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Resolution No. 86011 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 RESOLUTION NO. 8601 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF VERNON AUTHORIZING AND APPROVING THE ISSUANCE OF NOT TO EXCEED $350,000,000 AGGREGATE PRINCIPAL AMOUNT OF ELECTRIC SYSTEM REVENUE BONDS; APPROVING THE FORM OF A CONTRACT OF PURCHASE AND CERTAIN OTHER DOCUMENTS BY AND BETWEEN THE CITY AND MORGAN STANLEY & CO. INCORPORATED IN CONNECTION WITH THE SALE OF SUCH BONDS; AUTHORIZING AND APPROVING CERTAIN OTHER AGREEMENTS FOR BROKER -DEALER SERVICES, FINANCIAL ADVISORY SERVICES, AND LEGAL SERVICES IN CONNECTION WITH THE ISSUANCE, SECURING AND SALE OF SUCH BONDS; AND AUTHORIZING CERTAIN OTHER MATTERS RELATING THERETO WHEREAS, the City of Vernon (the "City") is a municipal corporation and a chartered city of the State of California organized and existing under its Charter and the Constitution of the State of California; and WHEREAS, the City is authorized pursuant to the provisions of its Charter and the City of Vernon Municipal Facilities Revenue Bond Law, constituting Chapter 2, Article XI of the Vernon City Code to issue bonds, notes and other obligations payable from the Net Revenues of the Electric System (capitalized terms used herein and not otherwise defined shall have the meanings given such terms in the Indenture mentioned below) to finance the Costs of improvements and additions to the Electric System and to refund such bonds, notes and other obligations; and WHEREAS, the City has determined to make certain improvements and additions to its Electric System consisting of (1) the 134 megawatt, combined cycle electric generating station and certain facilities, improvements and equipment relating thereto r � R f ' I . 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 MA consisting of the Malburg Generating Station and (2) upgrades, improvements and additions to its substation, distribution system and control center (collectively, the "System Improvements"); and WHEREAS, the City has determined to provide for the financing of a portion of the Costs of the Malburg Generating Station and System Improvements through the issuance of Bonds; and WHEREAS, the City desires to provide for the issuance of its Electric System Revenue Bonds, 2004 Series A, B, C and D (the "2004 Series Bonds") to, among other things, finance a portion of the Costs of the Malburg Generating Station and the System Improvements; and WHEREAS, the 2004 Series Bonds are to be issued under and pursuant to a Master Indenture as supplemented by Supplemental Indentures of Trust, all such Indentures by and between the City and Trustee to be submitted to the City Council at a subsequent meeting; and WHEREAS, in order to provide for the issuance of the 2004 Series Bonds, the City has determined to approve the Proposal of The Bank of New York Trust Company, N.A. ("BNY") and appoint BNY as the Trustee for the 2004 Series Bonds, presented to this meeting; and WHEREAS, the 2004 Series Bonds are to be issued as Auction Rate Securities (as defined in the Supplemental Indentures) and, therefore, the City has determined that the services of an Auction Agent and Broker -Dealer will be necessary; and WHEREAS, in order to provide for the services of an Auction Agent with respect to the 2004 Series Bonds, the City has determined to approve the Proposal of the Deutsche Bank Trust Company Americas ("Deutsche Bank") to perform the services of the Auction Agent, presented to this meeting; and - 2 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 WHEREAS, to provide for the ongoing marketing of the Auction Rate Securities for the 2004 Series Bonds, the City has determined to provide for and acknowledge a Broker -Dealer Agreement among Deutsche Bank, as Auction Agent, BNY, as Trustee, and various Broker -Dealers, Ito be named at a later date (such Broker -Dealer Agreement, in the form presented to this meeting with such changes, insertions and deletions as are made pursuant to this Resolution, being referred to herein as the "Broker -Dealer Agreement"); and WHEREAS, the City desires to provide for the services of a Verification Agent in connection with the issuance of the 2004 Series Bonds; and WHEREAS, Grant Thornton LLP has submitted a proposal for Verification Services for the refunding of the City's outstanding Electric System Revenue Bonds, 2003 Series A, B and C, in connection with the issuance of the 2004 Series Bonds; and WHEREAS, the City desires to provide for the services of a Financial Advisor and Financial Derivatives Services in connection with the issuance of its 2004 Series Bonds and on an ongoing basis thereafter; and WHEREAS, Bond Logistix LLC ("BLX") has submitted a proposal for Financial Advisory and Financial Derivative Services in the form of a Letter Agreement ("Letter Agreement"); and WHEREAS, the City desires to provide for legal services in connection with the issuance of its 2004 Series Bonds and on an ongoing basis thereafter; and WHEREAS, Karns & Karabian has submitted a Retainer Agreement Ifor Legal Services, Transaction Structure, Closing and Advisory Services ("Retainer Agreement"); and - 3 - r 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 WHEREAS, Morgan Stanley & Co. Incorporated (the "Underwriter") has submitted a proposal to purchase the 2004 Series Bonds in the form of a Contract of Purchase (such Contract of Purchase, in the form presented to this meeting with such changes, insertions and deletions as are made pursuant to this Resolution, being referred to herein as the "Purchase Contract"); and WHEREAS, there have been prepared and submitted to this (meeting the following: (1) Proposal for Trustee services; (2) Proposal for Auction Agent Services; (3) the Broker -Dealer Agreement; (4) Proposal for Verification services (5) the Financial Advisory and Financial Derivative Service: (Letter Agreement; (6) the Retainer Agreement for Legal Services, Transaction Structure, Closing and Advisory Services; (7) the Preliminary Official Statement to be used in connection with the offering and sale of the 2004 Series Bonds (such Preliminary Official Statement in the form presented to this meeting with such changes, insertions and deletions as are made pursuant to this Resolution, being referred to herein as the "Preliminary Official Statement"); and (8) the Purchase Contract. WHEREAS, having reviewed and considered the proposal of the Underwriter to purchase the 2004 Series Bonds on the terms and conditions contained in the Purchase Contract, this City Council shall authorize the issuance and sale of the 2004 Series Bonds, including the execution of such documents and the performance of such acts as - 4 - 1 2 3 4 5 6 7 8 9 10 11 12 13 i[! 15 16 17 18 19 20 21 22 23 24 25 26 27 28 may be necessary or desirable to effect such issuance and sale and the other actions contemplated by this Resolution after the City Council has approved the Master Indenture and Supplemental Indentures at a subsequent meeting of the City Council. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF VERNON AS FOLLOWS: SECTION 1: The City Council of the City of Vernon hereby finds and determines that the recitals contained hereinabove are true and correct. SECTION 2: The Proposal for Trustee Services with The Bank of New York Trust Company, N.A., a copy of which is attached hereto as Exhibit A and incorporated by reference, be and the same is hereby approved and BNY is appointed as the Trustee for the 2004 Series Bonds. Each of the Mayor and the City Administrator (each an "Authorized Officer"), acting singly, is hereby authorized to execute and deliver the Proposal for Trustee Services, in the name of and on behalf of the City, and the City Clerk of the City of Vernon (the "City Clerk") is hereby authorized to attest thereto. SECTION 3: The Proposal for Auction Agent Services with Deutsche Bank Trust Company Americas, a copy of which is attached hereto as Exhibit B and incorporated by reference, be and the same is hereby approved. Each of the Mayor and the City Administrator (each an "Authorized Officer"), acting singly, is hereby authorized to execute and deliver the Proposal for Auction Agent Services, in the name of and on behalf of the City, and the City Clerk of the City of Vernon (the "City Clerk") is hereby authorized to attest thereto. - 5 - 1 2 3 4 5 6 7 8 9 10 11' 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 SECTION 4: The Broker -Dealer Agreement, in substantially the form submitted to this meeting and made a part thereof as though set forth in full herein, be and the same is hereby approved. Each of the Authorized Officers, acting singly, is hereby authorized to execute and deliver the Broker -Dealer Agreement, in the name of and on behalf of the City, in substantially the form presented to this meeting with such changes, insertions and deletions as may be approved by the Authorized Officer executing the Master Indenture, said execution being conclusive evidence of such approval, and the City Clerk is hereby authorized to attest thereto. SECTION 5: The Proposal for Verification Agent Services with Grant Thornton LLC, a copy of which is attached hereto as Exhibit C and incorporated by reference, be and the same is hereby approved. Each of the Mayor and the City Administrator (each an "Authorized Officer"), acting singly, is hereby authorized to execute and deliver the Proposal for Verification Agent Services, in the name of and on behalf of the City, and the City Clerk of the City of Vernon (the "City Clerk") is hereby authorized to attest thereto. SECTION 6: The Letter Agreement with Bond Logistix LLC for Financial Advisory and Financial Derivative Services, a copy of which is attached hereto as Exhibit D and incorporated by reference, be and the same is hereby approved. Each of the Mayor and the City Administrator (each an "Authorized Officer"), acting singly, is hereby authorized to execute and deliver the Letter Agreement, in the name of and on behalf of the City, and the City Clerk of the City of Vernon (the "City Clerk") is hereby authorized to attest thereto. SECTION 7: The Retainer Agreement with Karns & Karabian for Legal Services, Transaction Structure, Closing and Advisory Services, - 6 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 a copy of which is attached hereto as Exhibit E and incorporated by reference, be and the same is hereby approved. Each of the Mayor and the City Administrator (each an "Authorized Officer"), acting singly, is hereby authorized to execute and deliver the Retainer Agreement, in the name of and on behalf of the City, and the City Clerk of the City of Vernon (the "City Clerk") is hereby authorized to attest thereto. SECTION 8: The issuance of the 2004 Series Bonds, on the terms and conditions set forth in the Supplemental Indentures of Trust being submitted at a subsequent City Council meeting, and subject to the limitations specified in this Resolution, is hereby authorized and approved. The aggregate principal amount of the 2004 Series Bonds, shall not exceed Three Hundred Fifty Million Dollars ($350,000,000.00). The 2004 Series Bonds will be dated as provided in, will bear interest at the rates determined in accordance with (subject to the maximum interest rates for the 2004 Series Bonds set forth in the form of the Supplemental Indentures of Trust being submitted at a subsequent City Council meeting), will mature on the date or dates provided in, will be issued in the form provided in, will have the Sinking Fund Installments specified in, will be subject to redemption as provided in, and will have such other terms as shall be provided in, the Supplemental Indentures of Trust as the same is completed as provided in a subsequent Resolution. SECTION 9: The Purchase Contract, in substantially the form submitted to this meeting and made a part hereof as though set forth in full herein, be and the same is hereby approved. Each of the Authorized Officers, acting singly, is hereby authorized to execute and deliver the Purchase Contract, in the name of and on behalf of the City, in substantially the form presented to this meeting with such - 7 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 ME changes, insertions and deletions as may be approved by the Authorized Officer executing said Purchase Contract and as are consistent with the determinations of the terms of the 2004 Series Bonds made pursuant to this Resolution, said execution being conclusive evidence of such japproval. Each of the Authorized Officers, acting singly, is hereby authorized to determine the purchase price to be paid for the 2004 Series Bonds under the Purchase Contract; provided, however, that the aggregate Underwriter's discount (not including original issue discount which shall not exceed five percent of the aggregate principal amount of the 2004 Series Bonds) for the 2004 Series Bonds shall be not more than one percent of the aggregate principal amount of the 2004 Series Bonds. The sale of the 2004 Series Bonds to the lUnderwriter on the terms and conditions contained in the Purchase Contract, as the same may be completed in accordance with the provisions of this Resolution, with such changes, insertions and deletions as are authorized hereby, is hereby approved and authorized. SECTION 10: The Preliminary Official Statement, in substantially the form presented to this meeting and made a part hereof as though set forth in full herein, be and the same is hereby approved. Each of the Authorized Officers, acting singly, is hereby authorized to deliver the Preliminary Official Statement to the Underwriter in substantially the form presented to this meeting with such changes, insertions and deletions as may be approved by the Authorized Officer delivering the Preliminary Official Statement to the Underwriter and as are consistent with the determinations of the terms of the 2004 Series Bonds made pursuant to this Resolution (including without limitation the insertion of the terms of the - 8 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 Supplemental Indentures, as appropriate), said delivery being conclusive evidence of such approval. The use of the Preliminary Official Statement in connection with the offering and sale of the 2004 Series Bonds by the Underwriter is hereby authorized and japproved. SECTION 11: The preparation and delivery of a final Official Statement relating to the 2004 Series Bonds (the "Official Statement"), and its use by the Underwriter in connection with the offering and sale of the 2004 Series Bonds, be and the same is hereby lauthorized and approved. Each of the Authorized Officers, acting singly, is hereby authorized to execute the Official Statement and any amendment or supplement thereto contemplated by the Purchase Contract, in the name and on behalf of the City, and thereupon to cause the Official Statement and any such amendment or supplement to be delivered to the Underwriter. The Official Statement shall be in substantially the form of the Preliminary Official Statement delivered to the Underwriter pursuant to Section 10 with such changes, insertions and deletions as may be approved by the Authorized Officer executing said Official Statement, said execution being conclusive evidence of such approval. Each of the Authorized Officers, acting singly, is hereby authorized to determine that the Preliminary Official Statement and/or the final Official Statement is deemed final for purposes of Rule 15c2-12 of the Securities and Exchange Commission ("Rule 15c2-12"). SECTION 12: The Continuing Disclosure Agreement, in substantially the form attached to the Preliminary Official Statement presented to this meeting and made a part hereof as though set forth in full herein, be and the same is hereby approved. Each of the - 9 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 PPA 23 24 25 26 27 28 Authorized Officers, acting singly, is hereby authorized to execute and deliver the Continuing Disclosure Agreement, in the name of and on behalf of the City, in substantially the form presented to this meeting with such changes, insertions and deletions as may be approved by the Authorized Officer executing the same, said execution being (conclusive evidence of such approval, and the City Clerk is hereby lauthorized to attest thereto. SECTION 13: The Mayor, the City Administrator, the City Clerk, Chief Executive Officer of the Light & Power Department and any other proper officer of the City, as so designated by either the Mayor or the City Administrator, acting singly, be and each of them hereby is authorized to execute and deliver any and all documents and instruments and to do and cause to be done any and all acts and things necessary or convenient in carrying out the transactions contemplated by the documents and instruments approved or authorized by this Resolution, including without limitation, entering into any agreements with respect to continuing disclosure required by Rule 15c2-12 and making any determinations or submission of any documents or reports which are required by any rule or regulation of any governmental entity in connection with the issuance and sale of the 2004 Series Bonds and the authorization, execution, delivery and performance by the City of its obligations under the documents and instruments approved or authorized by this Resolution. SECTION 14: All acts and actions heretofore taken by any Section or Committee of the City Council, the City Administrator, or any officer, representative or agent of the City, in connection with the issuance and sale of the 2004 Series Bonds, in connection with the disbursement of City funds from the BNY Custody Escrow Account No. - 10 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 IWA 19 20 21 22 23 24 25 26 27 28 1800452, commencing August 1, 2003, and the disbursement of 2003 Serie's Bond proceeds from the various funds established by the Master Indenture of Trust and the various Supplemental Indentures, approved by Resolution No. 8150, held by BNY, commencing April 1, 2003, all for the financing, development, licensing, equipment, construction and start-up of the Malburg Generating Station Project and Electric System, or in connection with the authorization, execution, delivery, or performance of the City's obligations under, the documents and instruments approved or authorized by this Resolution, Resolution No. 8150, and the other actions contemplated by this Resolution and Resolution No. 8150 is hereby ratified, approved and confirmed. SECTION 15: The City Clerk of' the City of Vernon shall certify to the passage of this resolution, and thereupon and thereafter the same shall be in full force and effect. APPROVED AND ADOPTED this 17th day of November, 2004. ATTEST: BRUCE V. MALKENHORST, City Clerk LEONIS C. MAC URG, gayor 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 STATE OF CALIFORNIA ) ) ss COUNTY OF LOS ANGELES ) I, BRUCE V. MALKENHORST, City Clerk of the City of Vernon, do hereby certify that the foregoing Resolution, being Resolution No. 8601, was duly adopted by the City Council of the City of Vernon at a regular meeting of the City Council duly held on Wednesday, November 17, 2004, and thereafter was duly signed by the Mayor of the City of Vernon. (SEAL) BRUCE V. MALKENHORST, City Clerk - 12 - EXHIBIT 0 THE BANK OF NEW YORK TRUST COMPANY, N.A. 700 SO= FLOwn Sr, S=R 500, L01- A =¢e , CA 90017 November 9, 2004 Mr. Eric Fresch City Attorney City of Vernon C/o Mr. Craig Underwood President Bond Logistix, LLC 777 S. Figueroa Street, Ste. 3200 Los Angeles, CA 90017 cunderwood@bondlogistix.com Re: Trustee and Auction Agent Services for the $275,000,000 City of Vernon, Malberg Electrical System Revenue Bonds 2004 Series A, B and C (Taxable) Auction Rate Securities Dear Eric, On behalf of The Bank of New York Trust Company, N. A. (`BNY") we greatly appreciate the opportunity to present our proposal to provide trustee and auction agent services on the above referenced transactions. Attached is our Fee Schedule, but please read on to discover more about the differences that BNY offers. Inherent in the process of identifying the financing team to bring an important debt financing to market is selecting a Trustee who can assist the issuer in the on -going administrative process throughout the life of the engagement and is committed, professional and experienced. No other institution can demonstrate their commitment to providing trustee services to the public finance marketplace better than BNY. Through our enhanced systems and experienced professionals dedicated to serving the needs of the municipal finance market, we provide our clientele industry leading services for today and the future. The Bank of New York Company, Inc., is one of the largest bank holding companies in the US, which has been ranked the number one overall trustee in terms of new debt issuance for three consecutive years, and is one of the leading Corporate Trust banks with over $1 trillion in outstanding debt. A Difference through Our People and Service The City will be serviced locally by their existing administrative team from our Los Angeles office, led by Ms. Aurora Quiazon. Aurora's professional profile is included below, for your review. Aurora Quiazon Trust Officer (213)630-6236 aquiazon@bankofny.com Aurora has over twenty-five years banking experience, with the last thirteen years being in Corporate Trust administration, she is knowledgeable in the administration and management of municipal and corporate debt issues. 700 South Flower Street • Suite 500 • Los Angeles • California 90017 Mr. Eric Fresch November 11, 2004 Page 2 Aurora holds a Bachelor of Science degree in Education from Philippine Normal College, and has completed the Cannon Financial Institute Corporate Trust School. PLEASE NOTE: As a standard procedure upon closing a bond issue, each administrator is prepared to deliver a detailed account synopsis including all information relating to investments, debt service, compliance, and requisition payments (as applicable), for use by the issuer and financing team. This synopsis is not only an aid for our clients, but for our administrators as well, as it enables them to thoroughly review the governing documents and establish useful ticklers and procedures. This subsequently serves as a great tool to assist our clients in our long-term relationship between the City of Vernon and The Bank of New York Trust Company. A Difference Throueh Our Level of Experience As an experienced member of your financing team, we provide the qualifications you require to ensure that, with your other financing team members, you have assembled the finest professionals in their field, thereby making your financing both attractive and successful. A Difference Through Our Available Technoloev Recognizing that our most frequent form of communication with our clients is through our monthly statements, we have continued to develop more informative and helpful solutions going beyond simply supplying information on paper. Ask us about INFORM, BNY's internet based data retrieval system, allowing our clients internet access to review bond proceeds held with us as trustee. Attached you will find our complete Fee Schedule for this engagement detailing related fees and expenses associated with our appointment. You will find that the ultimate success of your offering is as critical to the Bank as it is to you. Further, you will discover that the responsiveness and superior service that characterize our performance are the very strengths that have made The Bank of New York Trust Company, N. A. a leading provider of securities services and a prime candidate for all your trustee and agency needs. Should you have any questions regarding our proposal or attached fee schedule, please feel free to contact me at (213) 630-6456. Very truly yours, Frank Sulzberger Vice President FS/jh THE BANK OF NEW YORK TRUST COMPANY, N.A. $275,000,000 CITY OF VERNON MALBERG ELECTRICAL SYSTEM REVENUE BONDS 2004 SERIES A, B AND C (TAXABLE) Fee Schedule November 11, 2004 Upon appointment of BNY as Trustee the issuer shall be responsible for the payment of the fees, expenses and charges as set forth in this Fee Schedule. ACCEPTANCE FEE $1,000 This one time charge of $1,000 is payable at the time of the closing and includes the review and execution of the Indenture and all documents submitted in support thereof, acceptance of the trust, establishment of procedures and controls and set-up of trust accounts. ANNUAL ADMINISTRATIVE FEE/per series $2,750 An annual fee of $2,750 per series covering the duties and responsibilities related to account administration and bondholder services, which may include maintenance of accounts on various systems, collection and payment of principal and interest to bondholders, the preparation and distribution of any sinking fund redemption notices and the monitoring of issuer compliance. This fee is payable in advance for the year and shall not be prorated. INVESTMENT COMPENSATION With respect to investments in money market mutual funds (other than the Hamilton Funds), the investment maintenance fee will be calculated at an annual rate of 37 basis points on average total monthly account balances. With respect to investments in money market mutual funds for which BNY provides shareholder services BNY (or its affiliates) may also receive and retain additional fees from the mutual funds (or their affiliates) for shareholder services as set forth in the Authorization and Direction to BNY to Invest Cash Balances in Money Market Mutual Funds. BNY will charge a $35 transaction fee for the purchase, sale, or maturity of commercial paper and U.S. treasuries and agencies. REQUISITION/DISBURSEMENT FEE (CHECK OR WIRE) PER TRANSACTION A fee of $35 per disbursement will be assessed for each cash disbursement or requisition. FEE FOR REVIEW AND ADMINISTRATION OF INVESTMENT AGREEMENT OR REPURCHASE/FORWARD PURCHASE AGREEMENT BNY will assess a one-time fee of $500 covering the review and negotiation of each investment agreement or repurchase agreement and ongoing administration of each agreement. In addition, the C:TRESCH%CeyoN«non2004SaiesABC.doc THE BANK OF NEW YORK TRUST COMPANY, N.A. fees and expenses of BNY's Counsel incurred in connection with the review and negotiation will be billed at the actual amount of fees and expenses charged by Counsel. COUNSEL FEE $3,000 A fee covering the fees and expenses of Counsel for its services, including review of governing documents, communication with members of the closing party (including representatives of the issuer, investment banker(s), attorney(s) and BNY), attendance at meetings and the closing, and such other services as BNY may deem necessary. The Counsel fee will be the actual amount of the fees and expenses charged by Counsel and is payable at closing. Counsel fees will be capped at $3,000 but may be increased if all documentation required for this financing is not in substantially good order, numerous drafts or extensive negotiations are required, or the closing is delayed. Should closing not occur, you shall still be responsible for payment of Counsel fees and expenses. MISCELLANEOUS FEES The fees for performing extraordinary or other services not contemplated at the time of the execution of the transaction or not specificarly covered elsewhere in this schedule will be commensurate with the service to be provided and will be charged in BNY's sole discretion. These extraordinary services may include, but are not limited to, supplemental agreements, consent operations, unusual releases, tenders or sinking fund redemptions, the preparation of special or interim reports, custody of collateral, a one- time fee to be charged upon termination of an engagement. Counsel, accountants, special agents and others will be charged at the actual amount of fees and expenses billed. OUT-OF-POCKET EXPENSES Additional out-of-pocket expenses may include, but are not limited to, telephone; facsimile; courier; copying; postage; supplies; statutory filing charges, including UCC amendments, continuations, and termination fees; and expenses of BNY's representative(s) and Counsel for attending special meetings. Fees and expenses of BNY's representatives and Counsel will be charged at the actual amount of fees and expenses charged and all other expenses will be charged at cost or in an amount equal to 6% of all expenses billed for the year, in BNY's discretion, and BNY may charge certain expenses at cost and others on a percentage basis. TERMS AND DISCLOSURES TERMS OF PROPOSAL Final acceptance of the appointment as trustee under the Indenture is subject to approval of authorized officers of BNY and full review and execution of all documentation related hereto. Please note that if this transaction does not close, you will be responsible for paying any expenses incurred, including Counsel fees. We reserve the right to terminate this offer if we do not enter into final written documents within three months from the date this document is first transmitted to you. Fees may be subject to adjustment during the life of the engagement. c:\FRESCHCk,orv«,bnzooas«;«nsc.aa THE BANK OF NEW YORK TRUST COMPANY, N.A. MISCELLANEOUS The terms of this Fee Schedule shall govern the matters set forth herein and shall not be superseded or modified by the terms of the Indenture. This Fee Schedule shall be governed by the laws of the State of California without reference to laws governing conflicts. BNY and the undersigned agree to jurisdiction of the federal and state courts located in the City/County of Los Angeles, State of California. CUSTOMER NOTICE REQUIRED BY THE USA PATRIOT ACT To help the US government fight the funding of terrorism and money laundering activities, US Federal law requires all financial institutions to obtain, verify, and record information that identifies each person (whether an individual or organization) for which a relationship is established. What this means to you: When you establish a relationship with BNY, we will ask you to provide certain information (and documents) that will help us to identify you. We will ask for your organization's name, physical address, tax identification or other government registration number and other information that will help us to identify you. We may also ask for a Certificate of Incorporation or similar document or other pertinent identifying documentation for your type of organization. We thank you for your assistance. Accepted By: For BNY: Signature Date: Name: Title aNFRESCH%CkyofVemnzooas«i«nec.aa THE BANK OF NEW YORK TRUST COMPANY, N.A. The Bank of New York Dealing and Trading Group Proposal to serve as Auction Agent for $275,000,000 City of Vernon Malberg Electrical System Revenue Bonds 2004 Series A, B and C (Taxable) ACCEPTANCE FEE: waived This one-time charge is payable at the time of closing and includes the following services: • Review of the Auction Agent Agreement, Broker -Dealer Agreement and all supporting documents. • Establishing administrative and operational procedures. ANNUAL ADMINISTRATION FEE .S basis points This fee is calculated on the principal amount outstanding and is paid in advance on each anniversary date, with a minimum annual fee of $3,500.00, and includes the following services: • Monitoring and maintenance of Broker -Dealer Agreements. • Maintenance of current holder file. • Processing of transfer requests • Calculation of minimum and maximum applicable rates. • Receipt and compilation of bids and determination of winning auction rate within the specified timeframe. • Communication of auction result. • Response to all inquiries from Issuer, Trustee, Broker -Dealer, DTC and holder. • Payment of principal at maturity or redemption. Out-of-pocket Expenses: Fees quoted do not include out-of-pocket expenses such as, but not limited to, stationery, postage, telephone and overnight courier or messenger service which will be billed to the account. In the event the transaction terminates prior to closing, all out-of-pocket expenses incurred, if applicable, will also be billed to the account. Outside Counsel Fees: The maximum Counsel fee is $2,500.00 plus disbursements. A bill for counsel fees incurred will be presented for payment on the date of the closing. Miscellaneous Services: The charges for performing services not contemplated at the time of the execution of the Agreement or not specifically covered elsewhere in the schedule will be determined by appraisal in amounts commensurate with the service. These extraordinary services may partially be as amendments and releases; the preparation of special or interim reports which the trustee or agent must submit to security holders, unusual studies, considerations THE BANK OF NEW YORK TRUST COMPANY, N.A. and actions taken with respect to document provisions; and the custody of collateral which is diversified, voluminous in bulk which involves the trustee or agent in unusual activity. General: The Bank of New York's final acceptance is subject to the full review of all documentation related hereto, and standard conflict procedures. Please note that if this transaction does not proceed to a successful conclusion, expenses incurred for the transaction will be presented for payment. This offer shall be deemed terminated if a written agreement is not entered into within three months from the date of transmittal. Dated: November 9, 2004 EXHIBIT Deutsche Bank Deutsche Bank Trust Company Americas Trust & Securities Services Proposal For Auction Agent Services On the Proposed Issuance of Presented By: Oneaka Hendricks Associate Deutsche Bank Trust Company Americas Trust & Securities Services 60 Wall Street, MS 2715 New York, NY 10005 Tel: 212-250-4964 Fax: 212-797-8600 Email: oneaka.hendricks@db.com November 12, 2004 Private and Confidential Deutsche Bank Deutsche Bank Trust Company Americas Trust & Securities Services City of Vernon, California $290 Million; 4 Series; 7 & 28-Day Rate Resets Our fees to serve as Auction Agent are calculated as follows: Acceptance Fee: Waived Annual Administration Fee: .4 Basis Point Legal Counsel: Waived, if no opinions are required $2,000, if opinions are required Caveats: • This proposal is subject to satisfactory documentation review of the transaction as well as our own internal credit, conflict and approval process for both new transactions and new clients. • All documentation will be subject to New York law. • We reserve the right to take separate legal advice during documentation review. As Auction Agent we also reserve the right to take legal advice during the life of the transaction as circumstances warrant. In the event legal charges are incurred, these charges are your sole responsibility. • If the aforementioned transaction should fail to close for reasons beyond our control, we reserve the right to charge our acceptance fee plus reimbursement for legal fees and costs associated with due diligence on the transaction. • You are responsible for extraordinary expenses and fees for the performance of services not contemplated at the time of the execution of the documents or not specifically covered in this proposal. Such extraordinary fees and expenses include, but are not limited to those arising from Bondholder meetings, activities relating to default and workout situations, and amendments and releases. • We reserve the right to review our fee arrangement should circumstances warrant. November 12, 2004 Private and Confidential Deutsche Bank a Deutsche Bank Trust Company Americas Trust & Securities Services Notice of Acceptance Should you have any questions regarding this proposal please contact: Oneaka Hendricks Associate (212) 250-4964 phone (212) 797-8600 fax oneaka.hendricks a db.com Please indicate your acceptance to the above fee proposal and caveats by signing in the space provided below. Print name: Signature: Company name: Date: This signed copy should be returned via facsimile to the contact listed above. Thank you. November 12, 2004 Private and Confidential EXHIBIT C Grant Thornton So Accountants and Business Advisors November 15, 2004 City of Vernon c/o Mr. Craig Underwood Bond Logistix 777 South Figueroa Street Los Angeles, California 90017 Dear Mr. Uudciwood: This letter is to confirm our understanding of the terms and objectives of our engagement and the nature and limitations of the services we will provide to the City of Vernon, California (the "City"), Bond Logistix (the "Financial Advisor's and Morgan Stanley (the "Underwriter'. We will apply the following procedures, which the City and the Underwriter have specified to verify the mathematical accuracy of certaih schedules provided to us in connection with the issuance of the City's Electric System Revenue Bonds, 2004 Series A, B, C and D (the `Bonds' and the refunding of the City's outstanding Electric System Revenue Bonds, Series A, B and C (the "Refunded Bonds': (1) We will recalculate the debt service requirement on the Refunded Bonds and the receipt from the United States Treasury Securities (the "Open -Market Securities' delivered to the escrow account as shown in the schedules provided by the Underwriter. We will prepare an escrow account cash flow schedule confirming that the receipt from the Open -Market Securities will be sufficient to pay the debt service requirement of the Refunded Bonds. As part of our engagement we will read the applicable pages from the following documents to confirm the information used in our calculations: n Official Statement and schedules for the Refunded Bonds to obtain the principal amounts, principal maturity dates, interest payment dates, interest rates and optional redemption date and price on the Refunded Bonds; and (u) Trade Confirmations for the Open -Market Securities to obtain the principal amounts, interest rates, maturity dates and purchase price. (2) We will recalculate the yield on the Bonds and the Open -Market Securities as shown in the schedules provided by the Underwriter. As part of our engagement we will read the applicable pages from the following documents to confirm the information used in our calculations: n Trade Confirmations for the Open -Market Securities to obtain the principal amounts, interest rates, maturity dates and purchase prices; and Sure 500 200 South SbM street MtmeapofS, Minnesota 55402 6128775237 Tel 612J32-M Fax Grant Thornton LLP US Member of Grant Thornton international Mr. Craig Underwood November 15, 2004 (n) Official Statement for the Bonds insofar as the Bonds are described as to maturity dates, interest payment dates and principal amounts. The interest rates on the Bonds were provided by the Underwriter. This engagement to apply agreed -upon procedures will be performed in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of these procedures is solely the responsibility of the City, its counsel, the Underwriter and the trustee. Consequently, we make no representation regarding the sufficiency of the procedures described in this letter either for the purpose for which this report has been requested or for any other purpose. The schedules provided to us are the responsibility of the Underwriter. It is understood that our report is intended solely for the information and use of the City, its counsel, the Underwriter and the trustee, and is not intended to be and should not be used by anyone other than these specified parties. These agreed -upon procedures do not constitute an examination or review of the information and assumptions obtained from the documents provided to us, the objective of which would be the expression of an opinion on the completeness or accuracy of the information for purposes of these calculations. Accordingly, we will not express such an opinion or render such a report. Thus, an agreed -upon procedures engagement does not provide assurance that we will become aware of all significant matters that would be disclosed in an examination or review. II; as a result of applying the above procedures, any matters come to our attention that cause us to believe that such information should be adjusted, we will disclose those matters in our report Our fee for this engagement will be $2,500 for a current refunding and $7,500 for a current and advance refunding. This quote includes all expenses. This quote includes only those services outlined above and any additional services such as appearing before judicial proceedings will be billed for separately. We appreciate the opportunity to work with you on this engagement If you have any questions about the engagement please feel free to call me at (612) 677-5237. Sincerely, GRANT THORNTON LLP M. Joseph Smith Partner - Public Finance injs The foregoing letter fully describes the services required and is accepted by us. Date Signature sufte 500 200 South Sbdh street MirnmPolis, Minnesota 5M 612-M-5237 Tel 61233ZW Fax Grant Thornton LLP US Member of Grant Thornton Intematlonal EXHIBIT BOND LOGISTIXuc INSIGHT. INNOVATION. INTEGRATION. November 11, 2004 Eric Fresch City Attorney City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Re: City of Vernon Financial Advisory and Financial Derivative Services Dear Mr. Fresch: 777 South Figueroa Street, Suite 3200 Los Angeles, CA 90017 Phone 213 612 2200 Fax 213 612 2499 www.bondlogistix.com This letter (the "Agreement's will confirm the engagement by the City of Vernon (the "City") of Bond Logistix LLC CTLXto provide various financial advisory and financial derivative services (the "Services"). The Services will generally relate to the City's debt and capital financing plans and economic development activities. Specific projects, assignments, and tasks requested of BLX by the City will be at the City's discretion. Prior to taking action on each such request, BLX will provide a written description to the City of the scope and limitations of its assignment. BLX reserves the right to decline any such request. Although BLX is a wholly -owned subsidiary of Orrick, Herrington & Sutcliffe LLP ("Orrick'D, a law firm, BLX's services will not include the delivery of legal services, legal advice or legal opinions of any kind. Compensation For financial advisor services to be provided under the Agreement, BLX will charge the hourly rates as shown on Exhibit A, plus reasonable expenses. In addition, in connection with the closing of any transactions for which BLX has provided financial advisory services , BLX will charge fees on a per transaction basis as follows: fifty basis points (50%) applied to the first $30 million of notional amount of each transaction; thirty basis points (.30%) applied to the notional amount of each transaction between $30 million and $100 million; and .25% applied to the notional amount of each transaction amount greater than $100 million. For financial derivative services to be provided under the Agreement, BLX will charge fees equal to the present value of five (5) basis points multiplied by the notional amount of each derivative transaction. Payment BLX's fees for its hourly charges and expenses will be invoiced to the City on a quarterly basis. BLX's fees due in connection with the closing of any transactions for which BLX provides financial advisory or financial derivative services will be invoiced upon the execution of such transactions. All amounts invoiced to the City shall be due within 25 days. Termination of Agreement This Agreement may be terminated at any time by written notice from the City or BLX, with or without cause. In that event, all finished and unfinished documents prepared for adoption or execution by the City shall, at the option of the City, become its property and shall be delivered to it or to any party it may designate; provided that BLX shall have no liability whatsoever for any subsequent use of such documents. In the event of termination by the City, BLX shall be paid for all satisfactory work performed herein, unless the termination is made for cause, in which event compensation, if any shall be adjusted in the light of the particular facts and circumstances involved in the termination. 