h) make. execute, acknowledge, and deliver any and all documents of transfer and conveyance and any and all other instruments that may be necessary or appropriate to carry out the powers herein granted; (i) vote upon any stock. bonds, or other securities; give general or special proxies or powers of attorney1lri\tl or without power of substitution; exercise any conversi.onpfivileges. subscription rights. or other options, and make any payments incidental thereto; oppose. or consent to. or otherwise participate in, corporate reorganizations or other changes affecting corporate securities. and delegate discretionary powers, and pay any assessments or charges in connection therewith; and generally exercise any of the powers of an owner with respect to stocks. bonds. securities or other property held as part of the Trust Property; (j) enter into contracts or arrangements for godS or services required in connection with the operation of the Retirement Trust, including, but not limited to. contracts with e-uatodians and contracts for the provision of administrative (k) borrow or raise money for the Trust in such amount. and upon such I Trustees shalt deem advisable, provided that the aggregate amount of such borrowings shall not eXceed ~ot1he value of the Trust Property. No person lending money to the Trustees shall be bound to see the application of the money lent or to inquire into its validity. expediency or propriety of any such borrowing; (1) incur reasonable expenses as required for the operation of the Retirement Trust and deduct such expenses from the Trust Property; (m) pay expenses properly allocable to the Trust Property incurred in connection with the Defened Compensation Plans or the Employer Trusts and deduct such expenses frOm that portion of the Trust Property beneficially 0IRred by the Public Employer to whom such expenses are properly allocable; (n) payout of the Trust Property all real and perllf)hal property taxes, income taxes and other taxes of any and all kil'lds which, in the opinion of the Trustees, are properly levied, or :assessed under existing or future laws upon, or in respect6f. the Trust Property and allocate any such taxes to the appropriate accounts; (0) adopt, amend and repeal the By-taws. provided that such By- Laws are at all times consistent with the terms of this Declaration of Trust; (p) employ persons to make available interests in the Retirement Trust to employers eligible to maintain adEl'ferred compensation. plan under section 457 of the Internat Revenue Code. as amended; (q) issue the Annual Report of the Retirement Trust. and the disclosure documents and other literature used by the Retirement Trust; (r) make loans. including the purchase of 4ebt. Obligations, provided that all such loans shall bear interest at the curren! market rate; (s) contract for. and delegate any powers gratlt.otltBeander to such officers, agents. employees. auditors and .' as thl Trustees may select, provided thatthe Trusteesmay an the powers set forth in paragraphs: (b). (c) and (0) 0 SectiOl 4.1 and may not delegate any powers if such delegation wouh violate their fiduciary duties; (t) provide for the indemnification of the officers and Trustees c the Retirement Trust and purchase fiduciary insurance; (u) maintain bookS and records, indbding separat.~c:;ountsfc each Public Employer or Employer Trust an separate accounts as are requiredl.ll'ldltr. and Deferred Compensation Plan of each Pub/iG 2 .~ . APPENDIX C TRUST AGREEMENT WITH THE ICMARETIREMENT CORPORATION AGREEMENT made by and between the Employer named in the attached resolution and the International City Management Association Retirement Corporation (hereinafter the "Trustee" or URetirement Corporation"), a nonprofit corporation organized and existing under the laws of the State of Delaware, for the purpose of investing and otherwise administering the funds set aside by Employers in connection with deferred compensation plans established under section 457 of the Internal Revenue Code of 1954 (the"Code"). This Agreement shall take effect upon acceptance by the Trustee of its appointment by the Employer to serve as Trustee in accordance herewith as set forth in the attached resolution. WHEREAS, the Employer has established a deferred compensation plan under section 457 of the Code (the UPlan"); WHEREAS, in order that there will be sufficient funds"available to discharge the Employer's contractual obligations under the Plan, the Employer desires to set aside periodically amounts equal to the amount of compensation deferred; WHEREAS, the funds set aside, togetherwith any and all assets derived from the investment thereof, are to be exclusively within the dominion, control, and ownership of the Employer. and subject to the Emp'!oyer's absolute right of withdrawal, no employees having any interest whatsoever therein; NOW, THEREFORE, this Agreement witnesseth that (a) the Employer will pay monies to the Trustee to be placed in deferred compensation accounts for the Employer; (b) the Trustee covenants that it will hold said sums: and any other funds which it may receive hereunder, in trust for the uses and purposes and upon the terms and conditions hereinafter stated; and (c) the parties hereto agree as follows: ARTICLE I. General Duties of the Parties. Section 1.1. General Duty of the Employer. The Employer shall make regular periodic payments equal to the amounts of its employees' compensation which are deferred in accordance with the terms and conditions of the Plan to the extent that such amounts are to be invested t!nder the Trust. Section 1.2. General Duties of the Trustee. The Trustee shall hold all funds received by it hereunder, which, together with the income therefrom, shall constitute the Trust Funds. It shall administer the Trust Funds, collect the income thereof, and make payments therefrom, alias hereinafter provided. The Trustee shall also hold all Trust Funds which are transferred to it as successor Trustee by the Employer from existing deferred compensation arrangements with its Employees under plans described in section 457 of the Code. Such Trust Funds shall be subject to all of the terms and provisions of this Agreement. ARTICLE II. Powers and