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Resolution No. 2014-005 (4)STAFF REPORT FBI-C97- WED FEB 2 7 2014 STAFF REPORT RECIE ED FEB 2 7 2014 CITY ADNIINISTRATION CITY CLEWPMk4UNITY SERVICES & WATER DEPARTMENT DATE: March 4, 2014 TO: Honorable Mayor and City Council G(� BY: Samuel Kevin Wilson, Director of Community Services & Water RE: Approval of a Subordination Agreement and changes to the to the Ground Lease Agreement and Regulatory Agreement with Meta Housing Corporation Recommendation It is recommended that the City Council approve a resolution that, among other things: Finds that the approval of the Subordination Agreement, and changes to the Ground Lease and Regulatory Agreement make no changes to the project that was analyzed in the Mitigated Negative Declaration, and therefore it can be seen with certainty that there is no possibility that the approval of the agreements will have a significant effect on the Environment. Accordingly, the approval proposed Subordination Agreement and the changes proposed to be made to the Ground lease and Regulatory Agreement is not subject to CEQA pursuant to Section 15061(b)(3) of the CEQA Guidelines; and 2. Approves a Subordination Agreement and amendments to the Ground Lease Agreement and Regulatory Agreement by and between the City of Vernon and Meta Housing Corporation. Backeround The City of Vernon and Meta Housing Corporation have entered into a Disposition and Development Agreement (DDA) for the Construction of an affordable housing development at 4675 52nd Drive in the City of Vernon. The DDA contemplated the execution of a ground lease, and regulatory agreement by and between the City and the tax credit limited partnership to be formed by Meta Housing Corporation (Developer). The lender on the project has requested that the City enter into a subordination agreement and make changes to the Ground Lease and Regulatory Agreement. In general, the documents and changes proposed to be approved are consistent with customary practice in the closing of affordable housing development transactions. While the City tried to anticipate the requirements of project lenders when it drafted the documents, lenders do not become involved in the transaction until late in the process, and almost always require certain changes and new agreements as a condition of financing the project. The project lenders made a number of comments to our documents and have required the City to enter into a Subordination Agreement drafted by the lenders. Below is a description of the documents to be approved or amended: Ground Lease. . - The Ground Lease is the long-term lease of the land by the City to the Developer for the purpose of the construction and operation of the housing project. - The existing language provides for $1/year rent, with the rent to be re-evaluated and increased to market upon certain events such as the sale or refinancing of the project. A foreclosure of the project would be taken off the list of the events triggering a change in rent, so that the foreclosing lender would not face increased rent but the buyer of the project from the foreclosing lender would have its rent adjusted. So long as the affordability restrictions are in place there is not expected to be any large increase in rent, but there could be significant increases if the affordability requirements are eliminated through foreclosure. In addition, when the rent is adjusted to market, the appraiser will look at current market rents and will not look backward in time to see if market rent was higher than the actual rent charged. Several requirements also found in the Regulatory Agreement were added to the Ground Lease, including property management and maintenance requirements, tenant selection procedure, capital reserve requirements, naming rights, and indemnity provisions. This was done so that the requirements would remain in place even if the Regulatory Agreement is eliminated through foreclosure upon developer loan default. - A paragraph was added giving the lender the right to a new lease if the project is destroyed and the developer cannot or will not restore it, so long as the lender agrees to restore the project within a reasonable time. New language provides for the DDA to terminate upon completion of construction of the project. The City made sure that all of the ongoing requirements of the DDA were placed either in the Ground Lease or Regulatory Agreement so that the termination of the DDA will have no effect on the City's rights. Regulatory Aement. The Regulatory Agreement is the recorded document between the City and the Developer that includes the affordable housing and operational requirements for the housing project. No major changes were made, but technical changes were made to reflect the termination of the DDA upon project completion, and the ongoing effect of the Ground Lease after that time. Subordination Agreement. - The Subordination Agreement is the agreement between the City, the Developer and the project lenders: Bank of America for the construction loan and California Community Reinvestment Corporation for the permanent loan. This is a standard requirement in any affordable housing projects where the public agency is making a loan to the project, and is imposing affordable housing covenants. - The Subordination Agreement provides that the lenders' loans have lien priority over the City's loan, and the City's affordable housing requirements. If the Developer is in default of the loan, the lender may foreclose and may receive the project in foreclosure. Upon foreclosure, the City's loan and the affordability requirements would be eliminated. In order to protect against the effects of foreclosure, the Subordination Agreement gives the City the right to receive notice of borrower defaults and the opportunity to cure those defaults. If the City pays money to the lender to cure a loan default, the Developer would owe that money to the City. It is recommended that the City Council of the City of Vernon approve the Subordination Agreement, Ground Lease and Regulatory Agreement in substantially the forms attached hereto, with such further changes as may be approved by the City Attorney or Deputy City Attorney. Fiscal Impact The approval of subordination agreement could result in the loss of the City's $1,500,000 loan if the property were to go into foreclosure; however the City would have the ability to cure the Developers loan if it were to go into default. Approval of the changes to the ground lease could possibly lengthen the time it takes the developer to repay the loan, since modifications to the language upon foreclosure and sale of the property would no longer require that the new owner look backward in time to see if market rent was higher than the actual rent charged at the time and share some of this rent with the City. Subordination Agreement RECORDING REQUESTED BY AND WHEN RECORDED RETURN TO: Paul Hastings LLP 515 South Flower Street Twenty -Fifth Floor Los Angeles, CA 90071 Attn: Kenneth Krug, Esq. SUBORDINATION AGREEMENT THIS SUBORDINATION AGREEMENT (this "Agreement") is entered into as of March 1, 2014 by and among (i) BANK OF AMERICA, N.A. (the "Senior Lender"), (ii) the CITY OF VERNON, a California charter city and municipal corporation (the "Subordinate Lender"), and (iii) 52ND DRIVE APARTMENTS, L.P., a California limited partnership (the "Borrower"). Recitals A. The Senior Lender has made or is making a loan (the "First Mortgage Loan") to the Borrower in the original principal amount of $ . The First Mortgage Loan is or will be secured by a first mortgage lien (the "First Mortgage") on a leasehold interest in the land (but not on the fee interest in the land) and a fee interest in the improvements constituting a multifamily housing project to be developed in Vernon, California (the "Property"). The Property is more fully described in Exhibit A attached hereto. The Borrower's obligation to repay the First Mortgage Loan is evidenced by a Note dated as of March 1, 2014 (the "First Mortgage Note"). B. Subordinate Lender and Meta Housing Corporation entered into a Disposition and Development Agreement dated as of February 19, 2013 ("DDA") The interest of Meta Housing Corporation has been assigned to Borrower. Pursuant to the DDA, Subordinate Lender and Borrower have entered into (i) that certain Ground Lease dated as of March _, 2014 whereby Subordinate Lender has leased the Property to Borrower (the "Ground Lease") and (ii) that certain Regulatory Agreement dated as of March , 2014 which subjects the Property to specified restrictions (the "Subordinate Regulatory Agreement") C. Pursuant to a Loan Agreement dated as of July 3, 2013, Subordinate Lender is making a subordinate loan to Borrower in the amount of $1,500,000 (the "Subordinate Loan") and is securing the Subordinate Loan by, among other things, placing a mortgage lien against the Property. D. The Subordinate Lender has agreed to specifically and unconditionally subordinate the Subordinate Loan and the Subordinate Loan Documents to the liens and charges of the First (Page-1) LEGAL -US W # 77767213.4 75506.00073 Mortgage Loan and First Mortgage Loan Documents and the foregoing shall at all times and in all respects be wholly subordinate and inferior in claim and right to the First Mortgage Loan and First Mortgage Loan Documents. E. If Borrower satisfies the "Conversion Conditions" contained in that certain Loan Purchase Agreement of even date herewith by and among Borrower, Senior Lender and California Community Reinvestment Corporation, a California nonprofit public benefit corporation ("CCRC"), CCRC will purchase a portion of the Loan, and the First Mortgage Loan will convert to a term loan ("Conversion"). NOW, THEREFORE, in order to induce the Senior Lender to permit the Subordinate Lender to make the Subordinate Loan to the Borrower and to place a subordinate mortgage lien against the Property, and in consideration thereof, the Senior Lender, the Subordinate Lender and the Borrower agree as follows: 1. Definitions. In addition to the terms defined in the Recitals to this Agreement, for purposes of this Agreement the following terms have the respective meanings set forth below: "Affiliate" means, when used with respect to a Person, any corporation, partnership, joint venture, limited liability company, limited liability partnership, trust or individual controlled by, under common control with, or which controls such Person (the term "control" for these purposes shall mean the ability, whether by the ownership of shares or other equity interests, by contract or otherwise, to elect a majority of the directors of a corporation, to make management decisions on behalf of, or independently to select the managing partner of, a partnership, or otherwise to have the power independently to remove and then select a majority of those individuals exercising managerial authority over an entity, and control shall be conclusively presumed in the case of the ownership of 50% or more of the equity interests). "Borrower" means the Person named as such in the first paragraph of this Agreement and any other Person (other than the Senior Lender) who acquires title to the Property after the date of this Agreement. "Business Day" means any day other than Saturday, Sunday or a day on which the Senior Lender is not open for business. "Default Notice" means: (a) a copy of the written notice from the Senior Lender to the Borrower stating that a First Mortgage Loan Default has occurred under the First Mortgage Loan; or (b) a copy of the written notice from the Subordinate Lender to the Borrower stating that a Subordinate Loan Default has occurred under the Subordinate Loan. Each Default Notice shall specify the default upon which such Default Notice is based. (Page-2) LEGAL_US_W # 77767213.4 75506.00073 "First Mortgage Loan" means the senior loan described in Recital A hereof, and following Conversion, the Permanent Loan. "First Mortgage Loan Default" means the occurrence of an "Event of Default" as that term is defined in the First Mortgage Loan Documents. "First Mortgage Loan Documents" means (i) the First Mortgage Note and all other documents evidencing, securing or otherwise executed and delivered in connection with the First Mortgage Loan; and (ii) following Conversion, the Permanent Loan Documents. "Ground Lease" means that certain Ground Lease dated 2014 between Subordinate Lender and Borrower covering the Property. "Permanent Loan" means the First Mortgage Loan after Conversion. "Permanent Loan Documents" means the Permanent Note, the First Mortgage and all other documents evidencing, securing, purchased for, or otherwise executed and delivered in connection with, the Permanent Loan. "Permanent Note" means the First Mortgage Note, as it may be modified in connection with Conversion. "Person" means an individual, estate, trust, partnership, corporation, limited liability company, limited liability partnership, governmental department or agency or any other entity which has the legal capacity to own property. "Senior Lender" means the Person named as such in the first paragraph on page 1 of this Agreement. When any other Person becomes the legal holder of the First Mortgage Note or of the Permanent Loan Documents, such other Person shall automatically become the Senior Lender. Upon purchase of the First Mortgage at Conversion and Borrower's satisfaction of the Conversion Conditions, CCRC shall become Senior Lender hereunder. "Subordinate Lender" means the Person named as such in the first paragraph on page 1 of this Agreement and any other Person who becomes the legal holder of the Subordinate Note after the date of this Agreement. "Subordinate Loan Default" means a default by the Borrower in performing or observing any of the terms, covenants or conditions in the Subordinate Loan Documents to be performed or observed by it, which continues beyond any applicable period provided in the Subordinate Loan Documents for curing the default. (Page-3) LEGAL_US_W # 77767213.4 75506.00073 "Subordinate Loan Agreement" means that certain Loan Agreement dated as of July 3, 2013 between Subordinate Lender and Borrower's predecessor in interest. "Subordinate Loan Documents" means the Subordinate Loan Agreement, Subordinate Note, the Subordinate Mortgage, the Subordinate Regulatory Agreement, and all other documents evidencing, securing or otherwise executed and delivered in connection with the Subordinate Loan. "Subordinate Mortgage" means that certain Leasehold Deed of Trust and Financing Agreement dated as of executed by Borrower for the benefit of the Agency. "Subordinate Note" means the Promissory Note dated as of issued by Borrower to evidence the Subordinate Loan. "Subordinate Regulatory Agreement" means that certain Regulatory Agreement described in Recital B hereof. 2. Permission to Place Mortgage Lien Against Property. The Senior Lender agrees, notwithstanding the prohibition against inferior liens on the Property contained in the First Mortgage Loan Documents or the Permanent Loan Documents, and subject to the provisions of this Agreement, to permit the Subordinate Lender to record or retain the Subordinate Mortgage and other recordable Subordinate Loan Documents against the Property (which shall be subordinate in all respects to the lien of the First Mortgage) to secure the Borrower's obligation to repay the Subordinate Note and all other obligations, indebtedness and liabilities of the Borrower to the Subordinate Lender under and in connection with the Subordinate Loan. Such permission is subject to the condition that each of the representations and warranties made by the Borrower and the Subordinate Lender in Section 3 is true and correct on the date of this Agreement. If any of the representations and warranties made by the Borrower and the Subordinate Lender in Section 3 is not true and correct on the date of this Agreement, the provisions of the First Mortgage Loan Documents and/or the Permanent Loan Documents applicable to unpermitted liens on the Property shall apply. 3. Borrower's and Subordinate Lender's Representations and Warranties. The Borrower and the Subordinate Lender each makes the following representations and warranties to the Senior Lender (except that subsection (d) consists of representations and warranties made solely by Borrower): (a) Relationship of Borrower to Subordinate Lender and Senior Lender. The Subordinate Lender is not an Affiliate of the Borrower and is not in possession of any facts which would lead it to believe that the Senior Lender is an Affiliate of the Borrower. (Page-4) LEGAL_US_W # 77767213.4 75506.00073 (b) Term. The term of the Subordinate Note does not end before the term of the First Mortgage Note or the Permanent Note. (c) Subordinate Loan Documents. The executed Subordinate Loan Documents have been submitted to, and , to the actual knowledge of Subordinate Lender, approved by, Senior Lender prior to the date of this Agreement. (d) First Mortgage Loan Documents. The executed First Mortgage Loan Documents will be substantially in the same forms as those reviewed by Subordinate Lender prior to the date of this Agreement. Upon execution and delivery of the First Mortgage Loan Documents, Borrower shall deliver to Subordinate Lender an executed copy of each of the First Mortgage Loan Documents, certified to be true, correct and complete. (e) Concerning the Subordinate Loan Documents. Subordinate Lender for the benefit of Borrower and the Senior Lender, agrees as follows (i) The Subordinate Loan Documents are in full force and effect. Borrower is the holder of all rights of "Owner", "Developer" or `Borrower" thereunder. Subordinate Lender has not declared a default on the part of the other party to any Subordinate Loan Document and knows of no basis for so declaring such a default. (ii) Upon recording hereof, Subordinate Lender has approved all items in the Subordinate Loan Documents that Subordinate Lender has the right or privilege to approve as of the start of construction of improvements on the Property including, without limitation, Conditions to Lease Commencement pursuant to Section 203 of the DDA, Design Review pursuant to Section 203 of the DDA, the Construction Contract pursuant to Section 305 of the DDA, insurance pursuant to Section 306 of the DDA, the evidence and terms of the debt financing (including the First Mortgage Loan and the First Mortgage Loan Documents) for the Property pursuant to Section 401 of the DDA and the identity of the tax credit investor, the partnership agreement of Borrower and other terms of the equity financing for the Property pursuant to Section 403 of the DDA. (iii) Notwithstanding Section 605 of the DDA, Subordinate Lender's right to terminate the Ground Lease shall be exclusively determined by the terms of the Ground Lease. (iv) Notwithstanding the provisions of Section 703 of the DDA or any other provision of the Subordinate Loan Documents, the right of Subordinate Lender to object to a "Transfer" shall be governed exclusively by the relevant provisions of the Ground Lease. (v) Notwithstanding any of the provisions of the Subordinate Loan Documents, but subject to the terms hereof, the limited partners of Borrower and Senior (Page-5) LEGAL_US_W # 77767213.4 75506.00073 Lender shall have the same rights and time periods to cure defaults of Borrower under the Subordinate Loan Documents as are granted to such parties under the Ground Lease with respect to breach of the Ground Lease by Borrower. (vi) All of the provisions of the DDA shall terminate upon the issuance of a temporary or permanent certificate of occupancy for the improvements on the Property and satisfaction of the conditions set forth in Section 25.15 of the Ground Lease. 4. Terms of Subordination. (a) Agreement to Subordinate. The Senior Lender and the Subordinate Lender agree that: (i) the indebtedness evidenced by the Subordinate Loan Documents is and shall be subordinated in right of payment, to the extent and in the manner provided in this Agreement to the prior payment in full of the indebtedness evidenced by the First Mortgage Loan Documents, and (ii) the Subordinate Mortgage and the other Subordinate Loan Documents are and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the First Mortgage and the other First Mortgage Loan Documents and to all advances heretofore made or which may hereafter be made pursuant to the First Mortgage and the other First Mortgage Loan Documents (including but not limited to, all sums advanced for the purposes of (1) protecting or further securing the lien of the First Mortgage, curing defaults by the Borrower under the First Mortgage Loan Documents or for any other purpose expressly permitted by the First Mortgage, or (2) constructing, renovating, repairing, furnishing, fixturing or equipping the Property). Subordinate Lender's fee ownership of the land is not being pledged to Senior Lender and the DDA is not being subordinated and shall remain prior and superior to the First Mortgage until it terminates as set forth in Section 3(e)(iv) above. (b) Subordination of Subrogation Rights. The Subordinate Lender agrees that if, by reason of its payment of real estate taxes or other monetary obligations of the Borrower, or by reason of its exercise of any other right or remedy under the Subordinate Loan Documents, it acquires by right of subrogation or otherwise a lien on the Property which (but for this subsection) would be senior to the lien of the First Mortgage, then, in that event, such lien shall be subject and subordinate to the lien of the First Mortgage. (c) Payments Before First Mortgage Loan Default. Until the Subordinate Lender receives a Default Notice of a First Mortgage Loan Default from the Senior Lender, the Subordinate Lender shall be entitled to retain for its own account all payments made under or pursuant to the Subordinate Loan Documents. (d) Payments After First Mortgage Loan Default. The Borrower agrees that, after it receives notice (or otherwise acquires knowledge) of a First Mortgage Loan Default, it will not make any payments under or pursuant to the Subordinate Loan Documents (Page-6) LEGAL_US_W # 77767213.4 75506.00073 (including but not limited to principal, interest, additional interest, late payment charges, default interest, attorney's fees, or any other sums secured by the Subordinate Mortgage) without the Senior Lender's prior written consent. The Subordinate Lender agrees that, after it receives a Default Notice from the Senior Lender with written instructions directing the Subordinate Lender not to accept payments from the Borrower on account of the Subordinate Loan, it will not accept any payments under or pursuant to the Subordinate Loan Documents (including but not limited to principal, interest, additional interest, late payment charges, default interest, attorney's fees, or any other sums secured by the Subordinate Mortgage) without the Senior Lender's prior written consent. If the Subordinate Lender receives written notice from the Senior Lender that the First Mortgage Loan Default which gave rise to the Subordinate Lender's obligation not to accept payments has been cured, waived, or otherwise suspended by the Senior Lender, the restrictions on payment to the Subordinate Lender in this Section 4 shall terminate, and