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Resolution No. 2011-185 (6)the City to reduction by the electorate. The City believes that even if the electric rates of the City are subject to the initiative power, under Article XIIIC or otherwise, the electorate of the City would be precluded from reducing electric rates and charges in a manner adversely affecting the payment of the 2012 Bonds by virtue of the "impairment of contracts clause" of the United States and California Constitutions. Proposition 26 was approved by the voters of the State on November 2, 2010. Proposition 26 amended Articles XIIIA and XIIIC of [Ire California Constitution to impose a two-thirds voter approval requirement for the imposition of certain fees and charges by the State. It also imposes a majority voter approval requirement on local governments with respect to fees and charges for general purposes, and a two-thirds voter approval requirement with respect to fees and charges for special purposes. The initiative, according to its supporters, is intended to prevent the circumvention of tax limitations imposed by the voters pursuant to Proportion 13, approved in 1978, and other measures, such as Proposition 218, through the use of non -tax fees and charges. Proposition 26 expressly excludes from its scope "a charge imposed for a specific government service or product provided directly to the payor that is not provided to those not charged, and which does not exceed the reasonable costs to the local government of providing the service or product." The City believes that the initiative is not intended to and would not apply to Electric System rates so long as such rates do not exceed the reasonable costs to the City of providing electric service; however, the City is unable to predict how Proposition 26 will be interpreted by the courts to apply to the provision of utility services by local governments such as the electric service provided by the Electric System. Future Initiatives Articles XIIIC and XIIID provided limits on the ability of governmental agencies to increase certain fees and charges. Such articles were adopted pursuant to measures qualified for the ballot pursuant to California's constitutional initiative process. While the City believes Articles XIBC and XIIID do not affect the Electric System's rates and charges so long as the rates do not exceed the reasonable costs to the City of providing the utility services, from time to time other initiative measures could be adopted by California voters. The adoption of any such initiatives might place limitations on the ability of the City and its Electric System to increase revenues. LITIGATION There is no controversy or litigation of any nature now pending or threatened restraining or enjoining the issuance of the 2012 Bonds or in anyway contesting or affecting the validity of the 2012 Bonds or any proceedings of the City taken with respect to the issuance or sale thereof In addition, there is no litigation pending against the City which, in the opinion of the City, would materially adversely affect the operations or financial condition of the Electric System or the sources of payment for the 2012 Bonds. A number of lawsuits and claims have been filed and are pending against the City that arise in the normal course of operations. None of these lawsuits are expected to materially adversely affect the operations or financial condition of the Electric System or the sources of payment for the 2012 Bonds. TAX MATTERS 2012 Series A Bonds In the opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel to the City ("Bond Counsel"), based on an analysis of existing laws, regulations, rulings and court decisions, and assuming, among other matters, the accuracy of certain representations and compliance with certain covenants, interest on the 2012 Series A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986, as amended (the "Code"), Bond Counsel is of the further opinion that interest on the 2012 Series A Bonds is not a specific preference item, for purposes of the federal individual or corporate alternative minimum taxes, although Bond Counsel observes that such interest is included in adjusted current earnings when calculating corporate alternative minimum taxable income. Bond Counsel is also of the opinion that interest on the 2012 Series A Bonds is exempt from State of California personal income taxes. A complete copy of the proposed form of opinion of Bond Counsel is set forth in APPENDIX D hereto. 62 To the extent the issue price of any maturity of the 2012 Series A Bonds is less than the amount to be paid at maturity of such 2012 Series A Bonds (excluding amounts stated to be interest and payable at least annually over the term of such 2012 Series A Bonds), the difference constitutes "original issue discount," the accrual of which, to the extent properly allocable to each Beneficial Owner thereof, is treated as interest on the 2012 Series A Bonds which is excluded from gross income for federal income tax purposes and State of California personal income taxes. For this purpose, the issue price of a particular maturity of the 2012 Series A Bonds is the first price at which a substantial amount of such maturity of the 2012 Series A Bonds is sold to the public (excluding bond houses, brokers, or similar persons or organizations acting in the capacity of underwriters, placement agents or wholesalers). The original issue discount with respect to any maturity of the 2012 Series A Bonds accrues daily over the term to maturity of such 2012 Series A Bonds on the basis of a constant interest rate compounded semiannually (with straight-line interpolations between compounding dates). The accruing original issue discount is added to the adjusted basis of such 2012 Series A Bonds to determine taxable gain or loss upon disposition (including sale, redemption, or payment on maturity) of such 2012 Series A Bonds. Beneficial Owners of the 2012 Series A Bonds should consult their own tax advisors with respect to the tax consequences of ownership of 2012 Series A Bonds with original issue discount, including the treatment of Beneficial Owners who do not purchase such 2012 Series A Bonds in the original offering to the public at the first price at which a substantial amount of such 2012 Series A Bonds is sold to the public. 2012 Series A Bonds purchased, whether at original issuance or otherwise, for an amount higher than their principal amount payable at maturity (or, in some cases, at their earlier call date) ("Premium Bonds") will be treated as having amortizable bond premium. No deduction is allowable for the amortizable bond premium in the case of bonds, like the Premium Bonds, the interest on which is excluded from gross income for federal income tax purposes. However, the amount of tax-exempt interest received, and a Beneficial Owner's basis in a Premium Bond, will be reduced by the amount of amortizable bond premiun properly allocable to such Beneficial Owner. Beneficial Owners of Premium Bonds should consult their own tax advisors with respect to the proper treatment of amortizable bond premium in their particular circumstances. The Code imposes various restrictions, conditions and requirements relating to the exclusion from gross income for federal income tax purposes of interest on obligations such as the 2012 Series A Bonds. The City has made certain representations and covenanted to comply with certain restrictions, conditions and requirements designed to ensure that interest on the 2012 Series A Bonds will not be included in federal gross income. Inaccuracy of these representations or failure to comply with these covenants may result in interest on the 2012 Series A Bonds being included in gross income for federal income tax purposes, possibly from the date of original issuance of the 2012 Series A Bonds. The opinion of Bond Counsel assumes the accuracy of these representations and compliance with these covenants. Bond Counsel has not undertaken to determine (or to inform any person) whether any actions taken (or not taken), or events occurring (or not occurring), or any other matters coming to Bond Counsel's attention after the date of issuance of the 2012 Series A Bonds may adversely affect the value of, or the tax status of interest on, the 2012 Series A Bonds. Accordingly, the opinion of Bond Counsel is not intended to, and may not, be relied upon in connection with any such actions, events or matters. Although Bond Counsel is of the opinion that interest on the 2012 Series A Bonds is excluded from gross income for federal income tax purposes and is exempt from State of California personal income taxes, the ownership or disposition of, or the accrual or receipt of interest on, the 2012 Series A Bonds may otherwise affect a Beneficial Owner's federal, state or local tax liability. The nature and extent of these other tax consequences depend upon the particular tax status of the Beneficial Owner or the Beneficial Owner's other items of income or deduction. Bond Counsel expresses no opinion regarding any such other tax consequences. Current and future legislative proposals, if enacted into law, clarification of the Code or court decisions may cause interest on the 2012 Series A Bonds to be subject, directly or indirectly, to federal income taxation or to be subject to or exempted from state income taxation, or otherwise prevent Beneficial Owners from realizing the fall current benefit of the tax status of such interest. As one example, the Obama Administration recently announced a legislative proposal which, for tax years beginning on or after January 1, 2013, generally would limit the exclusion from gross income of interest on obligations like the 2012 Series A Bonds to some extent for taxpayers who are individuals and whose income is subject to higher marginal income tax rates. Other proposals have been made that could significantly reduce the benefit of, or otherwise affect, the exclusion from gross income of interest on obligations like the 2012 Series A Bonds. The introduction or enactment of any such legislative proposals, 63 clarification of the Code or court decisions may also affect, perhaps significantly, the market price for, or marketability of, the 2012 Series A Bonds. Prospective purchasers of the 2012 Series A Bonds should consult their own tax advisors regarding any pending or proposed federal or state tax legislation, regulations or litigation, and regarding the impact of future legislation, regulations or litigation, as to which Bond Counsel expresses no opinion. The opinion of Bond Counsel is based on current legal authority, covers certain matters not directly addressed by such authorities, and represents Bond Counsel's judgment as to the proper treatment of the 2012 Series A Bonds for federal income tax purposes. It is not binding on the IRS or the courts. Furthermore, Bond Counsel cannot give and has not given any opinion or assurance about the future activities of the City, or about the effect of future changes in the Code, the applicable regulations, the interpretation thereof or the enforcement thereof by the IRS. The City has covenanted, however, to comply with the requirements of the Code. Bond Counsel's engagement with respect to both the 2012 Series A Bonds and the 2012 Series B Bonds ends with the issuance of such Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the City or the Beneficial Owners regarding the tax-exempt status of the 2012 Series A Bonds in the event of an audit examination by the IRS. Under current procedures, parties other than the City and their appointed counsel, including the Beneficial Owners, would have little, if any, right to participate in the audit examination process. Moreover, because achieving judicial review in connection with an audit examination of tax-exempt bonds is difficult, obtaining an independent review of IRS positions with which the City legitimately disagrees, may not be practicable. Any action of the IRS, including but not limited to selection of the 2012 Series A Bonds for audit, or the course or result of such audit, or an audit of bonds presenting similar tax issues may affect the market price for, or the marketability of, the 2012 Series A Bonds, and may cause the City or the Beneficial Owners to incur significant expense. 2012 Series B Bonds The following discussion summarizes certain U.S. federal tax considerations generally applicable to holders of the 2012 Series B Bonds that acquire their 2012 Series B Bonds in the initial offering. The discussion below is based on laws, regulations, rulings, and decisions in effect and available on the date hereof, all of which are subject to change, possibly with retroactive effect. Prospective investors should note that no rulings have been or are expected to be sought from the IRS with respect to any of the U.S. federal income tax consequences discussed below, and no assurance can be given that the IRS will not take contrary positions. Further, the following discussion does not deal with all U.S. federal income tax consequences applicable to any given investor, nor does it address the U.S. federal income tax considerations applicable to categories of investors some of which may be subject to special taxing rules (regardless of whether or not such persons constitute U.S. Holders), such as certain U.S. expatriates, banks, REITs, RICs, insurance companies, tax-exempt organizations, dealers or traders in securities or currencies, partnerships, S corporations, estates and trusts, investors that hold their 2012 Series B Bonds as part of a hedge, straddle or an integratedor conversion transaction, or investors whose "functional currency" is not the U.S. dollar. Furthermore, it does not address (i) alternative minimum tax consequences or (ii) the indirect effects on persons who hold equity interests in a holder. In addition, this summary generally is limited to investors that acquire their 2012 Series B Bonds pursuant to this offering for the issue price that is applicable to such 2012 Series B Bonds (i.e., the price at which a substantial amount of the 2012 Series B Bonds are sold to the public) and who will hold their 2012 Series B Bonds as "capital assets" within the meaning of Section 1221 of the Code. As used herein, "U.S. Holder" means a beneficial owner of a 2012 Series B Bond that for United States of America ("U.S.") federal income tax purposes is an individual citizen or resident of the United States, a corporation or other entity taxable as a corporation created or organized in or under the laws of the United States or any state thereof (including the District of Columbia), an estate the income of which is subject to U.S. federal income taxation regardless of its source or a trust where a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons (as defined in the Code) have the authority to control all substantial decisions of the hest (or a trust that has made a valid election trader U.S. Treasury Regulations to be treated as a domestic trust). As used herein, "Non-U.S. Holder" generally means a beneficial owner of a 2012 Series B Bond (other than a partnership) that is not a U.S. Holder. If a partnership holds 2012 Series B Bonds, the tax treatment of such partnership or a partner in such partnership generally will depend upon the status of the partner and upon the activities of the partnership. Partnerships holding 2012 Series B Bonds, and partners in such 64 partnerships, should consult their own tax advisors regarding the tax consequences of an investment in the 2012 Series B Bonds (including their status as U.S. Holders or Non-U.S. Holders). For U.S. Holders In the opinion of Bond Counsel, based on an analysis of existing laws, regulations, rulings and court decisions and assuming compliance with certain covenants, interest on the 2012 Series B Bonds is exempt from State of California personal income taxes. Interest on the 2012 Series B Bonds is not excluded from gross income for federal income tax purposes under Section 103 of the Code. Bond Counsel expresses no opinion regarding any other tax consequences related to the ownership or disposition of, or accrual or receipt of interest on, the 2012 Series B Bonds, The 2012 Series B Bonds are not expected to be treated as issued with original issue discount ("OID") for U.S. federal income tax purposes because the stated redemption price at maturity of the 2012 Series B Bonds is not expected to exceed their issue price, or because any such excess is expected to only be a de minimis amount (as determined for tax purposes). Prospective investors that are not individuals or regular C corporations who are U.S. persons purchasing the 2012 Series B Bonds for investment should consult their own tax advisors as to any tax consequences to them from the purchase, ownership and disposition of the 2012 Series B Bonds. Disposition of the 20I2 Series B Bonds. Unless a nonrecognition provision of the Code applies, the sale, exchange, redemption, defeasance, retirement (including pursuant to an offer by the City) or other disposition of a 2012 Series B Bond will be a taxable event for U.S. federal income tax purposes. In such event, in general, a U.S. Holder of a 2012 Series B Bond will recognize gain or loss equal to the difference between (i) the amount of cash plus the fair market value of property received (except to the extent attributable to accrued but unpaid interest on the 2012 Series B Bond which will be taxed in the manner described above) and (ii) the U.S. Holder's adjusted tax basis in the 2012 Series B Bond (generally, the purchase price paid by the U.S. Holder for the 2012 Series B Bond. Any such gain or loss generally will be capital gain or loss. In the case of a noncorporate U.S. Holder of the 2012 Series B Bonds, the maximum marginal U.S. federal income tax rate applicable to any such gain will be lower than the maximum marginal U.S. federal income tax rate applicable to ordinary income if such U.S. Holder's holding period for the 2012 Series B Bonds exceeds one year. The deductibility of capital losses is subject to limitations. For Non-U.S. Holders Interest. Subject to the discussion below under the heading "Information Reporting and Backup Withholding," payments of principal of, and interest on, any 2012 Series B Bond to a Non-U.S. Holder, other than (1) a controlled foreign corporation, as such tern is defined in the Code, which is related to the City through stock ownership and (2) a bank which acquires such 2012 Series B Bond in consideration of an extension of credit made pursuant to a loan agreement entered into in the ordinary course of business, will not be subject to any U.S. withholding tax provided that the Beneficial Owner of the 2012 Series B Bond provides a certification completed in compliance with applicable statutory and regulatory requirements, which requirements are discussed below under the heading "Information Reporting and Backup Withholding," or an exemption is otherwise established. Disposition of the 20I2 Series B Bonds. Subject to the discussion below under the heading "Information Reporting and Backup Withholding," any gain realized by a Non-U.S. Holder upon the sale, exchange, redemption, retirement (including pursuant to an offer by the City) or other disposition of a 2012 Series B Bond generally will not be subject to U.S. federal income tax, unless (i) such gain is effectively connected with the conduct by such Non-U.S. Holder of a trade or business within the United States; or (ii) in the case of any gain realized by an individual Non-U.S. Holder, such holder is present in the United States for 183 days or more in the taxable year of such sale, exchange, redemption, retirement (including pursuant to an offer by the City) or other disposition and certain otter conditions are met. U.S. Federal Estate Tax. A 2012 Series B Bond that is held by an individual who at the time of death is not a citizen or resident of the United States will not be subject to U.S. federal estate tax as a result of such individual's death, provided that at the time of such individual's death, payments of interest with respect to such 2012 Series B 65 Bond would not have been effectively connected with the conduct by such individual of a trade or business within the United States. Information Reporting and Backup Withholding. U.S. information reporting and "backup withholding" requirements apply to certain payments of principal of, and interest on the 2012 Series B Bonds, and to proceeds of the sale, exchange, redemption, retirement (including pursuant to an offer by the City) or other disposition of a 2012 Series B Bond, to certain noncorporate holders of 2012 Series B Bonds that are U.S. persons. Under current U.S. Treasury Regulations, payments of principal and interest on any 2012 Series B Bonds to a holder that is not a U.S. person will not be subject to any backup withholding tax requirements if the Beneficial Owner of the 2012 Series B Bond or a financial institution holding the 2012 Series B Bond on behalf of the Beneficial Owner in the ordinary course of its trade or business provides an appropriate certification to the payer and the payer does not have actual knowledge that the certification is false. If a Beneficial Owner provides the certification, the certification must give the name and address of such owner, state that such Beneficial Owner is not a U.S. person, or, in the case of an individual, that such Beneficial Owner is neither a citizen nor a resident of the U.S., and the Beneficial Owner must sign the certificate under penalties of perjury. If a financial institution, other than a financial institution that is a qualified intermediary, provides the certification, the certification must state that the financial institution has received from the Beneficial Owner the certification set forth in the preceding sentence, set forth the information contained in such certification, and include a copy of such certification, and an authorized representative of the financial institution roust sign the certificate under penalties of perjury. A financial institution generally will not be required to furnish to the IRS the names of the Beneficial Owners of the 2012 Series B Bonds that are not U.S. persons and copies of such Beneficial Owners' certifications where the financial institution is a qualified intermediary that has entered into a withholding agreement with the IRS pursuant to applicable U.S. Treasury Regulations. In the case of payments to a foreign partnership, foreign simple trust or foreign grantor hest, other than payments to a foreign partnership, foreign simple trust or foreign grantor trust that qualifies as a withholding foreign partnership or a withholding foreign trust within the meaning of applicable U.S. Treasury Regulations and payments to a foreign partnership, foreign simple trust or foreign grantor trust that are effectively connected with the conduct of a trade or business within the United States, the partners of the foreign partnership, the beneficiaries of the foreign simple trust or the persons treated as the owners of the foreign grantor trust, as the case may be, will be required to provide the certification discussed above in order to establish an exemption from withholding and backup withholding tax requirements. The current backup withholding tax rate is 28% (subject to future adjustment). In addition, if the foreign office of a foreign "broker," as defined in applicable U.S. Treasury Regulations pays the proceeds of the sale of a 2012 Series B Bond to the seller of the 2012 Series B Bond, backup withholding and information reporting requirements will not apply to such payment provided that such broker derives less than 50% of its gross income for certain specified periods from the conduct of a made or business within the U.S., is not a controlled foreign corporation, as such term is defined in the Code, and is not a foreign partnership (1) one or more of the partners of which, at any time during its tax year, are U.S. persons (as defined in U.S. Treasury Regulations Section 1.1441-1(c)(2)) who, in the aggregate hold more than 50% of the income or capital interest in the partnership or (2) which, at any time during its tax year, is engaged in the conduct of a trade or business within the U.S. Moreover, the payment by a foreign office of other brokers of the proceeds of the sale of a 2012 Series B Bond will not be subject to back -tip withholding unless the payer has actual knowledge that the payee is a U.S. person. Principal and interest so paid by the U.S. office of a custodian, nominee or agent, or the payment by the U.S. office of a broker of the proceeds of a sale of a 2012 Series B Bond, is subject to backup withholding requirements unless the Beneficial Owner provides the nominee, custodian, agent or broker with an appropriate certification as to its non-U.S. status under penalties of perjury or otherwise establishes an exemption. Circular 230 Under 31 C.F.R. part 10, the regulations governing practice before the IRS (Circular 230), the City and their tax advisors are (or may be) required to inform prospective investors that: • Any advice contained herein is not intended or written to be used, and cannot be used, by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer; 66 • Any such advice is written to support the promotion or marketing of the 2012 Series B Bonds and the transactions described herein; and • Each taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor. APPROVAL OF LEGALITY The issuance of the 2012 Bonds is subject to the approval of legality by Orrick, Herrington & Sutcliffe LLP, Los Angeles, California, Bond Counsel to the City, substantially in the form set forth as APPENDIX D. Certain legal matters will be passed upon for the City by the office of the City Attorney and for the Underwriter by Stradling Yocca Carlson & Rauth, a Professional Corporation, Newport Beach, California. RATINGS Moody's Investors Service, Inc. and Standard & Poor's Ratings Group have assigned the 2012 Bonds the ratings of "Baal" and "A-," respectively. The ratings reflect only the respective views of the rating agencies and any explanation of the significance of such ratings may be obtained only from such rating agencies as follows: Moody's Investors Service, 7 World Trade Center at 250 Greenwich Street, New York, New York 10007; and Standard & Poor's, 55 Water Street, New York, New York 10041. There is no assurance that either rating will remain in effect for any given period of time or that a rating will not be revised downward or withdrawn entirely by the rating agency assigning such rating, if, in its judgment, circumstances so warrant. Any downward revision or withdrawal of any rating may have an adverse effect on. the market price of the 2012 Bonds. UNDERWRITING E. J. De La Rosa & Co., Inc., as underwriter (the "Underwriter") has agreed, subject to certain conditions, to purchase the 2012 Bonds at a price of $71,062,390,04 (representing the $72,740,000.00 aggregate principal amount of the 2012 Bonds less $1,132,494.40 net original issue discount and less $545,115.56 Underwriter's discount). The purchase contract provides that the Underwriter will purchase all the 2012 Bonds if any are purchased. The 2012 Bonds may be offered and sold by the Underwriter to certain dealers and others at prices lower than or yields higher than the public offering prices or yields stated on the inside cover page of this Official Statement, and such public offering prices or yields may be changed, from time to time, by the Underwriter. VERIFICATION REPORT Upon delivery of the 2012 Bonds, Grant Thomton LLP, independent certified public accountants, will deliver a report stating that the firm has verified the mathematical accuracy of certain computations relating to the adequacy of the maturing principal of and interest on the investments in the Escrow Fund and the other moneys in the Escrow Fund to pay, when due, the principal and interest on the Refunded 2009 Bonds. See "PLAN OF FINANCE" herein. FINANCIAL STATEMENTS The audited financial statements of the Electric System, as of June 30, 2011 and June 30, 2010, are included in APPENDIX A to this Official Statement, The financial statements have been audited by Macias, Gini & O'Connell LLP, Los Angeles, California, independent accountants (the "Independent Accountants") as stated in their reports appearing in APPENDIX A. The City has not requested nor did the City obtain permission from the Independent Accountants to include the audited financial statements of the Electric System for the Fiscal Years ended June 30, 2011 and June 30, 2010 as an appendix to this Official Statement. The Independent Accountants have not been engaged to perform and have not performed, since the dates of its reports included in the Annual Financial Reports for the Fiscal Years ended June 30, 2011 and June 30, 2010, respectively, any procedures on the financial statements addressed in such reports. The Independent Accountants also have not performed any procedures relating to this Official Statement. M. CONTINUING DISCLOSURE The City has covenanted for the benefit of the Owners and Beneficial Owners of the 2012 Bonds, pursuant to a Continuing Disclosure Agreement with the Trustee, to provide the Municipal Securities Rulemaking Board through its Electronic Municipal Market Access System a copy of its annual audited financial statements, as well as certain operating data and financial information relating to the Electric System (collectively, the "Annual Report"). Such audited financial statements are required to be prepared in accordance with generally accepted accounting principles. The City will provide to the MSRB through the EMMA System such Electric System information and its financial statements (unaudited, if audited financial statements are not available) within 180 days after the end of its Fiscal Year (which Fiscal Year ends on June 30), commencing with the Annual Report for Fiscal Year 2012. If unaudited financial statements are provided, audited financial statements will be provided as soon as available. In addition, the City has agreed to give timely notice to the MSRB of the occurrence of certain enumerated events. These agreements have been made in order to assist the Underwriter in complying with Securities and Exchange Commission Rule 15c2-12(b)(5) (the "Rule"). For the last five years, the City has complied in all material respects with any previous undertakings with regard to the provision of annual reports or notices of material events as required by the Rule. See APPENDIX E — "FORM OF CONTINUING DISCLOSURE AGREEMENT" hereto. MISCELLANEOUS The covenants and agreements of the City for the benefit of the Owners of the 2012 Bonds are set forth in the Indenture, and reference is made to the Indenture for a statement of the rights of the Owners of the 2012 Bonds and the covenants and obligations of the City. All references to the 2012 Bonds are qualified in their entirety to the definitive form thereof and the information with respect thereto included in the Indenture. This Official Statement is not a contract with the Owners of any of the 2012 Bonds. Any statements in this Official Statement involving matters of opinion and all estimates, whether or not expressly so stated, are intended as such and not as representations of facts and are not to be construed as representations that they will be realized. The execution and delivery of this Official Statement has been duly authorized by the City. CITY OF VERNON,CCALIFOR By: Isl Mark C Whitworth Mark C. Whitworth, City Administrator 68 APPENDIX A AUDITED FINANCIAL STATEMENTS OF THE ELECTRIC SYSTEM FOR THE FISCAL YEARS ENDED JUNE 30, 2011 AND JUNE 30, 2010 A-1 [THIS PAGE INTENTIONALLY LEFT BLANK] LIGHT AND POWER DEPARTMENT FUND (AN ENTERPRISE FUND OF THE CITY OF VERNON, CALIFORNIA) Annual Financial Report For the Fiscal Year Ended June 30, 2011 y Certified Public Accountants. CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND For the Fiscal Year Ended June 30, 2011 Table of' Contents Pa e s IndependentAuditor's Report....................................................................................................................... 1 Management's Discussion and Analysis (Required Supplementary Information -Unaudited) ..................... 3 Basic Financial Statements: Statement of Fund Net Assets........................................................................................................ 10 Statement of Revenues, Expenses, and Changes in Fund Net Assets ............................................ 11 Statementof Cash Flows............................................................................................................... 12 Notes to the Basic Financial Statements........................................................................................ 13 Certified Public Accountants. S.aramento Wal..t Ueak • Oakland • Las AaOeles/Canmry City • Nevrporl lieach • San. Dt.Oo INDEPENDENT AUDITOR'S REPORT To the City Council City of Vernon, California mgocpa.com. We have audited the accompanying basic financial statements of the Light and Power Department Fund, an Enterprise Fund of the City of Vernon, California (City), as of and for the fiscal year ended June 30, 2011, as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. As discussed in Note I to the financial statements, the financial statements present only the Light and Power Department Fund and do not purport to, and do not, present fairly the financial position of the City as of June 30, 2011, and the changes in its financial position, or, where applicable, its cash flows for the fiscal year then ended in conformity with accounting principles generally accepted in the United States of America. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Light and Power Department Fund of the City of Vernon, California, as of June 30, 2011, and the changes in its financial position and its cash flows for the fiscal year then ended in conformity with accounting principles generally accepted in the United States of America. As discussed in Note 12 to the financial statements, there are various matters that result in uncertainties of the Light and Power Department Fund and the City. Accounting principles generally accepted in the United States of America require that the management's discussion and analysis on pages 3 through 9 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of 30M S St.. 2121 N. Calik, is Md, 505 14th Street 2029 Cc.tury Park East 4675 Mar rlhur Ct. 225 oroad.i, Suite 100 Suite, 750 Sth Flu, Salt. 500 Solto 600 Soite 1750 Sacrament. walnut Ge.k Oakland Los Angclas Newport 0.ad San Dlogo CA95016 CA 9,1596 CA 94612 CA 9M67 CA 92660 CA 92101 management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. i � � D '&VWt'O'd Los Angeles, California December 15, 2011 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis For the Fiscal Year Ended June 30, 2011 (Unaudited) The management of the Light and Power Department Fund ("L&P"), a department of the City of Vernon ("the City"), offers the following overview and analysis of the basic financial statements of L&P for the fiscal year ended June 30, 2011, Management encourages readers to utilize information in the Management's Discussion and Analysis (MD&A) in conjunction with the accompanying basic financial statements. OVERVIEW OF BASIC FINANCIAL STATEMENTS The MD&A is intended to serve as an introduction to L&P's basic financial statements. Included as part of the financial statements are three separate statements. The statement offund net assets presents information on L&P's asset and liabilities, with the difference between the two reported as net assets. The statement of revenues, expenses and changes in find net assets presents information showing how L&P's net assets changed during the most recent fiscal year. Financial results are recorded using the accrual basis of accounting. Under this method, all changes in net assets are reported as soon as the underlying events occur, regardless of the timing of cash flows. Thus, revenues and expenses reported in this statement for some items may affect cash flows in a future fiscal period (examples include billed but uncollected revenues and employee earned but unused vacation leave). The statement of cash flows reports cash receipts, cash payments, and net changes in cash and cash equivalents from operations, noncapital financing, capital and related financing, and investing activities. The notes to the basic financial statements provide additional information that is essential to fully understand the data provided in the financial statements. CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis (Continued) For the Fiscal Year Ended June 30, 2011 (Unaudited) FINANCIAL HIGHLIGHTS Net Assets The table below summarizes L&P's net assets as of the current fiscal year ended June 30, 2011 and prior fiscal year ended June 30, 2010. The details of the current year's summary can be found on page 9 of this report. Fund Net Assets June 30, 2011 and 2010 2011 2010 Change Assets: Current and other assets $ 409,400,281 $ 477,272,645 $ (67,872,364) Restricted assets 55,875,012 56,274,028 (399,016) Capital assets 158,026,213 128,987,587 29,038,626 Total assets 623,301,506 662,534,260 (39,232,754) Liabilities Current liabilities 74,418,326 85,321,117 (10,902,791) Long-term liabilities 436,858,844 467,417,744 (30,558,900) Total liabilities 511,277,170 552,738,861 (41,461,691) Net Assets: Invested in capital assets, net of related debt 114,529,968 85,226,509 29,303,459 Restricted* - 6,996,471 (6,996,471) Unrestricted (deficit) (2,505,632) 17,572,419 (20,078,051) Total net assets $ 112,024,336 $ 109,795,399 $ 2,228,937 * The 2010 amount for restricted net assets for debt service was offset by an equivalent amount of outstanding bonds payable to conform with the current year's presentation. The assets of L&P exceeded its liabilities at the close of the most recent fiscal year by $112,024,336 (net assets). The category of L&P's net assets with the largest balance totaling $114,529,968 (102%) represents resources that are invested in capital assets, net of related debt. The remaining category of net assets, totaling $(2,505,632) (-2%) represents a deficit in unrestricted net assets that is expected to be recovered from L&P's firture revenues. CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis (Continued) For the Fiscal Year Ended June 30, 2011 (Unaudited) Activities, net assets: • Current and other assets decreased $67,872,364 from the prior year due primarily to a $17,117,637 decrease in cash and investments, now restricted for debt service, a $20,145,886 decrease in advance to City, to account for environmental emission credits, a $28,578,342 decrease in prepaid natural gas, as a result of amortization during the year, and a $3,921,843 decrease in deposits and prepaid expenses due to collateral transactions on investment derivatives. • Capital assets increased $29,038,626 from the prior year due primarily to a $7,420,200 addition to non -depreciable capital assets, a $1,798,047 addition to depreciable capital assets net of accumulated depreciation, and an increase in intangible capital assets of $20,145, 886, in the form of environmental emission credits that L&P received from the City as repayment of advances (See Notes 4 and 5). • Current liabilities decreased $10,902,791 from the prior year due primarily to a $5,557,219 decrease in the fair value of derivative liabilities and a $5,738,399 decrease in deferred gain from sale of generation assets, due to the annual amortization of the gain (See Notes 7 and 10). • Long-term liabilities decreased $30,558,900 from the prior year due primarily to a $3,985,174 decrease in the deferred gain from the sale of generation assets due to a reclassification to current and a $26,5945810 decrease in long-term bonds payable, net, due to animal principal payments. • Unrestricted net assets (deficit) decreased $20,078,051 from the prior year due primarily to a $29,303,459 increase in investment in capital assets, net of related debt, offset by an increase in net assets from current year's activities of $2,228,937. In addition, restricted net assets decreased from the prior year because the restriction on amounts set aside for capacity payments expired in the current year. CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis (Continued) For the Fiscal Year Ended June 30, 2011 (Unaudited) Changes in Net Assets The table below summarizes L&P's changes in net assets over the current and prior fiscal years. The details of the current year's changes in net assets can be found on page 10 of this report. City of Vernon Light and Power Department Fund Changes in Fund Net Assets For the Fiscal Years Ended June 30, 2011 and 2010 Operating revenues: Charges for services Operating expenses: Cost of sales Depreciation and amortization Total operating expenses Operating income Nonoperating revenues (expenses): Investment loss Net increase (decrease) in fair value of investments Interest expense Other e>pens e Total nonoperating revenues (expenses), net Income (loss) before special item Special item: Gain on sale of land Change in net assets Net assets- beginning of year Net assets- end of year 2011 2010 $ 118,186,124 $ 118,589,706 $ (403,582) 88,451,994 84,727,883 3,724,101 4,579,467 4,364,408 215,059 93,031,451 89,092,291 3,939,160 25,154,673 29,497,415 (4,342,742) (4,404,954) (10,281,703) 5,876,749 5,064,029 (9,966,275) 15,030,304 (20,435,035) (21,340,935) 905,900 (3,149,776) (13,730,038) 10,580,262 (22,925,736) (55,318,951) 32,393,215 2,228,937 (25,821,536) 28,050,473 6,892,938 (6,892,938) 2,228,937 (18,928,598) 21,157,535 109,795,399 128,723,997 (18,928,598) $ 112,024,336 $ 109,795,399 $ 2,228,937 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis (Continued) For the Fiscal Year Ended June 30, 2011 (Unaudited) L&P's activities increased net assets by $2,228,937. The key reasons for this increase in change in net assets are as follows: • L&P's operating expenses were $93,041,451 for the current year, which is $3,939,160 higher than the previous year. This increase was mainly due to an increase in capacity cost offset by a decrease in natural gas price used to generate energy during the year. • Investment loss was $4,404,954 for the current year, which is $5,876,749.lower than the previous year. This decrease was mainly due to termination of interest rate swaps during 2010. (See Note 7 for additional information on derivative instruments). • Net increase in fair value of investments was $5,064,029 for the current year, which is $15,030,304 higher than the previous year. This increase was caused by an increase in long-term interest rates during the year, which decreased the derivatives liability. (See Note 7 for additional information on derivative instruments). • Other expense was $3,149,776 for the current year, which is $10,580,262 lower than the previous year. The decrease resulted from a reduction in transfers to the City General and Gas Fund. (See Note 4 for additional information on related party transactions). Operating Revenues and Expenses For the Fiscal Years Ended June 30, 2011 and 2010 $140,000,000 - � $120,000,000 $100,000,000 i $80,000,000 t 1 102011 $60,000,000 ^ 02010 $40,000,000 " $20,000.000 $0 O N N N O C N 9 0) N 70 O C C O 21 Z O 0 L N N N O C U U `E d 0 O L&P's unrestricted net assets at the end of the year amounted to a deficit of $2,505,632 after the increase in net assets of $2,228,937 in the current year. L&P expects to eliminate this deficit balance through future rate increases, cost reduction, and revenues from renewable energy projects, CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis (Continued) For the Fiscal Year Ended June 30, 2011 (Unaudited) CAPITAL ASSET AND DEBT ADMINISTRATION Capital assets. L&P's investment in capital assets as of June 30, 2011 amounted to $158,026,213 (net of accumulated depreciation). This investment in capital assets includes land, intangible assets, constriction in progress, building, utilities system improvements, and machinery and equipment. The total increase in L&P's investment in capital assets for the current fiscal year was $29,038,626, due primarily to increases in L&P's intangible assets of $20,145,886 related to the City's contribution of environmental emission credits, construction in progress for renewable energy and an addition to its distribution plant (See Note 5). Additional information on the L&P's capital assets can be found in Note 5 on page 22 of this report Outstanding debt During the fiscal year 2009, a total of $463,165,000 in long-term obligations were issued and as of June 30, 2011, $431,615,000 remained outstanding consisting of the following (See Note 6 for additional information on long-term obligations): • $43,500,000 City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A • $388,115,000 City of Vernon Electric System Revenue Bonds, 2009 Series A The City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A were issued to provide Rinds to (i) finance the cost of certain capital improvements to the City's Electric System, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2008 Bonds. The City of Vernon Electric System Revenue Bonds, 2009 Series A were issued to provide funds to (i) refinance certain obligations payable from the City's Electric System Revenues, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2009 Bonds. As of June 30, 2011, all bonds issued by L&P had a rating of A- by S&P and A3 by Moody's and have not changed from the prior year. On December 9, 2010, Moody's Investors Service put on a Watchlist for a possible downgrade, the A3 ratings on the City of Vemon's, Electric System Revenue Bonds, 2008 Taxable Series A and Electric System Revenue Bonds 2009 Series A. On March 21, 2011, Moody's Investors Service affirmed the A3 ratings with negative outlook. On December 2, 2011, Moody's Investors Service downgraded the A3 ratings to Baal. The change in outstanding debt for the year ended June 30, 2011 was due to the principal payments of $26,550,000 on the Electric System Revenue Bonds. Additional information on the City's long-term debt can be found in Note 6 on pages 23-25 of this report CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis (Continued) For the Fiscal Year Ended June 30, 2011 (Unaudited) ECONOMIC FACTORS AND NEW YEAR'S BUDGET AND RATES These factors were considered in preparing L&P's budget for the 2012 fiscal year. • The City is strictly industrial and does not maintain an unemployment rate study of its small population. However, the unemployment rate of adjacent communities is currently 11.6%. This compares favorably to the state's average unemployment rate of 11.8% but unfavorably to the national average unemployment rate of 9.2%. • The occupancy rate of the City's central business district has remained at 96.7% for the current year. • Inflationary trends in the region compare favorably to national indices. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of L&P's finances for all those with an interest in L&P's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Director of Finance, City of Vernon, 4305 Santa Fe Avenue, Vernon, California, 90058. CITY OF VERNON, CALIFORNIA Light and Power Department Fund Statement of Fund Net Assets June 30, 2011 ASSETS: Current assets: Cash and investments $ 50,848,937 Accounts receivable, net of allowances of $50,000 1,873,918 Accrued unbilled revenue 7,477,754 Accrued interest receivable 267,520 Bond issuance costs 246,533 Due from City 17,236,990 Inventories 10,564,158 Prepaid natural gas 28,631,088 Note receivable 200,060 Deposits and prepaid expenses 6,929,812 Total current assets 124,276,770 Noncurrent assets: Restricted cash and investments 55,875,012 Advances to City 25,144,192 Prepaid natural gas 254,359,472 Note receivable 2,418,748 Bond issuance costs 3,201,099 Capital assets: Nondepreciable 64,720,406 Depreciable, net 93,305,907 Total noncurrent assets 499,024,736 Total assets 623,301,506 LIABILITIES Accounts payable 7,156,542 Customer deposits 440,375 Derivative liabilities 25,677,872 Bond interest 10,374,076 Long-term liabilities: Due within one year: Deferred gain from sale of generation assets 3,945,235 Bonds payable, net 26,594,810 Compensated absences 229,416 Total current liabilities 74,418,326 Due in more than one year: Deferred gain from sale of generation assets 43,043,813 Bonds payable, net 393,356,199 Compensated absences 458,832 Total noncurrent liabilities 436,858,844 Total liabilities 511,277,170 NET ASSETS: Invested in capital assets, net of related debt 114,529,968 Unrestricted (deficit) (2,505,632) Total net assets $ 112,024,336 See accompanying notes to the basic financial statements U CITY OF VERNON, CALIFORNIA Light and Power Department Fund Statement of Revenues, Expenses and Changes in Fund Net Assets For the Fiscal Year Ended June 30, 2011 OPERATING REVENUES: Charges for services Total operating revenues OPERATING EXPENSES: Cost of sales Depreciation and amortization Total operating expenses Operating income NONOPERATING REVENUES (EXPENSES): Investment loss Net increase in fair value of investments Interest expense In -lieu taxes to City Total nonopetating (expenses) Change in net assets Net assets, beginning of the, year Net assets, end of the year See accompanying notes to the basic financial statements. 11 $ 118,186,124 118,186,124 88,451,984 4,579,467 93,031,451 25,154,673 (4,404,954) 5,064,029 (20,435,035) (3,149,776) (22,925,736) 2,228,937 109,795,399 $ 112,024,336 CITY OF VERNON, CALIFORNIA Light and Power Department Fund Statement of Cash Flows For the Fiscal Year Ended June 30, 2011 Cash flows from operating activities: Cash received from m¢mnrers and City S 116,140,460 Cash paid to suppliers for goods and services (59,032,764) Cash paid ao City for i dministralive rand overhead ...,as (2,872,661) Cash paid la employees for services (3,923,869) Net provided by operating activities 50,311.1" Cash flows from noncapital fi.wncingacnivltics: Transfer orimlin. taxes to City (3,149,776) Collection of mate receivable 334,236 Net cash used in noncapiwl financing activities (2,815,540) Cash flows from capital and related fimnnciny activities: Repaymcm of bonds (26,550,000) Brand interest paid (23,466.355) Acquisition and consimetian of capital assets (10,196,836) Net cosh used in capitol said relined financing activities (60,213,191) Cash flows from investing activities: Purchases and sales of iavestntrnts, net (873,554) Investment loss net of interest one swap payments on investment derivatives (4,344,629) Net cash used in investing activities (5,218,183) Net decrease in cash and cash equivalents (17,935.748) Cash and cash equivalent, beginning of year 77,693,031 Cash and cash cgnividents, end of year $ 59,757,283 Reconciliation of operating income to net cash provided by operating activities: oPemling income $ 25,154,673 Adjustments to reconcile opemting income to net cash used in operating activities: Depreciation and amonimtion 4.579,467 Changes in operating assets and liabilities: Decrease (increase) in. Account receivable and line fmm City (1,374,630) Accrued unbilled revenue (671,034) Invenlol'iea (186,774) Prepaid expenxs and depasias 3,921,843 Prepaid natural gas 28,578,342 Inc se(decrease)in: Accounts payable 180,222 Accrued wages rand benefits (126,736) Customer deposits (52,260) Cmnpensared absences 31,626 UeRmed in fmm sole of generation assets (9,723,573) Net cosh pmvidcd by opemting activities $ 50,311,166 f eeoncilimioo of cash and cosh eq.w.1clas an Statement of Net A.ese¢ Cash and investments S 50,848,937 Noncurrent restricted cash and investments 55,875,012 Tmal 106,723,949 Less: Investment wills moturinies of nmre ihun 90 days (46,966,666) Total cash and cash equivalent $ 59.757,293 Noneash Capitol, investing and Financing Activities Acquisition ofcopind assets in acca nails payable S 480,237 lncrease in fair value of investments 5,064,029 Alnortieation of deferred gain from sale of gawmrian asset 2.728,773 Advance Frain City 20,145,896 See accompanying notes to the basic financial statements. 12 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The financial statements of the Light and Power Department Fund (L&P), an Enterprise Fund, have been prepared in conformity with U.S. generally accepted accounting principles (GAAP). The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. The more significant of the L&P's accounting policies are described below. Reporting Entity The City of Vernon (the City) was incorporated on September 16, 1905 as a General Law City. Effective July 1, 1988, the City became a Charter City. The City operates under a Council -City Administrator form of government. The City's L&P exists as a separate department of the City under and by virtue of the City Charter enacted in 1988. L&P was established, as a separate department by Section 2.64 of the City Code to be used for the collection of revenues and the payment of expenses for the City's electric utility plant. As required by generally accepted accounting principles, the accompanying basic financial statements present the L&P and its component unit, an entity for which the City is considered to be financially accountable. In accordance with GASB Statement No. 14, the City's component unit is considered a blended component unit in the L&P fund. Although a legally separate entity, it is, in substance, part of L&P's operations, and therefore, data from this unit is combined with data of L&P. Blended Component Unit Vernon Natural Gas Financing Authori On April 1, 2006, the City and the Vernon Redevelopment Agency (RDA) created the Vernon Natural Gas Financing Authority (Authority) pursuant to the Joint Powers Agreement, for the express purpose of undertaking projects and programs that promote economic development within the City. Such projects and programs include assisting the City in procuring natural gas for use as fuel for electric generating units that are part of the City's Electric System, which is accounted for in the City's L&P. During the year ended June 30, 2006, the Authority issued $430,845,000 in variable rate bonds and subsequently purchased natural gas in accordance with the Natural Gas Agreement between the Authority and the City. The Authority bonds were refunded in fiscal year 2009 and replaced with fixed rate Electric System bonds. As a result of this financing arrangement, the debt and related asset (prepaid natural gas) associated with the Authority have been blended with L&P for financial reporting purposes. Basis of Presentation L&P accounts for the maintenance and operations of the City's electric utility plant. Revenue for L&P is primarily from charges for services. L&P's financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded at the time liabilities are incurred, regardless of when the related cash flows take place. 13 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) L&P distinguishes operating revenues and expenses from nonoperating items. Operating revenues, such as charges for services, result from exchange transactions associated with the sale of electricity. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or ancillary activities. Operating expenses include the cost of sales and services, administrative expenses and depreciation on capital assets. All expenses not meeting this definition are reported as nonoperating expenses. For the L&P financial statements, under GASB Statement No. 