Duties of the Trustee in Investment, Administration, and Disbursement of the TrustFunds. Section 2.1. Investment Powers and Duties of the Trustee. The Trustee shall have the power to invest and reinvest the principal and income of the Trust Funds and keep the Trust Funds invested, without distinctIon between principal and income, in securities or in other property. real or personal, wherever situated., including, but not limited to. stocks, common or preferred, bonds, retirement annuity and insurance pOlicies, mortgages. and other evidences of indebtedness or ownerShip, investment companies, common or group trust fUnds, or separate and different types of funds (including equity, fixed income) which fulfill requirements of state and local governmental laws, provided, however, that the Employer may direct investment by the Trustee among available investment alternatives in such proportions as the Employer authorizes in connection with its deferred compensation agreements with its employees. For these purposes, these Trust Funds may be commingled with Trust Funds set aside by other Employers pursuant to the terms of the ICMA Retirement Trust. Investment powers vested in the Trustee by the Section may be delegated by the Trustee to any bank, insurance or trust company, or any investment advisor, manager or agent selected by it. Section 2.2. Administrative Powers of the Trustee. The Trustee shal.l have the power in its discretion: (a) To purchase, or subscribe for. any sec.urities or other property and to retain the same in trust. (b) To sell, exchange, convey, transfer or otherwise dispose of any securities or other property held by it, by private contract, or at pUblic auction. No person dealing with the Trustee shall be bound to see the application of the purchase money or to inquire into the validity, expediency, or propriety of any such sale or other disposition. (c) To vote upon any stocks, bonds, or other securities; to give general or special proxies or powers o.f attorney with or without power of substitution; to exercise any conversion privileges, subscription rights. or other options, and to make any payments incidental thereto; to oppose, or to consent to. or otherwise participate in, corporate reorganizations or other changes affecting corporate securities. and to delegate discretionary powers, and to pay any assessments or charges in connection therewith; and generally to exercise any of the powers of an owner with respect to stocks, bonds, securities or other property held as part of the Trust Funds. (d) To cause any securities or other property held as part of the Trust Funds to be registered in its own name, and to hold any investments in bearer form, but the books and records of the Trustee shall at all times show that all such investments are apart of the Trust Funds. (e) To borrow or raise money for the purpose of the Trust in such amount, and upon such terms and conditions, asthe Trustee Shall deem advisable; and, for any sum so borrowed, to issue its promissory note as Trustee. and to secure the repayment thereof by pledging all, or any part, oftl:ie Trust FUnds. No personlending money to the Trustee shall be bound to see the application of the money lent or to inquire into its validity. expediency or propriety of any such borrowing. (f) To keep such portion of the Trust Funds in cash or cash balances as the Trustee, from time to time, may deem to be in the best .interest of the Trust created hereby, without liability for interest thereon. (g) TO accept and retain for such time as it may deem advisable any securities or other property received or acquired by it as Trustee hereunder, whether or not such securities or .other property woutdnormally be purchased as investment hereunder. (h) To make, execute, acknowledge, and deliver any and all documents of transfer and conveyance and any and all other instruments that may be necessary or appropriate to carry out the powers herein granted. .~ (I) To settle. compromise. or submit to arbitration any claims. debts. or damages due or owing to or from the Trust Funds; to commence or defend suits or legal or administrative proceedings; and to represent the Trust Funds in all suits and legal and administrative proceedings. <il To do all such acts. take all such proceedings. and exercise all such rights and privileges. although not specifically mentioned herein, as the Trustee may deem necessary to administer the Trust Funds and to carry out the purposes ofthis Trust. section 2.3. Distributions from the Trust Funds. The Employer hereby appoints. the. Trustee as its agent fqr the. purpose of making distributions from the Trust Funds. In this regard the terms and conditions set forth in the Plan are to guide and cqntrol the Trustee's power. Section 2.4. Valuation of Trust Funds. At least onC.e a year as .of Valuation Dates designated by the Trustee. the Trustee shall determine the value of the Trust Funds. Assetsofthe Trustfundsshall be valued at their market values at the close of business onthe Valuation Date, or, in the absence of readily ascertainable market values as the Trustee shall determine. in accordance with methods consistently followed and unifOrmly applied. ARTICLE III. For Protection of Trustee. Section 3.1. Evidence of Action by Employer. The Trustee may rely upon any certificate. notice or direction purporting to have been signed on behalf. of the Employer which the Trustee believes to have been signedbyaduly designated ofticialofthe Employer.No communication shall be binding upon any oUhe Trust Funds or Trustee until they are received by the Trustee. Section 3.2. Advice of Counsel. The Trustee may consult with any legal counsel with respect to the construction of this Agreement. its duties hereunder. or any act. which it proposes to take or omit, and shall not be liable for any action taken or omitted in good faith pursuant to such advice. Section 3;3. MiscellaneoUs. The TfUstee shall use ordinary care and reasonable dUigence, but shall nOt be liableforany mistake of judgment or other action taken in good faith.The Trustee shall not be liable for any loss sustained by the Trust Funds by reasons of any investment made i/1 good faith and in accordance with the