the Senior Lender shall have no right to any subsequent payments made to the Subordinate Lender by the Borrower prior to the Subordinate Lender's receipt of a new Default Notice from the Senior Lender in accordance with the provisions of this Section 4(d). (e) Remitting Subordinate Loan Payments to Senior Lender. If, after the Subordinate Lender receives a Default Notice from the Senior Lender in accordance with subsection (d) above, the Subordinate Lender receives any payments under the Subordinate Loan Documents, the Subordinate Lender agrees that such payment or other distribution will be received and held in trust for the Senior Lender and unless the Senior Lender otherwise notifies the Subordinate Lender in writing, will be promptly remitted, in kind to the Senior Lender, properly endorsed to the Senior Lender, to be applied to the principal of, interest on and other amounts due under the First Mortgage Loan Documents in accordance with the provisions of the First Mortgage Loan Documents. By executing this Agreement, the Borrower specifically authorizes the Subordinate Lender to endorse and remit any such payments to the Senior Lender, and specifically waives any and all rights to have such payments returned to the Borrower or credited against the Subordinate Loan. Borrower and Senior Lender acknowledge and agree that payments received by the Subordinate Lender, and remitted to the Senior Lender under this Section 4, shall not be applied or otherwise credited against the Subordinate Loan, nor shall the tender of such payment to the Senior Lender waive any Subordinate Loan Default which may arise from the inability of the Subordinate Lender to retain such payment or apply such payment to the Subordinate Loan. (f) Agreement Not to Commence Bankruptcy Proceeding. The Subordinate Lender agrees that during the term of this Agreement it will not commence, or join with any other creditor in commencing any bankruptcy reorganization, arrangement, insolvency or liquidation proceedings with respect to the Borrower, as debtor, without the Senior Lender's prior written consent. (Page-7) LEGAL_US_W # 77767213.4 75506.00073 5. Default Under Subordinate Loan Documents. (a) Notice of Default and Cure Rights. The Subordinate Lender shall deliver to the Senior Lender a Default Notice within five Business Days in each case where the Subordinate Lender has given a Default Notice to the Borrower. Failure of the Subordinate Lender to send a Default Notice to the Senior Lender shall not prevent the exercise of the Subordinate Lender's rights and remedies under the Subordinate Loan Documents, subject to the provisions of this Agreement. The Senior Lender shall have the right, but not the obligation, to cure any Subordinate Loan Default within 60 days following the date of such notice; provided, however that the Subordinate Lender shall be entitled, during such 60-day period, to continue to pursue its rights and remedies under the Subordinate Loan Documents to the extent permitted under Section 5(b). All amounts paid by the Senior Lender in accordance with the First Mortgage Loan Documents to cure a Subordinate Loan Default shall be deemed to have been advanced by the Senior Lender pursuant to, and shall be secured by the lien of, the First Mortgage. (b) Subordinate Lender's Agreement to Standstill. If a Subordinate Loan Default occurs and is continuing, the Subordinate Lender agrees that it will not accelerate the Subordinate Loan, commence foreclosure proceedings with respect to the Property, collect rents, appoint (or seek the appointment of) a receiver or institute any other collection or enforcement action without first giving at least ninety (90) days' notice of a default under the Subordinate Loan and Subordinate Lender's intent to exercise one of the preceding actions. Notwithstanding the foregoing, Subordinate Lender may take actions to specifically enforce the affordability provisions in the Subordinate Regulatory Agreement without notice to or the consent of Senior Lender. (c) Cross Default. The Borrower and the Subordinate Lender agree that a Subordinate Loan Default declared by Subordinate Lender shall constitute a First Mortgage Loan Default under the First Mortgage Loan Documents and the Senior Lender shall have the right to exercise all rights or remedies under the First Mortgage Loan Documents in the same manner as in the case of any other First Mortgage Loan Default. If the Subordinate Lender notifies the Senior Lender in writing that any Subordinate Loan Default of which the Senior Lender has received a Default Notice has been cured or waived, as determined by the Subordinate Lender in its sole discretion, then provided that Senior Lender has not conducted a sale of the Property pursuant to its rights under the First Mortgage Loan Documents, any First Mortgage Loan Default under the First Mortgage Loan Documents arising solely from such Subordinate Loan Default shall be deemed cured, and the First Mortgage Loan shall be reinstated, provided, however, that the Senior Lender shall not be required to return or otherwise credit for the benefit of the Borrower any default rate interest or other default related charges or payments received by the Senior Lender during such First Mortgage Loan Default. 6. Default Under First Mortgage Loan Documents. (Page-8) LEGAL_US_W # 77767213.4 75506.00073 (a) Notice of Default and Cure Rights. The Senior Lender shall deliver to the Subordinate Lender a Default Notice within five Business Days in each case where the Senior Lender has given a Default Notice to the Borrower. Failure of the Senior Lender to send a Default Notice to the Subordinate Lender shall not prevent the exercise of the Senior Lender's rights and remedies under the First Mortgage Loan Documents, subject to the provisions of this Agreement. The Subordinate Lender shall have the right, but not the obligation, to cure any such First Mortgage Loan Default as provided below. Subordinate Lender may have up to 30 days from the date of the delivery of the Default Notice to Subordinate Lender to cure any monetary default under the First Mortgage Loan Documents; provided, however, that the Senior Lender shall be entitled during such 30-day period to continue to pursue its remedies with respect to the Property. Subordinate Lender may have up to 60 days from the date of delivery of the Default Notice to cure a non - monetary default if during such 60-day period Subordinate Lender keeps current all payments required by the First Mortgage Loan Documents. In the event that such a non - monetary default creates an unacceptable level of risk relative to the Property, or Senior Lender's secured position relative to the Property, as determined by Senior Lender in its sole discretion, then Senior Lender may exercise during such 60-day period all available rights and remedies to protect and preserve the Property and the rents, revenues and other proceeds from the Property. All amounts paid by the Subordinate Lender to the Senior Lender to cure a First Mortgage Loan Default shall be deemed to have been advanced by the Subordinate Lender pursuant to, and shall be secured by the lien of, the Subordinate Mortgage. (b) Cross Default. The Borrower and the Subordinate Lender agree that a First Mortgage Loan Default recognized by Senior Lender shall constitute a Subordinate Loan Default under the Subordinate Loan Documents and the Subordinate Lender shall have the right to exercise all rights or remedies under the Subordinate Loan Documents in the same manner as in the case of any other Subordinate Loan Default. If the Senior Lender notifies the Subordinate Lender in writing that any First Mortgage Loan Default of which the Subordinate Lender has received a Default Notice has been cured or waived, as determined by the Senior Lender in its sole discretion, then provided that Subordinate Lender has not conducted a sale of the Property pursuant to its rights under the Subordinate Loan Documents, any Subordinate Mortgage Loan Default under the Subordinate Loan Documents arising solely from such First Mortgage Loan Default shall be deemed cured, and the Subordinate Mortgage shall be reinstated, provided, however, that the Subordinate Lender shall not be required to return or otherwise credit for the benefit of the Borrower any default rate interest or other default related charges or payments received by the Subordinate Lender during such Subordinate Loan Default. (c) Post Conversion Senior Loan Default. If a Senior Loan Default occurs after Conversion, Senior Lender will deliver a copy of a Default Notice to Subordinate Lender, and, while Senior Lender shall be entitled to exercise its rights and remedies under the Senior Loan Documents, Senior Lender shall not be entitled to complete any foreclosure (Page-9) LEGAL_US_W # 77767213.4 75506.00073 or deed in lieu thereof, or otherwise take title to the Property, until the expiration of sixty (60) days following Senior Lender's delivery of such Default Notice to Subordinate Lender; provided, however, if Subordinate Lender has commenced and is diligently proceeding to cure such default upon the expiration of such sixty (60) day period, Senior Lender will provide a further sixty (60) day extension of such period.. 7. Conflict. The Borrower, the Senior Lender and the Subordinate Lender each agrees that, in the event of any conflict or inconsistency between the terms of the First Mortgage Loan Documents, the Subordinate Loan Documents and the terms of this Agreement, the terms of this Agreement shall govern and control solely as to the following: (a) the relative priority of the security interests of the Senior Lender and the Subordinate Lender in the Property; (b) the timing of the exercise of remedies by the Senior Lender and the Subordinate Lender under the First Mortgage and the Subordinate Mortgage, respectively; and (c) solely as between the Senior Lender and the Subordinate Lender, the notice requirements, cure rights, and the other rights and obligations which the Senior Lender and the Subordinate Lender have agreed to as expressly provided in this Agreement. Borrower acknowledges that the terms and provisions of this Agreement shall not, and shall not be deemed to: extend Borrower's time to cure any First Mortgage Loan Default or Subordinate Loan Default, as the case may be; give the Borrower the right to notice of any First Mortgage Loan Default or Subordinate Loan Default, as the case may be other than that, if any, provided, respectively under the First Mortgage Loan Documents or the Subordinate Loan Documents; or create any other right or benefit for Borrower as against Senior Lender or Subordinate Lender. 8. Rights and Obligations of the Subordinate Lender Under the Subordinate Loan Documents and of the Senior Lender under the First Mortgage Loan Documents. Subject to each of the other terms of this Agreement, all of the following provisions shall supersede any provisions of the Subordinate Loan Documents covering the same subject matter: (a) Protection of Security Interest. The Subordinate Lender shall not, without the prior written consent of the Senior Lender in each instance, take any action which has the effect of increasing the indebtedness outstanding under, or secured by, the Subordinate Loan Documents, except that the Subordinate Lender shall have the right to advance funds to cure First Mortgage Loan Defaults pursuant to Section 6(a) above and advance funds pursuant to the Subordinate Mortgage for the purpose of paying real estate taxes and insurance premiums, making necessary repairs to the Property and curing other defaults by the Borrower under the Subordinate Loan Documents. The foregoing portion of this subsection (a) shall not be construed to preclude activities by the Subordinate Lender to enforce the Subordinate Loan Documents. (Page-10) LEGAL_US_W # 77767213.4 75506.00073 (b) Condemnation or Casualty. In the event of a taking or threatened taking by condemnation or other exercise of eminent domain of all or a portion of the Property (collectively, a "Taking"); or the occurrence of a fire or other casualty resulting in damage to all or a portion of the Property (collectively, a "Casualty"), at any time or times when the First Mortgage remains a lien on the Property the following provisions shall apply: (1) The Subordinate Lender hereby agrees that its rights (under the Subordinate Loan Documents or otherwise) to participate in any proceeding or action relating to a Taking and/or a Casualty, or to participate or join in any settlement of, or to adjust, any claims resulting from a Taking or a Casualty shall be and remain subordinate in all respects to the Senior Lender's rights under the First Mortgage Loan Documents with respect thereto, and the Subordinate Lender shall be bound by any settlement or adjustment of a claim resulting from a Taking or a Casualty made by the Senior Lender; provided, however, this subsection and/or anything contained in this Agreement shall not limit the rights of the Subordinate Lender to file any pleadings, documents, claims or notices with the appropriate court with jurisdiction over the proposed Taking and/or Casualty, provided the foregoing shall not limit any rights of Subordinate Lender with respect to its fee interest in the land component of the Property; and (2) all proceeds received or to be received on account of a Taking or a Casualty, or both, shall be applied (either to payment of the costs and expenses of repair and restoration or to payment of the First Mortgage Loan) in the manner determined by the Senior Lender in its sole discretion; provided, however, that if the Senior Lender elects to apply such proceeds to payment of the principal of, interest on and other amounts payable under the First Mortgage Loan, any proceeds remaining after the satisfaction in full of the principal of, interest on and other amounts payable under the First Mortgage Loan shall be paid to, and may be applied by, the Subordinate Lender in accordance with the applicable provisions of the Subordinate Loan Documents, provided however, the Senior Lender agrees to consult with the Subordinate Lender in determining the application of Casualty proceeds, provided further however that in the event of any disagreement between the Senior Lender and the Subordinate Lender over the application of Casualty proceeds, the decision of the Senior Lender, in its sole discretion, shall prevail. Notwithstanding the foregoing, Subordinate Lender reserves its rights to receive compensation for any Taking with respect to the fee interest of the Property, as set forth in the Ground Lease. (c) No Modification of Subordinate Loan Documents. The Borrower and the Subordinate Lender each agrees that, until the principal of, interest on and all other amounts payable under the First Mortgage Loan Documents have been paid in full, it will not, without the prior written consent of the Senior Lender in each instance, increase the amount of the Subordinate Loan, increase the required payments due under the Subordinate Loan, (Page-11) LEGAL -US W # 77767213.4 75506.00073 decrease the term of the Subordinate Loan, increase the interest rate on the Subordinate Loan, or otherwise amend the Subordinate Loan terms in a manner that creates an adverse effect upon the Senior Lender under the First Mortgage Loan Documents. Any unauthorized amendment of the Subordinate Loan Documents or assignment of the Subordinate Lender's interest in the Subordinate Loan without the Senior Lender's consent shall be void ab initio and of no effect whatsoever and Subordinate Lender agrees that it shall not transfer or assign the Subordinate Loan or the Subordinate Loan Documents without the prior written consent of the Senior Lender. Except with regard to the voluntary transfer or assignment of the Subordinate Loan or the Subordinate Loan Documents by the Subordinate Lender without the written consent of the Senior Lender, the foregoing portion of this subsection (c) shall not be construed to preclude activities by the Subordinate Lender to enforce the Subordinate Loan Documents. 9. Conversion, Modification or Refinancing of First Mortgage Loan. The Subordinate Lender consents to any agreement or arrangement in which the Senior Lender waives, postpones, extends, reduces or modifies any provisions of the First Mortgage Loan Documents, including any provision requiring the payment of money. Subordinate Lender further agrees that its agreement to subordinate hereunder shall extend to the Permanent Loan Documents, as well as to any new mortgage debt which is for the purpose of refinancing all or any part of the First Mortgage Loan (including reasonable and necessary costs associated with the closing and/or the refinancing) and, in the event of new mortgage debt, Subordinate Lender shall execute and deliver to Senior Lender a new subordination agreement on the same terms and conditions as this Subordination Agreement. Following Conversion, all the terms and covenants of this Agreement shall inure to the benefit of any holder of the Permanent Loan; and all references to the First Mortgage Loan, the First Mortgage Note and the First Mortgage Loan Documents shall mean, respectively, the Permanent Loan, the Permanent Note and the Permanent Loan Documents. 10. Default by the Subordinate Lender or Senior Lender. If the Subordinate Lender or Senior Lender defaults in performing or observing any of the terms, covenants or conditions to be performed or observed by it under this Agreement, the other, non -defaulting lender shall have the right to all available legal and equitable relief. 11. Notices. Each notice, request, demand, consent, approval or other communication (hereinafter in this Section referred to collectively as "notices" and referred to singly as a "notice") which the Senior Lender or the Subordinate Lender is required or permitted to give to the other party pursuant to this Agreement shall be in writing and shall be deemed to have been duly and sufficiently given if: (a) personally delivered with proof of delivery thereof (any notice so delivered shall be deemed to have been received at the time so delivered); or (b) sent by Federal Express (or other similar national overnight courier) designating early morning delivery (any notice so delivered shall be (Page-12) LEGAL_US_W # 77767213.4 75506.00073 deemed to have been received on the next Business Day following receipt by the courier); or (c) sent by United States registered or certified mail, return receipt requested, postage prepaid, at a post office regularly maintained by the United States Postal Service (any notice so sent shall be deemed to have been received two days after mailing in the United States), addressed to the respective parties as follows: SENIOR LENDER (Prior to Conversion): Bank of America, N.A. Community Development Banking Mail Code #CAO-103-04-04 450 B Street, Suite 450 San Diego, CA 92101 Attention: Loan Administration Manager SENIOR LENDER (After Conversion): California Community Reinvestment Corp. 225 West Broadway, Suite 120 Glendale, California 91204 Attention: President BORROWER: 52"d Drive Apartments, L.P. c/o Meta Housing Corporation 1640 S. Sepulveda Blvd., Suite 425 Los Angeles, CA 90011 Attention: John Huskey Facsimile: (310) 575-3563 with a copy to: SUBORDINATE LENDER: City of Vernon 4305 Santa Fe Avenue Vernon, CA 90058 (Page•13) LEGAL_US_W # 77767213.4 75506.00073 With a copy to: City Administrator City Attorney City Director of Community Services and Water At the same address A party may, by notice given pursuant to this Section, change the person or persons and/or address or addresses, or designate an additional person or persons or an additional address or addresses for its notices, but notice of a change of address shall only be effective upon receipt. 13. General. (a) Assignment/Successors. This Agreement shall be binding upon the Borrower, the Senior Lender and the Subordinate Lender and shall inure to the benefit of the respective legal successors and assigns of the Senior Lender and the Subordinate Lender. This Agreement supersedes and previous subordination instruments among Borrower, Senior Lender and the Subordinate Lender. (b) No Partnership or Joint Venture. The Senior Lender's permission for the placement of the Subordinate Loan Documents does not constitute the Senior Lender as a joint venturer or partner of the Subordinate Lender. Neither party hereto shall hold itself out as a partner, agent or Affiliate of the other party hereto. (c) Senior Lender's and Subordinate Lender's Consent. Wherever the Senior Lender's consent or approval is required by any provision of this Agreement, such consent or approval may be granted or denied by the Senior Lender in its sole and absolute discretion, unless otherwise expressly provided in this Agreement. Wherever the Subordinate Lender's consent or approval is required by any provision of this Agreement, such consent or approval may be granted or denied by the Subordinate Lender in its sole and absolute discretion, unless otherwise expressly provided in this Agreement. (d) Further Assurances. The Subordinate Lender, the Senior Lender and the Borrower each agree, at the Borrower's expense, to execute and deliver all additional instruments and/or documents reasonably required by any other party to this Agreement in order to evidence that the Subordinate Mortgage is subordinate to the lien, covenants and conditions of the First Mortgage, or to further evidence the intent of this Agreement. (e) Amendment. This Agreement shall not be amended except by written instrument signed by all parties hereto. (t) Governing Law. This Agreement shall be governed by the laws of the State in which the Property is located. (Page-14) LEGAL_US_W # 77767213.4 75506.00073 (g) Severable Provisions. If any provision of this Agreement shall be invalid or unenforceable to any extent, then the other provisions of this Agreement, shall not be affected thereby and shall be enforced to the greatest extent permitted by law. (h) Term. The term of this Agreement shall commence on the date hereof and shall continue until the earliest to occur of the following events: (i) the payment of all of the principal of, interest on and other amounts payable under the First Mortgage Loan Documents; (ii) the payment of all of the principal of, interest on and other amounts payable under the Subordinate Loan Documents, other than by reason of payments which the Subordinate Lender is obligated to remit to the Senior Lender pursuant to Section 4 hereof; (iii) the acquisition by the Senior Lender of title to the Property pursuant to a foreclosure or a deed in lieu of foreclosure of, or the exercise of a power of sale contained in, the First Mortgage; or (iv) the acquisition by the Subordinate Lender of title to the Property pursuant to a foreclosure or a deed in lieu of foreclosure of, or the exercise of a power of sale contained in, the Subordinate Mortgage, but only if such acquisition of title does not violate any of the terms of this Agreement. (i) Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be considered an original for all purposes; provided, however, that all such counterparts shall together constitute one and the same instrument. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] (Page-15) LEGAL_US_W # 77767213.4 75506.00073 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first written above. SENIOR LENDER: BANK OF AMERICA, N.A. M. Name: (Signature Page-1) LEGAL_US_W # 77767213.4 75506.00073 SUBORDINATE LENDER: CITY OF VERNON By:_ Name: Title: (Signature Page-2) LEGAL_US_W # 77767213.4 75506.00073 52ND DRIVE APARTMENTS, L.P., a California limited partnership By: (Signature Page-3) LEGAL_US_W # 77767213.4 75506.00073 EXHIBIT A Legal Description (Exhibit A) LEGAL_US_W # 77767213.4 75506.00073 Ground Lease GROUND LEASE By and Between CITY OF VERN-ON LESSOR And LESSEE 1 1085816.4 12098.003 Deleted: [META HOUSING CORPORATION LIMITED Formatted: Left GROUND LEASE This GROUND LEASE (the "Lease") is made as otMarch _ _2014 (Vhe "Commencement ------- Deleted: tor_ Date"), by and between the CITY OF VERNON, a California charter city and municipal corporation (the "City" or "Lessor"), ancir52ND DRIVE APARTMENTS, L.P., a California limited ----- Deleted: [Mere nowieg Ce.Pee.dee ----____--------------- Limited Putwenhi partnership (the "Lessee"). Pl, 1. SUBJECT OF LEASE. The purpose of this Lease is the lease of the "Site" (as hereinafter defined) to Lessee for the development and operation thereon of a forty-five unit multifamily apartment complex (the "Housing Development"). This Lease is entered into pursuant to a Disposition and Development Agreement between City and Lessee dated February 19, 2013 (the "DDA"), and a Regulatory Deleted: soi Agreement between City and Lessee dated arch 2014 (theg`' - "Re lato'y- g - ) . -A reement" - " - ; 2. LEASE OF THE SITE. City, for and in consideration of the rents, covenants, and agreements hereinafter reserved and contained on the part of Lessee to be paid, kept, performed and observed by Lessee, hereby leases to Lessee, and Lessee hereby leases from City, that certain real property in the City of Vernon (the "City") shown on the "Site Map" attached hereto as Exhibit "A" and incorporated herein by this reference, and having the legal description in the "Site Description" attached hereto as Exhibit "B" and incorporated herein by this reference (the "Site"). Except as expressly provided to the contrary in this Lease, reference to the Site is to the described land, exclusive of any improvements now or hereafter located on the land, notwithstanding that any such improvements may or shall be construed as affixed to and as constituting part of the real property. 3. LEASE TERM. Lessee shall lease the Site from City and City shall lease the Site to Lessee for a term extending from the Commencement Date of this Lease (the date set forth in the first paragraph hereof) until the sixty-fifth (65`h) anniversary of the Commencement Date (the "Initial Term"), unless sooner terminated as provided for herein. Provided that no Event of Default has occurred and is continuing under this Lease as of the expiration of the Initial Term, Lessee shall, by delivery of written notice to City no later than twelve (12) months and no earlier than twenty-four (24) months prior to the expiration of the Initial Term, have the right to extend the term of this Lease for an additional ten (10) year period (the "Extended Term") on the same terms and conditions contained in this Lease, commencing on the expiration of the Initial Term. The Initial Term and the Extended Term are collectively referred to herein as the "Term." : 11T YM 4.1 Net Lease. It is the intent of the parties hereto that the rent provided herein shall be absolutely net to City and that Lessee shall pay all costs, taxes, charges, and expenses of every kind and nature against the Site and the Housing Development which may arise or become due during the Term, and which, except for execution hereof, would or could have been payable by City. 4.2 Basic Rent. During the Initial Term and Extended Term, Lessee agrees to pay City advance annual rent in the amount of One Dollar ($1.00) (the "Basic Rent"). The Basic Rent shall be paid on the Commencement Date and each anniversary thereof. City acknowledges receipt of Lessee's pavment of the Basic Rent in advance for the Initial Term. 4.3 Additional Rent. The parties agree that upon the occurrence of certain events as set forth below, if Lessee receives cash proceeds as a result of such events, City shall receive a portion of such proceeds as "Additional Renter For these purposes, receipt by Lessee of value in a form ------- f Deleted:. other than cash will be treated as receipt by Lessee of the cash equivalent of such value based on the fair market value of what is received by Lessee. (a) Determination of Fair Market Rent Upon Certain Events. Additional Rent shall become due in the event of and upon the occurrence of any of the following: (1) the refinancing of the Project Loan (as defined in Section 15 hereof), (2) Lessee's sale or assignment of its interest in the Housing Development and this Lease, (3) the expiration of the Tax Credit Regulatory Agreement (as defined in the DDA), (4) the commencement of thesExtended Term of ---. Deleted: Exlemion this Lease, and W affirmation of the Ground Lease in a bankruptcy proceeding_ In each such event, --- Deleted: (5) completion of foreclosure Additional Rent shall be calculated as follows: `'•., proceedings for the Pmjeet Loan, Deleted: 6 The Additional Rent shall be the fair market value ground lease rent for the Site including the land but excludin the he improvements thereon) pursuant to the Ground Lease, taking into consideration the restrictions recorded against the Site, to the extent such restrictions remain applicable and enforceable (the "Applicable Recorded Restrictions"). The fair market rent shall be determined by an independent appraisal performed by a qualified, independent appraiser who is reasonably acceptable to City and Lessee. Such independent appraisal shall determine the fair market value of the Site, at its highest and best use, but subject to the Applicable Recorded Restrictions. The appraisal shall further determine the fair market value ground lease rent, subject to the Applicable Recorded Restrictions, over theremaining Term of this Lease_ with an objiective that the City cumulatively receive over the remaining Term of this Lease the fair market value ground lease rent under the Ground Lease, subject to the Applicable Recorded Restrictions. Notwithstanding the foregoing, however, in no event shall the Additional Rent in any year (a) be a negative number, or (b) exceed fifty percent (50%) of the Residual Receipts of the Housing Development. For purposes hereof, "Residual Receipts" shall mean annual project revenue (excluding loan proceeds, capital contributions and security deposits received) less the sum of (i) operating expenses, (ii) debt service, (iii) reserve deposits, (iv) partnership management fees, (v) deferred developer fees, and (vi) asset management fees, for each calendar year; provided, however, that if such calculation results in a negative number, Residual Receipts shall be zero for that year. Upon the occurrence of any of the above events triggering the obligation to pay Additional Rent, the parties shall mutually agree upon procedures for reporting and determining Residual Receipts. (b) Payment Upon Refinancing. If in accordance with Section 15 hereof Lessee borrows money whose repayment is secured, directly or indirectly, by Lessee's leasehold interest hereunder, in atransaction that does not involve an Assignment as described in paragraph (c) below, Lessee shall pay City a sum equal to fifty percent (50%) of the Net Financing Proceeds (as defined below) as Additional Rent, ("City's Pro Rata Share of the Net Financing Proceeds"). If there are --- other Project Loans or Permitted Encumbrances which also require payment of a portion of Net Financing Proceeds, Lessee shall use good faith efforts to reach an agreement with such other lender or lenders as to an equitable distribution of Net Financing Proceeds between or among such parties. Deleted: entire Deleted: (including the E#ended Tenn, as applicable), Deleted: entire Deleted: In such regard, if the Intel amount of Rent paid to that data has cumulatively amounted to less than a fair market value ground lease real, subject to the Applicable Recorded Restrictions, then the appraiser shall take that fact into consideration when determining the Additional Rant for the remainder of the Tenn (including the Extended Term, as applicable). Likewise, if the total amount of Rent paid to that date has cumulatively amounted to greater than a fair market value ground lease rent, subject to the Applicable Recorded Restrictions, than the appraiser shall take that fact into consideration when determining the Additional Rent for the remainder ofthe Tenn (including the Extended Term, as applicable). Deleted: . Such Additional Rent shall be due and payable immediately upon the funding of the loan, and shall be payable in addition to any other sums payable by Lessee under this Lease. Lessee shall provide City a complete accounting of the Net Financing Proceeds. No Additional Rent shall be payable upon the closing of the initial construction loan and permanent loan conversion permitted pursuant to Section 401 of the DDA. For purposes of this paragraph, "Net Financing Proceeds" shall mean the initial principal sum of the new loan, less (i) all samounts necessary to repay encumbrances to be satisfied in connection therewith, if such encumbrances were approved or permitted in accordance with -this Lease or otherwise expressly consented to by City in writing. (ii) actual and reasonable costs of refinancing, and (iii),_any_ amount by which tht Lessee's reserves for the Housing Development as a (c) Payment Upon Sale or Assignment. If Lessee sells or assigns its interest in the Housing Development and this Lease, directly or indirectly, other than through a Permitted Transfer (as defined in Sectiog14,7thereo ,Lessee shall pay City a sum equal to fiftypercent (5006) of the Net Sales Proceeds (as defined below) as Additional Rent("Citv's Pro Rata Share of the Net Sales Proceeds"). If there are other Project Loans or Permitted Encumbrances which also require payment of a portion of Net Sales Proceeds, Lessee shall use good faith efforts to reach an agreement with such other lender or lenders as to an equitable distribution of Net Sales Proceeds between or among such parties. Such Additional Rent shall be due and payable immediately upon the closing of the sale or assignment, and shall be payable in addition to any other sums payable by Lessee under this Lease. Lessee shall provide City a complete accounting of the Net Sale Proceeds. For purposes ofthe first sale or assignment, "Net Sales Proceeds" shall mean the total purchase price of the Housing Development payable to Lessee, less (i) all amounts necessary to repay permitted in accordance with this Lease or otherwise expressly consented to by City in writing; (ii) actual and reasonable costs of sale, and (iii) any amount paid to the limited partner in Lessee (who purchased such interest in order to benefit from the favorable tax treatment arising from the Housing Development) for any repurchase or redemption of such partner's limited partnership interest in Lessee completed by Lessee in accordance with the terms of this Lease). For purposes of subsequent sales or assignments, "Net Sales Proceeds" shall mean the total purchase price of the Housing Development payable to Lessee, less the purchase price paid by Lessee. (d) Payment of Additional Rent into Capital Account. City may elect, at its sole discretion, for all or a portion of the Additional Rent to be deposited directly into a capital account to be established by Lessee instead of being paid to City. In such event City and Lessee shall mutually agree upon the permitted uses of the capital account, which may include such uses as specified capital improvements to the Housing Development and social service programs for the benefit of the residents of the Housing Development. (e) Application of Additional Rent Payments to Repayment of City Loan. Until the loan provided by City to Lessee pursuant to that certain Loan Agreement dated July 3, Deleted: coins aid expenses paid by Lessee for all capital improvements completed by Lessee Deleted: the terms of the DDA and Deleted: (and for purposes of this clause (i), such costs may include, without limitation, reasonable architects' and engineers fees and other reasonable "soft" coats, as such term is customarily understood in the construction industry in Los Angeles, California, relating to the making of such permitted capital Deleted: the Deleted:, and (iv) any amount paid to the limited pioneer in Lessee (who purchased such interest in order to benefit aom the favorable lax treatment arising from the Housing Development for any repurchase or redemption ofsuch par ner's limited partnership interest in Lessee completed by Lessee in accordance with the tams of this Lease). l Deleted: 903 Deleted: of fha DDA Deleted: . Deleted: the total cost of construction ofthe Housing Project [add definition or total cost orconstruction]. 4.4 Payment of Rent. All rent that becomes due and payable pursuant to this Lease shall be paid to City at the address of City listed in Section 25.7 or such other place as City may from time Deleted: t 1085816.4 12098-003 -Y to time designate by written notice to the Lessee without notice or demand, and without setoff, counterclaim, abatement, deferment, suspension or deduction. 5. USE OF THE SITE. 5.1 Use of the Site. Lessee covenants and agrees for itself, its successors and assigns, that during the Term, the Site and the Housing Development shall be devoted to those uses as set forth in this Leaser and the Regulatory Agreement. _ Lessee covenants and agrees to cause the ---- Deleted:, the DDA Housing Development to be used only for the purposes set forth in Section 6 hereof, and no other uses without the prior approval of the City, which approval may be given or withheld as provided therein. 5.2 Only Lawful Uses Permitted. Lessee shall not use the Site or the Housing Development for any purpose that is in violation of any law, ordinance or regulation of any federal, state, county or local governmental agency, body or entity. Furthermore, Lessee shall not maintain or commit any nuisance or unlawful conduct (as now or hereafter defined by any applicable statutory or decisional law) on the Site or the Housing Development, or any part thereof. 5.3 Site Management Plan; Property Management. Lessee has prepared a "Site Management Plan" which sets forth in detail Lessee's property management duties, a marketing plan, a tenant selection process, a security system and crime prevention program, the procedures for the Plan shall prohibit the Property Manager from lobbying, influencing, or attempting to influence any residents of the Housing Development or other registered voters of the City with respect to any matters which require the approval of the City or the electorate of the City. Any violation of this Section 5.3 shall be deemed a material breach of this Lease. The Site Management Plan is attached that the performance of the Property Manager is deficient based upon the standards set forth in the Site Management Plan and in this Lease, the City shall provide notice to Lessee of such deficiencies, and Lessee shall use its best efforts to correct such deficiencies. In the event that such deficiencies have not been cured within the time set forth in this Lease, the City shall have the right to require scope of the Housing Development. 5.4 Selection of Tenants. Lessee shall be responsible for the selection of tenants forthe Housing Units in compliance with lawful and reasonable criteria, as set forth in the Site Manaeement Plan, and according to a system which provides an agreed upon priority for persons employed or residing in the City of Vernon or within a 1 mile radius as measured from the center of the Site. The Site Management Plan shall include a system for the random selection of tenants from a pool of 1085916.4 12098-003 of any kind in the selection process. The tenant selection system shall provide for due diligence by Lessee in evaluation of the applications for eligibility criteria, including the basis of any requested priority. Representatives of the City shall be entitled to enter, inspect the records of, and audit the Housing Development with respect to the tenant selection process as provided in Section 25.5 hereof. Any violation of the tenant selection system shall be deemed a material breach of this Lease. 5.5 Capital Reserve Reauirements. Lessee shall also, or cause the Property Manager to, annually set aside an amount of Three Hundred Dollars ($300) per Housing Unit (or such larger amount as may be required by a Housing Development lender), from the gross rents received from the Housing Development, into a separate interest -bearing trust account in the name of Lessee (the "Capital Replacement Reserve"); provided, however, to the extent Lessee is required by any lender to maintain a separate account to hold deposits for capital reserves, the amount of such deposits shall be credited towards Lessee's obligations under this section. Such amount shall be adjusted annually by the Consumer Price Index of the Bureau of Labor Statistics of the U.S. Department of Labor for All Urban Consumers, Los Angeles — Riverside— Orange County, California (all items),1982-84 = 100, or its successor index (the "Consumer Price Index"). Funds in the Capital Replacement Reserve shall be used for capital replacements to the Housing Development fixtures and equipment which are normally capitalized under generally accepted accounting principles. The non -availability of funds in the Capital Replacement Reserve does not in any manner relieve Lessee of the obligation to undertake necessary capital repairs and improvements and to continue to maintain the Housing Development in the manner prescribed herein. Not less than once per year. Lessee, at its expense, shall submit to the City an accounting for the Capital Replacement Reserve. Capital repairs to and replacement of the Housing Development shall include only those items with a lone useful life, including without limitation the following: carpet and drape replacement: appliance replacement: exterior painting, including exterior trim; hot water heater replacement; plumbing fixtures replacement, including tubs and showers, toilets, lavatories, sinks, faucets: air conditioning and heating replacement; asphalt repair and replacement, and seal coating; roofing repair and replacement: landscape tree replacement; irrigation pipe and controls replacement: gas line pipe replacement: lighting fixture replacement; common area furniture replacement; common area repainting, and uninsured losses due to casualties such as earthquakes. 5.6 Naming Rights. City shall have the exclusive non-commercial right to select the name of the Housing Development in its sole discretion to honor one or more civic or business leaders, as the City Council may designate. Lessee agrees to cooperate in the placement of suitable monument or other feature to memorialize this honor, at the City's expense Lessee shall use the ceremonies, and the press announcements regarding such ceremonies, and both parties shall have the right to participate in any such naming ceremonies. 5.7 Prohibition on Lobbying. Lessee and its officers and employees shall not lobby, influence, or attempt to influence any residents of the Housing Development or other registered voters of the City with respect to any matters which require the approval of the City or the electorate peieted: 3 of the City. Any violation of this Section 5t7 shall be deemed a material breach of this Lease. - - - - - ------------------------- Deleted. 6. OPERATING COVENANT. 6.1 Operation in Accordance with Agreement. The Lessee covenants and agrees that, at all times during the Term of this Lease, Lessee shall operate the Housing Development as a forty- five unit multifamily apartment project All _uses_ conducted on the Site, including, without -- Deleted: in seemd.e. with the DDA, - limitation, all activities undertaken by the Lessee pursuant___to this Lease, -shall conform to all the Regulatory Agreement mad this Leese. applicable provisions of the City Municipal Code, and the recorded documents pertaining to and running with the Site. 6.2 Subordination of Affordability Requirements. the liens of the construction loan and permanent loan. In connection with any future refinancing of such loans, and in the eventthat the City finds that an economically feasible method of financing for the construction and operation of the Housing Development, without the subordination of the affordable housing covenants as may be set forth in they_ guhitory Agreement, is not reasonably _____ available, the City shall make the affordable housing covenants set forth in the jtegulatory Agreement junior and subordinate to the deeds of trust and other documents required in connection with §ucuch refinancing for the Housing Development approved pursuant to Section 5 hereof._ Any subordination agreement entered into by the City with respect to such refinancing shall contain written commitments which the City finds are reasonably designed to protect City's investment in the event of Default, such as either of the following: (a) a right of City to cure a default on the loan prior to foreclosure, or (b) a right of City to negotiate with the lender after notice of default from the lender and prior to foreclosure. 7. UTILITIES AND TAXES. 7.1 Utilities. Lessee shall pay all charges for gas, electricity, garbage collection, and other utilities furnished to the Site and the Housing Development and all hookup or similar charges or assessments for utilities levied against the Site and the Housing Development for any period included within the Term. 7.2 Real Estate Taxes. (a) Lessee covenants and agrees to pay before delinquency all real estate taxes, assessments and liens of every kind and nature upon Lessee's possessory interest in the Site and the Housing Development. "Real estate taxes" shall mean all real estate taxes, assessments for improvements to the Site, public agency water and sewer rates and charges, or any other assessments or taxes, which shall be levied against the Site or the Housing Development, or any interest therein, and which become a lien thereon and accrue during the Term. (b) Lessee shall have the right to apply for and receive a welfare exemption from the payment of property taxes pursuant to Revenue and Taxation Code Section 214(g) (or successor statute). (c) Lessee shall have the right to contest the amount or validity of any real estate taxes, in whole or in part, by appropriate administrative and legal proceedings, without any costs or expense to City. Deleted: In Deleted: DDA, this Lease end the Deleted: DDA, this Leese mid the Deleted: the so mr,,mion attd Deleted: 401 fthe DDA. 7.3 Personal Property. Lessee covenants and agrees to pay before delinquency all personal property taxes, assessments and liens of every kind and nature upon all personal property as may be from time to time situated within the Site and the Housing Development. 8. OWNERSHIP OF IMPROVEMENTS, FIXTURES AND FURNISHINGS. 