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting, L&P applies all applicable GASB pronouncements as well as any applicable pronouncements of the Financial Accounting Standards Board, the Accounting Principles Board or any Accounting Research Bulletins issued on or before November 30, 1989 unless those pronouncements conflict with or contradict GASB pronouncements. L&P has elected to not apply private -sector accounting standards issued after November 30, 1989. L&P's policy regarding whether to first apply restricted or unrestricted resources when an expense is incurred for purposes for which both restricted and unrestricted net assets are available is to use restricted resources first. Cash Deuosits and Investments For purposes of the statement of cash flows, L&.P considers amounts on deposit in the L&P's cash and investment pool and all highly liquid investments (including restricted cash and investments) with an original maturity of three months or less when purchased to be cash equivalents. Investment transactions are recorded on the trade date. Investments in nonparticipating interest -taming investment contracts are reported at cost and all other investments are reported at fair value. Fair value is defined as the amount that the L&P could reasonably expect to receive for an investment in a current sale between a willing buyer and a seller and is generally measured by quoted market prices. Receivables Short-term receivables from the City are classified as "due from City" on the statement of fund net assets. Long-term receivables from the City are classified as "advances to City," on the statement of fund net assets. Trade receivables are shown net of an allowance for uncollectible accounts. Allowances for uncollectibles were $50,000 as of June 30, 2011. Utility customers are billed monthly. The estimated value of services provided, but unbilled at year-end has been included in the accompanying financial statements. Inventories All inventories are valued at cost using the first-in/first-out (FIFO) method. Inventory costs are recorded as an expense when used. 14 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Capital Assets Capital assets (including infrastructure) are recorded at historical cost or at estimated historical cost if actual historical cost is not available. Contributed capital assets are valued at their estimated fair value on the date contributed. Capital assets include land, intangible assets, construction in progress, and plant assets including building, improvements, and machinery and equipment. The capitalization threshold for all capital assets is $5,000. Capital assets used in operations are depreciated using the straight-line method over their estimated useful lives. Intangible assets with an indefinite useful life are not amortized but are evaluated annually for any impairment. The estimated useful lives are as follows: Utility plant and buildings Improvements Machinery and equipment 25 to 50 years 10 to 20 years 3 to 35 years Maintenance and repairs are charged to operations when incurred. Betterments and major improvements, which significantly increase values, change capacities or extend useful lives, are capitalized. Upon sale or retirement of capital assets, the cost and related accumulated depreciation are removed from the respective accounts and any resulting gain or loss is included in the changes in financial position. Interest expense associated with construction of capital assets is capitalized during the construction phase up until the capital asset is substantially complete and ready for its intended use for both taxable and tax-exempt securities. For tax-exempt securities, interest income on unspent bond proceeds is also capitalized during the construction phase. Compensated Absences Accumulated vacation is accrued when incurred. Upon termination of employment, the City will pay the employee all accumulated vacation leave at 100% of the employee's base hourly rate. Lone -term Obligations Bond issuance costs, discounts and premiums and deferred amounts on refunding are amortized over the life of the bonds using the straight-line method. Net Assets L&P financial statements utilize a net assets presentation. Net assets are categorized as invested in capital assets (net of related debt), restricted and unrestricted. Invested In Capital Assets, Net of Related Debt — This category groups all capital assets into one component of net assets. Accumulated depreciation and the outstanding balances of debt that are attributable to the acquisition, construction or improvement of these assets reduce the balance in this category. Restricted Net Assets — This category presents external restrictions imposed by creditors, grantors, contributors or laws or regulations of other governments and restrictions imposed by law through constitutional provisions or enabling legislation. 15 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Unrestricted Net Assets — This category represents net assets of L&P not restricted for any project or other purpose. Use of Estimates The preparation of basic financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. NOTE 2 — CASH AND INVESTMENTS Cash and Investments Cash and investments as of June 30, 2011 are classified in the accompanying statement of fund net assets as follows: Statement of fund net assets: Cash and investments $ 50,848,937 Restricted cash and investments 55,875,012 Total cash and investments $ 106,723,949 Cash and investments as of June 30, 2011 consist of the following: Deposits with financial institutions $ 29,133,101 Investments 77,590,848 Total cash and investments $ 106,723,949 The City's Investment Poiicv The City's Investment Policy sets forth the investment guidelines for all funds of the City. The Investment Policy conforms to the California Government Code Section 53600 et. seq. The authority to manage the City's investment program is derived from the City Council. Pursuant to Section 53607 of the California Government Code, the City Council annually appoints the City Treasurer and approves the City's investment policy. The Treasurer is authorized to delegate this authority as deemed appropriate. No person may engage in investment transactions except as provided under the terms of the Investment Policy and the procedures established by the Treasurer. This Policy requires that the investments be made with the prudent person standard, that is, when investing, reinvesting, purchasing, acquiring, exchanging, selling or managing public funds, the trustee (Treasurer and staff) will act with care, skill, prudence, and diligence under the circumstances then prevailing, including but not limited to, the general economic conditions and the anticipated needs of the City. 16 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial- Statements June 30, 2011 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) The Investment Policy also requires that when following the investing actions cited above, the primary objective of the trustee be to safeguard the principal, secondarily meet the liquidity needs of depositors, and then achieve a return on the funds under the trustee's control, Further, the intent of the Investment Policy is to minimize risk of loss on the City's held investments from: A. Credit risk B. Custodial credit risk C. Concentration of credit risk D. Interest rate risk Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's Investment Policy. The table also identifies certain provisions of the California Government Code that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investment of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's Investment Policy. Maximum Maximum Authorized Maximum Percentage Investment Minimmn Investment Type Maturity of *Portfolio in One Issuer Rating Securities of the U.S. Government, or it agencies Certain Asset -Backed Securities Certificates of Deposit Bankers' Acceptances Commercial Paper Repurchase Agreements Reverse Repurchase Agreements Medium -Term Notes Mutual Funds investing in eligible securities Money Market Mutual Funds Mortgage Pass -Through Securities State Administered Pool Investment 5 years None None None 5 years None None AA 5 years 30% None None 180days 40% 30% None 270 days 25% 10% P-1 I year None None None 92 days 20% None None 5 years 30% None A N/A 20% 10% AAA N/A 20% 10% AAA 5 years 20% None AA N/A None None None * Excluding amounts held by bond trustee that are not subject to Califoria Government Code restrictions. 17 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's Investment Policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Maximum Authorized Maximum Percentage Investment Minimum Investment Type Maturity of Portfolio in One Issuer Rating Securities of the U.S. Government, or it agencies Certain Asset -Backed Securities Certificates of Deposit Bankers' Acceptances Commercial Paper Money Market Mutual Funds State Administered Pool Investment Investment Contracts Disclosure Relating to Interest Rate Risk None None None None None None None AA None None None None 1 year None None None None None None P-1 N/A None None AAA N/A None None None None Norte None None Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. The City has no specific limitations with respect to this metric. Investment Maturities Fair (in Months) Value as of Less Than 13 to 25 to 37 to 49 to %of Investment Type June 30, 2011 12 Months 24 Months 36 Months 48 Months 60 Months Total Federal Rome Loan $ 9,140,388 $ - $ 9,140,388 $ 11.78% Federal National Mortgage Association 4,473,987 - 4,473,987 - - - 5.77% Local Agency Investment Fund 536,296 536,296 - - - - 0.69% Money Market Mutual Fand 30.087,886 30,087,886 - - - - 38.78% United States Treasury Notes 33,352,291 2,169,953 20,142,887 11,039,451 - 42.98% Total investments $ 77,590,848 $ 32,794,135 $ 33,757,262 $ 11,039,451 $ - $ t00.00% 18 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Disclosures Relatine to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by the California Government Code, the City's Investment Policy, or debt agreements, and the actual rating as of the year end for each investment type. Minimum Required Actual Fair % Rating Credit Rating Value as of of Moody's / S&P Moody's / S&P June 30, 2011 Total In custody of Treasurer: Investments held by Treasurer: Local Agency Investment Fund Not Rated Not Rated $ 536,296 0.69% Money Market Mutual Fund Aaa/AAA Aaa/AAA 41,433 0.05% Total in custody of Treasurer 577,729 0.74% In custody of Trustee: Investments held by Trustee: Money Market Mutual Fund Aaa / AAA Aaa / AAA $ 30,046,453 38.73% Federal Home Loan Bank Aaa / AAA Aaa / AAA 9,140,388 1 1.78% Federal National Mortgage Association - Aaa / AAA Aaa / AAA 4,473,987 5.77% United States Treasury Notes Aaa / AAA Aaa / AAA 33,352,291 42.98% Total in custody of Trustee 77,013,119 99.26% Total investments $ 77,590,848 100.00% 19 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Concentration of Credit Risk The City's Investment Policy places no limit on the amount the City may invest in any one issuer excluding a 10% limitation on commercial paper, mutual funds, and money market mutual funds and a 30% limitation on bankers acceptances. The City's Investment Policy also places no limit on the amount of debt proceeds held by bond trustee that the trustee may invest in one issuer that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's Investment Policy. As of June 30, 2011, the L&P's investments in any one issuer exceeding 5% were as follows: In Fair % Custody Value as of of Issuer of June 30, 2011 Total Federal National Mortgage Association FNMA Trustee $ 4,473,987 5.77% Federal Home Loan FHLB Trustee 9,140,388 11.78% Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover- the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's Investment Policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments. Under the California Government Code, a financial institution is required to secure deposits in excess of FDIC insurance of $250,000 made by state or local governmental units by pledging government securities held in the form of an undivided collateral pool. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. Such collateral is held by the pledging financial institution's host department or agent in the City's name. At year-end, the carrying amount of the L&P's deposits was $29,133,101 and the bank balance was $29,278,483. The difference between the bank balance and the carrying amount represents outstanding checks and deposits in transit. As of June 30, 2011, none of L&P's deposits with financial institutions in excess of federal depository insurance limit were held in uncollaterized accounts. $28,778,483 was collateralized by the pledging financial institution as required by Section 53652 of the California Government Code. 20 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Local Arencv Investment Fund (LAIF) L&P also maintained cash balances with the State of California Local Agency Investment Fund (LAIF) amounting to $536,296 at June 30, 2011. LAIF is an external investment pool sponsored by the State of California. These pooled funds approximate fair value. The administration of LAIF is provided by the California State Treasurer and regulatory oversight is provided by the Pooled Money Investment Board and the Local Investment Advisory Board. The value of the pool shares in LAIF, which may be withdrawn, is determined on an amortized cost basis, which is different than the fair value of the L&P's position in the pool. The total amount invested by all public agencies in LAIF at June 30, 2011 was $23,983,771,875. LAIF is part of the State of California Pooled Money Investment Account (PMIA) whose balance was $66,352,783,817 at June 30, 2011. Of this amount, 5.01% was invested in structured notes and asset - backed securities. PMIA is not SEC -registered, but is required to invest according to California State Code. The average maturity of PMIA investments was 0.65 years as of June 30, 2011. LAIF does not maintain a credit rating. NOTE 3 — ACCOUNTS RECEIVABLES The L&P's accounts receivables at June 30, 2011 are as follows: Accounts Allowances Total receivables $ 1,923,918 (50,000) $ 1,873,918 NOTE 4 — RELATED PARTY TRANSACTIONS Transactions between L&P and the City commonly occur in the normal course of business for services received or famished (accounting, management, engineering, and legal services). The following table summarizes L&P's short-term balances and transactions at June 30, 2011: Due To/From City Due from City, July 1, 2010 $ 16,129,388 Amounts paid on behalf of City 1,107,602 Due from City, June 30, 2011 $ 17,236,990 21 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 4 — RELATED PARTY TRANSACTIONS (CONTINUED) Transactions between L&P and the City occur occasionally to fund capital projects on behalf of one another such as the City's natural gas system and the development of the City's base load electric generating station. The following table summarizes L&P's long-term loan balances and transactions at June 30, 2011: Advances to City Advance to City, July 1, 2010 $ 45,290,078 Loan repayment from City (20,145,886) Advance to City, June 30, 2011 $ 25,144,192 The loan between the City and L&P does not accrue interest due to the nature of capital projects funded by L&P that benefit both. During the current year, the City repaid L&P $20,145,886 in the form of environmental emission credits. The environmental emission credits are reported as part of capital assets under the intangible assets -environmental credits category. Overatine Expenses The City allocates certain administrative and overhead costs to L&P which L&P financial statements include as part of cost of sales. These costs for the year ended June 30, 2011 were as follows: City Administration $ 288,393 City Garage 183,936 City Warehouse 221,075 Police 238,601 Fire 192,770 Finance 452,768 Treasurer 216,748 Purchasing 249,312 Risk Management/Insurance 829,058 Total $ 2,872,661 Nonoperating Expenses L&P's electric retail rates are established by the City Council and are not subject to regulation by the California Public Utility Commission or any other state agency. The retail rates include a 3% surcharge for payments in lieu of franchise tax to the City's General Fund. For the current year, L&P paid the City's General Fund $3,149,776 for in lieu of franchise tax. 22 CITY OF VERNON, CALIFORNIA LIGIIT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 5 — CAPITAL ASSETS Capital asset activity of L&P for the fiscal year ended June 30, 2011 was as follows: Balance Transfers & Balance June 30, 2010 Additions Deletions Adjustments June 30, 2011 Cepta( assets, not being depreciated. Land $ 9,276,596 $ - $ - $ - $ 9,276,596 Intangibles - Environmental credits - - - 20,145,886 20,145,886 Construction in progress 27,959,849 7,420,200 (82,125) 35,297,924 Total capital assets, notbeing depreciated 37,236,445 7,420,200 20,003,761 64,720,406 Copiral assets, being depreciated Production plant Transmission plant Distribution plant General plant Total capital assets, being depreciated Less accumulated depreciation for: Production plant Transmission plant Distribution plant General plant Total accumulated depreciation Total capital assets, being depreciated, net Production plant Transmission plant Distribution plant General plant Total Business -type activities capital assets, net 14,765,324 - - 19,033 14,784,357 4,817,929 70,184 - - 4,888,113 117,055,045 6,060,797 (328,330) 64,186 122,851,698 8,087,826 (1,086) 8,086,740 144,726,124 6,130,981 (328,330) 82,133 150,610,908 (5,852,638) (421,395) - (344) (6,274,377) (2,372,128) (96,472) - - (2,468,600) (43,219,234) (3,339,767) 2,815 127 (46,556,059) (1,530,982) (475,300) 217 (2,006,065) (52,974,982) (4,332,934) 2,815 (57,305,101) 8,912,686 (421,395) - 18,689 8,509,980 2,445,801 (26,288) - - 2,419,513 73,835,811 2,721,030 (325,515) 64,313 76,295,639 6,556,844 (475,300) (869) 6,080,675 91,751,142 1,798,047 (325,515) 82,133 93,305,807 $ 128,987,587 $ 9,218,247 $ (325,515) $ 20,145,894 $ 158,026,213 During the current year, the City repaid $20,145,886 of advances from L&P in the form of environmental emission credits. Depreciation L&P's total depreciation expense for the year was $4,332,934. 23 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 6 — LONG-TERM OBLIGATIONS During the fiscal year 2009, a total of $463,165,000 in long-term obligations were issued and as of June 30, 2011, $431,615,000 remained outstanding consisting of the following: • $43,500,000 City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A • $388,115,000 City of Vernon Electric System Revenue Bonds, 2009 Series A The 2008 Electric System Revenue Bonds are special obligations of the City, which are secured by an irrevocable pledge of electric revenues payable to bondholders. The debt service remaining on the bonds is $116,576,409, payable through 2038. For the current year, debt service and total electric revenues were $3,975,755 and $118,186,124, respectively. Under the Indenture of Trust dated September 1, 2008, interest and principal on the bonds are payable from Net Revenues (or Revenues less Operation and Maintenance Expenses) and/or amounts in the L&P (as those terms are defined in the Indenture of Trust). The City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A were issued to provide funds to (i) finance the cost of certain capital improvements to the City's Electric System, (d) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2008 Bonds. The 2009 Electric System Revenue Bonds are special obligations of the City, which are secured by an irrevocable pledge of electric revenues payable to bondholders. The debt service remaining on the bonds is $506,476,046, payable through 2022. For the current year, debt service and total electric revenues were $46,040,600 and $118,186,124, respectively. Under the Indenture of Trust dated September 1, 2008, interest and principal on the bonds are payable from Net Revenues (or Revenues less Operation and Maintenance Expenses) and/or amounts in the L&P (as those terms are defined in the Indenture of Trust). The City of Vernon Electric System Revenue Bonds, 2009 Series A were issued to provide funds to (i) refinance certain obligations payable from the City's Electric System Revenues, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2009 Bonds. 24 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 6 — LONG-TERM OBLIGATIONS (CONTINUED) A summary of bonds payable for L&P is as follows: Fixed Interest Bonds Maturity Rates City of Vernon 07/01/38 7.400% Electric System Revenue Bonds, 8.590% 2008 Taxable Series A City of Vernon Electric System Revenue Bonds, 2009 Series A Discounts Deferred amount on refunding Total Revenue Bonds 08/01/21 3.000%- 5.125% Annual Principal Original Issue Outstanding at Installments Amount June 30, 2011 To begin 07/01110: $ 43,765,000 $ 43,500,000 $265,000 - $4,065,000 To begin 08/01109: 4[9,400,000 388,115,000 $5,000,000 $44,895,000 (3,467,906) (8,196,085) $ 463,165,000 $ 419,951,009 As of June 30, 2011, annual debt service requirements of L&P to maturity are as follows: Fiscal year ending June 30: 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2036 2037-2039 Total requirements Electric System Revenue Bonds 2008 Taxable Series A Principal Interest* $ 285,000 $ 3,690,405 305,000 3,668,575 330,000 3,645,080 355,000 3,619,735 385,000 3,592,355 3,000,000 17,408,711 5,640,000 15,553,486 8,670,000 12,525,082 13,315,000 7,872,520 11,215,000 1,500,458 $ 43,500,000 $ 73,076,409 *As of June 30, 2011, debt service for 2008 Series A, was calculated based upon fixed coupon rates of 7.40% and 8.59%. 25 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 6 — LONG-TERM OBLIGATIONS (CONTINUED) Electric System Revenue Bonds 2009 Series A Fiscal year ending June 30: Principal Interest* 2012 $ 27,370,000 $ 18,674,350 2013 28,680,000 17,363,100 2014 29,930,000 16,110,638 2015 31,295,000 14,748,957 2016 32,970,000 13,071,088 2017-2021 192,975,000 37,242,479 2022 44,895,000 1,150,434 Total requirements $ 388,115,000 $ 118,361,046 *As of June 30, 2011, debt service was calculated based upon the fixed coupon rates of the bonds ranging from 3.000% to 5.125%. Chanties in lonr-term liabilities The following is a summary of long-term liabilities transactions for the fiscal year ended June 30, 2011: Balance Balance Due Within July 1, 2010 Additions Reductions June 30, 2011 One Year Bonds payable $ 458,165,000 $ - $ (26,550,000) $ 431,615,000 $ 27,655,000 Bond discount (3,782,997) - 315,091 (3,467,906) (315,091) Deferred amount on refunding (8,941,184) - 745,099 (8,196,085) (745,099) Compensated absences 656,622 250,500 (218,874) 688,248 229,416 $ 446,097,441 $ 250,500 $ (25,708,684) $ 420,639,257 $ 26,824,226 26 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 7 — DERIVATIVE INSTRUMENTS In prior years, the City acquired derivative instruments to reduce its overall exposure to interest rate and commodity priced risk and to achieve a lower cost of capital and comfodity. As of June 30, 2011, all derivative instruments have been classified as investment derivative instruments under GASB 53, Accounting and Financial Reporting for Derivative Instruments, with the following instruments outstanding: Notional Effective Maturity Fair Item Type Objective Amount Date Dale Tenn Value A Variable to Reduce overall exposure $ 90,150,000 December April Fixed Swap to interest rate risk and 2004 2037 achieve lower cost of capital for the 2004 Series A Bonds B Variable to Reduce overall exposure 93,575,000 December April Fixed Swap to interest rate risk and 2004 2029 achieve lower cost of capital for the 2004 Series B Bonds 27 Receive 62.87%of $ (14,504,270) LIBOR one -month index plus 0.119%, pay 3.607% Receive 62.87%of (11,173,602) LIBOR one -month index plus 0.119%, pay 3.542% CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 7—DERIVATIVE INSTRUMENTS (CONTINUED) A - Variable to Fixed Swan — 2004 Series A Bonds Objective of the interest rate swap: As a means to reducing its overall exposure to interest rate risk and achieving a lower cost of capital relative to long term fixed rate bonds, the City elected to issue its $90,150,000 2004 Series A Electric System revenue bonds (the "2004 Series A Bonds") in a variable rate mode and enter to a fixed payer swap to achieve synthetic fixed rate debt. Terms: In December 2004, the City entered into a pay -fixed, receive -variable interest rate swap for the term of the 2004 Series A Bonds. The notional amount of the swap is $90,150,000. Under the original terms of the swap, the City pays the counterparty a fixed rate of 3,637% and receives from the counterparty variable -rate payments equal to 62.87% of the London Interbank Offered Rate (LIBOR) one -month index plus 0.119%. On March 16, 2006, the City amended its fixed payment to 3.607% to the counterparty. In April 2008, the City redeemed its 2004 Series A Bonds. Fair value: As of June 30, 2011, the swap had a negative fair value of $14,504,270. The fair value was estimated using the zero -coupon method. This method calculates the future net settlement payments required by the swap, assuming that the current forward rates implied by the yield curve correctly anticipate future spot interest rates. These payments are then discounted using the spot rates implied by the current yield curve for hypothetical zero -coupon bonds due on the date of each future net settlement on the swap. Credit risk: As the swap's fair value as of June 30, 2011 is negative, the City does not have credit exposure to the counterparty. Should the City's fair value become positive, the City would have credit exposure to the counterparty equal to the fair value amount. As of June 30, 2011, the swap counterparty, Morgan Stanley was rated A by Standard & Poor's and A2 by Moody's Investors Service. To mitigate the potential for credit risk, if the counterparty's credit quality falls below (BBB/Baal), the fair value of the swap will be fully collateralized by the counterparty with U.S. government securities. Collateral would be posted with a third -party custodian. The City is obligated to post collateral to Morgan Stanley if the City's negative fair value in the aggregate exceeds $20,000,000. At June 30, 2011, the City posted collateral of $5,677,872 on the 2004 Series A Bonds and the 2004 Series B Bonds as the aggregate negative fair value of $25,677,872 exceeded $20,000,000. Interest rate risk: The swap increases the City's exposure to interest rate risk. As LIBOR decreases, the City's net payments in the swap increases. Termination risk: The City or the counterparty may terminate the swap if the other party fails to perform under the terns of the contract. In addition, the City may optionally terminate the agreement on any date. If at the time of termination the swap has a negative fair value, the City would be liable to the counterparty for an amount equal to the negative fair value. Swap payments and associated debt: The debt associated with the swap, the 2004 Series A Bonds, has been redeemed. 28 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 7 — DERIVATIVE INSTRUMENTS (CONTINUED) B - Variable to Fixed Swao — 2004 Series B Bonds Objective of the interest rate swap: As a means to reducing its overall exposure to interest rate risk and achieving a lower cost of capital relative to long term fixed rate bonds, the City elected to issue its $83,575,000 2004 Series B Electric System revenue bonds (the "2004 Series B Bonds") in a variable rate mode and enter to a fixed payer swap to achieve synthetic fixed rate debt. Terms: In December 2004, the City entered into a pay -fixed, receive -variable interest rate swap for the term of its 2004 Series B Bonds. The notional amount of the swap is $83,575,000. Under the original terms of the swap, the City pays a fixed rate of 3.572% and receives variable -rate payments equal to 62.87% of the London Interbank Offered Rate (LIBOR) one -month index plus 0.119%. On March 16, 2006, the City revised its fixed payment to 3.542% to the counterparty. In April 2008, the City redeemed its 2004 Series B Bonds. Fair value: As of June 30, 2011, the swap had a negative fair value of $11,173,602. The fair value was estimated using the zero -coupon method. This method calculates the future net settlement payments required by the swap, assuming that the current forward rates implied by the yield curve correctly anticipate future spot interest rates. These payments are then discounted using the spot rates implied by the current yield curve for hypothetical zero -coupon bonds due on the date of each future net settlement on the swap. Credit risk: As the swap's fair value as of June 30, 2011 is negative, the City does not have credit exposure to the counterparty. Should the City's fair value become positive, the City would have credit exposure to the counterparty equal to the fair value amount. As of June 30, 2011, the swap counterparty, Morgan Stanley was rated A by Standard & Poor's and A2 by Moody's Investors Service. To mitigate the potential for credit risk, if the counterparty's credit quality falls below (BBB/Baal), the fair value of the swap will be fully collateralized by the counterparty with U.S. government securities. Collateral would be posted with a third -party custodian. The City is obligated to post collateral to Morgan Stanley if the City's negative fair value in the aggregate exceeds $20,000,000. At June 30, 2011, the City posted collateral of $5,677,872 on the 2004 Series A Bonds and the 2004 Series B Bonds as the aggregate negative fair value of $25,677,872 exceeded $20,000,000, Interest rate risk: The swap increases the City's exposure to interest rate risk. As LIBOR decreases, the City's net payments in the swap increases. Termination risk: The City or the counterparty may terminate the swap if the other party fails to perform under the terns of the contract. In addition, the City may optionally terminate the agreement on any date. If at the time of termination the swap has a negative fair value, the City would be liable to the counterparty for an amount equal to the negative fair value. Swap payments and associated debt: The debt associated with the swap, the 2004 Series B Bonds, has been redeemed. 29 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 7 — DERIVATIVE INSTRUMENTS (CONTINUED) C - Chanee in Fair Value of Derivative Instruments The fair value balance and notional amount of the derivative instrument outstanding at June 30, 2011, classified by type, and the change in fair value of such derivative instrument for the year then ended as reported in the current year financial statements are as follows: Change in Fair Value Fair Value at June 30, 2011 Classification Amount Classification Amount Notional Investment derivative instruments Variable to Fixed Swaps 2004 Series A Bonds Increase in fair value $ 3,555,423 Derivative liability $ (14,504,270) $ 90,150,000 2004 Series B Bonds Increase in fair value 2,001,796 Derivative liability (11,173,602) 83,575,000 The net increase in fair value of investments on the 2004 A and 2004 B swaps during the year was $5,557,219. The change in fair value subsequent to June 30, 2011 is discussed in Note 13. 30 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 8 — RISK MANAGEMENT L&P is in the City's self-insurance program as part of its policy to self -insure certain levels of risk within separate lines of coverage to maximize cost savings. The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; natural disasters; unemployment coverage, and providing health benefits to employees and retirees. The City is self -insured for its general liability, workers' compensation, and property liability. The City has chosen to establish risk financing in the General Fund at the beginning of this fiscal year, whereby assets are set aside for claim settlements associated with the above risks of loss up to certain limits. The City has obtained various insurance policies that provide coverage for "Special Form Perils" against direct physical loss or damage, and flood, to all real and personal property of the City, including equipment, business and revenue interruption, errors and omissions, boiler and machinery and pollution legal liability. In the most recent "Statement of Values" for the City, real and personal property total insured values equaled $315,559,969. Property & Boiler & Machinery Coverage is written through Travelers Insurance Company. Crime, which includes Employee Theft, Forgery Alteration, Computer Fraud, etc., coverage is also in force with a limit of $1,000,000 for each line of coverage with a deductible of $25,000. Crime coverage is written through Chartis Insurance. Excess liability coverage is provided by a stand-alone policy purchased by the City. Excess coverage is provided by the Everest National Insurance Company. Excess workers' compensation coverage is provided by a stand-alone policy purchased through New York Marine and General Insurance Company. The City is self -insured for the first $1,000,000 of workers' compensation claims and for the first $2,000,000 of its general liability coverage. Athens Administrators, which was formally known as York Insurance Services Group, Inc., is the Third Party Administrator for the City's workers' compensation claims. The City self -administers its general liability claims. Workers' compensation and general liability loss run reports are prepared by Athens Administrators. The City is insured for pollution conditions that arise at city owned property with a limit of $1,000,000 with a deductible of $25,000. 31 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 8 — RISK MANAGEMENT (CONTINUED) The insurance limits are as follows: Sel&Insured Retention General Liability $2,000,000 $20,000,000 Everest National Insurance Co Excess Workers' New York Marine & General Compensation $1,000,000 $50,000,000 Insurance Cc Property: $ I00,000 deductible $100,000,000 Travelers Insurance Co Blanket Building & Contents Included Travelers Insurance Co Flood Sublimit—Annual $25,000,000 Travelers Insurance Co Electronic Data Processing Equipment: Included Travelers Insurance Co Newly Constructed or Acquired $5,000,000 Sublimit with a 120 days reporting requirement Travelers Insurance Co Machinery Breakdown $50,000,000 Travelers Insurance Co Pollution (City owned Chubb Insurance (pollution legal property) $25,000 deductible $1,000,000 liability and clean up) Pollution (Waste Haulers and Landfills) $5,000,000 Great American Crimes $25,000 deductible $1,000,000 Chartis Insurance 32 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 8 — RISK MANAGEMENT (CONTINUED) The City is self insured or pays the deductible stated above for general liability, workers' compensation, or property losses. There have been no significant reductions of coverage from the prior year. There have been no settlements exceeding insurance coverage for each of the past three fiscal years. The City charges L&P a premium based upon the proportional payroll cost. For the current fiscal year, L&P's proportional premium cost was $829,058. Further information regarding the City's self-insurance program may be found in the City's Annual Financial Report. NOTE 9 — PENSION PLAN L&P employees participate with other City employees in the California Public Employees' Retirement System (PEAS), an agent multiple -employer retirement system that acts as a common investment and administrative agent for participating public entities within the State of California. All full-time safety (police and fire personnel) and miscellaneous personnel and temporary or part-time employees who have worked 1,000 hours in a fiscal year are eligible to participate in the PERS. Benefits vest after five years of service. Employees who retire at age 50 with five years of credited service are entitled to retirement benefits. Monthly retirement benefits are based on all employee's average compensation for his or her single highest year of compensation for each year of credited service. Miscellaneous members with five years of credited service may retire at age 55 with full benefits based on a benefit factor derived from the "2.7% at 55 Miscellaneous Factor" benefit factor table and between age 50 and 54 with reduced retirement benefits. Safety members may retire at age 50 with full benefits based on a benefit factor derived from the "3% at 50 Safety Factor" for Police Department employees and "3% at 50 Safety Factor" for Fire Department employees benefit factor table with five years of credited service. The PERS also provides death and disability benefits. These benefit provisions and all other requirements are established by State statute and City ordinance. The City's plan does not issue a stand-alone financial report but is included in the PERS report, which can be obtained from PERS at Lincoln Plaza, 400 P Street, Sacramento, California 95814. The State -required City employee salary contributions are 8% for miscellaneous employees and 9% for safety employees. In prior years, employee contributions were subsidized by the City, however, effective April 8, 2010 contributions were made by the employees. The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis adopted by the PERS Board of Administration. The City and employees contribution to the PERS for the fiscal year ended Julie 30, 2011 was $5,794,058 and $1,864,275, respectively, of which L&P's employer and employees portions were $499,547 and $297,561, respectively. City contribution rates as a percentage of covered payroll were 13.475% for miscellaneous plan members and 25.372% for safety plan members. 33 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 9 — PENSION PLAN (CONTINUED) The City's contribution was made in accordance with actuarially determined requirements based on an actuarial valuation performed as of June 30, 2008. The PERS uses the entry age normal actuarial cost method, which is a projected benefit cost method that takes into account those benefits expected to be earned in the future as well as those already accrued. According to this cost method, the normal cost for an employee is the level amount that would fund the projected benefit if it were paid amorally from the date of employment until retirement. The PERS uses a modification of the entry age normal cost method whereby the employer's total normal cost is expressed as a level percentage of payroll. Unfunded liabilities are amortized over a closed, 20-year period. Significant actuarial assumptions used in the valuation included (a) a rate of return on the investment of present and future assets of 7.75% a year, compounded annually; (b) overall payroll growth of 3.25%, compounded annually; and (c) a merit scale varying by duration of employment coupled with an assumed annual inflation growth of 3,00% and an annual production growth of 0.25%. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a 15 year period. Trend information for the current and two preceding fiscal years is as follows: Percentage Fiscal Year Annual of Ended Pension Amount APC Net Pension June 30 Cost (APC) Contributed Contributed Obligation 2011 $ 5,794,058 $ 5,794,058 100% 2010 7,405,652 7,405,652 100% 2009 7,477,878 7,477,878 100% The following schedules present the funded status as of June 30, 2010 based on actuarial assumptions consistent with the June 30, 2008 valuation described above (dollar amounts in millions). Safety Plan Schedule of Funding Progress Actuarial UAAL Accrued Actuarial Annual as a % of Liability Value of Unfunded Covered Covered Valuation (AAL) Assets AAL Funded Ratio Payroll Payroll Date a b a— / a c a— b- / c 6/30/2010 $170,104,557 $142,251,795 $27,852,762 83.6% $14,221,759 195.8% 34 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 9 — PENSION PLAN (CONTINUED) Miscellaneous Plan Schedule of Funding Progress Actuarial UAAL Accrued Actuarial Annual as a % of Liability Value of Unfunded Covered Covered Valuation (AAL) Assets AAL Funded Ratio Payroll Payroll Date a b (a—b b/a c a—b /c 6/30/2010 $107,971,777 $92,640,731 $15,331,046 85.8% $12,685,952 120.9% Further information regarding the City's pension plan may be found in the City's Annual Financial Report. NOTE 10 — LIGHT AND POWER OPERATIONS AND COMMITMENTS Asset Sale On December 13, 2007, the City entered into an Amended and Restated Purchase and Sale Agreement (the "Bicent Agreement"), with Bicent (California) Power LLC ("Bicent"), which is an affiliate of Bicent Holdings and Natural Gas Partners, to sell to Bicent the Malburg Generating Station ("MGS") and the economic burdens and benefits of the City's interests in 22 MW from the Hoover Dam Uprating Project for $287,500,000. This transaction closed on April 10, 2008. Bicent has agreed to sell the capacity and the energy of the MGS to the City on the terms set forth in a Power Purchase Tolling Agreement, by and between the City and Bicent, dated as of April 10, 2008 (the "PPTA"). In addition, Bicent has acquired the benefits and burdens of the City's interest in the Hoover Uprating Project (described below) on the terms set forth in the Hoover Contract for Differences ("CFD"), between .Bicent (California) Hoover LLC, a Delaware limited liability company (`BCH") and the City, dated as of April 10, 2008 (the "Hoover Differences Contract"). Pursuant to the Bicent Agreement, Bicent has assigned its rights and obligations with respect to the MGS to its affiliate, Bicent (California) Malburg LLC, a Delaware limited liability company (`BCM"). Pursuant to the Bicent Agreement, Bicent has assigned its rights and obligations with respect to the economic benefits and burdens of the Hoover Uprating Project to its affiliate, BCH, The City treated the PPTA as an asset lease- back transaction due to a 30 year ground lease between the City and BCM by deferring most of the gain from the sale of MGS to be amortized over the 15 year life of the PPTA. The City also deferred the gain from the CFD to be amortized over the 10 year life of the CFD. As of June 30, 2011, a deferred gain of $46,989,048 remains to be amortized over the life of the PPTA and CFD which will be amortized in proportion to the capacity payments the City will be making under the PPTA and CFD (See Note 12 for disclosure on uncertainties). 35 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 10 — LIGHT AND POWER OPERATIONS AND COMMITMENTS (CONTINUED) Project Commitments A. Southern California Public Power Authority In 1980, the City entered into a joint powers agreement with nine (9) Southern California cities and an irrigation district to form the Southern California Public Power Authority (the "Authority"). The Authority's propose is the planning, financing, acquiring, constructing and operating of projects that generate or hansmit electric energy. The Authority purchased a 5.91% interest in the Palo Verde Nuclear Generating Station (the "Station"), a nuclear -fired generating station near Phoenix, Arizona, from the Salt River Project Agricultural Improvement and Power District, and a 6.55% share of the right to use certain portions of the Arizona Nuclear Power Project Valley Transmission System. The City has a 4.9% entitlement share of the Authority's interest in the station, Between 1983 and 2008, the Authority issued $3.266 billion in debt of Power Project Revenue Bonds for the Station to finance the bonds and the purchase of the Authority's share of the Station and related transmission rights. The bonds are not obligations of any member of the Authority or public agency other than the Authority. Under a power sales contract with the Authority, the City is obligated on a "take or pay" basis for its proportionate share of power generated, as well as to make payments for its proportionate share of the operating and maintenance expenses of the Station, debt service on the bonds and any other debt, whether or not the project or any part thereof or its output is suspended, reduced or terminated. The City took its proportionate share of the power generated and its proportionate share of costs during fiscal year 2011 was $3,470,345. The City expects no significant increases in costs related to its nuclear resources. B. Hoover Dam Power Plant Upgrade Program In January 1987, the City entered into a contract with the Federal Bureau of Reclamation to fund part of an upgrading program of the Hoover Dam power plant to increase the plant's generating capacity. In exchange, the City will receive its pro rata share of the additional power produced. Total program costs are estimated to be $155 million. As of June 30, 2011, the City's total advances were $6,690,998 for the upgrading program. At June 30, 2011, the outstanding note receivable was $2,618,807. The City has no obligation to advance funds in the future. The note is being repaid with interest over a period of 30 years. The City must also make payments for its pro rata share of operating and maintenance costs not recovered by the plant through revenues. The amount paid during the current year for purchased power was reduced by principal and interest amounts totaling $334,236 due the City on the outstanding note receivable. The contract expires in September 2017. 36 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 10 — LIGHT AND POWER OPERATIONS AND COMMITMENTS (CONTINUED) Power Purchase Commitments As of June 30, 2011 under the Bicent Agreements, the City had the following long-term commitments to purchase power subject to certain conditions: Fiscal Year 2012 2013 2014 2015 2016 2017-2021 2022-2023 *Commitments under the PPTA and CFD net of amortization of deferred gain. Amount* $ 21,470,765 21,470,765 21,470,765 21,470,765 21,470,765 175,887,158 62,041,921 $ 345,282,904 NOTE 11 — POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS (OPEB) The postemployment benefit described in the following paragraphs relate to the City in which L&P is a department. Information relating to the City applies to L&P because the pension and postemployment benefits are maintained by the City for all employees of the City which includes those of the departments. Resolution 2010-193 provided the payment of medical and dental insurance premiums for certain categories of retired employees during the 2010-2011 fiscal year. Resolution 2010-193 goes on to state that the City will provide a single -employer postemployment benefit plan consisting of medical and dental benefits to employees who attain age 60 with 20 years of service. The City plan subsidizes the full cost of the premium for qualified employees beginning at age 60. Alternatively, an employee can retire with 30 years of service, before age 60, but must pay the full cost until age 60 when the City begins to subsidize the payments. These benefits are not vested rights and expire at the conclusion of the fiscal year. However, the City's plan is considered a substantive OPEB plan and the City recognizes costs in accordance with GASB Statement No. 45. In the future, the City may terminate its unvested OPEB. Sworn safety personnel eligibility requirements are a minimum of 20 years service and a minimum of 10 years of service with the City. Due to the insignificant amount of postemployment benefits as it relates to the L&P in comparison to the City as a whole, no postemployment benefits obligation has been allocated to L&P by the City at June 30, 2011. Further information regarding the City's participation in OPEB may be found in the City's Annual Financial Report. 37 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 12 — CONTINGENCIES During the course of normal operations L&P is subjected to various claims. In the opinion of management and legal counsel, the disposition on all litigation pending will not have a material effect on the L&P's financial statements. Uncertainties The financial and operational effects of the 2008 sale of generation and transmission assets, while reducing the electric system's debt burden and providing liquidity, puts the utility at some risks in terms of increased fixed -charge obligations and long-term power resource uncertainty. In 2010, AB 46, an act to disincorporate the City and make it part of the unincorporated territory of Los Angeles County, was introduced into the State Assembly. AB 46 states it was motivated by a desire to eliminate corrupt practices by City officials, including misuse of public funds and excessive salaries. None of the persons accused of wrongdoing continue as City officials or employees and City salaries have been adjusted to more closely reflect salaries for comparable positions in other California cities. A companion bill, AB 781 was also introduced which, among other things, would have transferred the Electric System to a special district governed by the Board of Supervisors of Los Angeles County. The enactment of AB 781 was dependent on the enactment of AB 46. The City noted to the State Legislators that it believed AB 46 violated the provisions of the California Constitution providing that a vote of the City electorate was necessary to repeal a California city charter. Both bills were opposed by residents and businesses within the City as well as labor unions representing workers within the City. Both bills were passed by the State Assembly. In the Senate, Senator De Leon, who represents the City and was an original sponsor of AB 46, developed a list of reforms (described below) which the City could commit to undertake to avoid disincorporation. The City Council agreed to the reforms and neither AB 46 nor AB 781 was approved by the Senate. As a result, neither bill became law. The City Council placed before the electorate in November 2011 a series of Charter amendments to implement the reform program all of which were approved by the voters. The Charter amendments are now in effect and the City is in the process of implementing the reforms. The City cannot make any guarantees that there will not be any additional attempts to disincorporate the City or to require additional reforms in the future. The City has recently been the subject of several investigation and audits by overseeing public bodies. The City has fully cooperated with such reviews of the City's policies and practices, and the City plans to continue cooperating with the ongoing investigations and audits or any other related or similar reviews of the City. The recent and/or ongoing audits and investigations include; • Attorney GeneraiAudit: On September 15, 2010, the Office of the Attorney General for the State of California began an investigation of the compensation paid from the City to various individuals, including those who may have acted in the capacity of officials, officers and/or employees of the City. The City fidly cooperated with the Office of the Attorney General and has not received subsequent communications. 38 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 12 — CONTINGENCIES (CONTINUED) IRS Audit of 2009 Bonds: On August 23, 2011, the City published a material event notice regarding an audit by the IRS of the 2009 Bonds. The notice stated in relevant part: `By letter dated August 10, 2011, the City was notified by the Internal Revenue Service (the "IRS") that the 2009 Bonds have been selected for an examination to determine compliance with Federal tax requirements. According to the IRS letter, the 2009 Bonds were selected for examination because of information IRS received from external sources or developed internally that causes a concern that the debt issuance may fail one or more provisions of section 103, 141-150 of the Internal Revenue Code. The City believes that the 2009 Bonds complied with all applicable provisions of the Internal Revenue Code and the City will cooperate with the IRS in its examination of the 2009 Bonds. The audit is ongoing. • State Legislature Audit: In September 2011, the California State Legislature directed the State Auditor to conduct a performance audit of the City and its Light and Power Department. The audit will include, but is not limited to, a review of revenues and expenditures, contracting practices, city governance, and governance reform measures over the past five years, as well as a review of bond issuance and expenditures over the past seven years. The audit is ongoing. The impact or outcome of these matters on the City and any potential implications cannot presently be determined. NOTE 13 — SUBSEQUENT EVENTS Chance in Fair Value of Derivative Instruments The fair value balance and notional amount of the derivative instruments outstanding at November 30, 2011, classified by type, and the change in fair value of such derivative instruments since June 30, 2011 are as follows: Change in Fair Value Fair Value al November 30, 2011 Classification Amount Classification Amount Notional Invesonent derivative instruments Variable to Fixed Swaps 2004 Series A Bonds Decrease in fair value S (14,124,712) Derivative liability S (28,628,982) S 90,150,000 2004 Series B Bonds Decrease in fair value (6,832,001) Derivative liability (18,005,603) 83,575,000 Credit Ratincs On December 2, 2011, Moody's Investors Service downgraded the A3 ratings to Baal on the City of Vernon's, Electric System Revenue Bonds, 2008 Taxable Series A and Electric System Revenue Bonds 2009 Series A. M CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2011 NOTE 13 — SUBSEQUENT EVENTS (CONTINUED) Interest Rate Swap Transactions In September 2011, Morgan Stanley transferred its rights and obligations under the interest rate swap transaction in connection with the City's Electric System Revenue Bonds, 2004 Series B to Deutsche Bank AG. To evidence such transfer, the City and Deutsche Bank AG entered into a novation confirmation which incorporates, by reference, the temis and conditions of the ISDA Master Agreement, Schedule and Collateral Support Annex of the original interest rate swap transaction with Morgan Stanley in connection with the City's Electric System Revenue Bonds, 2004 Series B, with certain modifications including an option by Deutsche Bank to terminate the Deutsche Bank Swap Transaction in 2016, The transfer of rights and obligations by Morgan Stanley to Deutsche Bank AG had no impact to L&P other than the change in the requirement of posting collateral. Prior to September 2011, the City was obligated to post collateral to Morgan Stanley if the City's negative fair value in the aggregate exceeded $20,000,000 (See Note 7). Subsequent to September 2011, the City is obligated to post collateral to Morgan Stanley if the City's negative fair value of the 2004 A swap exceeds $20,000,000 and to Deutsche Bank AG if the City's negative fair value of the 2004 B swap exceeds $20,000,000. At November 30, 2011, the City posted collateral of $8,628,982 to Morgan Stanley on the 2004 Series A Bonds as the negative fair value of $28,628,982 exceeded $20,000,000. Utility Fund Presentation and Repayment of Interfund Receivables On December 15, 2011, City Council adopted a resolution that in fiscal year 2012, the City will merge two of its enterprise funds, the Light and Power fund and the Gas fund for accounting and financial reporting purposes. Both are utility funds that provide power and gas utilities to the residents and businesses of the City. Over the course of time, these funds have accumulated both short-term and long- term interf uid receivable and payable balances, by virtue of the impact of daily operations and the development of the Gas enterprise. The City's plan to merge these funds will result in the elimination of both short-term and long-term interfund receivables and payables. The December 15, 2011 City Council resolution also adopted a 15-month repayment plw for all amounts owed L&P by the City's General Fund and Water Enterprise Fund. 40 LIGHT AND POWER DEPARTMENT FUND (AN ENTERPRISE FUND OF THE CITY OF VERNON, CALIFORNIA) Annual Financial Report Fiscal Year Ended June 30, 2010 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND For the Fiscal Year Ended June 30, 2010 Table of Contents FINANCIAL SECTION: Pa e s IndependentAuditor's Report... .................................... - ....... ............................................. ........ ............... I Management's Discussion and Analysis (Required Supplementary Information -Unaudited) ..................... 2 Basic Financial Statements: Statement of Fund Net Assets.......................................................................................................... 9 Statement of Revenues, Expenses, and Changes in Fund Net Assets ............................................ 10 . Statementof Cash Flows............................................................................................................... 