provisions of this Agreement. The Trustee's duties and obligations shall be limited to those expressly imposed upon it by this Agreement. ARTICLE IV. Taxes. Expertses al'ldCompensation of Trustee. Section 4.1. Taxes. The Trustee shall deduct from and charge against the Trust Funds any taxes on the Trust Funds or the income thereof or which the Trusteeis required to pay with respect to the intereSt of any person therein. Section 4.2. Expenses. The Trustee shall deduct from and charge againstthe Trust Funds all reasonable expensesincurred by the Trustee in the administration oftheTrust Funds, including counsel, agency, investment advisory. and other necessary fees. ARTICl,.E V. Settlement otAccounts. The Trustee shall keep accurate and detailed accounts of all investments, receipts. disbursements, and other transactions hereunder. Within ninety (90) days after the close of each fiscal year, the Trustee shall render in duplicate to the Employer an account of its acts and transactions as Trustee hereunder. If any part of the TrustFund shall be invested through the medium Of any common. cOHective or commingled Trust. Funds, the last annual repor.t of such Trust Funds shall be submitted with and incorporated in the account. If within ninety (90) days after the mailing of the account or any amended account the Employer has not filed with the Trustee notice of any objection to anY act or transaction of the Trustee, the account or amended account shall become an account stated. If any objection has been hied. and if the Employer is satisfied thatil should be withdrawn or if the account is adjusted to the Employer's satisfaction, the Employer shall in writlOgfiled With the Trustee signifY approval of the account and it shall become an account stated. ~. When an account becomes an account stated. such account shall be finaily settled. and the Trustee shall be completely discharged and released, as if such account had been settled and allowed by a judgment or decree 01 a court of competentjurisdiction in an action or proceeding in which the Trustee and the Employer were parties. The Trustee shall have the right to apply at any lime to a court of competent jurisdiction for the judicial settlement of its account. ARTICLE VI. Resignation and . Removalot TnMee. Section 6.1. Resignation of Trustee. The TrUSme may resign at any time by filing with the Employer its written resignation. Such resignation shall take effect sixty (60) days from the date of such filing and upon appointment of a successor pursuant to Section 6.3.. whichever shall first occur. Section 6.2. Removal' of Trustee. The Emp!oyer may remove the Trustee at any time by delivering to the Trustee awntten noticeotits removal and .an appointment of a successor pursuant to Section 6.3. Such removal shall not lake effect prior to sixty (60) days from such delivery unless the Trustee agrees to an earlier effeCtive date. Se.ction 6.3. Appointment of Successor Trustee.The appointment of . a successor to the Trust,oo shall take effect upofl'thedeliverytO the Trustee of (a) an instrument in writing exes~~1>>y the Employer appointing such successor ,and exonerating/~'6Uccessor. from liability for the acts and omissions of its pr~r,and (b.) an acceptance in writing, executed by such successor. All of the provisions set forth herein with respect.to the Trustee shall relate to each successor with the same torce and effect as if such successor had been originally named as Trustee hereunder. If a successor is not appointed with sixty (60) dayS after theTrustee gives notice of its resignation pursuant to. Section6.1., the Trustee may apply to any court of competent jurisdiction for appointment ot a successor. Section 6.4. Transfer of Funds to successor. Upon the resignation or removal of the Trustee and appointment ota sue<:essor,andafterthe final account of the Trustee has been properlysettted. the Trustee shall transfer and deliver any of the Trust Funds inVOlved to such successor. ARTICLE VIt. Duration and Revocation of Trust Agreement. Section 7.1. Duration and Revocation. This Trust shall continue for such time as may be necessary to accomplish the purpose for which it was created but may be terminated or revoked at anytime by the Employer as it relates to any and/or all related participating Employees. Written notice of such termination or revocation shall be given to the Trustee by the Employer. Upon termination or revocation of the Trust, all of the assets thereof shall return toancl fewrt to the Employer. Termination of this Trust shall not. however. relieve the Employer of the Employer'S continuing obligation to pay deferr.d compensation to Employees in accordance with the terms ofthe Plan. Section 7.2. Amendment. The EmployerShallhave the right to amend this Agreement in whole and in part but only with the Trustee's written consent. Any such amendment shall become effective upon (a) delivery to the Trustee of a written instrument of amendment, and (b) the endorsement by the Trustee on such instrument of its consentthereto.. ARTICLE VIII. MiscellaneouS. Section 8.1. laws of the District ofGolumbia to Govern. This Agreement and the Trust hereby crElated shall be construed and re.gulated by the laws of the DistriCt of Columbia. Section 8.2. Successor Employers. The "Employer" shall include any person who succeeds the Employer and.who thereby becomes subject to the obligations of the Employer under the Plan. Section 8.3. Withdrawals. The Employer may, at anytime, and from time to time, withdraw a portion or all of Trust Funds created by this Agreement. Section 8.4. Gender and Number. The masculine includes. the fem inine and the singular includeS the plural unleSS the contextrequirtl$ another meaning. 