8.1 Ownership of Improvements During Term. All improvements constructed on the Site by Lessee as permitted by this Lease (the "Housing Development") shall, during the Term, be and remain the property of Lessee; provided, however, that Lessee shall have no right to waste the Housing Development, or to destroy, demolish or remove the Housing Development except as otherwise permitted pursuant to this Lease; and provided further that Lessee's rights and powers with respect to the Housing Development are subject to the terms and limitations of this Lease. 8.2 obligations and agreements incidental or pertinent to this Lease. City shall not incur anv lien or encumbrance on or against the Site unless such lien or encumbrance is a Permitted Fee Encumbrance. For purposes of this Lease. a "Permitted Fee Encumbrance" shall mean any of the Development for which payment is not delinquent: or (c) the covenants conditions restrictions reservations, rights rights -of -way, and easements of record prior to the recordation of the Memorandum of Lease. 9. INDEMNIFICATION: FAITHFUL PERFORMANCE. Lessee shall not suffer or permit any liens to be enforced against the City's fee simple estate as to the Site, to City's fee simple estate in reversion of the Housing Development, nor against Lessee's leasehold interest therein by reason of work, labor, services or materials supplied or claimed to have been supplied to Lessee or anyone holding the Site and the Housing Development, or any part thereof, through or under Lessee. Lessee agrees to defend, indemnify, and hold City and its officers, officials, employees, agents, and representatives, harmless against such liens. If any such lien shall at any time be filed against the Site or the Housing Development, Lessee shall, within thirty (30) days after notice to Lessee ofthe filing thereof, cause the same to be discharged of record; provided, however, that Lessee shall have the right to contest the amount or validity, in whole or in part, of any such lien by appropriate proceedings but in such event, Lessee shall notify City and promptly bond such lien in the manner authorized by law with a responsible surety company qualified to do business in the State of California or provide other security acceptable to City. Lessee shall prosecute such proceedings with due diligence. Nothing in this Lease shall be deemed to be, nor shall be construed in any way to constitute, the consent or request of City, express or implied, by inference or otherwise, to any person, firm or limited partnership for the performance of any labor or the furnishing of any materials for any construction, rebuilding, alteration or repair of or to the Site, the Housing Development, or any part thereof. Prior to commencement of construction of the Housing Development on the Site, or any repair or alteration thereto, Lessee shall give City 1085816.4 12098-003 not less than thirty (30) days advance notice in writing of intention to begin said activity in order that nonresponsibility notices may be posted and recorded as provided by State and local laws. 10. MAINTENANCE AND REPAIR. Lessee agrees to assume full responsibility for the management, operation and maintenance of the Housing Development and the Site throughout the Term without expense to City, and to perform all repairs and replacements necessary to maintain and preserve the Housing Development and the Site in good repair, in a neat, clean, safe and orderly condition, in accordance with the standard of maintenance of high quality apartment projects within Los Angeles County, California, reasonably satisfactory to City and in compliance with all applicable laws. Lessee shall maintain the Housing Development, all buildings, all exterior facades, all sidewalks, and all exterior areas, in a safe and sanitary fashion. The Lessee agrees to provide utility services, administrative services, supplies, contract services, maintenance, maintenance reserves, and management which are necessary for the maintenance of the Housing Development. Lessee agrees that City shall not be required to perform any maintenance, repairs or services or to assume any expense in connection with the Housing Development and the Site. Lessee hereby waives all rights to make repairs or to cause any work to be performed at the expense of City as may be provided for in Section 1941 and 1942 ofthe California Civil Code, if applicable. The Lessee shall manage and maintain the Housing Development on the Site in conformity with the City Municipal Code. Parking lots, lighting fixtures, trash enclosures, and all areas which can be seen from the adjacent streets shall be kept free from any debris or waste materials by regularly scheduled maintenance. If at any time Lessee fails to maintain the Housing Development in accordance with this Lease and such condition is not corrected within five days after written notice from the City with respect to graffiti, debris, and waste material, or thirty days after written notice from the City with respect to general maintenance, landscaping and building improvements, then the City, in addition to whatever remedy it may have at law or at eauiri shall have the right to enter upon the applicable portion of the Housing Development and perform all acts and work necessary to protect, maintain, and preserve the Housing Development, and to attach a lien upon the Housing Development, or to assess the Housing Development, in the amount of the expenditures arising from such acts and work of protection maintenance, and preservation by the City and/or costs of such cure, including a reasonable administrative charge which amount shall be promptly paid by Lessee to the City upon demand 11. ENVIRONMENTAL MATTERS. 11.1 Definitions. For the purposes ofthis Lease, unless the context otherwise specifies or requires, the following terms shall have the meanings herein specified: (a) The term "Hazardous Materials" shall mean any substance, material, or waste which is or becomes regulated by any local governmental authority, the County of Riverside, the State of California, regional governmental authority or the United States Government, including, but not limited to, any material or substance which is (i) defined as a "hazardous waste," "extremely hazardous waste," or "restricted hazardous waste" under Section 25115, 25117 or 25122.7, or listed pursuant to Section 25140 of the California Health and Safety Code, Division 20, Chapter 6.5 (Hazardous Waste Control Law)), (ii) defined as a"hazardous substance" under Section 25316 of the California Health and Safety Code, Division 20, Chapter 6.8 (Carpenter -Presley -Tanner Hazardous Substance Account Act), (iii) defined as a "hazardous material," "hazardous substance," or Deleted: y 1085916.4 1209M03 "hazardous waste" under Section 25501 of the California Health and Safety Code, Division 20, Chapter 6.95 (Hazardous Materials Release Response Plans and Inventory), (iv) defined as a "hazardous substance" under Section 25281 ofthe California Health and Safety Code, Division 20, Chapter 6.7 (Underground Storage of Hazardous Substances), (v) petroleum, (vi) friable asbestos, (vii) polychlorinated byphenyls, (viii) listed under Article 9 or defined as "hazardous" or"extremely hazardous" pursuant to Article 11 of Title 22 of the California Code of Regulations, Division 4, Chapter 20, (ix) designated as "hazardous substances" pursuant to Section 311 of the Clean Water Act (33 U.S.C. § 1317), (x) defined as a "hazardous waste" pursuant to Section 1004 ofthe Resource Conservation and Recovery Act, 42 U.S.C. §6901 et seq. (42 U.S.C. §6903) or (xi) defined as "hazardous substances" pursuant to Section 101 of the Comprehensive Environmental Response, Compensation, and Liability Act, 42 U.S.C. §9601 et seq. "Hazardous Materials" shall not include such products in quantities as are customarily used in the construction, maintenance, rehabilitation or management of residential developments or associated buildings and grounds, or typically used in residential activities in a manner typical of other comparable residential developments, or substances commonly ingested by a significant population living within the Housing Development, including without limitation alcohol, aspirin, tobacco and saccharine. (b) The term "Hazardous Materials Contamination" shall mean the contamination (whether presently existing or hereafter occurring) ofthe improvements, facilities, soil, groundwater, air or other elements on, in or of the Site by Hazardous Materials, or the contamination of the buildings, facilities, soil, groundwater, air or other elements on, in or of any other property as a result of Hazardous Materials at any time (whether before or after the Date of Lease) emanating from the Site. (c) The term "Governmental Requirements" shall mean all past, present and future laws, ordinances, statutes, codes, rules, regulations, orders and decrees of the United States, the state, the county, the city, or any other political subdivision in which the Site is located, and any other state, county city, political subdivision, agency, instrumentality or other entity exercising jurisdiction over City, Lessee or the Site. 11.2 Site Evaluation. Pursuant to Sections 205 and 206 of the DDA, Lessee has had an opportunity, prior to the Commencement Date of this Lease, to engage its own environmental consultant to make such investigations of the Site as Lessee has deemed necessary, and Lessee has approved the environmental condition of the Site. Lessee assumes any and all responsibility and Liabilities (as defined in Section 11.3 of this Lease) for all Hazardous Materials Contamination of the Site which occurs during the Term of this Lease or extension thereof. 11.3 Indemnification. Upon and after the Commencement Date of this Lease, Lessee agrees to indemnify, defend and hold City harmless from and against any claim, action, suit, proceeding, loss, cost, damage, liability, deficiency, fine, penalty, punitive damage, or expense (including, without limitation, reasonable attorneys' fees), resulting from, arising out of, or based upon (i) the release, use, generation, discharge, storage or disposal of any Hazardous Materials on, under, in or about, or the transportation of any such Hazardous Materials to or from, the Site during the term of this Lease, or (ii) the violation, or alleged violation, of any statute, ordinance, order, rule, regulation, permit, judgment or license relating to the use, generation, release, discharge, storage, disposal or transportation of Hazardous Materials on, under, in or about, to or from, the Site during the term of this Lease, excepting only any such loss, liability, claim, orjudgment arising out of the intentional wrongdoing or gross negligence of City, or its officers, officials, employees, members, agents, volunteers, or representatives. This indemnity shall include, without limitation, any damage, liability, fine, penalty, cost or expense arising from or out of any claim, action, suit or proceeding, including injunctive, mandamus, equity or action at law, for personal injury (including sickness, disease or death), tangible or intangible property damage, compensation for lost wages, business income, profits or other economic loss, damage to the natural resource or the environment, nuisance, contamination, leak, spill, release or other adverse effect on the environment. Lessee's obligations under this Section 11.3 shall survive the expiration of this Lease. City agrees to indemnify, defend and hold Lessee and its officers, employees, agents and representatives harmless from and against any claim, action, suit, proceeding, damage, liability, deficiency, fine, penalty, or punitive damage (including, without limitation, reasonable attorneys' fees), resulting from, arising out of, or based upon the negligent acts or willful misconduct of the City or its officers, employees, agents, representatives or contractors with respect to the disposal or handling of any Hazardous Materials on, under, in or about, or the transportation of any such Hazardous Materials to or from, the Site. At the request of the City, the Lessee shall cooperate with and assist the City in its defense of any such claim, action, suit, proceeding, loss, cost, damage, liability, deficiency, fine, penalty, punitive damage, or expense; provided that the Lessee shall not be obligated to incur any expense in connection with such cooperation or assistance. 11.4 Duty to Prevent Hazardous Materials Contamination. Lessee shall take all commercially reasonable precautions to prevent the release of any Hazardous Materials into the environment. Such precautions shall include compliance with all Governmental Requirements with respect to Hazardous Materials. In addition, Lessee shall install and utilize such equipment and implement and adhere to such procedures as are consistent with commercially reasonable standards generally applied by similar industrial facilities as respects the disclosure, storage, use, removal, and disposal of Hazardous Materials. 11.5 Obligation of Lessee to Remediate Premises. Lessee shall, at its sole expense, design and install a vapor barrier and a venting system to reduce the vapor release from the Site to an acceptable level, and perform all Remediation required pursuant to the DDA. Notwithstanding the obligation of Lessee to indemnify City pursuant to Section 11.3 ofthis Lease, Lessee shall, at its sole cost and expense, promptly take (i) all actions required by any federal, state, regional, or local governmental agency or political subdivision or any Governmental Requirements and (ii) all actions necessary and commercially reasonable to develop and operate the Housing Development in accordance with this Lease, which requirements or necessityarise from the presence upon, about or beneath the Site of any Hazardous Materials or Hazardous Materials Contamination no matter when occurring. Such actions shall include, but not be limited to, the investigation of the environmental condition of the Site, the preparation of any feasibility studies or reports and the performance of any cleanup, remedial, removal or restoration work. Lessee shall take all actions necessaryto promptly restore the Site to an environmentally sound condition for the uses contemplated by this Lease notwithstanding any lesser standard of remediation allowable under applicable Governmental Requirements. The Lessee's duties hereunder shall not affect any rights Lessee has pursuant to Section 11.3 hereof. 11.6 Right of Entry. Notwithstanding any other term or provision of this Lease, Lessee shall permit City or its agents or employees to enter the Site at any time during normal business hours (except in the event of an emergency), without prior notice is the event of an emergency, and with not less than forty-eight (48) hours advance notice if no emergency is involved, to inspect, monitor and/or take emergency or long-term remedial action with respect to Hazardous Materials and Hazardous Materials Contamination on or affectingthe Site, or to discharge Lessee's obligations hereunder with respectto such Hazardous Materials and Hazardous Materials Contamination when Lessee has failed to do so after notice from City and an opportunity to cure such deficiency. All costs and expenses incurred by City in connection with performing Lessee's obligations hereunder shall be reimbursed by Lessee to City within thirty (30) days of Lessee's receipt of written request therefor. 11.7 Storage or Handling of Hazardous Materials. Lessee, at its sole cost and expense, shall comply and shall cause its tenants to comply with all Governmental Requirements for the storage, use, transportation, handling and disposal of Hazardous Materials,on or about the Site, including without limitation wastes generated in connection with the uses conducted on the Site. In the event Lessee will store, use, transport, handle or dispose of any Hazardous Materials, Lessee shall notify City in writing at least ten (10) days prior to their first appearance on the Site and Lessee's failure to do so shall constitute a material default under this Lease. Lessee shall conduct all monitoring activities required or prescribed by applicable Governmental Requirements, and shall, at its sole cost and expense, comply with all posting requirements of Proposition 65 or any other similarly enacted Governmental Requirements. In addition, in the event of any complaint or governmental inquiry, or if otherwise deemed necessary by City in its reasonable judgment, City may require Lessee, at Lessee's sole cost and expense, to conduct specific monitoring or testing activities with respect to Hazardous Materials on the Site. Such monitoring programs shall be in compliance with applicable Governmental Requirements, and any program related to the specific monitoring of or testing for Hazardous Materials on the Site, shall be satisfactory to City, in City's reasonable discretion. Lessee shall further be solely responsible, and shall reimburse City, for all costs and expenses incurred by City arising out of or connected with the removal, clean-up and/or restoration work and materials necessary to return the Site and any property adjacent to the Site affected by Hazardous Materials emanating from the Site to their condition existing at the time of the Lessee's Site Evaluation. Lessee's obligations hereunder shall survive the termination of this Lease. 11.8 Environmental Inquiries. Lessee shall notify City, and provide to City a copy or copies, of the following environmental permits, disclosures, applications, entitlements or inquiries relating to the Site: notices of violation, notices to comply, citations, inquiries, clean-up or abatement orders, cease and desist orders, reports filed pursuant to self -reporting requirements, and reports filed or applications made pursuant to any Governmental Requirement relating to Hazardous Materials and underground tanks, and Lessee shall report to City, as soon as possible after each incident, any unusual, potentially important incidents. In the event of a release of any Hazardous Materials into the environment, Lessee shall, as soon as possible after the release, furnish to City a copy of any and all reports relating thereto and copies of all correspondence with governmental agencies relating to the release. Upon request of City, Lessee shall furnish to City a copy or copies of any and all other environmental entitlements or inquiries relating to or affecting the Site including, but not limited to, all permit applications, permits and reports including, without limitation, those reports and other matters which may be characterized as confidential. 1085816.4 12M-OD3 I 12. ALTERATION OF IMPROVEMENTS. Upon completion of the Housing Development pursuant to the requirements of the DDA, Lessee shall not make or permit to be made any structural alteration of the exterior of the Housing Development, nor demolish all or any part of the Housing Development, without obtaining all required City permits and entitlements, and without obtaining the prior written consent of City, which consent shall not be unreasonably withheld. The foregoing shall not prohibit or restrict the repair and/or replacement of the Housing Development by Lessee in accordance with Section 10 hereof. In requesting such consent of the City Lessee shall submit to City detailed plans and specifications of the proposed work and an explanation of the need and reasons therefor. This provision shall not limit or set aside any obligation of Lessee under this Lease to maintain the Housing Development and the Site in a clean and safe condition, including structural repair and restoration of damaged Housing Development. City shall not be obligated by this Lease to make any improvements to the Site or to assume any expense therefor. Lessee shall not commit or suffer to be committed any waste or impairment of the Site or the Housing Development, or any part thereof, except as otherwise permitted pursuant to this Lease. 13. DAMAGE OR DESTRUCTION. 13.1 Obligation to Repair and Restore Damage Due to Casualty Covered by Insurance. Subject to Section 13.3 below and the provisions of all Mortgages, if the Housing Development shall be totally or partially destroyed or rendered wholly or partly uninhabitable by fire or other casualty required to be insured against by Lessee, Lessee shall promptly proceed to obtain insurance proceeds and take all steps necessary to begin reconstruction and, immediately upon receipt of insurance proceeds, to promptly and diligently commence the repair or replacement ofthe Housing Development to substantially the same condition as the Housing Development is required to be maintained in pursuant to this Lease, whether or not the insurance proceeds are sufficient to cover the actual cost of repair, replacement, or restoration, and Lessee shall complete the same as soon as possible thereafter so that the Housing Development can be occupied in accordance with this Lease. Subject to Section 25.22, in no event shall the repair, replacement, or restoration period exceed one (1) year from the date Lessee obtains insurance proceeds unless the City Administrator or designee, in his or her sole and absolute discretion, approves a longer period of time. City shall cooperate with Lessee, at no expense to City, in obtaining any governmental permits required for the repair, replacement, or restoration. If, however, the then -existing laws of any other governmental agencies with jurisdiction over the Site or the provisions of any Mortgages do not permit the repair, replacement, or restoration, Lessee may elect not to repair, replace, or restore the Housing Development by giving notice to City (in which event Lessee will be entitled to all insurance proceeds, subject to Lessee's obligations to orta ees or other third parties, but Lessee shall be oeieced: i�ag: required to remove all debris from the Site) or Lessee may reconstruct such other improvements on the Site as are consistent with applicable land use regulations and approved by the City, and all other governmental agency or agencies with jurisdiction. In the event Lessee elects not to repair, replace, or restore and give City notice of such election as provided herein, this Lease shall terminate. 