11 Notes to the Basic Financial Statements...................................................................................12-38 ra Certified Public Accountants. Sucrarnxnto • Walnut Ceek • Oakland • Los Anyelxs/Cenlary City • Nuv�purt Beaeh • San Dm9n mgoepa.com INDEPENDENT AUDITOR'S REPORT To the City Council City of Vernon, California We have audited the accompanying basic financial statements of the Light and Power Department Fund, an Enterprise Fund of the City of Vernon, California (City), as of and for the fiscal year ended June 30, 2010, as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. As discussed in Note I to the financial statements, the financial statements present only the Light and Power Department Fund and do not purport to, and do not, present fairly the financial position of the City as of June 30, 2010, and the changes in its financial position, or, where applicable, its cash flows for the fiscal year then ended in conformity with accounting principles generally accepted in the United States of America. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Light and Power Department Fund of the City of Vernon, California, as of June 30, 2010, and the changes in its financial position and its cash flows for the fiscal year then ended in conformity with accounting principles generally accepted in the United States of America. As discussed in Notes 12 and 13 to the financial statements, there are various matters and subsequent events that result in uncertainties of the Light and Power Department Fund and the City. The management's discussion and analysis, on pages 2 through 8, is not a required part of the basic financial statements but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Los Angeles, California December 27, 2010, except for Note 13 as to which the date is June 24, 2011 2000 S St,Lot 2121 N. Calif.,Aw Blvd 505141h Su,,& 20n Cenury Pak East 4675 MaWthur Ct. 225 Broadway Sui10 :00 S.4n750 511, Flnor Suite SW Suite 601) Sude 1750 Saaamonto Walnut Crmk Mkhnd Los Mgdes Nuwpmt Beach Son fN'. CA 115816 CA 9.1996 CA 9,1612 CAW 7 CA 926450 CA 92101 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Management's Discussion and Analysis For the Fiscal Year Ended June 30, 2010 (Unaudited) The management of the Light and Power Department Fund ("L&P"), a department of the City of Vernon ("the City"), offers the following overview and analysis of the basic financial statements of L&P for the fiscal year ended June 30, 2010. Management encourages readers to utilize information in the Management's Discussion and Analysis (MD&A) in conjunction with the accompanying basic financial statements. OVERVIEW OF BASIC FINANCIAL STATEMENTS The MD&A is intended to serve as an introduction to L&P's basic financial statements. Included as part of the financial statements are three separate statements. The statement of. fund net assets presents information on L&P's asset and liabilities, with the difference between the two reported as net assets. The statement of revenues, expenses and changes in fund net assets presents information showing how L&P's net assets changed during the most recent fiscal year. Financial results are recorded using the accrual basis of accounting. Under this method, all changes in net assets are reported as soon as the underlying events occur, regardless of the timing of cash flows. Thus, revenues and expenses reported in this statement for some items may affect cash flows in a future fiscal period (examples include billed but uncollected revenues and employee earned but unused vacation leave). The statement of cash flows reports cash receipts, cash payments, and net changes in cash and cash equivalents from operations, noncapital financing, capital and related financing, and investing activities. The notes to the basic financial statements provide additional information that is essential to fully understand the data provided in the financial statements. FINANCIAL HIGHLIGHTS Net Assets The table below summarizes L&P's net assets as of the current fiscal year ended June 30, 2010 and prior fiscal year ended June 30, 2009. The details of the current year's summary can be found on page 9 of this report. City of Vernon Light and Power Department Fund Fund Net Assets June 30, 2010 and 2009 2010 2009 Change Assets: Current and other assets $ 477,272,645 $ 476,108,936 $ 1,163,709 Restricted assets 56,274,028 95,404,594 (39,130,566) Capital assets 128,987,587 157,973,609 (28,986,022) Total assets 662,534,260 729,487,139 (66,952,879) Liabilities Current liabilities 85,321,117 98,226,528 (12,905,411) Long-term liabilities 467,417,744 502,536,614 (35,118,870) Total liabilities 552,738,861 600,763,142 (48,024,281) Net Assets: Invested in capital assets, net of related debt 85,22.6,509 114,212,700 (28,986,191) Restricted 45,522,784 59,932,410 (14,4095626) Unrestricted (deficit) (20,953,894) (45,421,113) 24,467,219 Total net assets $ 109,795,399 $ 128,723,997 $ (18,928,598) The assets of L&P exceeded its liabilities at the close of the most recent fiscal year by $109,795,399 (net assets). The category of L&P's net assets with the largest balance totaling $85,226,509 (78%) represents resources that are invested in capital assets, net of related debt. The second largest category of net assets, totaling $45,522,784 (41%) represents L&P's restricted assets, which is restricted for special purposes and payment of long-term debt. The last remaining category of net assets, totaling ($20,953,894) (19%) represents a deficit in unrestricted net assets that is expected to be recovered from L&P's future revenues. Activities, net assets: • Current and other assets increased $1,163,709 from the prior year due primarily to a $9,140,228 increase in cash and investments, $14,514,586 increase in due from City, $9,256,938 increase in inventories, and a $2,956,202 increase in deposits and prepaid expenses, offset by a $1,259,442 decrease in accounts receivable, $28,578,343 decrease in prepaid natural gas, and a $4,100,197 decrease in derivative investments. • Restricted assets decreased $39,130,566 from the prior year due primarily to debt service payments and termination of interest rate swaps (See Note 6 for additional information on long- term obligations and Note 7 for additional information on derivative instruments). • Capital assets decreased $28,986,022 from the prior year due primarily to a partial sale of land with an estimated cost of $33,107,062 offset by current year's additions to capital assets net of depreciation (See Note 5). • Current liabilities decreased $12,905,411 from the prior year due primarily to a $3,736,275 decrease in accounts payable, $3,910,342 decrease in deferred gain from sale of generation assets, and a $31,047,629 decrease in derivative liabilities offset by a $4,522,158 increase in bond interest payable and a $21,285,000 increase in bond principal payable (See Notes 6 and 7). • Long-term liabilities decreased $35,118,870 from the prior year due primarily to a $10,331,807 decrease in deferred gain from sale of generation assets and a $25,224,811 decrease in long-term bonds payable, net. • Unrestricted net assets increased $24,467,219 from the prior year due primarily to a $28,986,191 decrease in investment in capital assets, net of related debt, $2,415,617 decrease in net assets restricted for debt service, and a $11,994,009 decrease in net assets restricted for capacity payments offset by a decrease in net assets from cmrent year's activities of $18,928,598. Changes in Net Assets The table below summarizes L&P's changes in net assets over the current and prior fiscal years. The details of the current year's changes in net assets can be found on page 10 of this report. City of Vernon Light and Power Department Fund Changes in Fund Net Assets For the Fiscal Years Ended June 30, 2010 and 2009 2010 2009 Change Operating revenues: Charges for services $ 118,589,706 $ 132,861,886 $ (14,272,180) Operating expenses: Cost of sales Depreciation and amortization Total operating expenses Operating income Nonoperating revenue (expenses): Investment income (loss) Net decrease in fair value of investments Interest expense Other expense Total nonoperating revenue (expenses), net Loss before special item Special item: Gain on sale of land Change in net assets Ne t as s e ts- be ginning of ye ar Net assets- end of year 84,727,883 106,545,147 (21,817,264) 4,364,408 4,357,980 6,428 89,092,291 110,903,127 (21,810,836) 29,497,415 21,958,759 7,538,656 (10,281,703) 2,332,369 (12,614,072) (9,966,275) (27,661,959) 17,695,684 (21,340,935) (42,074,132) 20,733,197 (13,730,038) (3,130,010) (10,600,028) (55,318,951) (70,533,732) 15,214,781 (25,821,536) (48,574,973) 22,753,437 6,892,938 6,892,938 (18,928,598) (48,574,973) 29,646,375 128,723,997 177,298,970 (48,574,973) $ 109,795,399 $ 128,723,997 $ (18,928,598) L&P's activities decreased net assets by $18,928,598. The key reasons for this decrease in change in net assets are as follows: L&P's operating revenue was $118,589,706 for the current year which is $14,272,180 lower than the previous year. This decrease was mainly due to a decrease in demand and due to a wholesale energy netting contract L&P entered with the California ISO in which the sale of wholesale energy were previously recorded at gross as charges for services and the purchase of wholesale energy were previously recorded at gross as cost of sales but is now recorded net as cost of sales. This decrease in revenue was also offset by an electric rate increase of 4.7% on December 1, 2009. • L&P's operating expense was $89,092,291 for the current year which is $21,810,836 lower than the previous year. This decrease was mainly due to a decrease in demand and due to a wholesale energy netting contract L&P entered with the California ISO in which the sale of wholesale energy were previously recorded at gross as charges for services and the purchase of wholesale energy were previously recorded at gross as cost of sales but is now recorded net as cost of sales. This decrease was also complemented by a favorable natural gas price used to generate energy during the year. • Investment loss was $10,281,703 for the current year, which is $12,614,072 lower than the previous year. This decrease was mainly due to lower interest rate swaps expense offset by a realized loss on the termination of investment derivative instruments during the year (See Note 7 for additional information on derivative instruments). • Net decrease in fair value of investments was $9,966,275 for the current year, which is $17,695,684 lower than the previous year. This decrease was caused by a more favorable market condition resulting in less fluctuations in long -tern interest rates during the year (See Note 7 for additional information on derivative instruments). • Interest expense was $21,340,935 for the current year, which is $20,733,197 lower than the previous year. This decrease was mainly due to the termination of investment derivative instruments that were treated as hedging derivative instruments in the prior year (See Note 7 for additional information on derivative instruments). • Other expense was $13,730,038 for the current year, which is $10,600,028 higher than the previous year. Other expense is primarily comprised of L&P's payments to the City for in lieu of tax and franchise payments and operating transfers for general and gas activities (See Note 4 for additional information on related party transactions). Operating Revenues and Expenses For the Fiscal Years Ended June 30, 2010 and 2009 $140,000,000 �a.., , W ay. riG'r�.•r $120,000,000�{ $100,000,000 m ®2010 $80,000,000 - $80,000,000 ' s ^.. e2009 $40,000,000 1 $20,000,000 ! 't ._ r e r ', Eli ww y @ a C N @ U N @ C C O lr e O N L u@ U @O O O U a E @ @ L&P's unrestricted net assets at the end of the year amounted to a deficit of $20,953,894 after the decrease in net assets of $18,928,598 in the current year. L&P expects to eliminate this deficit balance through future rate increases, cost reduction, and revenues from renewable energy projects. CAPITAL ASSET AND DEBT ADMINISTRATION Capital assets. L&P's investment in capital assets as of June 30, 2010 amounted to $128,987,587 (net of accumulated depreciation). This investment in capital assets includes land, construction in progress, building, utilities system improvements, and machinery and equipment. The total decrease in L&P's investment in capital assets for the current fiscal year was $28,986,022, due primarily to increases in L&P's construction in progress for renewable energy offset by a sale of land. Major capital asset events during the current fiscal year included the following: • In the current year, the L&P reclassified $9,856,303 of inventory previously recorded as capital assets as a result of an independent third party's physical inventory taken over its capital assets. • In the current year, the L&P sold part of land being developed for renewable energy for $40,000,000 with cost basis of $33,107,062 for a net gain of $6,892,938. Additional information on the L&P's capital assets can be found in Note 5 on page 23 of this report. Outstanding debt During the fiscal year 2009, a total of $463,165,000 in long-term obligations were issued and as of June 30, 2010, $458,165,000 remained outstanding consisting of the following (See Note 6 for additional information on long-term obligations): • $43,765,000 City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A • $414,400,000 City of Vernon Electric System Revenue Bonds, 2009 Series A The City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A were issued to provide funds to (i) finance the cost of certain capital improvements to the City's Electric System, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2008 Bonds. The City of Vernon Electric System Revenue Bonds, 2009 Series A were issued to provide funds to (i) refinance certain obligations payable from the City's Electric System Revenues, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2009 Bonds. As of June 30, 2010, all bonds issued by L&P had an insured rating of A- by S&P and A3 by Moody's and have not changed from the prior year. On December 9, 2010, Moody's Investors Service has put on a Watchlist for a possible downgrade, the A3 ratings on the City of Vemon's, Electric System Revenue Bonds, 2008 Taxable Series A and Electric System Revenue Bonds 2009 Series A. (See Currently Known Facts below). The change in outstanding debt for the year ended June 30, 2010 was due to the principal payments of $5,000,000 on the Electric System Revenue Bonds. Additional information on the City's long-term debt can be found in Note 6 on pages 23-25 of this report. ECONOMIC FACTORS AND NEW YEAR'S BUDGET AND RATES These factors were considered in preparing L&P's budget for the 2011 fiscal year. • The City is strictly industrial and does not maintain an unemployment rate study of its small population. However, the unemployment rate of adjacent communities is currently 11.5%. This compares favorably to the state's average unemployment rate of 12.3% but unfavorably to the national average unemployment rate of 9.5%. • The occupancy rate of the City's central business district has remained at 98% for the current year. • Inflationary trends in the region compare favorably to national indices. CURRENTLY KNOWN FACTS On December 9, 2010, Moody's Investors Service has put on a Watchlist for a possible downgrade, the A3 ratings on the City of Vernon's, Electric System Revenue Bonds, 2008 Taxable Series A and Electric System Revenue Bonds 2009 Series A. This action is prompted by the introduction in the California Assembly of a bill, which, if adopted, could dis-incorporate the City. However, the impact or outcome on the City and any potential credit implications cannot presently be determined and therefore results in uncertainties at the City. (See Note 12 and Note 13 for additional information on contingencies and subsequent events). On March 21, 2011, Moody's Investors Service affirmed the A3 ratings with negative outlook. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of L&P's finances for all those with an interest in L&P's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Director of Finance, City of Vernon, 4305 Santa Fe Avenue, Vernon, California, 90058. CITY OF VERNON, CALIFORNIA Light and Power Department Fund Statement of Fund Net Assets June 30,2010 ASSETS: Current assets: Cash and investments -$ 67,966,574 Accounts receivable, net of allowances of $50,000 1,606,890 Accrued unbilled revenue 6,806,720 Accrued interest receivable 327,845 Bond issuance costs 246,533 Due from City 16,129,388 Inventories 10,377,384 Prepaid natural gas 28,578,343 Note receivable 333,599 Deposits and prepaid expenses 10,851,655 Total current assets 143,224,931 Noncurrent assets: Restricted cash and investments 56,274,028 Advances to City 45,290,078 Prepaid natural gas 282,990,559 Note receivable 2,619,445 Bond issuance costs 3,147,632 Capital assets: Nondepreciable 37,236,445 Depreciable, net 91,751,142 Total noncurrent assets 519,309,329 Total assets 662,534,260 LIABILITIES: Accounts payable 7,323,093 Accrued wages and benefits 126,736 Customer deposits 492,635 Derivative liabilities 31,235,091 Bond interest 10,751,244 Long-term liabilities: Due within one year: Deferred gain from sale of generation assets 9,683,634 Bonds payable, net 25,489,810 ,Compensated absences 218,874 Total current liabilities 85,321,117 Due in more than one year: Deferred gain from sale of generation assets 47,028,987 Bonds payable, net - 419,95 L009 Compensated absences 437,748 Total noncurrent liabilities 467,417,744 Total liabilities 552,738,861 NET ASSETS: Invested in capital assets, net of related debt 85,226,509 Restricted for debt service 38,526,313 Restricted for capacity payments 6,996,471 Unrestricted (deficit) (20,953,894) Total net assets $ 109,795,399 See accompanying notes to the basic financial statements 9- CITY OF VERNON, CALIFORNIA Light and Power Department Fund Statement of Revenues, Expenses and Changes in Fund Net Assets For the Fiscal Year Ended June 30, 2010 OPERATING REVENUES: Charges for services S 118,589,706 Total operating revenues 1 118,589,706 OPERATING EXPENSES: Cost of sales 84,727,883 Depreciation and amortization 4,364,408 Total operating expenses 89,092,291 Operating income - 29,497,415 NONOPERATING (EXPENSES) Investment loss (10,281,703) Net decrease in fair value of investments (9,966,275) Interest expense (21,340,935) Other expense (13,730,038) Total nonoperating (expenses) (55,318,951) Loss before special item (25,821,536) SPECIAL ITEM: Gain on sale of land 6,892,938 Change in net assets (18,928,598) Net assets, beginning of the year 128,723,997 Net assets, end of the year $ 109,795,399 See accompanying notes to the basic financial statements. CITY OF VERNON, CALIFORNIA Light and Power Department Fund Statement of Cash Flows For the Fiscal Year Ended June 30, 2010 Cash Bows from operating activities: Cash received train custamers/other fares S 95,203,147 Cash paid to suppliers for goods and services (95,756,289) Cash paid to City ge iernl fund for services (2,872,661) Cash paid to employees for services (3,657,932) Net cash used in operating activities (7,083,735) Cash flows Irom nancapiial financing activities: Tmnsfers (paid) to other City funds to fund operations (11.730,038) Collection of note receivable 315,449 Net cash used in noncapinal financing activities (13,414,589) Cash Bows from capital and related Bnaneing activities: Repayment of bonds (5,000,000) Bond interest paid (16,S18,777) SnIs of land 40,000,000 Acquisition and construction ofcapital assets (17.341,195) Net cash provided by capital and related financing activities 840,028 Cash Bows from investing activities: Purchases and sales of invostmcros, net (46.067,219) Investment loss (net interest rate swap payments) (10,281.703) Net cash used in investing activities (56,348,921) Net decrease in cash and cash equivalents (76,007,217) Cash and cash equivalents, beginning ofyenr 153,700,248 Cash and cash equivalents, and ofyen S 77,693,031 Reconciliation ofopending income to net cash Used in operating activities: Operating income $ 29,497,415 Adjustments to reconcile operating income to net cash used in operating activities: Depreciation and amo'tization 4,364,408 Changes in operating assets and liabilities: Decrease (increase) in: Accounts receivable 1,259,442 Other receivables 278.607 Inventories (9,256,938) Prepaid expenses and deposits (2,956,202) Prepaid naland gas 28,578,343 Other assets (26,775,225) Increase (decrease) in: Accounts payable (3,736,275) Accrued wages and benefits (23,252) Due from the City (14.514,586) Customer deposits 16,900 Compensated absences 425,777 Deferred gain from sale ofgenemtion assets (14,242.149) Net cash used in operating activities Reconciliation of cash and cash equivalents to Statement of Net Assets Cash and investments $ 67,966,574 Nonenrrenr awaricled cash and investments 56.274,028 Total 124,240,602 Less: Investments with ranter ties ofmore than 90 days (46,547,571) Total cash and cash equivalents $ 77,693,031 Noneas'h Capital, Investing and Financing Activities Acquisition ofcapital assets in accounts payable S 827,010 Decrease in fair value of investments 9,966,275 See accompanying notes to the basic financial statements. - 11 - CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The financial statements of the Light and Power Department Fund, an Enterprise Fund, have been prepared in conformity with U.S, generally accepted accounting principles (GAAP). The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. The more significant of the Light and Power Department Fund's accounting policies are described below. Reporting Entity The City of Vernon (the City) was incorporated on September 16, 1905 as a General Law City. Effective July 1, 1988, the City became a Charter City. The City operates under a Council -City Administrator form of government. The City's Light and Power Department Fund (L&P) exists as a separate department of the City under and by virtue of the City Charter enacted in 1988. L&P was established, as a separate department by Section 2.64 of the City Code to be used for the collection of revenues and the payment of expenses for the City's electric utility plant. As required by generally accepted accounting principles, the accompanying basic financial statements present the L&P and its component unit, an entity for which the City is considered to be financially accountable. In accordance with GASB Statement No. 14, the City's component unit is considered a blended component unit in the L&P fund. Although a legally separate entity, it is, in substance, part of L&P's operations, and therefore, data from this unit is combined with data of L&P. Blended Component Unit Vernon Natural Gas Financing Authori On April 1, 2006, the City and the Vernon Redevelopment Agency (RDA) created the Vernon Natural Gas Financing Authority (Authority) pursuant to the Joint Powers Agreement, for the express purpose of undertaking projects and programs that promote economic development within the City. Such projects and programs include assisting the City in procuring natural gas for use as fuel for electric generating units that are part of the City's Electric System, which is accounted for in the City's L&P. During the year ended June 30, 2006, the Authority issued $430,845,000 in variable rate bonds and subsequently purchased natural gas in accordance with the Natural Gas Agreement between the Authority and the City. The variable rate bonds were refunded in fiscal year 2009 and replaced with fixed rate bonds. As a result of this financing arrangement, the debt and related asset (prepaid natural gas) associated with the Authority have been blended with L&P for financial reporting purposes. Basis of Presentation L&P accounts for the maintenance and operations of the City's electric utility plant. Revenue for L&P is primarily from charges for services. L&P's financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded at the time liabilities are incurred, regardless of when the related cash flows take place. 12 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30,2010 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) L&P distinguishes operating revenues and expenses from nonoperating items. Operating revenues, such as charges for services, result from exchange transactions associated with the sale of electricity. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or ancillary activities. Operating expenses include the cost of sales and services, administrative expenses and depreciation on capital assets. All expenses not meeting this definition are reported as nonoperating expenses. For the L&P financial statements, under GASB Statement No. 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting, L&P applies all applicable GASB pronouncements as well as any applicable pronouncements of the Financial Accounting Standards Board, the Accounting Principles Board or any Accounting Research Bulletins issued on or before November 30, 1989 unless those pronouncements conflict with or contradict GASB pronouncements. L&P has elected to not apply private -sector accounting standards issued after November 30, 1989. L&P's policy regarding whether to first apply restricted or unrestricted resources when an expense is incurred for purposes for which both restricted and unrestricted net assets are available is to use restricted resources first. Cash Deposits and Investments For purposes of the statement of cash flows, L&P considers amounts on deposit in the L&P's cash and investment pool and all highly liquid investments (including restricted cash and investments) with an original maturity of three months or less when purchased to be cash equivalents. Investment transactions are recorded on the trade date. Investments in nonparticipating interest -earning investment contracts are reported at cost, and all other investments are reported at fair value. Fair value is defined as the amount that the L&P could reasonably expect to receive for an investment in a current sale between a willing buyer and a seller and is generally measured by quoted market prices. Receivables from the City Short-term receivables from the City are classified as "due from City" on the statement of fund net assets. Long-term receivables from the City are classified as "advances to City," on the statement of fund net assets. Inventories Inventories consist of consumable supplies and fuel stock, which are stated at cost on a first -in, first -out basis. The cost of inventories is recorded as an expense when the items are used. 13 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Capital Assets Capital assets (including infrastructure) are recorded at historical cost or at estimated historical cost if actual historical cost is not available. Contributed capital assets are valued at their estimated fair value on the date contributed. Capital assets include land, construction in progress, and plant assets including building, improvements, and machineryand equipment. The capitalization threshold for all capital assets is $5,000. Capital assets used in operations are depreciated using the straight-line method over their estimated useful lives. The estimated useful lives are as follows: Utility plant and buildings Improvements Machinery and equipment 25 to 50 years 10 to 20 years 3 to 35 years Maintenance and repairs are charged to operations when incurred. Betterments and major improvements, which significantly increase values, change capacities or extend useful lives, are capitalized. Upon sale or retirement of capital assets, the cost and related accumulated depreciation are removed from the respective accounts and any resulting gain or loss is included in the changes in financial position. Interest expense associated with construction of capital assets is capitalized during the construction phase up until the capital asset is substantially complete and ready for its intended use for both taxable and tax-exempt securities. For tax-exempt securities, interest income on unspent bond proceeds is also capitalized during the construction phase. Comoensated Absences Accumulated vacation is accrued when incurred. Upon termination of employment, the City will pay the employee all accumulated vacation leave at 100% of the employee's base hourly rate. Lon --term Obligations Bond issuance costs, discounts and premiums and deferred amounts on refunding are amortized over the life of the bonds using the straight-line method. Net Assets L&P financial statements utilize a net assets presentation. Net assets are categorized as invested in capital assets (net of related debt), restricted and unrestricted. Invested In Capital Assets, Net of Related Debt — This category groups all capital assets into one component of net assets. Accumulated depreciation and the outstanding balances of debt that are attributable to the acquisition, construction or improvement of these assets reduce the balance in this category. Restricted Net Assets — This category presents external restrictions imposed by creditors, grantors, contributors or laws or regulations of other governments and restrictions imposed by law through constitutional provisions or enabling legislation. 14 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) • Unrestricted Net Assets — This category represents net assets of L&P not restricted for any project or other purpose. Use of Estimates The preparation of basic financial statements estimates and assumptions that affect certain results could differ from those estimates. NOTE 2 — CASH AND INVESTMENTS Cash and Investments in conformity with GAAP requires management to make reported amounts and disclosures. Accordingly, actual Cash and investments as of June 30, 2010 are classified in the accompanying financial statements as follows: Statement of fund net assets: Cash and investments $ 67,966,574 Restricted cash and investments 56,274,028 Total cash and investments $ 124,240,602 Cash and investments as of June 30, 2010 consist of the following: Deposits with financial institutions $ 24,421,671 Investments 99,818,931 Total cash and investments $ 124,240,602 The City's Investment Policy The City's Investment Policy sets forth the investment guidelines for all funds of the City. The Investment Policy conforms to the California Government Code Section 53600 et, seq. The authority to manage the City's investment program is derived from the City Council. Pursuant to Section 53607 of the California Government Code, the City Council annually appoints the City Treasurer and approves the City's investment policy. The Treasurer is authorized to delegate this authority as deemed appropriate. No person may engage in investment transactions except as provided under the terms of the Investment Policy and the procedures established by the Treasurer. This Policy requires that the investments be made with the prudent person standard, that is, when investing, reinvesting, purchasing, acquiring, exchanging, selling or managing public funds, the trustee (Treasurer and staff) will act with care, skill, prudence, and diligence under the circumstances then prevailing, including but not limited to, the general economic conditions and the anticipated needs of the City. 15 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) The Investment Policy also requires that when following the investing actions cited above, the primary objective of the trustee be to safeguard the principal, secondarily meet the liquidity needs of depositors, and then achieve a return on the funds under the trustee's control. Further, the intent of the Investment Policy is to minimize risk of loss on the City's held investments from: A. Credit risk B. Custodial credit risk C. Concentration of credit risk D. Interest rate risk Investments Authorized by the California Government Code and the Citv's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's Investment Policy. The table also identifies certain provisions of the California Government Code that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investment of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's Investment Policy, Maximum Maximum Authorized Maximum Percentage Investment Minimum Investment Type Maturity of *Portfolio in One Issuer Rating Securities of the U.S. Government, or it agencies Certain Asset -Backed Securities Certificates of Deposit Bankers' Acceptances Commercial Paper Repurchase Agreements Reverse Repurchase Agreements Medium -Term Notes Mutual Funds investing in eligible securities Money Market Mutual Funds Mortgage Pass -Through Securities State Administered Pool Investment 5 years None None None 5 years None None AA 5 years 30% None None 180 days 40% 30% None 270 days 25% 10% P-1 I year None None None 92 days 20% None None 5 years 30% None A N/A 20% 10% AAA N/A 20% 10% AAA 5 years 20% None AA N/A None None None * Excluding amounts held by bond trustee that are not subject to California Government Code restrictions. 16 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Investments Authorized by Debt APreernents Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's Investment Policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Authorized Investment Type Maximum Maturity Maximum Percentage of Portfolio. Maximum Investment in One Issuer Minimum Rating Securities of the U.S. Government, or it agencies None None None None Certain Asset -Backed Securities None None None AA Certificates of Deposit None None None None Bankers' Acceptances 1 year None None None Commercial Paper None None None P-1 Money Market Mutual Funds N/A None None AAA State Administered Pool Investment N/A None None None Investment Contracts None None None None Disclosure Relatine to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter tenn and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. The City has no specific limitations with respect to this metric. Investment Maturities Fair (in Months) Value as of Less Than 13 to 60 % of Investment Type June 30, 2010 12 Months Months Total Federal Horne Loan $ 13,615,508 $ 2,247,722 $ 11,367,786 13.64% Federal National Mortgage Association 4,572,148 - 4,572,148 4.58% Local Agency Investment Fund 533,617 533,617 - 0.53% Money Market Mutual Fund 53,271,359 53,271,359 - 53.37% United States Treasury Notes 27,826,299 6,677,222 21,149,077 27.88% Total investments $ 99,818,931 $ 62,729,920 $ 37,089,011 100.00% 17 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 . NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Disclosures Relatine to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by the California Government Code, the City's Investment Policy, or debt agreements, and the actual. rating as of the year end for each investment type. Minimum Required Actual Fair % Rating Credit Rating Value as of of Moody's / S&P Moody's / S&P June 30, 2010 Total In custody of Treasurer: Investments held by Treasurer: Local Agency Investment Fund Not Rated Not Rated $ 533,617 0.53% Money Market Mutual Fund Aaa/AAA Aaa/AAA 25,101 0.03% Total in custody of Treasurer 558,718 0.56% In custody of Trustee: Investments held by Trustee: Money Market Mutual Fund Aaa / AAA Aaa / AAA $ 53,246,258 53.34% Federal Home Loan Bank Aaa / AAA Aaa / AAA 13,615,508 13.64% Federal National Mortgage Association Aaa / AAA Aaa / AAA 4,572,148 4.58% United States Treasury Notes Aaa / AAA Aaa / AAA 27,826,299 27.88% Total in custody of Trustee 99,260,213 99.44% Total investments $ 99,818,931 100.00% 18 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Concentration of Credit Risk The City's Investment Policy places no limit on the amount the City may invest in any one issuer excluding a 10% limitation on commercial paper, mutual funds, and money market mutual funds and a 30% limitation on bankers acceptances. The City's Investment Policy also places no limit on the amount of debt proceeds held by bond trustee that the trustee may invest in one issuer that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's Investment Policy. As of June 30, 2010, the L&P's investments in any one issuer exceeding 5% were as follows: Money Market Mutual Fund Various Federal Home Loan FHLB Treasury Notes U.S. Treasury Custodial Credit Risk In Fair % Custody Value as of of of June 30. 2010 Total Trustee $ 53,271,359 53.37% Trustee 13,615,508 13.64% Trustee 27,826,299 27.88% Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty, to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's Investment Policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments. Under the California Government Code, a financial institution is required to secure deposits in excess of FDIC insurance of $250,000 made by state or local governmental units by pledging government securities held in the form of an undivided collateral pool. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. Such collateral is held by the pledging financial institution's host department or agent in the City's name. At year-end, the carrying amount of the L&P's deposits was $24,421,671 and the bank balance was $24,381,981. The difference between the bank balance and the carrying amount represents outstanding checks and deposits in transit. As of June 30, 2010, none of L&P's deposits with financial institutions in excess of federal depository insurance limits were held in uncollaterized accounts. $23,921,280 was collateralized by the pledging financial institution as required by Section 53652 of the California Government Code. 19 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 2 — CASH AND INVESTMENTS (CONTINUED) Local Agency Investment Fund (LAIF) L&P also maintained cash balances with the State of California Local Agency Investment Fund (LAIF) amounting to $533,617 at June 30, 2010. LAIF is an external investment pool sponsored by the State of California. These pooled funds approximate fair value. The administration of LAIF is provided by the California State Treasurer and regulatory oversight is provided by the Pooled Money Investment Board and the Local Investment Advisory Board. The value of the pool shares in LAIF, which may be withdrawn, is determined on an amortized cost basis, which is different than the fair value of the L&P's position in the pool. The total amount invested by all public agencies in LAIF at June 30, 2010 was $23,263,615,099. LAIF is part of the State of California Pooled Money Investment Account (PMIA) whose balance was $69,385,966,558 at June 30, 2010. Of this amount, 5.42% was invested in structures notes and asset - backed securities. PMIA is not SEC -registered, but is required to invest according to California State Code. The average maturity of PMIA investments was 0.56 years as of June 30, 2010. LAIF does not maintain a credit rating. NOTE 3 - RECEIVABLES The L&P's receivables at June 30, 2010 are as follows: Accounts $ 1,656,890 Allowances (50,000) Total receivables $ 1,606,890 NOTE 4 — RELATED PARTY TRANSACTIONS Transactions between L&P and the City commonly occur in the normal course of business for services received or furnished (accounting, management, engineering, and legal services). L&P also loans money to the City's general fund for short-term cash flow purposes. The following table summarizes L&P's short-term loan balances and transactions at June 30, 2010: Due To/From Ci(v Due from City, July 1, 2009 $ 1,614,802 Loan to City 14,514,586 Due from City, June 30, 2010 $ 16,129,388 20 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 4 — RELATED PARTY TRANSACTIONS (CONTINUED) Transactions between L&P and the City occur occasionally to fund capital projects on behalf of one another such as the City's natural gas system and the development of the City's base load electric generating station. The following table summarizes L&P's long-term loan balances and transactions at June 30, 2010: Advances to City Advance to City, July 1, 2009 $ 45,290,078 Loan repayment from City - Advance to City, June 30, 2010 $ 45,290,078 The loan between the City and L&P does not accrue interest due to the nature of the capital projects funded by L&P and that benefit both L&P and the City. Operating, Expenses The City allocates certain administrative and overhead costs to L&P. These costs for the year ended June 30, 2010 were as follows: City Administration $ 288,393 City Garage 183,936 City Warehouse 221,075 Police 238,601 Fire 192,770 Finance 452,768 Treasurer 216,748 Purchasing 249,312 Risk Management/Insurance 829,058 Total $ 2,872,661 Nonooerating, Expenses L&P's electric retail rates are established by the City Council and are not subject to regulation by the California Public Utility Commission or any other state agency. The retail rates include a 3% surcharge for payments in lieu of franchise tax to the City's General Fund. For the current year, L&P paid the City's General Fund $3,121,268 for in lieu of franchise tax. For the current year, L&P made an operating transfer of $5,478,770 and $5,130,000 to the City's General Fund and Gas Fund, respectively, to meet the operations of those funds. 21 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 5 — CAPITAL ASSETS Capital asset activity of L&P for the fiscal year ended June 30, 2010 was as follows: Capital assets. not being depreciated.' Land Construction in progress Total capital assets, not being depreciated Capitol assets, being depreciated Production plant Transmission plant Distribution plant General plant Total capital assets, being depreciated Less accumulated depreciation for: Production plant Transmission plant Distribution plant General plant Total accumulated depreciation Total capital assets, being depreciated, net Production plant Transmission plant Distribution plant General plant Total Business -type activities capital assets, net Balance Transfers & Balance June 30, 2009 Additions Deletions Adjusmrents June 30, 2010 $ 9,277,332 $ - $ (736) $ - $ 9,276,596 49,893,510 11,173,401 (33,107,062) 27,959,849 59,170,842 11,173,401 (33,107,798) 37,236,445 14,765,324 - - - 14,765,324 6,500,463 - (27,341) (1,655,193) 4,817,929 117,627,312 6,792,267 (231,741) (7,132,793) 117,055,045 7,885,540 202,537 (251) 8,087,826 146,778,639 6,994,804 (259,333) (8,787,986) 144,726,124 (4,756,318) (420,858) - (675,462) (5,852,638) (2,308,251) (96,796) 17,357 15,562 (2,372,128) (39,812,109) (3,151,280) 168,526 (424,371) (43,219,234) (1,099,194) (447,993) 251. 15,954 (1,530,982) (47,975,872) (4,116,927) 186,134 (1,068,317) (52,974,982) 10,009,006 (420,858) - (675,462) 8,912,686 4,192,212 (96,796) (9,984) (1,639,631) 2,445,801 77,815,203 3,640,987 (63,215) (7,557,164) 73,835,811 6,786,346 (245,456) 15,954 6,556,844 98,802,767 2,877,877 (73,199) (9,856,303) 91,751,142 $ 157,973,609 $ 14,051,278 $ (33,180,997) $ (9,856,303) $ 128,987,587 In the current year, the L&P reclassified $9,856,303 of inventory previously recorded as capital assets as a result of an independent third party's physical inventory taken over its capital assets. In the current year, the L&P sold part of laird being developed for renewable energy for $40,000,000 with cost basis of $33,107,062 for a net gain of $6,892,938. Depreciation L&P's total depreciation expense for the year was $4,116,927. 22 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 6 - LONG-TERM OBLIGATIONS During the fiscal year 2009, a total of $463,165,000 in long-term obligations were issued and as of June 30, 2010, $458,165,000 remained outstanding consisting of the following: • $43,765,000 City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A • $414,400,000 City of Vernon Electric System Revenue Bonds, 2009 Series A Outstanding at June 30, 2010 were $43,765,000 of City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A. The 2008 Electric System Revenue Bonds are special obligations of the City, which are secured by an irrevocable pledge of electric revenues payable to bondholders. The debt service remaining on the bonds is $116,932,423, payable through 2038, For the current year, debt service and total electric revenues were $3,720,560 and $118,589,706, respectively. Under the Indenture of Trust dated September 1, 2008, interest and principal on the bonds are payable from Net Revenues (or Revenues less Operation and Maintenance Expenses) and/or amounts in the Light and Power Fund (as those terms are defined in the Indenture of Trust). The City of Vernon Electric System Revenue Bonds, 2008 Taxable Series A were issued to provide funds to (i) finance the, cost of certain capital improvements to the City's Electric System, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2008 Bonds. Outstanding at June 30, 2010 were $414,400,000 of City of Vernon Electric System Revenue Bonds, 2009 Series A. The 2009 Electric System Revenue Bonds are special obligations of the City, which are secured by an irrevocable pledge of electric revenues payable to bondholders. The debt service remaining on the bonds is $552,516,646, payable-through-2022 -For-the current -year; debtserviee-and-total-electric-- revenues were $19,513,783 and $118,589,706, respectively. Under the Indenture of Trust dated September 1, 2008, interest and principal on the bonds are payable from Net Revenues (or Revenues less Operation and Maintenance Expenses) and/or amounts in the Light and Power Fund (as those terms are defined in the Indenture of Trust). The City of Vernon Electric System Revenue Bonds, 2009 Series A were issued to provide funds to (i) refinance certain obligations payable from the City's Electric System Revenues, (ii) fund a deposit to the Debt Service Reserve Fund, and (iii) to pay costs of issuance of the 2009 Bonds. 23 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 6 — LONG-TERM OBLIGATIONS (CONTINUED) A summary of bonds payable for L&P is as follows: Fixed Interest Bonds Maturity Rates City of Vernon 07/01/38 7.400% Electric System Revenue Bonds, 8,590% 2008 Taxable Series A City of Vernon Electric System Revenue Bonds, 2009 Series A Discounts Deferred amount on refunding Total Revenue Bonds 08/01/21 3.000% 5.125% Annual Principal Original Issue Outstanding at Installments Amount June 30, 2010 To begin 07/01/10: $ 43,765,000 $ 43,765,000 $265,000 - $4,065,000 To begin 08/01/09: 419,400,000 414,400,000 $5,000,000 - $44,895,000 (3,782,997) (8,941,184) $ 463,165,000 $ 445,440,819 As of June 30, 2010, annual debt service requirements of L&P to maturity are as follows: Electric System Revenue Bonds 2008 Taxable Series A Fiscal year ending June 30, Principal Interest* Toll $ 265,000 $ 3,710,755 2012 285,000 3,690,405 2013 305,000 3,668,575 2014 330,000 3,645,080 2015 355,000 3,592,355 2016-2020 2,520,000 17,408,713 2021-2025 5,175,000 15,553,483 2026-2030 7,955,000 12,525,079 2031-2035 12,220,000 7,872,520 2036-2038 14,355,000 1,500,458 Total requirements $ 43,765,000 $ 73,167,423 *As of June 30, 2010, debt service for 2008 Series A, was calculated based upon fixed coupon rates of 7.40% and 8.59% on principal balances of $3,265,000 and $40,500,000, respectively. 24 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 6 — LONG-TERM OBLIGATIONS (CONTINUED) Electric System Revenue Bonds 2009 Series A Fiscal year ending June 30: Principal Interest* 2011 $ 26,285,000 $ 19,755,600 2012 27,370,000 18,674,350 2013 28,680,000 17,363,100 2014 29,930,000 16,110,638 2015 31,295,000 14,748,957 2016-2020 183,295,000 46,919,792 2021-2022 87,545,000 4,544,209 Total requirements $ 414,400,000 $ 138,116,646 *As of June 30, 2010, debt service was calculated based upon the fixed coupon rates of the bonds ranging from 3.000% to 5.125%. Changes in lone -term liabilities The following is a summary of long-term liabilities transactions for the fiscal year ended June 30, 2010: Balance Balance Due Within July I, 2009 Additions Reductions June 30, 2010 One Year Bonds payable $463,165,000 $ - $ (5,000,000) $ 458,165,000 $26,550,000 Bond discount (4,098,088) - 315,091 (3,782,997) (315,091) Deferred amount on refunding (9,686,282) - 745,098 (8,941,184) (745,099) Compensated absences 230,845 656,622 (230,845) 656,622 218,874 $449,611,475 $ 656,622 $ (4,170,656) $ 446,097,441 $25,708,684 F CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 7 — DERIVATIVE INSTRUMENTS In prior years, the City acquired derivative instruments to reduce its overall exposure to interest rate and commodity priced risk and to achieve a lower cost of capital and commodity. As of June 30, 2010, all derivative instruments have been classified as investment derivative instruments under GASB 53, Accounting and Financial Reporting for Derivative Instruments, with the following instruments outstanding: Notional Effective Maturity Fair Item Type Objective Amount Date Date Term Value A Variable to Reduce overall exposure Fixed Swap to interest rate risk and achieve lower cost of capital for the 2004 Series A Bonds B Variable to Reduce overall exposure Fixed Swap to interest rate risk and achieve lower cost of capital for the 2004 Series B Bonds $ 90,150,000 December April 2004 2037 83,575,000 December April 2004 2029 26 Receive 62,87%of LIBOR one- $ (18,059,693) month index plus 0.119"%, pay 3.607 % Receive 62.87%of LIBOR one- (13,175,398) month index plus 0.119%, pay 3.542 % CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 7 — DERIVATIVE INSTRUMENTS (CONTINUED) A - Variable to Fixed Swau — 2004 Series A Bonds Objective of the interest rate swap: As a means to reducing its overall exposure to interest rate risk and achieving a lower cost of capital relative to long term fixed rate bonds, the City elected to issue its $90,150,000 2004 Series A Electric System revenue bonds (the "2004 Series A Bonds") in a variable rate mode and enter to a fixed payer swap to achieve synthetic fixed rate debt. Terms: In December 2004, the City entered into a pay -fixed, receive -variable interest rate swap for the term of the 2004 Series A Bonds. The notional amount of the swap is $90,150,000. Under the original terms of the swap, the City pays the counterparty a fixed rate of 3.637% and receives from the counterparty variable -rate payments equal to 62.87% of the London Interbank Offered Rate (LIBOR) one -month index plus 0.119%. On March 16, 2006, the City amended its fixed payment to 3.607% to the counterparty. In April 2008, the City redeemed its 2004 Series A Bonds. The City expects to terminate the swap prior to December 31, 2011. Fair value: As of June 30, 2010, the swap had a negative fair value of $18,059,693. The fair value was estimated using the zero -coupon method. This method calculates the future net settlement payments required by the swap, assuming that the current forward rates implied by the yield curve correctly anticipate future spot interest rates. These payments are then discounted using the spot rates implied by the current yield curve for hypothetical zero -coupon bonds due on the date of each future net settlement on the swap. Credit risk: As the swap's fair value as of June 30, 2010 is negative, the City does not have credit exposure to the counterparty. Should the City's fair value become positive, the City would have credit exposure to the counterparty equal to the fair value amount. As of June 30, 2010, the swap counterparty, Morgan Stanley was rated A by Standard & Poor's and A2 by Moody's Investors Service. To mitigate the potential for credit risk, if the counterparty's credit quality falls below (BBB/Baal), the fair value of the swap will be fully collateralized by the counterparty with U.S. government securities. Collateral would be posted with a third -party custodian. The City is obligated to post collateral to Morgan Stanley if the City's negative fair value in the aggregate exceeds $20,000,000. Interest rate risk: The swap increases the City's exposure to interest rate risk. As LIBOR decreases, the City's net payments in the swap increases. Termination risk: The City or the counterparty may terminate the swap if the other party fails to perform under the terms of the contract. In addition, the City may optionally terminate the agreement on any date. If at the time of termination the swap has a negative fair value, the City would be liable to the counterparty for an amount equal to the negative fair value. Rollover risk. The City is not exposed to rollover risk on the swap since the term of the swap matched the term of the 2004 Series A Bonds at the time of issuance and the 2004 Series A Bonds were redeemed in April 2008, Swap payments and associated debt: The debt associated with the swap, the 2004 Series A Bonds, has been redeemed. The City expects to terminate the swap prior to December 31, 2011. 27 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 7 — DERIVATIVE INSTRUMENTS (CONTINUED) B - Variable to Fixed Swam — 2004 Series B Bonds Objective of the interest rate swap: As a means to reducing its overall exposure to interest rate risk and achieving a lower cost of capital relative to long term fixed rate bonds, the City elected to issue its $83,575,000 2004 Series B Electric System revenue bonds (the "2004 Series B Bonds") in a variable rate mode and enter to a fixed payer swap to achieve synthetic fixed rate debt. Terms: In December 2004, the City entered into a pay -fixed, receive -variable interest rate swap for the term of its 2004 Series B Bonds. The notional amount of the swap is $83,575,000. Under the original terms of the swap, the City pays a fixed rate of 3.572% and receives variable -rate payments equal to 62.87% of the London Interbank Offered Rate (LIBOR) one -month index plus .119%. On March 16, 2006, the City revised its fixed payment to 3.542% to the counterparty. In April 2008, the City redeemed its 2004 Series B Bonds. The City expects to terminate the swap prior to December 31, 2011, Fair value: As of June 30, 2010, the swap had a negative fair value of $13,175,398. The fair value was estimated using the zero -coupon method. This method calculates the future net settlement payments required by the swap, assuming that the current forward rates implied by the yield curve correctly anticipate future spot interest rates. These payments are then discounted using the spot rates implied by the current yield curve for hypothetical zero -coupon bonds due on the date of each future net settlement on the swap. Credit risk: As the swap's fair value as of June 30, 2010 is negative, the City does not have credit exposure to the counterparty. Should the City's fair value become positive, the City would have credit exposure to the counterparty equal to the fair value amount. As of June 30, 2010, the swap counterparty, Morgan Stanley was rated A by Standard & Poor's and A2 by Moody's Investors Service. To mitigate the potential for credit risk, if the counterparty's credit quality falls below (BBB/Baa2), the fair value of the swap will be fully collateralized by the counterparty with U.S. government securities. Collateral would be posted with a third -party custodian. The City is obligated to post collateral to Morgan Stanley if the City's negative fair value in the aggregate exceeds $20,000,000. Interest rate risk: The swap increases the City's exposure to interest rate risk. As LIBOR decreases, the City's net payments in the swap increases. Termination risk: The City or the counterparty may terminate the swap if the other party fails to perform under the terms of the contract. In addition, the City may optionally terminate the agreement on any date. If at the time of termination the swap has a negative fair value, the City would be liable to the counterparty for an amount equal to the negative fair value. Rollover risk. The City is not exposed to rollover risk on the swap since the term of the swap matched the term of the 2004 Series B Bonds at the time of issuance and the 2004 Series B Bonds were redeemed in April 2008. Swap payments and associated debt: The debt associated with the swap, the 2004 Series B Bonds, has been redeemed. The City expects to terminate the swap prior to December 31, 2011. 