1) .A I I, :A S 1 O S ;A \1 (; F I. 1 S \ I_ AVY O K h SA \ I R -A \ ( I S (() City of Vernon JBONO LUG I S T I X November 11, 2004 -swwr. �wwor•now. �wnaa•now. Page 2 If the foregoing is acceptable to the City, please so indicate by returning the enclosed copy of this letter, signed by an authorized officer, and retain the original for your files. Thank you again for this opportunity to work with the City on these matters. We look forward to working with you. Very truly yours, BOND LOGISTIX LLC I:A A. Craig Underwood President ACCEPTED AND AGREED: CITY OF VERNON LEONIS C. MALBURG, Mayor ATTEST: BRUCE V. MALKENHORST, City Clerk APPROVED AS TO FORM: 4�-� :Z-1� ERIC T. FR CH, City Attorney C:\Documents and Settings\IfS\My Documents\Vernon Financial and Derivative Advisor Contrac t.doc City of Vernon 80NO LOGISTIX;;c November 11, 2W4 INf ION t. 1 N NOYATI ON. IN T[O• AT I O M. Page 3 Exhibit A Professional Designation Rate Consultant: $210 Sr. Consultant: $285 Managing Consultant: $315 Associate Directors: $335 Managing Directors: $400 President: $465 C Documents and SettingsufS\My DocumentsWcrnon Financial and Derivative Advisor Contract.doc EXHIBIT _9 LAW OFFICES KARNS & KARABIAN JOHN KARNS WALTER J. KARABIAN DAVID E. KENNEY JEFF A. HARRISON Eric Fresch City Attorney City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Re: City of Vernon Capital Projects Financings, including 2004 Electric System Revenue Bonds Retainer Agreement for Legal Services, Transaction Structure, Closing and Advisory Services Dear Mr. Fresch: SUITE 530 WILSHIRE GRAND OFFICE CENTRE 900 WILSHIRE BOULEVARD LOS ANGELES, CALIFORNIA 90017-4706 TELEPHONE (213) 680-9522 FAX (213) 627-3602 November 17, 2004 This letter (the "Agreement") will confirm the engagement by the City of Vernon (the "City") of Karns & Karabian to provide legal opinions, various legal and transaction structure advisory work, other consulting and research services (the "Legal Services") The Legal Services will generally relate to the City's debt and capital financing plans and/or transactions (the "Transactions") and arrangements related to financial derivative instrument contracts. Special projects, assignments and tasks requested of Karns & Karabian by the City will be at the City's discretion. Prior to taking action on each such request, Karns & Karabian will provide a written description to the City of the scope and limitations (if any) of its assignment. Compensation For general services to be provided under the Agreement, Karns & Karabian will charge its current hourly rates, as it does under its General Counsel retainer agreement with the City as shown on Exhibit A, plus reasonable expenses. In addition, and in connection with the closing of Transactions, Karns & Karabian will charge 35 basis points (0.35%) multiplied by the par amount of bonds issued by the City, payable from the proceeds of the particular financing or bond issue, or payable directly by the City from other available funds. J KARNS & KARABIAN Eric Fresch November 17, 2004 Page 2 Separate, apart and in addition thereto from the fees payable in connection with the closing of Transactions, the City shall pay Karns & Karabian a fee in connection with the closing of financial derivative instrument contracts, which shall include, but not be limited to, interest rate swaps, basis swaps, swaption (option on interest rate swaps), interest rate caps and commodity swaps. Karns & Karabian shall receive a fee of 5 basis points (0.005%) per year based on the expected notional amount and average life of the derivative instrument and financial contract. Karns & Karabian will undertake legal and other services necessary to enable the City to more effectively manage its debt and investments. Karns & Karabian will opine as to the City's compliance with the provisions of Governmental Accounting Standards Board ("GASB"), Technical Bulletin 2003-1, related GASB Statements and Financial Accounting Standards Board Statements, as applicable to the financial derivatives contracts the City may enter into, and the disclosure requirements for derivatives in the City's financial statements. If the foregoing is acceptable to the City, please so indicate by returning an executed copy of this letter, and retain the original for your files. Thank you again for this opportunity to work with the City. ATTEST: Bruce V. Malkenhorst, City Clerk APPROVED AS TO FORM: i��- ��A /' Eric T. Fresch, City Attorney Very truly yours, IAN ACCEPTED AND AGREED: City of Vernon Leonis C. Malburg, Mayor EXHIBIT "A" General Counsel Retainer Agreement Hourly Rate Schedule as of November 17, 2004 John Karns Walter Karabian Jeff Harrison Robert Koeller Michael Bowler David Kenney $500.00 $500.00 $420.00 $475.00 $420.00 $420.00 SUPPORTING DOCUMENTS INDEX OF DOCUMENTS FOR RESOLUTION NO. 8601 (EITHER AS AN EXHIBIT OR SUBMITTED CONCURRENTLY) EXHIBITS EXHIBIT A: BNY TRUSTEE PROPOSAL EXHIBIT B: DEUTSCHE BANK AUCTION AGENT PROPOSAL EXHIBIT C: GRANT THORNTON VERIFICATION AGENT PROPOSAL EXHIBIT D: BOND LOGISTIX FINANCIAL SERVICES PROPOSAL EXHIBIT E: KARNS & KARABIAN LEGAL SERVICES RETAINER AGREEMENT SUBMITTED CONCURRENTLY BROKER -DEALER AGREEMENT PURCHASE CONTRACT PRELIMINARY OFFICIAL STATEMENT CONTINUING DISCLOSURE AGREEMENT (ATTACHED TO PRELIMINARY OFFICIAL STATEMENT) BROKER -DEALER AGREEMENT Dated as of 1, 2004 among as Auction Agent and as Broker -Dealers and BNY WESTERN TRUST COMPANY, as Trustee relating to CITY OF VERNON ELECTRIC SYSTEM REVENUE BONDS, 2004 SERIES A DOCSLA1:484346.1 TABLE OF CONTENTS SECTION 1. DEFINITIONS AND RULES OF CONSTRUCTION .............................................. 2 1.1 Terms Defined by Reference to the Indenture.................................................................. 2 1.2 Terms Defined Herein....................................................................................................... 2 1.3 Rules of Construction........................................................................................................ 2 1.4 Warranties of each BD...................................................................................................... 3 1.4 Warranties of the Auction Agent....................................................................................... 3 1.4 Warranties of the Trustee.................................................................................................. 3 SECTION2. THE AUCTION.......................................................................................................... 3 2.1 Purpose; Incorporation by Reference of Auction Procedures and Settlement Procedures......................................................................................................................... 3 2.2 Preparation for Each Auction............................................................................................ 4 2.3 Auction Schedule; Method of Submission of Orders........................................................ 5 2.4 Notices...............................................................................................................................6 2.5 Compensation....................................................................................................................6 2.6 Settlement..........................................................................................................................7 SECTION 3. THE AUCTION AGENT........................................................................................... 7 3.1 Duties and Responsibilities of the Auction Agent............................................................. 7 3.2 Rights of the Auction Agent.............................................................................................. 8 3.3 Auction Agent's Disclaimer.............................................................................................. 9 SECTION4. DISCLOSURE............................................................................................................ 9 4.1 Disclosure..........................................................................................................................9 SECTION 5. MISCELLANEOUS................................................................................................. 10 5.1 Termination.....................................................................................................................10 5.2 Participant........................................................................................................................10 5.3 Communications..............................................................................................................10 5.4 Entire Agreement............................................................................................................ 12 5.5 Benefits; Successors and Assigns; Third Party Beneficiaries ......................................... 13 5.6 Amendment; Waiver....................................................................................................... 13 5.7 Severability......................................................................................................................13 5.8 Execution in Counterparts............................................................................................... 13 5.9 Governing Law; Jurisdiction; Waiver of Trial by Jury ................................................... 13 5.10 No Implied Duties........................................................................................................... 13 5.11 Trustee.............................................................................................................................14 1 DOCSLAt :484346.1 BROKER -DEALER AGREEMENT THIS BROKER -DEALER AGREEMENT, dated as of 1, 2004 (the `Broker - Dealer Agreement"), among (1) , a Delaware banking corporation (the "Auction Agent"), not in its individual capacity but solely as Auction Agent, pursuant to authority granted to the Auction Agent in the Auction Agent Agreement, dated as of 1, 2004 (the "Auction Agent Agreement"), between BNY WESTERN TRUST COMPANY, as trustee (the "Trustee"), and the Auction Agent, and acknowledged by the City of Vernon (the "City"); (2) , as broker -dealers (each, a `BD" or a "Broker -Dealer" and, collectively, the "BDs" or the "Broker -Dealers"); and (3) the Trustee; WITNESSETH WHEREAS, $ aggregate principal amount of City of Vernon Electric System Revenue Bonds, 2004 Series A (the "Bonds") are being issued pursuant to and Indenture of Trust, dated as of April 1, 2003 between the City and the Trustee, as amended and supplemented by the Fourth Supplemental Indenture of Trust, dated as of 1, 2004 between the City and the Trustee (said Indenture of Trust, as amended and supplemented and as the same may be amended and supplemented, is herein called the "Indenture"); and WHEREAS, the BDs are to perform certain duties set forth herein; and WHEREAS, the Indenture provides that, except as provided therein, the interest rate with respect to the Bonds, as of the date of issuance and until converted to bear interest at another rate, shall be the ARB Interest Rate which shall be, except as otherwise provided therein, the rate per annum that the Auction Agent determines to have resulted from the implementation of the Auction Procedures; and WHEREAS, of the Auction Agent Agreement, the Auction Agreement; and has been appointed as Auction Agent for purposes Agreement, and pursuant to Section 2.6(a) of the Auction Agent Agent has been directed to execute and deliver this Broker -Dealer WHEREAS, the Auction Procedures require the participation of one or more Broker - Dealers; NOW, THEREFORE, the Auction Agent, the BDs, for the benefit of the Existing Owners and the Potential Owners of the Bonds, and the Trustee agree as follows: SECTION 1. DEFINITIONS AND RULES OF CONSTRUCTION. 1.1 Terms Defined by Reference to the Indenture. Capitalized terms not defined herein shall have the respective meanings specified in the Indenture. Unless otherwise specified, Section references to the Auction Agent Agreement refer to such Sections in the Auction Agent Agreement. 1.2 Terms Defined Herein. As used herein and in the exhibits hereto, the following terms shall have the following meanings, unless the context otherwise requires. DOCSLA1:484346.1 (a) "Authorized Officers" shall mean, in the case of the Trustee, each Vice President, Assistant Vice President and Assistant Secretary of the Trustee's Corporate Trust Department and every other officer or employee of the Trustee designated as an "Authorized Officer" for purposes hereof in a written communication to a BD, and, in the case of the Auction Agent, each [Vice President, Assistant Vice President and authorized representative of the Auction Agent assigned to its Corporate Capital Markets Division] and every other officer or employee of the Auction Agent designated as an "Authorized Officer" for purposes hereof in a written communication to a BD. (b) "BD Officer" shall mean each officer or employee of a BD designated as a "BD Officer" for purposes of this Broker -Dealer Agreement in a communication to the Auction Agent. (c) "Broker -Dealer Agreement" shall mean this Broker -Dealer Agreement and any substantially similar agreement among the Auction Agent, a BD and the Trustee. (d) "Person" shall mean an individual, association, unincorporated organization, corporation, partnership, joint venture, business trust or a government or an agency or a political subdivision thereof, or any other entity. (e) "Settlement Procedures" shall mean the Settlement Procedures for the Bonds and shall be substantially in the form attached hereto as Exhibit A. 1.3 Rules of Construction. Unless the context or rules indicates another or different meaning or intent, the following rules shall apply to the construction of this Broker - Dealer Agreement: (a) Words importing the singular number shall include the plural number and vice versa. (b) The captions and headings herein are solely for convenience of reference and shall not constitute a part of this Broker -Dealer Agreement nor shall they affect its meaning, construction or effect. (c) The words "herein," "hereof," "hereto," and "hereunder" and other words of similar import refer to this Broker -Dealer Agreement as a whole and not to any particular Section or other subdivision. (d) All references herein to a particular time of day shall be to New York City time. (e) Each reference to the "purchase," "sale" or "holding" of the Bonds shall refer to beneficial ownership interests in the Bonds unless the context clearly requires otherwise. (f) Any reference herein to the Bonds shall be deemed to be references to the Bonds while such Bonds bear interest at an ARB Interest Rate. Any reference to Bonds shall be deemed to be references to each series and subseries of Bonds. References herein to an Auction and the Auction Procedures shall apply separately to each series and subseries of Bonds. DOCSLA1:484346.1 2 1.4 Warranties of each BD. Each BD hereby represents and warrants that this Broker -Dealer Agreement has been duly authorized, executed and delivered by such BD and that, assuming the due authorization, execution and delivery hereof by the Auction Agent and the Trustee, this Broker -Dealer Agreement constitutes a valid and binding agreement of such BD, enforceable against it in accordance with its terms. 1.5 Warranties of the Auction Agent. The Auction Agent hereby represents and warrants that this Broker -Dealer Agreement has been duly authorized, executed and delivered by the Auction Agent and that, assuming the due authorization, execution and delivery hereof by each BD and the Trustee, this Broker -Dealer Agreement constitutes a valid and binding agreement of the Auction Agent, enforceable against it in accordance with its terms, except as such enforceability may be limited by (a) bankruptcy, insolvency, reorganization, receivership, fraudulent conveyance, moratorium or other laws of general application relating to or affecting the enforcement of creditors' rights and remedies, as from time to time in effect, (b) application of equitable principles (regardless of whether such enforceability is considered in a proceeding in equity or at law) or (c) principles of course of dealing or course of performance and standards of good faith, fair dealing, materiality or reasonableness that may be applied by a court to the exercise of rights or remedies. 1.6 Warranties of the Trustee. The Trustee hereby represents and warrants that this Broker -Dealer Agreement has been duly authorized, executed and delivered by the Trustee and that, assuming the due authorization, execution and delivery hereof by the Auction Agent and each BD, this Broker -Dealer Agreement constitutes a valid and binding agreement of the Trustee, enforceable against it in accordance with its terms. Other than as set forth in this Section 1.6, the Trustee makes no representation as to the validity or adequacy of this Broker - Dealer Agreement. SECTION 2. THE AUCTION. 2.1 Purpose; Incorporation by Reference of Auction Procedures and Settlement Procedures. (a) The Auction Procedures will be followed by the Auction Agent for the purpose of determining the ARB Interest Rate for the Bonds for each Auction Period after the first Interest Period for the Bonds. Each periodic implementation of such procedures is hereinafter referred to as an "Auction." (b) All of the provisions contained in the Auction Procedures and the Settlement Procedures are incorporated herein by reference in their entirety and shall be deemed to be a part of this Broker -Dealer Agreement to the same extent as if such provisions were fully set forth herein. (c) Each BD agrees to act as, and assumes the obligations of, and limitations and restrictions placed upon, a Broker -Dealer under this Broker -Dealer Agreement. Each BD understands that other Persons meeting the requirements specified in the definition of `Broker - Dealer" contained in Exhibit B to the Indenture may execute Broker -Dealer Agreements and DOCSLA1:484346.1 3 participate as Broker -Dealers in Auctions. Each BD agrees to handle customer orders in accordance with its respective duties under applicable securities laws and rules. (d) Each BD and other Broker -Dealers may participate in Auctions for their own accounts. The City may, however, by notice to each BD and all other Broker -Dealers, prohibit all of the Broker -Dealers from submitting Bids in Auctions for their own accounts, provided that Broker -Dealers may continue to submit Hold Orders and Sell Orders. Notwithstanding the foregoing, if a BD is an affiliate of the City, it may not submit Bids to purchase the Bonds in Auctions for its own account, but may submit Hold Orders and Sell Orders in Auctions with respect to the Bonds otherwise acquired for its own account. The Auction Agent shall be under no duty or liability with respect to monitoring or enforcing compliance with this Section 2.1(d). 2.2 Preparation for Each Auction. (a) Not later than 9:30 a.m. on each Auction Date for the Bonds, the Auction Agent shall advise the Broker -Dealers and the Trustee by telephone or other electronic communication acceptable to the parties of the All -Hold Rate and the Index for the Bonds. (b) On the Delivery Date and from time to time thereafter as the Auction Agent shall request, each BD shall provide the Auction Agent with a list, substantially in the form of Exhibit E hereto, of the names of its customers that it believes are Existing Owners of the Bonds and the principal amount of the Bonds held by each of such customers. The Auction Agent shall not disclose any such information so provided to any Person other than the Trustee, the City or such BD except as otherwise required by law; provided, that the Auction Agent reserves the right and is authorized to disclose any such information if (a) it is ordered to do so by a court of competent jurisdiction or a regulatory, judicial or quasi-judicial agency or authority having the authority to compel such disclosure, (b) it is advised by its counsel that its failure to do so would be unlawful or (c) failure to do so would expose the Auction Agent to loss, liability, claim, damage or expense for which it has not received indemnity satisfactory to it. (c) Not later than 3:00 p.m. on the Record Date preceding each Auction Date, the Auction Agent shall notify each BD of any change in the aggregate principal amount of the Bonds, as of the opening of business on such Record Date by delivering a notice to such BD by telecopy or other electronic communication acceptable to the parties. DOCSLA1:484346.1 4 2.3 Auction Schedule; Method of Submission of Orders. (a) The Auction Agent shall conduct Auctions for the Bonds in accordance with the schedule set forth below. Such schedule may be amended in accordance with the provisions of Section 2.10(h) of the Indenture. Time Event By 9:30 a.m. Auction Agent advises each BD of the All -Hold Rate and the Index, as set forth in Section 2.2(a) hereof and Section 2.03(a) of Exhibit B of the Indenture. Promptly after applicable Auction Agent assembles Orders submitted or deemed Submission Deadline submitted to it by each BD as provided in Section 2.03(b) of Exhibit B of the Indenture and makes determinations pursuant to Section 2.03(b) of Exhibit B of the Indenture. By not later than the close of Submitted Bids and Submitted Sell Orders are accepted business and rejected and the Bonds allocated as provided in Section 2.04 of Exhibit B of the Indenture. Auction Agent gives notice of Auction results as set forth in Section 2.4(a) hereof. (b) Each BD agrees, for the purpose of implementing the Auctions (and thereby achieving the lowest possible interest rate with respect to the Bonds), to contact Potential Owners, including Persons that are not Existing Owners, prior to the Submission Deadline on each Auction Date to determine the principal amount of the Bonds, if any, that each such Potential Owner offers to purchase if the rate determined by the Auction Procedures for the next succeeding Auction Period is not less than the rate per annum requested by such Potential Owner. BD further agrees, upon request, to deliver a copy of the Auction Procedures and other relevant documents prepared for the purpose of disclosure to Potential Owners by the City relating to the Bonds to each Potential Owner prior to such Potential Owner's participation in any Auction. (c) In each Auction in which a BD submits one or more Orders, such BD shall submit a separate Order to the Auction Agent for each Potential Owner or Existing Owner on whose behalf such BD is submitting an Order and shall not net the Orders of different Potential Owners or Existing Owners on whose behalf such BD is submitting Orders. Each Order shall be in writing or communicated via electronic means in substantially the form attached hereto as Exhibit B or in such other form as may be reasonably acceptable to the Auction Agent. (d) Each BD shall deliver to the Auction Agent (i) a written notice, substantially in the form attached hereto as Exhibit C of transfers of the Bonds made through BD by an Existing Owner to another Person other than pursuant to an Auction, and (ii) a written notice, substantially in the form attached hereto as Exhibit D of the failure of any of the Bonds to be transferred to or by any Person that purchased or sold the Bonds through such BD pursuant to DOCSLA1:484346.1 5 an Auction. The Auction Agent is not required to accept any such notice specified in this subsection (d) for an Auction if it is received by it after 3:00 p.m. on the Business Day preceding such Auction. (e) Each BD agrees to handle its customers' orders in accordance with its duties under applicable securities laws and rules. 2.4 Notices. (a) On each Auction Date, the Auction Agent shall notify each BD by telephone or other electronic communication acceptable to the parties of the results of the Auction as set forth in the Settlement Procedures. As soon as reasonably practicable thereafter, the Auction Agent shall notify such BD, if so requested, in writing of the disposition of all Orders submitted by such BD in the Auction held on such Auction Date. (b) The Auction Agent shall notify each BD of any amendment of the Auction schedule set forth in Section 2.3(a). (c) Each BD shall notify each Existing Owner or Potential Owner on whose behalf such BD has submitted an Order as set forth in paragraph (b) of the Settlement Procedures, and take such other action as is required of such BD pursuant to the Settlement Procedures. (d) The Auction Agent shall deliver to each BD after receipt all notices and certificates which the Auction Agent is required to deliver to such BD pursuant to Section 2 of the Auction Agent Agreement at the times and in the manner set forth in the Auction Agent Agreement. 2.5 Compensation. (a) On each ARB Interest Payment Date, the City shall pay to the Trustee, for the benefit of each BD, the fees determined as set forth in subsection (b) hereof (the `Broker - Dealer Fee"), in arrears, in compensation for the services of such BD in facilitating Auctions for the benefit of the beneficial owners of the Bonds. (b) Each BD shall be entitled to receive a Broker -Dealer Fee equal to either (1) if an Auction was held, the product of (x) [0.25] of 1% multiplied by (y) the aggregate principal amount of Outstanding Bonds for which such BD is the Broker -Dealer, multiplied by (z) a fraction, the numerator of which is (i) if the Auction Period is daily, seven days, 28 days, 35 days or three months, the actual number of days in the Auction Period next succeeding such Auction Date or (ii) if the Auction Period is six months, the number of days in the Auction Period next succeeding such Auction Date calculated on the basis of twelve 30-day months in a year, and in either case the denominator of which is 360; or (2) if an Auction was not held, the product of (x) [0.25] of 1% multiplied by (y) the aggregate principal amount of Outstanding Bonds for which such BD is the Broker -Dealer. The Broker -Dealer Fee shall be calculated by the Auction Agent, which shall be conclusive absent manifest error. Such amounts shall be communicated by the Auction Agent to the City and the Trustee by 4:00 p.m., New York City time, on the Business Day immediately preceding each ARB Interest Payment Date. On or DOCSLA1:484346.1 6 before 10:00 a.m. on each ARB Interest Payment Date, the City shall pay to the Trustee the amount due to the Broker -Dealer. By noon on each ARB Interest Payment Date, the Trustee shall deliver to the Auction Agent the amount constituting the Broker -Dealer Fee for each BD, by wire transfer of immediately available funds to such accounts as the Auction Agent may designate. The amount constituting the Broker -Dealer Fee shall be held by the Auction Agent on behalf of each BD and, immediately upon receipt of such Fee, the Auction Agent shall deliver such Fee to the applicable BD, pursuant to the written instructions of such BD. If any Existing Owner who acquired the Bonds through the BD transfers any such Bonds to another Person other than through an Auction, the BD for the Bonds so transferred shall continue to be the BD with respect to such Bonds, provided, however, that if the transfer was effected by, or if the transferee is, another Person who has met the requirements specified in the definition of "Broker -Dealer" contained in the Indenture and executed a Broker -Dealer Agreement, such Person shall be the Broker -Dealer for such Bonds. 2.6 Settlement. (a) If any Potential Owner on whose behalf a BD has submitted an Order fails to deliver funds with respect to any Auction, such BD shall promptly deliver such funds to the party entitled to receive such funds. If any Existing Owner on whose behalf a BD has submitted an Order fails to instruct its Agent Member to deliver the Bonds subject to such Order against payment therefor, such BD shall instruct such Agent Member to deliver such Bonds against payment therefor. The delivery of funds by a BD for the purchase of the Bonds by a Potential Owner, as provided above, shall not relieve such Potential Owner of any liability to such BD for payment for such Bonds. Notwithstanding the foregoing provisions of this Section 2.6(a), any delivery or nondelivery of the Bonds which represents any departure from the results of an Auction, as determined by the Auction Agent, shall be of no effect unless and until the Auction Agent shall have been notified of such delivery or non -delivery in accordance with the terms of Section 2.3(d). The Auction Agent shall have no duty or liability with respect to monitoring or enforcement of this Section 2.6(a). (b) The Auction Agent, the Trustee and the City shall have no responsibility or liability with respect to the failure of an Existing Owner, a Potential Owner or its respective Agent Member to deliver the Bonds or to pay for the Bonds sold or purchased pursuant to the Auction Procedures or otherwise. The Auction Agent shall have no responsibility for any adjustment to the fees paid pursuant to Section 2.5 hereof as a result of any failure described in this Section 2.6(b). DOCSLA1:484346.1 7 SECTION 3. THE AUCTION AGENT. 3.1 Duties and Responsibilities of the Auction Agent. (a) The Auction Agent is acting solely as the non -fiduciary agent of the Trustee and owes no duties, fiduciary or otherwise, to any other Person by reason of this Broker - Dealer Agreement, and no implied duties, fiduciary or otherwise, shall be read into this Broker - Dealer Agreement against the Auction Agent. (b) The Auction Agent undertakes to perform such duties and only such duties as are expressly set forth herein, or expressly incorporated herein by reference pursuant to Section 2.1(b), to be performed by it, and no implied covenants or obligations shall be read into this Broker -Dealer Agreement against the Auction Agent. (c) In the absence of negligence or willful misconduct on its part, the Auction Agent, whether acting directly or through agents or attorneys as provided in Section 3.2(d), shall not be liable for any action taken, suffered, or omitted or for any error of judgment made by it in the performance of its duties hereunder. The Auction Agent shall not be liable for any error of judgment made in good faith unless the Auction Agent shall have been negligent in ascertaining the pertinent facts necessary to make such judgment, whether acting directly or through agents or attorneys appointed with due care by the Auction Agent, as provided in Section 3.2(d) hereof. (d) The Auction Agent shall not be: (i) required to and does not make any representations nor have any responsibilities as to the validity, accuracy, value or genuineness of any signatures or endorsements, other than its own, on any document delivered pursuant to or as contemplated by this Broker -Dealer Agreement; (ii) obligated to take any legal action hereunder that might, in its judgment, involve any expense or liability, unless it has been furnished with reasonable indemnity; and (iii) responsible for or liable in any respect on account of the identity, authority or rights of any Person executing or delivering or purporting to execute or deliver any document under this Broker -Dealer Agreement. 3.2 Rights of the Auction Agent. (a) The Auction Agent may conclusively rely upon, and shall be fully protected in acting or refraining from acting upon, any communication authorized hereby and upon any such written instruction, notice, request, direction, consent, report, certificate, share certificate or other instrument, paper or other document believed by it to be genuine. The Auction Agent shall not be liable for acting or refraining from acting in good faith upon any such communication made by telephone, telecopier or other electronic communication acceptable to the parties which the Auction Agent reasonably believes (or has no reason not to believe) to have been given by the particular party or parties. To the extent permitted by law, the Auction Agent may record telephone communications with BD, and BD may record telephone communications with the Auction Agent. (b) The Auction Agent may consult with counsel of its choice (provided that such selection is made with reasonable care), and the advice of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon. DOCSLAI:484346.1 8 (c) The Auction Agent shall not be required to advance, expend or risk its own funds or otherwise incur or become exposed to financial liability in the performance of its duties or the exercise of its rights hereunder. (d) The Auction Agent may perform any of its duties and exercise its rights hereunder either directly or by or through agents or attorneys and the Auction Agent shall not be responsible for any misconduct or negligence on the part of any agent or attorney appointed by it hereunder with due care. (e) The Auction Agent shall have no obligation to monitor, or liability in respect of, the registration or exemption therefrom of the Bonds (or any beneficial ownership interest therein) under any federal or state securities laws or in respect of any transfer of the Bonds (or any beneficial ownership interest therein) pursuant to the terms of this or any other Broker -Dealer Agreement, the Auction Agent Agreement, the Indenture, any other document contemplated by any thereof, or otherwise, including, but not limited to, compliance with any such laws in regards to any such registration, exemption or transfer or in respect of any of the Securities Depository's procedures applicable to transactions between itself and its Agent Members or others. (f) Notwithstanding anything to the contrary herein, (i) any corporation or other entity into which the Auction Agent may be merged or converted or with which it may be consolidated, (ii) any corporation or other entity resulting from any merger, conversion or consolidation to which the Auction Agent may be a party or (iii) any corporation or other entity succeeding to the business of the Auction Agent shall be the successor of the Auction Agent hereunder without the execution or filing of any paper with any party hereto or any further act on the part of any of the parties hereto, except where any instrument of transfer or assignment is required by law to effect such succession; provided that the Auction Agent shall provide prior written notice of such succession to the City. 3.3 Auction Agent's Disclaimer. The Auction Agent makes no representations as to and shall have no liability with respect to the correctness of the recitals in, or the validity as to parties other than the Auction Agent, accuracy or adequacy of, this Broker -Dealer Agreement, the Auction Agent Agreement, the Indenture, the Bonds or any Official Statement or any other offering material used in connection with the offer and sale of the Bonds or any other agreement or instrument executed in connection with the transactions contemplated herein or in any thereof. SECTION 4. DISCLOSURE 4.1 Disclosure. (a) The City agrees to supply to each BD, at the City's expense, such number of copies of the Official Statement, dated , 2004, including any amendments thereto (the "Official Statement"), as a BD shall reasonably request from time to time. Upon request of a BD and the City will amend the Official Statement so that the Official Statement will not contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in light of the circumstances under which they are made, not misleading. DOCSLA1:484346.1 9 (b) The City agrees to promptly notify the BDs of any material adverse change in the condition of the City, financial or otherwise. If a BD determines (upon consultation and mutual agreement with the City) that it is necessary or desirable to use a disclosure statement (other than the Official Statement) relating specifically to the Bonds (a "Disclosure Statement") in connection with the solicitation of Orders for the Bonds, such BD will notify the City, and the City will provide such BD with a Disclosure Statement reasonably satisfactory to such BD and its counsel. The City will supply all BDs, at the City's expense, with such number of copies of such Disclosure Statement as any BD requests from time to time and will, upon request of a BD, amend such Disclosure Statement (as well as the documents incorporated by reference therein) so that such Disclosure Statement will not contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in light of the circumstances under which they are made, not misleading. In connection with the use of any Disclosure Statement by a BD in its solicitation of Orders for the Bonds (other than the Official Statement), the City will furnish to such BD such certificates, accountants' letters and opinions of counsel as would be customary in a public offering of tax- exempt securities underwritten by such BD. In addition, the City will, at the City's expense, take all steps reasonably requested by a BD that such BD or its counsel may consider necessary or desirable to effect compliance with applicable federal or state securities laws. SECTION 5. MISCELLANEOUS. 5.1 Termination. A BD may resign and be discharged of its duties at any time by giving at least thirty (30) days' notice to the City and the Trustee; provided, however, that BD may resign immediately if it determines, in its reasonable judgment, that for any reason, including, without limitation, (i) a pending or proposed change in applicable tax laws, (ii) a material adverse change in the financial condition of the City, (iii) hostilities involving the United States, (iv) a down -rating of the Bonds, or (v) an imposition of material restrictions on the Bonds or similar obligations, it is not advisable to attempt to Auction the Bonds. A BD may be removed by the Trustee, at the direction of the City and upon five (5) days' written notice to such BD and to the other parties hereto. This Broker -Dealer Agreement shall terminate automatically (i) upon the termination of the Auction Agent Agreement or (b) with respect to a BD who has resigned or been removed pursuant to this Section 5.1, upon the resignation or removal of such BD pursuant to this Section 5.1. 5.2 Participant. BD is and for the term of this Broker -Dealer Agreement shall remain a member of, a direct participant in, or an affiliate of such a member or participant in, the Securities Depository; and will give the Auction Agent, each other Broker -Dealer, the City and the Trustee two Business Days' notice if it ceases to be so or if it changes its participation or affiliation to a different Securities Depository. 5.3 Communications. Except for (i) communications authorized to be by telephone pursuant to this Broker -Dealer Agreement or the Auction Procedures and (ii) communications in connection with Auctions (other than those expressly required to be in writing) all notices, requests and other communications to any party hereunder shall be in writing (for the purposes of this Broker -Dealer Agreement, telecopy or similar writing or other electronic communication acceptable to the parties shall be deemed to be in writing) and shall be given to DOCSLA1:484346.1 10 such party, addressed to it, at its address, telecopy number or e-mail address, if any, set forth below and, where appropriate, reference the particular Auction to which such notice relates: If to the BDs, addressed, as applicable: If to the Auction Agent, addressed: If to the City, addressed: If to the Trustee, addressed: Attention: Phone: Fax: Email: Attention: Phone: Fax: Email: City of Vernon Attention: Phone: Fax: Email: BNY Western Trust Company Attention: Phone: Fax: Email: or such other address, telecopy number or e-mail address, if any, as such party may hereafter specify for such purpose by notice to the other party. Each such notice, request or communication shall be effective (i) if given by telecopier, when such telecopy is transmitted to the telecopy number specified herein or (ii) if given by any other means, when delivered at the address specified herein. Communications shall be given on behalf of BD by a BD Officer and on behalf of the Auction Agent and the Trustee by an Authorized Officer. 5.4 Entire Agreement. This Broker -Dealer Agreement, and the other agreements and instruments executed and delivered in connection with the issuance of the DOCSLA1:484346.1 I 1 Bonds, contain the entire agreement between the parties relating to the subject matter hereof, and there are no other representations, endorsements, promises, agreements or understandings, oral, written or inferred, between the parties relating to the subject matter hereof. 5.5 Benefits; Successors and Assigns; Third Party Beneficiaries. This Broker - Dealer Agreement shall be binding upon, inure to the benefit of, and be enforceable by, the respective successors and assigns of each BD, the Auction Agent and the Trustee, including, but not limited to, those under Section 3.2(f) hereof. Nothing in this Broker -Dealer Agreement, express or implied, shall give to any Person, other than each BD, the Auction Agent and the Trustee and their respective successors and assigns, including, but not limited to, those under Section 3.2(f) hereof, any benefit of any legal or equitable right, remedy or claim under this Broker -Dealer Agreement, other than the rights expressly granted to the City herein. Notwithstanding the foregoing, the City is an express third -parry beneficiary of this Broker - Dealer Agreement, entitled to enforce its terms as if a party hereto. 5.6 Amendment; Waiver. (a) This Broker -Dealer Agreement shall not be deemed or construed to be modified, amended, rescinded, canceled or waived, in whole or in part, except by a written instrument signed by a duly authorized representative of each of the parties hereto. (b) Failure of any party to this Broker -Dealer Agreement to exercise any right or remedy hereunder in the event of a breach of this Broker -Dealer Agreement by any other party shall not constitute a waiver of any such right or remedy with respect to any subsequent breach. 5.7 Severability. If any clause, provision or section of this Broker -Dealer Agreement shall be ruled invalid or unenforceable by any court of competent jurisdiction, the invalidity or unenforceability of such clause, provision or section shall not affect any of the remaining clauses, provisions or sections hereof. 5.8 Execution in Counterparts. This Broker -Dealer Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 5.9 Governing Law; Jurisdiction; Waiver of Trial by Jury. This Broker -Dealer Agreement shall be governed by and construed in accordance with the laws of the State of California applicable to agreements made and to be performed within the State of California, except that with regard to the rights and duties of the Auction Agent, Delaware law applicable to agreements made to be performed within the State of Delaware shall apply. The parties agree that all actions and proceedings arising out of this Auction Agent Agreement or any of the transactions contemplated hereby shall be brought in the United States District Court for the Eastern District of California or in a California State Court in the County of Los Angeles and that, in connection with any such action or proceeding, submit to the jurisdiction of, and venue in, such court. Each of the parties hereto also irrevocably waives all right to trial by jury in any action, proceeding or counterclaim arising out of this Auction Agent Agreement or the transactions contemplated hereby. DOCSLA1:484346.1 12 5.10 No Implied Duties. Nothing contained in this Broker -Dealer Agreement, the Indenture or the Auction Agent Agreement shall be deemed to imply any duties, covenants or obligations on the part of the City not otherwise expressly set forth herein or therein. 5.11 Trustee. All privileges, rights and immunities granted to the Trustee in the Indenture are hereby extended and applicable to the Trustee's obligations hereunder. [REST OF PAGE INTENTIONALLY LEFT BLANK] DOCSLA1:484346.1 13 IN WITNESS WHEREOF, the parties hereto have caused this Broker -Dealer Agreement to be duly executed and delivered by their proper and duly authorized officers as of the date first above written. as Auction Agent Lo Authorized Signatory as Broker Dealer LN Authorized Signatory BNY WESTERN TRUST COMPANY, as Trustee Authorized Signatory ACKNOWLEDGEMENT AND AGREEMENT The City hereby acknowledges and agrees to its obligations under Sections 2.5 and 4.1 and agrees that such obligations shall survive the termination of this Broker -Dealer Agreement for any reason and the resignation and removal of any BD. CITY OF VERNON Authorized Signatory DOCSLA1:484346.1 14 EXHIBIT A SETTLEMENT PROCEDURES FOR THE BONDS DOCSLA1:484346.1 A-1 EXHIBIT B (Submit only one Order on this Order Form) CITY OF VERNON ELECTRIC SYSTEM REVENUE BONDS, 2004 SERIES A Attention: Date of Auction The undersigned Broker -Dealer submits the following Order on behalf of the Bidder listed below: Name of Bidder: Bidder places the Order listed below covering the Bonds indicated (complete only one blank): Bonds now held by Bidder (an Existing Owner), and the Order is a (check one): Hold Order; or Bid at rate of %; or Sell Order. or $ Bonds not now held by Bidder (a Potential Owner), and the Order is a Bid at a rate of %. DOCSLA1:484346.1 B-1 Notes: (1) If submitting more than one Order for one Bidder, use additional Order Forms. (2) If one or more Orders covering in the aggregate more than the number of Outstanding Bonds held by any Existing Owner are submitted, such Orders shall be considered valid in the order or priority set forth in the Auction Procedures. (3) A Hold Order may be placed only by an Existing Owner covering a number of Outstanding Bonds not greater than the number of Outstanding Bonds currently held. (4) Potential Owners may make only Bids, each of which must specify a rate. If more than one Bid is submitted on behalf of any Potential Owner, each Bid submitted shall be a separate Bid with the rate specified. (5) Bids may contain no more than three figures to the right of the decimal point. (6) An Order must be submitted in integral multiples of $25,000. Name of Broker -Dealer: DOCSLA1:484346.1 B-2 EXHIBIT C (To be used only for transfers of the Bonds made other than pursuant to an Auction) CITY OF VERNON ELECTRIC SYSTEM REVENUE BONDS, 2004 SERIES A TRANSFER FORM Attention: Check I, II or III We are the Existing Owner named below. II. We are the Agent Member for such Existing Owner. III. We are a Broker -Dealer for such Existing Owner. We hereby notify you that the Existing Owner named below has transferred: Bonds* to * Bonds may only be transferred in integral multiples of $25,000. DOCSLA1:484346.1 C-1 Complete either I or II I. Corporate Name of Existing Owner: LI-A Printed Name: Title: II. Corporate Name of Existing Owner: LE Name of Agent Member or Broker -Dealer Submitting this notice: Printed Name: Title: DOCSLA1:484346.1 C-2 EXHIBIT D (To be used for failure to deliver the Bonds sold pursuant to an Auction) CITY OF VERNON ELECTRIC SYSTEM REVENUE BONDS, 2004 SERIES A NOTICE OF FAILURE TO DELIVER Attention: Complete either I or II I. We are a Broker -Dealer for (the "Purchaser"), who was to purchase $ Bonds* in the Auction held on II. We are a Broker -Dealer for (the "Seller"), who was to sell $ Bonds* in the Auction held on We hereby notify you that (check one): ❑ the Seller failed to deliver such Bonds to us. ❑ the Purchaser failed to make payment to us upon delivery of such Bonds. ❑ the following Broker -Dealer failed to deliver to us such Bonds. ❑ the following Broker -Dealer failed to make payment to us upon delivery of such Bonds: (Name of Broker -Dealer submitting this notice) By: Printed Name: Title: * Bonds may only be transferred in integral multiples of $25,000. DOCSLA1:484346.1 D-1 EXHIBIT E CITY OF VERNON ELECTRIC SYSTEM REVENUE BONDS, 2004 SERIES A LISTING OF EXISTING OWNERS OF THE BONDS Attention: The undersigned Broker -Dealer hereby provides the names and related principal amounts of each of its customers that it believes is an Existing Owner of the Bonds: Name of Existing Owner Principal Amount of the Bonds Name of Broker -Dealer: LOW Name: Title: DOCSLA1:484346.1 E-1 SAB&W LLP Draft November 3, 2004 $[principal amount] CITY OF VERNON Electric System Revenue Bonds $[Series A principal amount] $[Series B principal amount] 2004 Series A 2004 Series B (Taxable) (Auction Rate Securities) (Auction Rate Securities) [Pricing Date], 2004 CONTRACT OF PURCHASE City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Ladies and Gentlemen: Morgan Stanley & Co. Incorporated, as underwriter (the "Underwriter"), hereby offers to enter into this Contract of Purchase (this "Purchase Contract") with you, the City of Vernon ("the City"). This offer is made subject to acceptance by the City prior to 11:00 P.M., California time, on the date hereof, and upon such acceptance this Purchase Contract shall be in full force and effect in accordance with its terms and shall be binding upon the City and the Underwriter. 