13.2 Continued Operations. During any period of repair, Lessee shall continue, or cause the continuation of, the operation of the Housing Development on the Site to the extent reasonably practicable from the standpoint of prudent business management. Deleted: 9 13.3 Damage or Destruction Due to Cause Not Required to be Covered by Insurance. If the Housing Development is completely destroyed or substantially damaged by a casualty for which Lessee is not required to (and has not) insured against, then Cityshall deliver written notice to Lessee of its obligations under this Section 13.3 within thirty (30) days of such event of substantial damage or destruction, and Lessee shall not be required to repair, replace, or restore such improvements and may elect not to do so by providing City with written notice of election not to repair, replace, or restore within ninety (90) days after such substantial damage or destruction. In such event, Lessee shall remove all debris from the applicable portion of the Site. As used in this Section 13.3, "substantial damage" caused by a casualty not required to be (and not) covered by insurance shall mean damage or destruction which is fifteen percent (15%) or more of the replacement cost of the improvements comprising the Housing Development. In the event that the City delivers such notice to Lessee but Lessee does not timely elect not to repair, replace, or restore the Housing Development as set forth in the first sentence of this Section 13.3, Lessee shall be conclusively deemed to have waived its right not to repair, replace, or restore the Housing Development and thereafter Lessee shall promptly commence and complete the repair, replacement, or restoration of the damaged or destroyed Housing Development in accordance with Section 13.1 above and continue operation of the Housing Development during the period of repair (if practicable) in accordance with Section 13.2 above. In the event Lessee elects not to repair, replace, or restore, and gives City notice of such election as provided herein, this Lease shall terminate, termination shall occur so long as (i) the holder of any Mortgage provides a notice of default to Lessee based on such failure to repair, replace and rebuild and thereafter seeks to obtain possession of the Site for the purposes of causing such rebuilding to occur, or the holder of the Mortgage or its designee becomes the Lessee under a New Lease Dursuant to section 24.5(e) hereof and thereafter seeks to obtain possession of the Site for the purposes of causing such rebuilding to occur, and (ii) such party clears any debris and maintains the property in a safe condition, and (iii) such party commences, diligently pursues and completes the rebuilding in accordance with a commercially reasonable schedule which is mutually acceptable to such party and City. 14. SALE, ASSIGNMENT, LEASE OR OTHER TRANSFER 14.1 Prohibition of Sale, Assignment, Lease or Transfer. Except for Permitted Transfers as provided pursuant to Section a4.2 hereof, Lessee shall not sell,- assign, Lease, or otherwise transfer this Lease or any right therein, nor make any total or partial sale, assignment, ease, or transfer in any other mode or form of the whole or any part of the Site or the Housing ------------------------------------------------------------------ -------------------------- Development (each of which events is referred to in this Lease as an "Assignment"), without prior written approval of CU3Any purported assignrent without the prior written consent of City, except _____ ---------------------- for assignments permitted pursuant to 4.2 hereof_ shall render this Lease absolutely null and void and shall confer no rights whatsoever upon any purported assignee or transferee. Lessee shall only assign, Lease, or transfer the Site and the Housing Development as a whole and is not permitted to subdivide the Site and the Housing Development for the duration of this Lease without the prior written approval of City. Notwithstanding any provision in this Section 14.1 to the contrary, in no event shall Lessee make any assignment which would or could be effective beyond the Term (including extensions thereof) without the prior written consent of the City. City may assign or transfer any of its rights or obligations under this Lease with the approval of the Lessee, which approval shall not be unreasonably withheld. Formatted: Lvl 2 cont Deleted: 703 of the DDA Deleted: Leese Deleted: pursuant to Section 703 of the DDA. Deleted: Section 703 ofthe DDA 14.2 Permitted Transfers. Notwithstanding any other provision of this Lease to the contrary, City approval of an assignment of this Lease or conveyance of the Housing Development, or any part thereof, shall not be required in connection with any of the following: (a) The conveyance or dedication of any portion of the Site to the City, or the granting of easements or permits to facilitate construction of the Housing Development. (b) (c) Any transfers to a limited partnership formed for the purpose of obtaining Tax Credits for the Housing Development, in which Meta Housing Corporation (or an entity whollv owned by Meta HousingCorporation or John Huskey) is the administrative general partner and Western Community Housing, Inc. (or a limited liability company wholly owned by Western Community Housing, Inc.) is the managing general partner, subject to City approval of the identity of the limited partners. (d) The lease of Housing Units to qualified tenants. (e) Lessee's conveyance of the Site or the limited partnership interest in Lessee to Meta Housing Corporation, or another entity affiliated with and controlled by Meta Housing Corporation or John Huskey, in accordance with the option to purchase set forth in Lessee's partnership agreement. (f) A transfer of a general partnership interest in Lessee to a nonprofit managing general partner entity. (g) Notwithstanding anything to the contrary contained herein, without the consent of the City, each Investor Limited Partner shall have the right to assign its interests as limited partner in the Lessee to an entity which is controlled by such Investor Limited Partner or is under common control with such Investor Limited Partner. (h) pursuant to the Partnership Agreement, without City's consent. Any proposed replacement of a general partner with an entity other than an Investor Limited Partner or an affiliate thereof will be subject to City's prior consent, which shall not be unreasonably withheld. (i) The foreclosure or deed in lieu thereof by a Mortgagee of its interest in the Housing Development pursuant to a Project Loan. (j)California Community Reinvestment Corporation's acguisition of the Proj Loan from Bank of America N.A. in furtherance of the conversion of such loan. In the event of an assignment by Lessee under subparagraph (c) or (e) above not requiring City's prior approval, Lessee nevertheless agrees that at least thirty (30) days prior to such Deleted: I 1095816.4 12098-003 14 ;' obligations hereunder which arise after the effective date of the assignment and assumption agreement, provided that the assigning Lessee shall retain all indemnification obligations under this Lease. 15. FINANCING. Lessee may, at any time and from time to time during the Term, upon prior written notice to City and subject to the requirements of Sections 401 - 408 of the DDA, mortgage, pledge, hypothecate or otherwise encumber in connection with project financing to a federally or state chartered bank or savings and loan, a life insurance company, a mortgage company, a pension fund, investment trust or similar institutional lender or trustee as required in connection with project financing (herein called "Lender"), by deed of trust or mortgage or other security instrument, all of Lessee's right, title and interest pursuant to this Lease and the leasehold estate hereby ("Project Loan"). Project Loans shall include the construction loan and permanent loan approved by the City pursuant to Section 401 of the DDA as set forth on Exhibit E attached hereto, and the refinancing of the permanent loan, provided that the principal amount of the refinancing does not exceed the then current amount owed pursuant to the loan, and the interest rate and other terms and conditions of the refinancing flo not exceed current market rates. The encumbrances securing the Project Loans, - --- Deleted: are at oftNe-nno-ject Loans with refinancing of the Project Loans and any other loan or encumbrance approved by City pursuant to the DDA and this Lease, shall be deemed to be "Permitted Encumbrances." Notwithstanding anything in this Section 15 to the contrary, Lessee shall not, without the prior written consent of City, which may be given or withheld in City's sole discretion, obtain any Project Loan or other conveyance for financing secured by the Housing Development or this Lease, the term of which Capital Project Loan or other conveyance for financing purposes extends beyond the Term. 16. INDEMNITY. Lessee shall defend, indemnify, assume all responsibility for, and hold City and its officers, employees, agents, and representatives harmless from, all claims, demands, damages, defense costs or liability of any kind or nature (including reasonable attorneys' fees and costs) and for any damages to property or injuries to persons, including accidental death, which may be caused by or arise out ofLalthe Lessee's performance or failure to perform its obligations pursuant to this Lease, whether such activities or performance thereof be by the Lessee or by anyone employed or contracted with by the Lessee and whether such damage shall accrue or be discovered before or after termination of this Lease, or (b) from any defect in the Site or the Housing Development, or for any reasonably caused by the City's review and approval of the Development Plans, or (c) from any displacement of residents or liability for relocation assistance pursuant to Government Code Section 7260, et se9 .,edue to the acts of Lessee hereunder, or (d performance erformance or non erforman_ce_ of _ Deleted: dne to mews of 1w see - - - ,. _,._a....... _.. __,_.. _�.__•�___`__'�___ _::. hereunder. the California Environmental Quality Act approvals made in connection therewith, or (f) the noncompliance by Lessee of any applicable local, state and/or federal law, including, without limitation any applicable federal and/or state labor laws (including without limitation, if applicable, the requirement to pay state prevailing wages)• (g) the implementation of Section 1781 of the Labor Code, as the same may be amended from time to time, or any other similar law; or (h) failure by Lessee to provide any required disclosure or identification as required by Labor Code Section 1781 as the same may be amended from time to time, or any other similar law. Lessee shall not be liable for property damage or bodily injury occasioned by the negligence of, willful misconduct of, or breach of this Lease by City or its agents or employees. 1085816.4 12098-003 1 17. INSURANCE. 17.1 Insurance to be Provided by Lessee. During the Term, Lessee, at its sole cost and expense, shall itself take out and maintain, or cause to be taken out and maintained, the following insurance coverage, in addition to any insurance which may be required pursuant to the DDA: (a) Maintain a policy or policies of all-risk property insurance. Such insurance policy shall be maintained in an amount not less than one hundred percent (100%) of the "Full Insurable Value" of the Housing Development, as defined herein in this Section 17. (b) Maintain, in an amount not less than One Million Dollars ($1,000,000) per occurrence with aThree Million Dollars ($3,000,000) aggregate, commercial general liabilitypolicy including contractual liability. The required amount of insurance shall be subject to increases as City may reasonably require from time to time, but not more frequently than every twenty-four (24) months. In no event shall such increase or increases exceed the increase during such period in the CPI. (c) Maintain a comprehensive automobile liability policy in not less than the amount of One Million Dollars ($1,000,000) combined single limit. The required amount of insurance shall be subject to increases as City may reasonably require from time to time, but not more frequently than every twenty-four (24) months. In no event shall such increase or increases exceed the increase during such period in the CPI. (d) Maintain worker's compensation insurance issued by a responsible carrier authorized under the laws of the State of California to insure employers against liability for compensation under the workers' compensation laws now in force in California, or any laws hereafter enacted as an amendment or supplement thereto or in lieu thereof. Such workers' compensation insurance shall cover all persons employed by Lessee and/or Property Manager in connection with the Site and the Housing Development and shall cover full liability for compensation under any such act aforesaid, based upon death or bodily injury claims made by, for on behalf of any person incurring or suffering injury or death in connection with the Site or the Housing Development or the operation thereof by Lessee or Property Manager. (e) Maintain until the completion of construction of the Housing Development a builder's risk policy covering damage or loss up to the value of labor and materials. (f) Maintain or caused to be maintained use and occupancy or business interruption or rental income insurance against the perils of fire, lightning, vandalism, malicious mischief, riot and civil commotion, and such other perils ordinarily included in extended coverage fire insurance policies, in the amount that is reasonably acceptable to the Lessee and City. 17.2 Definition of "Full Insurable Value." The term "Full Insurable Value" as used in this Section 17 shall mean the actual replacement cost of the Housing Development, including the cost of construction of the Housing Development, architectural and engineering fees, applicable governmental fees, and inspection and supervision. Lessee shall maintain the insurance policy required by Section 17.1(a) hereof at the current Full Insurable Value of the Housing Development. 1085916.4 1209M03 17, 17.3 General Insurance Provisions. All policies of insurance provided for in this Section 17, except for the workers' compensation insurance, shall name Lessee and any subtenant as the insured and City and its officers, employees, agents, and representatives, as additional insureds, as their respective interests may appear. Lessee agrees to timely pay or cause to be timely paid all premiums for such insurance and, at its sole cost and expense, to comply and secure compliance with all insurance requirements necessary for the maintenance of such insurance. Lessee agrees to submit policies of all insurance required by this Section 17 of this Lease, or certificates evidencing the existence thereof, to City on or before the effective date of this Lease, indicating full coverage of the contractual liability imposed by this Lease. At least thirty (30) days prior to expiration of any such policy, copies of renewal policies, or certificates evidencingthe existence thereof, shall be submitted to City. All policies shall be written by good and solvent insurers qualified to do business in California and reasonably acceptable to the City Director or designee. All policies or certificates of insurance shall also: (i) provide that such policies shall not be cancelled or limited in any manner without at least thirty (30) days prior written notice to City; and (ii) provide that such coverage is primary and not contributing with any insurance as may be obtained by City and shall contain a waiver of subrogation for the benefit of the City. Lessee agrees that provisions of this Section as to maintenance of insurance shall not be construed as limiting in any way the extent to which Lessee may be held responsible for the payment of damages to persons or property resulting from Lessee's activities, activities of its sublessees or the activities of any other person or persons for which Lessee is otherwise responsible 17.4 Failure to Maintain Insurance. If Lessee fails or refuses to procure or maintain insurance as required by this Lease, City shall have the right, at City's election, and upon ten (10) days prior notice to Lessee, to procure and maintain such insurance. The premiums paid by City shall be treated as added Rent due from Lessee, to be paid on the first day of the month following the date on which the premiums were paid. City shall give prompt notice of the payment of such premiums, stating the amounts paid and the name of the insured(s). 17.5 Insurance Proceeds Resulting from Loss or Damage to Housing Development. All proceeds of insurance with respect to loss or damage to the Housing Development during the term ofthis Lease shall be payable, under the provisions of the policy of insurance and subject to the provisions of all Mortgages, to Lessee, and said proceeds shall constitute atrust fund to be used for the restoration, repair and rebuilding of the Housing Development in accordance with plans and specifications approved in writing by City. To the extent that such proceeds exceed the cost of such restoration, repair or rebuilding, then such proceeds shall be used to repay any outstanding loans secured by encumbrances upon the Site, and any remaining proceeds shall be apportioned between Lessee and City as their interests may appear. Notwithstanding the foregoing, within the period during which a Permitted Encumbrance is in effect, such proceeds shall be payable in accordance with the Permitted Encumbrance documents. In the event this Lease is terminated by mutual agreement of City and Lessee, as approved by al I Mortgagees, and the Housing Development is not restored, repaired or rebuilt, then, subject to the consent of the Mortgagees, the insurance proceeds shall be jointly retained by City and Lessee and shall be applied first to any payments due under this Lease from Lessee to City, second to restore the Site and Housing Development to their original condition and to a neat and clean conditiorVkjf- Deleted:, permitted by the Mortgagees), third to repay any outstanding loans secured by encumbrances upon the Site, and finally any excess shall be apportioned between Lessee and City as their interests may Deleted: I 1085816.4 12098.003 14 appear, and Lessee shall have no further obligation hereunder to restore, repair or rebuild the Housing Development. The value of each interest for the purpose of apportioning excess proceeds under this Section 17.5 shall be the fair market value of such interests immediately prior to the occurrence of the damage or destruction. 18. EMINENT DOMAIN. In the event that the Site and/or the Housing Development or any part thereof shall be taken for public purposes by condemnation as a result of any action or proceeding in eminent domain, then, as between City and Lessee, but subject to the provisions of all Mortgages, the interests of City and Lessee in the award and the effect of the taking upon this Lease shall be as follows: (a) In the event of such taking of only a part of the Site, leaving the remainder of the Site in such location and in such form, shape and size as to be used effectively and practicably for the conduct thereon of the uses permitted hereunder, this Lease shall terminate and end as to the portion of the Site so taken as of the date title to such portion vests in the condemning authority, but shall continue in full force and effect as to the portion of the Site not so taken and from and after such date the rental required by this Lease to be paid by Lessee to City shall be reduced in the proportion which the number of square feet so taken bears to the total number of square feet in the Site. (b) In the event of taking of only a part of the Site, leaving the remainder of the Site in such location, or in such form, shape or reduced size as to render the same not effectively and practicably usable and economically feasible for the conduct thereon of the uses permitted hereunder, as reasonably determined by the Lessee, this Lease and all right, title and interest thereunder shall cease on the date title to the Site or the portion thereof so taken vests in the condemning authority. (c) In the event the entire Site is taken, this Lease and all of the right, title and interest thereunder, shall cease on the date title to the Site so taken vests in the condemning authority. (d) In the event of taking of only Lessee's leasehold interest in the Site, subject to the approval of all Mortgagees, this Lease shall terminate. (e) Promptly after a partial taking, at Lessee's expense and in the manner specified in provisions of this Lease related to maintenance, repairs, alterations, Lessee shall restore the Housing Development, to the extent possible and as permitted by law, and to the extent of condemnation proceeds received by Lessee, so as to place them in a condition suitable for the uses and purposes for which the Site was leased. (f) In the event of any taking under subparagraphs (a), (b), (c) or (d) hereinabove, that portion of any award of compensation attributable to the fair market value of the Site or portion thereof taken, valued as subject to this Lease, shall belong to City. That portion of any award attributable to the fair market value of Lessee's leasehold interest in the Site and Improvements pursuant to this Lease, and any separate award made to Lessee for loss of business or for the taking of Lessee's fixtures and improvements, shall belong to Lesseeµ subject to the provisions of the- ... Deleted:. Mortgages. This Section 18 shall be Lessee's sole and exclusive remedy in the event of any taking. Deleted: t 1085816.4 12098-003 19� Lessee hereby waives the benefits of California Code of Civil Procedure § 1265.130 (g) In the event of a partial taking, where the Lease remains in effect and Lessee is obligated. to restore or repair the Housing Development, then Lessee shall be entitled to any portion of the award attributable to severance damages to Lessee's interest in the remaining Housing Developmenj,andanyremainingseverancedamagesshallbepayabletoCity,Lessee's award shall ------ Deleted: to the exteatnec"myto be used for the restoration, repair or rebuilding of the Housing Development in accordance with "SO a ° Iopair the Housing Development plans and specifications approved in writing by City to the extent necessary to restore or repair the Deleted: Staid Housing Development, subject to the provisions ofthe Mortgages. The value of each interest for the ________....._--- ___----- --- purpose of apportionment under this Section shall be the fair market value of such interests at the Deleted: and any remainingsmwce damages shall be payable to City. time of the taking. (h) Notwithstanding the foregoing provisions of this Section, City may, in its discretion and without affecting the validity and existence of this Lease, transfer City's interests in the Site in lieu of condemnation to any authority entitled to exercise the power of eminent domain. In the event of such transfer by City, Lessee (or mortgagee if a mortgage is then in effect) and City shall retain whatever rights they may have to recover from said authority the fair market value of their respective interests in the Housing Development taken by the authority. (i) All valuations to be made pursuant to this Section 18 shall be made by mutual agreement of City and Lessee. Dltq:3 a Ce1I Y C93� afi] t1 s]A •3:1tf,[s Zi�017 FY1l-1tlu I1zM CITLP Lessee covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin or ancestry in the sale, lease, transfer, use, occupancy, tenure or enjoyment of the Site, nor shall Lessee itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of residents, lessees, or vendees ofthe Site or any portion thereof. The foregoing covenants shall run with the land. 20. NONDISCRIMINATION IN EMPLOYMENT. Lessee, for itself and its successors and assigns, agrees that during the operation of the Housing Development provided for in this Lease, and during any work of repair or replacement, Lessee shall not discriminate against any employee or applicant for employment because of race, color, creed, religion, sex, marital status, physical or mental disability, sexual orientation, ancestry or national origin, or on the basis of any other category or status not permitted by law. 21. COMPLIANCE WITH LAW. Lessee agrees, at its sole cost and expense, to itself comply, and to use its best commercially reasonable efforts to secure compliance by all contractors and subtenants of the Site and Housing Development, with all the requirements now in force, or which may hereafter be in force, of all municipal, county, state and federal authorities, pertaining to the Site and the Housing Development, as well as operations conducted thereon, and to faithfully observe and secure compliance by all contractors and subtenants of the Site and Housing Development with, in the use of the Site and the Deleted: v Housing Development all applicable county and municipal ordinances and state and federal statutes now in force or which may hereafter be in force, and to pay before delinquency all taxes, assessments, and fees, if any, assessor levied upon Lessee or the Site or the Housing Development, including the land and any buildings, structures, machines, appliances or other improvements of any nature whatsoever, erected, installed or maintained by Lessee or by reason of the business or other activities of Lessee upon or in connection with the Site and the Housing Development. Lessee shall use good faith efforts to prevent residential tenants from maintaining any nuisance or other unlawful conduct on or about the Property, and shall take such actions as are reasonably required to abate any such violations by residential tenants of the Site and Housing Development. Thejudgment of any court of competent jurisdiction, or the admission of Lessee or any residential tenant or permittee in any action or proceeding against them, or any of them, whether City be a party thereto or not, that Lessee, residential tenant or permittee has violated any such ordinance or statute in the use of the Site or the Housing Development shall be conclusive of that fact as between City and Lessee, or such residential tenant or permittee. 