28 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 7—DERIVATIVE INSTRUMENTS (CONTINUED) C_ Change in Fair Value of Derivative Instruments In the current year, the City terminated its 2004 D and 2006 Series variable to fixed swaps and the natural gas commodity swap. The fair value balance and notional amount of the derivative instrument outstanding at June 30, 2010, classified by type, and the change in fair value of such derivative instrument for the year then ended as reported in the current year financial statements are as follows: Change in Fair Value Fair Value at June 30, 2010 Classification Amount Classification Amount Notional Business -type activities Investment derivative instruments Variable to Fixed Swaps 2004 Series A Bands Decrease in fair value $ (5,382,625) Derivative liability S (18,059,693) $ 90,150,000 2004 Series B Bonds Decrease in fair value (4,228,105) Derivative liability (13,175,398) 83,575,000 2004 Series D Bonds Increase in fair value 197,748 2006 Series A Gas Bonds Increase in fair vnlue 1,270,748 2006 Series B and C Gas Bonds Increase in fair value 1,083,863 Natural Gas Commodity Swap Increase in fair value 548,224 Derivative Contracts / Futures and Options Decrease in fair value (203,421) The investment income realized from the termination of the 2004 D and 2006 Series variable to fixed swaps and the natural gas commodity swap during the year was $3,100,583. The net decrease in fair value of investments on the 2004 A and 2004 B swaps during the year was $9,610,730. The change in fair value subsequent to June 30, 2010 is discussed in Note 13. 29 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 8 — RISK MANAGEMENT L&P is in the City's self-insurance program as part of its policy to self -insure certain levels of risk within separate lines of coverage to maximize cost savings. The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; natural disasters; unemployment coverage, and providing health benefits to employees and retirees. The City is self -insured for its general liability, workers' compensation, and property liability. The City has chosen to establish risk financing in the General Fund at the beginning of this fiscal year, whereby assets are set aside for claim settlements associated with the above risks of loss up to certain limits. The City has obtained various insurance policies that provide coverage for "Special Form Perils" against direct physical loss or damage, and flood, to all real and personal property of the City, including equipment, business and revenue interruption, errors and omissions, boiler and machinery and pollution legal liability. The flood portion of the policies have a 5% deductible of the total insurable values per building, structure or covered item at the time and place of loss. In the most recent "Statement of Values" for the City, real and personal property total insured values equaled $228,817,864. Property & Boiler & Machinery Coverage is written through Travelers Insurance Company Crime, which includes Employee Theft, Forgery Alteration, Computer Fraud, etc., coverage is also in force with a limit of $1,000,000 for each line of coverage with a deductible of $25,000. Crime coverage is written through Chartis Insurance. Excess liability coverage is provided by a stand alone policy purchased by the City. Excess coverage is provided by the Everest National Insurance Company. Excess workers' compensation coverage is provided by a stand alone policy purchased through New York Marine and General Insurance Company. The City is self insured for the first $1,000,000 of workers' compensation claims and for the first $2,000,000 of its general liability coverage. York Insurance Services Group, Inc., which was formally known as Southern California Risk Managers Association (SCRMA), is the Third Party Administrator for the City's workers' compensation claims. The City self administers its general liability claims. Workers' compensation and general liability loss run reports are prepared by York Insurance Services Group, Inc. 30 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 8 — RISK MANAGEMENT (CONTINUED) The insurance limits are as follows: Type of Coverage Self -Insured General Liability Excess Workers Compensation Property: Blanket Building & Contents Flood Sublimit — Annual Electronic Data Processing Equipment: Newly Constructed or Acquired Machinery Breakdown $2,000,000 $1,000,000 $100,000 deductible Excess Limit Cagier Everest National Insurance $20,000,000 Cc New York Marine & $50,000,000 General Insurance Co $100,000,000 Travelers Insurance Co Included Travelers Insurance Cc $25,000,000 Travelers Insurance Co Included Travelers Insurance Cc Included Travelers Insurance Co $50,000,000 Travelers Insurance Cc The City is self insured or pays the deductible stated above for general liability, workers' compensation, or property losses. There have been no significant reductions of coverage from the prior year. There have been no settlements exceeding insurance coverage for each of the past three fiscal years. The City charges L&P a premium based upon the proportional payroll cost. For the current fiscal year, L&P's proportional premium cost was $829,058. Further information regarding the City's self-insurance program may be found in the City's Annual Financial Report. NOTE 9 — PENSION PLAN L&P employees participate with other City employees in the California Public Employees' Retirement System (PERS), an agent multiple -employer retirement system that acts as a common investment and administrative agent for participating public entities within the State of California. All full-time safety (police and fire personnel) and miscellaneous personnel and temporary or part-time employees who have worked 1,000 hours in a fiscal year are eligible to participate in the PERS. Benefits vest after five years of service. Employees who retire at age 50 with five years of credited service are entitled to retirement benefits. Monthly retirement benefits are based on an employee's average compensation for his or her single highest year of compensation for each year of credited service. 31 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 9 — PENSION PLAN (CONTINUED) Miscellaneous members with five years of credited service may retire at age 55 with full benefits based on a benefit factor derived from the "2.7% at 55 Miscellaneous Factor" benefit factor table and between age 50 and 54 with reduced retirement benefits. Safety members may retire at age 50 with full benefits based on a benefit factor derived from the "3% at 50 Safety Factor" for Police Department employees and "3% at 50 Safety Factor" for Fire Department employees benefit factor table with five years of credited service. The PERS also provides death and disability benefits. "These benefit provisions and all other requirements are established by State statute and City ordinance. The City's plan does not issue a stand-alone financial report but is included in the PERS report, which can be obtained from PERS at Lincoln Plaza, 400 P Street, Sacramento, California 95814. The State -required City employee salary contributions are 8% for miscellaneous employees and 9% for safety employees. In prior years, employee contributions were subsidized by the City, however, effective April 8, 2010 contributions were made by the employees. The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis adopted by the PERS Board of Administration. The City and employees contribution to the PERS for the fiscal year ended June 30, 2010 was $7,405,652 and $542,793, respectively, of which L&P's employer and employees portions were $500,054 and $294,800, respectively. City contribution rates as a percentage of covered payroll were 13.475% for miscellaneous plan members and 25.327% for safety plan members. The City's contribution was made in accordance with actuarially determined requirements based on an actuarial valuation performed as of June 30, 2008. The PERS uses the entry age normal actuarial cost method, which is a projected benefit cost method that takes into account those benefits expected to be earned in the future as well as those already accrued. According to this cost method, the normal cost for an employee is the level amount that would fund the projected benefit if it were paid annually from the date of employment until retirement. The PERS uses a modification of the entry age normal cost method whereby the employer's total normal cost is expressed as a level percentage of payroll. Unfunded liabilities are amortized over a closed, 20-year period. Significant actuarial assumptions used in the valuation included (a) a rate of return on the investment of present and future assets of 7.75% a year, compounded annually; (b) overall payroll growth of 3.25%, compounded annually; and (c) a merit scale varying by duration of employment coupled with an assumed annual inflation growth of 3.00% and an annual production growth of 0.25%. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a 15 year period. 32 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 9 — PENSION PLAN (CONTINUED) Trend information for the current and two preceding fiscal years is as follows: Percentage Fiscal Year Annual of Ended Pension Amount APC June 30 Cost (APC) Contributed Contributed 2010 $ 7,405,652 $ 7,405,652 100% 2009 7,477,878 7,477,878 100% 2008 6,007,916 6,007,916 100% Net Pension Obligation The following schedules present the funded status as of June 30, 2009 based on actuarial assumptions consistent with the June 30, 2008 valuation described above (dollar amounts in millions). Safety Plan Schedule of Funding Progress Actuarial UAAL Accrued Actuarial Annual as a % of Liability Value of Unfunded Covered Covered Valuation (AAL) Assets UAAL Funded Payroll Payroll Date (a) (b) (a)—(b) Ratio (c) [(a)—(b)]/(c) b/a 6/30/2009 $164,255,449 $136,399,402 $27,856,047 83.0% $15,011,719 185.6% Miscellaneous Plan Schedule of Funding Progress Actuarial UAAL Accrued Actuarial Annual as a % of Liability Value of Unfunded Covered Covered Valuation (AAL) Assets UAAL Funded Payroll Payroll Date (a) (b) (a)—(b) Ratio (c) [(a)—(b)]/(c) /a 6/30/2009 $102,181,483 $88,085,414 $14,096,069 86.2% $13,658,374 103.2% Further information regarding the City's pension plan may be found in the City's Annual Financial Report. 33 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 10 — LIGHT AND POWER OPERATIONS AND COMMITMENTS Asset Sale On December 13, 2007, the City entered into an Amended and Restated Purchase and Sale Agreement (the "Bicent Agreement"), with Bicent (California) Power LLC ("Bicent"), which is an affiliate of Bicent Holdings and Natural Gas Partners, to sell to Bicent the Malburg Generating Station ("MGS") and the economic burdens and benefits of the City's interests in 22 MW from the Hoover Dam Uprating Project for $287,500,000. This transaction closed on April 10, 2008. Bicent has agreed to sell the capacity and the energy of the MGS to the City on the terms set forth in a Power Purchase Tolling Agreement, by and between the City and Bicent, dated as of April 10, 2008 (the "PPTA"). In addition, Bicent has acquired the benefits and burdens of the City's interest in the Hoover Uprating Project (described below) on the terms set forth in the Hoover Contract for Differences ("CFD"), between Bicent (California) Hoover LLC, a Delaware limited liability company (`BCH") and the City, dated as of April 10, 2008 (the "Hoover Differences Contract"). Pursuant to the Bicent Agreement, Bicent has assigned its rights and obligations with respect to the MGS to its affiliate, Bicent (California) Malbu g LLC, a Delaware limited liability company ("BCM"). Pursuant to the Bicent Agreement, Bicent has assigned its rights and obligations with respect to the economic benefits and burdens of the Hoover Uprating Project to its affiliate, BCH. The City treated the PPTA as an asset lease- back transaction due to a 30 year ground lease between the City and BCM by deferring most of the gain from the sale of MGS to be amortized over the 15 year life of the PPTA. The City also deferred the gain from the CFD to be amortized over the 10 year life of the CFD. As of June 30, 2010, a deferred gain of $56,712,621 remains to be amortized over the life of the PPTA and CFD which will be amortized in proportion to the capacity payments the City will be making under the PPTA and CFD. (See Note 12 for disclosure on uncertainties) 34 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 10 — LIGHT AND POWER OPERATIONS AND COMMITMENTS (CONTINUED) Project Commilrnenis A. Southern California Public Power Authority In 1980, the City entered into a joint powers agreement with nine (9) Southern California cities and an irrigation district to form the Southern California Public Power Authority (the "Authority"). The Authority's purpose is the planning, financing, acquiring, constructing and operating of projects that generate or transmit electric energy. The Authority purchased a 5.91% interest in the Palo Verde Nuclear Generating Station (the "Station"), a nuclear -fired generating station near Phoenix, Arizona, from the Salt River Project Agricultural Improvement and Power District, and a 6.55% share of the right to use certain portions of the Arizona Nuclear Power Project Valley Transmission System. The City has a 4.9% entitlement share of the Authority's interest in the station. Between 1983 and 2008, the Authority issued $3.266 billion in debt of Power Project Revenue Bonds for the Station to finance the bonds and the purchase of the Authority's share of the Station and related transmission rights. The bonds are not obligations of any member of the Authority or public agency other than the Authority. Under a power sales contract with the Authority, the City is obligated on a "take or pay" basis for its proportionate share of power generated, as well as to make payments for its proportionate share of the operating and maintenance expenses of the Station, debt service on the bonds and any other debt, whether or not the project or any part thereof or its output is suspended, reduced or terminated. The City's proportionate share of costs during fiscal year 2010 was $3,297,442. B. Hoover Dam Power Plant Upgrade Program In January 1987, the City entered into a contract with the Federal Bureau of Reclamation to fund part of an upgrading program of the Hoover Dam power plant to increase the plant's generating capacity. In exchange, the City will receive its pro rata share of the additional power produced. Total program costs are estimated to be $155 million. As of June 30, 2010, the City's total advances were $6,690,998 for the upgrading program. At June 30, 2010, the outstanding note receivable was $2,953,044. The City has no obligation to advance funds in the future. The note is being repaid with interest over a period of 30 years. The City must also make payments for its pro rata share of operating and maintenance costs not recovered by the plant through revenues. The amount paid during the current year for purchased power was reduced by principal and interest amounts totaling $314,450 due the City on the outstanding note receivable. The contract expires in September 2017, 35 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 10 — LIGHT AND POWER OPERATIONS AND COMMITMENTS (CONTINUED) Power Purchase Commitments As of June 30, 2010, the City had the following long-term commitments to purchase power subject to certain conditions: Fiscal Year Amount* 2011 17,206,166 2012 21,468,581 2013 21,468,581 2014 21,468,581 2015 21,468,581 2016-2020 162,442,189 2021-2023 96,931,266 $ 362,453,945 *Commitments under thePPTA and CFD net of amortization of deferred gain. Electric Rate Increase Effective December 1, 2009, the City increased its electric rates 4.7% charged for electrical energy distributed and supplied by the City within its boundaries. NOTE 11 -- POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS (OPEB) The postemployment benefit described in the following paragraphs relate to the City in which L&P is a department. Information relating to the City applies to L&P because the pension and postemployment benefits are maintained by the City for all employees of the City which includes those of the departments. Resolution 9782 provided the payment of medical and dental insurance premiums for certain categories of retired employees during the 2008-2009 fiscal year. Resolution 9782 goes on to state that the City will provide a single -employer postemployment benefit plan consisting of medical and dental benefits to employees who attain age 60 with 20 years of service. The City plan subsidizes the full cost of the premium for qualified employees beginning at age 60. Alternatively, an employee can retire with 30 years of service, before age 60, but must pay the full cost until age 60 when the City begins to subsidize the payments. These benefits are not vested rights and expire at the conclusion of the fiscal year. In the future, the City may terminate its unvested OPEB. Sworn safety personnel eligibility requirements are a minimum of 20 years service and a minimum of 10 years of service with the City. As of June 30, 2010, 375 employees (286 active employees and 64 retired employees), participate in OPEB. For the year ended June 30, 2010, no postemployment benefits obligation has been allocated to L&P by the City. Further information regarding the City's participation in OPEB may be found in the City's Annual Financial Report. 36 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 NOTE 12 — CONTINGENCIES During the course of normal operations L&P is subjected to various claims. In the opinion of management and legal counsel, the disposition on all litigation pending will not have a material effect on the L&P's financial statements. Uncertainties The financial and operational effects of the 2008 sale of generation and transmission assets, while reducing the electric system's debt burden and providing liquidity, puts the utility at some risks in terms of increased fixed -charge obligations and long-term power resource uncertainty. On September 15, 2010, the Office of the Attorney General for the State of California began an investigation of the compensation paid from the City to various individuals who, at various times, have acted or had acted in the capacity of officials, officers and/or employees of the City. The City is cooperating fully with this inquiry. A bill has been introduced into the California Assembly, which, if adopted, could dis-incorporate the City. See further disclosure in Note 13. The impact or outcome of these matters on the City and any potential implications cannot presently be determined and therefore results in uncertainties at the City. NOTE 13 — SUBSEQUENT EVENTS Uncertainties As discussed in Note 12, Assembly Bill 46 was introduced into the California Assembly, which if adopted, could dis-incorporate the City. On April 28, 2011, Assembly Bill 46 was approved in the Assembly and ordered to the Senate. On June 23, 2011, the Senate Government and Finance Committee approved the bill and ordered it to the full Senate. The outcome and potential impact of this matter on the City cannot presently be determined. Credit Ratines On December 9, 2010, Moody's Investors Service has put on a Watchlist for a possible downgrade, the A3 ratings on the City of Vernon's, Electric System Revenue Bonds, 2008 Taxable Series A and Electric System Revenue Bonds 2009 Series A. On March 21, 2011, Moody's Investors Service affirmed the A3 ratings with negative outlook 37 CITY OF VERNON, CALIFORNIA LIGHT AND POWER DEPARTMENT FUND Notes to Basic Financial Statements June 30, 2010 Change in Fair Value of Derivative Instruments The fair value balance and notional amount of the derivative instruments outstanding at June 16, 2011, classified by type, and the change in fair value of such derivative instruments since June 30, 2010 are as follows: BnS111CSS-1ype activilies Investment derivative instmmenls Variable to Fixed Swaps 2004 Series A Bonds 2004 Series B Bonds Change in Fair Value Fair Value at June 16, 2011 Classification Amount Classification Amount Notional Increase in fair value $ 1,873,798 Derivative liability $ (16,185,995) $ 90,150,000 Increase in fair value 908,152 Derivative liability (12,267,246) 83,575,000 38 APPENDIX B SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE The following is a brief summary of certain provisions of the Indenture not previously discussed in this Official Statement. Such summary is not intended to be definitive, and reference is made to the Indenture in its entiretyfor the complete terms thereof. Capitalized terms used in this summary which are not otherwise defined in this Official Statement have the meanings ascribed to such terms in the Indenture. DEFINITIONS "Accountant's Certificate" means a certificate signed by an Independent Certified Public Accountant selected by the City. "Accreted Value" means, with respect to any Capital Appreciation Obligation and as of any date, the Initial Amount thereof plus the interest accrued thereon from its delivery date, compounded at the approximate interest rate with respect to such Capital Appreciation Obligation specified in or pursuant to the issuing Instrument authorizing the issuance of such Capital Appreciation Obligation on each date specified therein. The applicable Accreted Value at any date shall be the amount set forth in the Accreted Value Table as of such date, if such date is a compounding date, and if not, shall be determined by straight-line interpolation with reference to such Accreted Value Table. "Accreted Value Table" means, with respect to Capital Appreciation Obligations, the table denominated as such in, and to which reference is made in, the Issuing Instrument authorizing the issuance of such Capital Appreciation Obligations. "Additional Bonds" means Bonds issued in accordance with the terms and conditions of the Indenture for the purposes set forth in the Indenture. "Additional Parity Obligations" means Parity Obligations, including Additional Bonds, issued for the purposes set forth in the Indenture and satisfying the conditions set forth in the Indenture. "Adjusted Debt Service" means, for any period of time, the Debt Service for such period minus the sum of the amount of such Debt Set -vice with respect to Outstanding Parity Obligations to be paid during such period from the proceeds of Parity Obligations, Subordinate Obligations or other funds as set forth in a certificate of the City. "Adjusted Net Revenues" means, with respect to a certificate to be delivered in connection with Additional Parity Obligations pursuant to the Indenture, for any Calculation Period, as calculated by the City or an Independent Engineer, the Adjusted Revenues for such Calculation Period less the Operation and Maintenance Expenses for such Calculation Period, plus at the option of the City, any or all of the following: (i) an allowance for any estimated increase in Revenues from any additions or improvements to or extensions of the Electric System, made but not in service during the applicable Calculation Period or to be made with the proceeds of any Additional Parity Obligations with respect to which such certificate relates, with the proceeds of other Obligations theretofore issued by the City and available for such purpose or with other available funds of the City reserved by the City for such purpose, such allowance to be in an amount equal to the estimated additional average annual Net Revenues to be derived from such additions, improvements and extensions during the twelve month period after placing each such addition, improvement or extension in service, all as shown by a certificate of the City or an Independent Engineer; and (ii) an allowance for any increases in rates and charges for the Electric Service of the Electric System and which have been approved by the City Council but which during all or any part of the applicable Calculation Period were not in effect, such allowance to be in an amount equal to seventy-five percent (75%) of the amount by which the Revenues for the applicable Calculation Period would have increased if such increase in rates and charges had been in effect for that portion of such Calculation Period during which such increase was not in effect. IM "Adjusted Revenues" means, for any period of time, the Revenues for such period less the amount of such Revenues which have been deposited in the Expense Stabilization Fund during such period plus the amount of withdrawals daring such period from the Expense Stabilization Fund. "Advance Refunded Municipal Securities" means any bonds or other obligations of any state of the United States of America or of any agency, instrumentality or local government unit of any such state (a) which are rated "AAA" by Standard and Poot's, "AAA" by Fitch or "Ana" by Moody's, (b) which are not callable prior to maturity or as to which irrevocable instructions have been given to the trustee, fiscal agent or other fiduciary for such bonds or other obligations by the obligor to give due notice of redemption and to call such bonds or other obligations for redemption on the date or dates specified in such instructions, (c) which are secured as to principal and interest and redemption premium, if any, by a fund consisting only of cash or bonds or other obligations of the character described in clause (i) of the definition of Defeasance Securities which fund may be applied only to the payment of such principal of and interest and redemption premium, if any, on such bonds or other obligations on the maturity date or dates thereof or the redemption date or dates specified in the irrevocable instructions referred to in clause (b) above, as appropriate, and (d) as to which the principal of and interest on the bonds and obligations of the character described in clause (i) of the definition of Defeasance Securities which have been deposited in such fund, along with any cash on deposit in such fund, have been verified by an Accountant's Certificate as being sufficient to pay principal of and interest and redemption premium, if any, on such bonds or other obligations on the maturity date or dates thereof or on the redemption date or dates specified in the irrevocable instructions referred to in clause (b) above, as applicable. "Applicable Parity Obligations" means, with respect to a certificate to be delivered in connection with Additional Parity Obligations pursuant to the Indenture and as of the date of such certificate, all of the Parity Obligations Outstanding on such date plus the Additional Parity Obligations proposed to be issued. "Authorized Denominations" means, with respect to Bonds of any Series, the denomination or denominations designated as such in the Supplemental Indenture authorizing such Bonds. "Authorized City Representative" means the City Administrator of the City, and any other officer of the City duly authorized to act as an Authorized City Representative for purposes of the Indenture by the City Council or written authorization of the City Administrator of the City. "Balloon Indebtedness" means, with respect to any Series of Obligations twenty-five percent (25%) or more of the principal of which matures on the same date or within a 12-month period (with Sinking Fund hnstallments on Term Obligations deemed to be payments of matured principal), that portion of such Series of Obligations which matures on such date or within such 12-month period. For purposes of this definition, the principal amount maturing on any date shall be reduced by the amount of such indebtedness which is required, by the documents governing such indebtedness, to be amortized by prepayment or redemption prior to its stated maturity date. "Beneficial Owner" means, with respect any Book -Entry Bond, the beneficial owner of such Bond as determined in accordance with the applicable rules of the Securities Depository for such Book -Entry Bonds. "Bond" means any of the City of Vernon Electric System Revenue Bonds authorized pursuant to the Indenture and a Supplemental Indenture. "Bond Counsel" means Orrick, Herrington & Sutcliffe LLP or another attorney or firm of attorneys of recognized national standing in the field of law relating to municipal securities and to exclusion of interest thereon from income for federal income tax purposes selected by the City. "Bond Debt Service" means, for any period of time, the sum of (a) the interest payable during such period on all Outstanding Bonds, assuming that all Outstanding Bonds which are Serial Obligations are retired as scheduled and that all Outstanding Bonds which are Tenn Obligations are redeemed or paid from Sinking Fund Installments as scheduled, (b) that portion of the principal amount of all Outstanding Bonds which are Serial Obligations maturing on each principal payment date during such period, including the Final Compounded Amount of any Bonds which M are Capital Appreciation Obligations and Serial Obligations, (c) that portion of the principal amount of all Outstanding Bonds which are Term Obligations required to be redeemed or paid from Sinking Fund Installments during such period (together with the redemption premiums, if any, thereon). "Bond Ordinance" means the City of Vernon Municipal Facilities Revenue Bond Law constituting Article XI of the City Code of the City of Vernon. "Bond Register" means the registration books for the ownership of Bonds maintained by the Trustee pursuant to the Indenture. "Bondowner" or "Owner" means, with respect to a Bond, the registered owner of such Bond as set forth in the Bond Register. "Book -Entry Bonds" means Bonds registered in the name of a nominee of DTC, or any successor Securities Depository for the Bonds or a nominee thereof, as the registered owner thereof pursuant to the terms and provisions of the Indenture, `Budget' means, as of any date, the budget for the Electric System prepared by the City pursuant to the Indenture in effect as of such date. "Business Day" means, with respect to each Series of Bonds, unless otherwise provided with respect to a Series of Bonds in the Supplemental Indenture authorizing the issuance of such Series, any day of the year other than (i) a Saturday, (ii) a Sunday, (iii) any day which shall be in Los Angeles, California or New York, New York a legal holiday or a. day on which banking institutions are authorized or required by law or other government action to close, and (iv) any day on which the banks are authorized or required by law or other goverment action to close in the State of New York or State of California or any city in which the Principal Office of any Paying Agent or any Credit Provider for such Series of Bonds is located. "Calculation Period" means, with respect to any certificate to be provided pursuant to the Indenture, any twelve consecutive month period within the eighteen consecutive months ending immediately prior to the issuance of the Additional Parity Obligations to which such certificate relates. "Capital Appreciation Obligations" mean any Obligations the interest on which is compounded and not scheduled to be paid until the maturity or prior redemption of such Obligations. "Capital Improvement" means, to the extent chargeable to a capital account of the Electric System, or otherwise eligible for amortization, under Generally Accepted Accounting Principles any land, improvement, facility, equipment and other property of any nature whatsoever which is used in the Electric System including but not limited to: (i) any addition, betterment, replacement, renewal, extension or improvement of or to the Electric System, including, without limitation, capacity rights in electric generation resources, rights to the transmission capability of electric transmission resources, acquisition of emission credits or other environmental assets for facilities of the Electric System, land or any interests therein; and (ii) capital costs for the extension, reinforcement, enlargement or other improvement of facilities or property, or the acquisition of interests therein, not included as part of the Electric System, determined by the City to be necessary or convenient in connection with the utilization of the Electric System. "Charter" means the Charter of the City of Vernon. "City" means the City of Vernon, California and its successors. "City Administrative Code" means the Code of the City of Vernon. "City Council" means the City Council of the City established pursuant to the Charter. LE "Code" means the Internal Revenue Code of 1986, as amended from time to time. Each reference to a section of the Code in the indenture shall be deemed to include the applicable United States Treasury Regulations thereunder and also includes all amendments and successor provisions unless the context clearly requires otherwise. "Collateral Requirement" means, with respect to a Qualified Swap Agreement, that such Qualified Swap Agreement includes provisions to the effect that: (i) if the counterparty's (or, if applicable, the counterparty's guarantor's) ratings fall below "Aa" by Moody's or "AA" by S&P, or are suspended or withdrawn, the counterparty shall provide collateral in the form of cash or Defeasance Securities, or a combination thereof; (ii) that the collateral is to be held by the City or a third party custodian acceptable to the City; (iii) that the City shall have a perfected security interest in the collateral; (iv) that the amount of the collateral shall be at least equal to one hundred percent of the amount, if any, that the counterparty would be obligated to pay the City in the event of the early termination of the transactions under the Qualified Swap Agreement; (v) that there may be deducted from the amount of the collateral a threshold amount of not more than $1,000,000, except that if the counterparty's (or, if applicable, the counterparty's guarantor's) ratings fall below "A" by Moody's or "A" by S&P, or are suspended or withdrawn, the threshold amount shall be zero; and (vi) the amount of the required collateral and the value of the collateral posted shall be valued no less frequently than monthly. "Commercial Paper Program" means a program of short-term Obligations having the characteristics of commercial paper in that such Obligations have a stated maturity not later than 270 days from their date of issue and that maturing Obligations of such program may be paid with the proceeds of renewal short-term Obligations. "Cost" means, with respect to any Capital Improvement, to the extent permitted tinder the Bond Ordinance, all costs and expenses of planning, designing, acquiring, constructing, installing and financing such Capital Improvement, placing such Capital Improvement in operation, disposal of such Capital Improvement, and obtaining governmental approvals, certificates, permits and licenses with respect to the applicable Capital Improvement paid or incurred by the City. Payment of Cost shall include the reimbursement to the City for any of the costs included in this definition of Cost paid by the City and not previously reimbursed to the City and which are not to be reimbursed from contributions in aid of construction. The term Cost shall include, but shall not be limited to: (a) costs of preliminary investigation and development, the performance or acquisition of feasibility and planning studies, and the securing of regulatory approvals, as well as costs for land and land rights,. engineering and contractors' fees, labor, materials, equipment, utility services and supplies, legal fees and financing expenses; (b) working capital and reserves therefor in such amounts as shall be determined by the City; (c) interest accruing in whole or in part on Parity Obligations prior to and during the acquisition, construction and installation of a Capital Improvement, or any portion thereof, and for such additional period as the City may determine; (d) the deposit or deposits from the proceeds of the Bonds in any funds or accounts required by the Indenture or any Supplemental Indenture; (e) the payment of principal, premium, if any, and interest when due (whether at the maturity of principal or at the due date of interest or upon redemption or otherwise) of any note or other evidence of indebtedness the proceeds of which were applied to any of the costs of the applicable Capital Improvement or Capital Asset described in this definition; (f) Training and testing costs which are properly allocable to the acquisition, placing in operation, or construction of a Capital Improvement; (g) All costs of insurance applicable to the period of acquisition of the Capital Asset and the acquisition, construction, installation and placing the Capital Improvement in operation; (h) All costs relating to injury and damage claims arising out of the acquisition, construction, installation and placing the Capital Improvement in operation less proceeds of insurance; (i) legally required or permitted federal, state and local taxes and payments in lieu of taxes applicable to the acquisition, construction, installation and placing the Capital Improvement in operation, or any portions thereof; Q) amounts due the United States of America as rebate of investment earnings with respect to the proceeds of Parity Obligations the proceeds of which were applied, in whole or in part, to the Capital Improvement or as penalties in lieu thereof, (k) amounts payable with respect to capital costs for the expansion, reinforcement, enlargement or other improvement of facilities, whether or not such facilities constitute a part of the Electric System, determined by the City to be necessary in connection with the utilization of the applicable Capital improvement and the costs associated with the removal from service or reductions in service of any facilities as a result of the expansion, reinforcement, enlargement or other improvement of such facilities or the acquisition, constriction, installation or placing in service of the Capital Improvement; (1) Costs of Issuance of any Parity Obligations the proceeds of which were applied, in whole or in part, to the Capital Improvement; (m) fees and expenses pursuant to any lending or credit facility or agreement applicable to the period of the acquisition, construction, installation and placing in operation the Capital Improvement; and (n) To the extent chargeable to a capital account of the Electric System tinder Generally Accepted Accounting Principles, all other costs incurred by IM the City, properly allocable to the acquisition, construction, or installation of the Capital Improvement, or any portion thereof, or the placing of the Capital Improvement or any portion thereof in operation. "Costs of Issuance" means, to the extent permitted by the Bond Ordinance, all items of expense directly or indirectly payable by or reimbursable to the City and related to the original authorization, execution, sale and delivery of Parity Obligations, including but not limited to advertising and printing costs, costs of preparation and reproduction of documents, including disclosure documents and documents relating to the sale of such Parity Obligations, initial fees and charges (including counsel fees) of any fiscal agent, any paying agent and any Credit Provider, legal fees and charges, financial advisor fees and expenses, fees and expenses of other consultants and professionals, rating agency fees, fees and charges for preparation, execution, transportation and safekeeping of Parity Obligations and any other cost, charge or fee in connection with the authorization, issuance, sale or original delivery of Parity Obligations. "Credit Provider" means any municipal bond insurance company, bank or other financial institution or organization which is performing in all material respects its obligations under any Credit Support Instrument for some or all of the Parity Obligations. "Credit Provider Bonds" means any Bonds paid as to principal, Redemption Price, Purchase Price and/or interest with funds provided under a Credit Support Instrument for so long as such Bonds are held by or for the account of, or are pledged to, the applicable Credit Provider or any assignee thereof in accordance with the applicable Credit Support Agreement. "Credit Provider Reimbursement Obligations" means obligations of the City to pay from the Net Revenues and amounts in the Light and Power Fund (other than the Operating Reserve) amounts due under a Credit Support Agreement, including without limitation amounts advanced by a Credit Provider pursuant to a Credit Support Instrument as credit support or liquidity for Parity Obligations and the interest with respect thereto. "Credit Support Agreement" means,. with respect to any Credit Support Instrument, the agreement or agreements (which may be the Credit Support Instrument itself) between the City and the applicable Credit Provider, as originally executed or as it may from time to time be replaced, supplemented or amended in accordance with the provisions thereof, providing for the reimbursement to the Credit Provider for payments under such Credit Support Instrument or for extensions of credit made to the City by the Credit Provider, and the interest thereon, and includes any subsequent agreement pursuant to which a substitute Credit Support Instrument is provided, together with any related pledge agreement, security agreement or other security document. "Credit Support Instrument" means a policy of insurance, a letter of credit, a stand-by purchase agreement, revolving credit agreement or other credit arrangement pursuant to which a Credit Provider provides credit and/or liquidity support with respect to the payment of interest, principal, Redemption Price or Purchase Price of any Parity Obligations but shall not include a Reserve Financial Guaranty. "Debt Service Adjustments and Assumptions" means, for purposes of determining Aggregate Adjusted Annual Debt Service and Maximum Adjusted Annual Debt Service, the following adjustments and assumptions to be made with respect to Debt Service: (a) in determining the amount of Debt Service constituting principal due in each Fiscal Year, principal payments with respect to Parity Obligations which are or upon issuance shall be, part of a Commercial Paper Program, but which would not constitute Balloon Indebtedness, shall be treated as if such Parity Obligations were to be amortized with substantially level annual Debt Service payments over a term of 40 years commencing on the date the calculation of Aggregate Adjusted Annual Debt Service or Maximum Adjusted Annual Debt Service is made; (b) if all or any portion or portions of the Parity Obligations constitute, or upon issuance would constitute, Balloon Indebtedness, then, for purposes of determining Aggregate Adjusted Annual Debt Service and Maximum Adjusted Annual Debt Service, each maturity which constitutes, or upon issuance would constitute, Balloon Indebtedness shall be treated as if it were to be amortized with substantially level annual Debt Service payments over a term of 40 years commencing on the date which is the first anniversary of the initial issuance of such Parity Obligations; (c) if any Outstanding Parity Obligations constitute Tax:Exempt Variable Rate Indebtedness (except to the extent paragraph (g) applies), the interest rate on such Parity Obligations for any period as to which such interest rate has not been established shall be assumed to be the ten year historical average of the SIFMA Index ending with the week preceding the date of calculation; (d) if any Outstanding Parity Obligations RE constitute Variable Rate Indebtedness which is not Tax -Exempt (except to the extent paragraph (g) applies), the interest rate on such Parity Obligations for any period as to which such interest rate has not been established shall be assumed to be the ten year historical average of the One Month USD LIBOR Rate ending with die month preceding the date the calculation of Aggregate Adjusted Annual Debt Service or Maximum Adjusted Annual Debt Service is made or if the One Month USD LIBOR Rate is not available for such period, another similar rate or index selected by the City; (e) if the Parity Obligations proposed to be issued shall be Tax -Exempt Variable Rate Indebtedness (except to the extent subsection (h) applies), then the interest rate on such Parity Obligations shall be assumed to be the ten year historical average of the SIFMA Index ending with the week preceding the date the calculation of Aggregate Adjusted Annual Debt Service or Maximum Adjusted Annual Debt Service is made; (f)if the Parity Obligations proposed to be issued shall be Variable Rate Indebtedness which is not Tax -Exempt (except to the extent subsection (h) applies) then the interest rate on such Parity Obligations shall be assumed to be the ten year historical average of the One Month USD LIBOR Rate ending with the month preceding the date the calculation is made, or if the One Month USD LIBOR Rate is not available for such period, another similar rate or index selected by the City; (g) if a Qualified Swap Agreement has been entered into in connection with any Outstanding Parity Obligations, the interest rate on such Outstanding Parity Obligations for each Fiscal Year or portion thereof during which payments are to be exchanged by the parties under such Qualified Swap Agreement shall be determined for purposes of calculating Aggregate Adjusted Annual Debt Service and Maximum Adjusted Annual Debt Service by adding: (1) the amount of Debt Service paid or to be paid by the City as interest on the Outstanding Parity Obligations during such Fiscal Year or portion thereof (determined as provided in paragraph (c) or (d), as applicable, if such Outstanding Parity Obligations constitute Variable Rate Indebtedness) and (2) the net amount (which may be a negative amount) paid or to be paid by the City under the Qualified Swap Agreement (after giving effect to payments made and received, and to be made and received, by the City under the Qualified Swap Agreement) during such Fiscal Year or portion thereof, and for this purpose any variable rate of interest agreed to be paid under the Qualified Swap Agreement shall be deemed to be the rate at which the related Outstanding Parity Obligations constituting Variable Rate Indebtedness is assumed to bear interest; (h) if a Qualified Swap Agreement has been entered into, or upon issuance of such Parity Obligation will be entered into, by the City with respect to any Parity Obligations proposed to be issued, the interest on such proposed Parity Obligations for each Fiscal Year or portion thereof during which payments are to be exchanged under the Qualified Swap Agreement shall be determined for purposes of calculating Aggregate Adjusted Annual Debt Service and Maximum Adjusted Annual Debt Service by adding: (1) the amount of Debt Service to be paid by. the City as interest on such Parity Obligations during such Fiscal Year or portion thereof (determined as provided in paragraph (e) or (f), as applicable, if such Parity Obligations are to constitute Variable Rate Indebtedness) and (2) the net amount (which may be a negative amount) to be paid by the City under the Qualified Swap Agreement (after giving effect to payments to be made and received by the City under the Qualified Swap Agreement) during such Fiscal Year or portion thereof, and for this purpose any variable rate of interest agreed to be paid under the Qualified Swap Agreement shall be deemed to be the rate at which the related Parity Obligations which are to constitute Variable Rate Indebtedness shall be assumed to bear interest; and (i)if any of the Parity Obligations are, or upon issuance shall be, Paired Obligations, the interest thereon shall be the resulting linked rate or effective fixed rate to be paid with respect to such Paired Obligations. "Debt Service Fund" means the City of Vernon Electric System Debt Service Fund established pursuant to the Indenture. "Debt Service Reserve Fund" means the City of Vernon Electric System Debt Service Reserve Fund established pursuant to the Indenture. "Debt Service Reserve Requirement" means, as of any date of calculation, an amount equal to the least of (a) ten percent (10%) of the initial offering price to the public of the Bonds as determined under the Code, or (b) the greatest amount of Bond Debt Service in any Fiscal Year during the period commencing with the Fiscal Year in which the determination is being made and terminating with the last Fiscal Year in which any Bond is due, or (c) one hundred twenty-five percent (125%) of the sum of the Bond Debt Service for all Fiscal Years during the period commencing with the Fiscal Year in which such calculation is made (or if appropriate, the first full Fiscal Year following the execution and delivery of any Bonds) and terminating with the last Fiscal Year in which any Bond Debt Service is due, divided by the number of such Fiscal Years, all as computed and determined by the City and specified in writing to the Trustee; provided, however that in determining Bond Debt Service with respect to any Bonds that constitute Variable Rate Indebtedness, the interest rate on such Bonds for any period as to which such interest rate has not been established shall be assumed to be (i) with respect to Bonds which are Tax -Exempt, the ten year historical average of the SIFMA Index ending with the week preceding the date of calculation, and (ii) with respect to Bonds which are not Tax -Exempt, the ten year historical average of the One Month USD LIBOR Rate ending with the month preceding the date the calculation is made or if the One Month USD LIBOR Rate is not available for such period, another similar rate or index selected by the City. _ "Debt Service Reserve Valuation Date" means the Business Day preceding each July 1, commencing July 1, 2009. "Defeasance Securities" means any of the following securities, if and to the extent the same are at the time legal investments for funds of the City: (i) any bonds or other obligations which as to principal and interest constitute direct obligations of, or obligations unconditionally guaranteed by, the United States of America, including obligations of any agency or corporation which has been or may hereafter be created pursuant to an Act of Congress as an agency or instrumentality of the United States of America to the extent unconditionally guaranteed by the United States of America; and (ii) Advance Refunded Municipal Securities. "Electric Service" means the services, commodities and products furnished, made available or provided by the Electric System. "Electric System" means the electrical energy generation, transmission and distribution system of the City established pursuant to Ordinance No. 1022 of the City (codified as Section 2.91 of the City Administrative Code) and referred to in the City Administrative Code as the Vernon Electric System, comprising all electric generation, transmission and distribution facilities and all general plant facilities related thereto now owned by the City and all other facilities properties, strictures or works for the generation, transmission or distribution of electricity hereafter acquired by the City, including all contractual rights for electricity or the transmission thereof, together with all additions, betterments, extensions or improvements to such facilities, properties, structures or works or any part thereof, and any additional contract rights for electricity or the transmission thereof, hereafter acquired. "Event of Default" means an event described as such in the Indenture "Electronic" means, with respect to notice, notice through telecopy, telegraph, telex, facsimile transmission, intemet, e-mail, dedicated electronic link or other electronic means of communication capable of producing a written record. "Escrow Agent" means the Trustee or a bank or trust company organized under the laws of any state of the United States, or a national banking association, appointed by the City to hold in trust moneys set aside for the payment or redemption of, or interest installments on, a Bond or Bonds, or any portion thereof, deemed paid and defeased pursuant to the Indenture. "Expense Stabilization Fund" means the City of Vernon Electric System Expense Stabilization Fund established pursuant to the Indenture. "Event of Bankruptcy" means any of the following with respect to any Person: (a) the commencement by such person of a voluntary case under the Federal Bankruptcy Code or any other applicable federal or state bankruptcy, insolvency or similar laws; (b) failure by such Person to timely controvert the filing of a petition with a court having jurisdiction over such Person to commence an involuntary case against such person under the Federal Bankruptcy Code or any other applicable federal or state bankruptcy, insolvency or similar laws; (c) such Person shall admit in writing its inability to pay its debts generally as they become due; (d) a receiver, trustee, custodian or liquidator of such Person or such Person's assets shall be appointed in any proceeding brought against the Person or such Person's assets; (e) assignment of assets by such person for the benefit of its creditors; or (f) the entry by such Person into an agreement of composition with its creditors. "Favorable Opinion of Bond Counsel" means, with respect to any action requiring such an opinion, an Opinion of Bond Counsel to the effect that such action shall not, in and of itself, adversely affect the Tax -Exempt status of interest on the Bonds or such portion thereof as shall be specified in the provisions of the Indenture or the Supplemental Indenture requiring such an opinion. "Federal Bankruptcy Code" means Title 11 of the United States Code entitled `Bankruptcy," as the same may be amended and supplemented, and any successor statute. "Fiduciary" means the Trustee and any Paying Agent for Bonds appointed as provided in the Indenture. "Final Compounded Amount" means the Accreted Value of any Capital Appreciation Obligation on its maturity date. "First Supplemental Indenture" means the First Supplemental Indenture of Trust, dated as of September 1, 2008, between the City and the Trustee supplementing the Master Indenture, as the same may be amended and supplemented in accordance with the provisions of the Master Indenture and relating to the Bonds. "Fiscal Year" means the period beginning on July 1 of each year and ending on the next succeeding June 30, or any other twelve-month period selected and designated as the official Fiscal Year of the City. "Franchise Payment" means the payment in lieu of franchise tax added to each Electric System customer bill to be paid to the City's General Fund and any successor or replacement payment. "Fund" means each of the funds established under the Indenture. "Generally Accepted Accounting Principles" means generally accepted accounting principles applied on a consistent basis set forth in the opinions and pronouncements of the Accounting Principles Board of the American Institute of Certified Public Accountants applicable to a government -owned utility applying all statements and interpretations issued by the Governmental Accounting Standards Board and statements and pronouncements of the Financial Accounting Standards Board which are not in conflict with the statements and interpretations issued by the Governmental Accounting Standards Board or in such other statements by such other entity as may be approved by a significant segment of the accounting profession, that are applicable to the circumstances as of the date of determination. "Indenture" means, the Master Indenture, as supplemented and amended from time to time by Supplemental Indentures. "Independent Certified Public Accountant" means a Person who is: (i) a certified public accountant, or a firm of certified public accountants; (ii) appointed by the City to perform acts, prepare certificates or otherwise carry out the duties provided for an Independent Certified Public Accountant in this Master Indenture or any Supplemental Indenture; (iii) which is independent pursuant to the Statement on Auditing Standards No. 1 of the American Institute of Certified Public Accountants; (iv) which is of recognized standing with respect to accounting matters for municipally -owned electric utilities; and (v) which is licensed to practice in the State of California. "Independent Engineer" means a Person who is: (i) a consulting engineer, or a firm of consulting engineers; (ii) appointed by the City to perform acts, prepare certificates or otherwise carry out the duties provided for an Independent Engineer in this Master Indenture or any Supplemental Indenture; (iii) which is of national recognized standing with respect to engineering matters for electric utilities; and (iv) which is licensed to practice in the State of California. "Initial Amount" means the Accreted Value of a Capital Appreciation Obligation on its date of issuance and delivery to the original purchaser thereof. "Interest Account" means the account by that name in the Debt Service Fund established pursuant to