1. Upon the terms and conditions and upon the basis of the representations herein set forth, the Underwriter hereby agrees to purchase and the City hereby agrees to sell to the Underwriter all (but not less than all) of the City's $[Series A principal amount] Electric System Revenue Bonds, 2004 Series A (Auction Rate Securities) (the "2004A Bonds") and $[Series B principal amount] Electric System Revenue Bonds, 2004 Series B (Taxable) (Auction Rate Securities) (the "2004B Bonds" and collectively with the 2004A Bonds, the "Bonds"). The purchase price for the 2004A Bonds shall be $ (representing the $[Series A principal amount].00 aggregate principal amount of the 2004A Bonds less $ Underwriter's discount). The purchase price for the 2004B Bonds shall be $ (representing the $[Series B principal amount].00 aggregate principal amount of the 2004B Bonds less $ Underwriter's discount). The Bonds are to be issued pursuant to Article XI of the Vernon City Code and an Indenture of Trust, dated as of [December] 1, 2004, as supplemented, including by the Fourth Supplemental Indenture of Trust and the Fifth Supplemental Indenture of Trust, each dated as of [December] 1, 2004 (collectively, the "Indenture"), by and between the City and The Bank of New York Trust Company, N.A., as trustee (the "Trustee"), substantially in the forms previously submitted to the Underwriter, with only such changes therein as shall be mutually agreed upon. LAI 621910d2 Terms used herein and not defined shall have the meanings assigned to them in the Official Statement. Simultaneously with the delivery of the Bonds, the Trustee will enter into an Auction Agent Agreement, dated as of [December] 1, 2004 (the "Auction Agreement") with , as Auction Agent (the "Auction Agent"), which Auction Agent Agreement shall be acknowledged by the City. The Trustee will also enter into a Broker -Dealer Agreement, dated as of [December] 1, 2004 (the "Broker -Dealer Agreement"), with the Auction Agent and Morgan Stanley & Co. Incorporated, as Broker -Dealer, which Broker -Dealer Agreement shall be acknowledged by the City. Payment of the principal of and interest on the Bonds as the same shall become due will be insured by a municipal bond insurance policy (the "Insurance Policy") to be issued by (the "Insurer") simultaneously with the delivery of the Bonds. [Pursuant to an Escrow Agreement, dated as of [December] 1, 2004 (the "Escrow Agreement"), by and between the City and The Bank of New York Trust Company, N.A., as escrow agent (the "Escrow Agent"), a portion of the proceeds of the 2004A Bonds, together with other available moneys, will be deposited into an escrow fund and applied to refund the City's $162,610,000 outstanding principal amount of Malburg Generating Station Project Electric System Revenue Bonds, 2003 Series A, B and C.] The City will undertake, pursuant to a Continuing Disclosure Agreement, dated as of [December] 1, 2004 (the "Continuing Disclosure Agreement"), by and between the City and the Trustee, to provide certain annual financial information and notices of the occurrence of certain events, if material. A form of the Continuing Disclosure Agreement is set forth in the Preliminary Official Statement (defined below) and will also be set forth in the Official Statement (defined below). Concurrently with the issuance of the Bonds, the City will enter into a swap agreement (the "Swap Agreement") with (the "Swap Provider") for the purpose of converting the auction rate interest payments the City is required to make on the Bonds into variable rate payments based on an index. The Indenture, the Auction Agreement, the Broker -Dealer Agreement, [the Escrow Agreement,] the Continuing Disclosure Agreement, the Swap Agreement and the Purchase Contract are hereinafter referred to as the "Legal Documents." 2. The Underwriter agrees to reoffer the Bonds in a bona fide public offering at an initial offering of 100% of the principal amount thereof. After the initial offering, the Underwriter reserves the right to change such public offering prices as the Underwriter shall deem necessary in marketing the Bonds. 3. At 8:00 A.M., California time, on , 2004, or at such other time or on such earlier or later business day as shall have been mutually agreed upon by the City and the Underwriter, the City will deliver to the Underwriter at the offices of Orrick, Herrington & Sutcliffe LLP, Los Angeles, California, the closing documents hereinafter mentioned. The Bonds, registered to Cede & Co. and in definitive form, will be made available to the 2 LAI 621910d2 Underwriter one business day prior to the Closing Date (hereinafter defined) at the offices of Orrick, Herrington & Sutcliffe LLP, or at such other place as may be designated by the Underwriter and shall be subsequently delivered on such date to The Depository Trust Company ("DTC") or the Trustee as may be designated by the Underwriter to be held in safe custody on behalf of the City until Closing. It is anticipated that CUSIP identification numbers will be printed on the Bonds, but neither the failure to print such number on any of the Bonds nor any error with respect thereto shall constitute cause for a failure or refusal by the Underwriter to accept delivery of and pay for the Bonds in accordance with the terms of this Purchase Contract. Upon release of the Bonds, the Underwriter will pay the purchase price of the Bonds as set forth in Section 1 hereof, in immediately available funds to the order of the City. The releases and payments referenced to in this Section 3 are herein called the "Closing" or "Closing Date." 4. The City ratifies, confirms and approves the use by the Underwriter of the official statement of the City in preliminary form dated , 2004 (which, including all appendices thereto, is herein called the "Preliminary Official Statement"), in connection with the prospective offering of the Bonds prior to the date hereof. [The City hereby acknowledges that the Preliminary Official Statement has been made available to investors on the internet at http://www. com.] The City will deliver to the Underwriter copies of its official statement dated [Pricing Date], 2004 (such official statement, including the cover page and all appendices included therein or attached thereto, being herein called the "Official Statement"), signed on behalf of the City by its Mayor or other appropriate official and, as promptly as practicable after acceptance hereof (but in any event within seven business days after the City's acceptance hereof and in sufficient time to accompany any order confirmation requesting payment from any customer), a sufficient number of conformed copies to comply with the rules of the Securities and Exchange Commission and the Municipal Securities Rulemaking Board. The City hereby approves the Official Statement and authorizes the use of copies of the Official Statement and the documents referred to therein in connection with the offering and sale of the Bonds by the Underwriter. The Underwriter hereby agrees that it will not confirm the sale of any Bond unless the confirmation requesting payment from the customer is accompanied or preceded by a copy of the Official Statement. 5. The City represents to the Underwriter that, as of the date hereof and as of the Closing Date: (a) The City is duly existing as a charter city organized under the laws of the State of California (the "State"); (b) The City has full legal right, power and authority to cause the Bonds to be authenticated and delivered, to execute and deliver or acknowledge, as applicable, the Legal Documents and to perform its obligations contained herein and therein in accordance with the Act and other applicable laws; and, by official action of the City prior to or concurrently with the acceptance hereof, the City has duly authorized and approved the issuance and delivery of the Bonds, the distribution of the Preliminary Official Statement, the execution, delivery and distribution of the Official Statement, the execution and delivery or acknowledgement, as applicable, of the Legal Documents and the performance of its obligations contained herein and therein and the consummation by it of all other transactions contemplated by the Official Statement and the Legal LAl 62191M Documents to have been performed or consummated at or prior to the Closing Date, all in accordance with the Act and other applicable laws, and the City is and will be in compliance with the provisions thereof in all material respects; (c) The Official Statement is and at all times subsequent hereto up to and including the date that is 25 days after the end of the Underwriting Period (as hereinafter defined) for the Bonds of the Closing will be, true and correct in all material respects; and the Official Statement does not and will not omit any statement or information necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading except that no representation is made as to any information included in the Official Statement relating to DTC or its operations, or the Insurer; (d) Between the date hereof and the date that is 25 days after the end of the Underwriting Period (as hereinafter defined) for the Bonds, except as contemplated by the Official Statement, the City will not have incurred any material liabilities, direct or contingent, or entered into any material transaction in either case other than in the ordinary course of business, and there shall not have been any material adverse change in the financial condition or prospects of the Electric System; (e) The performance of its obligations contained in the Bonds and the execution and delivery or acknowledgement, as applicable, of the Legal Documents and the performance of its obligations contained herein and therein do not and will not in any material respect conflict with or constitute a breach of or default under any law, administrative regulation, court decree, resolution or agreement to which the City is subject or by which it is bound; (f) Except as disclosed in the Official Statement, no litigation is, or at the date that is 25 days after the end of the Underwriting Period (as hereinafter defined) for the Bonds, will be, pending or, to the knowledge of the City, threatened in any court (i) in any way questioning the corporate existence of the City or the titles of the officers of the City to their respective offices; (ii) seeking to restrain or enjoin the issuance or delivery of any of the Bonds, or the collection of Net Revenues of the Electric System or other amounts pledged or to be pledged to pay the principal of, premium, if any, and interest on the Bonds, or in any way contesting or affecting the validity of the Bonds, the Legal Documents or the collection of said Net Revenues, or the pledge thereof, or contesting the powers of the City or any authority for the issuance and delivery of the Bonds or the performance of its obligations contained therein or the execution and delivery or acknowledgement, as applicable, of the Legal Documents or the performance of its obligations contained herein or therein, (iii) which would be likely to result in any material adverse change in the business, properties, assets or financial condition of the Electric System or to have a material adverse effect on the ability of the City to meet its obligations under the Bonds or the Legal Documents or (iv) asserting that the Official Statement contained any untrue statement of a material fact or omitted to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; provided, however, that if the Underwriter accepts at the Closing any change in the certificate referred to in Section 6(d)(3) hereof, 4 LA1 621910v2 the representations contained in this Section 5(f) shall be deemed modified to a like extent; (g) All material studies undertaken by or on behalf of the City with respect to the Project have been disclosed and/or made available to the Underwriter; (h) The Bonds, the Legal Documents and the other documents described in the Official Statement conform in all material respects to the descriptions thereof contained in the Official Statement, and the Bonds, when delivered as provided herein, will be validly issued and outstanding obligations of the City entitled to the benefits of the Indenture; (i) The City will furnish such information, execute such instruments and take such other action not inconsistent with law in cooperation with the Underwriter as the Underwriter may reasonably request in order (i) to qualify the Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions of the United States as the Underwriter may designate and (ii) to determine the eligibility of the Bonds for investment under the laws of such states and other jurisdictions, and will use its best efforts to continue such qualification in effect so long as required for the distribution of the Bonds; provided that the City shall not be obligated to take any action that would subject it to the general service of process in any state or jurisdiction where it is not now so subject; 0) If between the date hereof and the date that is 25 days after the end of the Underwriting Period for the Bonds, an event occurs which might or would cause the information contained in the Official Statement, as then supplemented or amended, to contain an untrue statement of a material fact or to omit to state a material fact required to be stated therein or necessary to make such information therein, in the light of the circumstances under which it was presented, not misleading, the City will notify the Underwriter, and, if in the opinion of the City or the Underwriter, or their respective counsel, such event requires the preparation and publication of a supplement or amendment to the Official Statement, the City will forthwith prepare and furnish to the Underwriter (at the expense of the City) a reasonable number of copies of an amendment of or supplement to the Official Statement (in form and substance satisfactory to counsel for the Underwriter) which will amend or supplement the Official Statement so that it will not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances existing at the time the Official Statement is delivered to prospective purchasers, not misleading; (k) If the information contained in the Official Statement is amended or supplemented pursuant to paragraph 0) hereof, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such subparagraph) at all times subsequent thereto up to and including the date that is 25 days after the end of the Underwriting Period for the Bonds, the portions of the Official Statement so supplemented or amended (including any financial and statistical data contained therein) will not contain any untrue statement of a material fact or omit to 5 LAI 621910v2 state a material fact required to be stated therein or necessary to make such information therein, in the light of the circumstances under which it was presented, not misleading; (1) After the Closing, the City will not participate in the issuance of any amendment of or supplement to the Official Statement to which, after being furnished with a copy, the Underwriter shall reasonably object in writing or which shall be disapproved by counsel for the Underwriter; (m) The financial statements of the City contained as Appendix A to the Official Statement do and will fairly present the financial position and results of operations of the City as of the dates and for the periods therein set forth in accordance with generally accepted accounting principles applied consistently; and (n) As used herein and for the purposes of the foregoing, the term "End of the Underwriting Period" for the Bonds shall mean the earlier of (i) the Closing Date unless the City shall have been notified in writing to the contrary by the Underwriter on or prior to the Closing Date, or (ii) the date on which the End of the Underwriting Period for the Bonds has occurred under Rule 15c2-12; provided, however, that the City may treat as the End of the Underwriting Period for the Bonds the date specified as such in a notice from the Underwriter stating the date which is the End of the Underwriting Period; 6. The Underwriter has entered into this Purchase Contract in reliance upon the representations herein and the performance by the City of the City's obligations hereunder, both as of the date hereof and as of the Closing Date. The Underwriter's obligations under this Purchase Contract are and shall be subject to the following further conditions: (a) The representations of the City contained herein shall be true and correct in all material respects at the date hereof and on the Closing Date; (b) At the time of the Closing, the Legal Documents shall be in full force and effect, and shall not have been amended, modified or supplemented (except as may be agreed to in writing by the Underwriter); the ratings quoted in the Official Statement shall be in effect; and the City shall perform or have performed its obligations required under or specified in the Official Statement and the Legal Documents to be performed at or prior to the Closing; (c) The Underwriter may terminate this Purchase Contract by notification to the City if at any time after the date hereof and prior to the Closing (i) legislation shall be enacted by the Congress of the United States or introduced and pending in or adopted by either House thereof or a decision by a Court of the United States or the Tax Court of the United States shall be rendered or a ruling, regulation or official statement by or on behalf of the Treasury Department of the United States, the Internal Revenue Service or other governmental agency shall be made with respect to federal taxation upon revenues or other income of the general character expected to be derived by the City or upon interest received on securities of the general character of the 2004A Bonds in the hands of the holders thereof which, in the reasonable judgment of the Underwriter, materially adversely affects the market price of the 2004A Bonds or (ii) there shall have occurred 6 LAI 62191M any new outbreak or escalation of hostilities, declaration by the United States of a national emergency or war, calamity or crisis, the effect of which on financial markets is such as to make it, in the sole judgement of the Underwriter, impracticable or inadvisable to proceed with the offering and delivery of the Bonds, or (iii) there shall be in force a general suspension of trading on the New York Stock Exchange or minimum or maximum prices for trading shall have been fixed and be in force, or maximum ranges for prices for securities shall have been required and be in force on the New York Stock Exchange, whether by virtue of a determination by that Exchange or by order of the Securities and Exchange Commission or any other governmental authority having jurisdiction, or (iv) a general banking moratorium shall have been declared by Federal, New York or California authorities having jurisdiction and shall be in force or (v) there shall exist any event which, in the sole judgment of the Underwriter, either (A) makes untrue or incorrect in any material respect any statement or information contained in the Official Statement or (B) is not reflected in the Official Statement but should be reflected therein in order to make the statements and information contained therein not misleading in any material respect; (d) At or prior to the Closing, the Underwriter shall receive the following documents: (1) the opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel to the City, dated the Closing Date, substantially in the form attached as Appendix G to the Official Statement; (2) a certificate or certificates, dated the Closing Date, of the City executed by its City Administrator, its Director of Utilities Department, or other appropriate official, to the effect that (A) on the date of the Official Statement and on the date of the certificate (i) the descriptions and statements of or pertaining to the City, the Electric System and the Project contained in the Official Statement were and are true and correct in all material respects; (ii) the Official Statement did not and does not contain an untrue statement of a material fact or omit any statement or information which is necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading (provided that no representation is made regarding information relating to DTC and its operations, and the Insurer); and (iii) insofar as the descriptions and statements, including financial data, of or pertaining to entities other than the City and their activities contained in the Official Statement are concerned, such descriptions, statements and data have been obtained from sources which the City believes to be reliable and the City has no reason to believe that they are untrue in any material respect; and (B) the representations and warranties of the City in this Purchase Contract are true and correct on and as of the Closing Date as if made on and as of the Closing Date, and the City has complied with and performed all of its covenants and agreements in this Purchase Contract to be complied with and performed at or prior to the Closing; (3) a certificate dated the Closing Date, by the City Administrator, or other appropriate official of the City, and by the City Attorney to the effect that 7 LAl 62191M other than as described in the Official Statement, no litigation is pending (with the City having received service of process) or, to their knowledge, threatened in any court (i) in any way questioning the corporate existence of the City or the titles of the officers of the City to their respective offices; (ii) seeking to restrain or enjoin the delivery of the Bonds, or the collection of Net Revenues of the Electric System or other amounts pledged or to be pledged to pay the principal of, premium, if any, and interest on such Bonds; (iii) in any way contesting or affecting the validity of the Bonds, the Legal Documents; (iv) in any way contesting or affecting the collection of said Net Revenues or the pledge thereof, or contesting the powers of the City or any authority for the issuance and delivery of the Bonds and the performance of its obligations contained therein or the execution and delivery or acknowledgement, as applicable, of the Legal Documents and the performance of its obligations contained therein or herein; (v) which would be likely to result in any material adverse change in the business, properties, assets or the financial condition of the Electric System or which would be likely to have a material adverse effect on the ability of the City to meet its obligations under the Indenture; or (vi) asserting that the Official Statement contained any untrue statement of a material fact or omitted to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, which certificate shall be in form and substance acceptable to the Underwriter (but in lieu of such certificate, the Underwriter may in its sole discretion accept an opinion of Bond Counsel or Counsel to the City, acceptable to the Underwriter in form and substance, that in their opinion the issues raised in any such pending or threatened litigation are without substance or that the contentions of any plaintiffs therein are without merit); (4) an opinion of counsel to the Trustee and the Escrow Agent, dated the Closing Date and addressed to the City and the Underwriter, to the effect that, the Trustee's and Escrow Agent's obligations under the Indenture, the Escrow Agreement, the Auction Agreement, the Broker -Dealer Agreement and the Continuing Disclosure Agreement constitute legal, valid and binding obligations of the Trustee and the Escrow Agent, as applicable, enforceable in accordance with their respective terms under California law except that the enforceability thereof may be limited by applicable bankruptcy, insolvency, reorganization, moratorium and other laws in effect from time to time affecting the rights of creditors generally and except to the extent that the enforceability thereof may be limited by the application of general principles of equity; (5) a certificate of the Trustee [and the Escrow Agent], dated the Closing Date, to the effect that (i) the Trustee [and the Escrow Agent] are a national banking association duly organized and existing under the laws of the United States of America; (ii) the Trustee [and the Escrow Agent] have full corporate trust powers and authority to serve as Trustee under the Indenture, as Escrow Agent under the Escrow Agreement and as Dissemination Agent under the Continuing Disclosure Agreement; and (iii) the Trustee [and the Escrow Agent] acknowledge and accept its obligations under the Indenture, [the Escrow 8 LAI 621910v2 Agreement] and the Continuing Disclosure Agreement and that such acceptance is in full compliance with, and does not conflict with, any applicable law or governmental regulation currently in effect, and does not conflict with or violate any contract to which the Trustee or the Escrow Agent is a party or any administrative or judicial decision by which the Trustee or the Escrow Agent is bound; (6) opinions of Orrick, Herrington & Sutcliffe LLP and the City Attorney, dated the Closing Date, substantially in the respective forms attached hereto as Exhibits A and B, with such changes as Counsel to the Underwriter may approve; (7) an opinion of Sidley Austin Brown & Wood LLP, Counsel to the Underwriter, dated the Closing Date, substantially in the form attached hereto as Exhibit C; (8) copies of the documents referred to in Section 6(b); (9) certified copies of all proceedings relating to the authorization and issuance of the Bonds certified by the City Administrator or other appropriate official of the City; (10) evidence that any ratings on the Bonds are in full force and effect as of the Closing Date; (11) a copy of the Insurance Policy; (12) an opinion of counsel to the Insurer, dated the Closing Date and addressed to the City and the Underwriter, in the form previously submitted to the Underwriter; (13) a certificate from the Insurer to the effect that the description of the Insurer and its Insurance Policy included in the Official Statement under the caption `BOND INSURANCE" and in APPENDIX H — "SPECIMEN MUNICIPAL BOND INSURANCE POLICY" is accurate and as to such other matters as the Underwriter may request; (14) a certificate of the Auction Agent, dated the Closing Date, executed by an authorized representative of the Auction Agent, to the effect that: (i) the Auction Agent has complied and will comply in all respects with the covenants and agreements contained in the Auction Agreement and the Broker - Dealer Agreement; (ii) the Auction Agreement and the Broker -Dealer Agreement have been duly authorized, executed and delivered by the Auction Agent; (iii) the Auction Agent has full power and authority to carry out its obligations under the Auction Agreement and the Broker -Dealer Agreement; and (iv) there is no action, suit, proceeding, inquiry or investigation at law or in equity before or by any court, public board or body pending or known to be threatened against or affecting the Auction Agent where an unfavorable decision, ruling or finding 9 LA1 621910v2 would adversely affect the transactions contemplated by the Auction Agreement and the Broker -Dealer Agreement. (15) the Blanket Issuer Letter of Representations of the City; (16) a copy of any Blue Sky Survey with respect to the Bonds, prepared by Underwriter's Counsel; (17) the opinion of Counsel to the City with respect to the Swap Agreement, dated the Closing Date, addressed to the Swap Provider, in substantially the form previously submitted to the Underwriter; and (18) such additional certificates, instruments and other documents as the Underwriter may reasonably deem necessary to evidence the truth and accuracy as of the time of the Closing of the City's representations and warranties contained in this Purchase Contract and the due performance or satisfaction by the City at or prior to such time of all agreements then to be performed and all conditions then to be satisfied by the City pursuant to this Purchase Contract. The opinions and certificates and other material referred to above shall be in form and substance satisfactory to the undersigned and to Sidley Austin Brown & Wood LLP, Counsel to the Underwriter. If the City shall be unable to satisfy the conditions to the obligations of the Underwriter to purchase, accept delivery of and pay for the Bonds contained in this Purchase Contract or if the obligations of the Underwriter to purchase, accept delivery of and pay for the Bonds shall be terminated for any reason permitted by this Purchase Contract, this Purchase Contract and all obligations of the Underwriter hereunder may be terminated by the Underwriter at or at any time prior to the Closing Date by written notice to the City, and neither the Underwriter nor the City shall have any further obligations hereunder. In the event that the Underwriter fails (other than for a reason permitted by this Purchase Contract) to accept and pay for the Bonds at the Closing, the amount of one percent (1 %) of the principal amount of the Bonds shall be paid by the Underwriter, as liquidated damages for such failure and for any and all defaults hereunder on the part of the Underwriter and the acceptance of such amount shall constitute a full release and discharge of all claims and rights of the City against the Underwriter as result of such failure and such default. 7. At the time of or prior to the Closing, the Underwriter shall file a copy of the Official Statement with the Municipal Securities Rulemaking Board and with a nationally recognized municipal securities information repository. The Underwriter shall advise the City of the date and repository of such filing. 8. The Underwriter shall be under no obligation to pay, and the City shall pay, any expenses incident to the performance of the City's obligations hereunder, including but not limited to: (i) the cost of preparation, printing and distribution of the Legal Documents, the Preliminary Official Statement, the Official Statement and any supplements or amendments thereto (including the word processing costs of Underwriter's Counsel in preparing the Preliminary Official Statement and the Official Statement); (ii) the cost of preparing and printing 10 LAI 62191M the Bonds; (iii) the fees and disbursements of Bond Counsel and the fees and expenses of counsel to the City; (iv) the fees and disbursements of any engineers, accountants and other experts, consultants or advisors retained by the City; (v) fees for bond ratings (which include fees of rating agencies and travel expenses of the City); and (vi) expenses (included in the expense component of the underwriting spread) incurred on behalf of the City's employees which are incidental to implementing this agreement, including, but not limited to, meals, transportation, and lodging of those employees, if any. 9. The Underwriter shall pay: (i) the cost of preparation and printing of this Purchase Contract, the Preliminary Blue Sky Survey; (ii) all advertising expenses and Blue Sky filing fees in connection with the public offering of the Bonds; (iii) fees, if any, payable to the California Debt Investment and Advisory Commission in connection with the execution and delivery of the Bonds; and (iv) all other expenses incurred by the Underwriter in connection with the public offering of the Bonds, including the fees and disbursements of Underwriter's Counsel (except as provided above). 10. Any notice or other communication to be given to the City under this Purchase Contract may be given by delivering the same in writing to: City of Vernon, 4305 Santa Fe Avenue, Vernon, California 90058, Attention: Director of Public Utilities; and any notice or other communication to be given to the Underwriter under this Purchase Contract may be given by delivering the same in writing to: Morgan Stanley & Co. Incorporated, 555 California Street, San Francisco, CA 94104, Attention: Celeste Davis, Executive Director. 11 LAl 62191M 11. This Purchase Contract, when accepted by the City in writing as heretofore specified, shall constitute the entire agreement between the City and the Underwriter and is made solely for the benefit of the City and the Underwriter (including any successor in business of the Underwriter). No other person shall acquire or have any right hereunder or by virtue hereof. All the representations and agreements in this Purchase Contract shall remain operative and in full force and effect, regardless of (a) any investigation made by or on behalf the Underwriter, (b) delivery of and payment for the Bonds hereunder, and (c) any termination of this Purchase Contract. Accepted on [Pricing Date], 2004 CITY OF VERNON ATTEST: IM Mayor City Clerk Very truly yours, MORGAN STANLEY & CO. INCORPORATED Lo 12 LA1 621910d2 SCHEDULEI to the Contract of Purchase $[principal amount] CITY OF VERNON Electric System Revenue Bonds $[Series A principal amount] 2004 Series A (Auction Rate Securities) Initial Length of Principal Auction Initial Series Tax Status Amount Date Period 2004A Tax -Exempt $ _ days 2004B Taxable $ _ days $[Series B principal amount] 2004 Series B (Auction Rate Securities) Initial Interest Auction Date Payment Generally Date Every _ Every _ Final Maturity Initial Rate Date CUSIP Number' (Base 924397) Copyright 2003, American Bankers Association. CUSIP data herein are provided by Standard & Poor's CUSIP Service Bureau, a division of The McGraw-Hill Companies, Inc. I-1 LAl 621910v2 EXHIBIT A [Letterhead of Orrick, Herrington & Sutcliffe LLP] , 2004 Morgan Stanley & Co. Incorporated As Underwriter Re: $[principal amount] City of Vernon Electric System Revenue Bonds 2004 Series A (Auction Rate Securities) and 2004 Series B (Taxable) (Auction Rate Securities) Ladies and Gentlemen: This letter is being delivered pursuant to Section 6(d)(6) of the Contract of Purchase, dated [Pricing Date], 2004 (the "Purchase Contract"), between the City of Vernon (the "City") and Morgan Stanley & Co. Incorporated (the "Underwriter"), providing for the purchase of the City's $[Series A principal amount] Electric System Revenue Bonds, 2004 Series A (Auction Rate Securities) (the "2004A Bonds") and $[Series B principal amount] Electric System Revenue Bonds, 2004 Series B (Taxable) (Auction Rate Securities) (the "2004B Bonds" and collectively with the 2004A Bonds, the "Bonds"). The Bonds are being issued pursuant to an Indenture of Trust, as supplemented, including by the Fourth Supplemental Indenture of Trust and the Fifth Supplemental Indenture of Trust, each dated as of [December] 1, 2004 (collectively, the "Indenture"), each by and between the City and The Bank of New York Trust Company, N.A., as trustee. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Indenture or, if not defined in the Indenture, the Contract of Purchase. In connection with our role as bond counsel, we have reviewed the Indenture, the Official Statement, the Purchase Contract, certificates of the City, the Trustee, the Underwriter and others, opinions of counsel to the City and others, and such other documents, opinions and matters to the extent we deemed necessary to render the opinions and conclusions set forth herein. Based on and subject to the foregoing, and in reliance thereon, as of the date hereof, we are of the following opinions or conclusions: 1. The Official Statement has been duly authorized, executed and delivered by the City and the Purchase Contract and the Continuing Disclosure Agreement have each been duly authorized, executed and delivered by the City and, assuming due authorization, execution and delivery by and validity against the other parties thereto, each is a valid and binding agreement of the City, except as enforceability may be limited by bankruptcy, insolvency, reorganization, moratorium, arrangement and other laws affecting creditors' rights, by the application of equitable principles and the exercise of judicial discretion in appropriate cases, and by the limitations on legal remedies against municipal corporations in the State of California. We A-1 LAl 62191M express no opinion with respect to any indemnification, contribution, choice of law, choice of forum or waiver provisions contained therein. 2. The Bonds are not subject to the registration requirements of the Securities Act of 1933, as amended, and the Indenture is exempt from qualification pursuant to the Trust Indenture Act of 1939, as amended. 3. The statements contained in the Official Statement under the captions "INTRODUCTION," "CONTINUING DISCLOSURE," "PLAN OF FINANCE," "THE 2004 BONDS," "SECURITY AND SOURCES OF PAYMENT FOR THE 2004 BONDS," "TAX MATTERS," "APPENDIX C — SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE," "APPENDIX D — AUCTION PROCEDURES," "APPENDIX F — PROPOSED FORM OF CONTINUING DISCLOSURE AGREEMENT" and "APPENDIX G — PROPOSED FORM OF OPINION OF BOND COUNSEL" insofar as the statements contained under such captions expressly summarize certain provisions of the Bonds, the Indenture and the Continuing Disclosure Agreement are accurate in all material respects; provided, however, that no opinion is expressed with respect to any statements relating to The Depository Trust Company ("DTC") or its operations or the Insurer. We are not passing upon and do not assume any responsibility for the accuracy (except as explicitly stated in the previous paragraph), completeness or fairness of any of the statements contained in the Official Statement. In our capacity as bond counsel in connection with the issuance of the Bonds, we participated in conferences with your representatives, your counsel, representatives of the City and its counsel, and other consultants to the City, during which conferences the contents of the Official Statement and related matters were discussed. Based on our participation in the above -referenced conferences (which did not extend beyond the date of the Official Statement), and in reliance thereon and on the records, documents, certificates and opinions herein mentioned (as set forth above), we advise you that during such conferences, no information came to the attention of the attorneys in our firm rendering legal services in connection with such issuance which caused us to believe that the Official Statement as of its date (except for any financial, statistical or economic data or forecasts, numbers, charts, tables, graphs, estimates, projections, assumptions or expression of opinions required to be stated therein or information relating to the Insurer, DTC, any investment agreement provider and the information contained in Appendices A, B, E and H included therein as to which we express no opinion or view), contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading. This letter is furnished by us as bond counsel. No attorney -client relationship has existed or exists between our firm and yourselves in connection with the Bonds or by virtue of this letter. Our engagement with respect to the Bonds has concluded with their issuance. We disclaim any obligation to update this letter. This letter is delivered to you as the Underwriter of the Bonds, and is solely for the benefit of such Underwriter, and is not to be used, circulated, quoted or otherwise referred to or relied upon for any other purpose or by any other person. This letter is not intended to, and may not, be relied upon by owners of the Bonds. Very truly yours, A-2 LAl 62191M EXHIBIT B FORM OF OPINION OF CITY ATTORNEY 92004 Morgan Stanley & Co. Incorporated As Underwriter Re: $[principal amount] City of Vernon Electric System Revenue Bonds 2004 Series A (Auction Rate Securities) and 2004 Series B (Taxable) (Auction Rate Securities) Ladies and Gentlemen: I am City Attorney of the City of Vernon (the "City") and as such I have served as Counsel to the City in connection with the issuance of the City's $[Series A principal amount] Electric System Revenue Bonds, 2004 Series A (Auction Rate Securities) (the "2004A Bonds") and $[Series B principal amount] Electric System Revenue Bonds, 2004 Series B (Taxable) (Auction Rate Securities) (the "2004B Bonds" and collectively with the 2004A Bonds, the "Bonds"). As such counsel, I have examined and am familiar with (i) those documents relating to the existence, organization and operation of the City; (ii) all necessary documentation of the City relating to the authorization, execution and delivery of (a) the Indenture of Trust, as supplemented, including by the Fourth Supplemental Indenture of Trust and the Fifth Supplemental Indenture of Trust, each dated as of [December] 1, 2004 (collectively, the "Indenture"), each by and between the City and The Bank of New York Trust Company, N.A., as trustee thereunder (the "Trustee"), providing for the issuance of the Bonds, (b) the Auction Agent Agreement, dated as of [December] 1, 2004 (the "Auction Agent Agreement"), by and between the Trustee and , as Auction Agent (the "Auction Agent"), and acknowledged by the City, (c) the Broker -Dealer Agreement, dated as of [December] 1, 2004 (the "Broker -Dealer Agreement"), by and between the Trustee, the Auction Agent and Morgan Stanley & Co. Incorporated, as Broker -Dealer, and acknowledged by the City; (d) the Continuing Disclosure Agreement, dated as of [December] 1, 2004 (the "Continuing Disclosure Agreement"), between the City and the Trustee, as dissemination agent; (e) the Contract of Purchase, dated [Pricing Date], 2004 (the "Purchase Contract"), between the City and the Underwriter; and (iii) an Official Statement of the City, dated [Pricing Date], 2004 (the "Official Statement"), relating to the Bonds. The Indenture, the Auction Agreement, the Broker -Dealer Agreement, the Continuing Disclosure Agreement and the Purchase Contract are collectively referred to herein as the "Legal Documents." B-1 LAI 62191M I am of the opinion that: 1. The City is a charter city, duly created, organized and existing under the Constitution and laws of the State of California and duly qualified to furnish electric service within said City. 2. The City has the authority and right to execute, deliver and perform the Legal Documents, and the City has complied with the provisions of applicable law in all matters relating to the transactions contemplated by the Legal Documents. 3. The distribution of the Preliminary Official Statement, the execution and delivery of the Official Statement and the Legal Documents have been duly authorized, executed and delivered by the City and, assuming that the Legal Documents constitute the legal, valid and binding agreements of the other respective parties thereto, the Legal Documents constitute the legal, valid and binding agreements of the City enforceable against it in accordance with their respective terms, except, in each case, as enforceability may be limited by laws relating to bankruptcy, insolvency or other laws affecting the enforcement of creditors' rights generally and by the application of equitable principles if equitable remedies are sought. 4. No approval, consent or authorization of any governmental or public agency, authority or person is required for the execution and delivery by the City of the Legal Documents or the performance by the City of its obligations thereunder or the execution and delivery, on the part of the City, of the Bonds. Under the laws of the State of California, the City has the authority to determine, fix, impose and collect rates and charges for electric service and is not presently subject to the regulatory jurisdiction of any state, regional or local governmental regulatory authority other than to the extent described in the Official Statement. 5. The execution and delivery of the Legal Documents by the City and compliance with the provisions thereof will not conflict with or constitute a breach of or default under any instrument relating to the organization, existence or operation of the City, or commitment, agreement or other instrument to which the City is a party or by which it or its property is bound or affected, or any ruling, regulation, ordinance, judgment, order or decree to which the City or any of its officers in their respective capacities as such are subject or any provision of the laws of the State of California relating to the City and its affairs. 