2 . (v) do aU such acts, take all such proceedings, and exercise all such rights and privileges, although not specifically mentioned herein, as the Trustees may deem necessary or appropriate to administer the Trust Property andto carry out the purposes of the Retirement Trust. SECTION 4.2. Distribution of Trust Property. Distributions of the Trust Property shall be made to, Or on behalf of, the Public Employeriirl accordance with the terms of the Deferred Compensation Plans or Employer Trusts. The Trustees of the Retirement Trust shall be fully protected in making payments in accordance with the directions of the Public Employers or the Trustees of the Employer Trusts without ascertaining whether such payments are in compliance with the provisions of the Deferred Compensation Plans or the agreements creating the Employer Trusts. SECTION 4.3. Execution of Instruments. The Trustees may unanimously designate anyone or more of the Trustees to execute any instrument or document on behalf of all, inCluding but not limited to the signing or endorsement of any check and the signing of any applications, insurance and other contracts, and the action of such designated Trustee or Trustees shall have the same force and effect as if taken by all the Trustees. ARTICLE V. Duty 01 Care and Liability of Trustees SECTION 5.1. Duty of Care. In exercising the powers hereinbefore granted to the Trustees, the Trustees shall perform all acts within their authority for the exclusive purpose of providing benefits for the Public Employers, and shall perform such acts with the care, skill, prudence and diligence in the circumstances then prevailing that a prudent Person acting in a like capacity and familiar with such matters would use inthe conduct of an enterprise of a like character and with like aims. SECTION 5,2. Liability. The TrustEleS shall not be liable for any mistake of judgment or other action taken in good faith, and for any action taken or omitted in reliance in good faith upon the books of account or other records of the Retirement Trust, upon the opinion of counsel,or upon reports made to the Retirement Trust by any of its officers. employees or agents or by the Investment Adviser or any sub- investment adviser, accountants. appraisers or other experts or consultants selected with reasonable .care by the Trustees, officers or employees of the Retirement Trust The Trustees shall also not be liable for any loss sustained by the Trust Property by reason of any investment made in good faith and in accordance with the standard of care set forth in Section 5.1. . .. ."" ,. . SECTION 5,3. Bond. No TrusteeshaU be Obligated to give any bond or other security for the performance of any of his or her duties hereunder. ARTICLE VI. Annual Report to SharehOlders The Trustees shall annually submit to the Public Employers a written rePbrtof the transactions of the Retirement Trust, including financial statements which shall be certified by indepeodentpublic accountants chosen by the Trustees. ARTICLE VII. Duration or Amendment of Retirement Trust SECTION 7.1. Withdrawal..A Public Employer may, at anytime, with- draw from this Retirement Trust by delivering to the Board of Trustees a statement to that effect. The withdrawing Public Employer's beneficial interest in the Retirement Trust shall be paid out to the Public Employer or to the Trustee of the Employer Trust, as appropriate. SECTION 7.2. Duration. The Retirement Trust shall continue until terminated by the vote of a majority of the Public Employers, each casting one vote. Upon termination, all of the Trust Property shan be paid out to the Public Employers orthe Trustees oHM Employer Trusts, as approprilite. SECTION 7.3. Amendment. The Retirement Trust may be amended by the vote of a majority of the Public Employers, each casting one vote. SECTION 7.4. Procedure. A resolution to terminate or amend the Retirement Trust or to remove a Trustee shall be submitted to a vote of the Public .Employers if: (a) a majority of the Trustees so direct, or (b) a petition requesting a vote, signed by not less than 25% of the Public Employers, is submitted to the Trustees. ARTICLE VIII. Miscellaneous SECTION 8.1. Governing Law. Except as otherwise required by state or local law, this Declaration of Trust and the Betirement Trust hereby created shan be construed and regulated by the laws of the District of Columbia. SECTION 8.2. Counterparts. This Declaration may be executed by the Public Employers and Trustees in two or more counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument. 3 DECLARATION OF EXECUTION I, Leonis C. Malburg, declare that I am now and was Mayor of the City of Vernon on September 20, 19B3, when Resolution No. 5042 of the City Council of the City of Vernon was adopted. I hereby execute the Trust Agreement with the ICMA Retirement corporation which is attached to said Resolution as Appendix C along with Appendix A, the Employer Deferred Compensation Plan and Appendix B, the Declaration of Trust of ICMA Retirement Trust. Dated: 5/31/88 ~/k~. -- ONIS C. MALB RG, Ma or ATTEST: ~/4~~ B UC V. MALKENHORST., City Clerk APPROVE AS TO FORM: ~~~Ir>~ D ID B. BREARLEY, Cit Attorney .- APPENDIX B DECLARATION OF TRUST OF leMA RETIREMENT TRUST ~I.NAMEANDDERN~S SectIon 1.1 Name: The Name r:J the 1hJst, as amended and restated hereby. is the leMA Retirement 'i'ust. Section 1.2 Definition.: WherEl\l8l'they are used herein. the following temls IhaIl have 1he following respective meanings: (a) By-Laws. The By-Laws I8Ierred to in Section 4.1 hereof. as amended ftcm time to time. (b) Oelerred Compensation Plan A deferred Compensation plan esIablished and maintained by a Public Employer for the purpose d providing retire- ment income and other deferred benefits to its employees in accordance with the provisions d section 457 d the Internal Revenue Code d 1954, as amended. (c) Employees. Those employees who participate in Qualified Plans. (d) Empla,<er Trust. A trust created pursuant to an agreement between RC and a Public Employer for the purpose d irwesting and administering the funds 881 aside by such Employer in connection with its Deferred Compen- sation agreements with its empic1,1les 01 in connection with its Qualified Plan. (e) Guaranteed Irwestment Contract. A contract entered into by the Retire- ment ltust with insurance companies that provides for a guaranteed rate d retum on irwestments made pursuant to such contract. (f) ICMA. The International City Management Association. (g) ICMAIRC 'iustees. Those Trustees elected by 1he Public Emplo,<els who. in accordance with the provisions d Section 3.1(a) hereof, are also mem- bers d 1he Board d o.rectors d ICMA 01 RC. (h) Investment Adviser. The Irwestment Adviser that enters into a contract with the Retirement 'i'ust to provide advice with respect to irwestment d the 'i'ust Property. (i) Portfolios. The Portfolios d investments established by the Irwestment Adviser to the Retirement Trust. under the supervision d the 'iustees, for the purpose d providing irwestments lor the li'ust Ptgperty. (i) Public Employee 1tuslees. Those 'Iuslees elected by 1he Public Emplo;els who. in accordance with the provisions d Section 3.1(a) hereof. are full-time ernpq.ees d Public Employers. (Ie) Public ErnpIo;er 'iuslees. Public Employers who IBM as trustees d .. 