the Indenture. "Interest Payment Date" means, with respect to a Series of Bonds, each date on which interest on Bonds of such Series is scheduled to be paid as set forth in, or determined in accordance with, the Supplemental Indenture authorizing the issuance of such Series. Im "Issuing Instrument" means any, indenture, nest agreement or other instrument or agreement under which Obligations are issued. "Light and Power Fund" means the Light and Power Department Fund established pursuant to Ordinance No. 950 of the City (codified as Section 2.65 of the City Administrative Code) and shall include any successor or replacement ftmd established by the City for the collection of revenues and the payment of expenses of the Electric System. "Master Indenture" means the Indenture of Trust, dated as of September 1, 2008 between the City and the Trustee, as the provisions thereof may be modified or amended from time to time in accordance with the Indenture. "Maximum Adjusted Annual Debt Service" means, with respect to a certificate to be delivered in connection with Additional Parity Obligations pursuant to the Indenture, as of any date and with respect to the Applicable Parity Obligations, the maximum amount of Adjusted Debt Service becoming due on the Applicable Parity Obligations in the then current or any future Fiscal Year, as adjusted as provided in this definition and calculated by the City or by an Independent Engineer. For purposes of calculating Maximum Adjusted Annual Debt Service, the determination of Debt Service on the Applicable Parity Obligations coming due in each Fiscal Year shall be subject to the Debt Service Adjustments and Assumptions. "Moody's" means Moody's Investors Service, Inc. and any successor entity rating Parity Obligations at the request of the City. "Net Payments" means with respect to a Qualified Swap Agreement, the amount payable by the City on each scheduled payment date under such Qualified Swap Agreement net of the amounts payable by the counterparty under such Qualified Swap Agreement on such scheduled payment date, "Nominee" means the nominee of the Securities Depository for the Book -Entry Bonds in whose name such Bonds are to be registered. The initial Nominee shall be Cede & Co., as the nominee of DTC. "One Month USD LIBOR Rate" means the British Banker's Association average of interbank offered rates in the London market for United States dollar deposits for a one month period as reported in the Wall Street Journal or, if not reported in such newspaper, as reported in such other source as may be selected by the City. "Opinion of Bond Counsel" means a written opinion signed by Bond Counsel. "Outstanding" when used as of any particular time with respect to Obligations, means, except as otherwise provided in the Tndenture, all Obligations theretofore or thereupon being issued or incurred by the City, except (a) Obligations theretofore cancelled or surrendered for cancellation; (b) Obligations paid or deemed to be paid within the meaning of any defeasance provisions of the Issuing Instrument pursuant such Obligations were issued; and (c) Obligations in lieu of or in substitution for which replacement Obligations have been issued. "Paired Obligations" shall mean any Series (or portion thereof) of Parity Obligations designated as Paired Obligations in the Issuing Instrument authorizing the issuance thereof, which are simultaneously issued (a) the principal of which is of equal amount maturing and to be redeemed (or cancelled after acquisition thereof) on the same dates and in the same amounts, and (b) the interest rates which, taken together, result in an irrevocably fixed interest rate obligation of the City for the terms of such Paired Obligations. "Parity Obligations" means Bonds and any Obligations which are payable from the Net Revenues and amounts in the Light and Power Fund other than the Operating Reserve on a parity with the payment of the Bonds and which satisfy the applicable conditions of the Indenture, including without limitation Credit Provider Reimbursement Obligations and, with respect to Qualified Swap Agreements, the Net Payments, but not the Termination Payments and other payments, due thereunder. "Participants" means, with respect to a Securities Depository for Book -Entry Bonds, those participants listed in such Securities Depository's book -entry system as having an interest in such Bonds. M "Paying Agent" means, with respect to a Series of Bonds, the Trustee and any banking corporation, banking association or trust company designated as paying agent for such Series of Bonds pursuant to the indenture, and its successor or successors appointed in the manner provided in the Indenture. "Permitted Investments" means any of the following obligations if and to the extent that they are permissible investments of funds of the City as stated in its current investment policy (the Trustee may rely on the investment directions of the City that the investment is approved by the City's investment policy) and to the extent then permitted by law: (a) Direct obligations of the United States (including obligations issued or held in book -entry form on the books of the Department of the Treasury, and CATS and TIGRS) or obligations the principal of and interest on which are unconditionally guaranteed by the United States. (b) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States (stripped securities are only permitted if they have been stripped by the agency itself): (i) Fanners Home Administration ("FmHA") Certificates of beneficial ownership (ii) Federal Housing Administration Debentures ("FHA") (iii) General Services Administration Participation certificates (iv) Government National Mortgage Association ("GNMA") GNMA - guaranteed mortgage -backed bonds GNMA - guaranteed pass -through obligations (participation certificates) (v) United States Maritime Administration Guaranteed Title XI financing (vi) United States Department of Housine and Urban Development Project Notes Local Authority Bonds (c) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following non -frill faith and credit United States government agencies (stripped securities are only permitted if they have been stripped by the agency itself): (i) Federal Home Loan Bank System Senior debt obligations (ii) Federal Home Loan Mortgage Corporation ("FHLMC") Participation Certificates Senior debt obligations (iii) Federal National Mortgage Association ("FNMA") Mortgage -backed securities and senior debt obligations (excluded are stripped mortgage securities which are valued greater than par on the portion of unpaid principal) (iv) Student Loan Marketing Association Senior debt obligations ME (v) Resolution Fumding Corporation obligations (only the interest component of RBFCORP strips which have been stripped by request to the Federal Reserve Bank of New York in book entry form are acceptable) (vi) Farm Credit System Consolidated system -wide bonds and notes (d) Money market fiords registered under the Federal Investment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933, and having a rating by S&P of "AAAm-G," "AAA-m" or "AA-m" and if rated by Moody's rated "Aaa," "Aal" or "Aa2," including funds for which the Trustee or any of its affiliates (including any holding company, subsidiaries, or other affiliates) provides investment advisory or other management services, provided such funds satisfy the criteria contained in the Indenture. (e) Certificates of deposit secured at all times by collateral described in (a) and/or (b) above. Such certificates must be issued by commercial banks (including affiliates of the Trustee), savings and loan associations or mutual savings banks. The collateral must be held by a third party and the City or the Trustee must have a perfected first security interest in the collateral. (f) Certificates of deposit, savings accounts, deposit accounts or money market deposits (including those of the Trustee and its affiliates) which are fully insured by FDIC, including BIF and SAIF. (g) Investment agreements with, or guaranteed by, a domestic or foreign bank or corporation (other than a life or property casualty insurance company) the long -tern debt of which is rated at least "AA" by S&P and "Aa" by Moody's, and which agreements are acceptable to each Credit Provider whose acceptance is required by a Supplemental Indenture or a Credit Support Agreement. (h) Commercial paper rated, at the time of purchase, "Prime - I" by Moody's and "A-l" or better by S&P. (i) Bonds or notes issued by any state or municipality which are rated by Moody's and S&P in one of the two highest rating categories assigned by such agencies. Q) Federal funds or bankers acceptances with a maximum term of one year of any bank (including those of the Trustee and its affiliates) which has an unsecured, uninsured and unguaranteed obligation rating of "Prime - 1" or "A3" or better by Moody's and "A-l" or "A" or better by S&P. (k) Repurchase Agreements for 30 days or less must satisfy the following criteria. Repurchase Agreements which exceed 30 days must be acceptable to each Credit Provider whose acceptance is required by a Supplemental Indenture or a Credit Support Agreement. (i) Reourchase agreements must be between the City or the Trustee and a dealer bank or securities firm (1) Primary dealers on the Federal Reserve reporting dealer list mast be rated "A" or better by S&P and Moody's, or (2) Banks must be rated "A" or above by S&P and Moody's. (ii) The written repurchase agreements contract must include the following: (1) Securities which are acceptable for transfer are: (a) Securities described in subsection (a) or (b) of this definition, or Om (b) Securities of FNMA or FHLMC described in subsection (c) of this definition (2) The collateral must be delivered to the City, the Trustee (if Trustee is not supplying the collateral) or third party acting as agent for the Trustee (if the Trustee is supplying the collateral) before/simultaneously with payment. (3) Valuation of Collateral (a) The securities must be valued weekly, marked -to - market at current market price plus accrued interest (b) The value of collateral in the case of securities described in subsections (a) or (b) of this definition must be equal to 104% of the amount of cash transferred by the City or the Trustee to the dealer bank or security firm under the repurchase agreements plus accrued interest. The value of collateral in the case of securities of FNMA or FHLMC described in subsection (c) of this definition must be equal to 105% of the amount of cash transferred by the City or the Trustee to the dealer bank or security firm under the repurchase agreement plus accrued interest. If the value of securities held as collateral falls below the required percentage of the value of the cash transferred, then additional cash and/or acceptable securities must be transferred. (iii) Legal Opinion An opinion of counsel selected by the City, which may be the City Attorney or other counsel retained by the City, to the effect that the repurchase agreement meets guidelines under state law for legal investment of - public funds must be received by the City or the Trustee. (1) Any state administered pool investment fund in which the City is statutorily permitted or required to invest will be deemed a permitted investment, including, but not limited to the Local Agency Investment Fund in the treasury of the State. (m) Advance Refunded Municipal Securities. "Person" means an individual, cotporation, firm, association, partnership, trust or other legal entity or group of entities, including a governmental entity or any agency or political subdivision thereof. "Principal Account" means the account by that name in the Debt Service Fund established pursuant to die Indenture. "Principal Office" means, with respect to: (i) the Trustee, the principal office of such Trustee in Los Angeles, California; and (ii) a Paying Agent or a Credit Provider, the office designated as such in writing by such party to the Trustee, except that with respect to presentation of Bonds for payment or for registration of transfer and exchange such term shall mean the office or agency of the Trustee at which, at any particular time, its corporate trust agency business shall be conducted. "Prudent Utility Practice" means any of the practices, methods, and acts which, in the exercise of reasonable judgment, in light of the facts, including but not limited to, the practices, methods, and acts engaged in or approved by a significant portion of the electric utility industry prior thereto, known at the time the decision was made, would have been expected to accomplish the desired result consistent with cost-effectiveness, reliability, M safety, and expedition. It is recognized that Prudent Utility Practice is not intended to be limited to optimum practice, method, or act to the exclusion of all others, but rather is a spectrum of possible practices, methods, or act which could have been expected to accomplish the desired result at the lowest reasonable cost consistent with cost- effectiveness, reliability, safety, and expedition. "Purchase Price" means: (i) with respect to Bonds of any Series, the purchase price set forth or determined pursuant to the Supplemental Indenture authorizing the Bonds of such Series to be paid to the Owners of such Bonds when such Bonds are tendered for purchase or deemed tendered for purchase in accordance with the provisions of such Supplemental Indenture; and (ii) with respect to other Parity Obligations, the purchase price set forth in the Issuing Instrument authorizing such Parity Obligations to be paid to the owners of such Parity Obligations when such Parity Obligations are tendered or deemed tendered for purchase in accordance with the provisions of such Issuing Instruments. "Qualified Swap Agreement" means a Public Finance Contract entered into by the City and satisfying the conditions of the Indenture. "Rating Agency" means, as of any time and to the extent it is then providing or maintaining a rating on Parity Obligations at the request of the City, each of Moody's or Standard & Poor's, or in the event that neither Moody's or Standard & Poor's then maintains a rating on Parity Obligations at the request of the City, any other nationally recognized rating agency then providing or maintaining a rating on the Bonds at the request of the City. "Rating Category" means (1) with respect to any long-term rating category, all ratings designated by a particular letter or combination of letters, without regard to any numerical modifier, plus or minus sign or other modifier and (2) with respect to any short,tenn or commercial paper rating category, all ratings designated by a particular letter or combination of letters and taking into account any numerical modifier, but not any plus or minus sign or other modifier. "Rating Confirmation" means written evidence from each Rating Agency then rating Outstanding Parity Obligations at the request of the City to the effect that, following the event which requires the Rating Confirmation, the then current rating for each Outstanding Parity Obligation shall not be lowered or withdrawn solely as a result of the occurrence of such event. "Rebate Fund" means the City of Vernon Electric System Rebate Fund established pursuant to the Indenture. "Record Date" means, with respect to an Interest Payment Date for a Series of Bonds, the date or dates specified as such in the Supplemental Indenture authorizing such Series of Bonds. "Redemption Date" means, with respect to any Bonds to be redeemed in accordance with the Indenture and the Supplemental Indenture authorizing such Bonds, the redemption date set forth in notice of redemption of such Bonds given in accordance with the terms of the Indenture. "Redemption Fund" means the City of Vernon Electric System Redemption Fund established pursuant to the Indenture. "Redemption Price" means, with respect to any redemption of a Bond prior to its maturity, the amount to be paid upon such redemption of the Bond as set forth in, or determined in accordance with, the Supplemental Indenture authorizing such Bond. "Refunding Bonds" means Bonds issued in accordance with the terms and conditions of the Indenture for the purposes, and satisfying the conditions of the Indenture. "Refunding Parity Obligations" means Parity Obligations, including Refunding Bonds, issued for the purposes set forth in the Indenture and satisfying the conditions set forth in the Indenture . B-13 "Representation Letter" the letter or letters of representation from the City to, or other instrument or agreement with, a Securities Depository for Book -Entry Bonds, in which the City, among other things, makes certain representations to the Securities Depository with respect to the Book -Entry Bonds, the payment thereof and delivery of notices with respect thereto. "Reserve Financial Guaranty" means a policy of municipal bond insurance or surety bond issued by a municipal bond insurer or a letter of credit issued by a bank or other institution if the obligations insured by such insurer or issued by such bank or other institution, as the case may be, have ratings at the time of issuance of such policy or surety bond or letter of credit in the highest rating category (without regard to qualifiers) by S&P and Moody's and, if rated by A.M. Best &Company, also in the highest rating category (without regard to qualifiers) by A.M. Best & Company. "Reserve Financial Guaranty Provider" means an issuer of a Reserve Financial Guaranty. "Rule 15c2-12" means Rule 15c2-12 of the Securities and Exchange Commission adopted pursuant to the Securities Exchange Act of 1934, as amended, as the same may be amended and supplemented from time to time. "Second Supplemental Indenture" means the Second Supplemental Indenture of Trust, dated as of May 1, 2009, between the City and the Trustee supplementing the Master Indenture, as the same may be amended and supplemented in accordance with the provisions of the Master Indenture and relating to the Bonds. "Securities Depository" means a trust company or other entity which provides a book -entry system for the registration of ownership interests of Participants in securities and which is acting as security depository for Book - Entry Bonds. "Serial Obligations" means Obligations for which no Sinking Fund Installments are established. "Serial Parity Obligations" means Serial Obligations which are Parity Obligations. "Series" means Obligations issued at the same time or sharing some other common term or characteristic and designated in the Issuing Instrument pursuant to which such Obligations were issued as a separate issue or series of Obligations. "SIFMA Index" means, as of any date, The Securities Industry and Financial Markets Association Municipal Swap Index as of the most recent date for which such index was published or such other weekly, high- grade index comprised of seven-day, Tax -Exempt variable rate demand notes produced by Municipal Market Data, Inc., or its successor, or as otherwise designated by The Securities Industry and Financial Markets Association; provided, however, that, if such index is no longer produced by Municipal Market Data, Inc. or its successors, then "SIFMA Index" shall mean such other reasonably comparable index as may be selected by the City. "Sinking Fund Account" means the account by that name in the Debt Service Fund established pursuant to the indenture. "Sinking Fund Installment" means, with respect to any Term Parity Obligations, each amount so designated for such Term Parity Obligations in the Issuing Instrument authorizing the issuance of such Parity Obligations requiring payments by the City from the Net Revenues to be applied to the retirement of such Parity Obligations on and prior to the stated maturity date thereof. "Standard & Poor's" means Standard & Poor's Rating Services and any successor entity rating Parity Obligations at the request of the City. "State" means the State of California. MW "Subordinate Obligation" means any Obligation which is expressly made subordinate and junior in right of payment from the Net Revenues and amounts in the Light and Power Fund other than the Operating Reserve to the payment of Parity Obligations and which complies with the provisions of the Indenture. "Supplemental Indenture" means any supplemental indenture supplementing or amending the Indenture as theretofore in effect, entered into by the City and the Trustee in accordance with the Indenture . "Tax Certificate" means a certificate relating to the requirements of the Code signed on behalf of the City and delivered in connection with the issuance of a Series of Bonds. "Tax -Exempt" means, with respect to interest on any obligations of a state or local government, including the Bonds, that such interest is excluded from the gross income of the holders thereof (other than any holder who is a "substantial user" of facilities financed with such obligations or a "related person' within the meaning of Section 147(a) of the Code) for federal income tax purposes, whether or not such interest is includable as an item of tax preference or otherwise includable directly or indirectly for purposes of calculating other tax liabilities, including any alternative minimum tax or environmental tax under the Code. "Tax -Exempt Securities" means bonds, notes or other securities the interest on which is Tax -Exempt. "Tender Indebtedness" means any Parity Obligations or portions of Parity Obligations, a feature of which is an option or obligation, on the part of the owners thereof under the terms of such Parity Obligations, to tender all or a portion of such Parity Obligations to the City, a fiscal agent, a paying agent, a tender agent or other agent for purchase and requiring that such Parity Obligations or portions thereof be purchased at the applicable Purchase Price if properly presented. "Termination Payment" means with respect to a Qualified Swap Agreement, the amount payable by the City as a result of the termination of such Qualified Swap Agreement prior to its scheduled expiration date. "Term Obligations" means Obligations which are payable on or before their specified maturity dates from Sinking Fund Installments established for that purpose and calculated to retire such Obligations on or before their specified maturity dates. "Term Parity Obligations" means Temt Obligations which are Parity Obligations. "Trust Estate" means, subject to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth. therein (i) the Revenues; (ii) all amounts on deposit in the Light and Power Fund, including the investments, if any, thereof; and (iii) all amounts on deposit in the Funds, other than the Rebate Fund, held by the Trustee under the Indenture, including the investments, if any, thereof. "Trustee" means, The Bank of New York Mellon Trust Company, N.A., as trustee for the Bonds under the Indenture and any successor satisfying the requirements of the Indenture. "Unrealized Item" means each item of revenue or expense of the Electric System recognized as a revenue or expense of the Electric System in accordance with Generally Accepted Accounting Principles which are due to unrealized gains or losses caused by marking assets or liabilities of the Electric System to market. "Variable Rate Indebtedness" means any Obligation, other than Paired Obligations, the interest rate on which to the maturity thereof is not established at a rate which is not subject to fluctuation or subsequent adjustment, either at the time of issuance of such Obligation or some subsequent date. B-15 THEINDENTURE Authorization of Bonds The Indenture provides certain terms and conditions upon which Bonds of the City to be designated as "City of Vernon Electric System Revenue Bonds" may be issued from time to time as authorized by Supplemental Indentures. The aggregate principal amount of Bonds which may be executed, authenticated and delivered under the Indenture is not limited except as may be provided therein or as may be limited by law. Indenture to Constitute Contract In consideration of the purchase and acceptance of each Bond issued under the Indenture by those who shall own the same from time to time, the provisions of each Bond and the provisions of the Indenture applicable to such Bond shall be deemed to be and shall constitute a contract between the City and the Owner of such Bond. No Recourse on Bonds Neither the members of the City nor the officers or employees of the City shall be individually liable on the Bonds or in respect of any undertakings by the City under the Indenture, any Supplemental Indenture or any Bond. Paying Agent The City appoints the Trustee as a Paying Agent for the Bonds of each Series, and may at any time or from time to time appoint one or more other Paying Agents having the qualifications set forth in the Indenture as an additional Paying Agent for the Bonds of one or more Series. The Trustee shall signify its acceptance of the duties and obligations imposed upon it by the Indenture, including the duties of Paying Agent for the Bonds, by the execution and the delivery of the Indenture to the City and by such execution and delivery the Trustee shall be deemed to have accepted such duties and obligations with respect to all the Bonds thereafter to be issued, but only, however, upon the terms and conditions set forth in the Indenture and no implied covenants shall be read into the Indenture against the Trustee. Each Paying Agent other than the Trustee shall signify its acceptance of the duties and obligations imposed upon it by the Indenture by executing and delivering to the City and to the Trustee a written acceptance thereof The Principal Offices of the Paying Agents are designated as the respective offices or agencies of the City for the payment of the principal and any applicable Redemption Price of the Bonds. General Provisions for Issuance of Bonds All (but not less than all) the Bonds of each Series shall be executed by the City for issuance under the Indenture and delivered to the Trustee and thereupon shall be authenticated by the Trustee and by it delivered to the City or upon its order, but only upon the receipt by the Trustee of the following items (upon which the Trustee may conclusively rely in determining whether the conditions precedent for the issuance and authentication of such Series of Bonds have been satisfied): (1) An executed counterpart of the Indenture, as amended to the date of the initial delivery of such Series of Bonds, and an executed counterpart of the Supplemental Indenture authorizing the issuance of such Series of Bonds, which Supplemental Indenture shall specify: (i) the sources of payment for the Bonds of such Series other than the Trust Estate, if any; (ii) the Series designation of such Bonds; (iii) the authorized principal amount of the Bonds of such Series; (iv) the purposes for which such Series of Bonds are being issued, which, for Bonds other than the Bonds, shall be one of the purposes specified in the provisions of the Indenture relating to additional bonds or refunding bonds; (v) the date or manner of determining the date of the Bonds of such Series; (vi) the maturity date or dates of the Bonds of such Series and either the principal amount of the Bonds of such Series maturing on each such maturity date or the method for determining such principal amount (vii) which, if any, of the Bonds of such Series shall constitute Serial Obligations and which, if any, shall constitute Tenn Obligations; (viii) the interest rate or F. a rates on the Bonds of such Series or the manner of determining such interest rate or rates; (ix) the Interest Payment Dates for the Bonds of such Series or the manner of establishing such Interest Payment Dates; (x) the Authorized Denominations of, and the manner of numbering and lettering, the Bonds of such Series; (xi) the Redemption Price or Prices, if any, and, subject to the applicable provision of the Indenture, the redemption terms for the Bonds of such Series; (xii) the Sinking Fund Installments, if any, for the Bonds of such Series which constitute Term Obligations, provided that each Sinking Fund Installment, if any, shall fall upon an Interest Payment Date for the Bonds of such Series; (xiii) if any of the Bonds of such Series constitute Tender Indebtedness: (A) the source of payment of the Purchase Price of such Bonds, (B) the terms and conditions, including Purchase Price, for the exercise by the Owners or Beneficial Owners of such Bonds of the purchase, (C) any extension options granted with respect to such Bonds and (D) the terms and conditions, including Purchase Price, upon which the Bonds of such Series shall be subject to mandatory tender for purchase; (xiv) if the Bonds of such Series are not to be Book -Entry Bonds, a statement to such effect; (xv) if the Bonds of such Series are Tax -Exempt Securities, the account in the Rebate Fund established for such Series and the terms and conditions thereof; (xvi) the application of the proceeds of the sale of such Series of Bonds including the amount, if any, to be deposited in the funds and accounts under the Indenture; (xvii) the forms of the Bonds of such Series and of the certificate of authentication thereon; and (xviii) the appropriate funds and accounts, if any, relating to such Series of Bonds established under such Supplemental Indenture; (2) An Opinion of Bond Counsel, dated the date of the initial delivery of such Series of Bonds, to the effect that the Indennue, as amended to such date, as supplemented by the Supplemental Indenture authorizing the issuance of such Series of Bonds, constitutes the valid and binding obligation of the City; (3) With respect to any Additional Bonds other than the Bonds, the Trustee shall have received the certificate with respect to the satisfaction of the conditions for the Issuance of Additional Parity Obligations contained in the Indenture; (4) With respect to any Refunding Bonds, the Trustee shall have received a copy of the Opinion of Bond Counsel required by the Indenture; and (5) Such further documents, moneys and securities as are required by the applicable provisions of the Indenture or of the Supplemental Indenture authorizing the issuance of such Series of Bonds. After the original issuance of Bonds of any Series, no Bonds of such Series shall be issued except in lieu of or in substitution for other Bonds of such Series pursuant to the Indenture. Additional Bonds One or more Series of Additional Bonds may be issued, authenticated and delivered upon original issuance for the purpose of paying all or a portion of the Costs of any Capital Improvement or Capital Asset. Additional Bonds may be issued in a principal amount sufficient to pay such Costs, including making of any deposits into the finds or accounts required by the provisions of the Indenture and providing amounts for Costs of Issuance of such Additional Bonds. Refunding Bonds One or more Series of Refnding Bonds may be issued, authenticated and delivered upon original issuance for the purpose of refunding all or any portion of the Outstanding Parity Obligations. Refunding Bonds may be issued in a principal armount sufficient to accomplish such refunding including providing amounts for the Costs of Issuance of such Refitnding Bonds, and the making of any deposits into the funds and accounts required by the applicable provisions of the Indenture. M Refunding Bonds of each Series shall be authenticated and delivered by the Trustee only upon receipt by the Trustee (in addition to the documents required by the Indenture) of an Opinion of Bond Counsel to the effect that the Parity Obligations (or the portion thereof) to be refunded are deemed paid pursuant to the Issuing Instrument authorizing such Parity Obligations. Such Opinion of Bond Counsel may rely upon an Accountant's Certificate as to the sufficiency of available funds to pay such Parity Obligations. The Trustee may conclusively rely on such Opinion of Bond Counsel in determining whether the conditions precedent for the issuance and authentication of such Series of Refunding Bonds have been satisfied. Conditions to Issuance of Parity Obligations Without regard to the last paragraph under this heading, the City may, at any time and from time to time, issue or enter into a transaction under a Qualified Swap Agreement, the Net Payments under which shall constitute Parity Obligations, provided (i) the transaction shall relate to a principal amount of Outstanding Parity Obligations or investments held under an Issuing Instrument for Parity Obligations, in each case as specified by an Authorized City Representative; (ii) the notional amount of the transaction shall not exceed the principal amount of the related Parity Obligation or the amount of such investments, as applicable; and (iii) either: (x) at the time of entering into the transaction, the counterparty (or a guarantor of the counterparty's obligations under the transaction) shall be rated at least "Aa" by Moody's or "AA" by S&P and the Qualified Swap Agreement shall include the Collateral Requirements; or (y) the City has received a Rating Confirmation from each Rating Agency then rating Parity Obligations at the request of the City with respect to such transaction. Without regard to the last paragraph under this heading, the City may, at any time and from time to time, issue Refunding Parity Obligations provided that the Trustee receives an Opinion of Bond Counsel to the effect that the Parity Obligations to be refunded are deemed paid pursuant to the Issuing Instrument authorizing such Parity Obligations. Without regard to the last paragraph under this heading, the City may, at any time and from time to time, enter into Credit Support Agreements or otherwise become obligated for Credit Provider Reimbursement Obligations with respect to Parity Obligations. The City may, at any time and from time to time, issue any Additional Parity Obligations, provided the City obtains or provides either (x) a certificate or certificates, prepared by the City or at the City's option by an Independent Engineer, showing: (i) that the Adjusted Net Revenues for the applicable Calculation Period, which Calculation Period shall be selected by the City in its sole discretion, shall have amounted to at least 1.25 times the Maximum Adjusted Annual Debt Service on all Parity Obligations to be Outstanding immediately after the issuance of the proposed Additional Parity Obligations; and (ii) that the Net Revenues for such applicable Calculation Period shall have amounted to at least 1,00 times the Maximum Adjusted Annual Debt Service on all Parity Obligations to be Outstanding immediately after the issuance of the proposed Additional Parity Obligations; or (y) a certificate or certificates, prepared by the City or at the City's option by an Independent Engineer, showing: (i) that the projected Adjusted Net Revenues during each of the five complete Fiscal Years beginning with the first Fiscal Year following the issuance of such Parity Obligations in which interest thereon is not capitalized, in whole or in part, shall have amounted to at least 1.25 times the Maximum Adjusted Annual Debt Service on all Parity Obligations to be Outstanding during the applicable Fiscal Year; and (ii) that the projected Net Revenues during each of the five complete Fiscal Years beginning with the first Fiscal Year following the issuance of such Parity Obligations in which interest thereon is not capitalized, in whole or in part, shall have amounted to at least 1.00 times the Maximum Adjusted Annual Debt Service on all Parity Obligations to be Outstanding during the applicable Fiscal Year. For purposes of preparing the certificate or certificates described in clause (x) of this subsection, the City and any Independent Engineer shall utilize and rely on financial statements prepared by the City which have been subject to audit by an Independent Certified Public Accountant but may utilize and rely upon the books and records of the City or any financial statements prepared by the City which have not been subject to audit by an Independent Certified Public Accountant if audited financial statements for the particular Calculation Period selected by the City are not available. . B-18 Conditions of issuance of Subordinate Obligations The City may, at any time or from time to time, issue Subordinate Obligations without satisfying the requirements of the Indenture relating to Parity Obligations for any purpose in connection with the Electric System, including, without limitation, the financing of a part of the cost of acquisition and construction of any Capital Improvement or the refunding of any Subordinate Obligations or Outstanding Parity Obligations (or portions thereof). Such Subordinate Obligations may be secured by a pledge of Revenues and amounts in the Light and Power Fund, provided that any such pledge shall be, and shall be expressed to be, subordinate and junior in all respects to the pledge of the Revenues and amounts in the Light and Power Fund securing such Parity Obligations as may be Outstanding from time to time, including Parity Obligations issued after the issuance of such Subordinate Obligations. Such Subordinate Obligations may be payable from Net Revenues and amounts in the Light and Power Fund other than the Operating Reserve, provided that any such payment shall be, and shall be expressed to be, subordinate and junior in all respects to the payment from such sources of such Parity Obligations as may be Outstanding from time to time, including Parity Obligations issued after the issuance of such Subordinate Obligations. The issuing Instrument for Subordinate Obligations shall contain provisions (which shall be binding on all owners of such Subordinate Obligations) not more favorable to the owners of such Subordinate Obligations than the following: (1) If an Event of Bankruptcy with respect to the City shall occur and be continuing, the owners of all Outstanding Parity Obligations shall be entitled to receive payment in full in cash of all principal, interest and all other payments due with respect to all such Parity Obligations, including any Termination Payments, before the owners of the Subordinate Obligations are entitled to receive any payment from the Net Revenues and amounts in the Light and Power Fund with respect to the Subordinate Obligations. (2) In the event that any Subordinate Obligation is declared due and payable before its expressed maturity because of the occurrence of an event of default (under circumstances when the provisions of (1) above shall not be applicable), the owners of all Parity Obligations Outstanding at the time such Subordinate Obligation so becomes due and payable because of such event of default, shall be entitled to receive payment in full in cash of all principal, interest and all other payments due with respect to all such Parity Obligations before the owners of such Subordinate Obligation are entitled to receive any accelerated payment from Net Revenues and amounts in the Light and Power Fund with respect to such Subordinate Obligation. For purposes of this subdivision (2), a Termination Payment with respect to a Public Finance Contract which is not a Qualified Swap Agreement shall not be considered a declaration of amounts due and payable before expressed maturity even if declared due and payable because of the occurrence of an event of default. (3) If any default with respect to any Outstanding Parity Obligation shall have occurred and be continuing (under circumstances when the provisions of (1) above shall not be applicable), the owners of all Outstanding Parity Obligations shall be entitled to receive payment in full in cash of all principal, interest and all other payments due with respect to all such Parity Obligations as the same become due and payable in accordance with the provisions of the Issuing Instrument authorizing the issuance of such Parity Obligations before the owners of the Subordinate Obligations are entitled to receive, subject to the provisions of (5) below, any payment from the Net Revenues and amounts in the Light and Power Fund with respect to the Subordinate Obligations. (4) No Bondowner or owner of other Outstanding Parity Obligations shall be prejudiced in his right to enforce subordination of the Subordinate Obligations by any act or failure to act on the part of the City or the Trustee. (5) The Subordinate Obligations may provide that the provisions (1), (2), (3) and (4) above are solely for the purpose of defining the relative rights of the Owners of the Bonds and the owners of all other Outstanding Parity Obligations on the one hand, and the owners of Subordinate Obligations on the other hand, and that nothing therein shall impair, as between the City and the owners of the Subordinate B-19 Obligations, the obligation of the City, which may be unconditional and absolute, to pay to the owners of such Subordinate Obligations the principal thereof and premium, if any, and interest thereon in accordance with their terms, nor shall anything in the Indenture prevent the owners of the Subordinate Obligations from exercising all remedies otherwise permitted by applicable law, or under the Subordinate Obligations or the Issuing Instruments authorizing the Subordinate Obligations, upon default under such Subordinate Obligations or Issuing Instruments, subject to the rights under (1), (2), (3) and (4) above of the Owners of Outstanding Bonds and the owners of other Outstanding Parity Obligations to receive payment from the Net Revenues and amounts in the Light and Power Fund otherwise payable or deliverable to the owners of the Subordinate Obligations; and the Subordinate Obligations may provide that, insofar as a. trustee, fiscal agent or paying agent for such Subordinate Obligations is concerned, the foregoing provisions shall not prevent the application by such trustee, fiscal agent or paying agent of any moneys deposited with such trustee, fiscal agent or paying agent for the purpose of the payment of or on account of the principal (and premium, if any) and interest on such Subordinate Obligations if such trustee, fiscal agent or paying agent did not have knowledge at the time of such application that such payment was prohibited by the foregoing provisions. Any Subordinate Obligations may have such rank or priority with respect to any other Subordinate Obligations as may be provided in the Issuing Instrument, authorizing the issuance or securing of such Subordinate Obligations and may contain such other provisions as are not in conflict with the provisions of the Indenture. Credit Provider Bonds Subject only to the provisions of the Indenture relating to bonds constituting special obligations, notwithstanding any other provision contained in the Indenture to the contrary, Bonds which are Credit Provider Bonds shall have terms and conditions, including terms of maturity, payment, prepayment and interest rate, as shall be specified in the applicable Credit Support Agreement. Funds and Accounts Establishment. To ensure the payment when due and payable, whether at maturity or upon redemption or upon acceleration, of the principal of, Redemption Price, if any, and interest on the Bonds, the Indenture establishes the following finds and accounts, to be held and maintained by the Trustee and applied as provided in the Indenture for so long as any of the Bonds are Outstanding: the City of Vernon Electric System Debt Service Fund, comprised of an Interest Account, a Principal Account and a Sinking Fund Account; the City of Vernon Electric System Redemption Fund; the City of Vernon Electric System Debt Service Reserve Fund; the City of Vernon Electric System Rebate Fund; and the City of Vernon Electric System Expense Stabilization Fund. Debt Service Fund. (a) From the moneys paid by the City pursuant to the provisions of the Indenture relating to payments of interest, principal and Sinking Fund Installments due with respect to Outstanding Bonds by the City, the Trustee, upon receipt of such moneys, shall deposit the following amounts in the following specified accounts within the Debt Service Fund: (1) For deposit in the Interest Account, an amount equal to the interest payable on the Outstanding Bonds on the applicable Interest Payment Date; (2) For deposit in the Principal Account, an amount equal to the principal of the Outstanding Bonds maturing on the applicable maturity date; and (3) For deposit in the Sinking Fund Account, an amount equal to the Sinking Fund Installment due on the applicable Sinking Fund Installment due date. (b) From the moneys paid by the City pursuant to the provisions of the Indenture relating to other types of payments due with respect to Outstanding Bonds by the City, the Trustee, upon receipt of such moneys, shall deposit the following amounts in the following specified accounts within the Debt Service Fund: (1) For deposit in the Interest Account, an amount equal to the interest on the Outstanding Bonds then payable; and (2) For deposit in the Principal Account, an amount equal to the principal of the Outstanding Bonds then payable. (c) In the event that Bonds which are Term Obligations purchased or redeemed at the option of the City are deposited with the Trustee for the credit of the Sinking Fund Account not less than forty-five (45) days prior to the due date for any Sinking Fund Installment for such Bonds, such deposit shall satisfy (to the extent of 100% of the principal amount of such Bonds) any obligation of the City to make a. payment to the Trustee pursuant to the B-20 Indenture, with respect to such Sinking Fund Installments. Any Bond so deposited with the Trustee shall be cancelled and shall no longer be deemed to be Outstanding for any purpose. Upon making the deposit with the Trustee of Bonds which are Term Obligations as provided in the Indenture, the City may specify the dates and amounts of Sinking Fund Installments for such Bonds as to which the City's obligations to make a payment to the Trustee pursuant to the Indenture shall be satisfied. (d) Except as described below: (i) amounts deposited in the Interest Account shall remain therein until expended for the payment of interest on the Bonds; (ii) amounts deposited in the Principal Account shall remain therein until expended for the payment of principal of the Bonds; and (iii) amounts deposited in the Sinking Fund Account shall remain therein until expended for the redemption or payment at maturity from Sinking Fund Installments of Bonds which are Tenn Obligations. (e) The Trustee shall apply amounts in the Interest Account to the payment when due of interest on the Outstanding Bonds. The Trustee shall apply amounts in the Principal Account to the payment when due of principal of the Outstanding Bonds. The Trustee shall apply amounts in the Sinking Fund Account to the redemption (or payment at maturity) of the Bonds which are Term Obligations. In the event one or more Paying Agents have been appointed for the Bonds, moneys may be transferred by the Trustee to such Paying Agents from the appropriate account in the Debt Service Fund for deposit into a special trust account to ensure the payment when due of the principal of, Redemption Price, if any, and interest on the Bonds. In the event that any principal of, Redemption Price or interest on, any Bond has been paid from amounts made available pursuant to a Credit Support Instrument, amounts in the appropriate accounts in the Debt Service Fund with respect to such Bond, and any such amounts transferred by the Trustee from the Debt Service Fund to a Paying Agent for such Bond pursuant to the Indenture, shall be paid to the applicable Credit Provider as a reimbursement of the amounts so paid. Redemption Fund From the moneys paid by the City pursuant the provisions of the Indenture relating to payments by the City, the Trustee shall deposit in the Redemption Fund an amount equal to the Redemption Price of the Bonds to be redeemed. Said moneys shall be set aside in said Fund and shall be applied on or after the redemption date to the payment of the Redemption Price of the Bonds to be redeemed and, except as otherwise provided in the Indenture, shall be used only for that purpose. In the event one or more Paying Agents have been appointed for the Bonds which are to be redeemed with moneys in the Redemption Fund, amounts in the Redemption Fund may be transferred from such Fund by the Trustee to the Paying Agent for the Bonds to be redeemed for deposit into a special trust account held by such Paying Agent to ensure the payment when due the Redemption Price of the Bonds to be redeemed. In the event that the Redemption Price of a Bond has been paid by a Credit Provider pursuant to a Credit Support Instrument, amounts in the Redemption Fund with respect to such Redemption Price, and any such amounts transferred by the Trustee from the Redemption Fund to a Paying Agent for such Bonds pursuant to the Indenture, shall be paid to such Credit Provider as a reimbursement of the amounts so paid. If, after all of the Bonds designated for redemption have been redeemed and cancelled or paid and cancelled, there are moneys remaining in the Redemption Fund, said moneys shall be transferred to the Interest Account provided, however, that if said moneys are part of the proceeds of Refunding Obligations said moneys shall be applied as provided in the Issuing Instrument authorizing the issuance of such Refunding Obligations. Debt Service Reserve Fund. The Indenture provides the Trustee shall draw upon or otherwise take such action as is necessary in accordance with the terms of the Reserve Financial Guaranties on deposit in the Debt Service Reserve Fund to receive payments with respect thereto (including the giving of notice as required thereunder): (i) on any date on which moneys will be required to be withdrawn from the Debt Service Reserve Fund and applied to the payment of principal or Redemption Price of, or interest on, any Bonds and such withdrawal cannot be met by amounts on deposit in the Debt Service Reserve Fund; (ii) on the first Business Day which is at least ten (10) days prior to the expiration date of each Reserve Financial Guaranty, in an amount equal to the deficiency which would exist in the Debt Service Reserve Fund if such Reserve Financial Guaranty expired, unless a substitute Reserve Financial Guaranty with an expiration date not earlier than I80 days after the expiration date of the expiring Reserve Financial Guaranty is acquired prior to such date or the City deposits finds in the Debt Service Reserve Fund before such date so that the amount in the Debt Service Reserve Fund on such date (without regard to such expiring Reserve Financial Guaranty) is at least equal to the Debt Service Reserve Requirement. B-21 Rebate Fund. Each Supplemental Indenture authorizing a Series of Bonds which are Tax -Exempt Securities shall establish an account in the Rebate Fund in connection with such Series. Each such account in the Rebate Fund shall have such terms and conditions as shall be provided in the Supplemental Indenture establishing such account. Investment of Certain Funds. Moneys held in the Debt Service Fund and the Redemption Fund shall be invested and reinvested by the Trustee to the fullest extent practicable in securities described in clauses (a) through (c) of the definition of "Permitted Investments" in the Indenture which mature not later than such times as shall be necessary to provide moneys when reasonably expected to be needed for payments to be made from such Funds. Moneys held in the Debt Service Reserve Fund shall be invested and reinvested by the Trustee to the fullest extent practicable in securities described in clauses (a), (b), (c), (g), 0) and (m) of the definition of "Permitted Investments" in the Indenture which mature, or which may be drawn upon without penalty, at any time upon not more than two Business Days notice not later than five years from the time of such investment. Moneys held in the Expense Stabilization Fund may be invested and reinvested in Pennitted Investments which mature or which may be drawn upon without penalty at any time upon not more than two Business Days notice, not later than ten years from the time of such investment. The Trustee shall make all such investments of moneys held by it in accordance with directions of an Authorized City Representative, which directions shall be consistent with the Indenture and applicable law, and which directions shall be written. Interest or other income any Fund created under the Indenture shall be paid into such Fund. In making any investment in any Permitted Investments with moneys in any Fund established under the Indenture, the Trustee may combine such moneys with moneys in any other Fund but solely for the purposes of making such investment in such Investments and providedthat any amount so combined shall be separately accounted for. Nothing in the Indenture shall prevent any Permitted Investments acquired as investments of moneys in any Fund from being issued or held in book -entry form on die books of the Department of the Treasury or the Federal Reserve System of the United States. Valuation and Sale oflnvestments. Obligations purchased as an investment of moneys in any Fund shall be deemed at all times to be a part of such Fund and any profit realized from the liquidation of such investment shall be credited to such Fund and any loss resulting from the liquidation of such investment shall be charged to the respective Fund. In computing the amount in the Debt Service Reserve Fund for any purpose under the Indenture, obligations purchased as an investment of moneys in the Debt Service Reserve Fund are to be valued at the amortized cost thereof. Except as otherwise provided in the Indenture, the Trustee may sell or present for redemption, or otherwise liquidate any security purchased as an investment, and take all actions necessary to draw funds under any such investment, whenever it shall be necessary in order to provide moneys to meet any payment or transfer from any Fund held by it or in accordance with directories of an Authorized City Representative, which directions shall be consistent with the Indenture and applicable law and which directions shall be written. Any security purchased as an investment may be credited on a pro-rata basis to more than one Fund and need not be sold in order to provide for the transfer of amounts from one Fund to another, provided that such obligation is an appropriate Permitted Investment for the purposes of the Fund to which it is to be transferred. The Trustee shall not be liable or responsible for snaking any such investment in the manner provided above or for any loss resulting from any such investment. The City acknowledges that to the extent regulations of the Comptroller of the Currency or other applicable regulatory entity grant the City the right to receive brokerage confirmations of security transactions as they occur, the City specifically waives receipt of such confirmations to the extent permitted by law. The Trustee will furnish the City periodic cash transaction statements which include detail for all investment transactions made by the Trustee under the Indenture. B-22 Covenants Compliance with Indenture. The City shall punctually pay the Bonds in strict conformity with the terms of the Indenture and the Bonds, and shall faithfully observe and perform all the agreements, conditions, covenants and terms contained in the Indenture required to be observed and performed by it, which obligations shall be absolute and unconditional but which shall be special obligations of the City as provided in the Indenture. Collection q/'Rates and Charges. The City shall have in effect at all times rules and regulations requiring each consumer or customer located on any premises connected with the Electric System to pay the rates and charges applicable to the Electric Service provided to such premises and providing for the billing thereof and for a due date and a delinquency date for each bill. The City shall not permit any part of the Electric System or any facility thereof to be used or taken advantage of free of charge by any corporation, firm or person, or by any public agency (including the United States of America, the