6. There is no action, suit, proceeding, inquiry or investigation at law or in equity, or before any court, public board or body, pending or, to the best of my knowledge, threatened against or affecting the City or any entity affiliated with the City or any of its officers in their respective capacities as such (nor to the best of my knowledge, is there any basis therefor) that questions the powers of the City referred to in paragraph 2 above or in connection with the transactions contemplated by the Official Statement, or the validity of the proceedings taken by the City in connection with the authorization, execution or delivery of the Legal Documents, or wherein any unfavorable decision, ruling or finding would adversely affect the transactions contemplated by the Legal Documents or the Official Statement, or that, in any way, would adversely affect the validity or enforceability of the Legal Documents or, in any material respect, the ability of the City to perform its obligations under the Legal Documents. Capitalized terms B-2 LAI 621910d2 used herein not otherwise defined shall have the meanings ascribed thereto in the Purchase Contract. Respectfully submitted, Eric Fresch, Esq. City Attorney B-3 LAl 62191M EXHIBIT C [Letterhead of Sidley Austin Brown & Wood LLP] 12004 Morgan Stanley & Co. Incorporated As Underwriter Re: $[principal amount] City of Vernon Electric System Revenue Bonds 2004 Series A (Auction Rate Securities) and 2004 Series B (Taxable) (Auction Rate Securities) We have acted as counsel to you in your capacity as underwriter (the "Underwriter") under the Contract of Purchase dated [Pricing Date], 2004 (the "Purchase Contract"), between you and the City of Vernon (the "City"), in connection with your purchase from the City of its $[Series A principal amount] Electric System Revenue Bonds, 2004 Series A (Auction Rate Securities) (the "2004A Bonds") and $[Series B principal amount] Electric System Revenue Bonds, 2004 Series B (Taxable) (Auction Rate Securities) (the "2004B Bonds" and collectively with the 2004A Bonds, the "Bonds"). Terms used herein which are not defined shall have the meanings assigned to them in the Contract of Purchase or in the City's Official Statement dated [Pricing Date], 2004, relating to the Bonds (the Official Statement, in the form prepared for use by the Underwriter in confirming sales of the Bonds, being hereinafter referred to as the "Official Statement"). As such counsel, we have examined originals or copies certified or otherwise identified to our satisfaction of such documents, records and other instruments as we deemed necessary or appropriate for the purpose of this opinion, including the Indenture providing for the issuance of the Bonds. We are not expressing any opinion or view on the validity, accuracy or sufficiency of documents, certificates or opinions that we have examined. Further, we have assumed but have not independently verified that the signatures on all documents, certificates and opinions that we have reviewed are genuine. In rendering this opinion, we are not expressing any opinion or view on the authorization, execution, issuance, delivery or validity of the Bonds, nor the exclusion from gross income for federal income tax purposes of interest on the Bonds or the exemption from State of California personal income taxes of interest on the Bonds. We understand you are relying on the opinion of Orrick, Herrington & Sutcliffe LLP, as bond counsel, in that regard. Based on and subject to the foregoing, we are of the opinion that the Bonds are not subject to the registration requirements of the Securities Act of 1933, as amended, the Bonds are municipal securities within the meaning of the Securities Exchange Act of 1934, as amended, C-1 LAI 62191M and the Indenture is exempt from qualification under the Trust Indenture Act of 1939, as amended. Because the primary purpose of our professional engagement was not to establish factual matters and because of the wholly or partially non -legal character of many determinations involved in the preparation of the Official Statement, we are not passing upon and do not assume any responsibility for the accuracy, completeness or fairness of any of the statements contained in the Official Statement and make no representation that we have independently verified the accuracy, completeness or fairness of any such statements. However, in our capacity as your counsel, during the course of preparation of the Official Statement, we participated in conferences with representatives of the City, the City Attorney, legal counsel to the City, Orrick Herrington & Sutcliffe LLP, as bond counsel, BondLogistix, LLC, as financial consultant, others, and you, at which conferences the contents of the Official Statement and related matters were discussed. Based on our participation in such conferences and in reliance thereon and on the certificates, opinions and other documents we have reviewed, we advise you that no information has come to the attention of the lawyers in this firm rendering professional legal services in connection with your purchase of the Bonds that would cause us to believe that the Official Statement as of its date and as of the date hereof (except for any financial or statistical data or forecasts and the information relating to the Insurer or the Insurance Policy, DTC and the book -entry system included therein, and Appendices A, and C through H thereto, as to which we express no opinion or view), contains any untrue statement of a material fact or omits to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. The opinions expressed herein are based on an analysis of existing laws, regulations, rulings and court decisions. Such opinions may be adversely affected by actions taken or events occurring, including a change in law, regulation or ruling (or in the application of official interpretation of any law, regulation or ruling) after the date hereof. We have not undertaken to determine, or to inform any person, whether such actions are taken or such events occur, and we have no obligation to update this opinion in light of such actions or events. This opinion is being rendered to you solely for your benefit and may not be relied on by anyone else without our prior written consent. This letter is not intended to and may not be relied upon by the owners of the Bonds or by any other party to whom it is not specifically addressed. Respectfully submitted, C-2 LA1 621910d2 o * - $ z z z co \ \cm \ z ` ]_ z_ £ { + - = { § / c�m� CL E - \ \ / � § \ = ; 2 CL a. o_.3% A k « � $ & k ) \ 0 CL 2 §Al # Go`� c �0 <\ \2/ �r MM �! 77 £� k/§ S cw- £R$ G$ ff » MO CD CD �\ f �aaE\4 \ �x � / oƒCCa==E,'0)3 LL 2##a� # n!co'»:�1"�;=-C, CD t �2� 232&/#}72/ k a )§§ 2 § k U- M EB m)� �E \� ƒ)w\ 6 (DU) 22j -£«tea LL � '�a cl )£�ak0I§o\�fk�\�a- }c('0\\2\§kjk§§)jj\\ $2<� � Cli / SAB&W LLP November 16, 2004 NEW ISSUE — FULL BOOK -ENTRY ONLY In the opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel, based on an analysis of existing laws, regulations, rulings and court decisions, and assuming, among other matters, the accuracy of certain representations and compliance with certain covenants, interest on the 2004A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revemae Code of 1986. In the further opinion of Bond Counsel, interest on the 2004A Bonds is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although Bond Counsel observes that such interest is included in adjusted current earnings when calculating corporate alternative minimum taxable income. Bond Counsel also observes that interest on the 2004B Bonds is not excluded from gross income for federal income tax purposes under Section 103 of the Code. Bond Counsel is also of the opinion that interest on the 2004A Bonds and the 2004B Bonds is exempt from State of California personal income taxes. Bond Counsel expresses no opinton regarding any other tax consequences related to the ownership or disposition of, or the accrual or receipt of interest on, the Bonds. See "TAX MATTERS" herein. $[principal amount CITY OF VERNON Electric System Revenue Bonds $[Series A principal amount] $[Series B principal amount] $[Series B principal amount]" $[Series B principal amount] 2004 Series A 2004 Series B 2004 Series C 2004 Taxable Series D (Auction Rate Securities) (Auction Rate Securities) (Auction Rate Securities) (Auction Rate Securities) Dated, Priced, and Due as set forth on the inside front cover This cover page contains certain information for general reference only. It is not intended to be a summary of the security or terms of this issue, Investors are advised to read the entire Official Statement to obtain information essential to the making of an informed investment dectsion. Capitalized terms used on this cover page not otherwise defined shall have the meanings set forth herein. The Electric System Revenue Bonds, 2NA Series A (the "2004A Bonds") 2004 Series B (the "2004B Bonds"), 2004 Series C (the "2004C Bonds"), and 2004 Taxable Series D (the "2004D Bonds" and collectively with the 2004A Bonds, the "2004 Bonds") are being issued by the City of Vernon (the "City") pursuant to an Indenture of Trust, dated as of December 1, 2004, the 2004B Bonds and the 2004C Bonds, as supplemented by a First Supplemental Indenture of Trust, a Second Supplemental Indenture of Trust, a Third Supplemental Indenture of Trust and a Fitch Supplemental Indenture of Trust, each dated as of [December] 1, 2004 (collectively, the "Indenture"), each by and between the City and The Bank of New York Trust Company, N.A., as trustee (the "Trustee"). The 2004A Bonds are being issued to provide funds (i) to refund certain outstanding Electric System Revenue Bonds of the City; (ii) to finance the costs of improvements to the City's substation and distribution facilities and certain costs of completion of the City's Malburg Generating Station (the "Project"); (iii) to fund a deposit to the Debt Service Reserve Fund; and (iv) to pay costs of issuance of the 2004A Bonds. The 2004B Bonds are being issued to provide funds (i) to finance the reimbursement to the City of certain costs incurred in connection with the City's electric system facilities; (ii) to fund a deposit to the Debt Service Reserve Fund; and (iii) to pay costs of issuance of the 2004B Bonds. See "ESTIMATED SOURCES AND USES OF FUNDS" herein. The 2004 Bonds will be issued in fully registered form, registered in the name of Cede & Co., as nominee of The Depository Trust Company ("DTC") under the book -entry only system maintained by DTC. While DTC is the securities depository for the 2004 Bonds, principal, premium, if any, and interest on the 2004 Bonds will be payable by the Trustee to DTC, which is obligated in turn to remit such payments to its DTC participants for subsequent disbursement to beneficial owners of the 2004 Bonds, as more fully described herein. Each Series of the 2004 Bonds will initially be issued as auction rate securities and bear interest at an ARB Interest Rate, initially for the Auction Periods indicated for each Series on the inside cover hereof, and interest will be payable on [to be conformed once Auction Period is determined —the Business Day immediately following each Auction Period]. The ARB Interest Rate to be home by each Series of 2004 Bonds will generally be the rate of interest that results from the implementation of the Auction Procedures described in the Indenture and APPENDIX D hereto. Prospective purchasers of the 2004 Bonds should carefully review the Auction Procedures and should note that such procedures provide that (i) a Bid or Sell Order constitutes a commitment to purchase or sell 2004 Bonds based upon the results of an Auction and (ii) while the 2004 Bonds of each Series are in a [#]-day Auction Period, settlement for purchases and sales will be made on the Business Day following the Auction Period. While hearing interest at an ARB Interest Rate, the 2004 Bonds of each Series will be delivered in denominations of $25,000 and integral multiples thereof. See "THE 2004 BONDS" herein. Pursuant to the Indenture, the 2004 Bonds of each Series may bear interest in one of several different Interest Rate Periods: Commercial Paper Interest Rate Period, Daily Interest Rate Period, Weekly Interest Rate Period, Long -Tenn Interest Rate Period, Index Interest Rate Period or an ARB Interest Rate Period. All of the 2004 Bonds of a Series must be in the same Interest Rate Period at the same time; however, the City may elect to convert the Interest Rate Period on each Series to another Interest Rate Period from time to time as described herein. This Official Statement is not intended to provide information with respect to the 2004 Bonds (including the terms o such 2004 Bonds) after conversion from an ARB Interest Rate Period. Owners and prospective purchasers of the 2004 Bonds should not rely on this Official of for information concerning the 2004 Bonds in connection with any conversion of the 2004 Bonds, but should look solely to the offering document to be used in connection with any such conversion. While in an ARB Interest Rate Period, the 2004 Bonds are subject to optional and mandatory sinidng fund redemption prior to maturity as more fully described herein. See "THE 2004 BONDS —Redemption" herein. The 2004 Bonds will not be subject to optional tender, nor will they be purchased in the event Sufficient Clearing Bids do not exist in any Auction, although they will be subject to mandatory purchase upon Conversion to another Interest Rate Period, as described herein. Upon such Conversion to another Interest Rate Period, the Purchase Price of tendered 2004 Bonds is payable solely from the proceeds of the remarketing of such 2004 Bonds upon such conversion. See "THE 2004 BONDS —Auction Rate Securities — Conversion" herein. Payment of the principal of and interest on each Series of the 2004 Bonds when due will be insured by a municipal bond insurance policy to be issued by simultaneously with the delivery of the 2004 Bonds. [logo] The 2004 Bonds are special obligations of the City. The principal ot, premium, if any, and interest on the 2004 Bonds are payable by the City solely from the Net Revenues of the City's Electric System and the other funds pledged therefor under the Indenture. The issuance of the 2004 Bonds shall not directly, indirectly or contingently obligate the City to levy or pledge any form of taxation or to make any appropriation for their payment. The 2004 Bonds are not secured by a legal or equitable pledge of, or lien or charge upon, any property of the City or any of its income or receipts except the funds pledged therefor pursuant to the Indenture. Neither the faith and credit nor the taxing power of the City, the State of California or any other public agency is pledged to the payment of the principal or Purchase Price of, or premium, if any, or interest on the 2004 Bonds. The 2004 Bonds do not constitute a debt, liability or obligation of the State of California or any public agency (other than the special obligation of the City as provided in the Indenture). The 2004 Bonds are offered, when, as and if issued and delivered to the Underwriter, subject to the approval of legality by Orrick, Herrington & Sutcliffe LLP, Los Angeles, California, Bond Counsel, and certain other conditions. Certain legal matters will be passed upon for the Underwriter by Sidley Austin Brown & Wood LLP, Los Angeles, California, and for the City by the City Attorney of the City of Vernon and by Orrick, Herrington & Sutcliffe LLP, Los Angeles, California. It is expected that the 2004 Bonds will be available for delivery through the DTC book -entry system in New York, New York on or about —2004. MORGAN STANLEY —2004 617560v6 MATURITY SCHEDULE $[principal amount] CITY OF VERNON Electric System Revenue Bonds Length of Initial Initial Initial Interest Federal Principal Auction Auction Auction Date Payment Series Tax Status Amount Date Period Generally Date 2004A Tax -Exempt $ 7 days Every _ 2004B Tax -Exempt 7 days Every _ 2004C Tax -Exempt 28 day Every 2004D Taxable 28 days Every _ Interest Payment Date Generally Every Every Every Every Final CUSIP Maturity Number* Date (Base 924397) The 2004 Bonds of each Series will bear interest from the date of original delivery for the initial period set forth above at the rate established by the Broker -Dealer prior to the date of delivery thereof. Thereafter, the 2004 Bonds of each Series will bear interest at an ARB Interest Rate for generally [#]-day Auction Periods, until a change to another Auction Period occurs or a Conversion to an Interest Rate Period other than the ARB Interest Rate Period, at the City's election, as described herein. Interest will be payable on the initial Interest Payment Date set forth above for each Series and thereafter on the [to be conformed once Auction Periods are determined -Business Day following the end of each Auction Period] for the 2004 Bonds of each Series. * Copyright 2003, American Bankers Association. CUSIP data herein are provided by Standard & Poor's CUSIP Service Bureau, a division of The McGraw-Hill Companies, Inc. 617560v6 No dealer, broker, salesperson or other person has been authorized by the City or the Underwriter to give any information or to make any representations other than those contained herein and, if given or made, such other information or representation must not be relied upon as having been authorized by any of the foregoing. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the 2004 Bonds by any person in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction. Statements contained in this Official Statement that include forecasts, estimates or matters of opinion, whether or not expressly stated as such, are intended solely as such and are not to be construed as representations of fact. The information set forth herein has been furnished by the City and by other sources that are believed to be reliable, but is not guaranteed as to accuracy or completeness, and is not to be construed as representations by the Underwriter. The information and expressions of opinions herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall create, under any circumstances, any implication that there has been no change in the affairs of the City since the date hereof. This Official Statement, including any supplement or amendment hereto, is intended to be deposited with one or more repositories. The Underwriter has provided the following sentence for inclusion in this Official Statement. The Underwriter has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriter does not guarantee the accuracy or completeness of such information. IN CONNECTION WITH THE OFFERING OF THE 2004 BONDS, THE UNDERWRITER MAY OVERALLOT OR EFFECT TRANSACTIONS THAT MAY STABILIZE OR MAINTAIN THE MARKET PRICE OF THE 2004 BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. CAUTIONARY STATEMENTS REGARDING FORWARD -LOOKING STATEMENTS IN THIS OFFICIAL STATEMENT Certain statements included or incorporated by reference in this Official Statement and the Appendices hereto constitute "forward -looking statements." Such statements are generally identifiable by the terminology used such as "plan," "expect," "estimate," "budget" or other similar words. Such forward - looking statements include, but are not limited to, certain statements contained in the information under the captions "PLAN OF FINANCE," "DEVELOPMENTS IN THE ENERGY MARKETS," "RATE REGULATION" and "THE ELECTRIC SYSTEM — Summary of Operating Results," "—Management's Discussion of Operating Results" and "—Projected Operating Results and Debt Service Coverage" in this Official Statement. Forward -looking statements in this Official Statement are subject to risks and uncertainties, including particularly those relating to natural gas costs and availability, wholesale and retail electric energy and capacity prices, federal and state legislation and regulations, competition and industry restructuring, and the economy of the service area of the City's Electric System. The achievement of any results or the realization of other expectations contained in such forward - looking statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward -looking statements. The City does not plan to issue any updates or revisions to those forward -looking statements. 61756Ov6 CITY OF VERNON City Council Leonis C. Malburg, Mayor Thomas A. Ybarra, Mayor Pro Tem William J. Davis, Councilmember Hilario Gonzales, Councilmember W. Michael McCormick, Councilmember City Officers Bruce V. Malkenhorst, City Administrator/City Clerk/Chief Executive Officer of Light & Power Eric T. Fresch, City Attorney Samuel Kevin Wilson, Director of Community Services and Water Lewis Pozzebon, Director of Environmental Health Sol Benudiz, Chief of Police Steven E. Parker, Fire Chief City Staff Willard G. Yamaguchi, Deputy City Attorney Manuel G. Garcia, Light & Power Generation Operations Manager Jorge C. Somoano, Engineering Operations Manager Daniel E. Garcia, Bulk Power Manager Sharon L. Johnson, Deputy City Treasurer Bruce V. Malkenhorst, Jr., Assistant to the City Attorney SPECIAL SERVICES Orrick, Herrington & Sutcliffe LLP Los Angeles, California Bond Counsel Deutsche Bank Trust Company Americas New York, New York Auction Agent Macias, Gini & Company LLP Los Angeles, California Independent Accountants The Bank of New York Trust Company, N.A. Los Angeles, California Trustee Morgan Stanley & Co. Incorporated New York, New York John Karns Karns & Karabian Los Angeles, California General Counsel Broker -Dealer Rory Burnett Gursey Schneider & Co. Los Angeles, California City Accountant 61756Ov6 TABLE OF CONTENTS Page INTRODUCTION.........................................................................................................................................1 Purpose of Official Statement.......................................................................................................... I Authority and Use of Proceeds.........................................................................................................1 TheCity............................................................................................................................................2 TheElectric System.........................................................................................................................2 Security and Sources of Payment for the 2004 Bonds..................................................................... 2 BondInsurance.................................................................................................................................2 Debt Service Reserve Fund..............................................................................................................2 OtherMatters...................................................................................................................................3 CONTINUINGDISCLOSURE.................................................................................................................... 3 PLANOF FINANCE....................................................................................................................................3 The2004A Bonds............................................................................................................................ 3 The2004B Bonds.............................................................................................................................4 SwapAgreement.............................................................................................................................. 4 ESTIMATED SOURCES AND USES OF FUNDS..................................................................................... 5 THE2004 BONDS.......................................................................................................................................5 General............................................................................................................................................. 6 AuctionRate Securities....................................................................................................................6 Special Considerations for Purchasers of 2004 Bonds While Bearing Interest at Auction Rates ..13 Redemptionof 2004 Bonds............................................................................................................14 BONDINSURANCE..................................................................................................................................16 SECURITY AND SOURCES OF PAYMENT FOR THE 2004 BONDS.................................................16 Pledge Effected by the Indenture...................................................................................................16 Deposit and Application of Revenues............................................................................................18 RateCovenant................................................................................................................................18 DebtService Reserve Fund............................................................................................................19 ExpenseStabilization Fund............................................................................................................19 OutstandingParity Obligations...................................................................................................... 20 Additional Parity Obligations........................................................................................................20 Limitationson Remedies................................................................................................................21 DEVELOPMENTS IN THE ENERGY MARKETS..................................................................................21 Industry Restructuring and the Energy Crisis................................................................................ 21 Impact of Restructuring and the Energy Crisis on the Electric System.........................................22 ProposedState Legislation.............................................................................................................22 OTHER FACTORS AFFECTING THE ELECTRIC UTILITY INDUSTRY...........................................23 EnergyPolicy Act of 1992.............................................................................................................23 Changes in Federal Regulation of Electric Utilities.......................................................................23 Proposed Federal Deregulation and Tax Legislation..................................................................... 23 OtherFactors..................................................................................................................................23 RATEREGULATION................................................................................................................................24 THEELECTRIC SYSTEM........................................................................................................................25 General ................................ Management ........................ Employee Relations ............ Insurance ............................. Electric System Facilities.... Power Supply Resources..... ....................................................25 .................................................... 26 .................................................... 27 .................................................... 27 .................................................... 28 1)R 61756Ov6 TransmissionResources................................................................................................................. 3 CapitalRPaiiin— :=_ : ................................................................................................................... ^" . .. Customers, Retail Energy Sales, Revenues and Demand..............................................................39 LargestCustomers..........................................................................................................................40 ElectricRates.................................................................................................................................40 Comparison of Selected Monthly Electric Bills.............................................................................42 Indebtedness................................................................................................................................... 43 Summaryof Operating Results...................................................................................................... 44 Management's Discussion of Operating Results........................................................................... 44 Projected Operating Results and Debt Service Coverage [to be updated]....................................45 CONSTITUTIONAL LIMITATIONS ON TAXES AND APPROPRIATIONS.......................................47 California Constitution Articles XIIIA and XIIIB.........................................................................47 Constitutional Changes in California.............................................................................................48 FutureInitiatives............................................................................................................................48 ABSENCEOF LITIGATION.....................................................................................................................48 TAXMATTERS.........................................................................................................................................49 APPROVALOF LEGALITY.....................................................................................................................50 RATINGS...................................................................................................................................................51 UNDERWRITING...................................................................................................................................... 51 GENERAL PURPOSE FINANCIAL STATEMENTS..............................................................................51 EXECUTIONAND DELIVERY............................................................................................................... 52 APPENDIX A — AUDITED FINANCIAL STATEMENTS OF THE CITY FOR THE FISCAL YEARS ENDED JUNE 30, 2004 AND JUKE 30, 2003............................................ A-1 APPENDIX B — THE CITY OF VERNON........................................................................................... B-1 APPENDIX C — SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE ........................ C-1 APPENDIX D — AUCTION PROCEDURES........................................................................................ D—I APPENDIX E — BOOK ENTRY -ONLY SYSTEM.............................................................................. E-1 APPENDIX F — PROPOSED FORM OF CONTINUING DISCLOSURE AGREEMENT .................F-1 APPENDIX G — PROPOSED FORM OF OPINION OF BOND COUNSEL ...................................... G-1 APPENDIX H — SPECIMEN MUNICIPAL BOND INSURANCE POLICY ...................................... H-1 ii 61756Ov6 $[Series A principal amount] 2004 Series A (Auction Rate Securities) OFFICIAL STATEMENT $[principal amount] CITY OF VERNON Electric System Revenue Bonds $[Series B principal amount] 2004 Series B (Auction Rate Securities) $[Series B principal amount]* 2004 Series C (Auction Rate Securities) INTRODUCTION $[Series B principal amount] 2004 'Taxable Series D (Auction Rate Securities) This Introduction is qualified in its entirety by reference to the more detailed information included and referred to elsewhere in this Official Statement. The offering of the 2004 Bonds to potential investors is made only by means of the entire Official Statement. Terms used in this Introduction and not otherwise defined shall have the respective meanings assigned to them elsewhere in this Official Statement. See "APPENDIX C - SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE- DEFINITIONS" herein. Purpose of Official Statement The purpose of this Official Statement (which includes the cover page and the appendices attached hereto) is to provide information concerning the sale and delivery by the City of Vernon, California (the "City") of its Electric System Revenue Bonds, 2004 Series A (the "2004A Bonds"), 2004 Series B (the "2004B Bonds"), 2004 Series C (the "2004C Bonds"), and 2004 Taxable Series D (the "2004D Bonds" and collectively with the 2004A Bonds, the 2004B Bonds and the 2004C Bonds, the "2004 Bonds"), in the aggregate principal amount of $[principal amount], composed of $[Series A principal amount] principal amount of 2004A Bonds and $[Series B principal amount] principal amount of 2004B Bonds. THIS OFFICIAL STATEMENT DESCRIBES CERTAIN TERMS OF THE 2004 BONDS WHILE IN AN ARB INTEREST RATE PERIOD. THERE ARE SIGNIFICANT CHANGES IN THE TERMS OF THE 2004 BONDS IN OTHER INTEREST RATE PERIODS. THIS OFFICIAL STATEMENT IS NOT INTENDED TO PROVIDE INFORMATION WITH RESPECT TO THE 2004 BONDS IN ANY INTEREST RATE PERIOD OTHER THAN THE ARB INTEREST RATE PERIOD. Authority and Use of Proceeds The 2004 Bonds are being issued pursuant to the City of Vernon Municipal Facilities Revenue Bond Law, constituting Article XI of the Vernon City Code, and an Indenture of Trust, dated as of December 1, 2004, as supplement by a First Supplemental Indenture of Trust, as Second Supplemental Indenture of Trust, a Third Supplemental Indenture of Trust, Supplemental Indenture of Trust and a Fourth Supplemental Indenture of Trust, each dated as of [December] 1, 2004 (collectively, the "Indenture"), each by and between the City and The Bank of New York Trust Company, N.A., as trustee (the "Trustee"). The 2004A Bonds are being issued to provide funds (i) to refund certain outstanding Electric System Revenue Bonds of the City; (ii) to finance the costs of improvements to the City's substation and distribution facilities and certain costs of completion of the City's Malburg Generating Station (the "Project"); (iii) to fund a deposit to the Debt Service Reserve Fund; and (iv) to pay costs of issuance of the 2004A Bonds. The 2004B Bonds are being issued to provide funds (i) to finance the 61756ov6 reimbursement to the City of certain costs incurred in connection with the City's electric system facilities; (ii) to fund a deposit to the Debt Service Reserve Fund; and (iii) to pay costs of issuance of the 2004B Bonds. See "PLAN OF FINANCE" herein. The City The City is a chartered city of the State of California, consisting of approximately 5.2 square miles and located in Los Angeles County, approximately four miles southeast of downtown Los Angeles. The City was established in 1905 with a view of promoting industrial activity. There are approximately 1,260 businesses located in the City employing more than 44,000 persons. The City is almost exclusively industrial, with an estimated resident population of 95 as of January 1, 2004. See "APPENDIX B — THE CITY OF VERNON" herein. The Electric System Pursuant to California law and its Charter, the City has established its Light & Power Department, which is responsible for the operation of the City's electric system (the `Electric System"). The function of the Electric System is to supply the City's inhabitants and the businesses and industries within the City with electricity. The Electric System has been in operation since 1933. For the Fiscal Year ended June 30, 2004, the Electric System provided approximately 1,191,900 kWh of electricity to 2,060 customers, almost all of which are commercial and industrial entities. See "THE ELECTRIC SYSTEM" herein. Security and Sources of Payment for the 2004 Bonds The 2004 Bonds are special obligations of the City. The principal of, premium, if any, and interest on the 2004 Bonds are payable by the City solely from the Net Revenues of the City's Electric System and the other funds pledged therefor under the Indenture. The issuance of the 2004 Bonds shall not directly, indirectly or contingently obligate the City to levy or pledge any form of taxation or to make any appropriation for their payment. The 2004 Bonds are not secured by a legal or equitable pledge of, or lien or charge upon, any property of the City or any of its income or receipts except the funds pledged therefor pursuant to the Indenture. Neither the faith and credit nor the taxing power of the City, the State of California or any other public agency is pledged to the payment of the principal or premium, if any, or interest on the 2004 Bonds. The 2004 Bonds do not constitute a debt, liability or obligation of the State of California or any public agency (other than the special obligation of the City as provided in the Indenture). Bond Insurance Payment of the principal of and interest on each Series of the 2004 Bonds when due will be insured by a municipal bond insurance policy (the "Policy") to be issued by (the "Insurer") simultaneously with the delivery of the 2004 Bonds of each Series. See `BOND INSURANCE" herein. Debt Service Reserve Fund Pursuant to the Indenture, the Debt Service Reserve Fund is required to be maintained in an amount equal to the Debt Service Reserve Requirement. Amounts on deposit in the Debt Service Reserve Fund will be applied to make up any deficiency in the Debt Service Account for the payment when due of principal or redemption price of or interest on the Bonds issued under the Indenture 2 617560v6 including the 2004 Bonds. See "SECURITY AND SOURCES OF PAYMENT FOR THE 2004 BONDS —Debt Service Reserve Fund" herein. Other Matters The summaries of and references to all documents, statutes, reports and other instruments referred to herein do not purport to be complete, comprehensive or definitive, and each such summary and reference is qualified in its entirety by reference to each document, statute, report or instrument. The capitalization of any word not conventionally capitalized or otherwise defined herein indicates that such word is defined in a particular agreement or other document and, as used herein, has the meaning given to it in such agreement or document. Attached to this Official Statement are summaries of certain provisions of the Indenture. Copies of the Indenture are available for inspection at the offices of the Trustee, and copies of the Indenture will be provided by the Trustee upon request and payment of duplication costs. CONTINUING DISCLOSURE The City will covenant pursuant to a Continuing Disclosure Agreement, dated as of [December] 1, 2004 (the "Continuing Disclosure Agreement"), by and between the City and the Trustee, and relating to the 2004 Bonds, to provide certain financial information and operating data relating to the City by not later than six months following the end of the City's Fiscal Year, which Fiscal Year presently ends June 30 (the "Annual Report"), commencing with the Annual Report for the Fiscal Year ending June 30, 2005, and to provide notices of the occurrence of certain enumerated events, if material, under federal securities law. The Annual Report will be filed by or on behalf of the City with each nationally recognized municipal securities information repository and with the appropriate State repository, if any (collectively, the "Repositories"). The notices of material events will be filed by the City with the Municipal Securities Rulemaking Board and the Repositories. The specific nature of the information to be contained in the Annual Report and the notices of material events is set forth in "APPENDIX F — PROPOSED FORM OF CONTINUING DISCLOSURE AGREEMENT FOR THE BONDS" herein. These covenants have been made to assist the Underwriter in complying with Rule 15c2-12 of the Securities and Exchange Commission (the "Rule"). As of the date hereof, the City has never failed to comply in all material respects with any previous undertakings with respect to the provision of annual reports or notices of material events as required by the Rule. PLAN OF FINANCE The 2004A Bonds The 2004A Bonds are being issued to provide funds (i) to refund the City's Malburg Generating Station Project Electric System Revenue Bonds, 2003 Series A, in the outstanding principal amount of $50,000,000, 2003 Series B, in the outstanding principal amount of $37,500,000 and 2003 Series C, in the outstanding principal amount of $75,110,000 (collectively, the "Refunded 2003 Bonds"); (ii) to finance the costs of improvements to the City's substation and distribution facilities and certain costs of completion of the City's Malburg Generating Station (the "Project"); (iii) to fund a deposit to the Debt Service Reserve Fund; and (iv) to pay costs of issuance of the 2004A Bonds. A portion of the proceeds of the 2004A Bonds will be deposited into an escrow fund established under an escrow agreement dated as of [December 1, 20041 (the "Escrow Agreement"), by and between the Bank of New York Trust Company, N.A., as escrow agent, and the City, to be invested in certain 3 61756Ov6 federal securities in an amount sufficient, together with investment earnings thereon, to refund the Refunded 2003 Bonds on or about , 2004. The Refunded 2003 Bonds were issued pursuant to the Indenture, the First Supplemental Indenture of Trust, the Second Supplemental Indenture of Trust and the Third Supplemental Indenture of Trust, each dated as of April 1, 2003, for the purpose of financing a portion of the costs of the City's Malburg Generating Station Project. Approximately $ million of the proceeds of the 2004A Bonds will be applied to finance the costs of certain improvements to the City's substation and distribution facilities and certain costs of completion of the City's Malburg Generating Station. The substation and distribution facility improvements expected to be financed with proceeds of the 2004A Bonds include the following: [list of expected improvements to be financed] [In addition, approximately $ of proceeds of the 2004A Bonds are expected to be applied to finance a portion of the costs of completion of the Malburg Generating Station Project. See "THE ELECTRIC SYSTEM —Power Supply Resources —Future Power Supply Resources" herein for information regarding the City's Malburg Generating Station Project. The 2004B Bonds The 2004B Bonds are being issued to provide funds (i) to finance the reimbursement to the City of certain costs incurred in connection with the Electric System, including certain investments made by the City in the acquisition and construction of the Electric System facilities; (ii) to fund a deposit to the Debt Service Reserve Fund; and (iii) to pay costs of issuance of the 2004B Bonds. Such proceeds will be reimbursed to the City's General Fund and are expected to be deposited by the City into a special fund to be applied to the acquisition of land by the City to be leased by the City for such purposes as are consistent with the City's economic development goals of promoting industrial development and employment within the City's boundaries. Swap Agreement The City expects to enter into an interest rate swap agreement in the form of an ISDA Master Agreement and Schedule and related Transactions (the "2004 Swap Agreement") with Morgan Stanley Capital Services Inc. ("Morgan Stanley") in connection with the 2004A, 2004B and 2004C Bonds. The 2004 Swap Agreement will have a term of _ years. Pursuant to the Transactions under the 2004 Swap Agreement, the City will pay a fixed rate of interest on an initial notional amount of $ . In return, Morgan Stanley will pay a variable rate of interest equal to % of a one -month London Interbank Offering Rate ("LIBOR") on a like notional amount. The amounts payable by a party under the 2004 Swap Agreement are due monthly but are netted against the payments to be received by such party thereunder. Both the City and the counterparty will have the right to terminate the 2004 Swap Agreement prior to its stated maturity date under certain conditions, in which event a termination payment may be outstanding. Such termination payment would be substantial. See "SECURITY AND SOURCES OF PAYMENT FOR THE 2004 BONDS —Outstanding Parity Obligations" herein. 4 61756Ov6 ESTIMATED SOURCES AND USES OF FUNDS 2004A Bonds SOURCES: 2004A Bond Proceeds...................................................... $[Series A principal amount] Transfer from Refunded 2003 Bonds funds and accounts........................................................................ TOTAL SOURCES: .................................................. $ USES: Construction Fund............................................................ EscrowFund..................................................................... Debt Service Reserve Fund .............................................. Underwriter's Discount .................................................... Costs of Issuance(l)........................................................... TOTAL USES: .......................................................... $ Includes legal fees, fees of the Trustee, rating agency fees, legal, financial and consulting fees, bond insurance premium, printing costs and other miscellaneous expenses. 