0uaIified Plans. (I) Public ErnpIo;er. A unit d state 01 local gcMlffVl1ent. 01 any agency 01 inltrumentality thereoI, that has adopted a Deferred Compensation Plan 01 a Qualified Plan and has executed this Declaration d ltusl. (m) Qualified Plan. A plan sponsored by a Public Employer lor 1he purpose GI providing retirement income to its employees which aatislies the qualifi- cation teQUiretnenls d Section 401 d the Internal Revenue Code. as emctllded. (n) RC. The International City Management Association Retirement Cor!>> nllion. (0) Retirement ltust. The ltust created by this Declaration d li'ust. (P) Trust Property. The amounts held in the Retirement Trust on behalf d the Public Employers in connection with Deferred CGmpensation Plans and on behalf d the Public Employer Trustees for the elCCIusive benefit 01 Employees pursuant to Ouali- fied Plans. The Trust Property shall include any income resulllng from 1he irwest- ment d the amounts so held. (q) lfustees. The Public Employee Trustees and ICMAlRC Trustees elected by the Public Employers to serve as members d the Board d lfustees of the R8tirement 'i'ust. ARTICLE II. CREATION AND PURPOSE OF THE TRUST; OWNERSHIP OF TRUST PROPERTY Section 2.1 CrNtIon: The Retirement ltust is created and established by the execution d this Declaration d Trust by the Trustees and the Public Employers. Section 2.2 Purpoae: The purpose d the Retirement lrust is to provide for the commingled investment d funds held by the Public Employers in connec- tion with their Deferred Compensation and Oualified Plans. The Trust Prop. erty shall be invested in the Portfolios. in Guaranteed Irwestment Contracts. and in other irwestments recommended by the Irwestment Adviser under the supervision r:J the Board r:J 'tustees. No part r:J the 'ius! Property will be ifMlSled in securities issued by Public Employers. SectIon 2.3 Ownership of hst Property: The Trustees shaH have legal title to the Trust Property. The Public Employers shall be the beneficial orwners d the portion d the Trust Property allocable to the Deferred Compensation Plans The portion d the Trust Property allocable to the Oualified Plans shall be held for the Public Employer Trustees for the elCCIusive benefit d the Employees. ARTICLE III. TRUSTEES SectIon 3.1 Number and QuallflClltlon of Trust.... (a) The Board of Trustees shall consist of nine Trustees Five of the Trustees shall be full-time employees of a Public Employer (the Public Employee Trustees) who are authorized by such Public Employer to serve as Trustee The remaining four Trustees shall consist of two persons who. at the time of alec:tion to the Board 01 Trustees. are members of the Board of o.rectors of ICMA and two persons who. at the time d election. are members of 1he Board d Directors d RC (!he ICMAIRC Trustees). One d the Trustees who is a directOl d ICMA, and one of the Trustees who is. director of RC. Ihall, at the time d election. be full-time employees d a Public Employer. (b) No person may serve as a Trustee for more than one term in any ten-year period. SectIon 3.2 ElectIon and 1erm. (a) ElIC8pt tor the li'ustees appoinled to till \l8C8ncieS pursuant to Section 3.5 hereof, the 'iuslees shall be elected by a \IOte d a majority d 1he PubliC Emplo;ers in accordance with the procedures let forth in the By-Laws. It' .. . . ..(b}~- blil'C eIec:tion d '1uIlees. three hslees IhIII be elecad tar alaml Cllhtae )'881'1. .... 'Iustees shall be 8lec:ted lot a term d two years ancIthree 'Iu:ilees 1haI; be 8lec:ted lot a term d one year. _ eech lUb8equent election. .... ~UII8eS ItIaII be 8lec:ted tar a Iaml d three ~ and until hiI or her .~ is aIecled ancI qualified. SectIon '.S NomInations: The 'Iustees who are U-Iime empb,tees d Public Employers II'llIII ..... . the Nominating Commiltee lot the Public E~ 'IuII8e& n. NcrrinIfing CammIIee ~ cnoc.e canddlBes tar Pubk Empb"w 'Iusfees in accordance wiIh the procedures let Iar1h in the By.lJMs. SectIon '.4 fInIgnatIon end RemcMI. C8) Ant 'I\III8e may resign .. 'Iustee (wiIhout need tar prior or IUb8lIQuera .x:ourting) ~ an inltrumenl in writing Signed ~ the 'iusIee and deli\l8led to the CIIher 'IusI8es ancI such resigllllion shall be eIIecti~ upon such deli*)'. or . alaler dale according to the terms d the instrument. Ar?I d the ftIIIeeS may be ~ tar cause. by a vote d a majority d the Public: EmpIojets. (b) Eactl Public Employee Wustee sh8Il resign hiI or her position . 'Iustee wltin ~ _ d the date on which he or she C8IIlIllS to be a U-time empIo;IIe d a Public ~ SectIon s.s v.c.ncIes: The term d office d 8 'Iustee shall terminate ancI a YllCancy shall occur in the fN'8l1I d the death. resignation, remcMII. adjudi- CIIled Incompetence or other incapacity to perform the duties d the office d 8 'Iustee. In the case d a YllCancy. the remaining li'ustees shall appoint such person as they in !heir discretion lIhaIt see fit (sub!eCt to the limitations let lcrth in this Section). to ..... lot the unexpired portion d the term d the 'iUIIlee whO has resigned or Clherwise ceased to be a1i'uslee. The appoinlmenlllhall be made by a wl'iIten instrument Signed ~ a majority d the 'iustees The per. eon appointed must be the same type d 'iustee Q.e.. PubliC E~ 1fu&. ... or ICMAlRC 'iustee) as the person who has ceased to be a 1rustee. An appointment d a hstee ITllI)' be made in anticipalion d a YlIC8ncy to occur . 8 I8Ief date by reeson d retiremert or resignation. prtMded Ihal such appoi" men! shall ncl become elfecti~ prior ID such retirement or resignation. When- .,.r a YllCancy in the number d 'iusIees IhaII occur. u.