State of California and any city, county, district, political subdivision, public corporation or agency of any thereof). Nothing in the Indenture shall prevent the City, in its sole and exclusive discretion, from permitting other parties from selling electricity to retail customers within the service area of the Electric System; provided, however, that permitting such sales shall not relieve the City of its obligations under the Indenture. Application of Light and Power Farad. During each Fiscal Year, and subject to the provisions of the Indenture requiring amounts in the Light and power Fund to be applied to amounts due under the Indenture, the City may apply amounts in the Light and Power Fund, other than the Revenues for such Fiscal Year, to any lawful purpose as determined by the City; provided that so long as an Event of Default has occurred and is continuing, or the Trustee otherwise has control of amounts in the Light and Power Fund, no amounts may be paid from the Light and Power Fund except for Operation and Maintenance Expenses, amounts required to be paid in such Fiscal Year pursuant to the Indenture and the Issuing Instrument for any Parity Obligations or the Issuing Instruments for Subordinate Obligations, or when such payment has been certified by an Independent Engineer as being consistent with Prudent Utility Practice. Creation of Prior Liens on Trust Estate, The City shall not issue any bond, note, or other evidence of indebtedness payable from or secured by the Trust Estate or any part thereof on a basis which is in any manner prior or superior to the lien on, pledge of and security interest in the Trust Estate securing the Outstanding Bonds pursuant to the Indenture; or (ii) except for Parity Obligations with respect to the Revenues and/or amounts in the Light and Power Fund, in any manner on a parity with the lien on, pledge of and security interest in the Revenues and amounts in the Light and Power Fund securing the Outstanding Bonds pursuant to the Indenture. Nothing in the Indenture shall prevent the City from issuing Subordinate Obligations in accordance with Section 2.08. Against Encumbrances. The City shall pay or cause to be paid when due all sums of money that may become due or purporting to be due for any labor, services, materials, supplies or equipment furnished, or alleged to have been furnished, to or for the City in, upon, about or relating to the Electric System and shall keep the Electric System free of any and all liens against any portion of the Electric System. In the event any such lien attaches to or is filed against any portion of the Electric System, the City shall cause each such lien to be fully discharged and released at the time the performance of any obligation secured by any such lien matures or becomes due, except that if the City desires to contest any such lien it may do so if contesting such lien shall not materially impair operation of the Electric System. If any such lien shall be reduced to final judgment and such judgment or any process as may be issued for the enforcement thereof is not promptly stayed, or if so stayed and such stay thereafter expires, the City shall forthwith pay or cause to be paid and discharged such judgment. Sale or Other Disposition of Property. The City shall not sell, transfer or otherwise dispose of any of the works, plant, properties, facilities or other part or rights of the Electric System or any real or personal property comprising a part of the Electric System if such sate, transfer or disposition would cause the City to be unable to satisfy the requirements of the provisions of the Indenture relating to rates for electric service. Operation and Maintenance of the Electric System; Budgets. The City shall maintain and preserve the Electric System in good repair and working order at all times and shall operate the Electric System in an efficient and economical manner and shall pay all Operation and Maintenance Expenses as they become due and payable. B-23 The City shall prepare, not later than the last day of each Fiscal Year, a Budget for the Electric System approved by the City Council setting forth the estimated Revenues, Operation and Maintenance Expenses, scheduled Debt Service and other payments estimated to be paid from the Revenues and amounts in the Light and Power Fund during the next succeeding Fiscal Year. The Electric System Budget for any Fiscal Year may be amended at any time during such Fiscal Year provided that such amended Budget shall include all payments coming due in such Fiscal Year with respect to Obligations payable from Revenues or amounts in the Light and Power Fund. In the event the City fails to have a Budget approved by the City Council as required by the Indenture with respect to any Fiscal Year, then references in the Indenture to the amount of Operation and Maintenance Expenses included in the Budget as of any time shall be deemed to be the Operation and Maintenance Expenses in the latest Budget approved by the City Council as adjusted for an inflation factor equal to ten percent for each Fiscal Year from the approval of such Budget by the City Council to the applicable time of determination of the Operation and Maintenance Expenses included in the Budget. Insurance. The City shall procure and maintain such insurance relating to the Electric System which it shall deem advisable or necessary to protect its interests and the interests of the Trustee and the Owners of the Bonds, which insurance shall afford protection in such amounts and against such risks as are usually covered in connection with public electric utility systems similar to the Electric System; provided, that any such insurance may be maintained under a self-insurance program so long as such self-insurance is maintained in the amounts and manner as is, in the opinion of an accredited actuary, actuarially sound. All policies of insurance required to be maintained under the Indenture shall provide that the Trustee shall be given thirty (30) days' written notice of any intended cancellation thereof or reduction of coverage provided thereby. Payment of Taxes and Compliance with Governmental Regulations. The City shall pay and discharge all taxes, assessments and other governmental charges which may hereafter be lawfully imposed upon the Electric System or any part thereof when the same shall become due. The City shall duly observe and conform with all valid regulations and requirements of any governmental authority relative to the operation of the Electric System or any part thereof, but the City shall not be required to comply with any regulations or requirements so long as the validity or application thereof shall be contested in good faith and contesting such validity or application shall not materially impair the operations or financial condition of the Electric System or the performance of the City under the indenture and all Outstanding Bonds. Tax Covenants. (a) The City covenants it shall not take any action, or fail to take any action, if any such action or failure to take action would adversely affect the Tax-exempt status of interest on any Bond under Section 103 of the Code. Without limiting the generality of the foregoing, the City shall comply with the requirements of the Tax Certificate, if any, delivered in connection with the issuance of each Series of Bonds. In the event that at any time the City is of the opinion that, in order to comply with its obligations under paragraph (a) above, it is necessary or helpful to restrict or limit the yield on the investment of any moneys in any of the Funds held by the Trustee pursuant to the Indentuure, the City shall so instruct the Trustee in writing, and cause the Trustee to take such action as may be necessary in accordance with such instructions. (b) Notwithstanding any. provisions of the indentuure, if the City shall provide to the Trustee an Opinion of Bond Counsel to the effect that any specified action required under the Indenture or a Tax Certificate is no longer required or that some further or different action is required to maintain the Tax-Exermpt status of the Bonds under Section 103 of the Code, the City and the Trustee may conclusively rely on such opinion in complying with the requirements of the Indenture and of the applicable Tax Certificate, and the covenants under the Indenture shall be deemed to be modified to that extent. (c) The covenants described in the foregoing shall survive payment in full or discharge of the Bonds. Amendments to Indenture Amendments Permitted. (a) Subject to the provisions of paragraph (d) below, the provisions of the Indenture or of any Supplemental Indenture and the rights and obligations of the City and of the Owners of the Outstanding Bonds and of the Fiduciaries may be modified, amended or supplemented from time to time and at any time by a Supplemental Indenture or Supplemental Indentures, with the written consent of each Credit Provider ➢-24 whose consent is required by a Supplemental Indenture or a Credit Support Agreement, when the written consent of the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding shall have been filed with the Trustee; or if less than all of the Outstanding Bonds are affected, the written consent of the Owners of at least a majority in aggregate principal amount of all affected Outstanding Bonds; provided that if such modification, amendment or supplement shall, by its terms, not take effect so long as any Bonds of any particular Series and maturity remain Outstanding, and, with respect to Bonds which are Tender Indebtedness if the conditions of paragraph (d) below are satisfied, the consent of the Owners of such Bonds shall not be required and such Bonds shall not be deemed to be Outstanding for the purpose of any the calculation of Outstanding Bonds. No such modification, amendment or supplement shall (1)reduce the aforesaid percentage of Bonds the consent of the Owners of which is required to effect any such modification, amendment or supplement without the consent of the Owners of all of the Bonds then Outstanding; (2) extend the fixed maturity of any Bond, or reduce the principal amount thereof, or reduce the amount of any Sinking Fund Installment therefor, or extend the due date of any such Sinking Fund Installment, or reduce the rate of interest on any Bond or extend the time of payment of interest thereon, without the consent of the Owner of each Bond so affected; (3) except as otherwise provided with respect to a Bond constituting Tender Indebtedness in the Supplemental Indenture authorizing such Bond and subject to the satisfaction of the conditions of subsection (g) of this Section, reduce the Redemption Price due on the redemption of any Bond or change the date or dates when any Bond is subject to redemption; or (4) modify the rights or obligations of any Fiduciary without the consent of such Fiduciary. It shall not be necessary for the consent of the Owners to approve the particular form of any Supplemental Indenture, but it shall be sufficient if such consent shall approve the substance thereof. Unless waived by the Owner of an affected Bond or Bonds, prior to the entry into any Supplemental Indenture by the City and the Trustee for any of the purposes described under this heading, the City shall cause notice of the proposed Supplemental Indenture to be mailed, by first class mail, postage prepaid, to the Owners of all Outstanding Bonds (or the affected Outstanding Bonds) at their addresses appearing on the Bond Register. Such notice shall briefly set forth the nature of the proposed Supplemental Indenture and shall state that copies thereof are on file at the office of the Trustee for inspection by each Owner of an Outstanding Bond, Whenever, at any time after the date of the mailing of notice of the proposed entry into a Supplemental Indenture pursuant to the foregoing, the City shall have received an instrument or instruments in writing executed in accordance with the Indenture by or on behalf of the Owners of not less than a majority in aggregate principal amount of the Bonds then Outstanding, or if less than all of the Outstanding Bonds are affected, by the Owners of not less than a majority in aggregate principal amount of the affected Outstanding Bonds, which instrument or instruments shall refer to the proposed Supplemental Indenture described in the notice of the proposed Supplemental Indenture and shall consent to such Supplemental Indenture in substantially the form referred to in such notice, thereupon, but not otherwise, the City and the Trustee may enter into such Supplemental Indenture in substantially such form, without liability or responsibility to any Owner of any Bond, whether or not such Owner shall have consented thereto. (b) The Indenture or any Supplemental Indenture may be supplemented from time to time and at any time by a Supplemental Indenture or Supplemental Indentures, which the City and the Trustee may enter into with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement but without the consent of the Owner of any Bond, to provide for the issuance of a Series of Additional Bonds or a Series of Refunding Bonds in accordance with the terms and conditions of the Indenture, and establishing the terms and conditions thereof, including the rights of any Credit Provider for such Additional Bonds or Refunding Bonds, which may include permitting such Credit Provider to act for and on behalf of the Owners of such Additional Bonds or Refunding Bonds for any or all purposes of the Indenture except that no such Credit Provider shall be authorized to extend the fixed maturity of any Bond, or reduce the principal amount thereof, or reduce the amount of any Sinking Fund Installment therefor, or extend the due date of any such Sinking Fund Installment, or reduce the rate of interest on any Bond or extend the time of payment of interest thereon, without the consent of the Owner of each Bond so affected; or except as otherwise provided with respect to a Bond constituting Tender Indebtedness in the Supplemental Indenture authorizing such Bond and subject to the satisfaction of the conditions of paragraph (g) below, reduce the Redemption Price due on the redemption of any Bond or change the date or dates when any Bond is subject to redemption. B-25 (c) The Indenture and any Supplemental Indenture and the rights and obligations of the City, the Fiduciaries and the Owners of the Outstanding Bonds may also be modified, amended or supplemented from time to time and at any time by a Supplemental Indenture or Supplemental Indentures, which the City and the Trustee may enter into with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement but without the consent of any Owners of Bonds (but with the consent of any affected Fiduciary), so long as such modification, amendment or supplement shall not materially, adversely affect the interests of the Owners of the Outstanding Bonds, including without limitation, for any one or more of the following purposes: (i) to add to the covenants and agreements of the City contained in the Indenture other covenants and agreements thereafter to be observed, or to surrender any right or power in the Indenture reserved to or conferred upon the City; (ii) to pledge, provide or assign any additional security for the Bonds (or any portion thereof), including transferring control of the amounts in the Light and Power Fund to the Trustee; provided that if the City transfers control of the amounts in the Light and Power Fund to the Trustee, the Trustee shall return such control at the request of the City only if no Event of Default has occurred and is continuing and if such return has been consented to by the Owners of a majority in aggregate principal amount of the Bonds then Outstanding and with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement; (iii) to add to the covenants and agreements of the City contained in the Master Indenture or a Supplemental Indenture other covenants and agreements thereafter to be observed, to pledge, provide or assign any security for the Bonds (or any portion thereof), or to surrender any right or power in the Indenture reserved to or conferred upon the City; (iv) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission, or of curing or correcting any defective provision, contained in the Indenture or a Supplemental Indenture, or in regard to matters or questions arising under the Indenture or a Supplemental Indenture, as the City may deem necessary or desirable; or (v) to modify, amend or supplement the Indenture or a Supplemental Indenture in such manner as to permit the qualification of the Indenture under the Trust Indenture Act of 1939, as amended, or any similar federal statute hereafter in effect, and to add such other terms, conditions and provisions as may be permitted by said act or similar federal statute. (d) Notwithstanding anything to the contrary contained in the Indenhue, the provisions of the Indenture or any Supplemental Indenture may also be modified, amended or supplemented by a Supplemental Indenture or Supplemental Indentures, including amendments which would otherwise be described in paragraph (a) above, without the consent of the Owners of Bonds constituting Tender Indebtedness if either (i) the effective date of such Supplemental Indenture is a date on which such Bonds are subject to mandatory tender for purchase pursuant to the Indenture or (ii) the applicable notice described in the Indenture is given to Owners of such Bonds at least thirty (30) days before the effective date of such Supplemental Indenture, and on or before such effective date, the Owners of such Bonds have the right to demand purchase of such Bonds pursuant to the Indenture. (e) If the Supplemental Indenture authorizing the issuance of a Series of Bonds provides that a Credit Provider for all or any portion of the Bonds of such Series shall have the right to consent to Supplemental Indentures which require the consent of the Owners of the Bonds of such'Series pursuant to the Indenture, then for the purposes of sending notice of any proposed Supplemental Indenture and for determining whether the Owners of the requisite percentage of Bonds have consented to such Supplemental Indenture, but subject to the provisions of paragraph (b) above, references to the Owners of such Bonds shall be deemed to be to the applicable Credit Provider. (f) For purposes of the foregoing, it shall not be necessary that consents of the Owners of any particular percentage of Outstanding Bonds of any affected Series be obtained but it shall be sufficient for such purposes if the consent of the Owners of a majority in aggregate principal amount of the combination of affected Outstanding Bonds shall be obtained. M (g) Notwithstanding anything to the contrary contained in the Indenhue, if authorized by the Supplemental Indenture authorizing the issuance of a Bond constituting Tender Indebtedness, any premium due on the redemption of such Bond and the date or dates when such Bond is subject to redemption may be modified or amended as provided in such Supplemental Indenture if either: (i) the effective date of such modification or amendment is a date on which such Bond is subject to mandatory tender for purchase pursuant to such Supplemental indenture; or (ii) notice of such modification or amendment has been mailed to the Owner of such Bond at the address set forth in the Bond Register at least thirty (30) days before the effective date of such modification or amendment and on or before such effective date, the Owner of such Bond has the right to demand purchase of such Bond pursuant to such Supplemental Indenture. Upon the City and the Trustee entering into any Supplemental Indenture pursuant to the Indenture, the indenture shall be deemed to be modified, amended or supplemented in accordance therewith, and the respective rights, duties and obligations under the Indenture of the City, the Fiduciaries and all Owners of Outstanding Bonds shall thereafter be determined, exercised and enforced subject in all respects to such modification, amendment and supplement, and all the terms and conditions of any such Supplemental Indenture shall be deemed to be part of the terms and conditions of the indenture for any and all purposes. For purposes of modifications, amendments and supplements to the Indenture, Bonds owned or held by or for the account of the City, or any funds of the City, shall not be deemed Outstanding for the purpose of consent or other action or any calculation of Outstanding Bonds provided for in the Indenture, and the City shall not be entitled with respect to such Bonds to give any consent or take any other action provided for in the Indenture as an Owner of Bonds. At the time of any consent or other action taken under the Indenture, the City shall furnish the Trustee a certificate of an Authorized City Representative upon which the Trustee may rely, describing all Bonds so to be excluded. Defeasance Bonds (or portions of Bonds) for the payment or redemption of which moneys shall have been set aside and shall be held in trust by an Escrow Agent at the maturity date or redemption date or other date when the Owner is entitled to receive the principal thereof, as applicable, shall be deemed to have been paid within the meaning and with the effect expressed in the provisions of the Indenture relating to payment of bonds upon defeasance. Any Outstanding Bond (or any portion thereof such that both the portion thereof which is deemed paid and the portion which is not deemed paid pursuant to the Indenture shall be in an Authorized Denomination) shall prior to the maturity, redemption date or other payment date thereof, be deemed to have been paid within the meaning and with the effect expressed in the provisions of the Indenture relating to payment of bonds upon defeasance (except that the obligations described under the applicable provisions of the htdentre relating to payment of bonds and the giving of the notices of the redemption of Bonds to be redeemed as provided in the Indenture shall continue) if (1) in case said Bond (or portion thereof) is to be redeemed on any date prior to maturity, the City shall have given the Trustee irrevocable instructions to give notice of redemption of such Bond (or portion thereof) on said date as provided in the Indenture, (2) there shall have been deposited with an Escrow Agent either moneys in an amount which shall be sufficient, or Defeasance Securities, the principal of and the interest on which when due shall provide moneys which, together with the moneys, if any, held by such Escrow Agent for such purpose, shall be sufficient, in each case as evidenced by an Accountant's Certificate, to pay when due the principal amount of, and any redemption premiums on, said Bond (or portion thereof) and interest due and to become due on said Bond (or portion thereof) on and prior to the redemption date, maturity date or other payment date thereof, as the case may be, and (3) if such Bond (or portion thereof) is not to be paid or redeemed within 60 days of the date of the deposit required by (2) above, the City shall have given the Trustee, in form satisfactory to it, instructions to mail, as soon as practicable, by first class mail, postage prepaid, to the Owner of such Bond, at the last address, if any, appearing upon the Bond Register, a notice that the deposit required by (2) above has been made with an Escrow Agent and that said Bond (or the applicable portion thereof) is deemed to have been paid in accordance with the Indenture and stating such date upon which moneys are to be available for the payment of the principal amount of, and any redemption premiums on, said Bond. Any notice given pursuant to (3) above with respect to Bonds which constitute less than all of the Outstanding Bonds of any Series and maturity shall specify the letter and number or other distinguishing mark of each such Bond. Any notice given pursuant to (3) above with respect to less than the fill principal amount of a Bond shall specify the principal amount of such Bond which shall be deemed paid pursuant to the Indenture and notify the Owner of such Bond that such Bond must be surrendered as provided in the Indenture. The receipt of any B-27 notice required by this paragraph shall not be a condition precedent to any Bond being deemed paid in accordance with this paragraph and the failure of any Owner to receive any such notice shall not affect the validity of the proceedings for the payment of Bonds in accordance with the Indenture. Neither Defeasance Securities nor moneys deposited with an Escrow Agent pursuant to the Indenture, nor principal or interest payments on any such Defeasance Securities, shall be withdrawn or used for any purpose other than, and shall be held in trust for, the payment of the principal amount of, and any redemption premiums on, said Bonds and the interest thereon; provided that any cash received from principal or interest payments on such Defeasance Securities deposited with an Escrow Agent, (A) to the extent such cash shall not be required at any time for such payment, as evidenced by an Accountant's Certificate, shall be paid over upon the written direction of an Authorized City Representative, including a transfer to the City free and clear of any trust, lien, pledge or assignment securing said Bonds, and (B) to the extent such cash shall be required for such payment at a later date, shall, to the extent practicable, at the written direction of an Authorized City Representative, be reinvested in Defeasance Securities maturing at times and in amounts, which together with the other funds to be available to the Escrow Agent for such purpose, shall be sufficient to pay when due the principal amount of, and any redemption premiums on, said Bonds and the interest to become due on said Bonds on and prior to such redemption date, maturity date or other payment date thereof, as the case may be, as evidenced by an Accountant's Certificate. Nothing in the Indenture shall prevent the City from substituting for the Defeasance Securities held for the payment or redemption of Bonds (or portions thereof) other Defeasance Securities which, together with the moneys held by the Escrow Agent for such purpose, as evidenced by an Accountant's Certificate, shall be sufficient to pay when due the principal amount of, and any redemption premiums on, the Bonds (or portions thereof) to be paid or redeemed, and the interest due on the Bonds (or portions thereof) to be paid or redeemed at the times established with the initial deposit of Defeasance Securities for such purpose provided that the City shall deliver to the Escrow Agent a Favorable Opinion of Bond Counsel with respect to such substitution. If there shall be deemed paid pursuant to the Indenture less than all of the fall principal amount of a Bond, the City shall execute and the Trustee shall authenticate and deliver, upon the surrender of such Bond, without charge to the Owner of such Bond, a new Bond or Bonds for the principal amount of the Bond so surrendered which is deemed paid pursuant to the Indenture and another new Bond or Bonds for the balance of the principal amount of the Bond so surrendered, in each case of like Series, maturity and other terms, and in any of the Authorized Denominations. Upon the deposit with an Escrow Agent, in trust, at or before maturity or the applicable redemption date, of money or Defeasance Securities in the necessary amount to pay or redeem Outstanding Bonds (or portions thereof), and to pay the interest thereto to such maturity or redemption date, as applicable, (provided that, if such Bonds are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as provided in the Indenture or provision satisfactory to the Trustee shall have been made for giving such notice), all liability of the City in respect of such Bonds shall cease, terminate and be completely discharged, except that the City shall remain liable for such payment but only from, and the Bondowners shall thereafter be entitled only to payment (without interest accrued thereon after such redemption date or maturity date, as applicable) out of, the money and Defeasance Securities deposited with the Escrow Agent as aforesaid for their payment, subject, however, to the provisions of the Indenture relating to transfers to the City's general fund and bonds deemed paid; provided that no Bond which constitutes Tender Indebtedness shall be deemed to be paid within the meaning of the Indenture unless the Purchase Price of such Bond, if tendered for purchase in accordance with the Indenture, could be paid when due from such moneys or Defeasance Securities (as evidenced by an Accountant's Certificate) or a Credit Support Instrument is provided in connection with such Purchase Price. Events of Default; Remedies Events of'Default. Each of the following shall constitute an Event of Default under the Indenture: (i) if default shall be made in the payment of the principal or Redemption Price of or Sinking Fund Installment for, or interest on, any Outstanding Bond, when and as the same shall become due and payable, whether on an Interest Payment Date, at maturity, by call for redemption, or otherwise; (ii) if default shall be made by the City in the performance or observance of any other of the covenants, agreements or conditions on its part in the Indenture or in the Outstanding Bonds contained, and such default shall continue for a period of 120 days after written notice thereof to the City by the Trustee or to the City and to the Trustee by the Owners of not less than 10% in principal B-28 amount of the Bonds Outstanding; provided, however, if such default is such that it can be corrected by the City but not within the applicable period specified above, it shall not constitute an Event of Default if corrective action is instituted by the City within thirty (30) days of the City's receipt of the notice of the default required by this paragraph and diligently pursued until the default is corrected; or (iii) an Event of Bankruptcy shall have occurred and be continuing with respect to the City; or (iv) if an event of default (as defined in the applicable Issuing Instrument) shall have occurred and be continuing with respect to any Parity Obligation. Application of Revenues and Other Moneys After Default. (a) Notwithstanding anything to the contrary contained in the Indenhue, including Article V of this Indenture, the City covenants that if an Event of Default shall happen and shall not have been remedied, the City, upon the demand of the Trustee, shall cause control of amounts in the Light and Power Fund to be transferred to the Trustee and shall cause to be paid over to the Trustee by the first Business Day of each month, all Revenues received by the City with respect to the preceding month. (b) During the continuance of an Event of Default, the Trustee shall apply all Revenues and amounts in the Light and Power Fund received by or available to the Trustee pursuant to any right given or action taken under the provisions of the Indenture, in the following order of priority: First: To the payment of the reasonable and proper charges, expenses and liabilities of the Fiduciaries, including reasonable fees of counsel, and the payment of the reasonable and proper charges, expenses and liabilities of the fiduciaries for Parity Obligations, including reasonable fees of counsel. Second: To the payment of the Operation and Maintenance Expenses. Third: To the payment of the principal and Redemption Price of and interest on the Outstanding Bonds, and the principal and redemption price of and interest on the other Outstanding Parity Obligations, then due and payable; provided however, that in the event the amount of Net Revenues and amounts in the Light and Power Fund available for such payment are not sufficient to make all the payments required by this clause, the Trustee shall apply the Net Revenues and available amounts in the Light and Power Fund to the payment of the principal and Redemption Price of and interest on all Outstanding Parity Obligations then due and payable ratably (based on the respective amounts to be paid), without any discrimination on preferences. Fourth: To the payment of any Termination Payments due and. payable under the Qualified Swap Agreements; provided however, that in the event the amount of Net Revenues and available amounts in the Light and Power Fund are not sufficient to snake all the payments required by this clause with respect to all Qualified Swap Agreements, the Trustee shall apply the Net Revenues and available amounts its the Light and Power Fund to the payment of the Termination Payments then due and payable under all Qualified Swap Agreements ratably (based on the respective amounts to be paid), without any discrimination on preferences. Fifth: To the transfer to the Debt Service Reserve Fund for the Bonds and to each debt service reserve fiord for other Outstanding Parity Obligations, the amount, if any, necessary so that the amount on deposit in the Debt Service Reserve Fund shall equal the Debt Service Reserve Requirement and the amount in each debt service reserve fond for other Outstanding Parity Obligations shall equal the amount required to be on deposit in such debt service reserve fund under the applicable Issuing Instrument; provided that that in the event the amount of Net Revenues and amounts in the Light and Power Fund available for such payment are not sufficient to make all the payments required by this clause, the Trustee shall apply the Net Revenues and available amounts in the Light and Power Fund to the transfer to the Debt Set -vice Reserve Fund and each debt service reserve fund for other Outstanding Parity Obligations ratably (based on the respective amounts to be paid), without any discrimination or preferences, Sixth: To the payment of amounts due with respect to outstanding Subordinate Obligations (which shall not include Termination Payments for Qualified Swap Agreements) in s accordance with the provisions of the Issuing Instrument pursuant to which such Subordinate Obligations have been issued. (c) In the event that on any date all payments required to be made from Net Revenues and amounts in the Light and Power Fund available for such payment are not made in full as required by this Section, then no payment shallbe made which has a priority under this Section lower than the delinquent payment until all delinquent payments with a higher priority have been made in full. (d) If and whenever all overdue installments of interest on all Outstanding Bonds and Outstanding Parity Obligations, together with the reasonable and proper fees, charges, expenses and liabilities of the Trustee and any other fiduciary for Parity Obligations, including reasonable fees of counsel, and all other sums payable for the account of the City under the Indenture, including the principal and Redemption Price of. all Outstanding Bonds and Outstanding Parity Obligations and unpaid interest on all Outstanding Bonds and Outstanding Parity Obligations which shall then be payable, shall be paid for by the account of the City, or provision satisfactory to the Trustee shall be made for such payment, and all defaults under the Indenture, die Outstanding Bonds and the Outstanding Parity Obligation shall be made good or secured to the satisfaction of the Trustee or provision deemed by the Trustee to be adequate shall be made therefor, the Trustee, at the request of the City and with the consent of the Owners of a majority in aggregate principal of the Bonds then Outstanding and with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement, shall transfer control of amounts in the Light and Power Fund to the City and pay over all unexpended Revenues in the hands of the Trustee (except Revenues deposited or pledged, or required by the terms of the Indenture to be deposited or pledged, with the Trustee), and thereupon the City and the Trustee shall be restored, respectively, to their former positions and rights under the Indenture. No such payment by the Trustee nor such restoration of the City and the Trustee to their former positions and rights shall extend to or affect any subsequent default under the Indenture or impair any right consequent thereon. (e) The Trustee may in its discretion establish special record dates for the determination of the Owners of Bonds for various purposes hereof, including without limitation, payment of defaulted interest and giving direction or consent to the Trustee. Right to Accelerate Upon Default. Notwithstanding anything contrary in the Indenture or in the Bonds, upon the occurrence of an Event of Default, the Trustee may, with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement, and shall, at the direction of the Owners of a majority in principal amount of Outstanding Bonds (other than Bonds owned by or on behalf of the City) by written notice to the City, declare the principal of the Outstanding Bonds and the interest thereon to be immediately due and payable, whereupon such principal and interest shall, without further action, become and be immediately due and payable. Appointment of Receiver. If an Event of Default shall happen and shall not have been remedied, and upon the filing of a suit or other commencement of judicial proceedings to enforce the rights of the Trustee and of the Owners of the Bonds under the Indenture, the Trustee shall be entitled to make application for the appointment of a receiver or custodian of the Revenues and amounts in the Light and Power Fund, pending such proceedings, with such power as the court making such appointment shall confer. Enforcement Proceedings. (a) If an Event of Default shall happen and shall not have been remedied, then and in every such case, the Trustee, by its agents and attorneys, may, with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement, proceed, and upon the written request of the Owners of not less than a majority in principal amount of the Bonds at the time Outstanding (other than Bonds owned by or on behalf of the City), with the consent of each Credit Provider whose consent is required by a Supplemental Indenture or a Credit Support Agreement, after receiving indemnification satisfactory to it as set forth in paragraph (d) below, shall proceed, to protect and enforce its rights and die rights of the Owners of the Outstanding Bonds by a suit or suits in equity or at law, whether for damages or the specific performance of any covenant contained in the Indenture, to enforce the security interest in, pledge of and lien on the Trust Estate granted pursuant to the Indenture, or in aid of the execution of any power granted in the Indenture or any remedy granted under applicable provisions of the laws of the State of California, or for an accounting by the City as if the City were the trustee of an express trust, or in the enforcement of any other legal or equitable right as the Trustee, being B-30 advised by counsel, shall deem most effectual to enforce any of its rights or to require the City to perform any of its duties under the Indenture. (b) All rights of action under the Indenture may be prosecuted and enforced by the Trustee without the possession of any of the Bonds or the production thereof in the trial or other proceedings, and any such suit or proceedings instituted by the Trustee shall be brought in its own name as trustee of an express trust. (c) If an Event of Default shall occur and be continuing, upon commencing a suit in equity or upon other commencement of judicial proceedings by the Trustee to enforce any right under the Indenture, the Trustee shall be entitled to exercise any and all rights and powers conferred in the Indenture and otherwise provided by law to be exercised by the Trustee as the trustee of an express trust. (d) Regardless of the happening of an Event of Default, the Trustee shall have power to, but unless requested in writing by the Owners of a majority in principal amount of the Bonds then Outstanding and furnished with reasonable security and indemnity, shall be under no obligation to, institute and maintain such suits and proceedings as it may be advised shall be necessary or expedient to prevent any impairment of the security under the Indenture by any acts which may be unlawful or in violation of the Indenture, and such suits and proceedings as the Trustee may be advised shall be necessary or expedient to preserve or protect its interests and the interests of the Owners of the Bonds. (e) If the Trustee or any Owner or Owners of Outstanding Bonds have instituted any proceeding to enforce any right or remedy under the indenture and such proceeding has been discontinued or abandoned for any reason, or has been determined adversely to the Trustee or to such Owner or Owners, then and in every such case the City, the Trustee and the Owners shall, subject to any determination in such proceeding, be restored severally and respectively to their former positions under the Indenture, and thereafter all rights and remedies of the Trustee and the Owners shall continue as though no such proceeding had been instituted. Restriction on Owner's Action. (a) Except as otherwise provided in paragraph (b) below, no Owner of any Bond shall have any right to institute any suit, action or proceeding at law or in equity for the enforcement of any provision of the indenture or the execution of any Gust under the Indenture or for any remedy given under the Indenture or existing at law or in equity or by statute unless such Owner shall have previously given to the Trustee written notice of the happening of an Event of Default, as provided in the Indenture, and the Owners of at least twenty-five percent in principal amount of the Bonds then Outstanding shall have filed a written request with the Trustee, and shall have offered it reasonable opportunity, either to exercise the powers granted in the Indenture or by the applicable laws of the State of California or to institute such action, suit or proceeding in its own name, and unless such Owners shall have offered to the Trustee adequate security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee shall have refused to comply with such request for a period of 60 days after receipt by it of such notice, request and offer of indemnity, it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the pledge created by the Indenture, or to enforce any right under the Indenture, except in the manner therein provided; and that all proceedings at law or in equity to enforce any provision of the Indenture shall be instituted, had and maintained in the manner provided in the Indenture and for the ratable benefit of all Owners of the Outstanding Bonds, subject only to the provisions of the Indenture relating to Credit Providers. (b) Nothing in the Indenture or in the Bonds contained shall affect or impair the obligation of the City, which is absolute and unconditional, to pay on the respective due dates thereof and at the places therein expressed, but solely from the Net Revenues, amounts in the Light and Power Fund available for such payment in accordance with the indenture and the amounts in the Funds, other than the Rebate Fund, held by the Trustee under the Indenture, the principal amount, or Redemption Price if applicable, of the Bonds, and the interest thereon, to the respective Owners thereof, or affect or impair the right, which is also absolute and unconditional, of any Owner to institute suit for the enforcement of any such payment from such sources. Remedies Not Exclusive. No remedy by the terms of the Indenture conferred upon or reserved to the Trustee or the Owners of the Bonds is intended to be exclusive of any other remedy, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under the Indenture or existing at law or in equity or by statute whether effective on or after the effective date of the Indenture. The assertion or M employment of any right or remedy, under the Indenture or otherwise, shall not prevent the concurrent assertion or employment of any other appropriate right or remedy. Effect of Waiver and Other Circumstances. (a) No delay or omission of the Trustee or any Owner of a Bond to exercise any right or power arising upon the happening of an Event of Default shall impair any right or power or shall be construed to be a waiver of any such Event of Default or be an acquiescence therein; and every power and remedy given by the Indenture to the Trustee or to the Owners of the Bonds may be exercised from time to time and as often as may be deemed expedient by the Trustee or by the Owners of the Bonds. (b) The Owners of not less than sixty percent in principal amount of the Bonds at the time Outstanding, or their attorneys -in -fact duly authorized, may on behalf of the Owners of all of the Bonds, waive any Event of Default and its consequences. No such waiver shall extend to any subsequent or Event of Default or impair any right consequent thereon unless the provisions of this paragraph (b) have been satisfied with respect to such subsequent Event of Default. Notice of Default. The Trustee shall, within thirty (30) days after obtaining knowledge thereof, mail written notice of the occurrence of any Event of Default to each Credit Provider, each Reserve Financial Guaranty Provider and each Owner of Bonds then Outstanding at such Owner's address appearing in the Bond Register. Credit Providers Except as limited by the Indenture, a Supplemental Indenture authorizing a Series of Bonds may provide that any Credit Provider providing a Credit Support Instrument with respect to Bonds of such Series may exercise any right under the Indenture or the Supplemental Indenture authorizing the issuance of such Series of Bonds given to the Owners of the Bonds to which such Credit Support Instrument relates in lieu of such Owners. All provisions under the Indenture or a Supplemental Indenture authorizing the exercise of rights by a Credit Provider with respect to Bonds of a Series, including without limitation actions relating to consents, approvals, directions, waivers, appointments and requests, shall be deemed not to require or permit such consents, approvals, directions, waivers, appointments, requests or other actions and shall be read as if the Credit Provider were not mentioned therein (i) during any period during which there is a default by such Credit Provider under the applicable Credit Support Instrument or (ii) after the applicable Credit Support Instrument shall for any reason cease to be valid and binding on the Credit Provider, or shall be declared to be null and void by final judgment of a court of competent jurisdiction, or after the Credit Support Instrument has been rescinded, repudiated or terminated (other than in accordance with its terms), or after a receiver, conservator or liquidator has been appointed for the Credit Provider; provided, however, that the payment of amounts due or that may become due (including without limitation all indemnity payments) to the Credit Provider or any other person identified under such Credit Provider's Credit Support Agreement pursuant to the terms of the Indenture, Supplemental Indenture and/or such Credit Support Agreement shall continue in fill force and effect. The foregoing shall not affect any other rights of a Credit Provider, including rights as the Owner of a Credit Provider Bond. All provisions in the Indenture relating to the rights of a Credit Provider shall be of no force and effect if there is no Credit Support Instrument in effect and all amounts owing to the Credit Provider under the Credit Support Agreement have been paid. Reserve Financial Guaranty Providers All provisions under the Indenture or a Supplemental Indenture authorizing the exercise of rights by a Reserve Financial Guaranty Provider with respect to Bonds of a Series, including without limitation actions relating to consents, approvals, directions, waivers, appointments and requests, shall be deemed not to require or permit such consents, approvals, directions, waivers, appointments, requests or other actions and shall be read as if the Reserve Financial Guaranty Provider were not mentioned therein (i) during any period during which there is a default by such Reserve Financial Guaranty Provider under the applicable Reserve Financial Guaranty or (ii) after the applicable Reserve Financial Guaranty shall for any reason cease to be valid and binding on the Reserve Financial Guaranty Provider, or shall be declared to be null and void by final judgment of a court of competent jurisdiction, or B-32 after the Reserve Financial Guaranty has been rescinded, repudiated or terminated, or after a receiver, conservator or liquidator has been appointed for the Reserve Financial Guaranty Provider; provided, however, that the payment of amounts due (including without limitation all indemnity payments) to the Reserve Financial Guaranty Provider pursuant to the terms of the Indenture, any Supplemental Indenture, and/or any Reserve Financial Guaranty shall continue in full force and effect. The foregoing shall not affect any other rights of a Reserve Financial Guaranty. All provisions in the Indenture relating to the rights of a Reserve Financial Guaranty Provider shall be of no force and effect if there is no Reserve Financial Guaranty Provider in effect issued by such Reserve Financial Guaranty Provider and all amounts owing to such Reserve Financial Guaranty Provider under the Reserve Financial Guaranty have been paid. Unclaimed Moneys Anything in the Indenture or any Supplemental Indenture to the contrary notwithstanding, any moneys held by the Trustee, an Escrow Agent or any Paying Agent in trust for the payment and discharge of any of the Bonds which remain unclaimed for two years after the date when such Bonds have become due and payable,. either at their stated maturity dates, tender for purchase or by call for redemption, if such moneys were held by the Trustee, an Escrow Agent or a Paying Agent at such date, or for two years after the date of deposit of such moneys if deposited with the Trustee, an Escrow Agent or a Paying Agent after the date when such Bonds or the Purchase Price thereof became due and payable, shall be repaid by such Trustee, Escrow Agent or Paying Agent to the City, as its absolute property and free and clear of any test, lien, pledge or assignment securing said Bonds, and such Trustee, Escrow Agent or Paying Agent shall thereupon be released and discharged with respect thereto and the Owners of such Bonds shall look only to the City for the payment of such Bonds; provided, however, that before being required to make any such payment to the City, the Trustee, the Escrow Agent or the Paying Agent, as applicable, shall, at the expense of the City, mail, postage prepaid to the Owners of such Bonds, at the last address appearing upon the Bond Register a notice that said moneys remain unclaimed and that, after a date named in said notice, which date shall be not less than 30 days after the date of the mailing of such notice, the balance of such moneys then unclaimed shall be returned to the City. B-33 APPENDIX C BOOK -ENTRY ONLY SYSTEM The information in this section concerning DTC and DTC's book -entry only system has been obtained from sources that the City believes to be reliable, but the City takes no responsibility for the completeness or accuracy thereof. The following description of the procedures and record keeping with respect to beneficial ownership interests in the Bonds, payment of principal, premium, if any, accreted value, if any, and interest on the Bonds to DTC Participants or Beneficial Owners, confirmation and transfers of beneficial ownership interests in the Bonds and other related transactions by and between DTC, the DTC Participants and the Beneficial Owners is based solely on information provided by DTC. The Depository Trust Company ("DTC"), New York, NY, will act as securities depository for the 2012 Bonds. The 2012 Bonds will be issued as filly -registered securities, registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully - registered bond certificate will be issued for each maturity of each series of 2012 Bonds, each in the aggregate principal amount of such issue and will be deposited with DTC. DTC, the world's largest securities depository, is a limited -purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues and money market instruments (firm over 100 countries) that DTC's participants ("Direct Participants") deposit with DTC. DTC also facilitates the post -trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book - entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations. DTC is a wholly -owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com and www,dtc.org. Purchases of the 2012 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the 2012 Bonds on DTC's records. The ownership interest of each actual purchaser of each 2012 Series Bond (`Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct and Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the 2012 Bonds are to be accomplished by entries made on the books of Direct or Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in the 2012 Bonds, except in the event that use of the book -entry system for the 2012 Bonds is discontinued. To facilitate subsequent transfers, all 2012 Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co. or such other name as may be requested by an authorized representative of DTC. The deposit of 2012 Bonds with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the 2012 Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such securities are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. C-1 Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants and by Direct Participants and Indirect Participants to Beneficial Owners, will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of 2012 Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the 2012 Bonds, such as redemptions, tenders, defaults and proposed amendments to the 2012 Bond documents. For example, Beneficial Owners of 2012 Bonds may wish to ascertain that the nominee holding the 2012 Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of the notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the 2012 Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. (nor such other DTC nominee) will consent or vote with respect to the 2012 Bonds unless authorized by a Direct Participant in accordance with DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the 2012 Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Redemption proceeds, distributions and dividend payments on the 2012 Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Trustee, on payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, nor its nominee, the Trustee, or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distributions and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City or the Trustee, disbursement of such payments to Direct Participants will be the responsibility of DTC and disbursement of such payments to the Beneficial Owners shall be responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as securities depository with respect to the 2012 Bonds at any time by giving reasonable notice to the City or the Trustee. Under such circumstances, in the event that a successor depository is not obtained, 2012 Bond certificates are required to be printed and delivered. The City may decide to discontinue use of the system of book -entry only transfers through DTC (or a successor securities depository). In that event, 2012 Bond certificates will be printed and delivered to DTC. C-2 APPENDIX D PROPOSED FORM OF OPINION OF BOND COUNSEL Upon delivery of the 2012 Bonds, Orrick, Herrington & Sutcliffe LLP, Bond Counsel to the City, proposes to render its final opinion in connection with the 2012 Bonds in substantially the following form: [Date of Delivery] City Council City of Vernon Vernon, California City of Vernon Electric System Revenue Bonds 2012 Series A and 2012 Taxable Series B (Final Opinion) Ladies and Gentlemen We have acted as bond counsel to the City of Vernon, California (the "City") in connection with [he issuance of $37,640,000 aggregate principal amount of City of Vernon Electric System Revenue Bonds, 2012 Series A (the "2012 Series A Bonds") and $35,100,000 aggregate principal amount of City of Vernon Electric System Revenue Bonds, 2012 Taxable Series B (the "2012 Series B Bonds" and, together with the 2012 Series A Bonds, the "2012 Series Bonds"). The 2012 Series Bonds have been issued pursuant to the City of Vernon Municipal Facilities Revenue Bond Law, constituting Article XI of the Vernon City Code (the `Bond Law") and an Indenture of Trust, dated as of September 1, 2008 (as amended and supplemented, the "Indenture"), between the City and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"), as supplemented by the Third Supplemental Indenture of Trust, dated as of January 1, 2012, between the City and the Trustee. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Indenture. In such connection, we have reviewed the Charter, the Bond Law, the Indenture, the Tax Certificate, certificates of the City, the Trustee and others, opinions of counsel to the City, the Trustee and others, and such other documents, opinions and matters to the extent we deemed necessary to render the opinions set forth herein. The Indenture provides that the Bonds, including the 2012 Series Bonds, are special obligations of the City, secured by a pledge of, and payable solely from, the Trust Estate. The Indenture further provides that the Bonds, including the 2012 Series Bonds, are not secured by a legal or equitable pledge of, or lien or charge upon, any property of the City or any of its income or receipts except the pledge of the Trust Estate and that the pledge of Revenues and amounts in the Light and Power Fund pursuant to the Indenture shall be on a parity with any pledge thereof securing Parity Obligations. The opinions expressed herein are based on an analysis of existing laws, regulations, rulings and court decisions and cover certain matters not directly addressed by such authorities. Such opinions may be affected by actions taken or omitted or events occurring after the date hereof. We have not undertaken to determine or to inform any person whether any such actions are taken or omitted or events do occur or any other matters come to our attention after the date hereof. Accordingly, this letter speaks only as of its date and is not intended to, and may not, be relied upon or otherwise used in connection with any such actions, events or matters. Our engagement with respect to the 2012 Series Bonds has concluded with their issuance, and we disclaim any obligation to update this letter. We have assumed the genuineness of all documents and signatures presented to us (whether as originals or as copies) and the due and legal execution and delivery thereof by, and validity against, any parties other than the City. We have assumed, without undertaking to verify, the accuracy of the factual matters represented, warranted or I certified in the documents and certificates, and of the legal conclusions contained in the opinions, referred to in the second paragraph hereof Furthermore, we have assumed compliance with all covenants and agreements contained in the Indenture and the Tax Certificate, including (without limitation) covenants and agreements compliance with which is necessary to assure that future actions, omissions or events will not cause interest on the 2012 Series A Bonds to be included in gross income for federal tax purposes. We call attention to the fact that the rights and obligations under the 2012 Series Bonds, the Indenture and the Tax Certificate and their enforceability may be subject to bankruptcy, insolvency, reorganization, arrangement, fraudulent conveyance, moratorium and other laws relating to or affecting creditors' rights, to the application of equitable principles, to the exercise of judicial discretion in appropriate cases and to the limitations on legal remedies against municipal corporations in the State of California. We express no opinion with respect to any indemnification, contribution, penalty, arbitration, judicial reference, choice of law, choice of forum, choice of venue, waiver or severability provisions contained in the foregoing documents, nor do we express any opinion with respect to the state or quality of title to or interest in any of the assets described in or as subject to the lien of the Indenture or the accuracy or sufficiency of the description contained therein of, or the remedies available to enforce liens on, any of such assets. Our services did not include financial or other non -legal advice. Finally, we undertake no responsibility for the accuracy, completeness or fairness of the Official Statement or other offering material relating to the 2012 Series Bonds and express no opinion With respect thereto. Based on and subject to the foregoing, and in reliance thereon, as of the date hereof, we are of the following opinions: 1. The 2012 Series Bonds constitute the valid and binding special obligations of the City. 2. The Indenture has been duly executed and delivered by, and constitutes the valid and binding obligation of, the City. The Indenture creates a valid pledge, to secure the payment of the principal of and interest on the 2012 Series Bonds, of the Trust Estate, subject to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth therein. 3. Interest on the 2012 Series A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986, Interest on the 2012 Series A Bonds is not a specific preference item for purposes of the federal individual or corporate altemative minimum taxes, although we observe that it is included in adjusted cut -rent earnings when calculating corporate alternative minimum taxable income, We are also of the opinion that interest on the 2012 Series Bonds is exempt from State of California personal income taxes. We express no opinion regarding other tax consequences related to the ownership or disposition of, or the accrual or receipt of interest on, the 2012 Series Bonds. Faithfi ally yours, D-2 APPENDIX E FORM OF CONTINUING DISCLOSURE AGREEMENT The City of Vernon and the Bank of New York Mellon Trust Company, N.A. will enter into a Continuing Disclosure Agreement relating to the 2012 Bonds in substantially the following form: This Continuing Disclosure Agreement (this "Disclosure Agreement") dated as of January 1, 2012, is executed and delivered by the City of Vernon, a municipal corporation and chartered city organized and existing under and by virtue of the Constitution of the State of California and its Charter (the "City") and The Bank of New York Mellon Trust Company, N.A., a national banking association duly organized and existing under and by virtue of the laws of the United States of America, as Trustee (the "Trustee"), in connection with the issuance by the City of its Electric System Revenue Bonds, 2012 Series A (the "2012 Series A Bonds") and its Electric System Revenue Bonds, 2012 Taxable Series B (the "2012 Series B Bonds" and, together with the 2012 Series A Bonds, the "2012 Bonds"). WITNESSETH: WHEREAS, the City has issued $37,640,000 aggregate principal amount of its 2012 Series A Bonds and $35,100,000 aggregate principal amount of its 2012 Series B Bonds pursuant to an Indenture of Trust, dated as of September 1, 2008, as heretofore supplemented and as amended and supplemented by a Third Supplemental Indenture of Trust, dated as of January 1, 2012 (as amended and supplemented, the "Indenture"), each between the City and. the Trustee; NOW THEREFORE, for and in consideration of the mutual promises and covenants herein contained, the parties hereto agree as follows: SECTION 1. Purpose of the Disclosure Agreement. This Disclosure Agreement is being executed and delivered by the City and the Trustee for the benefit of the Owners (defined below) and Beneficial Owners (defined below) of the 2012 Bonds and in order to assist the Participating Underwriter (defined below) in complying with the Rule (defined below). SECTION 2. Definitions. In addition to the definitions set forth in the Indenture, which apply to any capitalized term used in this Disclosure Agreement unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and 4 of this Disclosure Agreement. "Beneficial Owner" shall mean any person which (a) has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any 2012 Bonds (including persons holding 2012 Bonds through nominees, depositories or other intermediaries), or (b) is treated as the owner of any 2012 Bonds for federal income tax pin -poses. "Disclosure Representative" shall mean the City Clerk, the City Administrator of the City, or such other officer or employee of the City as the City shall designate in writing to the Trustee from time to time. "Dissemination Agent" shall mean The Bank of New York Mellon Trust Company, N.A., acting in its capacity as Dissemination Agent hereunder, or any successor Dissemination Agent designated in writing by the City and which has filed with the Trustee a written acceptance of such designation. "Listed Events" shall mean any of the events listed in subsections (a) and (b) of Section 5 of this Disclosure Agreement. E-1 "MSRB" shall mean the Municipal Securities Rulemaking Board or any other entity designated or authorized by the SEC to receive reports pursuant to the Rule. Until otherwise designated by the MSRB or the SEC, filings with the MSRB are to be made through the Electronic Municipal Market Access (EMMA) website of the MSRB, currently located at http://emma.nisrb.org. "Official Statement" shall mean the Official Statement, dated January 10, 2012, relating to the 2012 Bonds. "Owner" shall mean, with respect to a 2012 Bond, the registered owner of such 2012 Bond as set forth in the bond register maintained by the Trustee pursuant to the Indenture. "Participating Underwriter" shall mean any of the original underwriter of the 2012 Bonds required to . comply with the Rule in connection with offering of the 2012 Bonds. "Responsible Officer" shall mean an officer of the Trustee at the corporate front office of the Trustee with regular responsibility for the administration of matters related to the Indenture. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State" shall mean the State of California. SECTION 3. Provision of Annual Reports. (a) The City shall, or, upon written direction, shall cause the Dissemination Agent to, not later than 180 days after the end of each Fiscal Year of the City (which Fiscal Year ends on June 30), commencing with the report for the 2011-12 Fiscal Year, provide to the MSRB an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Agreement. The Annual Report may cross-reference other information as provided in Section 4 of this Disclosure Agreement; provided that the audited financial statements of the City's Electric System may be submitted separately from the balance of the Annual Report and later than the date required above for the filing of the Annual Report if they are not available by that date. If the City's Fiscal Year changes, it shall give notice of such change in a filing with the MSRB. The Annual Report shall be submitted on a standard form in use by industry participants or other appropriate form and shall identify the 2012 Bonds by name and CUSIP number. (b) Not later than fifteen (15) Business Days prior to the date specified in subsection (a) of this Section, the City shall provide the Annual Report to the Dissemination Agent and the Trustee (if the Trustee is not the Dissemination Agent). If by such date the Trustee has not received a copy of the Annual Report, the Trustee shall contact the City and the Dissemination Agent to determine if the City is in compliance with the first sentence of this subsection (b). (c) If the Trustee is unable to verify that an Annual Report has been provided to the MSRB by the date required in subsection (a) of this Section, the Trustee shall, in a timely manner, send or cause to be sent to the MSRB a notice in substantially the form attached as Exhibit A. (d) The Dissemination Agent shall file a report with the City and the Trustee (if the Trustee is not the Dissemination Agent) certifying that the Annual Report has been provided pursuant to this Disclosure Agreement and stating the date it was provided. SECTION 4. Content of Annual Reports. The City's Annual Report shall contain or include by reference the following: (a) The audited financial statements of the City's Electric System for the prior fiscal year, including a statement of net assets, a statement of revenues, expenses and changes in net assets, and a statement of cash flows, all of which shall be prepared in accordance with generally accepted accounting principles as promulgated from time to time by the Government Accounting Standards Board. Such financial statements may be included as part of E-2 the City's general purpose financial statements. If the Electric System's audited financial statements are not available by the time the Annual Report is required to be filed pursuant to subsection (a) of Section 3 hereof, the Annual Report shall contain unaudited financial statements in a format similar to the financial statements required for the fiscal year being audited, and the audited financial statements shall be filed in the same manner as the Annual Report when they become available. (b) An update of the information contained in the tables with the following headings in the Official Statement for the most recently ended fiscal year: (i) "CITY OF VERNON ELECTRIC SYSTEM RESOURCES USED TO SATISFY CITY'S LOAD REQUIREMENT"; (ii) "CITY OF VERNON ELECTRIC SYSTEM AVERAGE BILLING PRICE (CENTS PER KILOWATT-HOUR)'; (iii) "CITY OF VERNON ELECTRIC SYSTEM CUSTOMERS, RETAIL SALES, REVENUES AND DEMAND'; and (iv) "CITY OF VERNON ELECTRIC SYSTEM HISTORICAL REVENUE, EXPENSES AND DEBT SERVICE COVERAGE UNDER INDENTURE". Any or all of the items listed above may be set forth in one or a set of documents or may be included by specific reference to other documents, including official statements of debt issues with respect to which the City is an `obligated person" (as defined by the Rule), which have been made available to the public on the MSRB's website. The City shall clearly identify each such other document so included by reference. SECTION 5. Renortine of Sianiticant Events. (a) Pursuant to the provisions of this Section 5, the City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the 2012 Bonds not later than ten business days after the occurrence of the event: (i) Principal and interest payment delinquencies; (ii) Unscheduled draws on debt service reserves reflecting financial difficulties; (iii) Unscheduled draws on credit enhancements reflecting financial difficulties; (iv) Substitution of credit or liquidity providers, or their failure to perform; (v) Issuance by the Internal Revenue Service of proposed or final determination of taxability or of a Notice of Proposed Issue (IRS Form 5701 TEB); (vi) Tender offers; (vii) Defeasances; (viii) Rating changes; or (ix) Bankruptcy, insolvency, receivership or similar event of the obligated person. Note: for the purposes of the event identified in subparagraph (ix) above, the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for an obligated person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the E-3 assets or business of the obligated person, or if such jurisdiction has been assumed by leaving the existing governmental body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the obligated person. (b) The City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the 2012 Bonds, if material, not later than ten business days after the occurrence of the event: (i) Unless described in subparagraph S(a)(v), adverse tax opinions or other material notices or determinations by the Internal Revenue Service with respect to the tax status of the 2012 Bonds or other material events affecting the tax status of the 2012 Bonds; (ii) Modifications to rights of Owners or Beneficial Owners; (iii) Optional, unscheduled or contingent 2012 Bond calls; (iv) Release, substitution, or sale of property securing repayment of the 2012 Bonds; (v) Non-payment related defaults; (vi) The consmnmation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the "obligated person," other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; or - (vii) Appointment of a successor or additional trustee or the change of name of a trustee. (c) The Trustee shall, as soon as reasonably practicable, upon a Responsible Officer's obtaining actual knowledge of the occurrence of any of the Listed Events contact the Disclosure Representative, inform such person of the event, and request that the City promptly notify theTrustee in writing whether or not to report the event pursuant to subsection (e) of this Section. The Trustee shall have no duty to determine the materiality of any such Listed Events. For purposes of this Disclosure Agreement, "actual knowledge" of the occurrence of such Listed Events shall mean actual knowledge by a Responsible Officer. (d) Whenever the City obtains knowledge of the occurrence of a Listed Event described in subsection (b) of this Section, the City shall determine if such event would be material under applicable federal securities laws. (e) If the City learns of the occurrence of a Listed Event described in subsection (a) of this Section, or determines that knowledge of a Listed Event described in subsection (b) of this Section would be material under applicable federal securities laws, the City shall within ten business days of occurrence file a notice of such occurrence with the MSRB. Notwithstanding the foregoing, notice of the Listed Event described in subsections (a)(vii) or (b)(iii) of this Section need not be given under this subsection (e) any earlier than the notice (if any) of the underlying event is given to Owners of affected 2012 Bonds pursuant to the Indenture. SECTION 6. Format for Flings with MSRB. Any report or filing with the MSRB pursuant to this Disclosure Agreement must be submitted in electronic format, accompanied by such identifying information as is prescribed by the MSRB. SECTION 7. Termination of Reporting Obligation. The City's and the Trustee's obligations under this Disclosure Agreement shall terminate upon the legal defeasance, prior redemption or payment in full of all of the 2012 Bonds. E-4 SECTION 8. Dissemination Agent. The City may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Agreement, and may discharge any such Dissemination Agent, with or without appointing a successor Dissemination Agent; provided the Trustee shall receive written notice of such appointment, engagement and discharge at the time thereof. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Agreement. If at any time there is not any other designated Dissemination Agent, the City shall be the Dissemination Agent. The Dissemination Agent may resign by providing thirty days written notice to the City and the Trustee. SECTION 9. Amendment; Waiver. Notwithstanding any other provision of this Disclosure Agreement, the City, the Dissemination Agent and the Trustee may amend this Disclosure Agreement (and the Trustee and the Dissemination Agent shall agree to any amendment so requested by the City provided, neither the Trustee nor the Dissemination Agent shall be obligated to enter into any such amendment that modifies or increases its duties or obligations hereunder) and any provision of this Disclosure Agreement may be waived, provided that the following conditions are satisfied: (a) If the amendment or waiver relates to the provisions of subsection (a) of Section 3 hereof, Section 4 hereof or subsection (a) of Section 5 hereof, it may only be made in connection with a change in circumstances that arises from a charge in legal requirements, change in law, or change in the identity, nature or status of an obligated person with respect to the 2012 Bonds, or the type of business conducted; (b) The undertaking herein, as amended or taking into account such waiver, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the Rule at the time of the original issuance of the 2012 Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) The amendment or waiver either (i) is approved by the Owners of the 2012 Bonds in the same manner as provided in the Indenture for amendments to the Indenture with the consent of Owners, or (ii) does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the Owners or Beneficial Owners of the 2012 Bonds. In the event of any amendment or waiver of a provision of this Disclosure Agreement, the City shall describe such amendment in the next Annual Report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or, in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City. In addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i) notice of such change shall be given in a filing with the MSRB, and (ii) the Annual Report for the year in which the change is made should present a comparison (in narrative form and also, if feasible, in quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. SECTION 10. Additional Information. Nothing in this Disclosure Agreement shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Agreement or any other means of communication, or including any other information in any Annual Report or notice required to be filed pursuant to this Disclosure Agreement, in addition to that which is required by this Disclosure Agreement. If the City chooses to include any information in any Annual Report or notice in addition to that which is specifically required by this Disclosure Agreement, the City shall have no obligation under this Agreement to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event or any other event required to be reported. SECTION 11. Default. in the event of a failure of the City or the Trustee to comply with any provision of this Disclosure Agreement, the Trustee shall at the written request of any Participating Underwriter or the Owners of at least 25% of the aggregate principal amount of One Outstanding 2012 Bonds, and upon provision of indemnification satisfactory to the Trustee, or any Owner or Beneficial Owner of a 2012 Bond may, take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City or the Trustee, as the case may be, to comply with its obligations under this Disclosure Agreement. A E-5 default under this Disclosure Agreement shall not be deemed an Event of Default under the Indenture, and the sole remedy under this Disclosure Agreement in the event of any failure of the City or the Trustee to comply with this Disclosure Agreement shall be an action to compel performance. SECTION 12. Duties, Immunities and Liabilities of Trustee and Dissemination Agent. Article VIII of the Master Indenture is hereby made applicable to this Disclosure Agreement as if this Disclosure Agreement were (solely for this purpose) contained in the Indenture and the Trustee and Dissemination Agent shall be entitled to the protections and limitations from liability afforded the Trustee thereunder. The Dissemination Agent and Trustee shall have only such duties hereunder as are specifically set forth in this Disclosure Agreement, and the City agrees to indemnify and save the Dissemination Agent and Trustee, their officers, directors, employees and agents, harmless against any loss, expense and liabilities which they may incur arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities, costs and expenses (including attorneys fees) due to the Dissemination Agent's or Trustee's respective fraud, violation of law, whether willful or negligent, negligence or willful misconduct. The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees as amended from time to time and all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. The Dissemination Agent and the Trustee shall have no duty or obligation to review any information provided to them hereunder and shall not be deemed to be acting in any fiduciary capacity for the City, the Owners or any other party. The Dissemination Agent shall have no duty to prepare any information report nor shall the Dissemination Agent be responsible for filing any report not provided to it by the City in a timely manner and in a form suitable for filing. The obligations of the City tinder this Section shall survive resignation or removal of the Dissemination Agent and payment of the 2012 Bonds, The City's payment obligations under this Disclosure Agreement shall be payable solely from the Light and Power Fund. SECTION 13. Notices. Any notices or communications to or among any of the parties to this Disclosure Agreement may be given as follows: To the City: City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Attention: City Administrator To the Trustee and Dissemination The Bank of New York Mellon Trust Agent: Company, N.A. 700 South Flower Street, Suite 500 Los Angeles, California 90017 Attention: Corporate Trust Department Any person may, by written notice to the other persons listed above, designate a different address or telephone number(s) to which subsequent notices or communications should be sent. SECTION 14. Beneficiaries. This Disclosure Agreement shall inure solely to the benefit of the City, the Trustee, the Dissemination Agent, the Participating Underwriter and Owners and Beneficial Owners from time to time of the 2012 Bonds, and shall create no rights in any other person or entity. SECTION 15. Governing Law. This Disclosure Agreement shall be interpreted, governed by and construed for all purposes in accordance with the laws of the State for contracts executed and to be performed in the State. SECTION 16. Counterparts. This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. E-6 IN WITNESS WHEREOF, the parties hereto have executed this Disclosure Agreement as of the date first above written. - ATTEST: City Clerk APPROVED AS TO FORM: 0 Chief Deputy City Attorney CITY OF VERNON LE Mark C. Whitworth City Administrator THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee Un E-7 Authorized Signatory EXHIBIT A NOTICE TO MSRB OF FAILURE TO FILE ANNUAL REPORT Name of Issuer: City of Vernon Name of Bond Issue: City of Vernon Electric System Revenue Bonds, 2012 Series A and City of Vernon Electric System Revenue Bonds, 2012 Taxable Series B Date of Issuance: January 19, 2012 NOTICE IS HEREBY GIVEN that the City of Vernon (the "City") has not provided an Annual Report with respect to the above -named Bonds as required by 6.02 of the Third Supplemental Indenture of Trust, dated as of January 1, 2012, between the City and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"), amending and supplementing the Master Indenture of Trust between the City and the Trustee, dated as of September 1, 2008, and by Section 3 of the Continuing Disclosure Agreement, dated as of January 1, 2012, between the City and the Trustee. [The City anticipates that the Annual Report will be filed by j Dated: cc: City of Vernon THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee, on behalf of the City of Vernon E-8 mix msp J� Fromroepanlble FSC eoumee � FSC' Cg17146 Printed by: ImageMaster www.ImageMasteccom CONTINUING DISCLOSURE AGREEMENT This Continuing Disclosure Agreement (this "Disclosure Agreement') dated as of January 1, 2012, is executed and delivered by the City of Vernon, a municipal corporation and chartered city organized and existing under and by virtue of the Constitution of the State of California and its Charter (the "City") and The Bank of New York Mellon Trust Company, N.A., a national banking association duly organized and existing under and by virtue of the laws of the United States of America, as Trustee (the "Trustee"), in connection with the issuance by the City of its Electric System Revenue Bonds, 2012 Series A (the "2012 Series A Bonds") and its Electric System Revenue Bonds, 2012 Taxable Series B (the "2012 Series B Bonds" and, together with the 2012 Series A Bonds, the "2012 Bonds"). WITNESSETH: WHEREAS, the City has issued $37,640,000 aggregate principal amount of its 2012 Series A Bonds and $35,100,000 aggregate principal amount of its 2012 Series B Bonds pursuant to an Indenture of Trust, dated as of September 1, 2008, as heretofore supplemented and as amended and supplemented by a Third Supplemental Indenture of Trust, dated as of January 1, 2012 (as amended and supplemented, the "Indenture"), each between the City and the Trustee; .NOW THEREFORE, for and in consideration of the mutual promises and covenants herein contained, the parties hereto agree as follows: SECTION 1. Purpose of the Disclosure Agreement. This Disclosure Agreement is being executed and delivered by the City and the Trustee for the benefit of the Owners (defined below) and Beneficial Owners (defined below) of the 2012 Bonds and in order to assist the Participating Underwriter (defined below) in complying with the Rule (defined below). SECTION 2. Definitions. In addition to the definitions set forth in the Indenture, which apply to any capitalized term used in this Disclosure Agreement unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and 4 of this Disclosure Agreement. "Beneficial Owner" shall mean any person which (a) has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any 2012 Bonds (including persons holding 2012 Bonds through nominees, depositories or other intermediaries), or (b) is treated as the owner of any 2012 Bonds for federal income tax purposes. "Disclosure Representative" shall mean the City Clerk, the City Administrator of the City, or such other officer or employee of the City as the City shall designate in writing to the Trustee from time to time. "Dissemination Agent" shall mean The Bank of New York Mellon Trust Company, N.A., acting in its capacity as Dissemination Agent hereunder, or any successor Dissemination Agent designated in writing by the City and which has filed with the Trustee a written acceptance of such designation. OHS West261393277.4 "Listed Events" shall mean any of the events listed in subsections (a) and (b) of Section 5 of this Disclosure Agreement. "MSRB" shall mean the Municipal Securities Rulemaking Board or any other entity designated or authorized by the SEC to receive reports pursuant to the Rule. Until otherwise designated by the MSRB or the SEC, filings with the MSRB are to be made through the Electronic Municipal Market Access (EMMA) website of the MSRB, currently located at http://emma.msrb.org. "Official Statement" shall mean the Official Statement, dated January 10, 2012, relating to the 2012 Bonds. "Owner" shall mean, with respect to a 2012 Bond, the registered owner of such 2012 Bond as set forth in the bond register maintained by the Trustee pursuant to the Indenture. "Participating Underwriter" shall mean any of the original underwriter of the 2012 Bonds required to comply with the Rule in connection with offering of the 2012 Bonds. "Responsible Officer" shall mean an officer of the Trustee at the corporate front office of the Trustee with regular responsibility for the administration of matters related to the Indenture. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State" shall mean the State of California. SECTION 3. Provision of Annual Reports. (a) The City shall, or, upon written direction, shall cause the Dissemination Agent to, not later than 180 days after the end of each Fiscal Year of the City (which Fiscal Year ends on June 30), commencing with the report for the 2011-12 Fiscal Year, provide to the MSRB an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Agreement. The Annual Report may cross-reference other information as provided in Section 4 of this Disclosure Agreement; provided that the audited financial statements of the City's Electric System may be submitted separately from the balance of the Annual Report and later than the date required above for the filing of the Annual Report if they are not available by that date. If the City's Fiscal Year changes, it shall give notice of such change in a filing with the MSRB. The Annual Report shall be submitted on a standard form in use by industry participants or other appropriate form and shall identify the 2012 Bonds by name and CUSIP number. (b) Not later than fifteen (15) Business Days prior to the date specified in subsection (a) of this Section, the City shall provide the Annual Report to the Dissemination Agent and the Trustee (if the Trustee is not the Dissemination Agent). If by such date the Trustee has not received a copy of the Annual Report, the Trustee shall contact the City and the Dissemination Agent to determine if the City is in compliance with the first sentence of this subsection (b). OHS West:261393277.4 2 (c) If the Trustee is unable to verify that an Annual Report has been provided to the MSRB by the date required in subsection (a) of this Section, the Trustee shall, in a timely manner, send or cause to be sent to the MSRB a notice in substantially the form attached as Exhibit A. (d) The Dissemination Agent shall file a report with the City and the Trustee (if the Trustee is not the Dissemination Agent) certifying that the Annual Report has been provided pursuant to this Disclosure Agreement and stating the date it was provided. SECTION 4. Content of Annual Reports. The City's Annual Report shall contain or include by reference the following: (a) The audited financial statements of the City's Electric System for the prior fiscal year, including a statement of net assets, a statement of revenues, expenses and changes in net assets, and a statement of cash flows, all of which shall be prepared in accordance with generally accepted accounting principles as promulgated from time to time by the Government Accounting Standards Board. Such financial statements may be included as part of the City's general purpose financial statements. If the Electric System's audited financial statements are not available by the time the Annual Report is required to be filed pursuant to subsection (a) of Section 3 hereof, the Annual Report shall contain unaudited financial statements in a format similar to the financial statements required for the fiscal year being audited, and the audited Financial statements shall be filed in the same manner as the Annual Report when they become available. (b) An update of the information contained in the tables with the following headings in the Official Statement for the most recently ended fiscal year: (i) "CITY OF VERNON ELECTRIC SYSTEM RESOURCES USED TO SATISFY CITY'S LOAD REQUIREMENT'; (ii) "CITY OF VERNON ELECTRIC SYSTEM AVERAGE BILLING PRICE (CENTS PER KILOWATT-HOUR)'; (iii) "CITY OF VERNON ELECTRIC SYSTEM CUSTOMERS, RETAIL SALES, REVENUES AND DEMAND"; and (iv) "CITY OF VERNON ELECTRIC SYSTEM HISTORICAL REVENUE, EXPENSES AND DEBT SERVICE COVERAGE UNDER INDENTURE". Any or all of the items listed above may be set forth in one or a set of documents or may be included by specific reference to other documents, including official statements of debt issues with respect to which the City is an "obligated person" (as defined by the Rule), which have been made available to the public on the MSRB's website. The City shall clearly identify each such other document so included by reference. OHS West261393277.4 SECTION 5. Reporting of Significant Events. (a) Pursuant to the provisions of this Section 5, the City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the 2012 Bonds not later than ten business days after the occurrence of the event: difficulties; difficulties; person. (i) Principal and interest payment delinquencies; (ii) Unscheduled draws on debt service reserves reflecting financial (iii) Unscheduled draws on credit enhancements reflecting financial (iv) Substitution of credit or liquidity providers, or their failure to perform; (v) Issuance by the Internal Revenue Service of proposed or final determination of taxability or of a Notice of Proposed Issue (IRS Form 5701 TEB); (vi) Tender offers; (vii) Defeasances; (viii) Rating changes; or (ix) Bankruptcy, insolvency, receivership or similar event of the obligated Note: for the purposes of the event identified in subparagraph (ix) above, the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for an obligated person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the assets or business of the obligated person, or if such jurisdiction has been assumed by leaving the existing governmental body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the obligated person. (b) The City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the 2012 Bonds, if material, not later than ten business days after the occurrence of the event: (i) Unless described in subparagraph 5(a)(v), adverse tax opinions or other material notices or determinations by the Internal Revenue Service with OHS West:2613932774 4 respect to the tax status of the 2012 Bonds or other material events affecting the tax status of the 2012 Bonds; (ii) Modifications to rights of Owners or Beneficial Owners; (iii) Optional, unscheduled or contingent 2012 Bond calls; (iv) Bonds; (v) Release, substitution, or sale of property securing repayment of the 2012 Non-payment related defaults; (vi) The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the "obligated person," other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; or (vii) Appointment of a successor or additional trustee or the change of name of a trustee. (c) The Trustee shall, as soon as reasonably practicable, upon a Responsible Officer's obtaining actual knowledge of the occurrence of any of the Listed Events contact the Disclosure Representative, inform such person of the event, and request that the City promptly notify the Trustee in writing whether or not to report the event pursuant to subsection (e) of this Section. The Trustee shall have no duty to determine the materiality of any such Listed Events. For purposes of this Disclosure Agreement, "actual knowledge" of the occurrence of such Listed Events shall mean actual knowledge by a Responsible Officer. (d) Whenever the City obtains knowledge of the occurrence of a Listed Event described in subsection (b) of this Section, the City shall determine if such event would be material under applicable federal securities laws. (e) If the City learns of the occurrence of a Listed Event described in subsection (a) of this Section, or determines that knowledge of a Listed Event described in subsection (b) of this Section would be material under applicable federal securities laws, the City shall within ten business days of occurrence file a notice of such occurrence with the MSRB. Notwithstanding the foregoing, notice of the Listed Event described in subsections (a)(vii) or (b)(iii) of this Section need not be given under this subsection (e) any earlier than the notice (if any) of the underlying event is given to Owners of affected 2012 Bonds pursuant to the Indenture. SECTION 6. Format for Flines with MSRB. pursuant to this Disclosure Agreement must be submitted such identifying information as is prescribed by the MSRB. OHS West261393277.4 Any report or filing with the MSRB in electronic format, accompanied by SECTION 7. Termination of Reporting Obligation. The City's and the Trustee's obligations under this Disclosure Agreement shall terminate upon the legal defeasance, prior redemption or payment in full of all of the 2012 Bonds. SECTION 8. Dissemination Agent. The City may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Agreement, and may discharge any such Dissemination Agent, with or without appointing a successor Dissemination Agent; provided the Trustee shall receive written notice of such appointment, engagement and discharge at the time thereof. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Agreement. If at any time there is not any other designated Dissemination Agent, the City shall be the Dissemination Agent. The Dissemination Agent may resign by providing thirty days written notice to the City and the Trustee. SECTION 9. Amendment: Waiver. Notwithstanding any other provision of this Disclosure Agreement, the City, the Dissemination Agent and the Trustee may amend this Disclosure Agreement (and the Trustee and the Dissemination Agent shall agree to any amendment so requested by the City provided, neither the Trustee nor the Dissemination Agent shall be obligated to enter into any such amendment that modifies or increases its duties or obligations hereunder) and any provision of this Disclosure Agreement may be waived, provided that the following conditions are satisfied: (a) If the amendment or waiver relates to the provisions of subsection (a) of Section 3 hereof, Section 4 hereof or subsection (a) of Section 5 hereof, it may only be made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identity, nature or status of an obligated person with respect to the 2012 Bonds, or the type of business conducted; (b) The undertaking herein, as amended or taking into account such waiver, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the Rule at the time of the original issuance of the 2012 Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) The amendment or waiver either (i) is approved by the Owners of the 2012 Bonds in the same manner as provided in the Indenture for amendments to the Indenture with the consent of Owners, or (ii) does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the Owners or Beneficial Owners of the 2012 Bonds. In the event of any amendment or waiver of a provision of this Disclosure Agreement, the City shall describe such amendment in the next Annual Report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or, in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City. In addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i) notice of such change shall be given in a filing with the MSRB, and (ii) the Annual Report for the year in which the change is made should present a comparison (in narrative form and also, if feasible, in OHS West:261393277.4 6 quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. SECTION 10. Additional Information. Nothing in this Disclosure Agreement shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Agreement or any other means of communication, or including any other information in any Annual Report or notice required to be filed pursuant to this Disclosure Agreement, in addition to that which is required by this Disclosure Agreement. If the City chooses to include any information in any Annual Report or notice in addition to that which is specifically required by this Disclosure Agreement, the City shall have no obligation under this Agreement to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event or any other event required to be reported. SECTION 11. Default. In the event of a failure of the City or the Trustee to comply with any provision of this Disclosure Agreement, the Trustee shall at the written request of any Participating Underwriter or the Owners of at least 25% of the aggregate principal amount of the Outstanding 2012 Bonds, and upon provision of indemnification satisfactory to the Trustee, or any Owner or Beneficial Owner of a 2012 Bond may, take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City or the Trustee, as the case may be, to comply with its obligations under this Disclosure Agreement. A default under this Disclosure Agreement shall not be deemed an Event of Default under the Indenture, and the sole remedy under this Disclosure Agreement in the event of any failure of the City or the Trustee to comply with this Disclosure Agreement shall be an action to compel performance. SECTION 12. Duties, Immunities and Liabilities of Trustee and Dissemination Agent. Article VIII of the Master Indenture is hereby made applicable to this Disclosure Agreement as if this Disclosure Agreement were (solely for this purpose) contained in the Indenture and the Trustee and Dissemination Agent shall be entitled to the protections and limitations from liability afforded the Trustee thereunder. The Dissemination Agent and Trustee shall have only such duties hereunder as are specifically set forth in this Disclosure Agreement, and the City agrees to indemnify and save the Dissemination Agent and Trustee, their officers, directors, employees and agents, harmless against any loss, expense and liabilities which they may incur arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities, costs and expenses (including attorneys fees) due to the Dissemination Agent's or Trustee's respective fraud, violation of law, whether willful or negligent, negligence or willful misconduct. The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees as amended from time to time and all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. The Dissemination Agent and the Trustee shall have no duty or obligation to review any information provided to them hereunder and shall not be deemed to be acting in any fiduciary capacity for the City, the Owners or any other party. The Dissemination Agent shall have no duty to prepare any information report nor shall the Dissemination Agent be responsible for filing any report not provided to it by the City in a timely manner and in a form suitable for filing. The obligations of the City under this Section shall survive resignation or removal of the Dissemination Agent and payment of the OHS West:261393277.4 7 2012 Bonds. The City's payment obligations under this Disclosure Agreement shall be payable solely from the Light and Power Fund. SECTION 13. Notices. Any notices or communications to or among any of the parties to this Disclosure Agreement may be given as follows: To the City: City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Attention: City Administrator To the Trustee and The Bank of New York Mellon Trust Dissemination Agent: Company, N.A. 700 South Flower Street, Suite 500 Los Angeles, California 90017 Attention: Corporate Trust Department Any person may, by written notice to the other persons listed above, designate a different address or telephone number(s) to which subsequent notices or communications should be sent. SECTION 14. Beneficiaries. This Disclosure Agreement shall inure solely to the benefit of the City, the Trustee, the Dissemination Agent, the Participating Underwriter and Owners and Beneficial Owners from time to time of the 2012 Bonds, and shall create no rights in any other person or entity. SECTION 15. Governine Law. This Disclosure Agreement shall be interpreted, governed by and construed for all purposes in accordance with the laws of the State for contracts executed and to be performed in the State. SECTION 16. Counteraarts. This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. OHS Wesr.261393277.4 IN WITNESS WHEREOF, the parties hereto have executed this Disclosure Agreement as of the date first above written. CITY OF VERNON Mark C. Whitworth City Administrator AS TO FORM: �� 0 THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee By: ^ Authorize ignatory OHS Wese261393277 EXHIBIT A NOTICE TO MSRB OF FAILURE TO FILE ANNUAL REPORT Name of Issuer: City of Vernon Name of Bond Issue: City of Vernon Electric System Revenue Bonds, 2012 Series A and City of Vernon Electric System Revenue Bonds, 2012 Taxable Series B Date of Issuance: January 19, 2012 NOTICE IS HEREBY GIVEN that the City of Vernon (the "City") has not provided an Annual Report with respect to the above -named Bonds as required by 6.02 of the Third Supplemental Indenture of Trust, dated as of January 1, 2012, between the City and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"), amending and supplementing the Master Indenture of Trust between the City and the Trustee, dated as of September 1, 2008, and by Section 3 of the Continuing Disclosure Agreement, dated as of January 1, 2012, between the City and the Trustee. [The City anticipates that the Annual Report will be filed by .] Dated: THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee, on behalf of the City of Vernon cc: City of Vernon OHS West:261393277.4 A -I CITY OF VERNON MN THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee ESCROW AGREEMENT Dated as of January 1, 2012 Relating to City of Vemon Electric System Revenue Bonds 2009 Series A maturing August 1, 2012 OHS Wes1:261383851.5 ESCROW AGREEMENT THIS ESCROW AGREEMENT, dated as of January 1, 2012, by and between the CITY OF VERNON, a municipal corporation and chartered city of the State of California (the "City") and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., a national banking association organized and existing under and by virtue of the laws of the United States of America, in its capacity as successor trustee (the "Trustee") under the Indenture (capitalized terms used herein shall have the meanings given such terms pursuant to Section 1 hereof), WITNESSETH: WHEREAS, pursuant to the Indenture, the City authorized and issued its Electric System Revenue Bonds, 2009 Series A, maturing on August 1, 2012 which remain outstanding in the aggregate principal amount of $28,680,000; and WHEREAS, for the purpose of providing for the payment of the Refunded Bonds in accordance with Article IX of the Master Indenture, the City has caused a portion of the proceeds of the 2012 Bonds to be deposited into the Escrow Fund as provided in Section 2 hereof, and WHEREAS, the Trustee is to apply amounts in the Escrow Fund to the purchase of the Initial Escrow Securities; and WHEREAS, the Initial Escrow Securities will mature at such times and in such amounts as to provide cash in the Escrow Fund which, together with the other available cash held by the Trustee in the Escrow Fund, has been certified in the Verification Report to be sufficient to pay the Escrow Requirements; NOW, THEREFORE, the City and the Trustee hereby agree as follows: Section 1. Definitions. Capitalized terms used in this Escrow Agreement and not otherwise defined herein shall have the meanings given such terms in the Indenture of Trust, dated as of September 1, 2008, between the City and The Bank of New York Mellon Trust Company, N.A., as successor Trustee. The following shall have the meanings set forth below for all purposes of this Escrow Agreement: "2009 Series A Bonds" means the City of Vernon Electric System Revenue Bonds, 2009 Series A. "2012 Bonds" means the City of Vernon Electric System Revenue Bonds, 2012 Taxable Series B. "City" means the City of Vernon, California. "Escrow Fund" means the City of Vernon 2012 Electric System Revenue Bonds Escrow Fund established pursuant to Section 2 hereof. OHS Ww:261383851.5 -I- "Escrow Securities" means, to the extent they are legal investments for funds of the City under the laws of the State of California, non -callable direct obligations of the United States of America. "Escrow Requirements" means the moneys required to: (i) pay the principal of the Refunded Bonds on August 1, 2012; (ii) pay the accrued interest on the Refunded Bonds due on February 1, 2012 and August 1, 2012. hereto. "Indenture" means the Master Indenture, as amended and supplemented. "Initial Escrow Securities" means the Escrow Securities listed in Schedule A "Refunded Bonds" means the 2009 Series A Bonds maturing on August 1, 2012. "Remaining Escrow Requirements" means, as of any date, the Escrow Requirements coming due on and after such date. "Verification Agent" means Grant Thornton LLP, certified public accountants. "Verification Report" means the verification report, dated January 19, 2012, prepared by the Verification Agent in connection with the deposit of certain of the 2012 Bond proceeds and other funds in the Escrow Fund. Section 2. Establishment, Funding and Maintenance of Escrow Fund. (a) The Trustee agrees to establish a separate irrevocable fund designated as the City of Vernon 2012 Electric System Revenue Bonds Escrow Fund. The Trustee shall maintain the Escrow Fund until the termination of this Escrow Agreement pursuant to Section 9 hereof and hold the Escrow Securities and moneys therein at all times as a special and separate trust fund wholly segregated from all other securities, investments or moneys on deposit with or otherwise held by the Trustee. (b) There has been deposited with the Trustee the sum of $30,050,542.49, which is derived from the proceeds of the 2012 Bonds, which amount is to be deposited in the Escrow Fund and invested and disbursed in accordance with this Escrow Agreement. (c) All Escrow Securities and moneys in the Escrow Fund are hereby irrevocably transferred to the Trustee on behalf of the owners of the Refunded Bonds to secure the payment of the Escrow Requirements when due in accordance with this Escrow Agreement. (d) The City acknowledges that it has no right, title or interest in or to any money, Escrow Securities, or other property held in the Escrow Fund, notwithstanding any provision of the Indenture or any other document or agreement relating to the Refunded Bonds to the contrary. Under no circumstances shall any such money, securities, or other property be paid or delivered to or for the order of the City, except that nothing herein shall preclude or limit the transfer of amounts in accordance with Section 5 hereof. OHS Wu061383851.5 -2- Section 3. Investments of Moneys in the Escrow Fund. (a) On the date hereof, $29,362,142.00 of the money on deposit in the Escrow Fund is to be invested in the Initial Escrow Securities. The Trustee acknowledges and agrees that it has received the amount set forth in Section 2(b) above and hereby agrees to use $29,362,142.00 of such moneys to purchase on the date hereof the Initial Escrow Securities from the vendor and at the prices set forth in Schedule A hereto, and, subject to the provisions of Section 4 below, to hold the remaining balance of such deposit in the amount of $688,400.49 uninvested as cash. The City and the Trustee shall each take all remaining necessary action to have the Initial Escrow Securities issued and registered in the name of the Trustee, for the account of the Escrow Fund. (b) The Trustee shall not be liable or responsible for any loss resulting from any investment made pursuant to this Escrow Agreement and in full compliance with the provisions hereof. (c) The Trustee acknowledges receipt of the Verification Report, in satisfaction of the requirements of clause (ii) of subsection (b) of Section 9.02 of the Master Indenture with respect to an Accountant's Certificate, and the Trustee may conclusively rely upon the conclusions of the Verification Report to the effect that the Initial Escrow Securities mature in such amounts and at such times as shall be necessary and sufficient, together with other moneys in the Escrow Fund, to pay the Escrow Requirements when due. (d) The Trustee shall hold all Escrow Securities in the Escrow Fund, and the money received from time to time as principal and interest thereon or otherwise with respect thereto, in trust to be applied as provided in this Escrow Agreement and shall collect the principal of and interest on such Escrow Securities, and all amounts payable with respect thereto, promptly as such amounts become due. Section 4. Provision for the Payment of the Refunded Bonds. The City hereby elects to discharge and provide for the payment of the Refunded Bonds in accordance with Article IX of the Master Indenture as provided in this Escrow Agreement. The City hereby requests and irrevocably instructs the Trustee, and the Trustee hereby agrees, to apply the moneys in the Escrow Fund to the payment of the Escrow Requirements when due as follows: (i) pay the principal of the Refunded Bonds on August 1, 2012; and (ii) pay on February 1, 2012 and August 1, 2012 the interest payable on the Refunded Bonds on such date. The City hereby further requests and irrevocably instructs the Trustee to give notice of the deposit of funds hereunder pursuant to Section 9.02 of the Master Indenture with respect to the Refunded Bonds in accordance with Section 9.02 of the Master Indenture. The Trustee acknowledges that this Escrow Agreement constitutes irrevocable instructions to apply the amounts received in connection with the Escrow Securities credited to the Escrow Fund, and any other amounts in the Escrow Fund, to the payment of principal of and interest on the Refunded Bonds as set forth in the Escrow Requirements. Section 5. Reinvestment and Transfer of Funds. Any cash received from principal or interest payments on the Escrow Securities which shall be required at any time to pay the 014S West261383851.5 -3- Remaining Escrow Requirements shall, at the written request