2004B Bonds SOURCES: 2004B Bond Proceeds...................................................... $[Series B principal amount] TOTAL SOURCES: .................................................. $ USES: Reimbursement to City General Fund .............................. Debt Service Reserve Fund .............................................. Underwriter's Discount .................................................... Costs of IssuanceM........................................................... TOTAL USES: .......................................................... Includes legal fees, fees of the Trustee, rating agency fees, legal, financial and consulting fees, bond insurance premium, printing costs and other miscellaneous expenses. THE 2004 BONDS The following is a summary of certain provisions of the 2004 Bonds. Reference is made to the 2004 Bonds for the complete text thereof and to the Indenture for a more detailed description of such provisions. The discussion herein is qualified by such reference. See "APPENDIX C — SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE" and "APPENDIX D AUCTION PROCEDURES" herein. This Official Statement provides information as of its date with respect to the 2004 Bonds (including the terms of such 2004 Bonds) prior to a Conversion from an ARB Interest Rate Period. There are significant changes in the terms of the 2004 Bonds not described in this Official Statement when the 2004 Bonds are not in an ARB Interest Rate Period. Purchasers of the 2004 Bonds should not rely on this Official Statement for information concerning the 2004 Bonds in connection with any Conversion of the 2004 Bonds, but should look solely to the offering document to be used in connection with any such Conversion. 61756Ov6 General Pursuant to the Indenture, the 2004 Bonds of a Series may bear interest at Daily Interest Rates, Weekly Interest Rates, Commercial Paper Rates, Index Interest Rates, ARB Interest Rates or Long -Term Interest Rates, as specified from time to time by the City. The 2004 Bonds of each Series will initially bear interest at ARB Interest Rates, determined pursuant to the Auction Procedures as described in "APPENDIX D — AUCTION PROCEDURES" herein. The initial ARB Interest Rate for each Series of 2004 Bonds will be set by the Broker -Dealer. The 2004 Bonds will initially be issued in authorized denominations of $25,000 and integral multiples thereof. The 2004 Bonds of each Series will be registered in the name of Cede & Co., the nominee of DTC, and held in DTC's book -entry system. So long as the 2004 Bonds are held in the book -entry system, DTC or its nominee will be the registered owner of the 2004 Bonds for all purposes of the Indenture and the 2004 Bonds. For purposes of this Official Statement, DTC or its nominee, and its successors and assigns, are referred to as the "Securities Depository." So long as the 2004 Bonds are held in book -entry form through DTC, all payments with respect to principal of, premium, if any, and interest on each Bond will be made pursuant to DTC's rules and procedures. See "APPENDIX E — BOOK -ENTRY ONLY SYSTEM" herein. The Bank of New York Trust Company, N.A., Los Angeles, California is the Trustee for the 2004 Bonds. Deutsche Bank Trust Company Americas has been appointed the Auction Agent for the 2004 Bonds of each Series. Morgan Stanley & Co. Incorporated has been appointed under the Indenture and the Broker -Dealer Agreement to serve as Broker -Dealer for the 2004 Bonds of each Series. The Broker -Dealer may resign or be removed and a successor Broker -Dealer may be appointed, all in accordance with the terms of the Indenture and the Broker -Dealer Agreement. Auction Rate Securities General Each Series of the 2004 Bonds will initially bear interest at an ARB Interest Rate and thereafter are subject to subsequent Conversion, if any, of all, but not less than all, of such Series of 2004 Bonds to a Daily Interest Rate, Weekly Interest Rate, Commercial Paper Rate, Index Interest Rate or Long -Term Interest Rate, as described herein. See "— Conversion" below. While any 2004 Bonds bear interest at an ARB Interest Rate during an Auction Period (including the initial Auction Period), except as otherwise specifically provided in the Indenture, the provisions of the Indenture and the auction and settlement procedures specified in APPENDIX D hereto shall govern the interest rates per annum and the payment terms of the 2004 Bonds. The initial Auction Period for the Series 2004A Bonds shall be the period commencing on and including the date of delivery and ending on and including , 200_ with interest payable for the initial Auction Period on , 200, and thereafter shall be a [fl-day Auction Period with Auctions generally conducted on . The initial Auction for the Series 2004A Bonds shall occur on , 200. The initial Auction Period for the Series 2004B Bonds shall be the period commencing on and including the date of delivery and ending on and including , 200, with interest payable for the initial Auction Period on , 200_ and , 200, and thereafter the Auction Period shall be a [#]-day Auction Period with Auctions generally conducted on . The initial Auction for the Series 2004B Bonds shall occur on , 200. While the 2004 Bonds are book -entry bonds, as described below, payment of the principal or premium, if any, and interest on any 2004 Bond will be made by wire transfer by the Trustee to DTC, to the account of Cede & Co. The interest on the 2004 Bonds of a Series will be payable [conform once Auction Period is determined —on the business day immediately following each Auction Period] for the 2004 Bonds of said Series (an "ARB Interest Payment Date"). In the event the 2004 Bonds of a Series 6 61756Ov6 are no longer book -entry bonds, principal or premium, if any, with respect to the ARB of such Series will be payable at the Principal Office of the Trustee, and interest payments on the ARB of such Series will be paid by check mailed by the Trustee to the registered owners of such 2004 Bonds as of the Record Date; provided, however, that if an Owner of $1,000,OOO or more aggregate outstanding principal amount of a Series of 2004 Bonds gives the Trustee written notice of such holding accompanied by sufficient wire transfer instructions, the payments of interest with respect to such 2004 Bonds will be payable by wire transfer of immediately available funds. The Record Date with respect to the 2004 Bonds of a Series will be the second Business Day next preceding each applicable ARB Interest Payment Date. Applicable ARB Interest Rate. The rate per annum at which interest accrues with respect to a Series of 2004 Bonds for any Auction Period is referred to as the "ARB Interest Rate" which cannot exceed the Maximum Rate of 12% per annum. The interest rate on a Series of 2004 Bonds during the initial Auction Period will be determined by the Broker -Dealer on or prior to the day preceding the date of delivery of such Series of 2004 Bonds. Thereafter, the rate of interest for each Auction Period for such Series shall be equal to the rate of interest that results from the implementation of the Auction Procedures described in APPENDIX D — "AUCTION PROCEDURES" hereto. Interest on the 2004 Bonds bearing ARB Interest Rates during an Auction Period (including the initial Auction Period) of less than 180 days shall be computed on the basis of a 360-day year and the number of days actually elapsed. Interest on the 2004 Bonds bearing ARB Interest Rates during an Auction Period of equal to or more than 180 days shall be computed upon the basis of a 360-day year of twelve 30-day months. The Series 2004 Bonds of each Series shall mature, unless sooner paid, on the Maturity Date for such Series. Interest accrued on the 2004 Bonds shall be paid on each ARB Interest Payment Date, as applicable for such Series, for the period from and including the date of delivery or preceding Interest Payment Date, as applicable, to and including the day before such Interest Payment Date (whether or not such day is a Business Day) to the Owners on the Record Date. Subsequent Auction Dates. With respect to 2004 Bonds of a Series, during any period in which the Auction Procedures are not suspended in accordance with the provisions of the Indenture, the Auction Dates shall be (i) if the 2004 Bonds of such Series are in a daily Auction Period, each Business Day, (ii) if the 2004 Bonds of such Series are in a Flexible Auction Period, the last Business Day of the Flexible Auction Period, and (iii) if the 2004 Bonds of such Series are in any other Auction Period, the Business Day immediately preceding each ARB Interest Payment Date for such 2004 Bonds (whether or not an Auction will be conducted on such date); provided, that the last Auction Date with respect to the 2004 Bonds of such Series in an Auction Period other than a daily Auction Period or a Flexible Auction Period will be the earlier of (a) the Business Day immediately preceding the ARB Interest Payment Date immediately preceding the effective date of a change in the Interest Rate Period from an ARB Interest Rate Period to a different Interest Rate Period for such 2004 Bonds and (b) the Business Day immediately preceding the Interest Payment Date immediately preceding the Maturity Date for such 2004 Bonds; and provided further, that if such 2004 Bonds of such Series are in a daily Auction Period, the last Auction Date will be the earlier of (x) the Business Day immediately preceding the effective date of a change in the Interest Rate Period applicable to such 2004 Bonds from an ARB Interest Rate Period to a different Interest Rate Period and (y) the Business Day immediately preceding the Maturity Date for such 2004 Bonds; and provided further, that the last Business Day of a Flexible Auction Period shall be the Auction Date for the Auction Period which begins on the next succeeding Business Day, if any. On the Business Day preceding the change, if any, from a daily Auction Period to another Auction Period, there will be two Auctions, one for the last daily Auction Period and one for the first (1st) Auction Period following the such change in Auction Period. 7 61756Ov6 "Auction Period" means: (a) a Flexible Auction Period (as defined in Appendix C); (b) with respect to 2004 Bonds of a Series in a daily Auction Period, a period beginning on each Business Day and extending to but not including the next succeeding Business Day; (c) with respect to 2004 Bonds of a Series in a seven (7)-day Auction Period and with Auctions generally conducted on (i) Fridays, a period of generally seven (7) days beginning on a Monday (or the day following the last day of the prior Auction Period if the prior Auction Period does not end on a Sunday) and ending on the Sunday thereafter (unless such Sunday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) Mondays, a period of generally seven (7) days beginning on a Tuesday (or the day following the last day of the prior Auction Period if the prior Auction Period does not end on a Monday) and ending on the Monday thereafter (unless such Monday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (iii) Tuesdays, a period of generally seven (7) days beginning on a Wednesday (or the day following the last day of the prior Auction Period if the prior Auction Period does not end on a Tuesday) and ending on the Tuesday thereafter (unless such Tuesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (iv) Wednesdays, a period of generally seven (7) days beginning on a Thursday (or the day following the last day of the prior Auction Period if the prior Auction Period does not end on a Wednesday) and ending on the Wednesday thereafter (unless such Wednesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day, provided, that if such Wednesday is the day before Thanksgiving Day, on the Monday following such Wednesday), and (v) Thursdays, a period of generally seven (7) days beginning on a Friday (or the day following the last day of the prior Auction Period if the prior Auction Period does not end on a Thursday) and ending on the Thursday thereafter (unless such Thursday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day, provided, that if such Thursday is Thanksgiving Day, on the Monday following such Thursday); (d) with respect to 2004 Bonds of a Series in a twenty-eight (28)-day Auction Period and with Auctions generally conducted on (i) Fridays, a period of generally twenty-eight (28) days beginning on a Monday (or the last day of the prior Auction Period if the prior Auction Period does not end on a Sunday) and ending on the fourth (4th) Sunday thereafter (unless such Sunday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) Mondays, a period of generally twenty-eight (28) days beginning on a Tuesday (or the last day of the prior Auction Period if the prior Auction Period does not end on a Monday) and ending on the fourth (4th) Monday thereafter (unless such Monday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (iii) Tuesdays, a period of generally twenty- eight (28) days beginning on a Wednesday (or the last day of the prior Auction Period if the prior Auction Period does not end on a Tuesday) and ending on the fourth (4th) Tuesday thereafter (unless such Tuesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (iv) Wednesdays, a period of generally twenty-eight (28) days beginning on a Thursday (or the last day of the prior Auction Period if the prior Auction Period does not end on a Wednesday) and ending on the fourth (4th) Wednesday thereafter (unless such Wednesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day, provided, that if such Wednesday is the day before Thanksgiving Day, on the Monday following such Wednesday), and (v) Thursdays, a period of generally twenty-eight (28) days beginning on a Friday (or the last day of the prior Auction Period if the prior Auction Period does not end on a Thursday) and ending on the fourth (4th) Thursday thereafter (unless such Thursday is not followed by a Business Day, 61756Ov6 in which case on the next succeeding day which is followed by a Business Day, provided, that if such Thursday is Thanksgiving Day, on the Monday following such Thursday); (e) with respect to 2004 Bonds of a Series in a thirty-five (35)-day Auction Period and with Auctions generally conducted on (i) Fridays, a period of generally thirty-five (35) days beginning on a Monday (or the last day of the prior Auction Period if the prior Auction Period does not end on Sunday) and ending on the fifth (5th) Sunday thereafter (unless such Sunday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) Mondays, a period of generally thirty-five (35) days beginning on a Tuesday (or the last day of the prior Auction Period if the prior Auction Period does not end on Monday) and ending on the fifth (5th) Monday thereafter (unless such Monday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (iii) Tuesdays, a period of generally thirty-five (35) days beginning on a Wednesday (or the last day of the prior Auction Period if the prior Auction Period does not end on Tuesday) and ending on the fifth (5th) Tuesday thereafter (unless such Tuesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (iv) Wednesdays, a period of generally thirty-five (35) days beginning on a Thursday (or the last day of the prior Auction Period if the prior Auction Period does not end on Wednesday) and ending on the fifth (5th) Wednesday thereafter (unless such Wednesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day, provided, that if such Wednesday is the day before Thanksgiving Day, on the Monday following such Wednesday), and (v) Thursdays, a period of generally thirty-five (35) days beginning on a Friday (or the last day of the prior Auction Period if the prior Auction Period does not end on Thursday) and ending on the fifth (5th) Thursday thereafter (unless such Thursday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day, provided, that if such Thursday is Thanksgiving Day, on the Monday following such Thursday); (f) with respect to 2004 Bonds of a Series in a three (3)-month Auction Period, a period of generally three (3) months (or shorter period upon a conversion, if any, from another Auction Period) beginning on the day following the last day of the prior Auction Period and ending on the day that is ninety (90) days thereafter (unless such day is not Wednesday, in which case on the first (1 st) Wednesday succeeding such day), provided, that if such day is not followed by a Business Day, on the next succeeding day which is followed by a Business Day and provided further, that if such Wednesday is the day before Thanksgiving Day, on the Monday following such Wednesday; and (g) with respect to 2004 Bonds of a Series in a six (6)-month Auction Period, a period of generally six (6) months (or shorter period upon a conversion, if any, from another Auction Period) beginning on the day following the last day of the prior Auction Period and ending on the day that is one hundred eighty (180) days thereafter (unless such day is not Wednesday, in which case on the first (1 st) Wednesday succeeding such day), provided, that if such day is not followed by a Business Day, on the next succeeding day which is followed by a Business Day and provided further, that if such Wednesday is the day before Thanksgiving Day, on the Monday following such Wednesday. provided, that: (a) if there is a conversion of a Series of 2004 Bonds with Auctions generally to be conducted on Fridays (i) from a daily Auction Period to a 7-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the next succeeding Sunday (unless such Sunday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) from a daily Auction Period to a 28-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the 9 61756Ov6 Sunday (unless such Sunday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 21 days but not more than 28 days from such date of conversion, and (iii) from a daily Auction Period to a 35-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on Sunday (unless such Sunday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 28 days but no more than 35 days from such date of conversion; (b) if there is a conversion of a Series of 2004 Bonds with Auctions generally to be conducted on Mondays (i) from a daily Auction Period to a 7-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the next succeeding Monday (unless such Monday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) from a daily Auction Period to a 28-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the Monday (unless such Monday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 21 days but not more than 28 days from such date of conversion, and (iii) from a daily Auction Period to a 35-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on Monday (unless such Monday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 28 days but no more than 35 days from such date of conversion; (c) if there is a conversion of a Series of 2004 Bonds with Auctions generally to be conducted on Tuesdays (i) from a daily Auction Period to a 7-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the next succeeding Tuesday (unless such Tuesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) from a daily Auction Period to a 28-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the Tuesday (unless such Tuesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 21 days but not more than 28 days from such date of conversion, and (iii) from a daily Auction Period to a 35-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on Tuesday (unless such Tuesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 28 days but no more than 35 days from such date of conversion; (d) if there is a conversion of a Series of 2004 Bonds with Auctions generally to be conducted on Wednesdays (i) from a daily Auction Period to a 7-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the next succeeding Wednesday (unless such Wednesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) from a daily Auction Period to a 28-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the Wednesday (unless such Wednesday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 21 days but not more than 28 days from such date of conversion, and (iii) from a daily Auction Period to a 35-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on Wednesday (unless such Wednesday is not followed by a 10 61756Ov6 Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 28 days but no more than 35 days from such date of conversion; and (e) if there is a conversion of A Series of 2004 Bonds with Auctions generally to be conducted on Thursdays (i) from a daily Auction Period to a 7-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the next succeeding Thursday (unless such Thursday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day), (ii) from a daily Auction Period to a 28-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on the Thursday (unless such Thursday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 21 days but not more than 28 days from such date of conversion, and (iii) from a daily Auction Period to a 35-day Auction Period, the next Auction Period shall begin on the date of the conversion (i.e. the ARB Interest Payment Date for the prior Auction Period) and shall end on Thursday (unless such Thursday is not followed by a Business Day, in which case on the next succeeding day which is followed by a Business Day) which is more than 28 days but no more than 35 days from such date of conversion; provided further, that any Auction Period that is greater than 35 days may be extended as provided in the Auction Procedures. See "APPENDIX D- "AUCTION PROCEDURES" herein. Changes in Auction Period During any Auction Period, the City may, from time to time on any ARB Interest Payment Date, change the length of the Auction Period with respect to all of the 2004 Bonds of a Series .among daily, seven (7) days, twenty-eight (28) days, thirty-five (35) days, three (3) months, six (6) months and a Flexible Auction Period in order to accommodate economic and financial factors that may affect or be relevant to the length of the Auction Period and the interest rate borne by such Series of 2004 Bonds. The City will initiate the change in the length of the Auction Period by giving notice by mail to the Auction Agent, the Broker -Dealers and the Securities Depository that the Auction Period will change if the conditions described herein are satisfied and the proposed effective date of the change, at least ten Business Days prior to the Auction Date for such Auction Period. Any such changed Auction Period will be for a period of one (1) day, seven (7) days, twenty- eight (28) days, thirty-five (35) days, three (3) months, six (6) months or a Flexible Auction Period and will be for all of a Series of 2004 Bonds in an ARB Interest Rate Period. The change in the length of the Auction Period for any Series of 2004 Bonds will not be allowed unless Sufficient Clearing Bids existed at both the Auction before the date on which the notice of the proposed change was given as provided in the Indenture and the Auction immediately preceding the proposed change. The change in length of the Auction Period for any Series of 2004 Bonds will take effect only if (A) the Trustee and the Auction Agent receive, by 11:00 a.m., New York City time, on the Business Day before the Auction Date for the first (1st) such Auction Period, notice from the City specifying the change in the length of the Auction Period and (B) Sufficient Clearing Bids exist at the Auction on the Auction Date for such first (1st) Auction Period. For purposes of the Auction for such first (1st) Auction Period only, each Existing Owner will be deemed to have submitted Sell Orders with respect to all of its 2004 Bonds of a Series except to the extent such Existing Owner submits an Order with respect to such 2004 Bonds of a Series. If the condition referred to in (A) above is not met, the ARB Interest Rate for the next Auction Period will be determined pursuant to the Auction Procedures and the Auction Period will be the Auction Period determined without reference to the proposed change. If the condition referred to in (A) is met but the condition referred to in (B) above is not met, the ARB Interest Rate for 11 61756Ov6 the next Auction Period will be the ARB Maximum Rate, and the Auction Period will be a seven (7)-day Auction Period. On the conversion date for 2004 Bonds of a Series selected for conversion from one Auction Period to another, any 2004 Bonds of such Series which are not the subject of a specific Hold Order or Bid will be deemed to be subject to a Sell Order. See APPENDIX D — "AUCTION PROCEDURES" hereto. Changes in Auction Date. During any Auction Period, the Auction Agent, with the written consent of the City, may specify an earlier Auction Date for any Series of 2004 Bonds (but in no event more than five (5) Business Days earlier) than the Auction Date that would otherwise be determined in accordance with the definition of "Auction Date" in order to conform with then current market practice with respect to similar securities or to accommodate economic and financial factors that may affect or be relevant to the day of the week constituting an Auction Date and the interest rate borne on such 2004 Bonds of a Series. The Auction Agent will provide notice of its determination to specify an earlier Auction Date for an Auction Period by means of a notice by mail delivered at least forty-five (45) days prior to the proposed changed Auction Date to the City, the Trustee, the Broker -Dealer and the Securities Depository. Conversion. The Interest Rate Period applicable to all or a portion of the 2004 Bonds of a Series may be converted from an ARB Interest Rate Period to a Daily Interest Rate Period, a Weekly Interest Rate Period, a Commercial Paper Interest Rate Period, a Long -Term Interest Rate Period, or an Index Interest Rate Period in accordance with the Indenture. See APPENDIX C — "SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE" hereto. The 2004 Bonds are subject to mandatory tender for purchase at the applicable Purchase Price on each Conversion Date, if any. See APPENDIX C — "SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE" hereto. The payment of the Purchase Price of any 2004 Bonds to be converted to a Daily Interest Rate Period, a Weekly Interest Rate Period, a Commercial Paper Rate Period, a Long -Term Interest Rate Period or an Index Interest Rate Period is not secured by any liquidity facility or credit facility and the City is not liable for the payment thereof except from the proceeds of the remarketing of such Series of 2004 Bonds being Converted to another Interest Rate Period. In the event that the City elected to convert any Series of 2004 Bonds to a Daily Interest Rate Period, a Weekly Interest Rate Period, a Commercial Paper Rate Period, a Long -Term Interest Rate Period or an Index Interest Rate Period, and the proceeds from the remarketing of such Series of 2004 Bonds were insufficient, a failed conversion would occur. In the event of a failed conversion with respect to the 2004 Bonds of a Series to a Daily Interest Rate, a Weekly Interest Rate, a Commercial Paper Rate, a Long -Term Interest Rate or an Index Interest Rate, or in the event of a failure to change the length of the current Auction Period due to the lack of Sufficient Clearing Bids at the Auction on the Auction Date for the first new Auction Period, the ARB Interest Rate for the next Auction Period will be the Maximum Rate of 12% per annum and the Auction Period will be a seven (7)-day Auction Period. 12 61756Ov6 Special Considerations for Purchasers of 2004 Bonds While Bearing Interest at Auction Rates Prospective purchasers of the 2004 Bonds should note the following: During an ARB Interest Rate Period, the beneficial owner of a 2004 Bond may sell, transfer or dispose of a 2004 Bond only pursuant to a Bid or Sell Order in accordance with the Auction Procedures or through a Broker -Dealer. See "APPENDIX D — AUCTION PROCEDURES" herein. The ability of any beneficial owner of 2004 Bonds to sell such 2004 Bonds in any Auction is directly contingent upon the Auction Agent's receipt of Sufficient Clearing Bids. If Sufficient Clearing Bids are not received, Submitted Orders shall be accepted or rejected as summarized in "APPENDIX D — AUCTION PROCEDURES — Allocation of Bonds," and a beneficial owner of 2004 Bonds who submits a Sell Order may be required to continue to hold such 2004 Bonds. The Indenture and the Auction Agent Agreement provide that the Auction Agent may resign from its duties as Auction Agent by giving at least ninety (90) days notice to the City, the Broker -Dealer and the Trustee. The City may remove the Auction Agent by giving notice to the Auction Agent and the Trustee. No such resignation or removal shall take effect until a successor Auction Agent has been appointed in accordance with the qualifications set forth in the Indenture; provided, however, that if the Auction Agent has not been compensated for its services, the Auction Agent may resign upon giving at least 30 days notice to the City and the Trustee and such resignation shall take effect upon the expiration of such 30 days if the Auction Agent has not then been paid, even if a successor Auction Agent has not been appointed. The Indenture provides that a Broker -Dealer thereunder may be removed at any time at the written request of the City, and does not require, as a condition to the effectiveness of such resignation, that a replacement Broker -Dealer be in place. The Broker -Dealer Agreement provides that the Broker -Dealer may resign upon 30 days notice to the City and Trustee and that the Trustee, at the direction of the City, may remove the Broker -Dealer upon five days written notice. For any Auction Period during which there is no duly appointed Auction Agent, or during which there is no duly appointed Broker -Dealer, it will not be possible to hold Auctions, with the result that the interest rate on the 2004 Bonds will be the same as the Auction Rate for the preceding Auction Period. The Auction Procedures shall be suspended during the period commencing on the date of the Auction Agent's receipt of notice from the Trustee of the occurrence of a default of the City resulting from the failure to pay principal, sinking fund installment, premium or interest on any 2004 Bond of such Series when due, but will resume two Business Days after the date on which the Auction Agent receives notice from the Trustee that such default has been waived or cured, with the next Auction to occur on the next regularly scheduled Auction Date occurring thereafter. Any ratings on the 2004 Bonds do not address the likelihood that any Auction will be successful or that a beneficial owner will be able to sell 2004 Bonds in any Auction. Any reduction in ratings may affect the ability of any beneficial owner of 2004 Bonds to sell such 2004 Bonds in any Auction. The Broker -Dealer has advised the City that it intends initially to make a market for the 2004 Bonds between Auctions; however, the Broker -Dealer is not obligated to make such a market, and no assurance can be given that secondary market therefor will develop. The Broker -Dealer Agreement provides that a Broker -Dealer may submit Orders in Auctions for its own account. If a Broker -Dealer submits an Order for its own account in any Auction, it would have an advantage over other Bidders in that it would have knowledge of Orders placed through it in that Auction; such Broker -Dealer, however, would not have knowledge of Orders submitted by other Broker - Dealers (if any) in that Auction. In the Broker -Dealer Agreement, the Broker -Dealer agrees to handle customer orders in accordance with its respective duties under applicable securities laws and rules. 13 61756M The Broker -Dealer has advised the City that it and certain other participants in the auction rate securities markets, including both taxable and tax-exempt markets, have received letters from the Securities and Exchange Commission (the "SEC") requesting that each of them voluntarily conduct a review regarding their respective practices and procedures in those markets. The Broker -Dealer is cooperating fully with the SEC in this process. No assurance can be given as to whether the results of this process will affect the market for the 2004 Bonds or the auctions therefor. Redemption of 2004 Bonds While an ARB Interest Rate Period is in effect, the 2004 Bonds are subject to redemption prior to stated maturity, as described below: Optional Redemption. The 2004 Bonds of a Series will be subject to redemption at the option of the City, in whole, or in part by lot in Authorized Denominations, prior to their stated maturity date, on any ARB Interest Payment Date for said Series at a redemption price equal to the principal amount of the 2004 Bonds of such Series called for redemption, plus unpaid accrued interest to the date fixed for redemption, without premium. Mandatory Sinking Fund Redemption. The 2004 Bonds of each Series are subject to redemption from mandatory sinking fund payments, at a redemption price equal to the principal amount of the 2004 Bonds of such Series to be redeemed plus unpaid accrued interest to the date fixed for redemption, without premium, in the amounts and on the dates set forth below (subject to adjustment in the event of optional redemption of 2004 Bonds as described above): Series 2004A Bonds Payment Date Payment Date (April 1 Principal Amount Aril 1 *Maturity. Series 2004B Bonds Payment Date Payment Date (April 1 Principal Amount (April 1) *Maturity. 14 617560v6 Principal Amount Principal Amount Series 2004C Bonds Payment Date Payment Date (April 1 Principal Amount Aril 1 *Maturity. Series 2004D Bonds Payment Date Payment Date (April 1 Principal Amount (April 1) *Maturity. Principal Amount Principal Amount Notwithstanding the foregoing, if April 1 is not an ARB Interest Payment Date for the 2004 Bonds of a Series subject to mandatory sinking fund redemption, such redemption shall occur on the ARB Interest Payment Date for said Series immediately preceding such April I. Notice of Redemption. The Trustee will give notice of any redemption of 2004 Bonds, by first- class mail, postage prepaid, to the Owners of all Bonds to be redeemed, at the addresses appearing in the registration books kept for such purpose, not less than thirty (30) days nor more than sixty (60) days prior to the date fixed for redemption. Each notice of redemption of 2004 Bonds will identify the Series and maturity date of the 2004 Bonds to be redeemed and will state, among other things, the date fixed for redemption, the redemption price and the place of redemption. So long as DTC or its nominee is the sole registered owner of the 2004 Bonds under the book -entry system, redemption notices will be sent to Cede & Co. With respect to any notice of optional redemption as described above, unless upon the giving of such notice the 2004 Bonds to be redeemed are deemed to have been paid, such notice must state that such redemption is conditional upon the receipt by the Trustee on or prior to the date fixed for such redemption of moneys sufficient to pay the principal of, and premium, if any, and interest on, the 2004 Bonds to be redeemed, and that if such moneys are not received, such notice will be of no force and effect and the City will not be required to redeem such Bonds. If such redemption is not effectuated, the Trustee will, within a reasonable time thereafter, give notice that such moneys were not so received. Effect of Redemption. Notice of redemption having been given and moneys for the payment of the redemption price being held by the Trustee, the 2004 Bonds so called for redemption will on the date fixed for redemption designated in such notice, become due and payable at the redemption price specified in such notice, interest on the 2004 Bonds to be redeemed will cease to accrue, said Bonds shall cease to be entitled to any lien, benefit or security under the Indenture and the Owners thereof will have no rights except to receive payment of the redemption price of and interest, if any, accrued to the date fixed for redemption on the 2004 Bonds. 15 617560v6 Selection of 2004 Bonds to be Redeemed If less than all the outstanding Bonds of a Series are called for redemption, the Trustee will select the 2004 Bonds of such Series or portions thereof to be redeemed from the outstanding Bonds of such Series or such portion thereof not previously called for redemption, by lot in any manner which the Trustee in its sole discretion shall deem appropriate and fair. If less than all the outstanding Bonds of a Series are to be redeemed and so long as DTC or its nominee is the sole registered owner of the 2004 Bonds of such Series under the book -entry system, selection of 2004 Bonds for redemption will be in accordance with DTC's customary practices. If less than all the 2004 Bonds of a Series are to be redeemed, the 2004 Bonds of such Series that remain outstanding must be in Authorized Denominations. BOND INSURANCE The following information has been furnished by the Insurer for use in this Official Statement. Such information has not been independently verified or confirmed by the City or the Underwriter. No representation is made herein by the City or the Underwriter as to the accuracy or adequacy of such information, or that the information contained and incorporated herein by reference is correct. Reference is made to Appendix Hfor a specimen of the Policy with respect to the 2004 Bonds. [TO COME] SECURITY AND SOURCES OF PAYMENT FOR THE 2004 BONDS Pledge Effected by the Indenture The 2004 Bonds are special obligations of the City. The principal of, premium, if any, and interest on the 2004 Bonds are payable solely from and secured solely by a lien and security interest in and pledge of the following pursuant to the Indenture, which constitutes the Trust Estate: (i) the Net Revenues of the City's Electric System and (ii) all amounts on deposit in the Debt Service Fund, the Debt Service Reserve Fund, the Redemption Fund and the Expense Stabilization Fund established by the Indenture, including the investments, if any, thereof. The pledge of the Trust Estate in the Indenture is subject to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth therein. The pledge of the Trust Estate pursuant to the Indenture secures the 2004 Bonds and any other Bonds which the City may issue on a panty basis. The pledge of the Net Revenues to secure the Bonds is on a parity with any other Parity Obligations which the City may issue or incur in accordance with the Indenture. Upon conversion of a Series of 2004 Bonds from an ARB Interest Rate Period to another Interest Rate Period, as described herein, the City is not liable for the payment of the Purchase Price of such Series of 2004 Bonds; such Purchase Price is payable solely from the remarketing of such Series of 2004 Bonds. See "THE 2004 BONDS — Auction Rate Securities — Conversion" herein "Net Revenues" is defined in the Indenture to mean, for any period of time, "Revenues" for such period less Operation and Maintenance Expenses for such period. "Revenues" includes all gross income and revenue received or receivable by the City from the ownership or operation of the Electric System, including all rates and charges for the Electric Service and the other services and facilities of the Electric System, all proceeds of insurance covering business interruption loss relating to the Electric System and all other income and revenue howsoever derived by the City from the ownership or operation of the Electric System or otherwise arising from the Electric System, including all receipts and payments pursuant to Public Finance Contracts entered into in connection with any Obligations or program of 16 617560v6 investments relating to the Electric System and all income from the deposit or investment of any money in the Light and Power Department Fund, but excluding (i) proceeds of taxes and (ii) refundable deposits made to establish credit and advances or contributions in aid of construction and line extension fees. "Operation and Maintenance Expenses" is defined in the Indenture to mean the costs paid or incurred by the City for operating and maintaining the Electric System including, but not limited to (a) all costs of electric energy and power generated or purchased by the City for resale, costs of transmission, fuel supply and water supply in connection with the foregoing; (b) all costs and expenses of management of the Electric System; (c) all costs and expenses of maintenance and repair, and other expenses necessary or appropriate in the judgment of the City to maintain and preserve the Electric System in good repair and working order; (d) all administrative costs of the several departments of the City that are charged directly or apportioned to the operation or maintenance of the Electric System, such as salaries and wages (including retirement benefits) of employees, overhead, taxes (if any) and insurance premiums; (e) payments in -lieu of taxes to the City or any other public agency in connection with the Electric System, (f) all costs, expenses and charges of the City required to be paid by it to comply with the terms of any Issuing Instrument authorizing the issuance of Parity Obligations, such as compensation, reimbursement and indemnification of the trustee, remarketing agent or fees and expenses of Independent Certified Public Accountants and other Consultants; (g) the fees, expenses and indemnification of Credit Providers and Reserve Financial Guaranty Providers; (h) all amounts required to be paid by the City under contracts with joint powers agencies for the purchase of capacity, rights in an electric generating station or electric transmission facilities, transmission capability or any other commodity right or service in connection with the Electric System, which contracts require payments to be made by the City thereunder to be treated as operation and maintenance expenses of the Electric System; (i) all deposits to be made to a rebate fund established with respect to Parity Obligations to provide for any required rebate to the United States required to maintain the Tax -Exempt status of interest on such Parity Obligations; 0) any cost or expense paid by the City to comply with requirements of law applicable to the Electric System or the City's ownership or operation thereof or in any capacity with respect thereto or any activity in connection therewith, including without limitation the public benefit uses required by Section 385 of the California Public Utilities Code; and (k) any other costs or expense which, in accordance with Generally Accepted Accounting Principles, is to be treated as a cost of operating or maintaining the Electric System; but excluding in all cases depreciation, replacement and obsolescence charges or reserves therefor, and amortization of intangibles. Except as provided in clause (d) or clause (e) of this paragraph, no transfer of Revenues to the City shall constitute an Operation and Maintenance Expense. "Obligations" is defined in the Indenture to include (a) obligations with respect to borrowed money and includes bonds, notes or other evidences of indebtedness, installment purchase payments under any contract, and lease payments under any financing or capital lease (determined to be such in accordance with Generally Accepted Accounting Principles), which are payable from the Net Revenues, (b) obligations to replenish any debt service reserve fund with respect to obligations of the City described in (a) above; (c) obligations secured by or payable from any of obligations of the City described in (a) above; (d) obligations payable from the Net Revenues and entered into in connection with, relating to, or otherwise serving as a hedge with respect to, an obligation described in (a), (b) or (c) above under any Public Finance Contract; and (e) Credit Provider Reimbursement Obligations. "Public Finance Contract" is defined in the Indenture to mean (i) any contract providing for payments based on levels of, or changes in, interest rates, currency exchange rates, stock or other indices, (ii) any contract to exchange cash flows or a series of payments, or (iii) any contract to hedge payment, currency, rate spread or similar exposure, including but not limited to interest, any interest rate swap agreement, currency swap agreement, forward payment conversion agreement or futures contract, any contract providing for payments based on levels of, or changes in, interest rates, currency exchange 17 61756Ov6 rates, stock or other indices, any contract to exchange cash flows or a series of payments, or any contract, including, without limitation, an interest rate floor or cap, or an option, put or call, to hedge payment, currency, rate, spread or similar exposure, between the City and a counterparty. See "PLAN OF FINANCE —Swap Agreement" herein. See also "Outstanding Party Obligations —Swap Agreement for the 2004 Bonds" below. For definitions of certain other terms used herein, see "APPENDIX C — SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE — DEFINITIONS" herein. The issuance of the 2004 Bonds shall not directly, indirectly or contingently obligate the City to levy or pledge any form of taxation or to make any appropriation for their payment. The 2004 Bonds are not secured by a legal or equitable pledge of, or lien or charge upon, any property of the City or any of its income or receipts except the Trust Estate pledged pursuant to the Indenture which is subject to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth therein. Neither the faith and credit nor the taxing power of the City, the State of California or any other public agency is pledged to the payment of the principal or Purchase Price of, or premium, if any, or interest on, the 2004 Bonds. The 2004 Bonds do not constitute a debt, liability or obligation of the State of California or any public agency (other than the special obligation of the City as provided in the Indenture). The members of the City Council of the City, and the officers and employees of the City, shall not be individually liable on the 2004 Bonds or in respect of any undertakings by the City under the Indenture. Deposit and Application of Revenues Pursuant to the Indenture, the City will deposit or cause to be deposited all Revenues into the Light and Power Department Fund upon receipt thereof. Without limiting the provisions of the Indenture regarding investment of certain funds, the City will apply moneys in the Light and Power Department Fund for the following purposes: to