3a� Wo lvxL:1 I 697 aTiTi Y C� City reserves and shall have the right during reasonable business hours (except in cases of emergency), upon forty-eight (48) hours prior written notice (except in cases of emergency) to Lessee by the City Administrator or designee, to enter the Site and the Housing Development for the purpose of viewing and ascertaining the condition of the same, or to protect its interests in the Site and the Housing Development or to inspect the operations conducted thereon, subject to the City's indemnification obligations as set forth in Section 16 hereof. 23. RIGHT TO MAINTAIN. In the event that the entry or inspection by City pursuant to Section 22 hereof discloses that the Site or the Housing Development are not in a decent, safe, and sanitary condition, City shall have the right, after thirty (30) days written notice to Lessee (except in case of emergency, in which event no notice shall be necessary), to have any necessary maintenance work done for and at the expense of Lessee and Lessee hereby agrees to pay promptly any and all costs incurred by City in having such necessary maintenance work done in order to keep the Site and the Housing Development in a decent, safe and sanitary condition, provided that the City delivers such notice which is required hereunder. The rights reserved in this Section shall not create any obligations on City or increase obligations elsewhere in this Lease imposed on City. 1085816.4 12098-003 2)r-- 24. EVENTS OF DEFAULT AND REMEDIES. 24.1 Events of Default by Lessee. Subject to the force majeure provisions of Section 25.22 hereof, the occurrence of any one or more of the following shall constitute an event of default hereunder: (a) Lessee shall fail to construct the Housing Development in accordance with the DDA and within the times set forth in the DDA, subject to force majeure delays as set forth in Section 702 of the DDA, within thirty (30) days of notice from the City that such construction has not been completed within the required time; or (b) Lessee shall abandon or surrender the Site or the Housing Development; or (c) Lessee shall fail or refuse to pay, within thirty (30) days of notice from City that the same is due, any installment of Rent or any other sum required by this Lease to be paid by Lessee; or (d) Lessee shall fail to materially perform any covenant or condition of this Lease, other than as set forth in subparagraphs (a) or (b) above, and any such failure is not cured within thirty (30) days following the service on Lessee of a written notice from City specifying the failure complained of, or if it is not reasonably practicable to cure or remedy such failure within such thirty (30) day period, then Lessee shall not be deemed to be in default if Lessee shall commence such cure within such thirty (30) day period and thereafter diligently prosecute such cure to completion; or (e) Subject to any restrictions or limitations placed on City by applicable laws governing bankruptcy, Lessee's (i) application for, consent to or suffering of the appointment of a receiver, trustee or liquidator for all or for a substantial portion of its assets; (ii) making a general assignment for the benefit of creditors; (iii) admitting in writing its inability to pay its debts or its willingness to be adjudged a bankrupt; (iv) becoming unable to or failing to pay its debts as they mature; (v) being adjudged a bankrupt; (vi) filing a voluntary petition or suffering an involuntary petition under any bankruptcy, arrangement, reorganization or insolvency law (unless in the case of an involuntary petition, the same is dismissed within ninety (90) days of such filing); (vii) convening a meeting of its creditors or any class thereof for purposes of effecting a moratorium, extension or composition of its debts; or (viii) suffering or permitting to continue unstayed and in effect for ninety (90) consecutive days any attachment, levy, execution or seizure of all or a portion of Lessee's assets or of Lessee's interest in this Lease. Notwithstanding anything to the contrary contained in this Lease, prior to declaring any default or taking any remedy permitted under this Lease or applicable law based upon an alleged default, Lessee's limited partner (as set forth on Exhibit Ethe "Tax Credit Partner") shall have a period of not less than sixty (60) days to cure such alleged default; provided, however, if in order to cure such default Tax Credit Partner reasonably believes that it must remove a general partner of Lessee, or all of them, pursuant to that certain Lessee's limited partnership agreement, Tax Credit Partner shall so notify City and so long as Tax Credit Partner is reasonably and diligently attempting to remove the general partner or general partners, Tax Credit Partner shall have until the date sixty (60) days after the effective date of the removal of the general partner or general partners to cure such default but in no event more than one (1) year. 24.2 Remedies of City. In the event of any such default as described in Section 24.1, City may, at its option: (a) Correct or cause to be corrected said default and charge the costs thereof (including costs incurred by City in enforcing this provision) to the account of Lessee, which charge shall be due and payable within thirty (30) days after presentation by City of a statement of all or part of said costs; (b) Correct or cause to be corrected said default and pay the costs thereof (including costs incurred by City in enforcing this provision) from the proceeds of any insurance; (c) Exercise its right to maintain any and all actions at law or suits in equity to compel Lessee to correct or cause to be corrected said default; (d) Have a receiver appointed to take possession of Lessee's interest in the Site and the Housing Development, with power in said receiver to administer Lessee's interest in the Site and the Housing Development, to collect all funds available to Lessee in connection with its operation and maintenance of the Site and the Housing Development; and to perform all other consistent with Lessee's obligation under this Lease as the court deems proper; and In the event that Lessee's default has not been cured within one hundred twenty (120) days from the date of City's notice pursuant to Section 24.1, in addition to the foregoing remedies City shall also be entitled to terminate this Lease and immediately regain possession of the Site. Notwithstanding anything to the contrary in this Lease, in no event shall City have the right to terminate this Lease as a result of the occurrence and continuance of an Event of Default or otherwise until the expiration of the fifteen (15) year tax credit compliance period as described in Section 42(i)(1) of the Internal Revenue Code of 1986, as amended, except with the consent of the Deleted: L..... o, the Tax Credit Partner. 24.3 Damages. Damages which City recovers in the event of default under this Lease shall be those which are then available under applicable California case and statutory law to lessors for leases in the State of California including, but not limited to, any accrued but unpaid rent and the worth at the time of award of the amount by which the unpaid rent for the balance of the term of this Lease after the date of award exceeds the amount of such rental loss for the same period that Lessee proves could be reasonably avoided. 24.4 Rights and Remedies are Cumulative. The remedies provided by this Section 24 are not exclusive and shall be cumulative to all other rights and remedies possessed by City. The exercise by City of one or more such rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for the same default or any other default by Lessee. 24.5 Rights of Lenders. (a) General Provisions. At all times during the Terns, Lessee shall have the right to mortgage, pledge, deed in trust, assign rents, issues and profits and/or collaterally (or absolutely for purposes of security if required by any lender) assign its interest in this Lease, or otherwise encumber this Lease, and/or the interest of Lessee hereunder, in whole or in part, and any interests or rights appurtenant to this Lease, and to assign or pledge the same as security for any debt (the holder of any such mortgage, pledge or other encumbrance, and the beneficiary of any such deed of trust being hereafter referred to as "Mortgagee" and the mortgage, pledge, deed of trust or other instrument hereafter referred to as "Mortgage"), upon and subject to each and all of the following terms and conditions: Any Mortgage is subject to the requirements of Section 15 hereof. ii. JExcept as otherwise set forth herein to the contrary, all rights acquired _ - Deleted: All by said Mortgagee shall be subject to each and all of the covenants, conditions and restrictions set forth in this Lease, and to all rights of City thereunder, none of which covenants, conditions and restrictions is or shall be waived by City by reason of the giving of such Mortgage. If Lessee encumbers its leasehold estate by way of a Mortgage as permitted herein, and if City is advised in writing of the name and address of the Mortgagee, then this Lease shall not be terminated or canceled on account of any Event of Default by Lessee in the performance of the terms, covenants or conditions hereof until City shall have complied with the provisions of this Lease as to the Mortgagee's rights to cure and to obtain a new lease. (b) Consent of Mortgagee Required. No cancellation, surrender, termination, or modification of this Lease shall be effective without the prior written consent of the holder of any Mortgage. (c) Notice of Defaults. If Lessee or Lessee's successors or assigns_ shall mortgage the leasehold interest herein demised, then, as long as any such Mortgage shall remain unsatisfied ofrecord City agrees to give Mortgagee immediate notice of all defaults by Lessee under the Lease, and to simultaneously give to Mortgagee a written copy of all notices and demands that City gives to Lessee. No notice or demand under the Lease shall be effective until after notice is received by Mortgagee. Any notices of default given by City under the Lease shall describe the Deleted: Rights and Obligalionr of Leasehold Mortgagee, Formatted: Lvl 3 cont, Tabs: Not at 144 pt Deleted: the following provisions shall apply¶ No Caneeantion. City will not cancel, swept a surrender of, terminate or modify this Lease without the prior consent in writing of the Mortgagee.Nodre of Defaults. Deleted; I default(s) with reasonable detail. Mortgagee shall have the right to cure any breach or default within Formatted: Font: Not Bold, Not the time periods given below. Midaen (d) Mortgagee's Cure Rights. i. Notice and Cure. After receipt by Lessee and Mortgagee of a notice of default under the Lease and the subsequent expiration of any applicable period of cure given to Lessee under the Lease, City shall deliver an additional notice ("Mortgagee's Notice") to Mortgagee again specifying the default and stating that Lessee's period of cure has expired. Mortgagee shall thereupon have the additional periods of time to cure any uncured default, as set forth below, without payment ofdefauIt charges, fees, late charges or interest that might otherwise be payable by Lessee. City shall not terminate the Lease or exercise its other remedies under the Lease if: A. Within sixty (60) days after Mortgagee's receipt of the Mortgagee's Notice, Mortgagee (i) cures the default, or (ii) if the default reasonably requires more thanix 60 days to cure, commences to cure said default and diligentlyprosecutes the same_to ,.--- Deleted: I80 ----- ------------------------------------------------------- completion; or B. Where the default cannot be cured by payment or expenditure of money or without possession of the Property or otherwise, Mortgagee initiates foreclosure or other appropriate proceedings within sixty (60) days after receipt of the Mortgagee's Notice, cures all other defaults reasonably capable of cure, complies with all other covenants and conditions of the Lease reasonably capable of compliance, andcausesthe continued payment ofall rents, real property „-.--- Deleted: condnaestopay taxes and assessments, and insurance premiums to be paid by Lessee under the Lease. ---------------- Deleted: Mortgagee shall then have sixty (60) days following the later to ii. City agrees to accept performance by Mortgagee of all cures, occur of (i) the date ofexeeution and delivery of a new lease of the Property (a conditions and covenants as though performed by Lessee, and agrees to permit Mortgagee access to 'New Lease"), or (ii) the date on which the Property to take all such actions as may be necessary or useful to perform any condition or Mortgagee or its nominee is able to occupy the Property following eviction of covenants of the Lease or to cure any default of Lessee. Mortgagee shall not be required to perform or vacating by Lessee under the Lease, to any act which is not susceptible to performance by Mortgagee. cure such default; provided, however, that if my such default, by its nature, is such that it cannot practicably he cured within iii. If Mortgagee elects an of the above -mentioned options, then f y P havexty such days, then 11 Mortgageeshall have such lime as shell be reasonably Mortgagee or its designee, or the successful bidder at the foreclosure sale, acquires the Lease by `., necessary to cure the default provided foreclosure, whether by power of sale or otherwise or by deed or assignment in lieu of foreclosure, that Mortgagee commences such cure or if a receiver be appointed, the Lease shall continue in full force and effect, provided that,_ `•, within such sixty (60) day Faded and thereafter diagendy prosecutes the cure to Mortgagee or such other party shall cure all prior defaults of Lessee under the Lease that are •, `•, "T "' reasonably capable of being cured by Mortgagee or such other party within the time set forth in said Deleted: upon Mortgagee a a gals don Section, and City shall treat Mortgagee or such other party as Lessee under the Lease. If Mortgagee of commences an action as set forth above, and thereafter Lessee cures such defaults (which cure City Deleted: , if Mortgagee elects the option provided above, than upon shall be obligated to accept) and Mortgagee then terminates all proceedings under the option in said Mortgagees acquisition ofthe Lease, Section, then the Lease shall remain in full force and effect between City and Lessee. M°rtg°gee (e) New Lease. In the event the Lease is terminated for any reason prior to the end of the Lease Term, City shall enter into a new lease ("New Lease") with Mortgagee or Mortgagee's nominee covering the Property, provided that Mortgagee (a) requests such New Lease by written notice to City within thirty (30) days after written notice by City to Mortgagee of termination of the Lease, and (b) cures all prior defaults of Lessee that are reasonably capable of being cured by Mortgagee. Mortgagee shall then have sixty (60) days following the later to occur of (i) the date of execution and delivery of anew lease of the Property (a "New Lease"), or (ii) the date such cure within such sixty (60) day period and thereafter diligently prosecutes the cure to completion. The New Lease shall be for the remainder of the Lease Term, effective at the date of such termination, and shall only include all the rents and all the covenants, agreements, conditions, provisions, restrictions and limitations contained in the Lease, except as otherwise provided in the Lease. In connection with a New Lease, City shall assign to Mortgagee or its nominee all of City's interest in all existing subleases of all or any part of the Property and all attomment given by the sublessees. City shall not terminate or agree to terminate any sublease or enter into any new lease or sublease for all or any portion of the Property without Mortgagee's prior written consent, unless Mortgagee fails to deliver its request for a New Lease under this Section. In connection with any such New Lease, City shall, by grant deed, convey to Mortgagee or its nominee title to the Improvements, if any, which become vested in City as a result of termination of the Lease. City shall allow to the Lessee under the New Lease a credit equal to the net income derived by City from the Property during the period from the date of termination of the Lease until the date of execution of the New Lease under this Section, against rent due during such period. Anything herein contained to the contrary notwithstanding, the provisions of this Section shall inure only to the benefit of the to be void and of no force or effect. (t) Security Deposits. Mortgagee or any other purchaser ata foreclosure sale of the Mortgage (or Mortgagee or its nominee if one of them enters into a New Lease with City) shall succeed to all the interest of Lessee in any security or other deposits or other impound payments paid by Lessee to City. (g) Permitted Delays. So long as Mortgagee is prevented by any process or injunction issued by any court or by any statutory stay, or by reason of any action by any court having jurisdiction of any bankruptcy or insolvency proceeding involving Lessee, from commencing or prosecuting foreclosure or other appropriate proceedings in the nature thereof, Mortgagee shall not be deemed for that reason to have failed to commence such proceedings or to have failed to diligently prosecute such proceedings, provided that Mortgagee uses reasonable efforts to contest and appeal the issuance or continuance of any such process, stay or injunction. (h) Defaults Deemed Cured. On transfer of the Lease at any foreclosure sale under the Mortgage or by deed or assignment in lieu of foreclosure, or upon creation of a New Lease, any or all of the following defaults relating to the prior owner of the Lease shall be deemed cured: i. Attachment, execution or other judicial levy upon this Lease or the leasehold estate hereby created; 1085816.4 12098A03 2(Z Deleted:' ii. Assignment of this Lease or the leasehold estate hereby created for the direct or indirect benefit of creditors of any prior Lessee; Ill. Judicial appointment of a receiver or similar officer to take possession of the Premises, this Lease or any property of any prior Lessee not located on the Premises; iv. Piling any petition by, for or against any prior Lessee (or any affiliate) under any chapter of the federal Bankruptcy Act or any federal or state debtor relief statute, as amended; V. Any failure by any prior Lessee to make a disclosure of a hazardous substance release as required by the California Health and Safety Code, this Lease or otherwise; A. Any default under any provision restricting transfers of Lessee's interest in this Lease; vii. Any breach of any representation or warranty given by any prior Lessee; viii. Any other defaults personal to Lessee and/or not otherwise reasonably curable by each Mortgagee. (i) City's Forbearance and Right to Cure Defaults on Leasehold Mortgages. i. Notice. City will give to Mortgagee a copy of each notice or other communication with respect to any claim that a default exists or is about to exist from Cityto Lessee hereunder at the time of giving such notice or communication to Lessee, and City will give to Mortgagee a copy of each notice of any rejection of this Lease by any trustee in bankruptcy of Lessee. City will not exercise any right, power or remedy with respect to any Event of Default hereunder, and no notice to Lessee of any such Event of Default and no termination of this Lease in connection therewith shall be effective, unless City has given to Mortgagee written notice or a copy of its notice to Lessee of such Event of Default or any such termination, as the case may be, and an opportunity to cure or enter into aNew Lease, as provided above.Mortgagee's Transferees, Etc. In the event the leasehold estate hereunder shall be acquired by foreclosure, trustee's sale or deed or assignment in lieu of foreclosure of a Mortgage, the purchaser at such sale or the transferee by such assignment and its successors as holders ofthe leasehold estate hereunder shall be permitted to make a transfer to an unaffiliated third party without City's consent, and shall not be not be liable for any rent, if any, including without limitation ay Additional Rent or other obligations accruing after its or their subsequent sale or transfer of such leasehold estate and such purchaser or transferee and its successors shall be entitled to transfer such estate or interest without consent or approval of City; provided that, the purchaser or transferee or successor as holder of the leasehold estate hereunder shall be liable for the payment of all rent, if any, becoming due with respect to the period during which such purchaser, transferee or other successor is the holder of the leasehold estate hereunder. This Section shall also apply to the rights of a Mortgagee in connection with the entry into a new lease and to the appointment of a receiver on behalf of a Mortgagee.No Liability of Mortgagee for Prior Indemnified Acts. A Mortgagee shall not be obligated to assume the liability of Lessee for any indemnities or damages arising for a period prior to Mortgagee's acquiring the right to possession of the Property under this Lease. Deleted: Anything herein contained to the contrary notwithstanding the provisions ofthis Section shall inure only to the benefit of the holders of Mortgagelithe holders ofmore than one such Mortgage shall make written requests upon City in accordance with this base, the new lease (as provided for above) shall be entered into pursuant to the request of the holder whose Mortgage shall be prior in lien thereto and thereupon the written requests for a new lease ofeach holder ofa Mortgegeiunior in lien shall be and be deemed 0 be void and ofno force or effect. I (k) City Cooperation. City covenants and agrees that it will act and fully cooperate with Lessee in connection with Lessee's right to grant leasehold mortgages as hereinabove provided. At the request of Lessee or any proposed or existing Mortgagee, City shall promptly execute and deliver (i) any documents or instruments reasonably requested to evidence, acknowledge and/or perfept the rights of Mortgagees as herein provided. and (ii) an estoppel certificate certifying the status of this Lease and Lessee's interest herein and such matters as are reasonably requested by Lessee or such Mortgagees. Such estoppel certificate shall include, but not be limited to, certification by City that (a) this Lease is unmodified and in full force and effect (or, if modified, state the nature of such modification and certify that this Lease, as so modified, is in full force and effect), (b) all rents currently due under the Lease have been paid, (c) there are not, to City's knowledge, any uncured Events of Default on the part of Lessee under the Lease or facts, acts or omissions which with the giving of notice or passing of time, or both, would constitute an Event of Default. Any such estoppel certificate may be conclusively relied upon by any proposed or existing leasehold Mortgagee or assignee of Lessee's interest in this Lease. (1) Claims. City and Lessee shall deliver to Mortgagee notice of any litigation or arbitration proceedings between the parties or involving the Property or the Lease. Mortgagee shall have the right, at its option, to intervene and become a party to any such proceedings. If Mortgagee elects not to intervene or become a party, City shall deliver to Mortgagee prompt notice of and a copy of any award, decision or settlement agreement made in connection with any such proceeding. (m) Further Amendments. City and Lessee shall reasonably consider including in the Lease by suitable amendment from time to time any provision which may be reasonably requested by any proposed Mortgagee for the purpose of implementing the mortgagee protection provisions contained in this Lease and allowing that Mortgagee reasonable means to protect or preserve the lien of its Mortgage upon the occurrence of a default under the terms of the Lease. City and Lessee each agree to execute and deliver (and to acknowledge for recording purposes, if necessary) any agreement required to effect any such amendment which they have approved. 