-.il 8UCh YlIC8ncy is liIIed as pttMCIed in Itlis Section :is. the li'ustees in ofIice. regarcfless d their numbef. shall have all the powers granted to the li'usIees and shall disc:tlarge .. the dulie& imposed upon the Trustees by this Declaration. A written instru- ment certifying the existence d such vacancy Signed by a majority d the 'Iustees shall be conc:Iusi~ evidence d the existence d such YlIC8ncy. Section '.I1tultHa Serve In Repre..ntatlve Capeclty: By executing hs OecIarallon. eech PublIC EmpIc:J'f'er agrees Ihalthe PublIC Ernpo,.e 'iusIees elec:lecl by the PubliC Employers are alJlhorized ID act as agents and represen- IIIbIleS d the PubliC Employers callecbYely. ARTICLE IV. POWERS OF TRUSTEES SectIon 4.1 General Powe...: The li'ustees shall have the power to conduct the business d the 'ius! and to C8lTY on iIs operaIions. Such po.ver lt1aII include. bullhall nol be limited to. the power ID: (a) recei~ the 'lust Property from the Public ~ PubliC Emplo,<er "ius:Iees or other 'l'ustee d any Employer 'lust; (b) enter ilt.o a contract with an If1\IllSlment Advi8er prcNiding. among other Ihings. lot the establIshment and operation d the Portfolios. selection d the Guaranl8ed Irwestment Contracts in which the 'iulIt Property ITllI)' be irwested, 8IIedion d other inweslmenIs fer the 'iust Ptcperty and !he paymert d reesona- tile tees 10 the Irwestment AdviS8l' and to ar?l sub-irwestment adviser retained ~ the ItMllIImelt Adviser; (c) ~ annuaIy the performance d the IrMlStmenl Adviaer and apptOYe 8MUlIIIy the contract with such IrwestmenI Adviaer; (d) irMIa n rWMISl!he 'iust Property in the Portios. !he GuaranIEl8d I,..,... Carncls n in q olher ilMSll'net1 reccrMl8l1ded by the IrM!lSlmenI Adviser. bA naI irOudng -=uriIies issued by Pubk empo.,.rs. prtMded Ihal ifa Public ~ has difectecI that its monies be ilMllted in specified PortloIios or in a Guaranteed IrMlSlment Comact. the 1Nstees d the Retirement'iust IhaI1 irMSt such monies in accordance with such directions; (e) keep such portion d the 'iulIt Property in cash or cash belanc:es as the "tuaIees. from time to time. may deem to be in the best irurest d !he Retire- ment 'iulIt created hereby. without IiabiIily lot inlefesIlhereon; (r) -=cepI ancI retain tar such time . they ITllI)' deem advisable any -=uti- .. or olher pt'operty receiWld or acquired by them as 'l'ustees heteundet. wh8Ihet or naI such MCUriIies or olher property .ouId normally be purchaed .. ~ '*-under; (g) c:aL*t 8ny I8CUriIieS or other propetty hek:I as pert d the 'iust Property to be registered in !he name d the Retirement 'l'ust or in the name d a norni. .... ancIlO hold any irwestmenlS in bearer form. but the booIlS and recordi d the 'iustees IhaI1 at all timeS Ihow ttlIIt ell such if1\lllSlments are a pert d the 'iulIt Prcpet1y; (h) make. 8lC8CuIe. acknoNledge. ancI cWMtl' any ancI all documenIs d trans- .. ancI corweyance and any ancI all olher instruments that ITllI)' be neceaary or appropriate ID carry out the pc:IWefS herein gra'*ld; (i) IIaIe upon any *X:k. bonds. or CIIher 1KUrilies, ~ genet8I or special prOlies or powers d attorney with or withOUI power d subslrlution; exercise any c:l>> version privileges. IUblcriplion rights. or ather options. and make ar?l ~ ments incidental thereto: oppose. or consent to. or otherwise participate in. COtpOrate reorganizations or other changes effecting corporate 118Curilies, and clelegate discretionary powers. and P8Y any assessmentS or charges in c:l>> naction therewith; and generally exercise ar?l d the powers d an owner with respecllD 1IcX:ks. bondS. MCUrilies or ather pt'operty held as part d the 1i"usl Property; (j) er<<er ilt.o contracts or arrangements fer goods or services required in c:l>> naction with the operation d the Retirement1i"usl. including. but ncllamited to. contracts with CUSlOdians and contracts lot the proIision d administrative .w:es; (k) borrow or raise money lot the purposes d the Retirement 'l'ust in such amourt. and upon such Wrms and condiIionS. as the 'iustees lt1aII deem advis- able. prOIIided thai the aggregate amount d such borrowings shall ncl8llC8ed 30% d the 181.18 ct the 'iust Ptcperty. No person lending money 10 the 'iustees ahall be bound to see the application d the money lent or to inquire ilt.o its wlidity. expediency or ptepriety d 8r?1 such borrowing; (I) incur reasonable expenses as required tor the operation d the Retirement 'lust and cleduct such expenses from the '1tusI Property; (m) pay expenses ptopef1y allocable to the 1i'ust Property incurred in connec. tion with the Deferred Compensation Plans. Qualified Plans. 01 the Empl~r 'iusts and cleduct such expenses from that portion d the 1rust Property to whom such expenses are properly allocable: (n) pay out d the li'usl Property all real and personal property taxes. income taxes and other taxes d any and all kinds which, in the opinion d the 'iustees. ... properly 1eYied, or assessed undef existing or fuIure laws upon. or in l1ISPect ct. the Trust Property and aItocale any such taxes ID the appropriate accounts: (0) adopt. amend ancI repeal the By-Laws. proIided thai such By-L.ews are at all timeS consistent with the terms d this Declaration d 1rust: (P) employ persons to make available inlereSlS in the Retirement 'lust to employers eligible to maintain a Deferred Compensation Plan under Section 457 or a Qualified Plan under Section 401 d the Irternal R.....nue Code. as amended; (Q) iasue the Annual Report d the Retirement Trust, and the disclosure docu- ments and other Iilerature used ~ the Retirement 1fust; (I) make loans. including the purchase d debt obligations. prcMded that all auc:h loans llhaIl bear iruresl at the current market rate: (a) contract lot, and delegate ar?l powers grarted hereundet to. IUCh Qlficers. agerG. empIo,<ees. auditors and ~ as the 'iustees may 1IeIect. pttMded Ihalthe l'USIees may ncl delegate the powers letlcrth in paragraphs (b). (c) ancI (0) d this Section ..1 and ITllI)' no! delegate ar?l powers if IUCh deIega' tion would violate their fiduciary dutieS: (t) pttMde lot the indemrification d the dficets and 'tustees d the Retiremert 'lust ancI purchase fiduciary iMnnce; (u) maintain booIlS and records. including eepat1Ile accounts lot each PubliC Employer. PublIC E~r '1'ustee or Emplojer 'ius! and such additIonal .PO arate accounts as are required undet. and consistenl with, the Oelerrad Com- petUtion or Qualified Plan d each Public EmpIo;er: and (v) do all such acts. take all such proceedings. and exercise aIllUCh rights n prMeges. aIlhough ncllPlCific:ally merfionIld herein, as the 'iuIIees may deem necessary or appropriate to admil'llSlef the 'ius! Property and to carry OUlthe putpOMS d the Retirement 'lust. l ~ 4.1 DIstrtbutIon of 1hm Property: Distributions d!he 'lust Prop. ~,shin be made >>. or on behalf d, !he Public EmplCJlt8l' or Public E~ .. 