the payment of Operation and Maintenance Expenses, payment of amounts required to be paid pursuant to the Indenture or the Issuing Instrument for any Parity Obligations, payment of amounts required to be paid pursuant to the Issuing Instrument for any Subordinated Obligations, payment of Costs of Capital Improvements, or to any other lawful purpose in connection with the Electric System, and to the extent permitted by the Indenture, to transfers to the City's General Fund. Rate Covenant Pursuant to the Indenture, the City has covenanted, at all times, to fix, prescribe and collect rates and charges for the Electric Service of the Electric System during each Fiscal Year which shall be at least sufficient to yield: (a) Adjusted Revenues for such Fiscal Year at least equal to the sum of the following for such Fiscal Year: (i) Operation and Maintenance Expenses; (ii) Adjusted Debt Service, and (iii) all other payments required to be paid in such Fiscal Year to meet any other obligations of the City which are charges, liens or encumbrances upon or payable from the Revenues (including Net Revenues), including all amounts owed to a Credit Provider under the terms of its Credit Support Agreement and amounts owed to a Reserve Financial Guaranty Provider under the terms of its Reserve Financial Guaranty; and (b) Adjusted Revenues less Operation and Maintenance Expenses for such Fiscal Year equal to at least one hundred ten percent (110%) of Adjusted Debt Service for such Fiscal Year. "Adjusted Revenues" means, for any period of time, the Revenues for such period less the amount of such Revenues which have been deposited in the Expense Stabilization Fund plus the amount of withdrawals during such period from the Expense Stabilization Fund. 18 61756Ov6 "Adjusted Debt Service" means, for any period of time, the Debt Service for such period minus the sum of the amount of such Debt Service with respect to Outstanding Parity Obligations to be paid during such period from the proceeds of Parity Obligations as set forth in a certificate of the City. Debt Service Reserve Fund The Debt Service Reserve Fund is required to be maintained in an amount equal to the Debt Service Reserve Requirement. Upon the issuance of the 2004 Bonds, there will be deposited into the Debt Service Reserve Fund from the proceeds of the 2004 Bonds an amount ($), which together with other amounts on deposit in the Debt Service Reserve Fund, will be equal to the Debt Service Reserve Requirement for the Bonds ($_ ). Amounts in the Debt Service Reserve Fund are to be used to pay principal and redemption price of and interest on the Bonds then due and payable in the event of any insufficiency in the amount or deposit in the Debt Service Fund available therefor. Pursuant to the Indenture, in lieu of the required deposits and transfers of money to the Debt Service Reserve Fund, the City may cause to be deposited in the Debt Service Reserve Fund a Reserve Financial Guaranty or Guaranties in an amount equal to the difference between the Debt Service Reserve Requirement and the sums, if any, then on deposit in the Debt Service Reserve Fund or being deposited in such Fund concurrently with such Reserve Financial Guaranty or Guaranties. "Reserve Financial Guaranty" is defined in the Indenture to mean a policy of municipal bond insurance or surety bond issued by a municipal bond insurer or a letter of credit issued by a bank or other institution if the obligations insured by such insurer or issued by such bank or other institution, as the case may be, have ratings at the time of issuance of such policy or surety bond or letter of credit in the highest rating category (without regard to qualifiers) by S&P and Moody's and, if rated by A.M. Best & Company, also in the highest rating category (without regard to qualifiers) by A.M. Best & Company. The Trustee shall draw upon or otherwise take such action as is necessary in accordance with the terms of the Reserve Financial Guaranties to receive payments with respect thereto (including the giving of notice as required thereunder): (i) on any date on which moneys will be required to be withdrawn from the Debt Service Reserve Fund and applied to the payment of principal or redemption price of, or interest on, any Bonds and such withdrawal cannot be met by amounts on deposit in the Debt Service Reserve Fund; (ii) on the first Business Day which is at least ten (10) days prior to the expiration date of each Reserve Financial Guaranty, in an amount equal to the deficiency which would exist in the Debt Service Reserve Fund if such Reserve Financial Guaranty expired, unless a substitute Reserve Financial Guaranty with an expiration date not earlier than 180 days after the expiration date of the expiring Reserve Financial Guaranty is acquired prior to such date or the City deposits funds in the Debt Service Reserve Fund before such date so that the amount in the Debt Service Reserve Fund on such date (without regard to such expiring Reserve Financial Guaranty) is at least equal to the Debt Service Reserve Requirement. Expense Stabilization Fund Moneys shall be deposited in the Expense Stabilization Fund in such amounts, at such times and from such sources as shall be determined by the City in its sole discretion. Moneys on deposit in the Expense Stabilization Fund may be withdrawn by the City at any time no Event of Default exists under the Indenture and applied to any lawful purpose in connection with the Electric System, including without limitation, payment of Operation and Maintenance Expenses, payment of Debt Service on the 2004 Bonds or Parity Obligations, payment of principal, premium or interest on Subordinated Obligations, payment of costs of capital improvements, payment of the costs of issuance of Parity Obligations or Subordinated Obligations; provided, however, that if an Event of Default under the 19 61756Ov6 Indenture shall have occurred and is continuing, the Trustee shall transfer all moneys in the Expense Stabilization Fund to the Interest Account and the Principal Account of the Debt Service Fund as provided in the Indenture. Outstanding Parity Obligations Electric Revenue Bonds. After giving effept to the refunding of the Refunded 2003 Bonds, no other Electric System Revenue Bonds of the City, other than the 2004 Bonds, will be outstanding. Swamp Agreement for the 2003 Bonds. [To Come.] Swap Agreement for the 2004 Bonds. As described under "PLAN OF FINANCE — Swap Agreement" herein, the City expects to enter into the 2004 Swap Agreement in connection with the 2004 Bonds. [Net payments due from the City under the Swap Agreement constitute Parity Obligations payable from Net Revenues of the Electric System on a parity with the 2004 Bonds and other Parity Obligations. Amounts received by the City under the 2004 Swap Agreement constitute "Revenues" under the Indenture. The agreement by the counterparty to make payments under the Swap Agreement does not affect the City's obligation under the Indenture for the payment of the 2004 Bonds from Net Revenues of the Electric System. Neither the Owners of the 2004 Bonds, nor any other person other than the City will have any rights under the 2004 Swap Agreement. Under certain circumstances, the 2004 Swap Agreement is subject to early termination prior to the maturity of the 2004 Bonds, in which event the City may be obligated to make a substantial payment to the counterparty. Amounts due from the City upon any early termination of the 2004 Swap Agreement constitute Subordinate Obligations payable from Net Revenues on a basis that is junior and subordinate to the 2004 Bonds and Parity Obligations. [The obligation of the City to make regularly scheduled payments to Morgan Stanley under the 2004 Swap Agreement are insured by .] [confirm terms once swap docs finalized ] Additional Parity Obligations The City has covenanted pursuant to the Indenture that it shall not issue any bond, note, or other evidence of indebtedness payable from or secured by the Trust Estate on a basis which is: (i) in any manner prior or superior to the lien on, pledge of and security interest in the Trust Estate securing the Outstanding Bonds pursuant to the Indenture; (ii) except for Parity Obligations with respect to the Net Revenues, in any manner on a parity with the lien on, pledge of and security interest in the Trust Estate securing the Outstanding Bonds pursuant to the Indenture; or (iii) except for Subordinate Obligations, in any manner subordinate to the lien on, pledge of and security interest in the Trust Estate securing the Outstanding Bonds pursuant to the Indenture. Pursuant to the Indenture, the City may, at any time and from time to time, issue any Additional Parity Obligations, provided the City obtains or provides a certificate or certificates, prepared by the City or at the City's option by a Consultant, showing: (i) that the Adjusted Net Revenues for the applicable Calculation Period, which Calculation Period shall be selected by the City in its sole discretion, shall have amounted to at least 1.25 times the Maximum Adjusted Annual Debt Service on all Parity Obligations to be Outstanding immediately after the issuance of the proposed Additional Parity Obligations; and (ii) that the Net Revenues for such applicable Calculation Period shall have amounted to at least 1.00 times the Maximum Adjusted Annual Debt Service on all Parity Obligations to be Outstanding immediately after the issuance of the proposed Additional Parity Obligations. For purposes of preparing such certificate or certificates, the City and any Consultant shall utilize and rely on financial statements prepared by the City which have been audited by an Independent Certified Public Accountant but may utilize and rely upon the books and records of the City or any unaudited financial statements 20 61756Ov6 prepared by the City if audited financial statements for the particular Calculation Period selected by the City are not available. Notwithstanding the foregoing (and without satisfying the requirements of the preceding paragraph), the City may at any time but subject to the applicable requirements of the Indenture: (i) issue or enter into an obligation or commitment which is a Qualified Swap Agreement; (ii) issue Refunding Parity Obligations; and (iii) enter into Credit Support Instruments or otherwise become obligated for Credit Provider Reimbursement Obligations with respect to Parity Obligations. See "APPENDIX C — SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE — Conditions to Issuance of Parity Obligations" herein. Limitations on Remedies The rights of the Owners of the 2004 Bonds are subject to the limitations on legal remedies against cities in the State. Additionally, enforceability of the rights and remedies of the Owners of the 2004 Bonds, and the obligations incurred by the City, may become subject to the following: the Federal Bankruptcy Code and applicable bankruptcy, insolvency, reorganization, moratorium, or similar laws relating to or affecting the enforcement of creditor's rights generally, now or hereafter in effect; equity principles which may limit the specific enforcement under State law of certain remedies; the exercise by the United States of America of the powers delegated to it by the Constitution; and the reasonable and necessary exercise, in appropriate situations, of the police powers inherent in the sovereignty of the State and its governmental bodies in the interest of serving a significant and legitimate public purpose. Bankruptcy proceedings, or the exercise of powers by the federal or State government, if initiated, could subject the Owners of the 2004 Bonds to judicial discretion and interpretation of their rights in bankruptcy or otherwise, and consequently may entail risks of delay, limitation, or modification of their rights. DEVELOPMENTS IN THE ENERGY MARKETS Industry Restructuring and the Energy Crisis Background In 1996, California partially deregulated its electric energy market. An independent system operator of the transmission system, the California Independent System Operator (the "ISO"), was established, as well as an independent power exchange, the California Power Exchange (the "PX"). The PX was originally established to permit power generators to sell power on a competitive spot -market basis; however, the PX has ceased all operations and filed for bankruptcy protection. Financial Difficulties of Market Participants. As a consequence of deregulation, the California investor -owned utilities (the "IOUs") sold a large portion of their generation resources. As a result, three major IOUs in California, Pacific Gas & Electric Company ("PG&E"), San Diego Gas & Electric Co. ("SDG&E") and Southern California Edison ("Edison") are net buyers of electricity. Following the deregulation of the California energy markets, the IOUs were purchasing electricity at fluctuating short- term and spot wholesale prices while the retail prices that they would charge their residential and small business customers were capped at specified levels. During portions of 2000 and 2001, the market price of electricity in California significantly exceeded such capped prices, resulting in the deterioration of the creditworthiness of PG&E and Edison. In April 2001, PG&E filed for voluntary protection under Chapter 11 of the federal Bankruptcy Code. PG&E ultimately emerged from bankruptcy in April 2004. In 2001, Enron Corporation experienced severe financial difficulties and voluntarily filed for bankruptcy 21 61756Ov6 protection under Chapter 11 of the federal Bankruptcy Code. Since then, certain other marketers, power suppliers and power plant developers have experienced downgrades of their credit ratings. State and Federal Investigations. State and federal authorities are conducting investigations and other proceedings concerning various aspects of the California energy crisis. These include, for example, investigations by the Federal Energy Regulatory Commission ("FERC") into alleged overcharging for the sale of electricity (the "Refund Cases") and alleged manipulation of the electricity market (the "Gaming Crisis"). The City has participated in these investigations and they remain unresolved. [Update to come from Eric I Impact of Restructuring and the Energy Crisis on the Electric System As a result of the volatility and conditions in the California energy markets, the Electric System experienced a variety of impacts on its operations, including in most cases, substantially increased power supply costs and natural gas costs during the energy crisis. While the difficult market conditions have moderated substantially, volatility in energy prices in California may return due to a variety of factors which affect both the supply and demand for electric energy in the Western United States. These factors include, but are not limited to, insufficient generation resources, fuel costs and availability, weather, transmission congestion and levels of hydroelectric generation within the region. This price volatility may contribute to greater volatility in the Electric System's revenues from the sale of electric energy and therefore could materially adversely affect the financial condition of the Electric System. The City has power supply contracts and other arrangements relating to its system supply of power which are of specified durations. The City undertakes resource planning activities and plans for its resource needs in order to mitigate against such price volatility and its spot market rate exposure. See "THE ELECTRIC SYSTEM — Power Supply Resources" herein. Proposed State Legislation Various bills have been considered by the State Legislature which would dismantle much of the deregulation framework established under State Legislative Assembly Bill 1890 ("AB 1890") and subsequent California Public Utilities Commission ("CPUC") decisions. (See "Industry Restructuring and the Energy Crisis —Background" above for a discussion of that deregulation framework.) Among other provisions, one or more of these bills would abolish the now -defunct PX, which was originally intended to be the principal spot market for electrical energy in the State; require the IOUs to dedicate their retained generating assets to serve their customers; establish standards for the recovery of costs and return on investment for the IOUs; require the IOUs to invest in new generating assets to serve their customers, or to contract for such investment with the California Consumer Power and Conservation Financing Authority; eliminate so-called "direct access" transactions and load aggregation on a prospective basis; and require the Legislature to approve the entry of the ISO into a multi -state or regional transmission organization. At least one such bill would repeal certain provisions of AB 1890 relating to publicly owned utilities (such as the City's Electric System) which encouraged municipal utilities to commit control of certain transmission assets to the ISO, and required direct access in the service territories of public owned utilities. As the City already controls its own transmission assets and direct access within its electric system service areas, these bills are not expected to have a material impact upon the City's electric system operations. No prediction can be made by the City as to whether any of these bills or any similar bills proposed in the future will be become law or, if they become law, what their final form or effect would be. 22 61756Ov6 OTHER FACTORS AFFECTING THE ELECTRIC UTILITY INDUSTRY Energy Policy Act of 1992 The Energy Policy Act of 1992 (the "Energy Policy Act") made fundamental changes in the federal regulation of the electric utility industry, particularly in the area of transmission access under Sections 211, 212 and 213 of the Federal Power Act. The purpose of these changes, in part, was to bring about increased competition in the electric utility industry. As amended by the Energy Policy Act, Sections 211, 212 and 213 of the Federal Power Act provide FERC authority, upon application by any electric utility, federal power marketing agency or other person or entity generating. electric energy for sale or resale, to require a transmitting utility to provide transmission services (including any enlargement of transmission capacity necessary to provide such services) to the applicant at rates, charges, terms and conditions set by FERC based on standards and provisions in the Federal Power Act. Under the Energy Policy Act, electric utilities owned by municipalities and other public agencies which own or operate electric power transmission facilities which are used for the sale of electric energy at wholesale are "transmitting utilities" subject to the requirements of Sections 211, 212 and 213. Changes in Federal Regulation of Electric Utilities In 1996, FERC issued a final rule that effected significant changes in the regulation of transmission services provided by public utilities (as defined in the Federal Power Act) that own, operate or control interstate transmission facilities and which are subject to FERC jurisdiction over wholesale contracts, rates and services ("jurisdictional utilities"). The Electric System is not a public utility (as defined in the Federal Power Act) and is not a jurisdictional utility under the Federal Power Act. FERC is encouraging the voluntary formation of regional transmission organizations ("RTOs") that are independent from owners of generation and other market participants and that will provide transmission access on a non-discriminatory basis to buyers and sellers of power. IOUs and publicly - owned utilities are being encouraged to participate in the formation and operation of RTOs, but are not, at this time, being ordered by FERC to participate. FERC also supports a national standard for the exchange of electricity and transmission services. It is not certain at this time what impact, if any, the formation of RTOs or the adoption of a national standard for exchange of electric services will have on the City's Electric System. Proposed Federal Deregulation and Tax Legislation Bills have been introduced in the United States House of Representatives and the United States Senate affecting the electric utility industry and the issuance of tax-exempt bonds for utility infrastructure. The City is unable to predict whether any of these bills or any similar federal bills proposed in the future will become law or, if they become law, what their final form or effect would be. Such effect, however, could be material to the Electric System. Other Factors The electric utility industry in general has been, or in the future may be, affected by a number of other factors which could impact the financial condition and competitiveness of many electric utilities and the level of utilization of generating and transmission facilities. In addition to the factors discussed above, such factors include, among others, (a) effects of compliance with rapidly changing environmental, safety, licensing, regulatory and legislative requirements other than those described above, (b) changes resulting from conservation and demand -side management programs on the timing 23 61756Ov6 and use of electric energy, (c) changes resulting from a national energy policy, (d) effects of competition from other electric utilities (including increased competition resulting from mergers, acquisitions, and "strategic alliances" of competing electric and natural gas utilities and from competitors transmitting less expensive electricity from much greater distances over an interconnected system) and new methods of, and new facilities for, producing low-cost electricity, (e) the proposed repeal of certain federal statutes that would have the effect of increasing the competitiveness of many IOUs, (f) increased competition from independent power producers and marketers, brokers and federal power marketing agencies, (g) "self -generation" or "distributed generation" (such as microturbines and fuel cells) by industrial and commercial customers and others, (h) issues relating to the ability to issue tax-exempt obligations, including severe restrictions on the ability to sell to nongovernmental entities electricity from generation projects and transmission service from transmission line projects financed with outstanding tax-exempt obligations, (i) effects of inflation on the operating and maintenance costs of an electric utility and its facilities, 0) changes from projected future load requirements, (k) increases in costs and uncertain availability of capital, (1) shifts in the availability and relative costs of different fuels (including the cost of natural gas), (m) sudden and dramatic increases in the price of energy purchased on the open market that may occur in times of high peak demand in an area of the country experiencing such high peak demand, such as has occurred in California, (n) inadequate risk management procedures and practices with respect to, among other things, the purchase and sale of energy and transmission capacity, (o) other legislative changes, voter initiatives, referenda and statewide propositions, (p) effects of changes in the economy and (q) effects of possible manipulation of electric markets. Any of these factors (as well as other factors) could have an adverse effect on the financial condition of any given electric utility and likely will affect individual utilities in different ways. The City cannot predict what effects such factors will have on the business operations and financial condition of the Electric System, but the effects could be significant. The foregoing is a brief discussion of certain of these factors. This discussion does not purport to be comprehensive or definitive, and these matters are subject to change subsequent to the date hereof. Extensive information on the electric utility industry is, and will be, available from the legislative and regulatory bodies and other sources in the public domain, and potential purchasers of the 2004 Bonds should obtain and review such information. RATE REGULATION The City sets rates, fees and charges for electric service provided at retail within its city boundaries. The authority of the City to impose and collect rates and charges for electric power and energy sold and delivered at retail within its city boundaries is not subject to the general regulatory jurisdiction of the CPUC. Currently neither the CPUC nor any other regulatory authority of the State of California nor FERC reviews such rates and charges. It is possible that future Constitutional, legislative, and/or regulatory changes could subject such rates and/or service area of the City to the jurisdiction of the CPUC or to other limitations or requirements under Federal or state law. The California Energy Commission is authorized to evaluate rate policies for electric energy as related to the goals of the Energy Resources Conservation and Development Act and to make recommendations to the Governor, the Legislature and publicly owned electric utilities. As described under "THE ELECTRIC SYSTEM —Transmission Resources" herein, the City turned over operational control of its high voltage transmission facilities to the ISO effective January 1, 2001 and thereby became a "Participating Transmission Owner" with the ISO. As a result of its status as a Participating Transmission Owner, the City is compensated for the use of the Electric System's high voltage transmission assets (including both ownership interests in, and contractual rights to, high voltage 24 61756Ov6 transmission facilities) through the recovery of its transmission revenue requirements ("TW'). The Electric System's TRR is recovered from amounts paid by the ISO from the rates it charges users of the transmission system under its operational control. See "THE ELECTRIC SYSTEM — Transmission Resources — California Independent System Operator" herein. The City Council establishes the TRR for the Electric System but such TRR is subject to approval by FERC in connection with FERC's approval of the rates charged to users of the transmission facilities controlled by the ISO. In October 2000, FERC approved the TRR for the Electric System, conditioned on certain modifications. The City made such modifications and the Electric System's TRR became effective on January 1, 2001, at which time the ISO began collecting rates for use of transmission services on its system (including the Electric System's transmission facilities) based in part upon the Electric System's TRR. Petitions for review of FERC's approval of the Electric System's TRR were filed by PG&E and Edison in the United States Court of Appeals for District of Columbia Circuit, Case No. 01-1187. On October 15, 2002, the Court ruled that the way FERC arrived at its decision was improper and remanded the case back to FERC for further proceedings. The FERC issued an order consolidating the remand with the petitions for declaratory order of the Cities of Azusa, Anaheim, Banning, and Riverside, California wherein those cities seek FERC approval, among other things, of their TRRs for purposes of their becoming Participating Transmission Owners. The consolidated dockets have been set for settlement discussions before a Settlement Judge at FERC. The City has sought rehearing on FERC's order consolidating the proceedings. On February 17, 2004, FERC denied the City's request and established hearing procedures. The City approved its remand case -in -chief and filed it on April 28, 2004. Hearing on the Electric System's TRR was held on September 2004 and the initial briefs were filed on October 25, 2004. The Electric System's TRR is currently approximately $10 million annually. The City cannot predict the outcome of this proceeding, but it is possible that the outcome could affect the Electric System's TRR in certain ways including, among others, the level of the TRR, how the TRR is established, and under what standards it is considered by FERC. As a Participating Transmission Owner, the City is required to make an annual filing with FERC relating to its transmission revenue balancing account in order to credit or debit certain revenues against the Electric System's base TRR. The City recently filed its second filing of its transmission revenue balance account with FERC. The first such filing is the subject of a unanimous settlement among parties to the docket which is pending before FERC. Although its retail rates are not subject to approval by any federal agency, the City is subject to certain ratemaking provisions of the federal Public Utility Regulatory Policies Act of 1978 ("PURPA" ). The City believes that it is operating in compliance with PURPA. THE ELECTRIC SYSTEM General The City established the Electric System in 1933 through the acquisition of the existing electric distribution system within the City and the construction of a diesel generating station at Station A (located at 2715 East 50d' Street, Vernon, California) ("Station A"), the site of the City's Malburg Generating Station, which is currently under construction (see "Power Supply Resources —Future Power Supply Resources" below). The Electric System serves the entire 5.2 square mile area of the City. In keeping with the character of the City (see "APPENDIX B — THE CITY OF VERNON"), the Electric System serves primarily industrial and commercial customers. During the Fiscal Year ended June 30, 2004, the Electric System served 2,060 customers, supplied approximately 1,191,900 kWh of electric 25 61756Ov6 energy and had a peak demand of 194.4 MW. See "Customers, Retail Sales, Revenues and Demands" below. The Electric System is governed by the City Council. The Light & Power Department's generation assets, including all power plants, transmission and distribution facilities, metering, operation and maintenance, power purchasing, scheduling, billing and settlements is managed on a day-to-day basis by the Generation Operations Manager under the supervision of the Chief Executive Officer. The Generation Operations Manager is also responsible for the management of the Gas System. The Light & Power Department maintains separate funds for the operation of the Electric System and the Gas System with the revenues and expenses of each such system being accounted for separately. Management The following are brief resumes of the City Administrator and Chief Executive Officer of the Light & Power Department, as well as the senior management personnel, whom are responsible for Electric System operations. Bruce V. Malkenhorst is the City Administrator and Chief Executive Officer of the Light & Power Department. Mr. Malkenhorst has been the City Administrator since September 1978. Mr. Malkenhorst holds a Bachelor of Science degree from Woodbury University. As Chief Executive Officer of the Light & Power Department, Mr. Malkenhorst was instrumental in restructuring its operations, reducing and ultimately eliminating the City's dependence on Edison for its power requirements. Manuel G. Garcia is the Generation Operations Manager of the Light & Power Department, responsible for the management and operation of the Electric System. Mr. Garcia holds a Bachelor of Science summa cum laude and a Master of Business Administration degree from the University of Redlands. Mr. Garcia has 20 years of experience with the Light & Power Department, which includes power generation, operation and maintenance, electric system transmission and distribution, energy resource management, metering and substation operations. Mr. Garcia holds certificates from the Western Systems Coordinating Council in electric systems subtransmission operations and interconnected system operations. Jorge C. Somoano is the Engineering Operations Manager of the Light & Power Department, responsible for FERC regulatory matters and the engineering of the Electric System. Mr. Somoano holds a Bachelor of Science Degree in Electrical Engineering from the California State Polytechnic University, Pomona and a master's Degree in Business Administration from Woodbury University. Daniel E. Garcia is the Bulk Power Manager of the Light & Power Department. Mr. Garcia has worked in the utility industry (Resource Management) for 20 years. Mr. Garcia holds a Bachelor of Science Degree in Business Management cum laude from Woodbury University. His current responsibilities are focused on managing the energy portfolio for the City. Before assuming his current role, Mr. Garcia held the positions of Energy Dispatcher, Resource Scheduler and Power Resource Coordinator. Mr. Garcia has previously worked with Southern California Edison (Edison Source; Energy Analyst) specializing in power origination and procurement. 26 61756Qv6 Employee Relations As of June 30, 2004, 41 full-time equivalent City employees were assigned to the Electric System. Additionally, other City personnel provide support services to the Electric System as required, including the City's Finance Department and the City Attorney. Petrelli Electric Inc. currently maintains the City's electric distribution system under contract with the City. All of the City employees, including those assigned to the Electric System, are non -union. There have been no strikes or other work stoppages against the City within the last twenty years. Retirement benefits to City employees, including those assigned to the Electric System, are provided through the City's participation in the California Public Employees Retirement System (CalPERS), an agent multiple -employer retirement system that acts as a common investment and administrative agent for participating public entities within the State of California. The State -required City employee salary contributions of 7% for miscellaneous employees and 9% for safety members are subsidized by the City. The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis adopted by the CalPERS Board of Administration. The City's total contribution to CalPERS for the year ended June 30, 2004 was $2,742,685. City contribution rates as a percentage of covered payroll were 0% for miscellaneous plan members and 9.562% for safety plan members. The City's contribution was made in accordance with actuarially determined requirements based on an actuarial valuation performed as of June 30, 2000. [As of June 30, 2000, the City had no unfunded pension benefit obligation.] CalPERS is estimating that the City's Miscellaneous contribution rates for Fiscal Year 2003-04 will remain at 0%. However, based on the negative performance of the CalPERS fund, the City's Safety contribution rates for Fiscal Year 2003-04 will increase to 7.613%. Fiscal Year 2004-05 rates are projected to increase to 2.5% (Miscellaneous) and 25.0% (Safety). These increases will be accounted for in the City's 2003-04 budget and in future budget years. See Note 8 to the City's audited financial statements for the Fiscal Year ended June 30, 2004 included in Appendix A hereto. The City Council approved a post -retirement benefit plan for all employees with 20 years of service who retire at 60 or after 30 years or more of service to the City. The plan pays for qualified employees' medical and dental insurance premiums and claims from age 60 to 65. Funding of the plan is on a pay-as-you-go basis. During the year ended, approximately 43 employees were eligible to receive benefits. Amounts paid for the year ended June 30, 2004 totaled $312,300. See Note 12 to the City audited financial statements for the Fiscal Year ended June 30, 2004 included in Appendix A hereto. Insurance The City has obtained various insurance policies that provide coverage against "Special Form " of direct physical loss or damage, including earthquake and flood, to all real and personal property of the City, including equipment, business and revenue interruption, errors and omissions, boiler and machinery and pollution legal liability. The earthquake and flood portion of the policies have a 5% deductible of the total insurable values per building, structure or covered item at the time and place of loss. In the most recent "Statement of Values" for City real and personal property, total insured values equaled $98,553,142 and total insured earthquake/flood values equaled $81,100,439. The City is self -insured for its general liability and workers' compensation. The City has established certain Internal Service Funds, whereby assets are set aside for claim settlements associated with the self -insured risks. 27 61756Ov6 Excess coverage is provided by the Independent Cities Risk Management Authority (the "ICRMA"), a joint powers authority whose purpose is to develop and fund programs of excess insurance for its member cities. The ICRMA is governed by a board of directors consisting of representatives of its member cities. Self-insurance and ICRMA limits are as follows: Type of Coverage Self -Insurance ICRMA General Liability Up to $2,000,000 Not applicable Workers' Compensation Up to $300,000 $300,000 to $10,000,000 Property Up to $10,000 Not applicable [Amounts in excess of these limits are self -insured. There have been no significant reductions of coverage from the prior year. There have been no settlements exceeding insurance coverage for each of the past three Fiscal Years.] A Builder Risk insurance policy is in place with respect to the construction of the Malburg Generating Station with limits of $150,000,000 for each and every loss/accident combined single limit. Earthquake coverage has an annual aggregate sublimit of $20,000,000 with a 5% on Earthquake. Electric System Facilities To provide electric service within its service area (which is coterminous with the City's corporate boundaries) the City owns and operates the Electric System, which includes generation, transmission and distribution facilities. The City has owned its own electric distribution system since 1933. The City also purchases power and transmission service from others. The City receives energy through the Laguna Bell Substation from Edison. The energy is distributed from Laguna Bell across the City's five 66-kV transmission lines and to four distribution substations within the City's service territory. Power Supply Resources General While the Electric System was established in 1933 with the City's construction of five small diesel -powered generating units, four of which still serve as an emergency source of power, the City has relied primarily on purchased power to supply the needs of its customers. Historically, the City purchased virtually all of its power requirements under a contract with Edison. In the 1980's the City expanded its resource base by entering into a long-term power purchase contract with the Southern California Public Power Authority ("SCPPA") with respect to a portion of SCPPA's interest in the Palo Verde Nuclear Generating Station ("PVNGS"), participating in a project to upgrade the generating resources of the Hoover Dam (the "Hoover Uprating Project") and constructing two small gas generating units at Station A. At this time the City was a partial requirements customer of Edison. Because its own resources supplied less than ten percent of the Electric System's requirements and the cost of power in the short-term market was substantially less than comparable power purchased under its Edison contract, in the 1990's the City commenced a program of purchasing power in the short-term market to meet the bulk of its load. In 1998, in connection with Edison's changing role under the California electric industry deregulation, the City terminated Edison's obligation to provide power, high voltage transmission services and ancillary services to the City. During the period from 1998 to 2000, the City purchased almost all of its power requirements not met from its own resources in the short-term market. In early 2000, the market price of power increased. See "DEVELOPMENTS IN THE ENERGY MARKETS — Industry Restructuring and the Energy Crisis" herein. To stabilize its cost of power the City entered into a number of long-term power purchase contracts to supply the bulk of the Electric 28 61756Ov6 System's power. The City expects to use power from its Malburg Generating Station, which is currently under construction, to replace much of the power currently being supplied under these long-term contracts as these contracts expire. See "Future Power Supply Resources" below. The power supply resources of the Electric System for the past five Fiscal Years are described in the following table. CITY OF VERNON ELECTRIC SYSTEM POWER SUPPLY RESOURCES Short -Term Contracts (1) Actual Energy (MWh) Percentage of Total Energy Long -Term Contracts (2) Actual Energy (MWh) Percentage of Total Energy SCPPA Palo Verde Actual Energy (MWh) Percentage of Total Energy Hoover Upgrade Actual Energy (MWh) Percentage of Total Energy City -Owned Generation Actual Energy (MWh) Percentage of Total Energy Total Energy Source: City of Vernon (') Term of less than one year. (2) Term of one year or longer. Power Purchase Agreements Fiscal Year Ended June 30, 2000 2001 2002 2003 2004 948,283 736,606 307,666 276,407 376,996 79.07% 52.25% 22.69% 21.00% 28.15% 127,200 553,200 933,375 924,800 857,600 10.61% 39.24% 68.84% 70.27% 64.04% 88,441 86,953 85,305 88,024 78,785 7.37% 6.17% 6.29% 6.68% 5.88% 30,755 27,887 28,834 26,455 25,752 2.56% 1.98% 2.13% 2.01% 1.92% 4,653 5,027 621 349 0 0.39% 0.36% 0.05% 0.02% 0.00% 1,199,332 1,409,6 73 1,355,801 1,316,035 1,339,133 Long -Term Power Contracts. The City has numerous fixed -price contracts for the purchase of power (some for on -peak and some for off-peak) with a remaining term of more than one year. The City expects to provide most of the Electric System's power requirements through June 2005 through such contracts. Each of these contracts except one expires on or before June 30, 2005. The amount of power to be delivered under such contracts is 25 MWs off-peak through the Fiscal Year ending June 30, 2005 and 25 MWs on -peak through calendar year 2010. Each such contract is in the form of the Western Systems Power Pool power purchase agreement. The cost of power under each of these contracts is different and is expected to average $31.05/MWh off-peak and $51.45 MWh on -peak for the Fiscal Year ending June 30, 2005. The City expects that power from the Malburg Generating Station will replace most of the power from expiring contracts and anticipates entering into further long-term power purchase contracts to supplement power from the Malburg Generating Station, as necessary. The City expects to provide for any additional power supply requirements due to delays in the construction of the Malburg Generating Station through short-term power purchase as described below. Short -Term Power Contracts. The City expects to provide power for the Electric System's load requirements that are not met from its own resources (including the Malburg Generating Station) or from long-term power purchase contracts through short-term power purchases. The City expects to make these short-term power purchases under contracts in the form of the Western Systems Power Pool power purchase agreement with the ISO. The cost of power under such contracts will vary depending on then 29 61756Ov6 existing market conditions, which can be affected by a number of factors. See "DEVELOPMENTS IN THE ENERGY MARKETS — Industry Restructuring and the Energy Crisis" herein. SCPPA Palo Verde Nuclear Generating Station Interest Through its participation in SCPPA, the City has an entitlement to the Palo Verde Nuclear Generating Station near Phoenix, Arizona. SCPPA, pursuant to the Arizona Nuclear Power Project Participation Agreement, has a 5.91% interest in PVNGS, consisting of three nuclear electric generating units, each with a nominal rating of 1,270 MW, and certain associated facilities and contractual rights.. The maximum dependable capacity of the three units under adverse atmospheric conditions is 1,243 MW, 1,243 MW and 1,247 MW, respectively. SCPPA has also purchased (i) a 5.56% undivided ownership interest in the Arizona Nuclear Power Project ("ANPP") High Voltage Switchyard and contractual rights thereto; and (ii) a 6.55% share of the right to use certain portions of the Arizona Nuclear Power Project Valley Transmission System in order to transmit PVNGS power to its members which are participating in the project. The City has a 4.900% entitlement interest (11.03 MW) in SCPPA's ownership interest in the PVNGS, the ANPP High Voltage Switchyard and the ANPP Valley Transmission System. The City has entered into a power sales contract with SCPPA which provides the City with its share of capacity and energy from PVNGS on a "take -or -pay" basis. In the Fiscal Year ended June 30, 2004, PVNGS provided 78,705 MWh of energy to the City at an average cost of delivered energy of $7.40 per MWh (which reflects an accelerated debt service repayment program through June 30, 2004 (as described below), following which the cost of delivered energy from PVNGS is expected to drop considerably). In response to increased competition in the electric utility business, in 1997 SCPPA began taking steps designed to accelerate the payment of all fixed rate subordinate bonds relating to PVNGS by July 1, 2004 (the "PVNGS Restructuring Plan"). Such steps consisted primarily of refunding certain outstanding bonds for savings and accelerating payments by the PVNGS project participants on the bonds issued by SCPPA for PVNGS. The PVNGS Restructuring Plan has been completed and resulted in increased payments (approximately $65,000,000 per year) by the PVNGS project participants until July 1, 2004. Following the completion of the PVNGS Restructuring Plan on July 1, 2004 and the defeasance of a significant portion of SCPPA's outstanding PVNGS project bonds, approximately $148,440,000 principal amount of bonds relating to PVNGS remain outstanding. [Describe how much City obligations to decline in current and future fiscal years due to retirement of Palo Verde Subordinated Bonds ] The co -owners of PVNGS have created external accounts for the decommissioning of PVNGS at the end of its life. The amounts accumulated in the external accounts are reported to the co -owners annually or more frequently, if requested by any co-owner. The external accounts for decommissioning were approximately [$106 million] at June 30, 2004. Estimates of decommissioning costs are revised every three years. Based on the most recent estimate of decommissioning costs of an independent consultant delivered in 2002, SCPPA has advised the City that it estimates that SCPPA's share of the amount required for decommissioning of PVNGS is approximately 91% funded. Under the foregoing assumptions, an additional approximately $10.6 million would be required currently for SCPPA to fully fund, together with interest earnings, its share of decommissioning costs. The City's share of such amount would be $519,400. Generally, federal and state efforts to provide adequate interim and long-term storage facilities for low-level and high-level nuclear waste have proven unsuccessful to date. Currently, nuclear waste from PVNGS is either stored on -site or sent to outside disposal facilities. Although federal and state 30 617560v6 efforts continue with respect to such storage facilities, SCPPA has advised the City that it is not able to predict when sufficient facilities will exist to accommodate the long-term storage needs of PVNGS. Hoover Uprating Program The City participated in the Hoover Uprating Project. The Hoover Uprating Project consists principally of the uprating of the capacity of 17 generating units at the hydroelectric power plant of the Hoover Dam, located approximately 25 miles from Las Vegas, Nevada. Modern insulation technology made it possible to "uprate" the nameplate capacity of existing generator. The U.S. Bureau of Reclamation (the "Bureau") owns and operates the Hoover Dam facility and the Western Area Power Association ("Western") markets the power from the facility. The City has a power purchase agreement with Western pursuant to which the City made an upfront payment for its share of the construction cost of the Hoover Upgrading Project, is entitled to approximately 22 MW of capacity and 28,000 MWh of associated energy annually from the Hoover Upgrading Project and is responsible for its share of the operating costs of the facility. The lower Colorado River has been included in a Critical Habitat Designated Area, which required the Bureau to prepare and file with the United States Fish and Wildlife Service (the "Service") a Biological Assessmentof the effect of its operations of the lower Colorado River on endangered species within the Critical Habitat Designated Area. The Service has issued a Biological Opinion regarding the Bureau's operations and will outline remedial actions to be taken to correct any adverse effects to endangered species. Such remedial actions could adversely affect the operation of the Hoover power plant, which would in turn materially adversely affect the amount of power available to Hoover customers. The Hoover customers, together with certain other parties, are working on a plan in cooperation with the Bureau and the Service to mitigate operational scenarios which would adversely affect the Hoover participants and the other parties. City -Owned Generating Facilities The City owns the Johnson & Heinz Diesel Plant consisting of five diesel generator units installed in 1933. Each unit has a net capacity of 3.5 MW for a total net capacity for the plant of 17.5 MW. One of the units is currently inoperable. The other four units are currently used only for emergency purposes. These units operate very few hours per year with an operational restriction of 199 hours each per year. The Johnson & Heinz Diesel Plant is located at the City's existing Station A. Station A also contains the H. Gonzales Generating Station consisting of two small gas turbine units each with a net capacity of 5.5 MW. The two units are used for peaking purposes and are not expected to be used more than 500 hours per year. Each of the units are restricted to run on natural gas for no more than six hours per day or on diesel fuel for no more than five hours per day. As described below, the Malburg Generating Station Project will add 134 MW of combined cycle combustion turbine generating capacity through the addition of two gas -fired combustion turbine generators and one steam turbine generator at Station A. Future Power Supply Resources Malburg Generating Station. The Malburg Generating Station will be a 134 megawatt ("MW") combined cycle natural gas -fired, electric power plant located at Station A, an approximately 3.4 acres site at 2715 East 50th Street in the City. The Malburg Generating Station was financed with the proceeds of the City's Malburg Generating Station Project Electric Revenue Bonds, Series A, Series B and Series C (which Series A Bonds, Series B Bonds and Series C Bonds are being refunded with proceeds of the 2004A Bonds as described herein). 