25. MISCELLANEOUS. 25.1 Governing Law. The laws of the State of California shall govern the interpretation and enforcement of this Lease. 25.2 Legal Actions. In addition to any other rights or remedies, either party may institute legal action to cure, correct or remedy any default, to recover damages for any default, or to obtain any other remedy consistent with the purpose of this Lease. Such legal actions must be instituted in the Superior Court of Los Angeles County, State of California. 25.3 Acceptance of Service of Process. In the event that any legal action is commenced by Lessee against City, service of process on City shall be made by personal service upon the City Clerk of City, or in such other manner as may be provided by law. In the event that any legal action is commenced by City against Lessee, service of process on Lessee shall be made by personal service upon Lessee or in such other manner as may be provided by law, and shall be effective whether made within or without the State of California. 25.4 Attorneys' Fees and Court Costs. In the event that either Cityor Lessee shall bring Deleted:, including, without limitation, and deed(.) of trust encumbering City's fee title in the Property, as security for loans obtained by Lessee in connection with the Property or commence an action to enforce the terms and conditions of this Lease or to obtain damages against the other party arising from any default under or violation of this Lease, then the prevailing party shall be entitled to and shall be paid reasonable attorneys' fees and court costs therefor in addition to whatever other relief such prevailing party may be entitled. 25.5 Inspection of Books And Records. City shall have the right (at Lessee's office, upon not less than forty-eight (48) hours' notice, and during normal business hours) to inspect and make copies of the books and records of Lessee pertaining to the Site as pertinent to the purposes of this Lease. 25.6 Interest. Any amount due City that is not paid when due shall bear interest from the date such amount becomes due until it is paid. Interest shall beat a rate equal to the lesser of (i) the discount rate established by the San Francisco office of the Federal Reserve Bank, plus two percent (2%), on the first day of the month such amount becomes due, and (ii) the maximum rate permitted by applicable law. ' 25.7 Notices. All notices, statements, demands, requests, consents, approvals, authorizations, offers, agreements, appointments or designations hereunder by either party to the other shall be in writing and shall be given either by (i) personal service, (ii) delivery by reputable document delivery service such as Federal Express that provides a receipt showing date and time of delivery, or (iii) mailing in the United States mail, certified or registered mail, return receipt requested, postage prepaid, and addressed as follows: To City: City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Attention: City Administrator Copy to: City Attorney Copy to: City Director of Community Services and Water To Lessee: 52nd Drive Apartments, L.P. 1640 A. Sepulveda Blvd., Suite 425 Los Angeles, CA 90025 Attention: John Huskey With copy to: Bocarsly, Emden, Cowan, Esmail & Arndt, LLP 633 West Fifth Street, 70`h Floor Los Angeles, CA 90071 Attention: Nicole Deddens To Construction Bank of America. N.A. To Permanent California Community Reinvestment Corporation Lender: 255 West Broadway, Suite 120 Glendale, CA 91204 Deleted:.... . Attention: Mary Kaiser, President To Investor LP: Bank of America, N.A. MAl-225-02-02 225 Franklin Street Boston, MA 02110 Attention: (617) (Telephone) (617) (Facsimile) To Special LP: Special Limited Partner Banc of America CDC Special Holdine Company, Inc. MA1-225-02-02 225 Franklin Street Boston, MA 02110 Attention: (617) (Telephone) (617) 346-2724 (Facsimile) or to such other address as either party shall later designate for such purposes by written notice to the other party. City shall also give copies of such notices to any party in interest under a Permitted Encumbrance which has requested such notice. Notices shall be deemed effective upon personal delivery or within three (3) days after mailing thereof as provided above; provided, however that refusal to accept delivery after reasonable attempts thereto shall constitute receipt. Any notices attempted to be delivered to an address from which the receiving party has moved without notice to the delivering party shall be effective on the third day after the attempted delivery or deposit in the United States mail. 25.8 Time is of the Essence. Time is of the essence in the performance of the terms and conditions of this Lease. 25.9 Non -Merger of Fee and Leasehold Estates. If both City's and Lessee's estates in the Site or the Housing Development or both become vested in the same owner, this Lease shall nevertheless not be destroyed by application of the doctrine of merger except at the express election of City and Lessee's Mortgagee. The voluntary or other surrender of this Lease by Lessee, or a mutual cancellation thereof, shall not work as a merger and shall, at the option of City, terminate all or any existing tenant leases or subtenancies or may, at the option of City, operate as an assignment to City of any or all such existing tenant leases or subtenancies. 25.10 Holding Over. The occupancy of the Site after the expiration of the Term of this Lease shall be construed to be a tenancy from month to month, and all other terms and conditions of this Lease shall continue in full force and effect. 25.11 Conflict of Interest. No member, official or employee of City shall have any personal interest, direct or indirect, in this Lease nor shall any such member, official or employee participate in any decision relating to the Lease which affects his personal interests or the interests of any limited partnership, partnership or association in which he is directly or indirectly interested. Lessee warrants that it has not paid or given, and will not pay or give, any third party any money or other consideration for obtaining this Lease. 25.12 Non -Liability of City and City Officials and Employees. No member, official, officer, employee, agent, or representative of City shall be personally liable to Lessee, or any successor in interest, in the event of any default or breach by City or for any amount which may become due to Lessee or successor or on any obligations under the terms of this Lease. 25.13 Relationship. The relationship between the parties hereto shall at all times be deemed to be that of landlord and tenant. The parties do not intend nor shall this Lease be deemed to create a partnership orjoint venture. Lessee acknowledges and agrees that neither this Lease nor any other agreement with City in its proprietary capacity as Lessee shall bind the City in its regulatory capacity and that nothing contained herein is an agreement of the City as a governmental body having regulatory jurisdiction of the Site to issue or grant to Lessee any permit, including building, grading or other land use permits. Lessee shall be required to apply for and obtain all permits including building, grading and other land use permits needed from the City in its governmental regulatory capacity, and to comply with all laws, ordinances, rules and regulations of City governing the construction, use and occupancy of the Housing Complex. 25.14 Waivers and Amendments. All waivers of the provisions of this Lease must be in writing and signed by the appropriate authorities of City or Lessee. The waiver by City of any breach of any term, covenant, or condition herein contained shall not be deemed to be a waiver of such term, covenant or condition, or any subsequent breach of the same or any other term, covenant or condition herein contained. The subsequent acceptance of rent hereunder by City shall not be deemed to be a waiver of any preceding breach of Lessee of any term, covenant or condition of this Lease, regardless of City's knowledge of such preceding breach at the time of acceptance of such rent. Failure on the part of City to require or exact full and complete compliance with any of the covenants or conditions of this Lease shall not be construed as in any manner changing the terms hereof and shall not prevent City from enforcing any provision hereof. All amendments hereto must be in writing and signed by the appropriate authorities of City and Lessee. The Lessee's mortgagee permitted by this Lease shall not be bound by any waiver or amendment to this Lease without Lessee's mortgagee giving its prior written consent. 25.15 elationshi with DDA. None ofthe terms, covenants or conditions agreed upon in - - ----------------------------------------------------------- ----------- writing in the DDA and other instruments between the parties to this Lease with respect to obligations to be performed, kept or observed by Lessee or City in respect to the Site or any part thereof, shall be deemed to be merged with this Lease. Upon the occurrence of each of the followin : (g a) City's issuance of a Final Certificate of Occupancy for the Housing Development, and (b) the City's determination that the construction ofthe Housing Development has been completed in accordance with the requirements of the DDA, and (c) Lessee's certify to the City that it is in compliance with the requirements of Section 310 of the DDA, then the DDA shall thereupon be terminated and of no further force or effect. Upon the request of Lessee. City shall execute and deliver to Lessee a termination agreement or a written certification that the DDA has been terminated in accordance with the requirements of this section. 25.16 Entire Agreement; Duplicate Originals; Counterparts. This Lease sets forth the entire understanding of the parties with respect to Lessee's ground lease of the Site. This Lease is executed in three (3) duplicate originals and counterparts, each of which is deemed to be an original. This Lease includes three exhibits, Exhibits A, B, and C. 25.17 Severability. If any provision of this Lease or the application thereof to any person or circumstances shall be invalid or unenforceable to any extent, the remainder of this Lease and the application of such provisions to other persons or circumstances shall not be affected thereby and shall be enforceable to the greatest extent permitted by law. 25.18 Terminology. All personal pronouns used in this Lease, whether used in the masculine, feminine, or neuter gender, shall include all other genders; the singular shall include the plural, and vice versa. Titles of sections are for convenience only, and neither limit nor amplify the provisions of the Lease itself. Except for terms expressly defined in this Lease, all terms shall have the same meaning as set forth in the DDA. 25.19 Recordation. A short form memorandum of this Lease, in the form attached hereto as Exhibit "C", shall be recorded at or within five (5) working days after the time the Lease is executed. 25.20 Binding Effect. This Lease, and the terms, provisions, promises, covenants and conditions hereof, shall be binding upon and shall inure to the benefit of the parties hereto and their respective heirs, legal representatives, successors and assigns. 25.21 Estoppel Certificate. Each of the parties shall at any time and from time to time upon not less than twenty (20) days' prior notice by the other, execute, acknowledge and deliver to such other party a statement in writing certifying that this Lease is unmodified and is in full force and effect (or if there shall have been modifications that this Lease is in full force and effect as modified and stating the modifications), and the dates to which the rent has been paid, and stating whether or not to the best knowledge of the signer of such certificate such other party is in default in performing or observing any provision of this Lease, and, if in default, specifying each such default of which the signer may have knowledge, and such other matters as such other party may reasonably request, it being intended that any such statement delivered by Lessee may be relied upon by City or any successor in interest to City or any prospective mortgagee or encumbrancer thereof, and it being further intended that any such statement delivered by City may be relied upon by any prospective assignee of Lessee's interest in this Lease or any prospective mortgagee or encumbrancer thereof. Reliance on any such certificate may not extend to any default as to which the signer of the certificate shall have had no actual knowledge. 25.22 Force Majeure. In addition to specific provisions of this Lease, performance by either party hereunder shall not be deemed to be in Default, and all performance and other dates specified in this Lease shall be extended, where delays or Defaults are due to causes beyond the control or without the fault of the party claiming an extension oftime to perform, which may include the following: war; insurrection; strikes; lockouts; riots; floods; earthquakes; fires; casualties; acts of God; acts of the public enemy; epidemics; quarantine restrictions; freight embargoes; lack of transportation; governmental restrictions or priority; unusually severe weather; acts or omissions of the other party; or acts or failures to act of the City or any other public or governmental agency or entity (other than the acts or failures to act of City which shall not excuse performance by City). Notwithstanding anything to the contrary in this Lease, an extension of time for any such cause shall be for the period of the enforced delay and shall commence to run from the time of the commencement of the cause, if notice by the party claiming such extension is sent to the other party within thirty (30) days of the commencement of the cause. Times of performance under this Lease may also be extended in writing by the mutual agreement of City and Lessee. 25.23 Quiet Enjoyment. City does hereby covenant, promise and agree to and with Lessee that Lessee, for so long as Lessee is not in default hereof, shall and may at all times peaceably and quietly have, hold, use, occupy and possess the Site throughout the Term. 25.24 City Approvals and Actions. Whenever a reference is made herein to an action or approval to be undertaken by City, the City Administrator or his or her designee is authorized to act on behalf of City unless specifically provided otherwise or the law otherwise requires. Deleted: y 1085816.4 12098-003 3� IN WITNESS WHEREOF, the parties hereto have caused this Lease to be executed by their lawfully authorized officers. ATTEST: City Clerk APPROVED AS TO FORM: City Attorney Kronick Moskovitz Tiedemann & Girard, Special Counsel to City CITY: CITY OF VERNON, a California charter city and municipal corporation M LESSEE: BY: Community Home Builders and Associates a California nonprofit public benefit corporation, its sole member and manager Graham P. Esvlev-Jones President •------ j Formatted: @Normal --- IDeleted:._¶ Nicholas George Rodrigum j Formatted: Underline Deleted:.....9 Deleted: (META HOUSING CORPORATION LIMITED PARTNERSHIP)¶ 9 Deleted:._ Formatted: No underline Deleted: I Deleted: I 1095816.4 12098-003 34 By: 52nd Drive Apartments LLC, a Califomia limited liability company, its Administrative General Partner Name: Formatted: Indent: Left: 220.5 pt EXHIBIT A SITE MAP [To be provided] Formatted: Left 1085816.4 12098-003 A-1 EXHIBIT B R318 That real property located in the City of Vernon, County of Los Angeles, State of California, described as follows: Lot Nos. 45 through 53 of Tract No. 7923 APN: 6314-002-900 (portion) 1085816.4 1209&003 B-1 Formatted: Left V EXHIBIT C Deleted: Exempt From Recording Fee Pursuant in Government Code Sections Deleted: RECORDING REQUESTED BY...)I AND WHEN RECORDED MAIL TO:. , m A City of Vernon.... ,A 4305 Santa Fe Avenue.... )I Vernon, California 90058 .... m Attention: City Clerk.. .. m Deleted: THIS MEMORANDUM OF LEASE ("Memomndum") is hereby entered into as of 201 by and between the CITY OF VERNON, a charter city and municipal corporation (the "City"), and (META HOUSING CORPORATION ENTITY1 (the "Lessee').¶ RECITAL1T A.. City and Lessee have entered into a "Ground Lease" dated concurrently herewith for that certain parcel ofreal property which is legally described in Exhibit A attached hereto and incorporated herein by reference (the "Site'). A copy ofthe Ground Leese is available for public inspection at City's office at 4305 Santa Fe Avenue, Vernon, California. The term ofthe Ground Lease is sixty-five (65) years with one ten (10) year extension option.9 R .'Ma Ground Lease provides that a short form memorandum afthe Ground Lease shall be executed and retarded in the Official Records of Los Angeles Comity, Calif nnis.y NOW, THEREFORE, the parties hereto certify as follows:¶ City, Ferment to the Ground Lease, hereby Leases the Site to the Lessee upon the temps and conditions provided far Heroin. This Memorandenrof Leeseis not a complete summary ofthe Ground Lease, and shall not be used to interpret Elie provisions of the Ground Lease.Q .----------.Page Break----------' 1095816.4 12098-003 C-1 EXHIBIT D PROPERTY SITE MANAGEMENT PLAN [To Be Inserted] EXHIBIT E PERMITTED LENDERS AND INVESTORS 1. Construction Lender/Mortsaeee: Bank of America. N.A. 2. jPermanent Lender/Morteaeee: 3. California Community Reinvestment Corporation 255 West Broadway, Suite 120 Glendale, CA 01204 Attention: Mary Kaiser, President Investor Limited Partner: Bank of America. N.A. MA1-225-02-02 225 Franklin Street Boston, MA 02110 Attention: (617) (Telephone) (617) (Facsimile) Special Limited Partner Banc of America CDC Special Holdine Comoanv. Inc. MAI-225-02-02 225 Franklin Street Boston, MA 02110 1085816.4 1209&003 C-2 Deleted: CITY:¶ CITY OF VERNON, a California -- charter city and municipal corporation¶ By: ..... .I Formatted: _1.0sp 0", Indent: Left: 36 of Deleted: ATTEST:¶ 9 q City Clerk¶ 9 APPROVED AS TO FORM I 9 Nicholas George Rodriguez,9 City Attorney¶ 9 I Kronick Moskovice Tiedemann & Grard,¶ Special Counsel to City¶ Formatted: @Normal Deleted: LESSE&I [META HOUSING CORPORATION ENTITY]Q By: ...... I By: _. ..� Formatted: @Normal, Indent: Left: 36 Pt Deleted: Section Break (Next Page)• EXHIBIT A TO MEMORANDUM OF LEASE) LEGAL DESCRIPTIONQ That real property located in the City of Vernon, County of Los Angeles, State of Califomia, described as follows:¶ Lot Nos. 45 through 53 of Tract No. 79231 APN: 6314-002-900 (portion» ...... Sector, Break (Next Page)-----. ----------- Page Break __-_------. STATE OF CALIFORNIA Formatted: Norma[ Regulatory Agreement RECORDING REQUESTED BY AND WHEN RECORDED RETURN TO: City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Attn: City Clerk This document is exempt from the payment of a •------- Formatted: Left recording fee pursuant to Government Code Sections 6103 and 27383� -- Deleted; I REGULATORY AGREEMENT THIS REGULATORY AGREEMENT (the "Agreement") is entered into as o arch ------ Deleted: 2014 by and between the CITY OF VERNON, a California charter city and municipal corporation 201— (the "City"), and L52ND DRIVE APARTMENTS, L.P.a a Ca_lifornia limitedP.artnershiP the - Deleted: tMEPA HOUSING "Developer"). CORPORATION ENTITY), RECITALS A. Pursuant to a "Ground Lease" between City and Developer dated ps of March - Deleted: zo1 2014 Developer has ground leased from the City certain real property located within the City of Vernon, as particularly described in the Legal Description attached hereto as Exhibit A, which is incorporated herein by reference (the "Site"). B. Developer desires to construct a forty-five (45) unit multifamily affordable housing development on the Site (the "Housing Development"), and to make available and rent the apartment units within the Housing Development (the "Housing Units') for extremely low, very low and lower income persons at an affordable rent. C. Developer and City have entered into a Disposition and Development Agreement(the "DDA") dated as of February 19, 2013. Subject to the terms and conditions therein, the Developer has agreed to lease the Site and construct and operate the Housing Development, and the Developer has agreed to make available and lease two (2) of the Housing Units to Extremely Low Income Households, fourteen (14) of the Housing Units to Very Low Income Households, and six (6) of the Housing Units to Lower Income Households, all at an Affordable Rent (as those terms are defined herein). The execution and recording of this Agreement is a requirement of the DDA and the Ground Lease. 