1Uue. .;1 accordance with !he l8tms d!he Deferred Compensation Plana. 0u8lified Plans or E~"iusIs. The 'IusIees d!he Retirement hit ItllIII be July pratected in making P8)'I'll8l'IIS in accordance with !he dil1lClionl d tle PI.tic ~ Public E/npIorJer 'iusIees or aIher 1ustee d!he E/npIorJer 'iusIs wIItlout I8Cert8ining whether SUCh paymenIs are in eompIiance with !he pnMsionI d ltle Oeterred CompellSilliot I or 0uIIIiIiecl Plan&. or !he ag,.".,. cnNIIing the EmpIo,<er "iusIs. SectIon .03 execution of Instrumenta: The 'Iuslees may unanimoully de8ignIde any one or more d the 1i'ustees to 8ll8CUte any instrument or dc:lc>> menI on behalf d II. including but net Iimit8d to !he signing or encIolsemenI d any check and !he signing d any applications, insurance and other con- trIIcts, and !he action d such designated hslee or 'iustees IhaII have !he ume bee and effect as if taken by all !he 'iustees. ARTICLE V. DUTY OF CARE AND LIABILITY OF TRUSTEES Section 5.1 Duty of Ca..: In exercising the powers hereinbefore granted to the hltees. the lrustees shall perform all ac1s within their authority for the 8llCIUM purpose d providing benefits for the Public Employers in connec- tion with Deferred Compensation Plans and Public Emplo')'er 1rustees pursuant to Oualified Plans. and shall perform SUCh ac1s with the care. skill. prudence and diligence in the circumstances then prevailing that a prudent person act- ing in a tike capacity and familiar with such matters would use in the conduct d an enterprise d a tike character and with like aims. SectIon 5.2 u.bIllty: The lrustees shall not be liable for any mistake d judg- ment or ather action taken in good faith. and for any action taken or omitted in reliance in good faith upon the books d account or ather records d !he Retirement Trust. upon the opinion d counsel. or upon reports made to the Retirement 'iust by any d its officers. emploo;ees or agents or by the 11'l\I8st- ment Adviser or any sub-investment adviser. accountants, appraisers or other 8Kpel1S or consultants selected with reasonable care by the Trustees. officers or employees 01 the Retirement 'iust. The Trustees shall also not be liable for any loss sustained by the Trust Property by reason 01 any investment made in good faith and in accordance with the standard 01 care 9lll fotth in Section 5.1. Section 5.3 Bond: No lrustee shall be obligated to give any bond or ather 8ElCurity for the performance 01 any d his or her duties hereunder. ARTICLE VI. ANNUAL REPORT 1'0 SHAREHOLDERS The 'iustees shall annually IUbmit to !he Public Employers and Public Ernpb;er 'iustees a wriIIen report d !he transactions d.ltle Reliremett 'lust. including finan.. Ci8I statements.which Ih8u be certified by independert public accountants cho- ." by the 'iuItees. ARTICLE VII. DURATION OR AMENDMENT OF RETIREMENT TRUST SectIon 7.1 Wtthd......: A PubIie Empb,<er or Public ErnpIo,'er 'iustee may. . any time. withdnIw from this Retirement hsl by delivering to the Board d 'lustees a written IIaIemenl d withdrawal. In SUCh 1Itatemenl. !he Public Empqer or Public Empqer 'iusIee 8h8IlllCknowledge thai !he 'lust Prop. erty allocable to the Public Empbjer is derived from compensation deferred by emplO/8eS d SUCh PublIC Employer putIUanl.to its Deferred Compensa- tion Plan or from contributions to !he accounts d EmplO/8eS PUrsuant to a 0uaIified Plan. and 8halI designate the financial institution to which such property shall be transferred by the li'ustees d the Retirement 'iust or by the 'iustee d the Empqer 'iust. SectIon 7.2 Durdlon: The Retirement 1i'ust shall continue until terminated by the \IOle d a majority d the Public EmploJers, each casting one vme Upon termination. all 01 the li'ust Property shall be paid out to the Public Employers, Public Emplo')'er 'iusIees or the 'iusIees d the Emplo')'er TNsts. as appropriate. SectIon 7.3 Amendment: The Retirement 'iust may be amended by the \IOle d a majority 01 the Public Employers, each casting one \ICte. SecUon 7.. Procedu..: A resolution to terminate or amend the Retirement 'ius! or to rem<M! a Trustee shall be submitted to a \/Ole 01 the Public EmplO'1ers if: (i) a majority d the lrustees so direct, or; (ii) a petition requesting a YOle. signed by not less than 25% d the Public Employers, is submitted to the 'Iustees. ARTICLE Viti. MISCELLANEOUS Section 1.1 Govemlng LIw: EllC8pt as otherwise required by state or local law. this Declaration oIli'ust and the Retirement Trust hereby created shall be construed and regulated by the laws d the District d Columbia. SectIon 1.2 Counterperta: This Declaration may be executed by the Public Employers and Trustees in two or more counterparts, each d which shall be deemed an original but all d which together shall constitute one and the same instrument. TELEPHONES OFFICERS CITY COUNCIL LEONIS C. MALBURG, Mayor THOMAS A YBARRA, Mayor Pro.Tem Wm. "BILL" DAVIS H. "LARRY" GONZALES W. MICHAEL McCORMICK BRUCE V. MALKENHORST. City Administrator/City Clerk DAVID B. BREARLEY, City Attorney VICTOR H. VAITS, Director of Community Services CITY CLERK..............................583--8811 POLICE DEPT. ..........................587-5171 FIRE DEPT. ................................583--4821 BUILDING DEPT......................583--8811 PUBLIC WORKS DEPT. ..........583--8811 HEALTH DEPT. ........................583--8811 LEWIS R. ADAMS, Director of Water & Power GEORGE F. BASS, Fire Chief CITY HALL AL ESPINOZA Police Chief 4305 SANTA FE AVENUE, VERNON, CALIFORNIA 90058 In Reply Refer to: May 27, 1988 Ms. Gloria Orosco Deputy City Clerk City of Vernon 4305 Santa Fe Avenue Vernon, CA 90058 Dear Gloria: The ICMA