31 61756Ov6 The Malburg Generating Station will include two Siemens (formerly Alstom GTX100 natural gas -fired combustion turbine generators ("CTGs") to be known as Malburg Units 1 and 2. Hot exhaust gases from the CTGs will be directed to two parallel heat recovery steam generators ("HRSGs"). Steam from the HRSGs will be directed to a new steam turbine generator ("STG") known as Malburg Unit 3. The HRSGs will include duct burners to increase steam output and achieve higher levels of power output from the steam turbine in selected modes of operation. The CTGs will each be equipped with an evaporative inlet air cooler/filter to cool combustion turbine inlet air and achieve higher levels of power from the CTGs in selected modes of operation. The exhaust gases from each HRSG will be released to the atmosphere through a I I0-foot high stack. Each CTG and the STG will be connected to separate electric generators. Each generator, rated at 13.2 kV, will be connected to the existing 66 kV bus at the Vernon Substation, located at Station A, through three separate 13.2/66 kV generator step up transformers ("GSUs"). The Malburg Generating Station will also include a new staff parking area, electrical equipment building, cooling tower, condenser, a gas metering and pressure regulating station, fuel gas compressor skid, water storage tank, water treatment and wastewater treatment facilities. There will also be pipelines for gas supply, water supply, and wastewater discharge. Air emission control technology employed at the Malburg Generating Station will consist of dry low nitrogen oxide combustors in the CTGs, with a selective catalytic reduction system in the HRSGs to achieve the Best Available Control Technology/Lowest Available Emission Rate requirements of the local air quality management district. The City expects to operate the Malburg Generating Station as a base -load resource to provide energy to serve the City's electric utility customers. The Malburg Generating Station is expected to operate with a capacity factor between 60% and 85%, and have an availability factor of between 90% and 98%. It is projected that the Malburg Generating Station will operate from 5 to 7 days per week and generally 24 hours per day depending upon customer load and weather conditions. Other factors that can affect the operation of the Malburg Generating Station are market and control area conditions for both energy and ancillary services. Fuel Interconnection. The Malburg Generating Station will be fueled entirely by pipeline quality natural gas. A new looped 10-inch diameter lateral, 1,300-foot long natural gas pipeline will deliver natural gas to Station A from the local natural gas distribution system of the City. The City system, in turn, is interconnected to a line at the Spence Street station of the Southern California Gas Company ("SoCal Gas Company"). While the SoCal Gas Company line is rated at a maximum allowable operating pressure of 720 pounds per square inch gauge ("psig7% SoCal Gas Company does not guarantee the delivery pressure. The City expects the delivered gas pressure to Station A will be between 275 and 400 psig. During times of the year when the delivery' pressures are less than the required minimum CTG inlet pressure requirement of 378 psig, three new 50 percent natural gas compressors will be used to boost the natural gas pressure to the minimum required. See "Natural Gas Procurement" below. Water Supply and Wastewater Discharge. The Malburg Generating Station will consume water for cooling tower makeup, steam cycle makeup, the CTG inlet air evaporative cooler, fire protection, and domestic uses. Reclaimed water will be the primary source used for cooling tower makeup and steam cycle makeup. The Malburg Generating Station is designed to consume up to 1,000 gallons per minute of reclaimed water during peak demand conditions. Reclaimed water is domestic wastewater purified through primary, secondary, and tertiary treatment. Reclaimed water is acceptable, with the design treatment in place, for non -potable cooling tower and steam cycle makeup water purposes. Reclaimed water will be supplied by the Central Basin Municipal Water District ("CBMWD") via a new 1.8-mile 32 USU _11; long, 12 to 14-inch diameter pipeline. In addition to the pipeline, the CBMWD has installed a booster pump and pressure reducing station to meet the needs of the Malburg Generating Station. Potable water from the City will be the primary source for fire protection and domestic uses. The Malburg Generating Station will consume a maximum level of 17 gallons per minute of potable water. Potable water will be supplied from the City water distribution system through an existing 6-inch diameter pipeline presently serving Station A. The CBMWD has estimated that reclaimed water service to the project could be interrupted for up to 9 days per year. A new 480,000-gallon reclaimed water storage tank will be provided [at Station A] to store enough reclaimed water for 8 hours of continuous project operation in the event of reclaimed water supply interruption. The City potable water system is capable of supplying up to 1,000 gallons per minute of potable water to the Malburg Generating Station, currently permitted for up to 9 days (unless a longer period is approved by the California Energy Commission ("CEC")), as a temporary replacement for reclaimed water if and when this storage becomes depleted or in the case of an emergency. Wastewater discharge from the Malburg Generating Station will include cooling tower blow down, HRSG blow down, CTG wash water, potential reclaimed water and treated water storage tank overflows, and equipment drains. Wastewater will be discharged to the existing sanitation districts of the Los Angeles County sewer system via a clarifier and oily water separator. Electric Interconnection. No new transmission lines are required for the Malburg Generating Station. The Malburg Generating Station will be directly interconnected from the project's three GSUs to three new bays on the existing 66 kilovolt ("kV") bus at the Vernon Substation via three new underground 66 kV connections on the site. Two will connect the CTG step-up transformers, and the third will connect the STG step-up transformer to the substation. Each line will be approximately 300 feet in length. Status of Construction. As of November 1, 2004, construction of the Malburg Generating Station is approximately 55% complete. The remaining components and subsystems of the Malburg Generating Station are fabricated as units ready for installation with minimal site preparation. In addition the various gas, water, wastewater and electrical facilities and equipment, including the gas lateral to the City's gas distribution system, which are necessary to provide utility service to, and connect, the various components of the power plant and monitor and control station operations will be installed. All construction and installation work is expected to be completed to permit the initial firing of the generation units by April 2005. Budget. The City's original budget for the construction of the Malburg Generating Station was $141,976,000. The City now estimates that the construction cost of the Malburg Generating Station will be approximately $167,045,000, including commissioning cost of the station. As of November 1, 2004, the City had disbursed approximately $117,067,000 for construction costs (including approximately $[$60 million] of reimbursements to the City), leaving approximately $50,277,000 of construction costs remaining to be paid. As of November 1, 2004, there was approximately $36,300,000 in the Construction Fund for the Malburg Generating Station and approximately $23,900,000 of the 2004 Bond proceeds are to be deposited in the Construction Fund. The City expects to pay any construction and commissioning costs of the Malburg Generating Station not paid from amounts in the Construction Fund from Electric System reserves. Schedule. While the City previously anticipated completing the construction of the Malburg Generating Station in time for the power plant to commence commercial operation in September 2004, the City now estimates commercial operation will commence in June 2005. The delay in the schedule 33 61756M was caused by a number of unanticipated factors, including the resubmission of previously -approved drawings to the CEC-appointed Compliance Building Officer (the "CBO"), the submission of drawings for project components manufactured off -site to the CBO for approval, disagreements with the CBO over the application and interpretation of building codes and regulations, changes in the project's specifications initiated by the City and weather -related delays. Performance Guarantees. [This section is to be modified to conform to the language of the Siemens performance guarantees.] To operate as planned, the Malburg Generating Station must comply with the conditions of certification contained in CEC Decision 01-AFC-25 (the "License"). The most significant conditions of the License relate to environmental emissions. Siemens. has extended to December 31, 2005 its performance guaranty that, subject to the conditions contained therein, the Siemens supplied equipment will satisfy the environmental emission conditions of the License. The economics of operating the Malburg Generating Station are dependent in large part on the heat rate of the steam -generating facilities of the power plant. Siemens has extended to December 31, 2005 its performance guaranty that, subject to the conditions contained therein, the Siemens supplied equipment will operate at the specified heat rate. Commissioning and Initial Operation. It is expected that the commissioning of the various components, equipment and systems of the Malburg Generating Station will take approximately five months to complete and will consist of starting, running and testing each such component, equipment and system to ensure proper operation and compliance with the License. It is expected that the commissioning process of completed components, equipment and systems will begin in February 2005 while the remaining construction and installation elements of the power plant are being completed. The City has contracted with the Construction Manager for the Malburg Generating Station, to supervise the commissioning and initial operation of the Malburg Generating Station. The Construction Manager will direct certain of the contractors providing key pieces of equipment and systems of the Malburg Generating Station and specialized service providers for the initial start-up, testing and initial operation of the Malburg Generating Station. These contractors and specialized service providers will also train the City employees to permit them to assume operation of the power plant. In addition to assigning approximately 17 current Electric System employees familiar with the existing Electric System resources and operations, the City intends to hire six new employees to assist in the commissioning, operations and maintenance of the Malburg Generating Station. Operation and Maintenance. The City will be responsible for operation and maintenance the Malburg Generating Station. The City initially intended to contract for the operation and maintenance of the Malburg Generating Station with a qualified power plant operation and maintenance firm. However, the City believes that it will be more cost effective to transition the operations and maintenance to City employees. Natural Gas Procurement. Since 1988, the City has provided for the acquisition and delivery of natural gas to Station A to serve the H. Gonzales gas units. Upon completion of the Malburg Generating Station, the City will obtain the natural gas for the Malburg Generating Station and the H. Gonzales Station through its Gas Department. The City anticipates that gas will be required for the Malburg Generating Station commencing in April 2005. The City expects to implement a natural gas procurement program for the Malburg Generating Station and the H. Gonzales Station consisting of approximately 60% fixed priced gas and approximately 40% indexed price gas. In connection with the H. Gonzales Station gas turbines, the City entered into a Master Purchase and Sale Agreement with British Petroleum (the `BP Contract"), which is scheduled to terminate in . The BP Contract permits the City to submit confirmations requiring British Petroleum to deliver 34 61756Ov6 specified quantities of natural gas to the City for specified periods. The confirmations for a period must be delivered at least one month prior to the initial delivery for the period. The price of the natural gas is based on [a recognized gas price index] and the City is obligated to accept minimum amounts of gas during the specified periods. The City has not entered into any other contracts for the physical delivery of natural gas. As described below, the City monitors the price of natural gas on a regular basis. The City anticipates entering into both long-term and short-term fixed -price contracts for gas when available at targeted prices. The City may also enter into indexed -priced gas contracts for certain periods other than the BP Contract. To the extent the City does not enter into contracts providing sufficient gas to the Malburg Generating Station, the City intends to order gas through the BP Contract. The BP Contract will support orders to provide all needed gas to the Malburg Generating Station and the H. Gonzales Station. To provide a hedge against rising prices for indexed -priced gas, the City has commenced a financial hedging program using NYMEX contracts. The City has purchased call options for NYMEX contracts totaling approximately six months of the gas requirements for the Malburg Generating Station. A portion of the options expire each month through July 2005. The call prices range from $5.75 MMBTU to $9.00 MMBTU. For purposes of planning with respect to natural gas prices, the City uses Global Energy Decisions' natural gas price forecast (Power Market Advisory Service, WECC Fall 2004). Global Energy Decisions forecasts an average price of $6.64 per MMBTU at the Southern California burner tip for calendar 2005. Average prices under the forecast decline in subsequent years to a low of $4.28 per MMBTU in 2010. The average price for the years 2005-2010 is $5.22 per MMBTU. Global Energy Decisions indicates its gas price forecast assumes gas price volatility to remain the same and possibly increase due to demand from electric generators. To provide for the transportation of purchased gas from the California border to the City, the City is negotiating a Master Services Agreement (the "Master Services Agreement") with the SoCal Gas Company. The City will take firm service under the Master Services Agreement pursuant to SoCal Gas Company's wholesale transportation tariff Schedule GW-VRN. SoCal Gas Company's service under the Master Services Agreement and such tariff is subject to regulation by the California Public Utilities Commission. Transmission Resources Agreement With Edison. The City entered into an interconnection service agreement with Edison in 1997 (the "Laguna Bell — Vernon Interconnection Service Agreement") which provides the City with firm bi-directional transmission service between Edison's Laguna Bell 220 kV Interconnection Point and the City's facilities. The Electric System is dependent on the Edison transmission lines and the Laguna Bell Substation to reach the ISO controlled grid. Currently there are five 66 kV transmission lines between the City limits and the Laguna Bell Substation. The agreement provides for all power to be scheduled through the ISO. California Independent System Operator. Pursuant to AB 1890 (see "DEVELOPMENTS IN THE ENERGY MARKETS "), the ISO assumed the operational control of the PG&E/Edison/SDG&E transmission systems on March 31, 1998 and became the Control Area Operator in the PG&E/Edison/SDG&E service territories. The three IOUs and the City, as well as several other municipal utilities, have signed "Utility Distribution Company" agreements with the ISO. This agreement provides the relationship between the Control Area Operator, and the utility responsible for transmitting energy to the load. 35 61756Ov6 Effective January 1, 2001, the City became the first municipal utility to turn over operational control of its high voltage transmission entitlements to the ISO thereby becoming a Participating Transmission Owner in the ISO. In exchange for the transfer of control to the ISO of its high voltage transmission facilities and certain contractual transmission rights, the City is entitled to receive until 2011, firm transmission rights commensurate with the transmission facilities and transmission rights, the operational control of which it turned over to the ISO. As a Participating Transmission Owner in the ISO, the City continues to own its transmission facilities and to be bound by its contractual arrangements. The ISO provides to the City (as well as other Participating Transmission Owners, including the IOUs) access to the ISO Controlled Grid; however, the ISO maintains operational control for the benefit of all market participants by providing non- discriminatory transmission access, congestion management, grid security, and control area services. The City acts as Scheduling Coordinator for all of its load transmitted over the ISO, and for all costs associated with serving its load. The City is a part owner of several transmission projects which are described below. Operational control of the City's interests in these facilities have been transferred to the ISO. These transmission rights are made available by the ISO to customers as transmission services on the ISO Controlled Grid. The City is recompensed for use of its transmission facilities through FERC-approved ISO tariff rates. Currently, the ISO tariff transmission rate (referred to as the "transmission access charge" or "TAC" rate) is established based in part upon the TRRs of the Participating Transmission Owners in the City's TAC Area (a regional area designated in the ISO's transmission tariff and corresponding to the former control area of Southern California Edison), which is the East/Central TAC area, and in part upon the TRRs of all Participating Transmission Owners. Each Participating Transmission Owner's entitlement to portions of ISO rates collected by the ISO for transmission services is thus largely determined by that Participating Transmission Owner's TRR relative to the TRRs of other Participating Transmission Owners, particularly those Participating Transmission Owners in the same TAC area as the Participating Transmission Owner. The formula for compensation to the City for the ISO's use of the City transmission facilities contains certain caps applicable for the period ending December 31, 2010 that could limit the City's collection of its full TRR from the ISO if additional entities become Participating Transmission Owners. The FERC orders that established this rate and compensation methodology are not filed, and certain issues in the docket in which they were issued have been set for hearing by FERC and are presently before an Administrative Law Judge. Among other things, the caps on TRR recovery described above will likely be one of the subjects of this litigation. The City cannot predict what the ultimate outcome or impact of this litigation will be. [Any update?] See "RATE REGULATION" herein. Mead -Phoenix Transmission Project. The Mead -Phoenix Transmission Project consists of a 256-mile, 500-kV AC transmission line that extends between a southern terminus at the existing Westwing Substation (in the vicinity of Phoenix, Arizona) and a northern terminus at Marketplace Substation, a substation located approximately 17 miles southwest of Boulder City, Nevada. The line is looped through the new 500-kV switchyard constructed in the existing Mead Substation in southern Nevada with a transfer capability of 1,300 MW. By connecting to Marketplace Substation, the Mead - Phoenix Transmission Project interconnects with the Mead-Adelanto Transmission Project and with the existing McCullough Substation. The Mead -Phoenix Transmission Project is comprised of three project components as described below. The City has executed an ownership agreement providing it with an 2.1538% member -related ownership share in the Westwing-Mead project component, a 3.7934% member -related ownership share in the Mead Substation project component, and a 4.0497% member - related ownership share in the Mead -Marketplace project component. Other owners of the line are SCPPA, Arizona Public Service Company, M-S-R Public Power Agency ("M-S-R") and the Salt River 36 61756Ov6 Project Agricultural Improvement and Power District ("Salt River Project"). The construction costs for the project were approximately $230 million. The commercial operation date for the project was April 15, 1996. The City paid for its share of the construction costs of the Mead -Phoenix Project from revenues of the Electric System. Mead-Adelanto Transmission Project. The Mead-Adelanto Transmission Project, which was undertaken in connection with the Mead -Phoenix Transmission Project, consists of a 202-mile, 500-kV AC transmission line that extends between a southwest terminus at the existing Adelanto Substation in southern California and a northeast terminus at Marketplace Substation, a substation located approximately 17 miles southwest of Boulder City, Nevada. By connecting to Marketplace Substation, the line also interconnects with the Mead -Phoenix Transmission Project and the Mead-Adelanto Transmission Project interconnects with the existing McCullough Substation in southern Nevada. The line has a transfer capability of 1,200 MW. The City has a 6.25% ownership share in the project. The other owners of the project are SCPPA and M-S-R. The construction costs for the project were approximately $204 million. The commercial operation date for the project was April 15, 1996, which coincided with the completion of the Mead -Phoenix Transmission Project. The City paid for its share of the construction costs of the Mead-Adelanto Project from revenues of the Electric System. California -Oregon Transmission Project! The California -Oregon Transmission Project ("COTP") is a 339-mile long, 1,600 MW, 500 kV alternating current ("AC") transmission project between southern Oregon and central California. The COTP was placed in service on March 24, 1993, at a cost of approximately $430 million. The COTP is owned by the Transmission Agency of Northern California (79.3022%), the City (7.5497%), Western (9.3750%), the City of Shasta Lake (1.5856%), two California districts (0.1250%) and PG&E (2.0625%) (referred to herein as the "COTP Participants") pursuant to the terms of an Interim Participation Agreement, executed as of September 30, 1991 (the "Interim Participation Agreement"), among the COTP Participants. Under the Interim Participation Agreement, each COTP Participant is granted a percentage entitlement in project transfer capability ("Entitlements") and was required to provide a percentage of the costs of the project and betterments thereto. The City paid for its share of the construction costs of the COTP from revenues of the Electric System. The Interim Participation Agreement provides for a management committee (the "Management Committee") to provide for governance of the project. Each COTP Participant has representation on the Management Committee. All actions or decisions by the Management. Committee are required to be made by agreement of COTP Participants having Entitlements aggregating at least 75%. The purpose of the Management Committee is to secure managerial and policy direction, cooperation and interchange of information, provide consultation among the COTP Participants in connection with the project and to oversee and approve all project work on behalf of the COTP Participants. In March 1993, the COTP Participants entered into the Project Operation and Maintenance Agreement (the "POMA"). The POMA provides for the conduct and payment for the operation, maintenance, and capital improvements for the COTP. Pursuant to the POMA, TANC and Western share various duties regarding operation and maintenance of the COTP and related facilities. To utilize the full transfer capability of the COTP on a firm basis and maximize the benefits of the line, the COTP must be operated on a coordinated basis with the Pacific AC intertie ("PACI"), a two line system which, like the COTP, connects California utilities with those in the Pacific Northwest. The three -line system, collectively referred to as the California -Oregon Interconnection ("COP'), was operated by PG&E, acting as the control area operator, under a Coordinated Operations Agreement ("COA"), among the COTP Participants and the owners of the PACI, and a FERC rate schedule, which conforms to FERC Opinion No. 389, issued May 26, 1994 and Opinion No. 389A, issued November 16, 37 617560v6 1998. Under operating instructions designed to implement the COA, the ISO began operating the PACI on March 31, 1998 and a portion of the COTP is operated by the Transmission Agency of Northern California and the balance of the COTP is operated by Western. On September 3, 1992, the City entered into a transmission service exchange agreement with PG&E (the "Vernon/PG&E Exchange Agreement") pursuant to which PG&E provides the City with transmission service from its entitlement in a 500 kV direct current transmission line entitlement (the "DC Line") between northern Oregon and southern California in exchange for the use by PG&E of the City's share of the COTP. The Vernon/PG&E Exchange Agreement remains in effect for 50 years from its date, subject to certain prior termination rights, including: (i) termination in 2007 (upon one year's prior notice) by PG&E if PG&E has not retained at least a 659 MW transmission entitlement in the DC Line after such time, (ii) termination in 2007 by the City if arrangements entered into by PG&E for operation of the DC Line are such as to reduce the transmission capability thereof, (iii) termination if either the COTP or DC Line facilities are retired, (iv) termination upon five years' advance notice in the event the City elects to participate in an alternate project that provides the City with transmission capability between the southern terminus of the COTP and the Electric System, and (v) termination (after compliance with certain procedures) in the event that an action by one of the parties or third parties has so affected the operation of the COTP or the DC Line as to reduce the transmission capability to the City or PG&E. Transfer of operational control of the City's COTP interest to the ISO is subject to the terms of the Vernon/PG&E Exchange Agreement. Sierra Pacific Power ("Sierra Pacific") has constructed a 345 kV transmission line from the Reno, Nevada area to Alturas, California (the "Alturas Intertie Project"). The Alturas Intertie Project interconnects with the Bonneville Power Administration system in California. Western Systems Coordinating Council has given the Alturas Intertie Project a 300-MW non -simultaneous transfer capability rating. However, the simultaneous operation of the Alturas Intertie Project with the COI could potentially reduce the COI delivery capability on a MW for MW basis, thereby directly impacting the interests of the COTP Participants. Sierra Pacific has filed an Alturas Intertie Project Interconnection Agreement and an Operating and Scheduling Agreement for the Alturas Intertie Project, which have been accepted by FERC. Pursuant to the terms of the Vemon/PG&E Exchange Agreement, in the event of any changes in the transmission capability of the COTP (e.g., as a result of a reduction in delivery capability), the City's transmission service exchange rights from PG&E under the Vemon/PG&E Exchange Agreement may be subject to adjustment if determined appropriate by the City and PG&E. Capital Requirements Exclusive of the Malburg Generating Station which was financed with the proceeds of the 2003 Bonds and amounts to be financed from the 2004 Bonds, the City expects capital requirements for the Electric System for the five Fiscal Years ended June 30, 2005 through 2009 to aggregate approximately $11 million. The capital requirements are for the expansion of distribution facilities, substation upgrades, switch gear improvements, transformer improvements, generation facility equipment purchases and other electric system improvements. It is expected that these requirements will be funded from Electric System revenues and reserves, although the City may seek reimbursement from the proceeds of future tax-exempt financings. The following table lists the expected annual capital requirements: 38 61756Ov6 Fiscal Year 2004-05....................................... 2005-06....................................... 2006-07....................................... 2007-08....................................... 2008-09....................................... Source: City of Vernon Customers, Retail Energy Sales, Revenues and Demand Capital Requirements (in thousands) $ 500 1,100 1,700 2,900 4,800 The average number of customers, retail kWh sales and revenues derived from retail sales, by classification of service, and peak demand during the past five Fiscal Years, are listed below. CITY OF VERNON ELECTRIC SYSTEM CUSTOMERS, RETAIL SALES, REVENUES AND DEMAND [Need footnote to explain if reclassification occurred) Number of Customers: Residential Commercial Industrial Other Total Customers Kilowatt -Hour Sales (in Millions): Residential Commercial Industrial Other Total kWh Retail Sales Revenues from Sale of Retail Energy ($000's): Residential Commercial Industrial Other Total Revenues from Sale of Energy(l) Peak Retail Demand (MW) Fiscal Years Ended June 30 2000 2001 2002 2003 2004 27 27 27 30 31 1,002 1,015 1,026 [1,6661 [1,6681 856 869 870 [182] [185] 146 148 145 179 177 2,031 2,059 2,068 2,058 2,0 0606 0.1 0.1 0.1 0.1 0.1 200.0 235.3 231.0 243.1 246.7 964.1 926.3 869.2 889.0 936.8 9.7 10.2 10.5 9.0 8.0 1,173.9 1,171.9 1,110.8 1,141.4 1,191.8 $ 3 $ 5 $ 6 $ 6 $ 7 11,044 16,162 18,445 23,659 24,329 45,390 54,399 61,171 60,017 63,838 1,232 915 1,076 1,003 891 $57,669 $71,481 $80,698 $84,686 $89,067 194.8 195.8 184.1 190.53 194.4 Source: City of Vernon (') Excludes 2.85% AB 1890 public benefit surcharge pursuant to Section 385 of the California Public Utilities Code. (2) The City has approximately 1,260 businesses, some of which have more than one meter. The City considers one meter to be a Customer. 9 61756Ov6 Largest Customers [Confirm] The Electric System's single largest electric customer accounted for less than I10%] of the Electric System's energy sales for the Fiscal Year ended June 30, 2004. The Electric System's ten largest electric customers accounted for approximately 1371% of the Electric System's energy sales for the Fiscal Year ended June 30, 2004, and the Electric System's 25 largest electric customers accounted for approximately 1511% of the Electric System's energy sales for the Fiscal Year ended June 30, 2004. The table below sets forth the Electric System's ten largest customers (in alphabetical order) for the Fiscal Year ended June 30, 2004. CITY OF VERNON ELECTRIC SYSTEM TEN LARGEST CUSTOMERS (In Alphabetical Order) Fiscal Year Ended June 30, 2004 Business Name In Vernon Since Type of Business Clougherty Packing/Farmer John 1944 Meat Packing Plants Container Corp. of America/Jefferson Smurfit 1967 Paperboard Mills Exide/GNB Batteries 1964 Primary Batteries, Dry And Wet Kal Kan Foods 1967 Wet Corn Milling Owens Brockway/Owens Illinois 1944 Glass Containers PABCO Paper Products 1957 Paperboard Boxes Pacific Cold Storage 1974 Refrigerated Warehousing and Storage Rehrig Pacific 1973 Plastic Products Saint-Gobain Containers/Ball Foster 1936 Glass Containers Service Packing (United Food Group) 1974 Meat Packing Plants Source: City of Vernon Electric Rates The Electric System's retail rates are established by the City Council and are not subject to regulation by the California Public Utility Commission or any other state agency. See "RATE REGULATION" herein. The Electric System provides no free service. The retail rates include a 3% surcharge for payments in lieu of franchise tax to the City's General Fund and the 2.85% public benefits surcharge under AB 1890. Prior to the addition of the AB 1890 public benefits surcharge to the rates in 1998, the rates had not been adjusted by the City Council since 1984. Since 2000, the rates have been increased four times as indicated in the table below. 40 61756ov6 PERCENTAGE CHANGE IN ELECTRIC RATES Average Percent Effective Date Increase in Rate November 1, 2003 3.00% May 1, 2001 19.00 October 1, 2000 9.75 July 1, 2000 16.00 Source: City of Vernon The table below sets forth the average billing price per kilowatt-hour of the Electric System's various customer classes for the period indicated. AVERAGE BILLING PRICE (CENTS PER KILOWATT-HOUR) Fiscal Year Ended June 30, 2000 2001 2002 2003 2004 Residential 3.00 3.77 4.82 4.94 4.96 Commercial 5.52 6.87 7.99 9.73 9.86 Industrial 4.71 5.87 7.04 6.75 6.81 Other 12.69 8.97 10.26 11.04 11.03 Weighted Average 4.91 Source: City of Vernon 6.10 7.26 7.42 7.47 All electric bills are due and payable on the date of billing and become delinquent 20 days thereafter. If such bills remain unpaid on the 35th day after billing, all electric services are subject to termination until all fees, charges, penalties and the entire delinquent balance have been paid. The City considers its write-offs for uncollectible accounts to be low by electric utility industry standards for urban areas. The write-offs for uncollectible accounts have been less than 0.13% over the last five Fiscal Years. Fiscal Year Uncollectible Percent of Ended June 30 Revenues Gross Billings 2000 $27,834 0.048% 2001 90,567 0.126 2002 69,397 0.086 2003 36,406 0.042 2004 48,435 0.054 41 61756Ov6 Comparison of Selected Monthly Electric Bills utilities: The following tables show a comparison of selected monthly electric bills for regional COMPARISON OF SELECTED MONTHLY ELECTRIC BILLS Residential (September 2004) 500 kWh 1,000 kWh Edison ................................... $ 65.50 $ 148.91 PG&E .................................... 64.99 189.75 SDG&E................................. 74.60 172.89 SWD................................... 45.29 103.30 Burbank ................................. 63.43 134.38 Glendale ................................ 65.09 138.74 Pasadena ................................ 65.57 128.32 LAD WP................................. 52.18 104.05 Anaheim ................................ 50.71 110.47 Riverside ................................ 57.07 121.20 Azusa ..................................... 58.30 120.23 Banning ................................. 63.94 141.34 Colton .................................... 51.13 106.43 Imperial Irrigation District..... 51.05 98.50 Vernon ................................... 25.54 49.44 Commercial (September 2004) 250,000 kWh/350 kW 50,000 k)WI50 kW 10,000 kWh/40 kW 2,000 kWh Edison .................................. $ 29,924 $ 7,033 $ 1,608 $ 321.93 PG&E ................................... 39,884 10,064 2,223 451.01 SDG&E................................. 25,662 6,530 1,779 397.13 SMUD................................... 25,905 4,480 1,062 199.13 Burbank ................................ 28,756 6,875 1,367 251.13 Glendale ............................... 25,177 6,753 1,412 307.23 Pasadena ............................... 24,227 5,479 1,197 236.49 LADWP................................ 18,402 5,073 1,197 209.52 Anaheim ................................ 19,582 4,963 1,058 243.89 Riverside ............................... 22,025 5,630 1,206 226.61 Azusa .................................... 20,171 5,083 1,181 225.58 Banning ................................. 27,470 5,872 1,228 272.55 Colton ................................... 22,749 4,997 1,146 255.56 Imperial Irrigation District.... 21,563 4,553 934 203.60 Vernon .................................. 10,321 4,958 1,098 240.80 42 617560v6 Industrial (September 2002). 7,000,000 kWh/10,000 kW 2,000,000 kWh/5,000 kW 300,000 kW l,000 kW Edison ................................. $ 919,432.91 $ 366,168.60 $ 61,751.45 SDG&E................................ 737,610.23 277,216.76 45,581.06 Burbank ................................ - - 241,718.94 38,108.58 Glendale .............................. 684,053.00 227,683.00 38,603.70 Pasadena ............................... 648,541.47 199,661.47 33,035.19 LADWP ............................... 498,058.80 176,874.80 30,326.04 Anaheim ............................... - - 210,540.80 37,499.76 Riverside .............................. - - 187,266.71 31,052.99 Azusa .................................... - - - - 29,379.20 Banning ................................ - - - - 34,659.00 Colton ................................... 631,665.00 203,290.00 33,366.00 Imperial Irrigation District ... 516,100.00 153,350.00 23,690.00 Vernon .................................. 514,467.32 173,316.96 29,194.71 * Most recent data available. Source: Southern California Public Power Authority. Indebtedness Direct Electric System Revenue Indebtedness. Upon the refunding of the Refunded 2003 Bonds, there will be outstanding the 2004 Bonds and the Swap Agreement which are payable on a parity and secured by a pledge of Net Revenues of the City's Electric System as described herein. See "SECURITY AND SOURCES OF PAYMENT FOR THE 2004 BONDS —Outstanding Parity Obligations" herein. Palo Verde Nuclear Generating Station. The City has entered into a power purchase contract with SCPPA with respect to the Palo Verde Nuclear Generating Station. See "Power Supply Resources — SCPPA Palo Verde Nuclear Generating Station Interest" above. The PVNGS contract requires the City to pay its share of SCPPA's costs for the project including operation and maintenance expenses and debt service on bonds issued by SCPPA for the project. As of June 30, 2004 SCPPA had approximately $1148,440,0001 of bonds outstanding for the PVNGS, of which the City's share was approximately $[ 1. Obligations of the City under its contract with SCPPA constitute Operation and Maintenance Expenses of the Electric System payable prior to any of the payments required to be made on the 2004 Bonds and any Parity Obligations. The PVNGS power purchase contact is on a "take -or -pay" basis, which requires payments to be made whether or not the project is operating or operable, or whether the output from the project is suspended, interfered with, reduced, curtailed or terminated in whole or in part. Amounts otherwise payable by the City under the PVNGS power purchase contract can be increased due to the default of other SCPPA participants in the project. For further information, see "Project Commitments - Southern California Public Power Authority" under Note 1 I of the notes to the financial statements for the Fiscal Year ended June 30, 2004 in APPENDIX A. 43 61756Ov6 Summary of Operating Results A summary of operating results for the City's Electric System for the five Fiscal Years ended June 30, 2000 through 2004 is shown in the following table. This summary was prepared by the City in a format consistent with the City's pro -forma projections of operating results (see "Projected Operating Results and Debt Service Coverage") based on the information in its audited annual financial statements for the five Fiscal Years ended June 30, 2000 through 2004. Under this format, depreciation expense is not included in operating expenses. CITY OF VERNON ELECTRIC SYSTEM SUMMARY OF OPERATING RESULTS Operating Revenues: Electric Salesll� Total Operating Revenues Operating Expenses: Cost of Sales In Lieu of Franchise Tax Total Operating Expenses( ) Operating Income (Loss) Nonoperating Revenues (Expenses): Investment Income Net Increase (Decrease) in Fair Value of Investments Interest Expense(') Total Nonoperating Revenue, Net Income Before Operating Transfers to General Fund(2) Operating Transfers to General Fund(4) Net Income (Lossr Depreciation Includes all operating income. Excludes depreciation. Fiscal Year Ended June 30, (Audited) 2000 2001 2002 2003 2004 $62,914,974 $96,878,328 $99,393,077 $101,393,301 $107,052,000 $62,914,974 $%,878,328 $99,393,077 $101,393,301 $107,052,000 $64,886,812 $97,387,167 $95,140,712 $80,683,555 $ 88,755,276 1,729,560 2,202,633 2,455,094 3,728,886 2,686,035 $66,616,372 $99,589,800 $97,595,806 $83,412,441 $91,441,311 $(3,701,398) $(2,711,472) $1,797,271 $17,980,860 $15,611,189 $2,290,005 $3,764,824 $8,938,625 $8,928,145 $2,837,609 4,484,089 5,036,815 521,451 — (981,890) (197,767) (95,796) — $6,576,327 $8,705,843 $9,460,076 $8,928,145 $ 2,874,929 $ 5,994,371 $11,257,347 $26,909,005 (5,000,000) (7,612,243) (8,503,702) (7,314,305) $(2,125,071) $(1,617,872) $2,753,645 $17,594,700 $2,602,807 $2,798,753 $3,203,832 $2,972,243 $3,316,122 In Fiscal Years 1999-00 and 20W-01, represents interest expense in connection with certificates of participation issued by the Independent Cities Lease Finance Authority for the purpose of financing the purchase of gas turbines and the third floor addition to City Hall for the Light & Power and Gas Departments, which obligations were retired in September 2000. Beginning in Fiscal Year 2003-04 represents interest expense for 2003 Electric Revenue Bonds. (4) For the Fiscal Years ended June 30, 2000 and 2001, includes investment income on certain Electric System funds and the Electric System's share of the City's allocated administrative costs. For the Fiscal Year ended June 30, 2002 through 2004, includes only investment income on certain Electric System funds. Beginning in the Fiscal Year ended June 30, 2002, the Electric System's share of the City's allocated administrative costs is included in Cost of Sales. Management's Discussion of Operating Results [to be updated after audit report is finished] General. While the Electric System experienced an operating loss in each of the three fiscal years 1999-00, 2000-01 and 2001-02 (after depreciation for the Fiscal Year ended June 30, 2002), the Electric System had operating income of over $15 million in 2002-03 and over $14 million in 2003-04. 