1082298.2 12098-003 Attachment No. 9-1 NOW, THEREFORE, the parties hereto agree as follows: 1. Number of Affordable Units. Developer agrees to make available, restrict occupancy to, and rent two (2) of the Housing Units to Extremely Low Income Households, fourteen (14) of the Housing Units to Very Low Income Households, and six (6) of the Housing Units to Lower Income Households, all at an Affordable Rent (the "Affordable Units"). For purposes hereof: "Extremely Low Income Household" means an annual gross income that does not exceed the qualifying limits, adjusted for household size and other factors, for an "extremely low-income family" as defined under the United States Housing Act of 1937 as amended, and as determined from time to time by HUD for the Los Angeles Metropolitan Statistical Area. If HUD should cease making such determination, "extremely low income" shall be defined as equal to or less than 30% of Area Median Income, or City in its reasonable discretion may designate another definition of "extremely low income" used by any other federal or state agency. "Lower Income Household" means an annual gross income that does not exceed the qualifying limits, adjusted for household size and other factors, for a " low-income family" as defined under the United States Housing Act of 1937 as amended, and as determined from time to time by HUD for the Los Angeles Metropolitan Statistical Area. If HUD should cease making such determination, "low income" shall be defined as equal to or less than 60%of Area Median Income, or City in its reasonable discretion may designate another definition of "low income" used by any other federal or state agency. "Very Low Income Household" means an annual gross income that does not exceed the qualifying limits, adjusted for household size and other factors, for a "very low-income family" as defined under the United States Housing Act of 1937 as amended, and as determined from time to time by HUD for the Los Angeles Metropolitan Statistical Area. If HUD should cease making such determination, "very -low income" shall be defined as equal to or less than 50% of Area Median Income, or City in its reasonable discretion may designate another definition of "very -low income" used by any other federal or state agency. 2. Duration of Affordability Requirements. The Affordable Units shall be subject to the requirements of this Agreement for the entire term of the Ground Lease, as it may be extended. The duration of this requirement shall be known as the "Affordability Period." 3. Household Income Requirements. Developer shall obtain, or shall cause to be obtained by the Property Manager, a certification from each household leasing an Affordable Unit demonstrating that such household is an Extremely Low Income Household, Very Low Income Household or Lower Income Household, as applicable, and meets the eligibility requirements established for the Housing Unit. Developer shall verify, or shall cause to be verified by the Property Manager, the income certification of the household. 4. Affordable Rent. The maximum Monthly Rent chargeable for the Affordable Units shall be annually determined in accordance with the following requirements. The Monthly Rent for the Affordable Units to be rented to Extremely Low Income Households shall not exceed the 1 1082298.2 12098-003 Attachment No. 9-2 maximum rent allowable under Section 42 of the Internal Revenue Code and the rules and regulations implementing the foregoing (the "Tax Credit Rules") for a tenant earning thirty percent (30%) of the Los Angeles County area median income for a household size appropriate to the unit. The Monthly Rent for the Affordable Units to be rented to Very Low Income Households shall not exceed the maximum rent allowable under the Tax Credit Rules for a tenant earning fifty percent (50%) of the Los Angeles County area median income for a household size appropriate to the unit. The Monthly Rent for the Affordable Units to be rented to Lower Income Households shall not exceed the maximum rent allowable under the Tax Credit Rules for a tenant earning sixty percent (60%) of the Los Angeles County area median income for a household size appropriate to the unit. For purposes of this Agreement, "Monthly Rent" means the total of monthly payments for (a) use and occupancy of each Affordable Unit and land and facilities associated therewith, (b) any separately charged fees or service charges assessed by the Developer which are required of all tenants, other than security deposits, (c) a reasonable allowance for an adequate level of service of utilities not included in (a) or (b) above, including garbage collection, sewer, water, electricity, gas and other heating, cooking and refrigeration fuels, but not including telephone service, and (d) possessory interest, taxes or other fees or charges assessed for use of the land and facilities associated therewith by a public or private entity other than Developer. In the event that all utility charges are paid by the landlord rather than the tenant, no utility allowance shall be deducted from the rent. 5. Site Management Plan; Property Management. The Developer has prepared a "Site Management Plan" which sets forth in detail the Developer's property management duties, a marketing plan, a tenant selection process, a security system and crime prevention program, the procedures for the collection of rent, the procedures for eviction of tenants, the rules and regulations of the Housing Development and manner of enforcement, a standard lease form, an operating budget, the identity of the manager of the Housing Development (the "Property Manager"), the resident services program to be provided pursuant to Section 7 hereof, and other matters relevant to the management of the Housing Development. The Site Management Plan shall prohibit the Property Manager from lobbying, influencing, or attempting to influence any residents of the Housing Development or other registered voters of the City with respect to any matters which require the approval of the City or the electorate of the City. Any violation of this Section 706 shall be deemed a material breach of this Agreement. The Site Management Plan is attached to the round Lease as Attachment No. and --.--- Deleted: DDn g �' -----------------— '----- incorporated herein. The Site Management Plan may be revised from time to time with the approval Deleted: s of the City. The management of the Housing Development shall be in compliance with the Site Management Plan which is approved by the City. If the City determines that the performance of the Property Manager is deficient based upon the standards set forth in the Site Management Plan and in this Agreement, the City shall provide notice to the Developer of such deficiencies, and the Developer shall use its best efforts to correct such deficiencies. In the event that such deficiencies have not been cured within the time set forth in the Ground Lease, the City shall have the right to require the Developer to immediately remove and replace the Property Manager with another property manager or property management company which is reasonably acceptable to the City, which is not related to or affiliated with the Developer, 1 1082298.2 12098-003 Attachment No. 9-3 and which has not less than five (5) years experience in property management, including significant experience managing housing facilities of the size, quality and scope of the Housing Development. 6. Selection of Tenants. Developer shall be responsible for the selection of tenants for the Housing Units in compliance with lawful and reasonable criteria, as set forth in the Site Management Plan, and according to a system which provides an agreed upon priority for persons employed or residing in the City of Vernon or within a 1 mile radius as measured from the center of the Site. The Site Management Plan shall include a system for the random selection oftenants from a pool of applicants. Tenants shall meet criteria which is reasonable and customary for similar multifamily developments. Tenant selection shall be made in an open and public manner. The tenant selection system in the Site Management Plan shall be designed to prevent favoritism and outside influences of any kind in the selection process. The tenant selection system shall provide for due diligence by Developer in evaluation of the applications for eligibility criteria, including the basis of any requested priority. Representatives of the City shall be entitled to enter, inspect the records of, and audit the Housing Development with respect to the tenant selection process as provided in Section 14 hereof. Any violation of the tenant selection system shall be deemed a material breach of this Agreement. 7. Resident Services. At all times during the Affordability Period, Developer shall provide, or cause to be provided, activities and programs appropriate to the needs of the residents of the Housing Development, with the selection of such activities and programs to be determined by Developer in collaboration with the residents of the Housing Development. The specific types of social services to be provided shall be submitted to and approved by the City, and may be revised with the prior approval of the City, which approval shall not be unreasonably withheld. The annual cost of resident services shall be not less than $15,000, as adjusted annually by the increase in the CPI during the previous 12 month period. 8. Maintenance. The Developer shall maintain the Housing Development or cause it to be maintained in a decent, safe and sanitary manner, and in accordance with the standard of maintenance of first class apartment units within Los Angeles County, California. If at any time Developer fails to maintain the Housing Development in accordance with this Agreement and such condition is not corrected within five days after written notice from the City with respect to graffiti, debris, and waste material, or thirty days after written notice from the City with respect to general maintenance, landscaping and building improvements, then the City, in addition to whatever remedy it may have at law or at equity, shall have the right to enter upon the applicable portion of the Housing Development and perform all acts and work necessary to protect, maintain, and preserve the Housing Development, and to attach a lien upon the Housing Development, or to assess the Housing Development, in the amount of the expenditures arising from such acts and work of protection, maintenance, and preservation by the City and/or costs of such cure, including a reasonable administrative charge, which amount shall be promptly paid by Developer to the City upon demand. 9. Capital Reserve Requirements. The Developer shall also, or cause the Property Manager to, annually set aside an amount of Three Hundred Dollars ($300) per Housing Unit (or such larger amount as may be required by a Housing Development lender), from the gross rents received from the Housing Development, into a separate interest -bearing trust account in the name of the Developer (the "Capital Replacement Reserve"); provided, however, to the extent the Developer is required by any lender to maintain a separate account to hold deposits for capital reserves, the 1 1082298.2 1209M03 Attachment No. 94 amount of such deposits shall be credited towards Developer's obligations under this section. Such amount shall be adjusted annually by the Consumer Price Index of the Bureau of Labor Statistics of the U.S. Department of Labor for AI I Urban Consumers, Los Angeles — Riverside— Orange County, California (all items), 1982-84 =100, or its successor index (the "Consumer Price Index"). Funds in the Capital Replacement Reserve shall be used for capital replacements to the Housing Development fixtures and equipment which are normally capitalized under generally accepted accounting principles. The non -availability of funds in the Capital Replacement Reserve does not in any manner relieve the Developer of the obligation to undertake necessary capital repairs and improvements and to continue to maintain the Housing Development in the manner prescribed herein. Not less than once per year, Developer, at its expense, shall submit to the City an accounting for the Capital Replacement Reserve. Capital repairs to and replacement of the Housing Development shall include only those items with a long useful life, including without limitation the following: carpet and drape replacement; appliance replacement; exterior painting, including exterior trim; hot water heater replacement; plumbing fixtures replacement, including tubs and showers, toilets, lavatories, sinks, faucets; air conditioning and heating replacement; asphalt repair and replacement, and seal coating; roofing repair and replacement; landscape tree replacement; irrigation pipe and controls replacement; gas line pipe replacement; lighting fixture replacement; common area furniture replacement; common area repainting, and uninsured losses due to casualties such as earthquakes. 10. Relationship to Tax Credit Requirements. Notwithstanding any other provisions of this Agreement, to the extent that the regulatory agreement executed by the Developer as a requirement of receiving the Tax Credits (the "Tax Credit Regulatory Agreement") is less restrictive with respect to the requirements applicable to tenant selection, tenant income levels and unit rent levels than as provided in this Agreement and the DDA, this Agreement and the DDA shall control. 11. Prohibited Uses. None of the Housing Units in the Housing Development shall at any time be utilized on a transient basis, nor shall the Housing Development or any portion thereof ever be used as a hotel, motel, dormitory, fraternity or sorority house, rooming house, hospital, nursing home, sanitarium or rest home. 12. Non Discrimination Covenants. Developer covenants by and for itself, its successors and assigns, and all persons claiming under or through them that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, religion, sex, marital status, familial status, disability, national origin, or ancestry in the sale, lease, transfer, use, occupancy, tenure, or enjoyment of the Housing Development, nor shall Developer itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, or vendees in the Housing Development. 13. Naming Rights. City shall have the exclusive non-commercial right to select the name of the Housing Development in its sole discretion to honor one or more civic or business leaders, as the City Council may designate. Developer agrees to cooperate in the placement of a suitable monument or other feature to memorialize this honor, at the City's expense. Developer shall use the name selected by City on all exterior and interior project signage, written materials and letterhead, leases and other project documents, and shall verbally refer to the Housing Development by the selected name. The parties shall jointly agree in advance on the scheduling of any official 1 1082299.2 12098-003 Attachment No. 9-5 naming ceremonies, and the press announcements regarding such ceremonies, and both parties shall have the right to participate in any such naming ceremonies. 14. Monitoring and Recordkeeping. Throughout the Affordability Period, prior to April 15 of each year, Developer shall annually complete and submit to City an audited financial statement for the Housing Development and a report which includes (i) the name, address, income and household size of each occupant of an Affordable Unit during the prior year, identifying the bedroom count and Monthly Rent for such Affordable Unit, (ii) an identification of vacancies of Affordable Units during the prior year, (iii) the amount deposited into reserve accounts in the prior year, (iv) the amount and purposes of all expenditures of reserve accounts during the prior year, (v) the current balance of reserve accounts, (vi) an operating budget for the current year, (vii) a detailed accounting of operating expenditures in the prior year, and (viii) a description of and cost of social service programs conducted in the prior year. City agrees that the Developer may submit reporting forms prepared and submitted in connection with the Tax Credits, to the extent those forms contain the information required hereunder. Representatives of the City shall be entitled to enter the Housing Development, upon at least forty-eight (48) hours prior written notice, to monitor compliance with this Agreement, to inspect and make copies of the records of the Housing Development, and to conduct an independent audit or inspection of such records. The Developer agrees to cooperate with the City in making the Housing Development available for such inspection or audit. Developer agrees to maintain records in businesslike manner, and to maintain such records for the term of this Agreement. 15. Compliance with Laws and Ground Lease. The Developer shall carry out the ---{ Deleted: DDA operation of the Housing Development in conformity with the�Ground Lease and all applicable laws, Deleted: Don including all applicable state labor standards, City zoning and development standards, building, plumbing, mechanical and electrical codes, and all other provisions of the City Municipal Code, and all applicable disabled and handicapped access requirements, including without limitation the Americans With Disabilities Act, 42 U.S.C. Section 12101, et seq., Government Code Section 4450, et seq., Government Code Section 11135, et seq., and the Unruh Civil Rights Act, Civil Code Section 51, et seq. 16. Successors and Assigns. This Agreement shall run with the land, and all of the terms, covenants and conditions of this Agreement shall be binding upon the Developer and the City and the permitted successors and assigns of the Developer and the City. Whenever the term "Developer" or "City" is used in this Agreement, such tern shall include any other successors and assigns as herein provided. 17. No Third Party Beneficiaries. This Agreement is made and entered into for the sole protection and benefit of the City and its successors and assigns, and Developer and its successors and assigns, and no other person or persons shall have any right of action hereon. 18. Partial Invalidity. If any provision of this Agreement shall be declared invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions hereof shall not in any way be affected or impaired. 19. Governing Law. This Agreement and the documents and other instruments given pursuant hereto shall be construed in accordance with and be governed by the laws of the State of 1082298.2 12098.003 Attachment No. 9-6 California. Any references herein to particular statutes or regulations shall be deemed to refer to successor statutes or regulations, or amendments thereto. 20. Amendment. This Agreement may not be changed orally, but only by agreement in writing signed by Developer and the City. 21. Notices. Any approval, disapproval, demand, document or other notice ("Notice") which either party may desire to give to the other party under this Agreement must be in writing and may be given either by (i) personal service, (ii) delivery by reputable document delivery service such as Federal Express that provides a receipt showing date and time of delivery, or (iii) mailing in the United States mail, certified mail, postage prepaid, return receipt requested, addressed to the address of the party as set forth below, or at any other address as that party may later designate by Notice. To City: City of Vernon 4305 Santa Fe Avenue Vernon, California 90058 Attention: City Administrator Copy to: City Attorney Copy to: City Director of Community Services and Water To Developer: 52nd Drive Apartments, L.P. Deleted: It..ma�d P�ashipl c/o Meta Housing Corporation 1640 A. Sepulveda Blvd., Suite 425 Los Angeles, CA 90025 Attention: John Huskey With copy to: Bocarsly, Emden, Cowan, Esmail & Arndt, LLP 633 West Fifth Street, 70th Floor Los Angeles, CA 90071 Attention: Nicole Deddens 1082298.2 12098-003 Attachment No. 9-7 To Construction Bank of America, N A _ ............. ................... Deleted: With wpy to:....... ¶ Lender: �=779 �9 To Permanent California Community Reinvestment Corporation Lender: 255 West Broadway Suite 120 Glendale, CA 91204 Attention: Mary Kaiser, President To Investor LP: Bank of America. N A MA1-225-02-02 225 Franklin Street Boston, MA 02110 Attention: (617) (Telephone) (617) (Facsimile) To Special LP: Special Limited Partner Banc of America CDC Special Holding Company Inc MA1-225-02-02 225 Franklin Street Boston, MA 02110 Attention: (617) (Telephone) (617)346-2724 (Facsimile) Any written notice, demand or communication shall be deemed received immediately upon receipt; provided, however, that refusal to accept delivery after reasonable attempts thereto shall constitute receipt. Any notices attempted to be delivered to an address from which the receiving party has moved without notice shall be effective on the third day from the date of the attempted delivery or deposit in the United States mail. 1 1082298.2 12098,003 Attachment No. 9-8 ------- Formatted: Indent: Left: 36 pt, Don't keep with next, Don't keep lines together IN WITNESS WHEREOF, the parties hereto have executed this Regulatory Agreement effective as of the date and year set forth above. CITY: CITY OF VERNON, a California charter city and municipal corporation By: Formatted: Font: 11 pt, Bold -------------------------------------------------------------- ---------- Formattetl: Indent: Fiat line: 0 pt ATTEST: City Clerk APPROVED AS TO FORM: Deleted: Nicholas George Rodrigoea,q City Attorney ='� Kronick Moskovitz Tiedemann & Girard, Special Counsel to City 1 1082298.2 12098-003 Attachment No. 9-9 Formatted: Font: 11 pt, Bold Formatted: Space After: 12 pt Deleted: DEVELOPER:¶ (META HOUSING CORPORATION LIMITED PARTNERSHIPIq By: q Formatted: Normal, Indent: Left: 216 pt, Don't hyphenate Formatted: Font: Bold DEVELOPER: i Deleted:. Section Break (Next Page). 52ND DRIVE APARTMENTS. L.P. a California limited nai-mership Bv: CHBA Affordable III. LLC a California limited liability company, its Managing General Partner By: Community Home Builders and Associates. a California nonprofit public benefit corporation its sole member and manager B Graham P. Espley-Jones President By: 52nd Drive Apartments LLC, a California limited liability company, its Administrative General Partner Name: 1082298.2 12098-003 Attachment No. 9-10 Exhibit "A" LEGAL DESCRIPTION OF PROPERTY That real property located in the City of Vernon, County of Los Angeles, State of California, described as follows: Lot Nos. 45 through 53 of Tract No. 7923 APN: 6314-002-900 (portion) 1 1082298.2 12098-003 Attachment No. 9-11 STATE OF CALIFORNIA ) ss COUNTY OF ) On , before me, Notary Public, personally appeared who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument, and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. (Seal) 2 1082298.2 12098-003 Attachment No. 9-12 STATE OF CALIFORNIA ss COUNTY OF On I before me, I Notary Public, personally appeared , who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument, and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. (Seal) Notary Public 1 10922982 12098-003 Attachment No.9-13