Retirement Corporation wrote to Martha Garcia on March 22, 1988, requesting that Vernon approve the ICMA Retirement Trust. The City of Vernon officially adopted the ICMA Retirement Trust by Resolution No. 5042 on September 20 I 1983. The ICMA has been apprised of that, but has requested a copy of the resolution with its attachments. The resolution requires that the trust agreement be ex- ecuted by the Mayor. Please have the Mayor execute the attached Declaration for Appendices A, Band C to Resolution No. 5042. Then send a copy of the resolution with the Appendices and Decla- ration to the ICMA, attention Harriett Jacobs, Western Regional Manager. Very truly yours, ~~I~~ David B. Brearley City Attorney DBB:klc . or SUGGESTED RESOLUTION FOR A LEGISLATIVE BODY RELATING 10 A DEFERRED COMPENSATION PLAN .. RESOLUTION OF ("Employer'). WHEREAS. the Employer has employees rendering valuable services; and WHEREAS, the establishment of a deferred compensation plan for such employees serves the interests of the Employer by enabling it to provide reasonable retirement security for its employees, by providing increased flexibility in its personnel management system, and by assisting in the attraction and retention of competent personnel; and WHEREAS, the Employer has determined that the establishment of a deferred compensation plan to be administered by the ICMA Retirement Corporation serves the above objectives; and WHEREAS, the Employer desires that the investment of funds held under its deferred compensation plan be administered by the ICMA Retirement Corporation, and that such funds be held by the ICMA Retirement Trust, a trust established by public employers for the collective investment of funds held under their deferred compensa- tion plans and money purchase retirement plans; NOW THEREFORE BE IT RESOLVED that the Employer, unless it has already done so, hereby adopts the deferred compensation plan attached hereto as: (check one only if Employer is hereby adopting a plan) (1) Appendix A [ ] or (2) The plan provided by the [ ] Employer which is attached hereto and the Trust Agreement with the ICMA Retirement Corporation (Appendix C) and appoints the ICMA Retirement Corporation to serve as Administrator thereunder; and BE IT FURTHER RESOLVED that the Employer hereby executes the Declaration of Trust of the leMA Retirement Trust, attached hereto as Appendix B. BE IT FURTHER RESOLVED that the (use title of official, not name) shall be the coordinator for this program and shall receive necessary reports, notices, etc. from the ICMA Retire- ment Corporation or the ICMA Retirement Trust, and shall cast, on behalf of the Employer, any required votes under the program. Administrative duties to carry out the plan may be assigned to the appropriate departments. I, of (Council Member, Trustee, etc.) of in the (Council, Board, etc.) of the (City, County, etc.) of at a regular meeting thereof assembled this , Clerk of the (City, County, etc.) , do hereby certify that the foregoing resolution, proposed by was duly passed and adopted day of , 19_, by the following vote: AYES: NAYS: ABSENT: (SEAL) Clerk of the (City, County, etc.) .. .. ICMA RETIREMENT CORPORATION 1800 Harrison Street (415) 836-4527 Suite 1661 Toll Free (800) 424-9249 Oakland, Ca. 94612 March 22, 1988 Martha Garcia Finance Director City of Vernon 4305 Santa Fe Ave. Vernon, CA 90058 Dear Ms. Garcia: I am writing to you to ask your assistance in arranging for adoption of the ICMA Retirement Trust via the enclosed resolution at your earliest opportunity. While implementation of the Trust signals no material changes in the manner in which our program is administered, you should understand that participation does present some advantages. By executing the relationship described in the resolution, the City will participate in an organizational structure designed to give the public employers in the plan ultimate control over the management of the funds. Each public employer will have the opportunity to nominate and vote for a group of nine Trustees who have the power to conduct the business of the Trust and carryon it's operations. The nomination and election process, therefore, gives the participating employers a direct relationship with these functions which include oversight of the Retirement Corporation's performance, appointment of the auditors, and monitoring investment goals and objectives. When this trust arrangement was introduced in 1983, we indicated that employers could continue to participate in the RC plan during a transitional period without adopting the Trust. It was anticipated that a transitional period would be necessary in order to allow time for all then-participating employers to process the necessary resolution through their governing body in order to become a member of the Trust. That period will come to a close next year, however, and if an employer is not a member of the Trust we no longer will be able to hold their assets in the Trust. Home Office: 1120 G Street. NW., Suite 700. Washington, D.C. 20005 800-424-9249. ~ The ICMA Retirement Corporation is the administrator of retirement plans for state and local government under the sponsorship of: Inter- national City Management Association. Government Finance Officers Association. National Institute of Municipal Law Officers. National League of Cities. American Society for Public Administration. American Planning Association. American Public Works Association. American Public Power Association. Building Officials and Code Administrators International. American Association of Airport Executives. tnternational tnstltute of Municipal Clerks. American Public Gas Association. International Association of Assessing Officers. American Public Transit Association. American Institute of Certitied Planners. International Association of Fire Chiefs . . ~ . - March 22, 1988 Page two We are therefore contacting those few rema~n~ng employers who have not yet adopted the Trust and urging them to do so at an early opportunity. We want to ensure you have adequate time to handle this matter. Please feel free to contact any of the Western Region staff at either 415/836-4527 or 1-800-424-9249 if you have any questions or concerns. Manager HJ/gkh