44 617560v6 Operating loss in prior years were primarily the result of increased purchased power costs, including ancillary services, due to the effect of industry restructuring and the energy crisis. The Electric System's purchased power costs were $44.9 million in Fiscal Year 1999-00, $58.2 million in Fiscal Year 2000-01 and $62.8 million in Fiscal Year 2001-02. [Statement about 2002-03 and 2003-04?] To mitigate the impact of rate increases, the City elected to fund a portion of such increased purchased power costs from its cash reserves rather than covering all such cost from the Electric System rates. In response to the California energy crisis in early 2000, the City began the process to increase the Electric System rates in conjunction with contracting for long-term power. See "DEVELOPMENTS IN THE ENERGY MARKETS —Impact of Restructuring and the Energy Crisis on the City" and "THE ELECTRIC SYSTEM — Power Supply Resources" herein. As a result of this process, the City instituted four Electric System rate increases in the period from July 1, 2000 to November 1, 2003 for an approximately [501/6] increase in the average rate. See "THE ELECTRIC SYSTEM —Electric Rates" herein. See "Projected Operating Results and Debt Service Coverage" below. The City's current policy is to make a transfer from the Electric System to the City's General Fund in each year in an amount equal to the investment earnings on moneys in the Light and Power Department Fund other than amounts in the Power Resource Cost Reduction Account. Subject to the satisfaction of the City's covenant in the Indenture limiting transfers of Electric System moneys to the General Fund (see "APPENDIX C — SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE — Covenants — Transfers to General Fund" herein), the City expects to continue such transfer policy in addition to having the Electric System pay to the City amounts due as Operation and Maintenance Expenses. Other Operating Results. Set forth below is a summary year-to-year comparison of certain components of the City's operating results for the last three fiscal years. For the Fiscal Year ended June 30, 2002 as compared with the Fiscal Year ended June 30, 2001: Nonoperating Revenues increased by $0.9 million (an increase of approximately 8%) over the prior year due to an increase of $5.1 million in investment income resulting from further favorable changes in long-term interest rates and reinvestment of earnings when long-term investments were sold, and an offsetting decrease in the fair value of investments of $4.5 million primarily due to the substantial reduction of longer term investments. For the Fiscal Year ended June 30, 2003 as compared with the Fiscal Year ended June 30, 2002: [TO COME] For the Fiscal Year ended June 30, 2004 as compared with the Fiscal Year ended June 30, 2003: • [TO COME] Projected Operating Results and Debt Service Coverage [to be updated] Set forth below are the City's projections of the operating results of its Electric System for the Fiscal Years ending June 30, 2005 through June 30, 2009. The projected operating results are based on the City's load forecasts, its estimated costs of power and other operating and non -operating expenses. The City has forecasted such other operating and non -operating expenses taking into consideration the Electric System's historical costs and trends, projected load growth and inflation. 45 61756Ov6 Certain assumptions have been made by the City in the development of the forecasts. Among the assumptions made by the City are the following: [To be updated] 1. No electric service rate increases are instituted during the projection period. 2. Energy sales are projected to increase at an average rate of 1.4% per year, and peak demand is projected to grow at a rate of 1.6% per year, after the Fiscal Year ending June 30, 2003. 3. Operation and Maintenance Expenses (excluding power supply and transmission expenses) will increase at a rate of 2.6% per year. 4. Operation and Maintenance Expenses of the Project will be as estimated in the Consulting Engineer's Report attached as APPENDIX A hereto. 5. Wholesale power and ancillary services sales in the Fiscal Years ended June 30, 2005 and 2006 will be realized from the sale of excess energy and capacity from the City's available resources, including the Project and existing power purchase contracts. Such power is to be sold at the prices projected by the City based upon CEC projections adjusted by the City to account for certain variables deemed appropriate by the City. If the City chooses not to generate excess power from the Project, the resulting decrease in wholesale power sales is estimated to be $22,771,572 for the Fiscal Year ending June 30, 2005 and $12,143,302 for the Fiscal Year ending June 30, 2006. Correspondingly, the resulting decrease in Operating and Maintenance Expenses for the forgone electricity generation is estimated to be $17,067,742 for the Fiscal Year ending June 30, 2005 and $7,485,869 for the Fiscal Year ending June 30, 2006. 6. The average investment rate on funds of the Electric System is estimated at 4.5%. 7. Average net interest cost on the 2004 Bonds (including annual costs of the Letters of Credit in connection with the 2004A Bonds and 2004B Bonds) is estimated at 4.6% per annum. Principal amortization is assumed to begin in 2005 and is structured to result in approximately level debt service from 2006 until final maturity of the 2004 Bonds. 8. No additional Parity Obligations are issued during the projection period. 9. Project commences commercial operation on September 1, 2004. While the City believes its assumptions are reasonable, there can be no assurance that the assumed conditions will in fact occur. The City's projections may be affected (favorably or unfavorably) by unforeseen future events. Therefore, the results projected below cannot be assured. 46 61756Ov6 CITY OF VERNON ELECTRIC SYSTEM PRO -FORMA OPERATING RESULTS PROJECTIONS [TO COME] Fiscal Year Ending June 30, 2005 2006 2007 2008 2009 Operating Revenues: Retail power sales Wholesale power and ancillary services sales(') Transmission Revenue Requirement(2) Other�31 Total Operating Revenue Operating Expenses: Cost of Sales(4) In lieu of franchise tax(5) City Allocated Administrative Costs Total Operating Expenses Operating Income Nonoperating Revenues: Investment revenue Total Nonoperating Revenues Net Revenues Debt Service Debt Service Coverage Ratio1161 Depreciation (in millions) Source: City of Vernon (1) Represents sales of surplus power from all resources into spot market. (2) Receipts for use of transmission assets. See "THE ELECTRIC SYSTEM — Transmission Resources" herein. (3) Edison payments in connection with termination of certain agreements in 1998 and miscellaneous operating revenues. (4) Includes purchased power, fuel and all other operating expenses except payments in lieu of franchise tax. (5) 3% of gross retail sales. (6) Net Revenues divided by Debt Service. CONSTITUTIONAL LIMITATIONS ON TAXES AND APPROPRIATIONS California Constitution Articles XIIIA and XMB Article XIIIA of the California Constitution limits the taxing powers of California public agencies. Article XIIIA provides that the maximum ad valorem tax on real property cannot exceed one percent of the "full cash value" of the property, and effectively prohibits the levying of any other ad property tax except for taxes above that level required to pay debt service on voter -approved general obligation bonds. "Full cash value" is defined as "the County Assessor's valuation of real property as shown on the 1975-76 tax bill under `full cash value' or, thereafter, the appraised value of real property when purchased, newly constructed, or a change in ownership has occurred after the 1975 assessment." The "full cash value" is subject to annual adjustment to reflect inflation at a rate not to exceed two percent or a reduction in the consumer price index or comparable local data, or declining property value caused by damage, destruction or other factors. 47 61756Ov6 The foregoing limitation does not apply to ad valorem taxes or special assessments to pay the interest and redemption charges on any indebtedness approved by the voters before July 1, 1978 or any bonded indebtedness for the acquisition or improvement of real property approved by two-thirds of the votes cast by the voters voting on the proposition. Under Article XIIIB of the California Constitution, state and local government entities have an annual "appropriations limit" which limits their ability to spend certain moneys called "appropriations subject to limitation," which consist of tax revenues, certain state subventions and certain other moneys, including user charges to the extent they exceed the costs reasonably borne by the entity in providing the service for which it is levying the charge. The City is of the opinion that the electric service and use charges imposed by the City do not exceed the costs the City reasonably bears in providing the electric service. In general terms, the "appropriations limit" is to be based on certain 1978/79 expenditures, and is to be adjusted annually to reflect changes in the consumer price index, population, and services provided by these entities. Among other provisions of Article XIIIB, if an entity's revenues in any year exceed the amount permitted to be spent, the excess would have to be returned by revising tax rates or fee schedules over the subsequent two years. Constitutional Changes in California Proposition 218, a State ballot initiative known as the "Right to Vote on Taxes Act," was approved by the voters of the State of California on November 5, 1996. Proposition 218 added Articles XIIIC and XIIID to the State Constitution. Article XIIID creates additional requirements for the imposition by most local governments (including the City) of general taxes, special taxes, assessments and "property -related" fees and charges. Article XIIID explicitly exempts fees for the provision of electric service from the provisions of such article. Article XIIIC expressly extends the people's initiative power to reduce or repeal previously -authorized local taxes, assessments, and fees and charges. Since the terms "fees and charges" are not defined in Article XIHC, the initiative powers may affect more than "property -related" fees and charges as defined in Article XIIID. Additionally, in the case of Bock v. City Council of Lompoc, 109 Cal.App.3d 43 (1980), the Court of Appeal determined that electric rate ordinances are not subject to the same constitutional restrictions that are applied to the use of the initiative process for tax measures. However, the City believes that even if the electric rates of the City are subject to the initiative power, under Article XIIIC or otherwise, the electorate of the City would be precluded from reducing electric rates and charges in a manner adversely affecting the payment of the 2004 Bonds by virtue of the "impairment clauses" of the United States and California Constitutions. Future Initiatives Article XIIIA, Article XHIB, and Articles XIIIC and XIIID, were each adopted pursuant to measures qualified for the ballot pursuant to California's constitutional initiative process. From time to time other initiative measures could be adopted by California voters. The adoption of any such initiatives might place limitations on the ability of the City to increase revenues or to increase appropriations. ABSENCE OF LITIGATION There is no controversy or litigation of any nature now pending or threatened restraining or enjoining the issuance of the 2004 Bonds or in any way contesting or affecting the validity of the 2004 Bonds or any proceedings of the City taken with respect to the issuance or sale thereof. 48 61756Ov6 In addition, there is no litigation pending or threatened against the. City which, in the opinion of the City Attorney, would materially adversely affect the Electric System, the financial condition of the City or the sources of payment for the 2004 Bonds. At any given time, including the present, there are certain other claims and disputes, including those currently in litigation, that arise in the normal course of the City's activities. Such matters could, if determined adversely to the City, affect expenditures by the City, and in some cases, its revenues. The City's management and the City Attorney are of the opinion that no pending actions are likely to have a material adverse effect on the City's ability to pay the 2004 Bonds when due. TAX MATTERS In the opinion of Orrick, Herrington & Sutcliffe LLP ("Bond Counsel"), based on an analysis of existing laws, regulations, rulings and court decisions, and assuming, among other matters, the accuracy of certain representations and compliance with certain covenants, interest on the 2004A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 (the "Code"). Bond Counsel is of the further opinion that interest on the 2004A Bonds is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although Bond Counsel observes that such interest is included in adjusted current earnings when calculating corporate alternative minimum taxable income. Bond Counsel also observes that interest on the 2004B Bonds is not excluded from gross income for federal income tax purposes under Section 103 of the Code. Bond Counsel is also of the opinion that interest on the 2004A Bonds and the 2004B Bonds is exempt from State of California personal income taxes. A complete copy of the proposed form of opinion of Bond Counsel is set forth in Appendix G hereto. 2004A Bonds purchased, whether at original issuance or otherwise, for an amount higher than their principal amount payable at maturity (or, in some cases, at their earlier call date) ("Premium Bonds") will be treated as having amortizable bond premium. No deduction is allowable for the amortizable bond premium in the case of 2004A Bonds, like the Premium Bonds, the interest on which is excluded from gross income for federal income tax purposes. However, the amount of tax-exempt interest received, and a Beneficial Owner's basis in a Premium Bond, will be reduced by the amount of amortizable bond premium properly allocable to such Beneficial Owner. Beneficial Owners of Premium Bonds should consult their own tax advisors with respect to the proper treatment. of amortizable bond premium in their particular circumstances. The Code imposes various restrictions, conditions and requirements relating to the exclusion from gross income for federal income tax purposes of interest on obligations such as the 2004A Bonds. The City has made certain representations and covenanted to comply with certain restrictions, conditions and requirements designed to ensure that interest on the 2004A Bonds will not be included in federal gross income. Inaccuracy of these representations or failure to comply with these covenants may result in interest on the 2004A Bonds being included in gross income for federal income tax purposes, possibly from the date of original issuance of the 2004A Bonds. The opinion of Bond Counsel assumes the accuracy of these representations and compliance with these covenants. Bond Counsel has not undertaken to determine (or to inform any person) whether any actions taken (or not taken), or events occurring (or not occurring), or any other matters coming to Bond Counsel's attention after the date of issuance of the 2004A Bonds may adversely affect the value of, or the tax status of interest on, the 2004A Bonds. The interest rate mode and certain requirements and procedures contained or referred to in the Indenture, the Tax Certificate, and other relevant documents may be changed and certain actions 49 61756Ov6 (including, without limitation, defeasance of 2004A Bonds) may be taken or omitted under the circumstances and subject to the terms and conditions set forth in such documents. Bond Counsel expresses no opinion as to any 2004A Bond or the interest thereon if any such change occurs or action is taken or omitted upon the advice or approval of Bond Counsel other than Orrick, Herrington & Sutcliffe LLP. Although Bond Counsel is of the opinion that interest on the 2004A Bonds is excluded from gross income for federal income tax purposes and that interest on the 2004A Bonds and the 2004B Bonds is exempt from State of California personal income taxes, the ownership or disposition of, or the accrual or receipt of interest on, the 2004A Bonds and 2004B Bonds may otherwise affect a Beneficial Owner's federal, state or local tax liability. The nature and extent of these other tax consequences depend upon the particular tax status of the Beneficial Owner or the Beneficial Owner's other items of income or deduction. Bond Counsel expresses no opinion regarding any such other tax consequences. Future legislation, if enacted into law, or clarification of the Code may cause interest on the 2004A Bonds to be subject, directly or indirectly, to federal income taxation, or otherwise prevent Beneficial Owners from realizing the full current benefit of the tax status of such interest. The introduction or enactment of any such future legislation or clarification of the Code may also affect the market price for, or marketability of, the 2004A Bonds. Prospective purchasers of the 2004A Bonds should consult their own tax advisers regarding any pending or proposed federal tax legislation, as to which Bond Counsel expresses no opinion. The opinion of Bond Counsel is based on current legal authority, covers certain matters not directly addressed by such authorities, and represents Bond Counsel's judgment as to the proper treatment of the 2004A Bonds for federal income tax purposes. It is not binding on the Internal Revenue Service ("IRS") or the courts. Furthermore, Bond Counsel cannot give and has not given any opinion or assurance about the future activities of the City, or about the effect of future changes in the Code, the applicable regulations, the interpretation thereof or the enforcement thereof by the IRS. The City has covenanted, however, to comply with the requirements of the Code. Bond Counsel's engagement with respect to the 2004 Bonds ends with the issuance of the 2004 Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the City or the Beneficial Owners regarding the tax-exempt status of the 2004A Bonds in the event of an audit examination by the IRS. Under current procedures, parties other than the City and its appointed counsel, including the Beneficial Owners, would have little, if any, right to participate in the audit examination process. Moreover, because achieving judicial review in connection with an audit examination of tax- exempt bonds is difficult, obtaining an independent review of IRS positions with which the City legitimately disagrees may not be practicable. Any action of the IRS, including but not limited to selection of the 2004A Bonds for audit, or the course or result of such audit, or an audit of 2004A Bonds presenting similar tax issues may affect the market price for, or the marketability of, the 2004A Bonds, and may cause the City or the Beneficial Owners to incur significant expense. APPROVAL OF LEGALITY The issuance of the 2004 Bonds is subject to the approving opinion of Orrick, Herrington & Sutcliffe LLP, Los Angeles, California, Bond Counsel, substantially in the form set forth as APPENDIX G. Certain legal matters will be passed upon for the Underwriter by Sidley Austin Brown & Wood LLP, Los Angeles, California, and for the City by Orrick, Herrington & Sutcliffe LLP, Los Angeles, California, and by the City Attorney of the City of Vernon. 50 61756Ov6 RATINGS Moody's and S&P have assigned the 2004 Bonds the ratings of and respectively, with the understanding that upon delivery of the 2004 Bonds, will issue its municipal bond insurance policy guaranteeing the scheduled payment of principal and interest on the 2004 Bonds when due. [Underlying Ratings?] The ratings reflect only the respective views of the rating agencies and any explanation of the significance of such ratings may be obtained only from such rating agencies as follows: Moody's Investors Service, 99 Church Street, New York, New York 10007; and Standard & Poor's, 55 Water Street, New York, New York 10041. There is no assurance that the ratings will remain in effect for any given period of time or that they will not be revised downward or withdrawn entirely by such rating agencies, or either of them, if, in their respective judgments, circumstances so warrant. Any downward revision or withdrawal of any rating may have an adverse effect on the market price of the 2004 Bonds. UNDERWRITING The Underwriter has agreed, subject to certain conditions, to purchase the 2004A Bonds at a price of $ (representing the $[Series A principal amount].00 aggregate principal amount of the 2004A Bonds less $ Underwriter's discount) and to purchase the 2004B Bonds at a price of $ (representing the $[Series B principal amount].00 aggregate principal amount of the 2004B Bonds less $ Underwriter's discount). The Purchase Contract provides that the Underwriter will purchase all the 2004 Bonds if any are purchased. The 2004 Bonds may be offered and sold by the Underwriter to certain dealers and others at prices lower than the public offering price stated on the cover page of this Official Statement, and such public offering price may be changed, from time to time, by the Underwriter. GENERAL PURPOSE FINANCIAL STATEMENTS The audited General Purpose Financial Statements of the City, as of June 30, 2004 and June 30, 2003, are included in APPENDIX A to this Official Statement. The General Purpose Financial Statements have been audited by Macias, Gini & Company LLP, Los Angeles, California, independent accountants (the "Independent Accountants") as stated in their reports appearing in APPENDIX A. [CONFIRM —The City has not requested nor did the City obtain permission from the Independent Accountants to include the audited financial statements for the Fiscal Years ended June 30, 2004 and June 30, 2003 as an appendix to this Official Statement.] No review or investigation with respect to subsequent events has been undertaken in connection with such General Purpose Financial Statements by the Independent Accountants. The financial statements set forth in APPENDIX A include the City's General Fund and all other funds of the City, in addition to the Light and Power Department Fund through which the operations of the Electric System are accounted. The financial statements relating to the Light and Power Department Fund are included in the Supplemental Combining Statements attached to the General Purpose Financial Statements. The 2004 Bonds are not secured by a legal or equitable pledge of, or lien or charge upon any property of the City or any of its income or receipts except Net Revenues of the City's Electric System and the other funds pledged therefor pursuant to the Indenture. Neither the faith and credit nor the taxing power of the City, the State of California nor any public agency is pledged to the payment of the principal of and interest on the 2004 Bonds, 51 617560v6 EXECUTION AND DELIVERY The execution and delivery of this Official Statement has been duly authorized by the City. CITY OF VERNON, CALIFORNIA By: /s/ Leonis C. Malburg Leonis C. Malburg Mayor 52 617560v6 APPENDIX A AUDITED FINANCIAL STATEMENTS OF THE CITY FOR THE FISCAL YEARS ENDED JUNE 30, 2004 AND JUKE 30, 2003 A-1 61756Ov6 APPENDIX B THE CITY OF VERNON General Description The City of Vernon (the "City") is located in Los Angeles County, California, approximately four miles southeast of downtown Los Angeles. The City was incorporated on September 16, 1905 as a general law city, with a goal of promoting industry within its borders. Effective July 1, 1988, the City became a chartered city. The City is almost exclusively industrial, with an estimated resident population of 95 as of January 1, 2004. The City has approximately 1,260 businesses (primarily industrial) located within its 5.2 square miles and a work day population of more than 44,000. The City has owned its own electric distribution system since 1933. Municipal Government The current members of the City Council are as follows: LEONIS C. MALBURG, Mayor, was elected to the City Council in 1956 and was appointed as Mayor in 1974. Mr. Malburg was born in the City and is the grandson of founding father, John B. Leonis. THOMAS A. YBARRA, Mayor Pro Tempore, was elected to the City Council in 1966. After serving with the U.S. Army's 20`h Infantry Regiment of the 6"' Infantry Division in Korea, Mr. Ybarra worked for the American Can Company for 30 years. WILLIAM J. DAVIS, Council Member, was elected to the City Council in 1981. Mr. Davis was born in Manila, Philippines and came to the United States in 1969. Mr. Davis works at Southern California Edison. HILARIO GONZALEZ, Council Member, was appointed to the City Council in 1974 and has been a resident of the City since 1952. W. MICHAEL McCORMICK, Council Member, was elected to the City Council in 1974 and has been a resident of the City since 1969. Mr. McCormick works at the Safeway Meat Processing plant. The City Administrator is appointed by the City Council and is responsible for and acts as the Council's staff advisor and oversees the day-to-day operation of the City, including public relations, legislative matters, execution and implementation of the City's policies, the City's financial status, and it is the City Administrator's responsibility to provide the City Council with the essential information needed in the decision -making process. A full-time staff of 313 employees and 8 part-time workers carry out the functions of municipal government. Vernon Police Officer's Benefit Association is composed of 52 members of the Police Department and has an employment agreement with the City, which is due to expire in 2011. 61756ov6 B-2 Population Characteristics The following table indicates population change for the City and the County from 1980 to 2004. CITY OF VERNON AND COUNTY OF LOS ANGELES POPULATION FROM 1980 TO 2004 City of Vernon County of Los Angeles Annualized Percent Annualized Percent Year Number Change Over Interval Number Change Over Interval 1980 90 -- 7,477,500 -- 1990 82 (8.9%) 8,863,052 18.6% 2000 90 9.8 9,643,073 8.1 2001 94 4.4 9,802,780 1.6 2002 93 (1.1) 9,824,807 0.2 2003 95 2.1 9,966,200 1.4 2004 95 0.0 10,103,000 1.4 Source: 1980-2004 California State Department of Finance. Transportation In 1905, the City was incorporated as the first industrial city in the Southwest. The City is a developed industrial rail city, with major railroads running through it. Part of the City's northern border is formed by vast railroad freight yards. The 200-acre facility handles 1.5 million container and trucks on flatcars per year, much of it goods manufactured in the City, heading for domestic and world markets. Light & Power and Community Services The City has owned its electric system since 1933, which provides electrical service to all property within the City boundary. In addition, the City provides normal city services to its inhabitants such as police and fire protection and water service. Sewer service is provided by the Los Angeles County Sanitation District. The City has developed a gas distribution system to serve the City. Assessed Valuations The assessment and collection of taxes is the responsibility of the County. City taxes are collected at the same time and on the same tax rolls as are the County, school district and special district taxes. Assessed valuations are the same for both City and the County taxing purposes. California law exempts $7,000 of the full cash value of an owner -occupied dwelling, but this exemption does not result in any loss of revenue to local agencies, since an amount equivalent to the taxes which would have been payable on such exempt values is paid by the State. 61756ov6 B-3 The following table shows the City's taxable valuation by tax roll for the last five fiscal years. CITY OF VERNON ASSESSED ACTUAL VALUE OF TAXABLE PROPERTY FOR FISCAL YEARS ENDED JUNE 30, 2001 THROUGH 2O05 Fiscal Year Secured Roll Unsecured Roll Total 2000-01 $1,861,649,621 $764,288,661 $2,251,331,839 2001-02 1,890,204,489 824,859,877 2,280,435,827 2002-03 2,078,779,047 818,892,151 2,897,671,198 2003-04 2,181,873,473 864,835,680 3,046,709,153 2004-05 2,326,484,146 782,008,130 3,108,492,276 Source: California Municipal Statistics. 617560v6 B-4 Direct and Overlapping Bonded Debt The following table shows a statement of direct and overlapping bonded debt for the City as of October 1, 2004. The total net direct and overlapping bonded debt is $24,890,301. CITY OF VERNON STATEMENT OF DIRECT AND OVERLAPPING BONDED DEBT AS OF OCTOBER 1, 2004 2004-05 Assessed Valuation: $3,108,492,276 Redevelopment Incremental Valuation: 722,482,097 Adjusted Assessed Valuation: $2,386,010,179 OVERLAPPING TAX AND ASSESSMENT DEBT: % Applicabl Debt 10/1/04 Los Angeles County 0.368% $ 86,370 Los Angeles County Flood Control District 0.319 438,131 Metropolitan Water District 0.190 850,203 Los Angeles Community College District 0.654 4,101,986 Los Angeles Unified School District 0.802 35,941,750 Los Angeles County Regional Park and Open Space Assessment District 0.368 1,312,454 TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT $42,730,894 DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT: Los Angeles County General Fund Obligations 0.368% $ 5,236,910 Los Angeles County Pension Obligations 0.368 4,860,737 Los Angeles County Superintendent of Schools Certificates of Participation 0.368 87,461 Los Angeles Unified School District Certificates of Participation 0.802 5,724,257 City of Vernon General Fund Obligations 100.000 2,315,694(2) Los Angeles County Sanitation District No. 1 Authority 6.795 1,876,815 Los Angeles County Sanitation District No. 2 Authority 0.699 298,110 Los Angeles County Sanitation District No. 23 Authority 99.843 .4,693,987 TOTAL GROSS DIRECT AND OVERLAPPING GENERAL FUND $25,093,971 OBLIGATION DEBT Less: Los Angeles County Certificates of Participation (100% self-supporting 203,670 from leasehold revenues on properties in Marina Del Rey) TOTAL NET DIRECT AND OVERLAPPING GENERAL FUND $24,890,301 OBLIGATION DEBT GROSS COMBINED TOTAL DEBT $67,824,8650) NET COMBINED TOTAL DEBT $67,621,195 (I) Based on 2003-04 ratios. (2) Excludes issue to be sold. (3) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. Ratios to 2002-03 Assessed Valuation: Total Overlapping Tax and Assessment Debt ........................1.37% Ratios to Adjusted Assessed Valuation: Combined Direct Debt($2,315,694)........................... ........ 0.10% Gross Combined Total Debt...................................................2.84% Net Combined Total Debt......................................................2.83% STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/04: $12,851 Source: California Municipal Statistics, 61756Ov6 B-5 APPENDIX C SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE C-1 61756Ov6 APPENDIX D AUCTION PROCEDURES D-1 61756Ov6 APPENDIX E BOOK -ENTRY ONLY SYSTEM General The 2004 Bonds will be delivered in book -entry only form. DTC will act as securities depository for the 2004 Bonds. The 2004 Bonds will be issued as fully -registered certificates registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully -registered certificate will be prepared for each Series and maturity of the 2004 Bonds, in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC is a limited -purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 2 million issues of U.S. and non- U.S. equity issues, corporate and municipal debt issues, and money market instruments from over 85 countries that DTC's participants ("Direct Participants") deposit with DTC. DTC also facilitates the post - trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book -entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly -owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC, in turn, is owned by a number of Direct Participants of DTC and Members of the National Securities Clearing Corporation, Government Securities Clearing Corporation, MBS Clearing Corporation, and Emerging Markets Clearing Corporation (NSCC, GSCC, MBSCC, and EMCC, also subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc., the American Stock Exchange LLC, and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). DTC has Standard & Poor's highest rating: AAA. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. Purchases of the 2004 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the 2004 Bonds on DTC's records. The ownership interest of each actual purchaser of each 2004 Bond ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the 2004 Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in the 2004 Bonds, except in the event that use of the book -entry system for the 2004 Bonds is discontinued. E-1 61756Ov6 To facilitate subsequent transfers, all 2004 Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co, or such other name as may be requested by an authorized representatives of DTC. The deposit of 2004 Bonds with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the 2004 Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such 2004 Bonds are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. The City and the Trustee will not have any responsibility or obligation to such DTC Participants or the persons for whom they act as nominees with respect to the 2004 Bonds. Redemption notices shall be sent to DTC. If less than all of the 2004 Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. (nor such other DTC nominee) will consent or vote with respect to the 2004 Bonds unless authorized by a Direct Participant in accordance with DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the 2004 Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Principal, premium, if any, and interest payments with respect to the 2004 Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Trustee, on each payment date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owner will be governed by standing instructions and customer practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, the Trustee or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC, is the responsibility of the City or the Trustee, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the 2004 Bonds at any time by giving reasonable notice to the City or the Trustee. Under such circumstances, in the event that a successor depository is not obtained, 2004 Bonds are required to be printed and delivered as described in the Indenture. The City may decide to discontinue use of the system of book -entry transfers through DTC (or a successor securities depository). In that event, certificates will be printed and delivered. The City and the Trustee cannot and do not give any assurance that DTC, DTC Participants or others will distribute payments of principal, interest or any premium with respect to the 2004 Bonds paid to DTC or its nominee as the registered owner, or any prepayment or other E-2 61756Ov6 notices, to the Beneficial Owner, or that they will do so on a timely basis or will serve and act in the manner described in this Official Statement. The City and the Trustee are not responsible or liable for the failure of DTC or any DTC Participant to make any payment or give any notice to a Beneficial Owner with respect to the 2004 Bonds or any error or delay relating thereto. The foregoing description of the procedures and record -keeping with respect to beneficial ownership interest in the 2004 Bonds, payment of principal, premium, if any, interest and other payments on the 2004 Bonds to DTC Participants or Beneficial Owners, confirmation and transfer of beneficial ownership interests in such 2004 Bonds and other related transactions by and between DTC, the DTC Participants and the Beneficial Owners is based solely on information provided by DTC. Accordingly, no representations can be made concerning these matters and neither the DTC Participants nor the Beneficial Owners should rely on the foregoing information with respect to such matters, but should instead confirm the same with DTC or the DTC Participants, as the case may be. Discontinuance of DTC Services In the event that (a) DTC determines not to continue to act as securities depository for the 2004 Bonds or (b) the City determines to remove DTC from its functions as a depository, DTC's role as securities depository for the 2004 Bonds and use of the book -entry system will be discontinued. If the City fails to select a qualified securities depository to replace DTC,. the City will cause the Trustee to execute and deliver new 2004 Bonds in fully registered form in such denominations and numbered in the manner determined by the Trustee and registered in the names of such persons as are requested in a written request of the City. The Trustee shall not be required to deliver such new 2004 Bonds within a period of less than 60 days from the date of receipt of such written request of the City. Upon such registration, such persons in whose names the 2004 Bonds are registered will become the registered owners of the 2004 Bonds for all purposes. In the event that the book -entry system is discontinued, the following provisions would also apply: (a) 2004 Bonds may be transferred or exchanged by the Owner thereof, in person or by an agent duly authorized in writing by the Owner, at the Principal Office of the Trustee for such purpose in the books required to be kept by the Trustee pursuant to the Indenture, upon surrender of such 2004 Bonds accompanied by delivery of a duly executed written instrument of transfer or exchange in a form approved by the Trustee; (b) the Trustee shall require the payment by any Owner requesting such transfer or exchange of any tax, governmental charge or transfer fee that may be imposed with respect to such transfer or exchange; (c) all interest payments with respect to the 2004 Bonds will be payable on the respective interest payment dates by check mailed by first class mail by the Trustee on the date such interest is due to the respective Owners of the 2004 Bonds as shown in the registration books maintained by the Trustee as of the close of business on the record date therefor (except that in the case of an Owner of $1,000,000 or greater in aggregate principal amount of Outstanding 2004 Bonds, such payment shall, at such Owner's written request received by the Trustee at any time prior to the record date for the applicable interest payment date, be made by wire transfer of immediately available funds in accordance with instructions provided by such Owner); and (d) all payments of principal and payment premiums, if any, evidenced and represented by the 2004 Bonds will be payable on the respective payment dates or upon prepayment prior thereto by the respective Owners at the principal office of the Trustee specified for such purpose. E-3 61756Ov6 APPENDIX F PROPOSED FORM OF CONTINUING DISCLOSURE AGREEMENT F-1 61756Ov6 APPENDIX G PROPOSED FORM OF OPINION OF BOND COUNSEL G-1 61756Ov6 D49 34�I1► iA SPECIMEN MUNICIPAL BOND INSURANCE POLICY H-1 61756Ov6 Page 1 of l Juarez, Debbie From: Tolmasoff, Robin Sent: Thursday, May 13, 2010 11:20 AM To: (wiener@rwglaw.com; Muro, Evangelina; Juarez, Debbie Subject: FW:Resolution No: 8601 (Exhibit D) Importance: High Attachments: Vernon_ FA_ Derivative Services —Nov 2004.pdf; Vernon_City of eng-new fees 41987 333_2007. pdf , Larry / Ladies Attached is the signed agreement for Resolution No. 8601. Larry this copy belongs in the red binder that I gave you yesterday. From: Underwood, Craig [mailto:cunderwood@blxgroup.com] Sent: Thursday, May 13, 2010 10:04 AM To: Tolmasoff, Robin Subject: RE: Resolution No. 8601 (Exhibit D) Robin: attached are our contract approved in 2004 and a revised contract approved in 2007. Let me know if you need anything further. From: Tolmasoff, Robin [maiIto: RTolmasoff@ci.vernon.ca.us] Sent: Thursday, May 13, 2010 8:32 AM To: Underwood, Craig; Higgins, Jeffrey Subject: Resolution No. 8601 (Exhibit D) Importance: High Craig / Jeff Hello. I am looking for a copy of the Bond Logistix agreement which would be the City's Resolution No. 8601 (fourth agreement with Bond Logistix— approved in 2004. For some reason our Clerk's office does not have a copy in their file. Can either of you send me a copy? Thank you. Robin M. Tolmasoff Executive Secretary to the City Administrator City of Vernon (323) 583-8811, Ext. 561 5/17/2010 LOG t T - 777 South Figueroa Street. Smae 'J1 BOND iClin - Y O N D L O U. 1 ,9 i 1 X LLC Los Angeles, CA 90017 INSIGHT. INNOVATION. INTEGRATION. Phone 213 612 220o/ Fax 21624 90 www.bondlogistix. cono November 11, 2004 Eric Fresch City Attorney City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Re: City of Vernon Financial Advisory and Financial Derivative Services Dear Mr. Fresch: This letter (the "Agreement") will confirm the engagement by the City of Vernon (the "City'") of _ Bond Logistix LLC (" BUT) to provide various Financial advisory and financial derivative services (the "Services"), The Services will generally relate to the City's debt and capital financing plans and economic development activities. Specific projects, assignments, and tasks requested of BLX by the City will be at the City's discretion. Prior to taking action on each such request, BLX will provide a written description to the City of the scope and limitations of its assignment, B1X reserves' the right to decline any such request - Although BLX is a wholly -owned subsidiary of Orrick, Herrington & Sutcliffe LLP ("Orrick'); a law firm, BLX's services will not include the delivery of legal services, legal advice or legal opinions of any kind Compensation For financial advisor services to be provided under the Agreement, BLX will charge the hourly rates as shown on Exhibit A, plus reasonable expenses. In addition, in connection with the closing of any transactions for which BLX has provided financial advisory services BLX will charge fees on a per transaction basis as follows: fifty basis points (.50%) applied to the first $30 million of notional amount of each transaction; thirty basis points (.30%) applied to the notional amount of each transaction betwicen $30 million and $100 million; and .25% applied to the notional amount of each transaction amount greater them $100 million. For financial derivative services to be provided under the Agreement, BLX will charge fees equal to the present value of five (5) basis points multiplied by the notional amount of each derivative transaction_ Payment BLX's fees for its hourly charges and expenses will be invoiced to the City on a quarterly basis. BLX's fees due in connection with the closing of any transactions for which BLX provides financial adwisoay or financial derivative services will be invoiced upon the execution of such transactions. All amouttts invoiced to the City shall be due within 25 days. Termination of Agreement This Agreement may be terminated at any time by written notice from the City or BLX, with or without cause. In that event, all finished and unfinished documents prepared for adoption or execution lily - the City shall, at the option of the City, become its property and shall be delivered to it or to any party it may designate; provided that BLX shall have no liability whatsoever for any subsequent use of such documents_ In the event of termination by the City, BLX shall be paid for all satisfactory work performed herein, unless DOCSLAI :485807.1 41612-1 ACU City of Vernon November 11, 2004 B0N0 Paget ,be tenumtion its MWk JkW woe, in Which event c=Trnsation, if any shall be adjusted in the light of the Particular &M and cimmutances nvolved in tw tea unation: if the 's; `Pmblc tn➢ +e City, PICM 50 indicate by returning the enclosed copy of this ktwrr $imc b = zu &OfiizM ®f m-r, sand retain the original for your files. Thank you again for this OPPmumitY t® wDA dbe Gly on ffiese M . We look forward to working with you vcq truly yours, BONED LOGISTTX ILC - By C ' rider► o d President ACCEPTED AND AGREED- Byr ONIS C. I.B G,�vlay®r ATnEST- Ole" APPROVED AS TO &OAl EPJC k t�iitw tttrr mew DOCKABAWMA J BOND..i i �. S•4 it :MNDVAiION INiEL 0.R*i 01.'. Professional Designation Consultant: Sr. Consultant: Managing Consultant: Associate Directors: Managing Directors: President: DOCSLA1:4858O9.1 41612-1 ACU Exhibit A Rate $210 $285 $315 $335 $400 $465