of an Authorized City Representative, be reinvested in Escrow Securities maturing at times and in amounts which, together with the other funds to be available in the Escrow Fund to pay the Remaining Escrow Requirements, shall be sufficient to pay when due the Remaining Escrow Requirements, as evidenced by an Accountant's Certificate. Any money remaining in the Escrow Fund after the payment of all Escrow Requirements shall be transferred to the Interest Account in the Debt Service Fund. Section 6. Fees and Costs. (a) The Trustee's annual fees and costs for acting as Trustee under this Escrow Agreement are to be agreed upon by the Trustee and the City and paid by the City. The annual fees and costs of the Trustee for any other duties to be carried out by it under the Indenture shall continue as previously agreed upon between the Trustee and the City. (b) The Trustee shall also be entitled to additional reasonable fees and reimbursements for costs incurred, to be paid by the City, including but not limited to legal and accountants' services, in connection with any litigation not arising from the Trustee's negligence or willful misconduct which may at any time be instituted involving this Escrow Agreement. (c) The fees of and the costs incurred by the Trustee shall in no event be deducted or payable from or constitute a lien against the Escrow Fund, any Escrow Securities credited to the Escrow Fund or any moneys in the Escrow Fund, including without limitation the Initial Escrow Securities and any proceeds thereof. Section 7. Indemnification. The City hereby assumes liability for and hereby agrees (whether or not any of the transactions contemplated hereby are consummated) to indemnify, protect, save and hold harmless the Trustee and its respective successors, assigns, agents and servants from and against any and all liabilities, obligations, losses, damages, penalties, claims, actions, suits, costs, expenses and disbursements (including legal fees and disbursements) of whatsoever kind and nature which may be imposed on, incurred by, or asserted against, at any time, the Trustee (whether or not also indemnified against by any other person under any other agreement or instrument) and in any way relating to or arising out of the execution and delivery of this Escrow Agreement, the establishment of the Escrow Fund, the retention of the moneys therein and any payment, transfer or other application of moneys or securities by the Trustee in accordance with the provisions of this Escrow Agreement, or as may arise by reason of any act, omission or error of the Trustee made in good faith in the conduct of its duties; provided, however, that the City shall not be required to indemnify the Trustee against its own negligence or willful misconduct. The indemnities contained in this Section shall survive the termination of this Escrow Agreement or the resignation or removal of the Trustee. Section 8. Resignation of Trustee; Replacement of Trustee. The Bank of New York Mellon Trust Company, N.A. has entered into this Escrow Agreement in its capacity as Trustee under the Indenture and shall remain a party to this Escrow Agreement until a successor trustee is appointed Trustee under the Indenture. If a successor trustee is appointed as Trustee OHS We t261383851.5 -4- under the Indenture, such successor shall automatically and without the necessity of any further act by the City, The Bank of New York Mellon Trust Company, N.A. or the successor trustee be deemed a party to this Escrow Agreement in its capacity as Trustee under the Indenture. In that event The Bank of New York Mellon Trust Company, N.A. shall transfer to such successor trustee all Escrow Securities and moneys then held by The Bank of New York Mellon Trust Company, N.A. hereunder. Section 9. Termination. This Escrow Agreement shall terminate when all moneys are transferred from the Escrow Fund as provided herein. Section 10. Rights, Duties and Obligations of Trustee. Subject to the provisions of Sections 3 and 5 hereof, moneys held by the Trustee hereunder are to be held and applied for the payment of the Escrow Requirements when due in accordance with the terms hereof. The rights, duties and obligations of the Trustee shall, except as otherwise expressly provided herein, be governed by the applicable provisions of the Indenture which by this reference are hereby incorporated into this Escrow Agreement as if set forth in full herein. Section 11. Severability. If any section, paragraph, sentence, clause or provision of this Escrow Agreement shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability of such section, paragraph, sentence, clause or provision shall not affect any of the remaining provisions of this Escrow Agreement. The provisions of this Escrow Agreement shall be unalterable, subject to the provisions of Section 12 hereof. Section 12. Amendment. The parties hereto may, without the consent or notice to the Owners of the Refunded Bonds, enter into such agreements supplemental to this Escrow Agreement as shall not adversely affect the rights of such Owners hereunder for any of the following purposes: (a) to cure any ambiguity or formal defect or omission in this Escrow Agreement; or (b) to grant or confer upon the Trustee for the benefit of the Owners of the Refunded Bonds any additional rights, remedies, powers or authority that may lawfully be granted to or conferred upon the Trustee. The Trustee shall enter into such agreements only upon receipt by the Trustee of, and shall be entitled to rely conclusively upon, an Opinion of Bond Counsel to the effect that any such agreement complies with this Section. Section 13. Execution of Counterparts. This Escrow Agreement may be executed in any number of counterparts, each of which shall for all purposes be deemed to be an original and all of which shall together constitute but one and the same instrument. Section 14. Notices. All notices, certificates or other communications hereunder shall be sufficiently given and shall be deemed given (i) if hand delivered or delivered by courier, when delivered to the appropriate notice address, or (ii) if mailed by first class mail, postage prepaid, six business days after deposit in the United States mail addressed to the appropriate OHS West:261383851.5 -5- notice address. The parties listed below may, by notice given hereunder, designate any further or different addresses to which subsequent notices, certificates or other communications shall be sent. Any notice required or permitted hereunder shall be directed to the following notice address: As to the City of Vernon City: 4305 South Santa Fe Avenue Vernon, California 90058 Attention: City Administrator As to the The Bank of New York Mellon Trust Company, N.A. Trustee: 700 South Flower Street, Suite 500 Los Angeles, California 90017-4104 Attention: Corporate Trust Re: City of Vernon 2012 Escrow Fund Section 15. Governing Law; Venue. This Escrow Agreement shall be construed in accordance with and governed by the constitution and the laws of the State of California applicable to contracts made and performed in the State. This Escrow Agreement shall be enforceable in the State, and any action arising out of this Escrow Agreement shall be filed and maintained in the Los Angeles County Superior Court, Los Angeles, California, unless the City waives this requirement. Section 16. Immunities and Liabilities of Trustee. (a) The Trustee undertakes to perform only such duties as are expressly and specifically set forth in this Escrow Agreement and no implied duties or obligations shall be read into this Escrow Agreement against Trustee. (b) The Trustee shall not have any liability hereunder except to the extent of its own negligence or willful misconduct. In no event shall the Trustee be liable for any special indirect or consequential damages. The Trustee shall have no duty or responsibility under this Escrow Agreement in the case of any default in the performance of the covenants or agreements of any other party contained in the Indenture; provided that, notwithstanding any such default, the Trustee shall apply the moneys in the Escrow Fund to the Escrow Requirements when due as provided in this Escrow Agreement. The Trustee is not required to resolve conflicting demands to money or property in its possession under this Escrow Agreement. (c) The Trustee may consult with counsel of its own choice (which may, be counsel to the City), and the written opinion of such counsel shall be full and complete authorization to take or suffer in good faith any action hereunder in accordance with such opinion of counsel. OHS West:261383851.5 -6- (d) The Trustee shall not be responsible for any of the recitals or representations contained herein or in the Indenture, other than recitals or representations specifically made by the Trustee. (e) The Trustee may become the owner of, or acquire any interest in, any of the Refunded Bonds or any bonds or other securities of the City with the same rights that it would have if it were not the Trustee and may engage or be interested in any financial or other transaction with the City. (f) The Trustee shall not be liable for the accuracy of any calculations provided as to the sufficiency of the moneys or securities deposited with it to pay the Escrow Requirements when due. (g) The Trustee shall not be liable for any action or omission of the City under this Escrow Agreement or the Indenture. (h) Whenever in the administration of this Escrow Agreement the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of negligence or willful misconduct on the part of the Trustee, be deemed to be conclusively proved and established by a certificate of any authorized representative of the City, and such certificate shall, in the absence of negligence or willful misconduct on the part of the Trustee, be full warrant to the Trustee for any action taken or suffered by it under the provisions of this Escrow Agreement upon the faith thereof. (i) The Trustee may conclusively rely as to the truth and accuracy of the statements and correctness of the opinions and the calculations provided to it in connection with this Escrow Agreement and shall be protected in acting, or refraining from acting, upon any written notice, instruction, request, certificate, document or opinion furnished to the Trustee in connection with this Escrow Agreement and reasonably believed by the Trustee to have been signed or presented by the proper party, and it need not investigate any fact or matter stated in such notice, instruction, request, certificate or opinion. Q) The liability of the Trustee to make the payments required by Section 4 and Section 5 shall be limited to the moneys and Escrow Securities in the Escrow Fund. (k) No provision of this Escrow Agreement shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the performance or exercise of any of its duties hereunder, or in the exercise of its rights or powers. (1) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents, attorneys, custodians or nominees. (m) The Trustee agrees to accept and act upon instructions or directions pursuant to this Escrow Agreement sent by unsecured e-mail, facsimile transmission or other similar unsecured electronic methods, provided, however, that, the Trustee shall have received an incumbency certificate listing persons designated to give such instructions or directions and OHS WesC261383851.5 -7- containing specimen signatures of such designated persons, which incumbency certificate may be amended and replaced by the City. If the City elects to give the Trustee e-mail or facsimile instructions (or instructions by a similar electronic method), the Trustee's reasonable understanding of such instructions shall be deemed controlling. The Trustee shall not be liable for any losses, costs or expenses arising directly or indirectly from the Trustee's reliance upon and compliance with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent written instruction. The City agrees to assume all risks arising out of the use of such electronic methods to submit instructions and directions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized instructions, and the risk of interception and misuse by third parties but excluding the risk of the Trustee's negligence or willful misconduct. OHS West:261383851.5 -8- IN WITNESS WHEREOF, the parties hereto have caused this Escrow Agreement to be signed in their respective names by their duly authorized officers, all as of the day and year first above written. ATTEST: M CITY OF VERNON By: ory Burnett City Treasurer THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee By: ZA�=V�� — Authorized Officer Of IS Wcs1:261383851 -9- Type of Security US Treasury SLGS* Schedule A Initial Escrow Securities Investments to be purchased on January 19, 2012 Maturity Interest Date Par Amount Rate Purchase Price Vendor 08/01/2012 $29,362,142.00 0.040% $29,362,142.00 US Treasury * United States Treasury Obligation State and Local Government Series OHS West:261383851.5 A-1 The Depository Trust Company A subsidiary of The Depository Trust 3 Clearing Corporation BLANKET ISSUER LETTER OF REPRESENTATIONS (To be Completed by Issuerl City of Vernon IN.mc of L.ur� I D,tel [For Municipal Issues: Underwriting Department —Eligibility; 50th Floor] (For Corporate Issues: General Counsel's Office; 49th Floor) The Depository Trust Company 55 Water Street New York. NY 10041-0099 Ladies and Gentlemen: This letter sets forth our understanding with respect to all issues (the "Securities") that Issuer shall request be made eligible for deposit by The Depository Trust Company ("DTC"). To induce DTC to accept the Securities as eligible for deposit at DTC, and to set in accordance with DTCs Rules with respect to the Securities. Issuer represents to DTC that Issuer will comply with the requirements stated In DTCs Operational Arrangements, as they may be amended from time to time. Note: Very truly yours, Sdwdule A contains Agaments drat DTC behem sooty rarely describe DTC, the medtod of efleeftbook entry bmifers of securities dlwibtxed ttuouph and car- City of Vemon fain related matters. � I Received and Accepted: �' (nut �'a SignaNm) TH SITORYTRUM111TANY Bruce V. Malkenhorst ,..� (PrintNam) (Sato Add") Vernon, California 90058 (CRY) (State) Quntry) (Zip ) 40 DTCC (323 ) 583-8811 (P Num r) rev saposaWT nvxf a Cfearla/ 0"Paratim (E4ftA A roe Ima s< Iti-DULF t (To Blanket Issuer Letter of Representations) SAMPLE OFFERING DOCUMENT LANGUAGE DESCRIBING BOOK -ENTRY -ONLY ISSUANCE (Ili cpai ed by DTC—bracketed material may be applicable qn4 to cert.un nsues) 1. The Depoutor) Trust Compan) ( DTC ) New York NY will act as secunties depositon for the securities (the Secunnes ) Tito Securities will he issued as fully registered securities registered in the name of Cede & Co (DTC s partnership nominee) or such other name m may be requested bs an author lied representatise of DTC One fully registered Security certificate will be issued for [each issue of] the Securities [each) in the aggregate principal amount of such issue,and will be deposited a,ith DTC IIf however, the aggregate principal amount of (any) issue exceeds $500 million, one certificate will be issued with respect to each $500 million of principal amount, and an additional certificate will be issued with respect to any remaining principal amount of such issue ) 2. DTC, the world's largest depository, is a hmued-purpose trust company organized under the New York Banking Law, a "banleng organization' within the meemng of the New York Banking Law a member of the Federal Reserve System, a "clearing corporation' within the meaning of die Ness York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange AM of 1934 DTC holds and provides asset servicing for over 2 million issues of U S and non-U S equity issues, corporate and municipal debt issues, and money market instruments from over 85 countries that DTC's participants ("Direct Participants") deposit with DTC DTC also facilitates the post -trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book -entry transfers and pledges between Direct Participants' accounts Thu eliminates the need for physical movement of securities certificates Direct Participants include both U S and non-U S securities brokers and dealers, banks, trust companies, clear- ing corporations, and certain other organizations DTC is a wholly -owned subsidiary of The Depository That & Clearing Corporation ("DTCC") DTCC, in turn, is owned by a number of Direct Participants of DTC and Members of the National Securities Clearing Corporation, Government Securities Clearing Corporation, MBS Clearing Corporation, and Emerging Markets Clearing Corporation, (NSCC, GSCC, MBSCC, and EMCC, also subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc, the American Stock Exchange LLC, and the National Association of Securities Dealers, Inc Access to the DTC system is also available to others such as both U S and non-U S securities brokers and dealers, banks, trust companies, and clearing corporstrors; that clear through or maintain a custodial relationship with a Direct Participant, either du'ectlyor indirectly (Indirect Participants") DTC has Standard & Poor's highest rating AAA The DTC ]Rules applicable to its Participants are on file with the Securities and Exchange Commusnon More information about DTC can be found at www,dtxeom 3. Purchases of Securities under flue DTC system must be made by or through Direct Participants, which will receive a credit for the Securities on DTO records The ownership interest of each actual pur- chaser of each Security ("Benef cull Owner")s in turn to be recorded on the Direct and Indirect Participants' records Beneficial Owners will not receive written confirmation from DTC of their purchase Beneficial Owners are, however, expected to receive written confirmations providing details of the transits - ton, as well as periodic statements of their holdings, from the Director Indirect Parbapant through which the Benefioal Owner entered into the transaction 7hinafers of ownership interests in the Securities are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners Beneficial Owners will not receive certificates representing their ownership interests in Securities, except in the event that use of the book -entry system for the Securities is discontinued 4. To facilitate subsequent transfers, all Securities deposited by Direct Participants with DTC are regs tared in the name of DTC's partnership nominee, Cede & Go, or such other name as may be requested by an authorized representative of DTC The deposit of Secunties with DTC and their registration in the mere of Cede & Co or such other DTC nommee do not effect any change in beneficial ownership DTC has no knowledge of the actual Beneficial Owners of the Securities, DTC's records reflect onlythe identity of the Direct Participants to whose accounts such Securities are credited which may or may not be the Beneficial Owner% Me Directand Indirect Participants Nvill remain responsible for keeping account of their holdings on behalf of their ontomers 5 Conve)ancc of notices and other communications by DTC to Direct Participanh by Direct Participants to Indirect Participants and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them subject to au% Statutory or hegulatog require menu as mat be in effect from time to time [Beneficial Owners of secunuer ma) wish to take certain steps to augment the transmission to them of notices of significant exents Nash respect to the Secunues such as redemptions tenders defaults and proposed amendments to the Security documents For exam ple Beneficial Owners of Secunties may wish to ascertain that the uommee holding die Securities for their benefit has agreed to obtain and transmit notices to Beneficial Owners In the alternative Beneficial Owners may wash to provide their names and addresses to the registrar and request that copies of notices be provided directly to them [ 16 Redemption notices shall be sent to DTC If less than all of the Securities within an issue are being redeemed DTCs practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed ) 1. Nether DTC nor Cede & Co (nor any other DTC nominee) wdl consent or vote with respect to Securities unless authorized bya Direct Participant in accocordancewith DTC's Procedures Under its usual procedures, DTC masts an Omnibus Proxy to Issuer as soon as possible after the record date The Omnibus Proxy assigas Cede & Co Is consenting or voting rights to thou Direct Participants to whose accounts Securities are credited on the record date (identified in a listing attached to the Omnibus Proxy) S. Redemption proceeds, distributions, and dividend payments on the Securities will be made to Cede & Co, or such other nominee as maybe requested by an authorized representative of DTC DTC's prat- nee is to credit Direct Patticipsiats' accounts upon DTM receipt of funds and corresponding detail infor- mation from Issuer or Agent, on payable date in accordance with their respective holdings shown on DTCs records Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities hell for the accounts of customers in bearer form or registered to "street name," and will be the responsibility of such Participant and not of DTC [nor its nom- mee], Agent, or Issuer, sublets to any statutoryor regulatory requirements as may be in effect from time to time Payment of redemptson proceeds, distributions. and dividend payments to Cede & Co (or such other nominee as may be requested by an authorised representative of DTC) is the responsdnlity of Issuer or Agent, disbursement of such payments to Diract Partreipaats will be the responsibility of DTC, and dhs- bursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants [9. A Beneficial Owner shall give notice to elect to have its Securities purchased or tendered, through its Participant, to [Tender/RemarkeGng] Agent, and shall effect delivery of such Seeanties by causing the Direct Participant to transfer the Participant's interest in the Securities, on DTCs records, to [Tender/Remarketing) Agent 11be requirement for physical delivery of Securities in connection with an optional tender or a mandatory purchase will be deemed satisfied when the ownership rights in the Securities are transferred by Direct Participants on DTC's records and followed by a book -entry credit of tendered Securities to (Tender/Remarketmo Agent's DTC account J 10. DTC may diswatmue provx hng its services as depository with respect to the Securities at any time by giving reasonable notice to Issuer or Agent Under such circumstances, in the event that a successor depository is not obtained, Security certificates are required to be printed and delivered 1. Issuer may decide to discontinue use of the system of book -entry transfers through DTC (or a sun oessor securities depository) In that event, Security certificates will be printed and delivered 12. The information in this section concerning DTC and DTCs book -entry system has been obtained from sources that issuer believes to be reliable, but Issuer takes no responsibility for the accuracy thereof STANDARD &POOR'S November 23, 2011 City of Vernon 4305 Santa Fe Avenue Vernon, CA 90058 Attention: Mr. Carlos Fandino, President One Market Steuart Tower, 15th Floor San Francisco, CA 94105.1000 tel415 371.5000 reference no.: 1191265 Re: US$37,640,000 Vernon, California, Electric Revenue Bonds, Series 2011A US$35,100,000 Vernon, California, Electric Revenue Refunding Bonds, Series 2011B Dear Mr. Fandino: Pursuant to your request for a Standard & Poor's rating on the above -referenced issuer, we have reviewed the information submitted to us and, subject to the enclosed Terms and Conditions, have assigned a rating of "A-". Standard & Poor's views the outlook for this rating as stable. A copy of the rationale supporting the rating is enclosed. The rating is not investment, financial, or other advice and you should not and cannot rely upon the rating as such. The rating is based on information supplied to us by you or by your agents but does not represent an audit. We undertake no duty of due diligence or independent verification of any information. The assignment of a rating does not create a fiduciary relationship between us and you or between us and other recipients of the rating. We have not consented to and will not consent to being named an "expert" under the applicable securities laws, including without limitation, Section 7 of the Securities Act of 1933. The rating is not a "market rating" nor is it a recommendation to buy, hold, or sell the obligations. This letter constitutes Standard & Poor's permission to you to disseminate the above -assigned rating to interested parties. Standard & Poor's reserves the right to inform its own clients, subscribers, and the public of the rating. Standard & Poor's relies on the issuer/obligor and its counsel, accountants, and other experts for the accuracy and completeness of the information submitted in connection with the rating. This rating is based on financial information and documents we received prior to the issuance of this letter. Standard & Poor's assumes that the documents you have provided to us are final. If any subsequent changes were made in the final documents, you must notify us of such changes by sending us the revised final documents with the changes clearly marked. To maintain the rating, Standard & Poor's must receive all relevant financial information as soon as such information is available. Placing us on a distribution list for this information would Page 12 facilitate the process. You must promptly notify us of all material changes in the financial information and the documents. Standard & Poor's may change, suspend, withdraw, or place on CreditWatch the rating as a result of changes in, or unavailability of, such information. Standard & Poor's reserves the right to request additional information if necessary to maintain the rating. Please send all information to: Standard & Poor's Ratings Services Public Finance Department 55 Water Street New York, NY 10041-0003 Standard & Poor's is pleased to be of service to you. For more information on Standard & Poor's, please visit our website at www.standardandpoors.com. If we can be of help in any other way, please call or contact us at nvnublicfinance%astandardandnoors.com.Thank you for choosing Standard & Poor's and we look forward to working with you again. 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CO III December 20, 2011 Mr. Carlos Fandino City of Vernon Electric Enterprise City Of Vernon Dept of Light and Power 4305 S. Santa Fe Avenue Vernon, CA 90058 Dear Mr, Fandino: We wish to inform you that on December 2, 2011, Moody's Investors Service reviewed and assigned a rating of Baal to City of Vernon Electric Enterprise, Electric System Revenue Bonds, Series 2011 A. 13nal. to City of Vernon Electric Enterprise, F,lectric System Revenue Bonds, Series 2011 B. In order for us to maintain the currency of our ratings, we request that you provide ongoing disclosure of current financial and statistical information. Moody's will monitor this rating and reserves the right, at its sole discretion, to revise or withdraw this rating at any time in the future. The rating, as well as any revisions or withdrawals thereof, will be publicly disseminated by Moody's through normal print and electronic media and in response to verbal requests to Moody's Rating Desk. Should you have any questions regarding the above, please do not hesitate to contact me or the analyst assigned to this transaction, Kevork Khrimian at 212-553-4837. Sincerely, Eric Hoffmann Senior Vice President CC: Craig Underwood Bond 1,ogistix; 1,1A, 777 Soulh Figueroa. Slrcel Los Angeles, CA90017-5855 REPORT OF PROPOSED DEBT ISSUANCE California Debt and Investment Advisory Commission For Office Use Only 915 Capitol Mall, Room 400, Sacramento, CA 95814 P.O. Box 942809, Sacramento, CA 94209-0001 CDIAC NO.: _- Tel.: (916) 6533269 FAX (916) 654-7440 Completion and timely submittal of this form to the California Debt and Investment Advisory Commission (CDIAC) at the above address will assure your compliance with existing California State law and will assist in the maintenance of a complete database of public debt in California. ']hank you for your cooperation.' ISSUER NAME: Cjly of Vernon ISSUE NAME: City of Vemon Islcstrie System Revenue Hands 2011 Series A Please specify type/name of project: 2011 Series A PROPOSED SALE DATE: December 20. 2011 PRINCIPAL TO BE SOLD: $45.000,000 IS ANY PORTION OF THE DEBT FOR REFUNDING?= ® No ❑ Yes, proposed amount for refunding $ Issuer Contact: Name: Rey Burnett Title: Director of Finance and City Treasurer Address: City of Vernon 4305 Santa Pe Avenue Vernon California 90058 Phone. (32M 583-8811 Issuer l-ocated In I.os Angeles County Filing Contact:: Name of Individual (represendng: ® Bond Counsel, ❑ Issuer, ❑ Financial Advisor, or ❑ Lead Underwriter) who completed this forth and may be contacted for information: . Name. Scan J Baxter, Pr 'ect Manaecr for Eugene Carron Egg. Firm/Agency: Orrick f lerrington & Sutcliffe LLP Address: 777 South Fiperoa Street Suite 00 Lost Angeles California 90017 Phone: (213) 612-2171 E-mail: sba utter r(7i nrrick.com Send acknowledgement/topics to: Stan J. Baxter FINANCING PARTICIPANTS: BOND COUNSEL Orrick. I IcrinMon & Sutcliffe LLP FINANCIAL ADVISOR: BI.X Group LLC UNDERWRTI'ER\PURCIIASER: E1. De i.a Rosa & Co.. Inc. IS THE INTEREST ON THE DEBT TAXABLE? Under State law: ® NO (tax-exempt) ❑ Y11S (taxable) Under Fedcral law: ® NO (tax-exempt) ❑ YES (taxable) If the issue is federally tax-exempt, is interest a specific preference item for the purpose of alternative minimum tax? ❑ Yes, preference item ® No, not a preference item TYPE OF SALE: ❑ Competitive ® Negotiated I .fu/inn 8855(yf of I/x Cubfornia Gmnmmmt Cbk rtquim /Ix icwer o/eny propared men• public ddt Arne login uritlrn no6or of dr am1mod mle Is Nx CDhTICno Lkr duo 30 any,pno to dx .m/e. Under Cakfomia Coemment God, ,fee/ion 8855(i), " Alm iomr e(any mmpubkb deb/ issue rhall, n v /ekr 1/mn 45 dy:r alms t/x ugning ojUx bnndpur/mrc mnmui in a negotiaed orpnmre ftnanang, orofler dx rmrptance nfa bid in a eompen1hr fiffenng, submit a repot offrnnLrak and o1firlal rtaiemmt to rlx rommiuina. 77x C'ononadon may rquir iafmmafim to be .rrebmilted in the rpod offinul rak that is tvarid, md aprneriaIt." 2 Asian 515RI(r)(2)(B) of //x CA hfmnia Corrmment Cade rgion f ilxet any lain ogrng .selling rfundlng bonds at pram sck or on a negotiated basis dull read a ai*xem statement, urilun ise see.Er after ilm bondr am W4 to the CDIAC expbdmfng fix rayons xdry Ox /av/ogmry defrrn/ned Is jell tbs bomdr at prnule .rak or on a negonaled bona instead of of public ode. I OCSSFl:497547.1 CDIAC: Report of proposed Debt Issuance Page 2 TYPE OF DEBT INSTRUMENT NOTE ❑ Bond anticipation (BAN) ❑ Grant obligation(GAN) ❑ Other note (please specify below.) (OTI IN) ❑ Revenue anticipation (ItAN) ❑ Tax allocation (1'ALN) ❑ Tax and revenue anticipation (I'RAN) ❑ Tax anticipation (FAN) ❑ Commercial piper (CP) ❑ Certificates of participation/leases (COPI.) ❑ Other (Please specify bclnw.) (O'1'1I) please specify if "Other note/Other bond/Other" was checked: SOURCE(S) OF REPAYMENT ❑ Bond proceeds (BDl'R) ❑ General fund of issuing jurisdiction (GNI+D) ❑ Grants (GRN-1) ❑ Intergovernmental tramfcn other than grants (rrGV) ❑ Local obligations (LOB) ❑ private obligor payments (POP) ❑ Other (Please specify.) (OT1-IS): PURPOSE(S) OF FINANCING ❑ Cash Flow, interim financing (CFII) ❑ project, interim financing (Plb) ❑ College/university housing (CLII-1) ❑ Multifamily housing (MFl-I)a ❑ Single-family housing (SFID3 ❑ Health care facilities (1ICI) ❑ hospital (I IOSP) ❑ Other/multiple. health care purposes (equipment; ctc.)(OMI IC) ❑ College/university, facility (CUI) ❑ K-12 school facility(KSCI I) ❑ Other/multiple education uses (equipment, etc.)(OMED) ❑ Student brans (SLC) ❑ Redevelopment, multiple uses (RD) ❑ Commercial development (CMDV) ❑ Industrial development (INDV) ❑ pollution control (PC) please Specify type/name of project if different from above: BOND ❑ Conduit revenue (Private obligor) (CRB) ❑ General obligation (GOB) ❑ Limited tax obligation Q:1'013) ❑ Other bond (Please specify below.) (OTI IB) ❑ Public IC:ISC rcvcnuc (PLRA) ❑ Revenue (Pool) (It") ® Revenue (Public enterprise) (I)FRB) ❑ Sales tax revenue (STRB) ❑ Special assessment (SAB) ❑ Tax allocation (FAB) ❑ Property, tax revenues (PIVIX7 ® Public enterprise revenues 01,M) ❑ Sales tax revenues (SAT11) ❑ Special assessments (SA) ❑ Special tax revenues (SP'I'It) ❑ Tax -increment (N) ❑ Airport (APR-1) ❑ Bridges and highways (BRI-II) ❑ Convention center (CCl'R) ❑ Equipment (EQUP) ❑ . Flood control/storm drainage (IrLDS) ❑ Multiple capital improvements and public works (MCAP) ❑ Other capital improvements and public works (OCAI) ❑ Parking (PRKG) ❑ Parks/open space (PRKO) ❑ ports and marinas (PRTS) ® Power generation/transmission (PWIt) ❑ Prisonx/jails/correctional facilities (PRSN) ❑ Public building (PB) ❑ public transit (FIR) ❑ Recreation and sports facilities (1tCSP) ❑ Seismic safety improvements/repair (SSI) ❑ Solid warm recovery facilities (SWS'l) ❑ Street construction and improvements (SCI) ❑ Wastewater collection and treatment (WSI\X) ❑ Water supply/storage/distribution (Writ) ❑ Insurance/pension funds (]IT) ❑ Other than listed above (O-fl I)s / Gnoiu /M'J/gmrmmrn/ irn/rcr n//x�uri,/g baud, Jn ngvim/!n nhidn a nni/inr/im/ fir nu //v Jlnrr braimr Jr/r.rliq /,, l/xir rrunplinmr eilh haum, Ir/wninG /r7ui/nuu//.r nnM rn i.uuon,x of Ilu bmrdr //I ///yttaY n/Irlr- /N'rnNl/ifJm/I)' lH/Irrl/rq. UOCSSPI:497547.1 REPORT OF PROPOSED DEBT ISSUANCE California Debt and Investment Advisory Commission For Office Use Only 915 Capitol Mall, Room 400, Sacramento, CA 95814 P.O. Box 942809, Sacramento, CA 94209-0001 CDIAC NO.: Tel.: (916) 653.3269 FAX: (916) 654-7440 Completion and timely submittal of this form to the Califomia Debt and Investment Advisory Commission (CDIAC) at the above address will assure your compliance with existing California State law and will assist in the maintenance of a complete database of pubbc debt in California. Thank you for your cooperation.' ISSUER NAME: Cipr of Vernon ISSUE NAME; City of Vernon Electric System Revenue Bonds, 2011 Taxable Series B Please specify type/name of project: 2011 'Taxable Series B PROPOSED SALE DATE: December 20. 2011 PRINCIPAL TO BE SOLD: $40-000,000 IS ANY PORTION OF THE DEBT FOR REFUNDING?a ❑ No ® Yes, proposed amount for refunding $33,000.000 Issuer Contact: Name: Ito" But Tide: Director of Finance and City Treasurer Address: City of Vernon. 4305 Santa Ee Avenue. Vernon,California 90058 Phone: (323) 583-8811 Issuer Located 10 Iers Angeles County Filing Contact: Name of Individual (representing: ® Bond Counsel, ❑ Issuer, ❑ Financial Advisor, or ❑ Lead Underwriter) who completed this form and may be contacted for information: Name: Sccan. 1. Baxter. Project Manager for Eugene Carron Esq. Firm/Agency: Orrick, I Icrrington & Sutcliffe IJ,F Address: 777 South Figueroa Street. Suite 3200, Los Angcics. California 90017 Phone: (213) 612-2171 E-mail: sbaxter0orrick.com Send acknowledgement/copies to: Sean J. Baxter FINANCING PARTICIPANTS: - BOND COUNSEL: Orrick. llerrinmii & Sutcliffe TIT FINANCIAL ADVISOR: AI.XGrounl.I.0 UNDI.-RWRI'I'ER\PURCIIAS[!R: E.I. De La ]loss & C IS THE INTEREST ON THE DEBT TAXABLE? Under State law: ®, NO (tax-exempt) ❑ YRS (taxable) Under Federal law: ❑ NO (tax-exempt) 0 YES (taxable) If the issue is federally tax-exempt, is interest a specific preference item for the purpose of alternative minimum tax? ❑ Yes, preference item ❑ No, not a preference item TYPE OF SALE: ❑ Competitive ® Negotiated I See "in 88550) of t/x C.ck/conic Gnrrrnmenl Cash nquinr tlu isruer of arty pmpwed new pxbk'r debt iswe ingim anlies nmire of l/s propared rale !o dx CDIAC no b ler!!wn 30 days pnor /o l/x rak. Coder Cak/omia GotnnmenI Cmle .Frain ,4833(i), "Ilk iuurr of any nevpubb'r debl heir .elan//, na Me dun 45 rhyr afkr //a.dgninq of the lmnd pxrzlxtre m./mr/ in a negaiia/ed orpri,isa firm ing, or after l/x anrplano of a bid in a rnmpelilbr gfeerfgq, rub nd a mpoN g(linal rak and o/fiacl sianmenl In lax mmmixubn. 1'/x C.'runmicrmn may mquirr information /a be.mbm/[led in /be mpaN off,nal role ]hut ii mnriderrd appsnpna/e " 1 Serlinn 33383(e)(2)f11) of the Cr/fixniu Got rmars I C.'ak ngwins dwl any /oral area .rr/k'eg rzfunding bonds at prituie .w/e or an a ngolialed Lurie AW lend a annen rtolemenl, uitbin ma arekr a/kr /h bnndr urn sole( to l/x C.'D/i1C rapLu'ning !br rzuronr rv/ry //x /ors/ ygenry brims rd to jell t/x band, a/peiw/e .,ale or on a nrga/iamd baw innlead of of pubk2 rak. DOf ISS1 1:497547.1 CDI \C, Renort of Proposed Debt Issuance Pane TYPE OF DEBT INSTRUMENT NOTE ❑ Pond anticipation (BAN) ❑ Grant obligation (GAN) ❑ Other note (Please specify below.) (OTI IN) ❑ Revenue anticipation (RAN) ❑ Tax allocation (1'ALN) ❑ Tax and revenue anticipation (111AN) ❑ Tax anticipation (I'AN) ❑ Commercial paper (CP) ❑ Certificates of partieiparion/leases (COPI) ❑ Other (Please specify below.) (O'1'1 I) Please specify if "Other note/Other bond/Other' was checked: SOURCE(S) OF REPAYMENT ❑ Bond proceeds (BDF'R) ❑ General fund of issuingjurisdiction (GNFD) ❑ Grants (GIN'I) ❑ Intergovernmental transfers other than grants (ITG\� ❑ Local obligations (I.OB) - ❑ Private obligor payments (POP) ❑ Other (Please specify.) (OTI IS): PURPOSE(S) OF FINANCING ❑ Cash Flow, interim financing (CPIF) ❑ Project, interim financing (Plb) ❑ College/university, housing (CUlf) ❑ Multifamily housing (MFI-Ip ❑ Single-family housing (SFI-Ip ❑ health care facilities 0-ICI) ❑ 1lospital (NOSP) ❑ Other/multiple health care purposes (equipment, ctc.)(OMIiC) ❑ College/university facility (CUP) ❑ K-12 school facility (KSCI-I) ❑ Other/multiple education uses (equipment, ctc.)(OMED) ❑ Student loans (SI.C) ❑ Redevelopment, multiple uses (RD) ❑ Commercial development (CMUV) ❑ Industrial development (INDV) ❑ pollution control OnC ) Please Specify type/name of project if different from above: BOND ❑ Conduit revenue (Private obligor) (CRP) ❑ General obligation (GOP) ❑ Limited tax obligation O.TOB) ❑ Other bond (Please specify below.) (0'11113) ❑ Public lease revenue (PLIU3) ❑ Revcnuc (Pool) (RB) ® Revenue (Public enterprise) (PVRP) ❑ Sales tax revenue (YIUB) ❑ Special assessment (SAB) ❑ Tax allocation (I'AB) ❑ property tax revenues (PRTX) ® Public enterprise revenues (P191) ❑ Sales tax revenues (SATIi) ❑ Special amessments (SA) ❑ Special tax revenues (SIr17t) ❑ 'Pax -increment (II) ❑ Airport (APR71) ❑ Bridges and highways (BR1-II) ❑ Convention center (CCTIi) ❑ Equipment (EQUP) ❑ Flood control/storm drainage (FLDS) ❑ Multiple capital improvements and public works (MCAP) ❑ Other capital improvements and public works (OCAP) ❑ Parking (PRKG) ❑ Parks/open space (PRKO) ❑ Ports and marinas (PATS) ® power generation/transmission(PWR) ❑ Prisons/jails/correctional facilities (31iSN) ❑ Public budding (PB) ❑ Public rransit (VIR) . ❑ Recreation and sports facilities (RCSP) ❑ Seismic safety improvements/repair (SSI) ❑ Solid waste recovery facilities (SWS'1) ❑ Street construction and improvements (SCI) ❑ Wastewater collection and treatment (WS'M ❑ Water supply/storage/distribution (WI R) ❑ Insurance/pension funds (IPI-) ❑ Other than listed above (Cyll Ds i Cbndic /rx'alAy"gnumdrl inuelx n/Louring bn 1, air ngxi rd In nA/nin /anti dx S/al, 7'nrdwm "lle Ib, /n ilh /lw ,1'/a/r &.0,e rrp,Yinq r,q d r en[r ptiar In irrwanrr 4 rlr lmndc m/inon.r ringk,- ar mub1a?n/y /anrwq. DOOSS11:497347.1 Bill Lockyer STATE OF CALIFORNIA Stale Treasurer and Chair CALIFORNIA DEBT AND INVESTMENT ADVISORY COMM ISSION 915 CAPITOL MALL ROOM 400 PO BOX 942809 SACRAMENTO CA 94209.0001 TELEPHONE: (916) 653.3269 FAX: (916) 654-7440 November 22, 2011 TO: Sean J Baxter Orrick Herrington & Sutcliffe 777 South Figueroa St. Suite 3200 Los Angeles, CA 90017-5855 FROMryvl�rk (bell, Executive Director I 11J RE: ACKNOWLEDGEMENT OF REPORT OF PROPOSED DEBT ISSUANCE California Government Code Section 8855 requires written notice to be given to the California Debt and Investment Advisory Commission (CDIAC) no later than 30 days prior to the proposed sale of any public agency debt issue. CDIAC acknowledges receipt of your notice of the following proposed debt issuance: CDIAC Num ber: Issuer: Project: Proposed Amount: Proposed Sale Date: Date Notice Recieved: 2011-1467 Vernon Series A $45,000,000 December 20, 2011 November 21, 2011 Issuers may electronically file the Report of Final Sale through CDIAC's website, using the following information: CDIAC Number: 2011-1467 Password: 115500 A CDIAC Number and Password will be provided for each electronic filing of the Report of Proposed Debt Issuance. This information is unique to this filing and must be used for any subsequent reporting under this CDIAC Number. Please submit the Report of Final Sale and the Official Statement/Offering Memorandum or other Bond Documents in accordance with Government Code Section 8855 on this issue within 45 days of the signing of the bond purchase contract or the acceptance of a bid to purchase the debt, to www.treasurer.ca.gov/cdiac/reporting.asp under the heading "Reporting Forms". Official Statements/Offering Memorandums or other Bond Documents can be sent by e-mail to CDIAC_issuance@treasurer.ca.gov. Any questions regarding reporting requirements may be directed to CDIAC's Data Unit at (916) 653-3269. Cc: Rory Burnett Director of Finance/City Treasurer Bill Lockyer STATE OF CALIFORNIA Stale Treasurer and Chair CALIFORNIA DEBT AND INVESTMENT ADVISORY COMM ISSION 915 CAPITOL MALL ROOM 400 PO BOX 942809 SACRAMENTO CA 94209-0001 TELEPHONE: (916)653-3269 FAX: (916) 654.7440 November 22, 2011 TO: Sean J Baxter Orrick Herrington & Sutcliffe 777 South Figueroa St. Suite 3200 Los Angeles, CA 90017-5855 FROMt IIIIark Camp I, Executive Director RE: ACKNOWLEDGEMENT OF REPORT OF PROPOSED DEBT ISSUANCE California Government Code Section 8855 requires written notice to be given to the California Debt and Investment Advisory Commission (CDIAC) no later than 30 days prior to the proposed sale of any public agency debt issue. CDIAC acknowledges receipt of your notice of the following proposed debt issuance: CDIAC Number: Issuer: Project: Proposed Amount: Proposed Sale Date: Date Notice Recieved: 2011-1471 Vernon Series B $40,000,000 December 20, 2011 November 21, 2011 Issuers may electronically file the Report of Final Sale through CDIAC's website, using the following information: CDIAC Number: 2011-1471 Password: 115500 A CDIAC Number and Password will be provided for each electronic filing of the Report of Proposed Debt Issuance. This information is unique to this filing and must be used for any subsequent reporting under this CDIAC Number. Please submit the Report of Final Sale and the Official Statement/Offering Memorandum or other Bond Documents in accordance with Government Code Section 8855 on this issue within 45 days of the signing of the bond purchase contract or the acceptance of a bid to purchase the debt, to www.treasurer.ca,gov/cdiae/reporting.asp under the heading "Reporting Forms". Official Statements/Offering Memorandums or other Bond Documents can be sent by e-mail to CDIAC_issuance@treasurer.ca.gov. Any questions regarding reporting requirements may be directed to CDIAC's Data Unit at (916) 653-3269. Cc: Rory Burnett Director of Finance/City Treasurer REPORT OF FINAL SALE California Debt and Investment Advisory Commission For Office Use Only 915 Capitol Mail, Room 400, Sacramento, CA 95914 P.O. Box 942809, Sacramento, CA 94209.0001 Tel.: (916) 653-3269 FAX: (916) 654-7440 Under Califomis Government Code 4•etinn 8855(i), "'Me issuer of any new public debt issue shall, not later than 45 daps after the sitming of the band purchase contract in a nc806ated or private financing, or after Lite acceptance of a bid in a competitive offering, .submit a report of final sale and official statement to the Commission. The Comnussion may require information to be submitted in the report of final sale that is considered appropriate." CDIAC NO #: 9011-1467 ISSUER NAME:_ily of Vernon (If pool bond, list participants) ISSUE NAME: (-iN of Vernon 1=Aces is OVtcm Revenue Bonds. 2012 Serms \ IF THIS IS A POOLED FINANCING, WHICH ISSUANCE STATUTE IS IT AUTHORIZED UNDER? 71) Marks -Roos Local Bond Pooling Act ❑2) JPA Law ❑3) Installment Sales Agreement, Lease ❑4) Housing Revenue Bond Law & Industrial Development Bond Law ❑S) Other WILL A VALIDATION ACTION BE PURSUED? ® No ❑ Yes ❑ Unknown ACTUAL SALE DATE: lanuary 10 2012 PRINCIPAL SOLD: $37.040 000 IS ANY PORTION OF THE DEBT FOR REFUNDING?' ® No ❑ Yes, refunding amount (including costs) $ Issuer Contact; Name: Rory Burn Title Citv7-rcaaurer Address: City of Vernon. 4305 Santa Fc Avenue. Vernon. California 90058 Phone. (323) 583-8811 ISSUER LOCATED 1N Los A ytdes COUNTY Filing Contact^ Name of Individual (representing: ® Bond Counsel, ❑ Issuer, ❑ Financial Advisor, or ❑ Lead Underwriter) who completed this form and may be contacted for information: Name:_ Scan J. Baxter for Gerald Kim. 17,ul Firm/Agency: Orrick. Herrington & Sutcliffe 1.1,11 Address: _7777_S. Figueroa St.. Suite 3200 Los Angeles, CA 90017 Phone: (213) 612-2171 E-mail: ,bane aiorrick com Send acknowledgement/copies to: Scan J Baxter Name of individual to whom an invoice for the CDIAC issue fee should be sentr Name. Ralph I lolmes. principal Address: 456 hlontPnmcry Street 19th Floor. San Francisco, CA 94104 Seelion 53583(c)(2)(B) of the California Gownilaeu/ Code requires that mg local agency telling refunding bondf al plimle sale ar oil a llegolialed bafis ihall te//d a lure!/en iralemenl, williin lav weeks offer /Ge bonds are sold, to the CDIAC explaining The reasons wly /Ge /oral ngeng delenzimed to sell/be bonds al private role or sat a negolialed bath instead of a1 public sale. 2 TGis fee is nal/meiZed �, Seelian 9850 of the California Government Code and if ,baged to /Ge /earl nndenmi/er or pnrcGaser olTbe i.riue. 'I'/re lee is rrdminiNmliue/p feu by 1Ge Commission, TGe e'nnru/fee ithrdnle may be oldamed from CD1,4C. UOCSVI:497529.1 CDIAC: Report of Final Sale Pagg2 FINANCING PARTICIPANTS (Firm Name) FINANCIAL. ADVISOR: BI.X Group I,LC LEAD UNDI3RWIII'PI:R/PURCIIASFR: De la Rosa & CO. BOND COUNSEL: Orrick. IIcrrindm& SutcWC I.I,P T'RUSI EF/PAYING AGENT: The Bank of New York Mellon "Crust Company. N.A. MATURITY SCHEDULE ❑ Attached E Included in Official Statement MATURITY STRUCTURE ❑ Scrial (S) ❑'Germ (1) E Serial and term bonds or two or more term (B) FINAL MATURITY DATE: r1mpo 1 2041 FIRST OPTIONAL CALL DATE: August 1. 2N2 - SENIOR/SUBORDINATE STRUCTURE ❑ Yes E No OFFICIAL STATEMENT/OFFERING MEMORANDUM: E Enclosed ❑ None prepared WAS THE ISSUE INSURED OR GUARANTEED? E No ❑ Bond Insurance (1) ❑ Letter of Credit (L) ❑ State Intercept Program (1) ❑ Other (0) GUARANTOR: N/A ENHANCEMENT EXPIRATION DATE: N/A INDICATE CREDIT RATING: (For example, "AAA" or "Ara" ❑ Not Rated N Rated Standard & Pools: A - Fitch: Moody's: Baal Other: REASON FOR NEGOTIATED REFUNDINGS If the issue is a negotiated refunding, indicate the reason(s) why the bonds were issued at a private or negotiated versus a competitive sale. ❑ (1) Timing of the sale provided more Flexibility than a public sale ❑ (2) Mor, cost savings were expected to be realized than a Public .Sale ❑ (3) More flexibility in debt structure was available than a public sale ❑ (4) Issuer able to work with participants familiar with issue/r than a public sale ❑ (5) :\II of the nhnvc ❑ (6) Other (please specify) OFFICE LOCATION (City/State) Lei Angeles. California San Francisco California Los Angeles. California Los A ngdes, Califurnin IS THE INTEREST ON THE DEBT EXEMPT FROM TAXATION? Under State Law: ❑ No (taxable) E Yes (tax-exempt) Under Federal Law: ❑ No (taxable) E Yes (tax-exempt) If the issue is federally tax-exempt, is interest a specific preference item for the purpose of alternative minimum tax? ❑ Yet, E No INTEREST TYPE: ❑ NIC E TIC ❑ Variable INTEREST COST: 5.4247% CAPITAL APPRECIATION BOND: ❑ Yes E No ISSUANCE COSTS AND FEES: A) Management Fee $N/A B) Total Taltcdown SN/A C) Underwriter Expenses $N/A Underwriter Spread or Discount $263,828.74 D) Bond Counsel $177,022.20 L) Disclosure Counsel SN/A F) Financial Advisor $225,840.00 G) Rating Agency S36.857.61 10 Credit Enhancement $N/A 1) Trustee I-ce S2.377.91 J) Other Expenses $34,125.81 Total Issuance Costs S476.223.53 K) ORIGINAL ISSUE PREMIUM $199,159.15 L) OIUGINAL ISSUE DISCOUNT SN/A h1) NETORIGINAL ISSUE. DISCOUNT/PREMIU1111 S199,159.15 FOR OFFICE USE ONLY FEE: $ DOCSCFI:497527.1 REPORT OF FINAL SALE California Debt and Investment Advisory Commission For Office Usc Only 915 Capitol Mall, Room 400, Sacramento, CA 95814 P.O. Box 942809, Sacramento, CA 94209-0001 'rel.: (916) 653-3269 FAX: (916) 654-7440 Under California Government Code Section 8855(i), `Mv issuer Oran . fan)• nem public debt issue shall, not I:ner than 45 Jays after the sipOng of the bond purchase contract in a negotiated or priratc linAnCing, or after the acceptance era bid in a compctitiro offering, submit a report of fool sale and official staternau to the Commission. The Commission mac require information to be submitted in the report of final sale thin is considered appropriate" CDIAC NO #t 2011-1471 ISSUER NAME: City of Vernon (If pool bond, list participants) ISSUE NAME: City of Vernon Electric System Rcvcnuc Bonds. 2012 Taxable Scrici B IF THIS IS A POOLED FINANCING, WHICH ISSUANCE STATUTE IS IT AUTHORIZED UNDER? ❑1) Marks -Roos Local Bond Pooling Act ❑2) JPA Law ❑3) Installment Sales Agreement, Lease ❑4) Housing Revenue Bond Law & Industrial Development Bond Law ❑5) Other WILL A VALIDATION ACTION BE PURSUED? E No ❑ Ycs ❑ Unknown ACTUAL SALE DATE: lanuory 10 2012 PRINCIPAL SOLD: $35.100.000 IS ANY PORTION OF THE DEBT FOR REFUNDING?' ❑ No E Yes, refunding amount (including costs) $30.050.542.29 Issuer Contact: Name: Rcrry Bur Titles L_ityTreasurer Address: C! of Vernon,4305 Santa Fc Avenue Vernon,California 90058 Phone. 023) 583-8811 ISSUER LOCATED IN Los Anlrcics COUNTY Filing Contact:: Name of Individual (representing: E Bond Counsel, ❑ Issuer, []Financial Advisor, or ❑ Lead Underwriter) who completed this form and may be contacted for information: Name: Scan 1. Baxter for Gerald Kim Pisq. Firm/Agency: Orrick. Herrington & Sutcliffe LIT Address: 777 S. Figueroa St.. Suite 3200, I,os Angcles CA 90017 Phone (213)612-2171 E-mail: tiWacrOlorrick.com Send acknowledgement/topics to: Scan 1. Baxter Name of individual to whom an invoice for the CDIAC issue fee should be sent:2 Name: Ralph I lulmcs principal Address: 456 \tan koncry Street. 19th Floor Sat Franc scn CA 94104 Section 53383(c)(2)(6) of the Cailfornia Government Code requires, that any local agrney selling rfunrlr7rg Londe ai priwNe tale or on a negotiated basis shall surd a wnllen statement, wilbrn two weeks after the bonds art sold, to the CDIAC explaining ibe morons, why the !oral ageng delennrued to sell the boats al privnh sale or on a negotiated basis instead of al public sale. 2 This fee is artborited by Section 8856 of the California Government Code and i.r dialed to the lead underwriter or pnrbaser of lbe hint. The fee is administrativeii• fei by the Commission. The ciineiri fee relied ele may be oblained from CDIAC. DOCSSh1:497529.1 CDIAC: Report of Final Sale Page 2 FINANCING PARTICIPANTS (Firm Name) FINANCIAL ADVISOR: BLX Group LI.0 I.I:r\D UNUIiRWRI'1'IiR/PURL:IIASIiR: Dc l,a Rosa & Co. BOND COUNSEL: Orrick. I Ierrington & Sutcliffe I.1.11 T'RUSTEIi/PAYING AG1iNT: The Bank of New York McBnn MATURITY SCHEDULE ❑ Attached ® Included in Official Statement MATURITY STRUCTURE ® Serial (S) ❑ Tcrm (1) ❑ Serial and term bonds or two or more term (B) FINAL MATURITY DATE: August 1. 2026 FIRST OPTIONAL CALL DATE: August 1. 2022 SENIOR/SUBORDINATE STRUCTURE ❑ Yes ® No OFFICIAL STATEMENT/OFFERING MEMORANDUM: ® Enclosed ❑ None prepared - WAS THE ISSUE INSURED OR GUARANTEED? ®No ❑ Bond Insurance (1) ❑ Letter of Credit (L) ❑ State Intercept Program (1) ❑ Other (0) GUARANTOR: N/A EXPIRATION DATE: N/A INDICATE CREDIT RATING: (For example, "AAA" or "Aaa" ❑ Not hated ® Rated Standard & Poor's: A - Fitch:..__ Moody's: Baal _ Other: REASON FOR NEGOTIATED REFUNDINGS If the issue is a negotiated refunding, indicate the reason(s) why the bonds were issued at a private or negotiated versus a competitive Nile. ❑ (I) Timing of the sale provided more flexibility than a public sale ❑ (2) %lore cost saving¢ were expected to be realized than a public sale ❑ (3) i\lore Flexibility in debt structure was available than a public sale ❑ (4) Issuer able to work with participants familiar with issue/r than a public sale ® (5) All of the above ❑ (6) Other (please specify) OFFICE LOCATION (City/State) LosAngeles- .cles. Cnl'fornia San Francisco California Los Angcics. California Los Angeles. California IS THE INTEREST ON THE DEBT EXEMPT FROM TAXATION? Under ',;rate law: ❑ No (taxable) ® Yes (tax-exempt) Under Federal Law: 0 No (taxable) ❑ Yes (tax-exempt) If the issue is federally tax-exempt, is interest a specific preference item for the purpose of alternative minimum tax? ❑ Yes ❑ No INTEREST TYPE: ❑ NIC ® TIC ❑ Variable INTEREST COST: 6.8907% CAPITAL APPRECIATION BOND: ❑ Yes ® No ISSUANCE COSTS AND FEES: A) Management Fee SN/A B) Total Takedown $N/A C) Underwriter l3xpcnscs SN/A Underwriter Spread or Discount $281,286.82 D) Bond Counsel $157.977.80 13) Disclosure Counsel $N/A P) Financial Advisor $210,600.00 G) Bating Agency $32.892.39 1-1) Credit Enhancement $N/A 1) 'Trustee Fee $2,122.09 J) Other lixpenscs S32.924.86 Total Issuance Costs $436-517.14 K) ORIGINAL ISSUI.i I)IU;MiUM SN/A L) ORIGINAL ISSUE: DISCOUNT S(1.331 653 55) M) NI:1' ORIGINAL, ISSUE DISCOUNT/PREMIUM S(1.331.653.55) FOR OFFICE USE ONLY FEE: $ DOC.CS1 1:497529.1 $37,640,000 $35,100,000 CITY OF VERNON CITY OF VERNON ELECTRIC SYSTEM REVENUE BONDS ELECTRIC SYSTEM REVENUE BONDS 2012 SERIES A 2012 TAXABLE SERIES B CERTIFICATE OF CITY CLERK I, Willard G. Yamaguchi, City Clerk of the City of Vernon (the "City"), HEREBY CERTIFY as follows: 1. That attached hereto as Exhibit A is a true and complete copy. of Resolution No. 2011-185, duly adopted by the City Council of the City at a meeting duly called and duly held on November 15, 2011, at which meeting a quorum was present and acting throughout. Such resolution has not been modified, amended or repealed and is in full force and effect in the form attached hereto as Exhibit A; 2. that attached hereto as Exhibit B is a copy of the Charter of the City of Vernon. Said copy is a true, complete and correct copy of said Charter and said Charter has not been modified, amended or repealed and is in full force and effect in the form attached hereto as Exhibit B; 3. that attached hereto as Exhibit C is a copy of the City of Vernon Municipal Facilities Revenue Bond Law, enacted as Ordinance No. 1004 of the City of Vernon and constituting Article XI of the City Code of the City of Vernon. Said copy is a true, complete and correct copy of said Vernon Municipal Facilities Revenue Bond Law and said Vernon Municipal Facilities Revenue Bond Law has not been supplemented, modified or amended and is in full force and effect in the form attached hereto as Exhibit C; 4. that attached hereto as Exhibit D is a copy of those portions of the City of Vernon Administrative Code relating to the Vernon Electric System. Said copy is a true, complete and correct copy of such portions of the City of Vernon Administrative Code, are all provisions of the City of Vernon Administrative Code relating to the Vernon Electric System and such provisions have not been supplemented, modified or amended and are in full force and effect in the form attached hereto as Exhibit D; and 5. that attached hereto as Exhibit E is a copy of the Investment Policy of the City of Vernon. Said copy is a true, complete and correct copy of said Investment Policy and said Investment Policy has not been modified, amended or repealed and is in full force and effect in the form attached hereto as Exhibit E. OHS Wmt:261409670.2 IN WITNESS WHEREOF, I have hereunto set my hand and affixed the sea] of the City this 19th day of January, 2012. CITY OF VERNON 0 [SEAL] 01IS Wes1:261409670.2 -2-